Commercial Mortgage Real Estate Financing and Business Finance Strategies

Commercial Finance for Small Business Funding - Diminishing Roles for Regional/Local Banks

noreply@blogger.com (Steve Bush) — Thu, 19 Jun 2008 21:43:00 +0000

The decreasing role of regional and local lenders in providing viable small business loans will impact business opportunity financing, SBA loans, commercial real estate loans and working capital business cash advances. If business owners are not paying attention to this rapidly developing trend, they could be unpleasantly surprised when their bank suddenly refuses to renew cash management or commercial funding services.

There are many reasons why regional and local banks are increasingly not interested or not capable of helping with working capital financing and other small business financing. As disappointed as some business owners might be, this trend does have a number of positive consequences. The most practical benefit is that although these lending institutions have often been the most familiar and convenient source for small business funding, they have rarely been the best or most cost-effective source of commercial loans.

Business Cash Advances and Working Capital Advice

noreply@blogger.com (Steve Bush) — Mon, 02 Jun 2008 15:28:00 +0000

Most service and retail businesses are receiving unsolicited calls from agents offering business cash advances for working capital financing. In most cases, these phone agents are providing only credit card factoring and do not understand how this cash management strategy will effect other business financing. These sales tactics are rarely in the best interests of a business.

AEX Commercial Financing Group will contact business owners ONLY in response to a referral from their financial advisor, legal advisor or in direct response to a request from businesses. AEX has provided all major forms of small business loans for many years and is not restricted to business cash advances. We do have an advanced working capital financing capability and are one of the few business financing companies that will ALWAYS avoid the ten major problems commonly seen with credit card financing for merchant cash advances. In our experience the companies most likely to have these critical (but avoidable) problems are the same companies most likely to make unsolicited phone calls to businesses about business cash advances.

Commercial Real Estate Loans Article

noreply@blogger.com (Steve Bush) — Mon, 19 May 2008 13:56:00 +0000

Because AEX Commercial Financing Group is prominent nationally in providing commercial loans, I was interviewed a few months ago for an article published in the February 2008 issue of Entrepreneur Magazine ("Raising Money - The Real Estate Deal"). Just as AEX does with regular candid business financing reports , the magazine published an article about problems commonly encountered with commercial real estate loans.

We have established a solid niche for small business loans by eliminating problematic circumstances before they become detrimental to the successful completion of commercial funding. In addition to avoiding problems that often occur in commercial lending situations, one of our most difficult roles is to help business borrowers to avoid "problem lenders". In terms of effectively solving business finance problems, the early elimination of inappropriate lenders is critical to the successful conclusion of small business cash management and working capital management.

Commercial Loans and Working Capital Financing - When Banks Say No

noreply@blogger.com (Steve Bush) — Fri, 09 May 2008 16:31:00 +0000

Perhaps your bank just declined your latest request for commercial funding or perhaps you are simply worried that they might do so when you ask. An understandable commercial loans question for business borrowers is "What should I do when my bank says no?". This negative response is particularly unexpected and frustrating when business owners have strong credit and a long history of dealing with the bank.

I have published a related article which addresses effective strategies for overcoming five primary situations in which banks will say no regarding commercial real estate loans. I have also written a working capital financing article ("Why Do Banks Say Yes When They Mean No?") describing the unfortunate tendency of some banks to not provide a straightforward loan rejection but instead to offer commercial loans with terms that they do not expect borrowers to accept. This is actually worse than the bank saying no because you will think that they said yes!

It is important to be prepared for this kind of rejection with small business loans and commercial real estate loans because it is a response that is seen frequently. The biggest reason that banks say no is simply because local and regional banks have dramatically reduced their business financing activities during the past several years.

Commercial Loans - A Worst Case - Inexperienced Advisors and Brokers

noreply@blogger.com (Steve Bush) — Thu, 01 May 2008 15:59:00 +0000

I included inexperienced business lending advisors and brokers in a recent AEX commercial loans report describing five factors which will usually produce a worst case scenario for small business loans. Inexperience involving business financing is never a good thing when describing a commercial broker-advisor. More importantly, such inexperience coupled with the complexity of commercial finance is likely to result in a recipe for malpractice.

Referral Fee Program for Small Business Loans

noreply@blogger.com (Steve Bush) — Thu, 20 Mar 2008 18:52:00 +0000

AEX Commercial Financing Group is continuing to play a prominent role in representing the interests of business owners by providing practical and candid advice about business finance strategies. AEX also works closely with many advisors and has developed a unique referral fee program that will provide business advisors with new options for assisting their clients.

