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	Comments for Doctor Of Credit	</title>
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	<link>https://www.doctorofcredit.com</link>
	<description>Bank Account &#38; Credit Card Bonuses</description>
	<lastBuildDate>Tue, 08 Sep 2026 23:31:04 +0000</lastBuildDate>
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		Comment on (Last Chance) Paze: Get Free $100 Back *Per Card* (10 x $10) by Phigam		</title>
		<link>https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/#comment-2408134</link>

		<dc:creator><![CDATA[Phigam]]></dc:creator>
		<pubDate>Tue, 08 Sep 2026 23:31:04 +0000</pubDate>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=260102?d=20260908#comment-2408134</guid>

					<description><![CDATA[I ended at $1800 with $50 into Starbucks via Newegg and then $1750 into Dunkin.]]></description>
			<content:encoded><![CDATA[<p>I ended at $1800 with $50 into Starbucks via Newegg and then $1750 into Dunkin.</p>
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		Comment on (Last Chance) Paze: Get Free $100 Back *Per Card* (10 x $10) by jamesheine42069		</title>
		<link>https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/#comment-2408133</link>

		<dc:creator><![CDATA[jamesheine42069]]></dc:creator>
		<pubDate>Tue, 08 Sep 2026 23:30:49 +0000</pubDate>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=260102?d=20260908#comment-2408133</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/#comment-2408092&quot;&gt;ctj&lt;/a&gt;.

You always have time to buy Dunkin gift cards! It&#039;s not like Dunkin will stop selling gift cards in three days.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/#comment-2408092">ctj</a>.</p>
<p>You always have time to buy Dunkin gift cards! It&#8217;s not like Dunkin will stop selling gift cards in three days.</p>
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		Comment on [Expired] GalaxyOne $3,000 Bonus With $10,000 Deposit by Monty		</title>
		<link>https://www.doctorofcredit.com/galaxyone-1000-bonus-with-10000-deposit/#comment-2408132</link>

		<dc:creator><![CDATA[Monty]]></dc:creator>
		<pubDate>Tue, 08 Sep 2026 23:28:59 +0000</pubDate>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=264433?d=20260826#comment-2408132</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.doctorofcredit.com/galaxyone-1000-bonus-with-10000-deposit/#comment-2408129&quot;&gt;KodaCo🔗&lt;/a&gt;.

yay thanks]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.doctorofcredit.com/galaxyone-1000-bonus-with-10000-deposit/#comment-2408129">KodaCo🔗</a>.</p>
<p>yay thanks</p>
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		Comment on (Last Chance) Paze: Get Free $100 Back *Per Card* (10 x $10) by jamesheine42069		</title>
		<link>https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/#comment-2408131</link>

		<dc:creator><![CDATA[jamesheine42069]]></dc:creator>
		<pubDate>Tue, 08 Sep 2026 23:28:33 +0000</pubDate>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=260102?d=20260908#comment-2408131</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/#comment-2408061&quot;&gt;H.P.&lt;/a&gt;.

You&#039;re missing the point of this promotion, which is get both Paze credits &lt;strong&gt;&lt;em&gt;and &lt;/em&gt;&lt;/strong&gt;credit card points.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/#comment-2408061">H.P.</a>.</p>
<p>You&#8217;re missing the point of this promotion, which is get both Paze credits <strong><em>and </em></strong>credit card points.</p>
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		Comment on [AZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, WI] BMO Bank $400 Checking Bonus by pS		</title>
		<link>https://www.doctorofcredit.com/il-wi-mn-in-az-fl-ks-mo-bmo-harris-350-checking-300-savings-bonus/#comment-2408130</link>

		<dc:creator><![CDATA[pS]]></dc:creator>
		<pubDate>Tue, 08 Sep 2026 23:27:51 +0000</pubDate>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=151228?d=20250910#comment-2408130</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.doctorofcredit.com/il-wi-mn-in-az-fl-ks-mo-bmo-harris-350-checking-300-savings-bonus/#comment-2408127&quot;&gt;John R&lt;/a&gt;.

