Your Trusted Mortgage Broker in Seattle & Bellevue
Keith Akada (NMLS #112443) is a Seattle-based Loan Officer at MortgageReel, powered by Fairway Independent Mortgage Corporation. With 25+ years of experience, Keith holds 1,300+ five-star reviews across Google, Zillow, Redfin, Yelp, WalletHub and Experience.com, making him the most-reviewed Seattle mortgage broker and one of the top-reviewed loan officers in Washington State.
With 1,500+ homeowners helped and over $500 million in closed loans across Seattle, Bellevue, and the Greater Eastside in King and Snohomish Counties, Keith’s track record is built on fast closings, education, clear communication, and clients who come back and refer their family & friends.
Why Choose Keith Akada, Loan Officer, Mortgage Reel?
24 Hour Pre-Approvals, 9 Business Day Speed to Close, Fairway’s Advanced Underwriting are all factors a Listing Agent and Sellers will consider. If multiple offers are presented, ability to waive financing contingency and a fast close help my buyers win!
Whether you’re buying in Seattle, refinancing a Bellevue single-family home, or leveraging Amazon, Microsoft, META, Apple or Google RSU’s for a Seattle jumbo loan, Keith sets clear expectations designed to help you make confident decisions in today’s competitive market.
Local Expertise – I specialize in the unique markets of Seattle, Bellevue & the Greater Eastside, King & Snohomish Counties.
Tailored for Tech Buyers – I understand how to qualify with RSUs, stock compensation, and new employment offer letter to maximize buying power.
Mortgage Programs Offered
Low Down Payment Loans – Conventional 3%, FHA, VA
Jumbo Loans (Seattle, Bellevue & Eastside) – Competitive rates above King County’s $1,063,750 loan limit
First-Time Buyer Programs – Down payment assistance + education.
Investor Friendly Loans – Single Family, Duplex, triplex, fourplex rental property financing. Conventional, DSCR, and Bank Statement.
New Construction Loans – For the fast-growing segment of Attached Dwelling Unit / ADU’s and Detached Accessory Dwelling Unit / DADU’s.
Refinance Options – Lower your rate, reduce term, tap equity, or consolidate debt.
Meet Keith Akada – Loan Officer & Seattle Mortgage Broker
I was born and raised in Seattle, and I’m proud to still call this city home. As a husband, father, and member of this community, everything I do starts with Ohana — the belief that family is the foundation of everything, and to treat the people we serve like Ohana.
My “why” is twofold. First, it’s personal: I do this for my family, to show them what’s possible when you commit to a craft and serve people well. Second, it’s the work itself. I’m passionate about showing clients what’s possible — that homeownership is within reach, that investment properties can build real passive income and long-term wealth, and that the right refinance can bring genuine peace of mind by lowering a monthly payment and freeing up room to breathe. Homeownership changes lives. It changed mine — and helping others get there is what drives everything I do.
I began in banking right after high school, spending nine years before transitioning into mortgage lending in 2000. Over the past 25+ years as a Loan Officer, I’ve built my reputation on education, clear strategy, speed to close, and proven results — guiding thousands of clients through first-time purchases, move-up homes, refinancing, jumbo loans, investment properties, and everything in between.
Once a first-time homebuyer myself and now a real estate investor and developer, I understand firsthand how critical homeownership is for building stability and generational wealth. My clients appreciate that I don’t “sell” — I educate. Whether you’re purchasing your first home, relocating to the Pacific Northwest, restructuring a mortgage to lower your payment, or growing your real estate portfolio, my promise is simple: make mortgages clear, fast, and successful — so every client I serve moves forward with confidence and certainty.
It’s not just rate and closing costs in Seattle
Daily market volatility affects rates and cost. Making a confident and empowered decisions requires education and strategic timing.
Happy Homeowners Assisted
Thankful and honored to all of the homeowners I have been able to assist. Map below is from 2018 to current. Scroll to zoom in.
Neighborhood Insights on Seattle Mortgage Lending
Seattle: Popular neighborhoods like Columbia City, Green Lake, Ballard, Queen Anne, and Capitol Hill have competitive housing markets where strong pre-approval’s are key.