The AEX Business Advisor Referral Fee Program allows anyone to refer business financing opportunities and receive compensation upon completion of financing. With this program, AEX performs all of the necessary work, so it is not necessary for the referring advisor to have any knowledge of business loans (and a license is not required to receive referral fees from AEX).

According to Stephen Bush, Founder and Chief Executive Officer for AEX Commercial Financing Group, "AEX has developed a new Referral Fee program involving business financing to help business advisors perform at the highest possible level for their clients and also get fairly compensated for doing so with a reasonable amount of effort. Referral agents can be friends, relatives, business colleagues, or advisors, and a license is not necessary."

Please contact Steve Bush to address any questions concerning this program. AEX is based in Ohio and provides help for specialized business financing and commercial real estate loans throughout the United States.

loan
mortgage
SBA

Interest Rate Adjustments for Church Financing and Commercial Loans

noreply@blogger.com (Steve Bush) — Mon, 04 Feb 2008 14:38:00 +0000

In light of recent reductions in the prime rate and federal funds rate, many business borrowers will probably be surprised to learn what is happening with long-term interest rates for church loans and business loans. For example, during the middle of 2007, some church financing was available at rates of prime plus 1%. Similar financing is now priced at prime plus 1.5% to 2%. What can be lost in analyzing such long-term rates only in comparison to the prime rate is that the absolute cost of borrowing has in fact decreased. If this seems confusing, AEX Commercial Financing Group will be happy to discuss and explain these important business finance and commercial mortgage issues.

investments
mortgage
real estate

Business Finance - Learning from 2007 Problems

noreply@blogger.com (Steve Bush) — Mon, 14 Jan 2008 20:06:00 +0000

I am continuing to assist borrowers in adapting to common business loan problems and have published the first of several reports addressing some good news and bad news based on commercial financing trends observed during 2007. Please contact me directly for a detailed discussion of how these important changes might impact your specific business financing strategies.

business
finance
loan

Important Updates: Commercial Mortgage and Business Financing Strategies

noreply@blogger.com (Steve Bush) — Thu, 27 Dec 2007 17:44:00 +0000

We have previously publicized a number of disturbing business finance trends that have become evident during the past 12-24 months. One of these involves the increasing number of inexperienced business loan and commercial real estate loan brokers. In response to this development, AEX Commercial Financing Group has begun an advanced commercial loan officer training program in combination with a unique business financing referral fee program. Of course this requires prospective commercial mortgage brokers to be sufficiently motivated to seek and pursue a mortgage training program.

We plan to release an overview of several significant working capital management issues within the next few weeks.

Article From SubmitYOURArticle: Personal Vs. Small Business Vs. Corporate Credit Cards

noreply@blogger.com (Steve Bush) — Mon, 10 Dec 2007 05:06:00 +0000

Title: Personal Vs. Small Business Vs. Corporate Credit Cards
Word Count: 729
Author: Bryan Pringle, Ph.D.
Category: Finance & Investment

I'm sure that anyone who has been on the planet for at
least eighteen years, has received an offer to apply for a
credit card. Television advertisements, internet
advertisements, and credit card applications sent through
the mail, are a constant reminder of just how embedded our
society has become with the use of credit. I personally
don't know any adult who doesn't have at least one active
credit card. Not to mention the numerous car loans, home
loans, personal loans, and business loans, that are all
available to consumers. Let's take a look at three
different types of credit cards.

First, let's take a look at the personal credit card.
There are many different companies that offer personal
credit cards. The rates usually range from nine to twenty
percent. Many companies these days, are now offering zero
percent balance transfers. This ranges from the life of
the credit card balance transferred, down to a few months,
or maybe even two years. Many credit card companies will
offer low introductory rates, and then raise the rate after
a certain period of time. What many consumers don't know
about personal credit cards, is that many times, the credit
card company will give a low introductory rate, and then
raise the rate, if a customer's credit score changes. This
is a very common practice, so one must read over the terms
of the personal credit card very carefully.