Yes, I met the requirements]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.doctorofcredit.com/il-wi-mn-in-az-fl-ks-mo-bmo-harris-350-checking-300-savings-bonus/#comment-2408127">John R</a>.</p>
<p>Yes, I met the requirements</p>
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		Comment on [Expired] GalaxyOne $3,000 Bonus With $10,000 Deposit by KodaCo🔗		</title>
		<link>https://www.doctorofcredit.com/galaxyone-1000-bonus-with-10000-deposit/#comment-2408129</link>

		<dc:creator><![CDATA[KodaCo🔗]]></dc:creator>
		<pubDate>Tue, 08 Sep 2026 23:27:38 +0000</pubDate>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=264433?d=20260826#comment-2408129</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.doctorofcredit.com/galaxyone-1000-bonus-with-10000-deposit/#comment-2408110&quot;&gt;Monty&lt;/a&gt;.

I received “you are enrolled” email after pulling from Chase. Transfer also went through same day]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.doctorofcredit.com/galaxyone-1000-bonus-with-10000-deposit/#comment-2408110">Monty</a>.</p>
<p>I received “you are enrolled” email after pulling from Chase. Transfer also went through same day</p>
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		Comment on [AZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, WI] BMO Bank $400 Checking Bonus by An		</title>
		<link>https://www.doctorofcredit.com/il-wi-mn-in-az-fl-ks-mo-bmo-harris-350-checking-300-savings-bonus/#comment-2408128</link>

		<dc:creator><![CDATA[An]]></dc:creator>
		<pubDate>Tue, 08 Sep 2026 23:25:50 +0000</pubDate>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=151228?d=20250910#comment-2408128</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.doctorofcredit.com/il-wi-mn-in-az-fl-ks-mo-bmo-harris-350-checking-300-savings-bonus/#comment-2408081&quot;&gt;pS&lt;/a&gt;.

@guest_2408081 Did the code come back as valid? It&#039;s still showing as valid on the online form so IDK how their systems work.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.doctorofcredit.com/il-wi-mn-in-az-fl-ks-mo-bmo-harris-350-checking-300-savings-bonus/#comment-2408081">pS</a>.</p>
<p><a class='wpd-umcguest'  href='https://www.doctorofcredit.com/il-wi-mn-in-az-fl-ks-mo-bmo-harris-350-checking-300-savings-bonus/#comment-2408081'><img alt='' src='https://secure.gravatar.com/avatar/511388813af774a7065c0875ac764735de0af2da55213ce0b2b1bbb13c3f2008?s=30&#038;d=mm&#038;r=g' srcset='https://secure.gravatar.com/avatar/511388813af774a7065c0875ac764735de0af2da55213ce0b2b1bbb13c3f2008?s=60&#038;d=mm&#038;r=g 2x' class='avatar avatar-30 photo' height='30' width='30' decoding='async'/>pS</a> Did the code come back as valid? It&#8217;s still showing as valid on the online form so IDK how their systems work.</p>
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		Comment on [AZ, CA, CO, FL, IA, IL, IN, MN, NM, NV, OR, UT, WA, WI] BMO Bank $400 Checking Bonus by John R		</title>
		<link>https://www.doctorofcredit.com/il-wi-mn-in-az-fl-ks-mo-bmo-harris-350-checking-300-savings-bonus/#comment-2408127</link>

		<dc:creator><![CDATA[John R]]></dc:creator>
		<pubDate>Tue, 08 Sep 2026 23:24:15 +0000</pubDate>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=151228?d=20250910#comment-2408127</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.doctorofcredit.com/il-wi-mn-in-az-fl-ks-mo-bmo-harris-350-checking-300-savings-bonus/#comment-2408081&quot;&gt;pS&lt;/a&gt;.

