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		Comment on The cake is a lie by Spoonman		</title>
		<link>https://earlyretirementextreme.com/the-cake-is-a-lie.html/comment-page-1#comment-539833</link>

		<dc:creator><![CDATA[Spoonman]]></dc:creator>
		<pubDate>Sat, 14 Mar 2015 23:31:03 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=3710#comment-539833</guid>

					<description><![CDATA[I agree with Stiva on how the bulk of the American economy (and the rest of the world, for that matter) is driven by the desire to mitigate Status Anxiety.  Take that away and the whole thing collapses.

Like you, I started my journey in physics because I was in love with it.  Getting all those degrees was just a natural progression along a passionate path.

I&#039;m just glad that it only took me 4 years into my corporate career (I didn’t bother with a postdoc)  to realize the silliness of it all.  Something that helped me take the plunge and quit work last year was the look of disappointment in the older folks at the company.  When they got ready to retire they were expecting some sort of trophy or medal, but the company promptly gave them a pat in the ass and got them off the books.]]></description>
			<content:encoded><![CDATA[<p>I agree with Stiva on how the bulk of the American economy (and the rest of the world, for that matter) is driven by the desire to mitigate Status Anxiety.  Take that away and the whole thing collapses.</p>
<p>Like you, I started my journey in physics because I was in love with it.  Getting all those degrees was just a natural progression along a passionate path.</p>
<p>I&#8217;m just glad that it only took me 4 years into my corporate career (I didn’t bother with a postdoc)  to realize the silliness of it all.  Something that helped me take the plunge and quit work last year was the look of disappointment in the older folks at the company.  When they got ready to retire they were expecting some sort of trophy or medal, but the company promptly gave them a pat in the ass and got them off the books.</p>
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		Comment on Stoicism vs (Zen) Buddhism — preliminary conclusions by Spoonman		</title>
		<link>https://earlyretirementextreme.com/stoicism-vs-zen-buddhism-very-preliminary.html/comment-page-1#comment-539759</link>

		<dc:creator><![CDATA[Spoonman]]></dc:creator>
		<pubDate>Sat, 14 Mar 2015 21:17:39 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=4085#comment-539759</guid>

					<description><![CDATA[I think they are both pragmatic philosophies that can help one deal with the rest of the world.  The one bit of criticism I have for philosophers like Marcus Aurelius is their dry attitude toward sex.  I think that&#039;s where Epicurus was a bit more enlightened than those that championed the other Hellenic schools of thought.

I think the mindfulness component of Buddhism is great.  I have yet to fully embrace mindfulness, but from what I hear it can lead to a great deal of happyness.]]></description>
			<content:encoded><![CDATA[<p>I think they are both pragmatic philosophies that can help one deal with the rest of the world.  The one bit of criticism I have for philosophers like Marcus Aurelius is their dry attitude toward sex.  I think that&#8217;s where Epicurus was a bit more enlightened than those that championed the other Hellenic schools of thought.</p>
<p>I think the mindfulness component of Buddhism is great.  I have yet to fully embrace mindfulness, but from what I hear it can lead to a great deal of happyness.</p>
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		Comment on Can I retire with 2 million dollars? by ugene		</title>
		<link>https://earlyretirementextreme.com/can-i-retire-with-2-million-dollars.html/comment-page-1#comment-539642</link>

		<dc:creator><![CDATA[ugene]]></dc:creator>
		<pubDate>Sat, 14 Mar 2015 15:16:33 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=252#comment-539642</guid>

					<description><![CDATA[I&#039;m 64yrs and I have been contemplating retirement for last couple of years. I have saved more than $1.5M in 401K/IRA funds and extra $1.4M in cash/stock investments. My SS payments would be about $2300/mo at 65yrs which would cover about 80% of monthly expenses. With frugal and wise spending, I think I can live on this cover the remaining 20% from cash/stocks. I would start RMD drawouts from retirement funds at 70yrs which would bring in extra monthly income but may increase taxes. With planning and having all your debts paid off, one can retire when they want to.]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m 64yrs and I have been contemplating retirement for last couple of years. I have saved more than $1.5M in 401K/IRA funds and extra $1.4M in cash/stock investments. My SS payments would be about $2300/mo at 65yrs which would cover about 80% of monthly expenses. With frugal and wise spending, I think I can live on this cover the remaining 20% from cash/stocks. I would start RMD drawouts from retirement funds at 70yrs which would bring in extra monthly income but may increase taxes. With planning and having all your debts paid off, one can retire when they want to.</p>
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		Comment on What should my savings rate be? by How to Retire in Less Than Two Years		</title>
		<link>https://earlyretirementextreme.com/what-should-my-savings-rate-b.html/comment-page-1#comment-539266</link>