Second, let's take a look at the small business credit
card. The rates are usually higher than the personal lines
of credit, due to the substantially higher credit limits.
These rates usually range from twelve to twenty-five
percent. The small business credit card also has limits
that are substantially higher than the personal lines of
credit. The limits usually range anywhere from fifty
thousand dollars, up to several hundred thousand dollars.
This type of card also allows for balance transfers, but
makes it substantially more difficult to transfer larger
balances. These cards have a more flexible cash advance
feature, and a less stringent repayment policy. Many small
business cards can allow the business to pay not just
monthly, but also bi-monthly, or even quarterly. This can
be a tremendous advantage to the small business owner, who
usually operates as a sole proprietorship or a partnership.
The credit limits are usually based on the personal credit
scores of the owners and the amount of income that the
business generates yearly, or quarterly.

The third type of credit card that we will take a look at,
is the corporate credit card. These type of credit cards
are extremely difficult to obtain. One of the reasons, is
that the corporation has to establish a long credit
history. This means that the corporation has to take out
loans, credit accounts, and maintain a good credit history
for a longer period of time, unlike individuals or small
businesses. Another reason that it is difficult to get a
corporate credit card, is that the corporation has to have
a substantial amount of assets, and be profitable for
anywhere from two to five years, before applying for the
line of credit.

The limits on corporate credit accounts are anywhere from
fifty thousand dollars to the infinite millions of dollars.
As the corporation expands, the credit card company will
usually raise the limits. This type of card also allows
for balance transfers, but makes it substantially more
difficult to transfer larger balances. The repayment terms
are very similar to the small business credit card account
holder. The payments aren't necessarily monthly, but may
be bi-monthly and sometimes quarterly. The interest rates
can be substantially higher than the small business, or
personal lines of credit, but this is due to the high
credit limits. The interest rates range anywhere from
twelve to twenty-nine percent. Some credit card companies
have even been known to charge flat rates on credit lines
to corporations. This usually occurs when a very large
corporation wants to borrow a substantial amount of money
against its line of credit.

So there you have it. Personal credit cards usually have
lower limits and lower interest rates, and are paid
monthly. This is in contrast to small business and
corporate cards, which usually have higher limits with
higher interest rates, and can be payed bi-monthly or even
quarterly.

----------------------------------------------------
Bryan Pringle, Ph.D., has written many articles on the
credit industry, and is the webmaster of websites offering
news and information regarding credit cards. For more
information, please visit:
http://www.apply-forcreditcards-online.com

Business Opportunity Loan and Commercial Real Estate Investment Strategies

noreply@blogger.com (Steve Bush) — Mon, 03 Dec 2007 22:48:00 +0000

This overview will offer some candid thoughts about commercial financing and commercial real estate loans plus an overview of primary reasons for purchasing commercial investment property or buying a business. An increasingly disturbing climate for residential real estate investing has motivated investors to evaluate business opportunity options and business real estate investment property.

Unique Business Investing and Real Estate Investment Situations

Commercial real estate investment property and business opportunity investing possibilities include unique businesses such as golf courses and gas stations. The special aspects of such business finance and management options can result in increased potential to provide added value and differentiate a business or commercial property.

Of course specialized business real estate investing does require special purpose business finance solutions such as golf course financing and funeral home financing. The ability to arrange a business loan or business opportunity financing that is appropriate for both the business owner and the business itself will be a critical ingredient in business investment success.

SBA Loan for a Commercial Mortgage and Business Opportunity Finance

The potential use of a Small Business Administration loan offers a business finance strategy not possible for residential real estate investments. SBA business loans are an option for most business owners and can be helpful in buying business opportunities or commercial investment property.

Business Opportunity Investing When Real Estate is Excluded

Buying a business opportunity does not include a real estate investment. Due to the absence of real estate, commercial loan value will be impacted by business factors rather than the real estate climate. The avoidance of commercial real estate financing can ultimately be a meaningful benefit with increasingly reduced real estate valuations.

Commercial Investment Value Driven Primarily by Income

Commercial mortgage and business financing will be determined by a commercial appraisal that analyzes business income trends. Commercial real estate and business opportunity values are primarily driven by business income factors, and residential real estate investment property value depends primarily on location. This important distinction means that business investment values typically display less sensitivity to real estate property value data.

Commercial Real Estate Loan Problems

noreply@blogger.com (Steve Bush) — Tue, 20 Nov 2007 20:37:00 +0000

By anticipating typical commercial mortgage business loan problems, borrowers are more likely to avoid potentially negative consequences. The extra efforts required to avoid common business financing difficulties will generally result in better commercial loan terms for many years to come.

