Have you ever filed your federal tax online with Electronic Federal Tax Payment System — or EFTPS?
I will talk about the new (is it really new?) phishing attack that informs you that your federal tax deposit made online at Electronic Federal Tax Payment System (EFTPS) has been rejected by the IRS.
This phishing attack is new for me – I never had it in the past. I was able to recognize it as an identity theft attempt immediately – lucky me. What made it so obvious?

Misspelled words, English Grammar errors – that’s sign #1 of a phishing email for me. Even if IRS wanted to inform me of the filing problems, they would not be using misspelled words.

Hey Mr/Mrs – email scammer!

Thank you for being so ignorant. I hope you never bother learning to spell the words correctly. When I opened the email I was asked to go to a website. Once I saw the misspelled words, I understood that it was a fraud website that looked just like a legitimate site. It’s a bogus site. The purpose of this fraud website is to trick you into sending your personal information so the operators can steal your identity and run up bills or commit crimes in your name.

Opening the email is not dangerous. Clicking on the phishing email attachment, going to fraud website and filling out your userid, password and other personal and financial information – this is where the identity theft danger is. It’s a NO, NO, NO. If you ever post that information on a fraud website you are running the risk of identity theft and/or getting your fund funneled to an untraceable account overseas.

Please know that the IRS does not send official communications to taxpayers via e-mail. It just isn’t done that way. If you receive one of these email scams, forward the email in question to phishing@irs.gov

Protect Yourself from and Report Suspicious E-Mails or Phishing Schemes.

Sources of information:

http://www.irs.gov/individuals/article/0,,id=155344,00.html

http://www.irs.gov/newsroom/article/0,,id=155682,00.html

How To Select the Right Domain Name

The right domain name has to have one or two most important keywords. A short meaningful phrase is acceptable.  If your business is about flowers include the word ‘flowers’ in your domain name.

It’s going to be difficult to select the name you want: a lot of good names are taken. At the time when I am writing this article, in October of 2010, internet is almost 26 years old. So, what do you do?

• Use synonyms of the words you target
• Try to buy the domain name of your choice

Keep the domain name short or at least as short as possible. If people have to make extra efforts to get to your website by typing a long name and misspelling it anyway, they might give up or you will be sending traffic to your competitors. Keeping the domain name short will be advantageous to you. It’s much easier to type a short name than a long one. That’s obvious, but some people get trapped in long domain names.

Another opinion: get a longer name because it is easier to memorize. Go figure!

Domain name has to make sense and be easy to memorize. How about a name that is related to the core of your business and rhymes? Sounds ridiculous? I’ve seen that happen. If your company has a long name and you are trying to abbreviate it that might not work at all. The abbreviation will make sense to a very small amount of people.

Personal Experience in Selecting a Good Domain Name

• do not use articles (a, the) in domain name

• place keywords in domain names by all means, even if you have to add a less significant word just to find an available domain name. For example ‘AutoInsuranceSane.com’ – kind of ridiculous name, yet understandable. It also allows the main keywords to shine.

• do not use plural form of a noun. I think it takes the focus away from the subject.

How long does it take to find a good domain name? My longest personal record – 10 days and 8 hours for one domain name. The shortest record – 15 minutes.

If you want to make money online

Get this book on Amazon:
Domain Name Investing: Make Money Online And Run Your Own Home Business By Buying And Selling Premium Domains In Your Spare Time!

This book is intended for beginners, not for techies. It explains in simple language how to profit selling domains, how to profit when the domain is parked and much more. If you want to make money on internet and have very little money to invest – this is the book to buy. You can read this book on Kindle. If you do not have Kindle yet, Amazon will give you a FREE Kindle for PC.

It is worth to buy this book as well:

Buying And Selling Domain Names 101: How To Buy And Sell Domain Names For Fun And Profits

It tells you exactly how to buy a domain for $8.00 and resell it for 5 to 10 times more money.  The Author of the book, Zak Wilson, has been buying and selling domains since 2001. Buy these books now.

Another good article about domain names I found  Tips on Choosing a Good Domain Name

Kaspersky Internet Security 2011 protects against Trojan horses, viruses, worms, rootkits and much more –  practically no virus can penetrate your system if it is protected by Kaspersky. When I look at the report after a virus attack on my system,  I smile. Kaspersky software protects the system in real time. What does it mean? The software guards your computer day and night and when a virus tries to get into  your computer, Kaspersky protects you.

How Kaspersky Internet Security Protects You Against Newest Spyware?