		<dc:creator><![CDATA[How to Retire in Less Than Two Years]]></dc:creator>
		<pubDate>Sat, 14 Mar 2015 01:11:18 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=439#comment-539266</guid>

					<description><![CDATA[[&#8230;] If you&#8217;d like to see how many years it will take to retire for your savings rate, check out Mr Money Mustache&#8217;s The Shockingly Simple Math Behind Early Retirement or Jacob of Early Retirement Extreme&#8217;s article on years to retirement vs savings rate. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] If you&#8217;d like to see how many years it will take to retire for your savings rate, check out Mr Money Mustache&#8217;s The Shockingly Simple Math Behind Early Retirement or Jacob of Early Retirement Extreme&#8217;s article on years to retirement vs savings rate. [&#8230;]</p>
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		Comment on Why so few succeed by MiningFrugal		</title>
		<link>https://earlyretirementextreme.com/why-so-few-succeed.html/comment-page-1#comment-539143</link>

		<dc:creator><![CDATA[MiningFrugal]]></dc:creator>
		<pubDate>Fri, 13 Mar 2015 21:03:33 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=4846#comment-539143</guid>

					<description><![CDATA[Realizing the path to financial independence becomes a lot easier once a person puts a few dollars in an investment and sees the affect of having their money work for them.

The hard part is getting people to do what is necessary to put themselves in to a position where they can afford to make investments.]]></description>
			<content:encoded><![CDATA[<p>Realizing the path to financial independence becomes a lot easier once a person puts a few dollars in an investment and sees the affect of having their money work for them.</p>
<p>The hard part is getting people to do what is necessary to put themselves in to a position where they can afford to make investments.</p>
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		Comment on How to pick a commuter bike by El		</title>
		<link>https://earlyretirementextreme.com/how-to-pick-a-commuter-bike.html/comment-page-1#comment-539054</link>

		<dc:creator><![CDATA[El]]></dc:creator>
		<pubDate>Fri, 13 Mar 2015 16:16:23 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=661#comment-539054</guid>

					<description><![CDATA[Most places in the world do not have the bicycle infrastructure as in he Netherlands.