The ability to overcome commercial mortgage business loan problems is increasingly important in the current real estate investment property loan climate. Business borrowers should anticipate several potentially critical difficulties when seeking business financing. It is not unusual to find that business investment lenders and business loan brokers are not as forward-looking about business financing and investing difficulties as most borrowers would expect, and I have published an advisory report about commercial lenders to avoid.

Avoiding Business Finance and Commercial Mortgage Problems

noreply@blogger.com (Steve Bush) — Tue, 06 Nov 2007 19:41:00 +0000

AEX Commercial Financing Group (AEX) has issued a special report outlining precautions to take with online business finance applications. The AEX Report should help business borrowers avoid business loan problems encountered when submitting an online request.

According to Stephen Bush, Chief Executive Officer for AEX, "This particular AEX Special Report describes how and why to avoid the online business loan application trap. It is critical for business owners to understand why it is not in their best interest to use an online commercial loan application and how they should proceed in their search for viable business financing. Commercial borrowers should not be surprised to discover that many lenders will offer online business finance applications on their website."

Because this issue impacts business owners using commercial finance websites, the AEX Report is pertinent for most commercial borrowers.

Funeral Home Financing and Golf Course Financing

noreply@blogger.com (Steve Bush) — Thu, 16 Aug 2007 13:58:00 +0000

Business Loan to Buy a Business - AEX Golf Course Financing and Funeral Home Financing
by Stephen Bush

Funeral home loans and golf course loans involve difficulties not found in common business loan situations. A commercial loan to buy a business for a golf course or funeral home is among the most difficult business financing scenarios, and refinancing will probably be more difficult than the initial commercial mortgage purchase loan for buying the business.

Reduction in Commercial Lenders - Golf Course and Funeral Home Financing

As a further complication for a difficult business loan for a golf course or funeral home, less business lenders are willing to offer competitive business financing terms. There has recently been a noticeable shrinkage in regional and local banks which offer commercial mortgage programs for golf course loans and funeral home loans.

Avoiding Problematic Commercial Mortgage Terms

Some regional and local banks will probably offer short-term business financing instead of a long-term business loan for golf course financing and funeral home financing. Another key term that can vary significantly is the percentage of value for the business financing. When buying or refinancing a funeral home or golf course business, it is of critical importance to avoid undesirable commercial loan terms, especially commercial mortgage conditions involving length of loan and percentage of value.

Business Value and Commercial Real Estate Value for a Business Loan

For golf course loans and funeral home loans, the commercial real estate loan value is often less than the business value. This is particularly true with a funeral home appraisal. The problem with this disparity is that many business lenders will provide a business loan that includes only the commercial mortgage loan value, and this will produce significantly reduced business financing.

Stated Income Business Financing Difficulties

There are at least two critical problems in using a stated income business loan for either golf course financing or funeral home financing. The first major drawback of a stated income commercial loan is the maximum commercial mortgage loan that can be obtained. The second major drawback is the low percentage of value for stated income business financing. As a result of these significant restrictions, the use of a stated income commercial real estate loan is not recommended for a funeral home loan or golf course loan.

Exorbitant Commercial Loan Fees for Funeral Home and Golf Course Financing

There are business lenders that are taking advantage of the limited commercial mortgage loan choices for refinancing, purchasing and building golf courses or funeral homes. Business borrowers for funeral homes and golf courses should not be concerned by reasonable and legitimate business loan fees during the early business financing process. One of the unnecessary and unacceptable lending tactics involves excessive fees (generally more than $20,000) even if the commercial loan is not successfully completed.

Copyright 1995-2007 AEX Commercial Financing Group and Stephen Bush. All Rights Reserved.

Credit Card Processing and Working Capital Business Loan Options

noreply@blogger.com (Steve Bush) — Fri, 03 Aug 2007 13:35:00 +0000

Working Capital Business Loan Strategies - Credit Card Processing Choices

Credit card processing is often one of the most overlooked working capital management issues for a business owner. Credit card processing improvements can achieve dual working capital management benefits by both eliminating credit card financing difficulties and providing improved cash flow by enhanced management of working capital loan and merchant cash advance programs.

Working Capital Business Loan Solutions: Cost Reduction

As I noted in another working capital management article, for any business owner that accepts credit cards for payment, a retail-service business cash advance (obtained through credit card processing and credit card receivables management) is a vital working capital management tool that can be easily overlooked. Even thriving merchants frequently need more financial resources than they can get from a bank business loan. However, what is usually even more overlooked by many businesses is a unique opportunity to decrease their credit card processing and management expenses at the same time that they obtain a working capital cash advance via credit card financing.

