compounding returns

How to Use Credit Responsibly

2012-05-26T09:20:00.003-05:00

Like any other financial matter, the use of credit cards requires much forethought. When you received that shiny piece of plastic in the mail, did you tuck away in your wallet, anxious to start charging even the most mundane purchases to it? If so, you are not alone. In order to learn from credit card successes and failures of the past, here are four helpful do’s and don’t’s. Carefully monitor

Small Business Debt Solutions and the CARD Act

2012-05-02T19:44:00.000-05:00

The following is a guest article from our friends at Card Hub, a leading online marketplace for the best credit card deals, prepaid cards, and discounted gift cards. Succeeding in business requires flexibility, imagination, and the ability to adapt in the face of new laws, technology, trends, etc. That’s why it is so important to understand and adjust to the new business credit card landscape.

Personal Finance Tips

2012-04-20T08:48:00.002-05:00

Having good habits is important for your financial present and future. If you know how to handle your finances well, you won’t end up in debt. Most people don’t realize what a nuisance debt can be unless they have incurred it. The burden of debt is never ending. You have to keep up with multiple monthly billing cycles, entertain creditor calls and have to pay at least the minimum monthly

Perpetual: A Wealth Management Solution

2012-04-12T09:04:00.000-05:00

Most people who read this site are likely to manage their own investment portfolios, cutting out the middle man and sticking to quality dividend paying equities or index funds as a cornerstone in their long term investing plans. But, some folks prefer to have their finances and investments managed by a professional. If you are in the market, you may want to consider investing with Perpetual.

Does Gold Have a Future?

2012-04-02T11:20:00.004-05:00

The following is a guest post by James Brighton. Thanks for the great article, James. Everyone is talking about gold today, it has become one of the most popular commodities in the world and there is no doubt that its price reflects that. Gold prices have reached a high never seen before in history, and this is all due to the fact that investors have seen it as a great opportunity to secure

5 Ways to Cut Your Car Insurance Costs

2012-03-23T15:07:00.001-05:00

The following is a guest post by Sam Cross. Thanks for the great article, Sam! Fuel, registration and servicing your car regularly are just some of the expenses one accepts with ownership of a vehicle. While you can’t really do much when it comes to paying for these necessities, you can certainly reduce your car insurance costs, which are just as important. In fact, you may have a great deal

How to Budget in Retirement

2012-03-20T20:12:00.003-05:00

The following is a guest post from Allan, who has has been blogging on retirement planning and self managed super funds for the last 3 years. Retirement may sound like a walk in the park or perhaps like living a Sunday, everyday. However, retirement has its own unique set of challenges. One of the biggest tests that you have to face once you retire is that you have to live off a limited amount

Spend Less: Top Savings Tips

2012-03-17T10:46:00.002-05:00

The following is a guest post by Phil, representing CompareLogbookLoans.co.uk – an independent financial website bringing together and comparing available logbook loans. Many people today would love to find a way to make more money so they can pay off debts, build up some savings, and perhaps even enjoy life more fully. But there are only so many hours in the day when you can earn money, so the

Six Vital Indicators of A Winning Investment

2012-03-14T20:31:00.003-05:00

The following is a guest post from Justine Anderson. Thanks for another great post and thanks for helping diversify the opinions available on compounding returns. If you are a reader interested in guest posting on our site, click here. If you're a new investor, there are plenty of things to learn before you part with your liquid assets in favor of investments. No investment guarantees sure

Infographic: The New 1099-K Tax Form

2012-03-14T20:08:00.001-05:00

Brought To By Outright.com

Factors that Increase Your Car Insurance Premiums

2012-02-23T10:38:00.000-06:00

The following is a guest post from Sean Gray. Thanks for the great article, Sean! If you a reader and are interested in guest posting on compounding returns, please click here! There are a lot of factors that insurance companies look at when calculating your automotive insurance rates, and one of the most significant is the type of vehicle you are driving. Some cars are significantly more costly

The Risks and Rewards of Unsecured Personal Loans

2012-02-13T09:32:00.001-06:00

The following is a guest post by Andrew Black, Andrew is a personal finance blog contributor. He has been working in the lending industry for 3 years helping people with no credit check loans and credit card debt solutions. Unsecured personal loans are available for borrowers who don't own any property that could be turned over as security or collateral to a loan. If you aren't comfortable

5 (Absolutely Essential) Car Accessories

2012-01-31T19:08:00.002-06:00

The following is a guest post by Rob Powell, a writer with a passion for automobiles and personal finance. When you buy a car there is always the urge to personalize it, some way to say to the world "this is my car. Mine!" Because of this there are many items with which you can accessorise your car, from humorous stickers (although we use the word ‘humorous’ in a very broad sense) to furry