1. To ditch the car, use the bike to do groceries (up to 20 pounds). Use a backpack or big nessenger bag (without brazed-on for rear racks) or shopping panniers which you can even homemade to save some money (with rear rack).
2. Have a habit of stopping by in the park for a cup of tea (on a thermos), I do my chin ups and situps in the park too which take care of the other half of the exercise.
3. I find the ride on the foldable bike not like riding a bike (maybe due to the small wheel). My first bike is a foldable cost around 300 dollars and still uses it when my car has to go in for servicing so it go in the car and can ride out and later when the car is ready ride back to the shop. Other than that or on very short trips, it&#039;s not been used much.
4. A cheap mountain bike would be the best all rounder. Maintenance is cheap and the 26 inch wheels 36 spokes are basically indestructible compare with 32 spokes or less 28 inch road bike. A good used one would be a nineties Trek 900 or even 800 series. 100 dollars supermarket bikes are not recommended as they rust easily and parts are bad. It needs to be at least 250 or more new for one that can last.
5. A road bike would have have he best speed but probably no brazed on for rear rack. Backpack/messenger bag will put the load around half (10-15 pounds). More maintenance and unless one can find a decent used one a starter would be around 500 or more.
6. Commuter bikes has upright riding position, easy ride, rear racks, very urban and useful but could be boring for some.
7. Best to try test ride and choose depends on your requirements. I have three bikes, foldable, low cost mountain bike and a fixie. :)
8. If I can completely ditched the car then it will be two bikes only, one for fun and other a workhorse. Any more will consumerism...]]></description>
			<content:encoded><![CDATA[<p>Most places in the world do not have the bicycle infrastructure as in he Netherlands.</p>
<p>1. To ditch the car, use the bike to do groceries (up to 20 pounds). Use a backpack or big nessenger bag (without brazed-on for rear racks) or shopping panniers which you can even homemade to save some money (with rear rack).<br />
2. Have a habit of stopping by in the park for a cup of tea (on a thermos), I do my chin ups and situps in the park too which take care of the other half of the exercise.<br />
3. I find the ride on the foldable bike not like riding a bike (maybe due to the small wheel). My first bike is a foldable cost around 300 dollars and still uses it when my car has to go in for servicing so it go in the car and can ride out and later when the car is ready ride back to the shop. Other than that or on very short trips, it&#8217;s not been used much.<br />
4. A cheap mountain bike would be the best all rounder. Maintenance is cheap and the 26 inch wheels 36 spokes are basically indestructible compare with 32 spokes or less 28 inch road bike. A good used one would be a nineties Trek 900 or even 800 series. 100 dollars supermarket bikes are not recommended as they rust easily and parts are bad. It needs to be at least 250 or more new for one that can last.<br />
5. A road bike would have have he best speed but probably no brazed on for rear rack. Backpack/messenger bag will put the load around half (10-15 pounds). More maintenance and unless one can find a decent used one a starter would be around 500 or more.<br />
6. Commuter bikes has upright riding position, easy ride, rear racks, very urban and useful but could be boring for some.<br />
7. Best to try test ride and choose depends on your requirements. I have three bikes, foldable, low cost mountain bike and a fixie. 🙂<br />
8. If I can completely ditched the car then it will be two bikes only, one for fun and other a workhorse. Any more will consumerism&#8230;</p>
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		Comment on How to pick a commuter bike by Vik		</title>
		<link>https://earlyretirementextreme.com/how-to-pick-a-commuter-bike.html/comment-page-1#comment-538991</link>

		<dc:creator><![CDATA[Vik]]></dc:creator>
		<pubDate>Fri, 13 Mar 2015 13:14:53 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=661#comment-538991</guid>

					<description><![CDATA[Life long cyclist here who has helped many friends get their first adult bike.

1. Fit is more important than anything else. A crappy bike that fits you like a glove will be more useful than the best bike in the world that fits you poorly.

2. New riders are terrible at determining if a bike will fit them so take someone along who can give you some advice who isn&#039;t trying to sell you a bike.

3. Bike shops want to sell what they have on the showroom floor so if things aren&#039;t feeling right don&#039;t buy what they recommend. You might need one size up or down and they don&#039;t want to bother special ordering it.

4. Tweaking the fit on a bike once you buy it is critical to getting the most from it. Generally this is free or you can swap parts at low cost if you need to. Again new riders are terrible at this so ask someone to help you.

5. Riding a bicycle should be a pain free experience. If your bike hurts you something is wrong. If you have done no exercise in a long time and the pain is not acute it&#039;s worth keeping going to see if your body will adjust. But don&#039;t drag this out too long before you get some help. Nothing saps your desire to ride like an uncomfortable bike.]]></description>
			<content:encoded><![CDATA[<p>Life long cyclist here who has helped many friends get their first adult bike.</p>
<p>1. Fit is more important than anything else. A crappy bike that fits you like a glove will be more useful than the best bike in the world that fits you poorly.</p>
<p>2. New riders are terrible at determining if a bike will fit them so take someone along who can give you some advice who isn&#8217;t trying to sell you a bike.</p>
<p>3. Bike shops want to sell what they have on the showroom floor so if things aren&#8217;t feeling right don&#8217;t buy what they recommend. You might need one size up or down and they don&#8217;t want to bother special ordering it.</p>
<p>4. Tweaking the fit on a bike once you buy it is critical to getting the most from it. Generally this is free or you can swap parts at low cost if you need to. Again new riders are terrible at this so ask someone to help you.</p>
<p>5. Riding a bicycle should be a pain free experience. If your bike hurts you something is wrong. If you have done no exercise in a long time and the pain is not acute it&#8217;s worth keeping going to see if your body will adjust. But don&#8217;t drag this out too long before you get some help. Nothing saps your desire to ride like an uncomfortable bike.</p>
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		Comment on Building an intentional early retirement community by Rita		</title>
		<link>https://earlyretirementextreme.com/building-an-intentional-early-retirement-community.html/comment-page-2#comment-538594</link>

		<dc:creator><![CDATA[Rita]]></dc:creator>
		<pubDate>Thu, 12 Mar 2015 21:13:34 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=3079#comment-538594</guid>

					<description><![CDATA[What JamieV said. I sold my cheap little house in my nice little city because 20 years was all I could stand next to those neighbors. I have lived in a commune. Now I live in a trailer park next to a wealthy town. When we envision what Jacob is suggesting, we assume that we will live with like-minded people. Wow, is that a challenge.