Working Capital Solutions: Avoid Credit Card Processing Problems

Credit card receivables financing is an excellent alternative to consider when a merchant is seeking a short-term business loan, an unsecured commercial loan and improved strategies for credit card processing and management. However, there are a number of working capital management difficulties to be avoided with credit card management, credit card processing and credit card receivables financing programs. As with most successful working capital loan strategies, there will typically be only a few lenders that are effective at properly executing the combined tasks of credit card management, credit card processing and credit card receivables management.

Because of such problems, the choice of a provider of credit card receivable financing and credit card processing is extremely important to any business that accepts credit cards. To demonstrate which providers of credit card receivable factoring and credit card processing should be avoided, I have written a working capital business loan article which lists ten critical difficulties to avoid with credit card processing and credit card receivables management.

Credit Card Processing Solutions: Obtain Lowest-Cost Services

For businesses either dissatisfied with their current credit card processing and management services or simply wondering if any cost improvements are possible, a credit card receivable factoring program which eliminates all ten specific working capital business loan obstacles mentioned above should be evaluated. One of the major working capital management reasons for evaluating credit card receivables financing, credit card processing and credit card receivable factoring in this combined fashion is that the low-cost producers of the best merchant cash advance programs are likely to be utilizing the best and lowest-cost credit card processing and management producers.

In many cases, the best and lowest-cost providers of credit card processing are simply not available to the average business owner other than as part of a working capital management plan encompassing both credit card factoring and credit card processing. However, the economies of scale realized from the combination of these two key working capital services will almost always be worth the coordination efforts.

Working Capital Business Loan Solutions: Improving Cash Flow

Business owners should not lose sight of the substantial total benefits which might accrue to their business by prudently combining credit card processing and credit card receivables management services. As mentioned above, cost reduction and improved cash flow are primary goals of successful working capital management strategies, and the proper coordination of credit card factoring and credit card processing should accomplish both of these difficult goals simultaneously.

Copyright 1995-2007 AEX Commercial Financing Group and Stephen Bush. All Rights Reserved.

Commercial Mortgage and Business Loan Choices

noreply@blogger.com (Steve Bush) — Mon, 02 Jul 2007 19:19:00 +0000

Alternative Business Loan and Commercial Mortgage Options

It is important for commercial borrowers to understand that they have more business loan choices than they are likely to realize. I refer to these commercial mortgage choices as "Thinking Outside the Bank" because the average commercial borrower probably believes that a traditional bank is the best source for a business loan. Non-traditional commercial lenders are increasingly considered to have the competitive edge for a number of commercial mortgage scenarios.

In some cases a traditional bank will offer to provide a business loan but will attach excessively stringent terms and covenants. In other cases a traditional bank will decline the commercial mortgage outright, perhaps because they do not even provide business financing to the commercial borrower's particular industry. In either case, the commercial borrower is likely to benefit by "Thinking Outside the Bank".

Some commercial mortgage borrowers will probably feel that a bank is their only source for a business loan. However, since banks traditionally focus on a few established industries, non-bank commercial lenders should be reviewed for most commercial loan scenarios. Therefore the recommended business financing strategy described in this article is to "Think Outside the Bank".

As I reported in a previous business loan discussion, in many commercial mortgage situations it is common for a local bank to assess stricter commercial loan conditions than would typically be seen in a competitive business financing scenario. Such banks can often take advantage if there are few business lenders in their market.

A prudent response by business borrowers is to consider non-traditional commercial mortgage options. It is not necessary for borrowers to depend upon traditional banks for business loan strategies. For typical commercial loan scenarios, a non-bank lender can often provide better business financing terms because of the competitive market situation.

There are at least three commercial loan situations in which business borrowers will typically experience that non-traditional lending sources can provide conditions that are best for the borrower: (1) commercial mortgage loan programs; (2) credit card factoring programs; and (3) working capital management programs for credit card processing.

Church Loan Difficulties - Church Loan Solutions

noreply@blogger.com (Steve Bush) — Sun, 03 Jun 2007 14:53:00 +0000

A church loan is likely to be the most difficult type of business loan to complete successfully.

Since churches are an integral part of local community infrastructures, it is important to explore all church financing options. A typical church loan will require strategies involving unique commercial real estate financing that is not easy to locate.

