Comments for T3C Idea Exchange http://blog.t3consortium.com Brain Dumps for Consumption Fri, 23 Mar 2012 19:36:18 +0000 hourly 1 http://wordpress.org/?v=3.3.2 Comment on Recession in a New Jersey McMansion Town by From McMansions to Mini-Dorms: A Proposal « intelligent [urban] design http://feedproxy.google.com/~r/CommentsForT3cIdeaExchange/~3/TxPzIzTUq7U/ From McMansions to Mini-Dorms: A Proposal « intelligent [urban] design Fri, 23 Mar 2012 19:36:18 +0000 http://blog.t3consortium.com/?p=1998#comment-4903 [...] (said like your 5-year-old). Unlike other aspects of the housing market, it is not showing signs of recovering: people want smaller homes so they have to clean less, heat less, and pay for less wasted [...] [...] (said like your 5-year-old). Unlike other aspects of the housing market, it is not showing signs of recovering: people want smaller homes so they have to clean less, heat less, and pay for less wasted [...]


]]> http://blog.t3consortium.com/mcmansionrecession/comment-page-1/#comment-4903 Comment on Report: Volvo XC90 Unsafe – Mice Enter At Will by Patricia http://feedproxy.google.com/~r/CommentsForT3cIdeaExchange/~3/VYI8iXxtlJ4/ Patricia Wed, 22 Feb 2012 22:09:06 +0000 http://blog.t3consortium.com/?p=1611#comment-4884 I've been leasing a Volvo S60 for less than 2 months. The other day the check engine light came on. I had it towed for service. Service manager called to say that mice had been gnawing on the electric system and it needed to be replaced to the tune of $1200. I am in shock. We have a 2009 Mazda parked in the same driveway that has never had a problem. Upon hearing this piece of news my partner did a search on the internet and found this blog. I’ve been leasing a Volvo S60 for less than 2 months. The other day the check engine light came on. I had it towed for service. Service manager called to say that mice had been gnawing on the electric system and it needed to be replaced to the tune of $1200. I am in shock. We have a 2009 Mazda parked in the same driveway that has never had a problem. Upon hearing this piece of news my partner did a search on the internet and found this blog.


]]> http://blog.t3consortium.com/mouse-in-volvo/comment-page-1/#comment-4884 Comment on Report: Volvo XC90 Unsafe – Mice Enter At Will by Caz in BOS http://feedproxy.google.com/~r/CommentsForT3cIdeaExchange/~3/tqvFQ62_moY/ Caz in BOS Wed, 22 Feb 2012 14:36:55 +0000 http://blog.t3consortium.com/?p=1611#comment-4883 Holy Cow! This explains EVERYTHING! I live in a suburban area. There are many mice. (Thanks for the evidence, kitty.) The mice find warm places to make nests, which are constructed out of anything nearby that they can rip apart. The nooks at the top of the engine are perfect. The mice scurry when human enter the vehicle, but the nest remains mostly intact, nice and warm when the car comes back from its journey. Holy Cow! This explains EVERYTHING! I live in a suburban area. There are many mice. (Thanks for the evidence, kitty.) The mice find warm places to make nests, which are constructed out of anything nearby that they can rip apart. The nooks at the top of the engine are perfect. The mice scurry when human enter the vehicle, but the nest remains mostly intact, nice and warm when the car comes back from its journey.


]]> http://blog.t3consortium.com/mouse-in-volvo/comment-page-1/#comment-4883 Comment on Titanic Survivor Astor and Basking Ridge by Al Owen http://feedproxy.google.com/~r/CommentsForT3cIdeaExchange/~3/yMCuq7raa28/ Al Owen Wed, 22 Feb 2012 00:32:43 +0000 http://blog.t3consortium.com/?p=1530#comment-4882 Fun to find out my History. My great Grandfather, Samuel Owen. Cool Fun to find out my History. My great Grandfather, Samuel Owen. Cool


