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	<title>Comments for Payment Systems Blog</title>
	
	<link>http://www.paymentsystemsblog.com</link>
	<description>David D. Bergert</description>
	<lastBuildDate>Thu, 19 Nov 2009 23:51:30 +0000</lastBuildDate>
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		<title>Comment on Visa’s Misuse of Authorization Fee by John Huynh</title>
		<link>http://www.paymentsystemsblog.com/2009/10/06/visas-misuse-of-authorization-fee/comment-page-1/#comment-1218</link>
		<dc:creator>John Huynh</dc:creator>
		<pubDate>Thu, 19 Nov 2009 23:51:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.paymentsystemsblog.com/?p=594#comment-1218</guid>
		<description>Visa basically have two main regulation changes [1] eliminate the misuse fees ($1 authorization) and replace with $0 authorization [2] other major thing is that we will have clear and reverse the authorization if we know that we cannot fulfilled an order within 72 hours.

Do you know if we implement the $0 authorization, do we still have to clear and reverse the authorization if we cannot fulfilled the order?

PayPal Developer Community Post:
“Recommended Best Practice: To minimize the fees charged, it is suggested that all merchant modify their code to being using $0 authorizations (ZDA) to verify a card.“

“Recommended Best Practice: To avoid triggering the above fee, you must either perform a delay capture within 10 calendar days of the original authorization request or, in the case of a cancelled order, void the authorization within 72 hours of the original authorization request.”</description>
		<content:encoded><![CDATA[<p>Visa basically have two main regulation changes [1] eliminate the misuse fees ($1 authorization) and replace with $0 authorization [2] other major thing is that we will have clear and reverse the authorization if we know that we cannot fulfilled an order within 72 hours.</p>
<p>Do you know if we implement the $0 authorization, do we still have to clear and reverse the authorization if we cannot fulfilled the order?</p>
<p>PayPal Developer Community Post:<br />
“Recommended Best Practice: To minimize the fees charged, it is suggested that all merchant modify their code to being using $0 authorizations (ZDA) to verify a card.“</p>
<p>“Recommended Best Practice: To avoid triggering the above fee, you must either perform a delay capture within 10 calendar days of the original authorization request or, in the case of a cancelled order, void the authorization within 72 hours of the original authorization request.”</p>
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		<title>Comment on jPOS’s ProtectedLogListener by Protect Debug Info Transaction Participant | Payment Systems Blog</title>
		<link>http://www.paymentsystemsblog.com/2008/02/04/jposs-protectedloglistener/comment-page-1/#comment-1217</link>
		<dc:creator>Protect Debug Info Transaction Participant | Payment Systems Blog</dc:creator>
		<pubDate>Thu, 19 Nov 2009 14:48:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.paymentsystemsblog.com/2008/02/04/jposs-protectedloglistener/#comment-1217</guid>
		<description>[...] The context remains “un-protected” and all of the data remains in the clear. Even the ProtectedLogListener and FSDProtectedLogListener will not protect data in the [...]</description>
		<content:encoded><![CDATA[<p>[...] The context remains &#8220;un-protected&#8221; and all of the data remains in the clear. Even the ProtectedLogListener and FSDProtectedLogListener will not protect data in the [...]</p>
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		<title>Comment on HSM – Atalla simulator/emulator (Hardware Security Module) by Dennis"Abe" Abaraham</title>
		<link>http://www.paymentsystemsblog.com/2008/06/23/hsm-atalla-simulatoremulator-hardware-security-module/comment-page-1/#comment-1216</link>
		<dc:creator>Dennis"Abe" Abaraham</dc:creator>
		<pubDate>Thu, 29 Oct 2009 15:13:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.paymentsystemsblog.com/2008/06/23/hsm-atalla-simulatoremulator-hardware-security-module/#comment-1216</guid>
		<description>Looking for BogoAtalla or equivalent, or the Third Party to whom it was assigned. Alternernatively contact info for Ziggurat29 -- anybody know anything on this. Really looking for an Atalla NSP simulator for limited commands. Thanks- contact direct eMail please..</description>
		<content:encoded><![CDATA[<p>Looking for BogoAtalla or equivalent, or the Third Party to whom it was assigned. Alternernatively contact info for Ziggurat29 &#8212; anybody know anything on this. Really looking for an Atalla NSP simulator for limited commands. Thanks- contact direct eMail please..</p>
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		<title>Comment on ATM reprogramming arrests. by Simon</title>
		<link>http://www.paymentsystemsblog.com/2008/09/24/atm-reprogramming-arrests/comment-page-1/#comment-1214</link>
		<dc:creator>Simon</dc:creator>
		<pubDate>Fri, 23 Oct 2009 20:56:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.paymentsystemsblog.com/2008/09/24/atm-reprogramming-arrests/#comment-1214</guid>
		<description>Your information can make the process a little safe to know about ATM Reprogramming.</description>
		<content:encoded><![CDATA[<p>Your information can make the process a little safe to know about ATM Reprogramming.</p>
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		<title>Comment on HSM – Atalla simulator/emulator (Hardware Security Module) by YeRo</title>
		<link>http://www.paymentsystemsblog.com/2008/06/23/hsm-atalla-simulatoremulator-hardware-security-module/comment-page-1/#comment-1209</link>
		<dc:creator>YeRo</dc:creator>
		<pubDate>Mon, 19 Oct 2009 13:08:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.paymentsystemsblog.com/2008/06/23/hsm-atalla-simulatoremulator-hardware-security-module/#comment-1209</guid>
		<description>Same here, im not able to find a working link to download it. Can someone put it somewhere to download? 