A typical church is certainly different from a typical business organization. Nevertheless churches have complex commercial financing needs. This article includes an overview of four major church loan difficulties with a summary of six practical church loan financing approaches.

Four Critical Church Financing Obstacles

Before addressing possible solutions for the most common church loan needs, it is important to discuss the typical barriers to obtaining church loans. Historically church financing has been difficult to arrange for several reasons:

(1) Church Loan Financing Barrier Number One: Most church properties are unique in comparison to other commercial properties. Due to this, church lenders are likely to be concerned that if business loan payments are not made as agreed, it will be a challenge to find a new owner interested in the unique property attributes.

(2) Church Financing Difficulty Number Two: Lenders frequently want personal guarantors for church loans, and this requirement is not appropriate for church financing. The financial structure of churches simply does not lend itself to a traditional lender/guarantor approach. But most lenders are uncomfortable with the potential lack of guarantors (especially because of the previous observation about the difficulty of reselling the church property should it become necessary).

As a result, it is common to find that church loans have been obtained only after one or more church members have provided a personal guarantee for a church loan. The requirement for personal guarantors acts as a severe obstacle because church members might be unwilling to act in this capacity and because there simply might not be individuals who have sufficient net worth to provide a personal guarantee for a large church loan.

Commercial Real Estate Financing and Working Capital Business Loan Options

noreply@blogger.com (Steve Bush) — Tue, 01 May 2007 13:26:00 +0000

There are a number of problems to be avoided with a commercial real estate financing program, and difficulties with a typical commercial real estate loan are probably more common than most commercial borrowers realize. Unfortunately there are very few highly-effective providers of commercial mortgage loan programs.

AEX Business Financing Solutions - Thinking Outside the Bank

AEX Commercial Financing provides assistance in obtaining immediate working capital up to $300,000 via credit card receivables for retail stores, service businesses, bars and restaurants. AEX Conventional Commercial Mortgage Loans and Church Loans up to $25 million. AEX Stated Income Commercial Loan program to $2 million.

Church Financing Solutions - Commercial Mortgage Strategies

noreply@blogger.com (Steve Bush) — Mon, 09 Apr 2007 14:10:00 +0000

AEX Commercial Financing Group, LLC provides an advanced and successful approach for avoiding church loan problems by using a highly-specialized and individualized church loan financing strategy for each commercial borrower. AEX Commercial Financing Group, LLC provides straightforward and candid church financing advice. AEX Commercial Financing Group, LLC can provide non-recourse church financing (no personal guarantors) that is long-term (up to 30 years) with 75% to 85% loan-to-value (LTV). AEX Commercial Financing Group, LLC church loan programs include new construction, renovation, land acquisition, purchase and refinancing. Minimum church loan financing is $500,000.

Commercial Property Loan Solutions

noreply@blogger.com (Steve Bush) — Sun, 01 Apr 2007 14:24:00 +0000

For detailed commercial loan and commercial real estate loan information, please review sites listed below and contact Stephen A. Bush, Founder and Chief Executive Officer, AEX Commercial Financing Group, LLC

http://aexcfgllc.com

http://aexcfg.com

http://aexllc.com

http://www.church-loan-financing.org

AEX Commercial Financing Group, LLC publishes The Commercial Mortgage Loan Guide and The Business Cash Advance and Working Capital Management Guide. AEX Commercial Financing Group, LLC provides business financing for special purpose properties such as funeral homes, assisted living facilities and churches (in addition to many other types of commercial property loan situations).

Despite the prominence of traditional banks, they are not the only viable source which should be considered for a commercial property loan. There are many reasons why a commercial borrower might not go to a traditional bank for a commercial real estate loan. “Thinking Outside the Bank” means that non-traditional (non-bank) and non-local commercial lenders should be considered for most commercial mortgage loan situations. Lenders providing competitive commercial financing for "special purpose" commercial property loans are relatively rare. Business financing for funeral homes, churches, assisted living facilities and other special purpose properties represents one of the most difficult commercial loan situations which will be confronted by a commercial property owner or business owner.

Working Capital Financing Experts

noreply@blogger.com (Steve Bush) — Thu, 29 Mar 2007 13:17:00 +0000

Stephen Bush and AEX Commercial Financing Group, LLC are working capital financing experts when it comes to commercial loans. Recent Commercial Financing Article - 14 Reasons Not to Go to a Bank for a Commercial Real Estate Loan - AEX Commercial Financing Group, LLC offers a free series of Special Commercial Loan Reports, a free Seven-Part Commercial Mortgage Loan Course and a free Commercial Loan Executive Summary about working capital management, business cash advance programs, credit card processing and credit card factoring.