Bellevue: High demand from tech professionals means jumbo financing is common. Proximity to Amazon, Microsoft, and Meta makes tailored loan strategies essential.
Real loan structures from buyers and homeowners Keith has assisted — actual purchase prices, down payments, rates, and outcomes from Seattle neighborhoods.
Should you trust reviews when hiring a loan officer?
Reputation, social proof, and the experience of your loan officer matters. You hire the loan officer — not just the company. Choosing the right loan officer is crucial, and reviews play a key role. Similar to a reference on a resume, reviews convey expertise, knowledge, performance, customer experience, and satisfaction. Results and Service Driven.
What Clients are Saying About Keith?
“We worked with Keith and his team to close on our first home and I can’t think of anything they could have possibly done better. We were able to close in 2 weeks (which gave us an edge in this super competitive market) because they went the extra mile to make things work, even when there were some technical challenges, and we got a fantastic rate.” Stefan V.
“This is the second time we worked with Keith and his team to get our dream home in time with a great rate. He will go in-depth review on the market with you and provide sufficient knowledge before you make the big decision. We will definitely work with them and recommend them to any friends and families.” Xiao C.
“Really enjoyed our experience working with Keith and the Mortgage Reel team. Keith did a great job addressing the education pieces we’d need to know as first time homebuyers up front. His team prepared all of our documents and information ahead of time so that when it came time to close, it was a seamless process. We appreciated their clear communication and updates. Overall, it was easier than we imagined, we feel very informed about our mortgage process, and with Keith’s quick work we even got to close early!” Porscha S.
“Keith was professional, efficient, knowledgeable, and kept us informed at every step of the process! We saw a “For Sale” sign go up on the perfect house when we had not yet started the process. Our realtor was skeptical as to whether we’d be able to get financing approval in time to succeed in this competitive market, but suggested we call Keith. Two days later, we were approved and made a winning offer, and 3 weeks later we closed on the property without a hitch.” Molly C.
“My family has worked with various loan officers and by far Keith is the best! From the first time that we met him we could tell that he was not only knowledgeable, but was passionate about what he does. He genuinely takes the time to educate you on what’s happening in the market so that you can make an informed decision. He was also quick to respond and kept us updated every step of the way. The whole process was seamless and we even closed in 10 days. If we ever buy another home, we will definitely be working with Keith. I highly recommend him to anyone!” Amanda C.
Frequently Asked Questions
How fast can Keith close on a mortgage loan?
Keith consistently delivers exceptional closing speeds. Based on client feedback, he regularly closes loans in 10 days, with some clients closing in as little as 2 weeks even in competitive markets. One client noted: “Keith managed to close on our home in just 10 days! This expedited timeline made our offer particularly appealing to the sellers, even though they had a higher bid.”
What makes Keith different from other loan officers in Seattle?
Keith is known as an “educator first” approach to mortgage lending. As one client put it: “Keith cared more about advising on financing for a home than being the broker for this specific mortgage. His goals are to educate homebuyers. Getting a mortgage through Keith is, at most his, 3rd priority. His 1st being helping homebuyers.” He provides personalized education, including custom videos to explain complex processes.
Does Keith work with first-time homebuyers in Seattle?
Absolutely. Keith specializes in guiding first-time homebuyers through the entire process. Multiple clients have noted his expertise in this area: “As first-time homebuyers, we had so many questions and Keith was truly our guiding light through the entire process. Out of all the lenders we spoke to, he was the only one who took the time to walk us through how to improve our credit and set us up for success.”
How quickly does Keith respond to questions during the loan process?
Keith is known for exceptional responsiveness. Clients consistently mention his quick communication: “Keith is very knowledgeable, responsive, and supportive. His quick replies and clear guidance made the loan process seamless.” Another client noted: “He was easily available, just a message away whenever we had questions.”
What types of mortgage loans does Keith offer in Washington?
Keith offers comprehensive mortgage services including home purchase, first-time home buyers, refinancing to change rate & term, and debt consolidation. All loan types: conventional, jumbo, FHA, VA, investment, bank statement and DSCR financing. He works with Fairway Independent Mortgage Corporation and is licensed in Washington State (NMLS #112443).