]]> http://blog.t3consortium.com/astors_basking_ridge/comment-page-1/#comment-4882 Comment on Report: Volvo XC90 Unsafe – Mice Enter At Will by EriJay http://feedproxy.google.com/~r/CommentsForT3cIdeaExchange/~3/HO_gruGgeXM/ EriJay Mon, 12 Dec 2011 19:31:48 +0000 http://blog.t3consortium.com/?p=1611#comment-4825 I have a mouse problem in my 2006 Volvo XC90. I just spoke with Fields Volvo, Waukesha, WI and they indicated that "mice can get in any car" I told him I had read some blog posts that this was an issue with Volvo cars in particular and he claimed he had never heard of any such thing. He recommended I keep my car free of food and anything else the mice might be after. I don't have children and don't eat in my car. The fact that the mice are able to get in the cabin area of the car is something that I think Volvo needs to address as a company, I drove a Chevrolet Malibu for years and never had problems with mice. I thought I would drive this Volvo for many years to come but I am having second thoughts. Especially now that I am reading everyone else's posts. I have a mouse problem in my 2006 Volvo XC90. I just spoke with Fields Volvo, Waukesha, WI and they indicated that “mice can get in any car” I told him I had read some blog posts that this was an issue with Volvo cars in particular and he claimed he had never heard of any such thing. He recommended I keep my car free of food and anything else the mice might be after. I don’t have children and don’t eat in my car. The fact that the mice are able to get in the cabin area of the car is something that I think Volvo needs to address as a company, I drove a Chevrolet Malibu for years and never had problems with mice. I thought I would drive this Volvo for many years to come but I am having second thoughts. Especially now that I am reading everyone else’s posts.


]]> http://blog.t3consortium.com/mouse-in-volvo/comment-page-1/#comment-4825 Comment on Report: Volvo XC90 Unsafe – Mice Enter At Will by lcwatts http://feedproxy.google.com/~r/CommentsForT3cIdeaExchange/~3/eLVSc9McNEU/ lcwatts Sun, 27 Nov 2011 14:24:51 +0000 http://blog.t3consortium.com/?p=1611#comment-4788 I have a 2011 Volvo XC90 (purchased less than a year ago) and I just noticed mice dropping for the first time a few days ago. Of course the first thing I thought of was either me or my kids left a door open. I cleaned out the entire car and caught 2 mice that night. The second night, I caught another mouse. So far there has been no damage to the interior, but I am afraid of what could happen if this continues. This is the first Volvo I have owned and it may very well be the last. After reading all these comments I am conviced this is not our error, but in fact, a flaw with the design of the car. I will be calling my Volvo dealership first thing Monday morning and hopefully they will be sympathetic with this issue. Otherwise, I very well may be getting rid of this car! I have a 2011 Volvo XC90 (purchased less than a year ago) and I just noticed mice dropping for the first time a few days ago. Of course the first thing I thought of was either me or my kids left a door open. I cleaned out the entire car and caught 2 mice that night. The second night, I caught another mouse. So far there has been no damage to the interior, but I am afraid of what could happen if this continues. This is the first Volvo I have owned and it may very well be the last. After reading all these comments I am conviced this is not our error, but in fact, a flaw with the design of the car. I will be calling my Volvo dealership first thing Monday morning and hopefully they will be sympathetic with this issue. Otherwise, I very well may be getting rid of this car!


]]> http://blog.t3consortium.com/mouse-in-volvo/comment-page-1/#comment-4788 Comment on Is the PMP PMI Certification Worth it? by PMP Program http://feedproxy.google.com/~r/CommentsForT3cIdeaExchange/~3/o1LZE2XWmAA/ PMP Program Wed, 23 Nov 2011 09:44:46 +0000 http://blog.t3consortium.com/?p=72#comment-4781 PMP Exams are surely one of the most reputed and well deserved exams taken. I liked reading this blog and its information shared! PMP Exams are surely one of the most reputed and well deserved exams taken. I liked reading this blog and its information shared!


]]> http://blog.t3consortium.com/is-the-pmp-and-pmi-certification-worth-it/comment-page-1/#comment-4781 Comment on Free Online Collaboration Tools by Smith http://feedproxy.google.com/~r/CommentsForT3cIdeaExchange/~3/lVQXmQhf-1E/ Smith Fri, 16 Sep 2011 15:03:00 +0000 http://blog.t3consortium.com/?p=543#comment-4625 Recently I found one such free tool www.oogwave.com which seems to be very simple. I am using it and it works fine for me. Recently I found one such free tool http://www.oogwave.com which seems to be very simple. I am using it and it works fine for me.