Hackers do not sleep. New viruses come to life all the time. The updates come to your computer in small portions and often. That’s how Kaspersky keeps rootkits, spyware and the rest of the viruses off your system.

Two Way Firewall Protects Incoming And Outgoing Data

Kaspersky Internet Security 2011 uses two way  firewall. This is how it works: it protects your computer from viruses coming in. It also protects the data going out: while shopping online, banking and filling out forms that contain sensitive information. You get a virtual keyboard and enter passwords and other information using that virtual keyboard. The firewall protects your computer and does not let your information to leak out. Thus, hackers cannot steal it. The software blocks hackers’ attacks.

Do You Want To Protect Your Children While They Are Having Fun Online?

Activate Parental Controls. Buy Kaspersky Internet Security 2011 The software has advanced Parental Controls monitor. It can limit access to internet. It can even block your kids’ online activities. Keep your kids safe and responsible. Control access of your children to applications, games and web sites. Block the transfer of private phone and credit card numbers.

Important To Know About Kaspersky Internet Security 2011

When you surf internet, Kaspersky software warns you that the website you want to enter is not safe, if that is the case.  It keeps you out of trouble, that’s for sure. Browse your system and internet in total confidence: it prevents dangerous applications from entering your system. Intense anti-spam and anti-phishing protection guards your digital identity from being  stolen .

You get free technical support when you buy Kaspersky Internet Security 2011 It supports 3 computers. A special rescue CD will restore your system in case of emergency – if your system is attacked. 32-bit and 64-bit operating systems are available.

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Phishing is not a new type of internet scam. First it was described in 1987. What is disturbing is that it still exists and continues to grow. 800 million phishing emails are sent out every day, according to Cisco.

Phishing is a type of internet scam where users receive an officially looking email as if it is sent by a bank or any other financial institution. These emails try to lure unsuspecting victims into sharing financial and personal information. It usually includes a link to a fraud website where visitors are asked to enter sensitive personal information: Social Security Number, birthday, mother’s maiden name. The intention here is to steal identity. Identity thieves can run your bills up. They will use your name and your address to commit crimes. They can also change address on your credit card account.

A very dangerous type of phishing is pharming. You can recognize a pharming link when you see digits in the link. When you click on the link, you might think you are going to a bank’s website. In reality, you will be going to a fraud  website.

How Do You Recognize a Phishing Attack?

You can expect the phishing email say something to the effect that your eBay account will be suspended if you don’t answer this phishing email. It can say that it is from PayPal advisory board and instruct you to click on a link to confirm your identity. Do not click! They want to steal identity. Email that participates in a phishing attack might ask you to make a phone call. Your phone number will be recorded and you will be asked your personal identification number.

Report Phishing Scam

To report a phishing scam, go to Anti-Phishing Working Group APWG is a law enforcement center that fights phishing. What do you report? A website that you suspect to be a phishing site. Also send the suspected email you received. Phishing emails are created in such a way that they look official. In early days of phishing scams there were lots of grammar errors in phishing emails. Today the crooks go to great extent to not let that happen in order not to look suspicious. Reporting phishing Scam helps APWG fight internet Fraud.

Play anti-phishing game to make sure you have a good understanding of how to avoid having problems if  identity theft happens Anti-Phishing  Game

Malware Stands for Malicious Software

Malware is created to destroy and aggravate your computer. It is the biggest threat on internet today. Worms, Trojans, computer viruses, and spyware – all these viruses are malware. Trojans or Trojan horses are programs that pretend to be something else. Malware can hijack your web browser, redirect your search engine attempts, send tons of pop-up advertisement and even monitor your activity. It slows down your computer tremendously. Computer becomes unstable. Malware has to be removed immediately. If that is not taken care of, this type of program can eventually cause your system to become inoperable. Avast Free Antivirus

This FREE program can keep your computer in fair shape.

Now let’s imagine Trojan shows up in an email and you installed Kaspersky Anti-Virus 2011 monitors all virus entry points leaving you with a virus-free PC!
Do you know what’s going to happen? Kaspersky will not let Trojan grab your computer. It guards you.

Buy now! Kaspersky Anti-Virus 2011 monitors all virus entry points leaving you with a virus-free PC! to keep your computer safe.

If you want to educate yourself even more, protect your computers and gain a peace of mind, buy Absolute Beginner’s Guide to Security, Spam, Spyware & Viruses This book is not just useful, it’s entertaining. You will find out what motivates hackers to hack your computer, how to detect the attack, how to protect yourself, about the identity theft, the nature of phishing and how not to be the victim of phishing, how to fight back, why your privacy is important. I wish I could write about everything interesting I found in this book. This book uncovers many mysteries.

