Comments for Open Mind Required

Comment on I Surrender My Motor Home to the Bank by Joanne

Joanne — Sat, 06 Mar 2010 19:03:48 +0000

You can find the articles by clicking on the archive link and then scrolling down to topics. They’re under finance. But they’re just three articles on crappy advice from self-serving attorneys. Nothing really useful except what to watch out for when interviewing them.

My memory’s a little hazy, but I think if you file a chapter 13 (the chapter that allows you to repay over time), that you can surrender the motor home without having to pay anything else for it. Or you could reaffirm the loan and pay only for its current resale value.

I won’t know if they can come after you without the title. It doesn’t seem legally possible. Definitely see an attorney about that.

Just bear in mind that bankruptcy attorneys only make money by helping you with bankruptcy, just like doctors only make money when you’re sick.

Comment on I Surrender My Motor Home to the Bank by Deborah

Deborah — Sat, 06 Mar 2010 17:14:09 +0000

Hi JoAnne, Where can I find your aricles on bankruotcy lawyers? We also have a motor home and since the economy is so bad w are thinkng of sending it back, however like you we wil be sued for the difference and ours is over $400,000. But we have a lear title to the MH, not the finance company. The finance companys sold several times and messed up and never got the title. So I was wonderng do you know if they can come get the MH without any paperwork or a title. The clear title is in our name. I hat to e dishonest and we have tried to work with the,but as you are aware they will sell it for nothing and sue us for the difference. Any suggestions??? Thanks

Comment on Are They Ministrokes, a Brain Tumor or Vertigo? by Joe

Joe — Thu, 11 Feb 2010 21:38:40 +0000

I had all the symptoms that Joanne had and all the same concerns. My first attack was about three years ago. It frightened me terribly. I thought the worst but after a couple of hours it passed. Two weeks later I had another and they progressed from there. In the meantime I lost 40% of the hearing in my right ear. The doctor sent me to the usual specialists who recommended balance/hearing tests, etc., and an MRI. I followed all the doctors orders and after one severe attack or episode as I prefer to call them, my wife called an ambulance, fearing they might be TIA’s. After putting me through all the tests at the hospital they found nothing that would suggest a TIA or any heart condition and concluded it was an inner ear problem of some kind, which I had greatly preferred over the TIA. So it was actually pretty good news. I read online about many possible cures and I tried most if not all, trying to stay away from prescription drugs. Nothing stopped them as I was now having almost one a day. One day at church an 82 year old friend mentioned that he had the vertigo problem since his youth and he often dropped to the floor with them. His chiropractor son suggested quite recently that he try a product, all natural, two small pills a day, that stopped his vertigo in it’s tracks. I asked him to get me a bottle and I am a very excited 80 year old today because it has done the same for me. I haven’t had a single episode since I started taking them. The beautiful thing about them is they are all natural, have no side effects, do not interfere with any drugs and have a multitude of other health benefits too numerous to mention. I don’t know if this blog allows me to give my e mail address should you want more info. If so, it is papajoeu@aol.com. I will glady give you any info I have. It is a miserable condition and I know how desperate people are for help.

Joe

Comment on Book Review: The Gabriel Method — Jon Gabriel by hemal

hemal — Sat, 06 Feb 2010 16:57:10 +0000

I received the book on the time through their site and I have no complain to make regarding it. Though I have not started using the techniques but the stuff does make sense.

Comment on My Cat Toby Diagnosed with Stage 2 Renal Failure by Joanne

Joanne — Fri, 29 Jan 2010 16:51:08 +0000

Toby is doing better. Her appetite is still hit and miss. Yesterday, she ate very little, but this morning she had a good portion. I offer her food four to five times a day.

She’s not as wobbly as before but is still weak and feels bony. She’s lost some weight but is slowly putting it back on. Excessive water drinking and urination continue.

She swatted someone in the face yesterday during dinner preparation, so she’s definitely feeling more herself.

Comment on My Cat Toby Diagnosed with Stage 2 Renal Failure by Frances

Frances — Fri, 29 Jan 2010 01:16:45 +0000

Oh Joanne. Just read this. What a heartbreaking story and so full of frustrating moments. Can you update for us? Email me. I’m concerned.

Comment on Go See the Movie Avatar in 3D by Joanne

Joanne — Sat, 16 Jan 2010 16:09:08 +0000

Harold, I agree with you about the story. Same thing with Titanic. Great special effects but lousy dialogue. I found myself wishing Cameron would leave the story telling to someone else and concentrate on the special effects. Too many cliches.

Interesting that others are experiencing depression after watching the movie. It’s obviously touching a deep place within us that is. I think our species is just too far removed from nature, and seeing such powerful beings able to climb ropes, leap from bough to bough, and connect empathically with other creatures and enjoying soaring flight just shows how bankrupt we are sitting in front of our TVs eating potato chips worrying about our mortgages.

There’s also the feeling of futility and weakness when faced with those in power over us, whether it’s an employer, a civil servant, or law enforcer. We are not our own, and so much of what we can and cannot do is dictated by a government that is no longer “for the people and by the people.”

Comment on Go See the Movie Avatar in 3D by Harold

Harold — Fri, 15 Jan 2010 19:56:50 +0000

Joanne, I just saw “Avatar” and both liked and didn’t like it. I agree that it’s a magnificently-made movie (especially when seen in 3-D!). The movie will surely be winning every technical award imaginable. But for me, the story was kind of ho-hum. Corporate-bullies-running-rampant-over-indigenous-peoples-due-to-greed is a tale that’s already been told many times. I was disappointed that the script was as simple as it was and thought there were too many cinematic cliches in the film.

It’s interesting that you felt your “life was completely meaningless” after watching “Avatar.” Apparently, the movie is having some negative psychological effects on a number of viewers. As CNN reported this week, “James Cameron’s completely immersive spectacle ‘Avatar’ may have been a little too real for some fans who say they have experienced depression and suicidal thoughts after seeing the film because they long to enjoy the beauty of the alien world Pandora.”

Comment on Chase Bank Pushes Me to Change Phone Number by Joanne

Joanne — Sun, 10 Jan 2010 19:09:47 +0000

It takes money to hire an attorney. It costs less to change the phone number.

Comment on Chase Bank Pushes Me to Change Phone Number by Joemoe

Joemoe — Sun, 10 Jan 2010 19:05:18 +0000

All you have to do is tell them your filing bk, give chase your atty info and bam…your done…no more calls