]]> http://blog.t3consortium.com/freecollaboration/comment-page-1/#comment-4625 Comment on No Penalty IRA/401k Hardship Withdrawls by Dave S http://feedproxy.google.com/~r/CommentsForT3cIdeaExchange/~3/hoHw6GhiQ9A/ Dave S Tue, 10 May 2011 16:52:23 +0000 http://blog.t3consortium.com/?p=831#comment-4528 UPDATE – Penalty Hardship Withdrawal - Free IRA withdrawal to pay IRS – If Uncle Sam comes after your IRA for unpaid taxes, or in other words, places a levy against the account, you can take a penalty-free withdrawal. You also can't make any contributions to your IRA for six months after a hardship withdrawal. Although the penalty tax is waived, hardship withdrawals must be reported as ordinary income on your income tax return. Early Distributions You must include early distributions of taxable amounts from your traditional IRA in your gross income. Early distributions are also subject to an additional 10% tax, as discussed later. Early distributions defined. Early distributions generally are amounts distributed from your traditional IRA account or annuity before you are age 59½, or amounts you receive when you cash in retirement bonds before you are age 59½. Age 59½ Rule Generally, if you are under age 59½, you must pay a 10% additional tax on the distribution of any assets (money or other property) from your traditional IRA. Distributions before you are age 59½ are called early distributions. The 10% additional tax applies to the part of the distribution that you have to include in gross income. It is in addition to any regular income tax on that amount. A number of exceptions to this rule are discussed later under Exceptions. Also see Contributions Returned Before Due Date of Return , earlier. For a list of eligible early withdrawals without the 10% penalty visit: http://www.irs.gov/publications/p590/ch01.html#en_US_2010_publink1000230896 Exceptions There are several exceptions to the age 59½ rule. Even if you receive a distribution before you are age 59½, you may not have to pay the 10% additional tax if you are in one of the following situations. • You have unreimbursed medical expenses that are more than 7.5% of your adjusted gross income. • The distributions are not more than the cost of your medical insurance. • You are disabled. • You are the beneficiary of a deceased IRA owner. • You are receiving distributions in the form of an annuity. • The distributions are not more than your qualified higher education expenses. • You use the distributions to buy, build, or rebuild a first home. • The distribution is due to an IRS levy of the qualified plan. • The distribution is a qualified reservist distribution. UPDATE –
Penalty Hardship Withdrawal – Free IRA withdrawal to pay IRS –

If Uncle Sam comes after your IRA for unpaid taxes, or in other words, places a levy against the account, you can take a penalty-free withdrawal.

You also can’t make any contributions to your IRA for six months after a hardship withdrawal. Although the penalty tax is waived, hardship withdrawals must be reported as ordinary income on your income tax return.
Early Distributions

You must include early distributions of taxable amounts from your traditional IRA in your gross income. Early distributions are also subject to an additional 10% tax, as discussed later.
Early distributions defined. Early distributions generally are amounts distributed from your traditional IRA account or annuity before you are age 59½, or amounts you receive when you cash in retirement bonds before you are age 59½.

Age 59½ Rule

Generally, if you are under age 59½, you must pay a 10% additional tax on the distribution of any assets (money or other property) from your traditional IRA. Distributions before you are age 59½ are called early distributions.
The 10% additional tax applies to the part of the distribution that you have to include in gross income. It is in addition to any regular income tax on that amount.

A number of exceptions to this rule are discussed later under Exceptions. Also see Contributions Returned Before Due Date of Return , earlier.
For a list of eligible early withdrawals without the 10% penalty visit:
http://www.irs.gov/publications/p590/ch01.html#en_US_2010_publink1000230896
Exceptions
There are several exceptions to the age 59½ rule. Even if you receive a distribution before you are age 59½, you may not have to pay the 10% additional tax if you are in one of the following situations.
• You have unreimbursed medical expenses that are more than 7.5% of your adjusted gross income.
• The distributions are not more than the cost of your medical insurance.
• You are disabled.
• You are the beneficiary of a deceased IRA owner.
• You are receiving distributions in the form of an annuity.
• The distributions are not more than your qualified higher education expenses.
• You use the distributions to buy, build, or rebuild a first home.
• The distribution is due to an IRS levy of the qualified plan.
• The distribution is a qualified reservist distribution.


]]> http://blog.t3consortium.com/nopenaltyirawithdrawls/comment-page-1/#comment-4528 Comment on Blairsden, The Peapack New Jersey Estate and its history. by Kelley http://feedproxy.google.com/~r/CommentsForT3cIdeaExchange/~3/slh57vqhETA/ Kelley Thu, 05 May 2011 22:58:14 +0000 http://blog.t3consortium.com/?p=7#comment-4527 I live very close to Blairsden. I went to Blair Academy and am interested in the history. I would love to see the mansion!!!!! I live very close to Blairsden. I went to Blair Academy and am interested in the history. I would love to see the mansion!!!!!


]]> http://blog.t3consortium.com/blairsden-the-peapack-new-jersey-estate-and-its-history/comment-page-1/#comment-4527