tanks. grat blog.</description>
		<content:encoded><![CDATA[<p>Same here, im not able to find a working link to download it. Can someone put it somewhere to download? </p>
<p>tanks. grat blog.</p>
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		<title>Comment on HSM – Atalla simulator/emulator (Hardware Security Module) by kippy</title>
		<link>http://www.paymentsystemsblog.com/2008/06/23/hsm-atalla-simulatoremulator-hardware-security-module/comment-page-1/#comment-1199</link>
		<dc:creator>kippy</dc:creator>
		<pubDate>Thu, 08 Oct 2009 08:00:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.paymentsystemsblog.com/2008/06/23/hsm-atalla-simulatoremulator-hardware-security-module/#comment-1199</guid>
		<description>I tried this emulator, but unfortunately, I didn’t manage to use it properly. Can you please drop me an e-mail with some practical examples ?

Grettings</description>
		<content:encoded><![CDATA[<p>I tried this emulator, but unfortunately, I didn’t manage to use it properly. Can you please drop me an e-mail with some practical examples ?</p>
<p>Grettings</p>
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		<title>Comment on Social Networking – Twitter and other tools. by reflections on emergent commerce and technology » Shared Items – September 12, 2009</title>
		<link>http://www.paymentsystemsblog.com/2008/12/16/social-networking-twitter-and-other-tools/comment-page-1/#comment-1196</link>
		<dc:creator>reflections on emergent commerce and technology » Shared Items – September 12, 2009</dc:creator>
		<pubDate>Sun, 13 Sep 2009 02:10:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.paymentsystemsblog.com/2008/12/16/social-networking-twitter-and-other-tools/#comment-1196</guid>
		<description>[...] Systems Blog – Social Networking – Twitter and other tools.December 16, [...]</description>
		<content:encoded><![CDATA[<p>[...] Systems Blog &#8211; Social Networking &#8211; Twitter and other tools.December 16, [...]</p>
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		<title>Comment on HSM – Atalla simulator/emulator (Hardware Security Module) by Michael</title>
		<link>http://www.paymentsystemsblog.com/2008/06/23/hsm-atalla-simulatoremulator-hardware-security-module/comment-page-1/#comment-1194</link>
		<dc:creator>Michael</dc:creator>
		<pubDate>Wed, 09 Sep 2009 18:45:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.paymentsystemsblog.com/2008/06/23/hsm-atalla-simulatoremulator-hardware-security-module/#comment-1194</guid>
		<description>Hi David, Following this link (http://ziggurat29.om/) I get to a comment that says ""BogoAtalla (&lt;- MOVED)". Do you know where I can find this software now? Thanx - Michael</description>
		<content:encoded><![CDATA[<p>Hi David, Following this link (<a href="http://ziggurat29.om/" rel="nofollow">http://ziggurat29.om/</a>) I get to a comment that says &#8220;&#8221;BogoAtalla (&lt;- MOVED)&quot;. Do you know where I can find this software now? Thanx &#8211; Michael</p>
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		<title>Comment on HSM – Atalla simulator/emulator (Hardware Security Module) by Damian</title>
		<link>http://www.paymentsystemsblog.com/2008/06/23/hsm-atalla-simulatoremulator-hardware-security-module/comment-page-1/#comment-1193</link>
		<dc:creator>Damian</dc:creator>
		<pubDate>Sun, 06 Sep 2009 03:35:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.paymentsystemsblog.com/2008/06/23/hsm-atalla-simulatoremulator-hardware-security-module/#comment-1193</guid>
		<description>Ho David,
I started using Bogo for a development testing but commands seems to be very different from the one I use to have (A9000 series.) Do you know (or you may have) the manual for the HSM that covers the commands on this simulator ?  much appreciated ... Damian</description>
		<content:encoded><![CDATA[<p>Ho David,<br />
I started using Bogo for a development testing but commands seems to be very different from the one I use to have (A9000 series.) Do you know (or you may have) the manual for the HSM that covers the commands on this simulator ?  much appreciated &#8230; Damian</p>
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		<title>Comment on Smoking is expensive – 17 digit charge on Card for Pack of Smokes… [updated] by credit card merchant processing</title>
		<link>http://www.paymentsystemsblog.com/2009/07/15/smoking-is-expensive-17-digit-charge-on-card-for-pack-of-smokes/comment-page-1/#comment-1192</link>
		<dc:creator>credit card merchant processing</dc:creator>
		<pubDate>Thu, 27 Aug 2009 12:50:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.paymentsystemsblog.com/2009/07/15/smoking-is-expensive-17-digit-charge-on-card-for-pack-of-smokes/#comment-1192</guid>
		<description>I would hate to just pay the interest on that.</description>
		<content:encoded><![CDATA[<p>I would hate to just pay the interest on that.</p>
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