The cheap land places tend to be populated by tweak ears, etc. (haha autocorrect). Tweakers. 

Also, there are power-trippers, barking dogs, idiots. What JamieV said!]]></description>
			<content:encoded><![CDATA[<p>What JamieV said. I sold my cheap little house in my nice little city because 20 years was all I could stand next to those neighbors. I have lived in a commune. Now I live in a trailer park next to a wealthy town. When we envision what Jacob is suggesting, we assume that we will live with like-minded people. Wow, is that a challenge.</p>
<p>The cheap land places tend to be populated by tweak ears, etc. (haha autocorrect). Tweakers. </p>
<p>Also, there are power-trippers, barking dogs, idiots. What JamieV said!</p>
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		Comment on Why so few succeed by echang		</title>
		<link>https://earlyretirementextreme.com/why-so-few-succeed.html/comment-page-1#comment-538535</link>

		<dc:creator><![CDATA[echang]]></dc:creator>
		<pubDate>Thu, 12 Mar 2015 16:54:39 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=4846#comment-538535</guid>

					<description><![CDATA[I follow the &quot;Die Broke&quot; principles: Quit today, never retire, pay cash and hopefully die broke. 

For me the test is to know what really gives me satisfaction, what adds value to my life; when enough is enough. I kept many of my frugal way of living from my poor student days.  I apparently was green before it became a movement. Like many things in life, what I did not have subsequently rewards me!  

 I remember to have seen the following in a bookstore window in N.Y. 

&quot; You are rich when you can buy anything you want, but you don&#039;t need any.&quot;   

We should all be so wise and lucky.  Love this blog and appreciate to read/learn from everyone.]]></description>
			<content:encoded><![CDATA[<p>I follow the &#8220;Die Broke&#8221; principles: Quit today, never retire, pay cash and hopefully die broke. </p>
<p>For me the test is to know what really gives me satisfaction, what adds value to my life; when enough is enough. I kept many of my frugal way of living from my poor student days.  I apparently was green before it became a movement. Like many things in life, what I did not have subsequently rewards me!  </p>
<p> I remember to have seen the following in a bookstore window in N.Y. </p>
<p>&#8221; You are rich when you can buy anything you want, but you don&#8217;t need any.&#8221;   </p>
<p>We should all be so wise and lucky.  Love this blog and appreciate to read/learn from everyone.</p>
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		Comment on Building an intentional early retirement community by Jamie V		</title>
		<link>https://earlyretirementextreme.com/building-an-intentional-early-retirement-community.html/comment-page-2#comment-538421</link>

		<dc:creator><![CDATA[Jamie V]]></dc:creator>
		<pubDate>Thu, 12 Mar 2015 12:44:45 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=3079#comment-538421</guid>

					<description><![CDATA[If I could be the hermit in the woods that gets to visit this little township on occasion for all my needs (including social), I&#039;d certainly contribute to the small society we&#039;d be trying to build - I&#039;d be more than happy to learn a worthy skill (data entry really doesn&#039;t get one far).  I just want space from people - put some trees and land between us, I&#039;m good.]]></description>
			<content:encoded><![CDATA[<p>If I could be the hermit in the woods that gets to visit this little township on occasion for all my needs (including social), I&#8217;d certainly contribute to the small society we&#8217;d be trying to build &#8211; I&#8217;d be more than happy to learn a worthy skill (data entry really doesn&#8217;t get one far).  I just want space from people &#8211; put some trees and land between us, I&#8217;m good.</p>
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		Comment on Building an intentional early retirement community by jmeister234		</title>
		<link>https://earlyretirementextreme.com/building-an-intentional-early-retirement-community.html/comment-page-2#comment-538188</link>

		<dc:creator><![CDATA[jmeister234]]></dc:creator>
		<pubDate>Thu, 12 Mar 2015 01:36:38 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=3079#comment-538188</guid>

					<description><![CDATA[These types of utopia could be a bit destabilizing.But it&#039;d make a great blog sequence for those outside.