I was about to call in again based on your comment, then I saw that I somehow missed the state residency requirements in the terms. I guess you&#039;re in one of those states?  @guest_2407926]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.doctorofcredit.com/il-wi-mn-in-az-fl-ks-mo-bmo-harris-350-checking-300-savings-bonus/#comment-2408081">pS</a>.</p>
<p>I was about to call in again based on your comment, then I saw that I somehow missed the state residency requirements in the terms. I guess you&#8217;re in one of those states?  <a class='wpd-umcguest'  href='https://www.doctorofcredit.com/il-wi-mn-in-az-fl-ks-mo-bmo-harris-350-checking-300-savings-bonus/#comment-2407926'><img alt='' src='https://secure.gravatar.com/avatar/511388813af774a7065c0875ac764735de0af2da55213ce0b2b1bbb13c3f2008?s=30&#038;d=mm&#038;r=g' srcset='https://secure.gravatar.com/avatar/511388813af774a7065c0875ac764735de0af2da55213ce0b2b1bbb13c3f2008?s=60&#038;d=mm&#038;r=g 2x' class='avatar avatar-30 photo' height='30' width='30' decoding='async'/>pS</a></p>
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		Comment on (Last Chance) Paze: Get Free $100 Back *Per Card* (10 x $10) by jamesheine42069		</title>
		<link>https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/#comment-2408126</link>

		<dc:creator><![CDATA[jamesheine42069]]></dc:creator>
		<pubDate>Tue, 08 Sep 2026 23:23:51 +0000</pubDate>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=260102?d=20260908#comment-2408126</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/#comment-2408102&quot;&gt;William Charles&lt;/a&gt;.

I upvoted you because you&#039;re famous here. I hope my upvotes support you somehow.

Tbf, most comments on this site are not interesting/helpful and skimming through this much garbage is exhausting, especially from people asking the same thing over and over.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/#comment-2408102">William Charles</a>.</p>
<p>I upvoted you because you&#8217;re famous here. I hope my upvotes support you somehow.</p>
<p>Tbf, most comments on this site are not interesting/helpful and skimming through this much garbage is exhausting, especially from people asking the same thing over and over.</p>
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		<title>
		Comment on (Update) Paze Spend $10, Get $10 Back Offer &#8211; What&#8217;s Left (Non Giftcard Options, More Added) by Kent C		</title>
		<link>https://www.doctorofcredit.com/paze-spend-10-get-10-back-offer-whats-left-non-giftcard-options/#comment-2408125</link>

		<dc:creator><![CDATA[Kent C]]></dc:creator>
		<pubDate>Tue, 08 Sep 2026 23:20:28 +0000</pubDate>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=260292?d=20260829#comment-2408125</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.doctorofcredit.com/paze-spend-10-get-10-back-offer-whats-left-non-giftcard-options/#comment-2408028&quot;&gt;calwatch&lt;/a&gt;.

Outside of DOC and a few other places, I know of no one who has heard of Paze. Spoke to about 15 other people with credit cards who hadn&#039;t heard of it. A few tried, after I recommended it, but found it difficult to use, LOL. A billion $ would be a stretch. I&#039;d think a few million? Paze will disappear into the wasteland after awhile once the banks realize few people find it useful.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.doctorofcredit.com/paze-spend-10-get-10-back-offer-whats-left-non-giftcard-options/#comment-2408028">calwatch</a>.</p>
<p>Outside of DOC and a few other places, I know of no one who has heard of Paze. Spoke to about 15 other people with credit cards who hadn&#8217;t heard of it. A few tried, after I recommended it, but found it difficult to use, LOL. A billion $ would be a stretch. I&#8217;d think a few million? Paze will disappear into the wasteland after awhile once the banks realize few people find it useful.</p>
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		Comment on [Expired] Quorum Federal Credit Union $300 Checking Bonus Available Nationwide by Morris		</title>
		<link>https://www.doctorofcredit.com/quorum-federal-credit-union-300-checking-bonus-available-nationwide/#comment-2408124</link>

		<dc:creator><![CDATA[Morris]]></dc:creator>
		<pubDate>Tue, 08 Sep 2026 23:20:17 +0000</pubDate>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=227865?d=20260812#comment-2408124</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.doctorofcredit.com/quorum-federal-credit-union-300-checking-bonus-available-nationwide/#comment-2406049&quot;&gt;Smiff❗&lt;/a&gt;.