Short-term and long-term business financing. Credit card receivables and credit card processing strategies. Quick closings for difficult business loans. Specialized commercial financing including funeral home financing and church loans. Free special commercial financing reports. Stated income commercial mortgage loans.

Funeral Home Loans - Church Financing - Commercial Loan Strategies - AEX Commercial Financing Group, LLC has built a solid credit card processing and commercial mortgage reputation based upon candid business loan advice and business cash advance strategies for avoiding commercial real estate loan and working capital management problems. Perhaps even more valuable is the AEX Commercial Financing Group, LLC proprietary commercial mortgage loan and business financing process for evaluating commercial lenders and eliminating problem lenders from consideration.

Funeral Home Financing Solutions

noreply@blogger.com (Steve Bush) — Mon, 19 Mar 2007 13:44:00 +0000

Funeral Home Loans - Church Financing - Commercial Loan Strategies - AEX Commercial Financing Group, LLC has built a solid credit card processing and commercial mortgage reputation based upon candid business loan advice and business cash advance strategies for avoiding commercial real estate loan and working capital management problems. Perhaps even more valuable is the AEX Commercial Financing Group, LLC proprietary commercial mortgage loan and business financing process for evaluating commercial lenders and eliminating problem lenders from consideration.

AEX Commercial Financing Group, LLC charges much less than a traditional commercial mortgage loan broker. AEX Commercial Financing Group, LLC is comfortable in providing more than the usual level of commercial mortgage advice at a very agreeable price (free!) while charging modest commercial real estate loan fees where paid commercial real estate financing services are appropriate.

Special purpose commercial financing programs for church financing, funeral home loans and other specialized business financing. Quick closings for difficult commercial loans. Free commercial real estate loan course. Specialized business cash advance and credit card processing program. Stated income commercial loan programs. Short term business loans and long term commercial mortgage loans.

Commercial Loan - Commercial Mortgage Strategies

noreply@blogger.com (Steve Bush) — Fri, 16 Mar 2007 14:20:00 +0000

Credit Card Receivables - Commercial Loans - stated income commercial mortgage program - AEX Commercial Financing Group, LLC offers a free series of Special Business Financing Reports, a free Seven-Part Commercial Real Estate Loan Course and a free Executive Summary about business cash advance strategies, working capital financing, credit card factoring and credit card processing.

Stephen Bush is the author of many widely-read commercial financing articles posted on major business financing article websites. Recent business financing article - Business Cash Advance Strategies - 10 Problems to Avoid with Credit Card Receivables

AEX Commercial Financing Group, LLC provides candid advice about using credit card receivables and credit card factoring for a business cash advance. Stated income commercial financing. Commercial real estate loan advice about difficult and special purpose commercial mortgage loans such as church financing and funeral home loans. Short-term and long-term business loans.

Quick Closings for Difficult Commercial Loan Situations

noreply@blogger.com (Steve Bush) — Mon, 05 Mar 2007 14:24:00 +0000

AEX Commercial Financing Group, LLC - Quick closings for difficult business loans

Stated Income Business Loans and Assumable Commercial Loans

AEX Commercial Financing Group, LLC was established by Stephen Bush to provide commercial real estate loans throughout the United States with limited documentation requirements (no income verification, no tax returns, no IRS Form 4506) for purchases and refinancing. AEX Commercial Financing Group, LLC provides commercial financing for many special purpose properties including churches, assisted living facilities, nursing homes and funeral homes. AEX Commercial Financing Group, LLC also provides assistance in obtaining business cash advances via credit card factoring for retail stores, service businesses, bars and restaurants.

Business Cash Advance Strategies

noreply@blogger.com (Steve Bush) — Mon, 26 Feb 2007 14:00:00 +0000

Business cash advance and business financing strategies, both short-term and long-term. Stated income business loans. Highly individualized commercial financing strategy for each commercial borrower. Credit card processing and credit card receivables programs.

Credit Card Receivables - Commercial Loans

Stephen Bush is the author of many widely-read commercial financing articles posted on major business financing article websites. Recent business financing article - Business Cash Advance Strategies - 10 Problems to Avoid with Credit Card Receivables