Call yourself a religious commune to keep the Feds out. Works for Bountiful, BC.

See: 
http://aattp.org/galts-gulch-ayn-rands-libertarian-utopia-implodes-almost-instantly-after-launching/]]></description>
			<content:encoded><![CDATA[<p>These types of utopia could be a bit destabilizing.But it&#8217;d make a great blog sequence for those outside.</p>
<p>Call yourself a religious commune to keep the Feds out. Works for Bountiful, BC.</p>
<p>See:<br />
<a href="http://aattp.org/galts-gulch-ayn-rands-libertarian-utopia-implodes-almost-instantly-after-launching/" rel="nofollow ugc">http://aattp.org/galts-gulch-ayn-rands-libertarian-utopia-implodes-almost-instantly-after-launching/</a></p>
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		Comment on Building an intentional early retirement community by DSKla		</title>
		<link>https://earlyretirementextreme.com/building-an-intentional-early-retirement-community.html/comment-page-2#comment-538177</link>

		<dc:creator><![CDATA[DSKla]]></dc:creator>
		<pubDate>Thu, 12 Mar 2015 01:09:32 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=3079#comment-538177</guid>

					<description><![CDATA[I would do it. A friend and I have already been talking about getting a few people together, getting a plot of land, and splitting costs with more folks who would want to ERE in a permaculture/tiny house community.]]></description>
			<content:encoded><![CDATA[<p>I would do it. A friend and I have already been talking about getting a few people together, getting a plot of land, and splitting costs with more folks who would want to ERE in a permaculture/tiny house community.</p>
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		Comment on Becoming less productive and less competitive by msbluebells		</title>
		<link>https://earlyretirementextreme.com/becoming-less-productive-and-less-competitive.html/comment-page-1#comment-538107</link>

		<dc:creator><![CDATA[msbluebells]]></dc:creator>
		<pubDate>Wed, 11 Mar 2015 19:51:25 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=2192#comment-538107</guid>

					<description><![CDATA[Establishing correct frames of mind is essential to both becoming financially independent (FI) and living FI.  I remember learning how to ride motorcycles in my teens and I would freak out thinking about what to do at stop signs.  What I learned was just relax until you got to the stop sign and then make the best decision with the data available.  Many things in FI are like that...  establish you goals, move forward and as new data becomes available make decisions that will surprise you.  From different vantage points new information becomes available.  A person with a lot of debt will have amazing reasons to justify their debt... like how they are writing debt off their interest on their taxes etc...  So also be really clear about what you intend to accomplish and don&#039;t get caught in sophisticated mazes that are beyond our pay grade.  This is a great trap for smart people... Don&#039;t get off the path...  Be a hound dog on the path to FI or ERE.]]></description>
			<content:encoded><![CDATA[<p>Establishing correct frames of mind is essential to both becoming financially independent (FI) and living FI.  I remember learning how to ride motorcycles in my teens and I would freak out thinking about what to do at stop signs.  What I learned was just relax until you got to the stop sign and then make the best decision with the data available.  Many things in FI are like that&#8230;  establish you goals, move forward and as new data becomes available make decisions that will surprise you.  From different vantage points new information becomes available.  A person with a lot of debt will have amazing reasons to justify their debt&#8230; like how they are writing debt off their interest on their taxes etc&#8230;  So also be really clear about what you intend to accomplish and don&#8217;t get caught in sophisticated mazes that are beyond our pay grade.  This is a great trap for smart people&#8230; Don&#8217;t get off the path&#8230;  Be a hound dog on the path to FI or ERE.</p>
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		Comment on I don’t need an emergency fund, I have a credit card by The cash conundrum « Simple Living in Suffolk		</title>
		<link>https://earlyretirementextreme.com/i-dont-need-an-emergency-fund-i-have-a-credit-card.html/comment-page-1#comment-537697</link>

		<dc:creator><![CDATA[The cash conundrum &#171; Simple Living in Suffolk]]></dc:creator>
		<pubDate>Tue, 10 Mar 2015 21:51:05 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/2008/01/i-dont-need-an-emergency-fund-i-have-a-credit-card.html#comment-537697</guid>