Thanks Smiff. They changed to &lt;span&gt;Paychecks/Salary eventually.&lt;/span&gt;]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.doctorofcredit.com/quorum-federal-credit-union-300-checking-bonus-available-nationwide/#comment-2406049">Smiff❗</a>.</p>
<p>Thanks Smiff. They changed to <span>Paychecks/Salary eventually.</span></p>
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		Comment on [Expired] GalaxyOne $3,000 Bonus With $10,000 Deposit by someguy🔗		</title>
		<link>https://www.doctorofcredit.com/galaxyone-1000-bonus-with-10000-deposit/#comment-2408122</link>

		<dc:creator><![CDATA[someguy🔗]]></dc:creator>
		<pubDate>Tue, 08 Sep 2026 23:20:06 +0000</pubDate>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=264433?d=20260826#comment-2408122</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.doctorofcredit.com/galaxyone-1000-bonus-with-10000-deposit/#comment-2407896&quot;&gt;povertyjetset&lt;/a&gt;.

Yea, I have successfully done that with Happen bank.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.doctorofcredit.com/galaxyone-1000-bonus-with-10000-deposit/#comment-2407896">povertyjetset</a>.</p>
<p>Yea, I have successfully done that with Happen bank.</p>
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		Comment on (Last Chance) Paze: Get Free $100 Back *Per Card* (10 x $10) by Bad Cow		</title>
		<link>https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/#comment-2408121</link>

		<dc:creator><![CDATA[Bad Cow]]></dc:creator>
		<pubDate>Tue, 08 Sep 2026 23:18:50 +0000</pubDate>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=260102?d=20260908#comment-2408121</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/#comment-2408059&quot;&gt;H.P.&lt;/a&gt;.

That&#039;s not how UR works. Chase&#039;s reward system for its own cards is not a direct cash-back program. 

The entire Freedom family of personal cards is giving 10x UR on Paze transactions, including the legacy Freedom card, through the end of this year. If you don&#039;t see 10x - 12x UR per Paze transaction, you&#039;re looking in the wrong place.

Cobranded Chase cards from Disney and Amazon don&#039;t even use UR, so you wouldn&#039;t see 10x from those. I&#039;d recommend you read up on what UR is, since using Chase rewards for cashback is usually the worst possible redemption option.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/#comment-2408059">H.P.</a>.</p>
<p>That&#8217;s not how UR works. Chase&#8217;s reward system for its own cards is not a direct cash-back program. </p>
<p>The entire Freedom family of personal cards is giving 10x UR on Paze transactions, including the legacy Freedom card, through the end of this year. If you don&#8217;t see 10x &#8211; 12x UR per Paze transaction, you&#8217;re looking in the wrong place.</p>
<p>Cobranded Chase cards from Disney and Amazon don&#8217;t even use UR, so you wouldn&#8217;t see 10x from those. I&#8217;d recommend you read up on what UR is, since using Chase rewards for cashback is usually the worst possible redemption option.</p>
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		Comment on (Last Chance) Paze: Get Free $100 Back *Per Card* (10 x $10) by someguy🔗		</title>
		<link>https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/#comment-2408120</link>

		<dc:creator><![CDATA[someguy🔗]]></dc:creator>
		<pubDate>Tue, 08 Sep 2026 23:18:30 +0000</pubDate>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=260102?d=20260908#comment-2408120</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/#comment-2408100&quot;&gt;Andy&lt;/a&gt;.

I think he means datapoints of people still actively using the offer, not summaries of their haul.  He has a point, but there are more than enough datapoints already that can be searched.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/#comment-2408100">Andy</a>.</p>
<p>I think he means datapoints of people still actively using the offer, not summaries of their haul.  He has a point, but there are more than enough datapoints already that can be searched.</p>
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		Comment on $10 Paze Credits Posting by Apollo		</title>
		<link>https://www.doctorofcredit.com/10-paze-credits-starting-to-post/#comment-2408119</link>

		<dc:creator><![CDATA[Apollo]]></dc:creator>
		<pubDate>Tue, 08 Sep 2026 23:14:20 +0000</pubDate>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=260608?d=20260709#comment-2408119</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://www.doctorofcredit.com/10-paze-credits-starting-to-post/#comment-2408109&quot;&gt;An&lt;/a&gt;.

Ah that makes sense, all the ones I got started with the letter K. I’ll have to call back tomorrow and ask for level 2. Thanks!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://www.doctorofcredit.com/10-paze-credits-starting-to-post/#comment-2408109">An</a>.</p>
<p>Ah that makes sense, all the ones I got started with the letter K. I’ll have to call back tomorrow and ask for level 2. Thanks!</p>
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