Financing a Small Business as an Investment

2012-01-21T16:26:00.001-06:00

The following is a guest post by Sara Mackey. Thank you, Sara for reminding us that real estate, mutual funds, bonds and investments like penny stocks are only some of the ways to invest for wealth, and that most true fortunes are built on what was once a small business. Deciding to invest in someone else’s business can be a big risk, but it can also be a great investment and lead to high

The Poor Man's Method of Getting Rich

2012-01-17T17:48:00.003-06:00

The following is a guest post from Justine Anderson, a personal finance writer who specializes in personal finance topics like debt, credit report monitoring, building wealth, and saving for retirement. There are a few ways to get wealthy and reach financial freedom. One is to get a huge inheritance. Two is to work hard and get a big break and earn a ton of money. Three is to live a middle

What is a Vanishing Deductible?

2012-01-15T11:51:00.001-06:00

Are you a safe driver? If so, it might interest you to learn about something called a “vanishing deductible.” If you don’t know what a vanishing deducible is, or whether you qualify for one, read on find out how this insurance feature can save you money. What is a vanishing deductible? Car insurance companies favor customers who are safe drivers. Safe drivers have fewer accidents, file fewer

Young Drivers: 5 Simple Ways to Save on Insurance

2012-01-10T12:23:00.002-06:00

Choosing young persons car insurance thoughtfully can save young consumers quite a bit of money every year. Young people who drive responsibly and shop wisely are often able to obtain sizable discounts on auto policies from highly reputable regional and national insurers. Here are five ways that young drivers can save on their car insurance: Learn How to Drive Safely: Completing a drivers'

Peter Lynch: Invest in What You Know

2012-01-02T08:57:00.001-06:00

Peter Lynch is the quintessential investor, with a performance record that dwarfs even the greatest of most active investors on Wall Street. In his 13 years of managing The Magellan Fund, he posted a 29.2% average annual return, outperforming the market by over 13.4% annually. So, its safe to say that when Peter Lynch speaks, people in finance circles listen. In Learn to Earn, a great book for

Military Finances: New Car or Financial Security

2011-12-18T11:21:00.003-06:00

The following is a guest post from one of our readers. If you would like to write a guest post for compounding returns, please click here! Very few career paths provide a greater opportunity to achieve long term financial success than military service. Doctors and lawyers might make a good deal more money, but early in their careers they are burdened by student loan debt and have difficulty

Launch Your Next Business Venture with Rock the Post

2011-12-09T13:38:00.001-06:00

Ever had a great idea? If you have a business plan or moneymaking venture that you're just not sure how to get off the ground, perhaps you should consider reaching out to like-minded and talented professionals from across the human spectrum to turn your next idea into a business, patent, or project. According to the Millionaire Next Door, a vast majority of this nation's wealthiest men and

Seven Ways to Grow Your Assets in a Bad Economy

2011-12-07T17:46:00.005-06:00

The following is a guest post from Ashyia Hill of CreditDonkey.com. While Ashyia provides us with some ideas of ways to prosper in a bad economy, some people remain in dire straights. If that describes your situation, you may want to consider a credit counseling course. Thanks for the great post, Ashyia! According to the United States Bureau of Labor and Statistics and Department of the Treasury,

3 Ways to Save Money on Credit Card Bills

2011-12-05T17:07:00.003-06:00

The following is a guest post by one of our readers. If you are interested in guest posting on compounding returns, click here! Enjoy the post! It's no secret. Banks are trying to get your money right and left. And credit cards have historically proven a great way for the financial institutions to get their hands on your hard earned cash. But, shunning the financial institutions completely is

Forex Trading Courses from Nial Fuller

2011-12-02T09:07:00.001-06:00

Frequent readers of compounding returns are no doubt aware that we favor tried and true techniques for long term investing success. Chief among some of our favorite methods are dividend growth investing and low cost index investing (for the passive investor). The strategic use of these methods has been shown over time to benefit the patient, long term investor. But dividend growth investing and

The Psychology Test For Credit Card Rewards

2011-11-29T18:13:00.001-06:00

The following is a guest post from Mike who runs CreditCardForum.com. He started it nearly 4 years ago as forum for rating credit card deals, where consumers can openly post their compliments and complaints about a given credit card. When it comes to credit cards, chances are you either hate them or love them. For those in the latter category, the argument is made that the earned rewards are

The Carnival of Personal Finance (336th Edition)

2011-11-20T19:35:00.008-06:00

Welcome to compounding returns' first hosting of The Carnival of Personal Finance, a weekly summary of some of the best research and commentary on personal finance and investing from around the web. Please visit some of the great blogs and sites featured in this post, and be sure to leave a comment for the authors! Editor's Picks: Without further adieu, here are our editor's picks from this