					<description><![CDATA[[&#8230;] economy, and it is a reasonable thing for somebody younger than me still working to take the Jacob ERE line and say &#8220;emergency fund? I don&#8217;t need no stinkin&#8217; emergency fund, I have a credit [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] economy, and it is a reasonable thing for somebody younger than me still working to take the Jacob ERE line and say &ldquo;emergency fund? I don&rsquo;t need no stinkin&rsquo; emergency fund, I have a credit [&#8230;]</p>
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		Comment on How to deal with heat by DSKla		</title>
		<link>https://earlyretirementextreme.com/how-to-deal-with-heat.html/comment-page-1#comment-537609</link>

		<dc:creator><![CDATA[DSKla]]></dc:creator>
		<pubDate>Tue, 10 Mar 2015 15:55:57 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=1556#comment-537609</guid>

					<description><![CDATA[Another South Louisiana native here. The biggest benefit for me was just adaptation. When I was working fulltime outside all summer, then working out in the outdoors, then doing BJJ under a ceiling fan with 30 sweaty guys and no AC, that pretty much set me up to not care about the heat. Until I moved to California. Now I&#039;m a weenie again.

My neighbors, a pair of Cajuns who survived the Depression, never ever had AC. They were also the type who built their own house and grew/raised/hunted/caught the majority of their food. ERE before ERE was cool.

The only equivalent of &quot;more clothing&quot; I&#039;ve found for heat is to let yourself get really hot a few times when ther is no danger of heat exhaustion and plenty of water available. Beyond that, the aforementioned controlling of sunlight/shade and running fans is about all I got. Doesn&#039;t make it pleasant, but it might allow you to fall asleep.]]></description>
			<content:encoded><![CDATA[<p>Another South Louisiana native here. The biggest benefit for me was just adaptation. When I was working fulltime outside all summer, then working out in the outdoors, then doing BJJ under a ceiling fan with 30 sweaty guys and no AC, that pretty much set me up to not care about the heat. Until I moved to California. Now I&#8217;m a weenie again.</p>
<p>My neighbors, a pair of Cajuns who survived the Depression, never ever had AC. They were also the type who built their own house and grew/raised/hunted/caught the majority of their food. ERE before ERE was cool.</p>
<p>The only equivalent of &#8220;more clothing&#8221; I&#8217;ve found for heat is to let yourself get really hot a few times when ther is no danger of heat exhaustion and plenty of water available. Beyond that, the aforementioned controlling of sunlight/shade and running fans is about all I got. Doesn&#8217;t make it pleasant, but it might allow you to fall asleep.</p>
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		Comment on How I live on $7,000 per year by How Can A Secretary Retire at 27? | microBillionaire		</title>
		<link>https://earlyretirementextreme.com/how-i-live-on-7000-per-year.html/comment-page-3#comment-536823</link>

		<dc:creator><![CDATA[How Can A Secretary Retire at 27? &#124; microBillionaire]]></dc:creator>
		<pubDate>Mon, 09 Mar 2015 05:23:08 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=5658#comment-536823</guid>

					<description><![CDATA[[&#8230;] How I live on $7,000 per year [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] How I live on $7,000 per year [&#8230;]</p>
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		Comment on A way out for a young lawyer by Jamie		</title>
		<link>https://earlyretirementextreme.com/a-way-out-for-a-young-lawyer.html/comment-page-2#comment-536687</link>

		<dc:creator><![CDATA[Jamie]]></dc:creator>
		<pubDate>Sun, 08 Mar 2015 22:59:34 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=3173#comment-536687</guid>

					<description><![CDATA[Apparently Anonymous Lawyer no longer things $30K per year is enough:

&quot;At these times, I start to feel reckless.  Years ago, when I was first getting 
into the FIRE game, I set my target at $750K ($30K a year at 4%).  We’ve blown past that, and looking back, I can’t believe I was so desperate and willing to compromise my future quality of life.  It took another few years to get to $750K and a few more years to get to where we are now with an additional $650K which I can’t imagine foregoing in exchange for not having to work during those years.  Just seems irresponsible.&quot;]]></description>
			<content:encoded><![CDATA[<p>Apparently Anonymous Lawyer no longer things $30K per year is enough:</p>
<p>&#8220;At these times, I start to feel reckless.  Years ago, when I was first getting<br />
into the FIRE game, I set my target at $750K ($30K a year at 4%).  We’ve blown past that, and looking back, I can’t believe I was so desperate and willing to compromise my future quality of life.  It took another few years to get to $750K and a few more years to get to where we are now with an additional $650K which I can’t imagine foregoing in exchange for not having to work during those years.  Just seems irresponsible.&#8221;</p>
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		Comment on A way out for a young lawyer by msbluebells		</title>
		<link>https://earlyretirementextreme.com/a-way-out-for-a-young-lawyer.html/comment-page-2#comment-536676</link>

		<dc:creator><![CDATA[msbluebells]]></dc:creator>
		<pubDate>Sun, 08 Mar 2015 21:59:51 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=3173#comment-536676</guid>

					<description><![CDATA[A job you love can screw up your straight line path to financial independence.  Yes, my husband and I were ready to be financially independent and then horrors of horrors... I got a job I loved in my thirties.  I loved it so much that I thought that I wanted to work until regular retirement age even though we had finances in place for early retirement.  Then the job I loved evaporated but by then we were no longer living mean and lean and got sloppy.  I did not end up retiring until I was 52.  I was seeking that job I loved for more than 8 years and it just was not there.  Slow learner you could say.  My advice is go directly for financial independence AND then start searching for love, passion  etc.  It is all in having a clean mindset and if you screw with that it could take years longer to become financially independent.  The book &quot;Your Money or Your Life&quot; talks about this.]]></description>
			<content:encoded><![CDATA[<p>A job you love can screw up your straight line path to financial independence.  Yes, my husband and I were ready to be financially independent and then horrors of horrors&#8230; I got a job I loved in my thirties.  I loved it so much that I thought that I wanted to work until regular retirement age even though we had finances in place for early retirement.  Then the job I loved evaporated but by then we were no longer living mean and lean and got sloppy.  I did not end up retiring until I was 52.  I was seeking that job I loved for more than 8 years and it just was not there.  Slow learner you could say.  My advice is go directly for financial independence AND then start searching for love, passion  etc.  It is all in having a clean mindset and if you screw with that it could take years longer to become financially independent.  The book &#8220;Your Money or Your Life&#8221; talks about this.</p>
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		Comment on The hedged nature of early retirement extreme by Karan		</title>
		<link>https://earlyretirementextreme.com/the-hedged-nature-of-early-retirement-extreme.html/comment-page-1#comment-536549</link>

		<dc:creator><![CDATA[Karan]]></dc:creator>
		<pubDate>Sun, 08 Mar 2015 13:49:45 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=4548#comment-536549</guid>

					<description><![CDATA[The idea of early retirement is great for many. one major challenge is to correctly estimate the money required. Most fail to estimate the future expense. Calculators like these http://aboutmf.com/retirement-expense-calculator/ help many. I wish you can write a post about the pitfalls of estimating expenses and tools which are reliable.]]></description>
			<content:encoded><![CDATA[<p>The idea of early retirement is great for many. one major challenge is to correctly estimate the money required. Most fail to estimate the future expense. Calculators like these <a href="http://aboutmf.com/retirement-expense-calculator/" rel="nofollow ugc">http://aboutmf.com/retirement-expense-calculator/</a> help many. I wish you can write a post about the pitfalls of estimating expenses and tools which are reliable.</p>
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		<title>
		Comment on Living aboard by fiby41		</title>
		<link>https://earlyretirementextreme.com/living-aboard.html/comment-page-1#comment-536464</link>

		<dc:creator><![CDATA[fiby41]]></dc:creator>
		<pubDate>Sun, 08 Mar 2015 09:01:03 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=191#comment-536464</guid>

					<description><![CDATA[Jacob said, &quot;Perhaps a better way of explain it is an attempt to live an examined life, that is, why do I do what I do.&quot;

This is a reference to Socrates quote:

&quot;The unexamined life is not worth living.&quot;]]></description>
			<content:encoded><![CDATA[<p>Jacob said, &#8220;Perhaps a better way of explain it is an attempt to live an examined life, that is, why do I do what I do.&#8221;</p>
<p>This is a reference to Socrates quote:</p>
<p>&#8220;The unexamined life is not worth living.&#8221;</p>
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