Adware – Is Not a Virus, But Can Become Dangerous

Adware is used to display advertisement. It is usually installed on a computer as a toolbar with the owner’s consent. It is not dangerous to use. That’s how it is intended to be used. This is not always the case. Sometimes adware is installed without the owner being aware of it. It can (once again, not always the case) be used as an advertising tool for malicious intentions. In this case it becomes dishonest adware. FREE software  Bazooka Adware and Spyware Scanner will scan your computer for adware  and give you detailed instructions on how to remove adware. It will not remove the adware for you and you are on your own with this task. Operating system: Windows 95/98/Me/2000/XP/NT.

AVG Internet Security 9.0 BUY it NOW 80 million people use AVG protection. That’s how popular and secure it is. AVG products are not compatible with MAC computers.

Attention, MAC users: you can find compatible FREE software described in this article by searching http://www.cnet.com in downloads and selecting MAC option in “Narrow Your Selection” column.

Are you tired of being ignorant about computer terminology you don’t really understand: spyware, rootkits, rogue software, computer worms, Trojan horses, malware and dishonest adware? This article will clear major questions and doubts about computer viruses. Expect to see detailed information about FREE, cheap and expensive security software tools and gadgets on this website Computer Secrets Busted

Spyware Can Crash your Computer

Spyware is Software that sends information about your Web surfing habits to its Web site as defined by pc mag.

Spyware can track and steal identity. It can change, slow down and crash your computer.  How to prevent spyware from getting into your computer:

• Use a firewall
• When you update your software, make sure it comes from the original company that created it

FREE popular software program to remove spyware from your computer Spyware Terminator It is safe to install this program on your computer. It works with operating system: Windows 2000/XP/Vista/7. Install and check your computer now.

What Is Rootkit?

Rootkit is a software program that lives in your computer without you knowing about it. It keeps the back door to your computer open for viruses.  It hides system elements – Windows registry entries, files, network connections. It also hides traces of system changes. Not only the computer owner and users are not aware of its presence, security software is not aware of it as well. There is FREE very popular security software Panda Anti Rootkit This software will work with  operating system: Windows 2000/XP. Check your computer and see if you have rootkit hiding there. To get in depth understanding of rootkits danger, read
Hacking Exposed: Malware & Rootkits Secrets & Solutions The authors of the book: Michael Davis, Sean Bodmer and Aron LeMasters.

Rogue Security Software

Rogue security software claims to be beneficial. In reality, it provides no security. It sends out fake alerts. You might get a message telling you to install software to clean up your computer. And your computer is clean. As soon as you accept it, it will download to your computer. Rogue security software can: corrupt your files, steal identity and slow down your computer.

It might constantly distract you by displaying false alerts and pop-ups. It can get you involved into fraudulent transactions that involve spending money. It might suggest you buy a software program to protect your computer.

Introducing industry leading virus detection rates, the fastest virus updates Kaspersky Internet Security 2011 keeps your PC free from malicious code, adware, spyware, hacker attacks, spam and network fraud.

You get automatic protection at all times. Banking online is safe with Kasperky Internet security 2011 protecting you. This is the best protection software in my humble opinion. Being a user of this outstanding award-winning software, I know that I get the best protection that exists. I wrote several times about Kaspersky security software

My Computers Severe and Kind Cerberus

What Do YOU Think About Cibercrime

Do YOU Protect Your Mobile Phone?

Every mobile phone needs to be protected with the sophisticated Kaspersky mobile security system. Today ‘Kaspersky’ is a brand name of mobile devices anti virus solutions. Kaspersky Lab – is the name of the company where the award winning anti-virus solutions are developed. The features of Kaspersky mobile phone security software allows the owner:
• Clean the memory of your phone and memory cards if you enter a special command
• Access your phone if a special password is entered, otherwise the access can be blocked
• Even if your smartphone is lost or stolen and there is a new telephone number, the phone will secretly send you a message with the new telephone number of the device
• In case your phone is lost or stolen, you can send a message to it. It will send you a link to Google maps with the coordinates of the phone. The sent link will help you find your smartphone faster.
• Remote access to your phone: you can delete files and messages even if your mobile phone is not with you at the moment
• If it stays undetected, malicious software can dial premium rate number without you authorizing the calls, can establish connection with PCs, transfer viruses and steal personal information. Once a virus is found by the Kaspersky software, it is isolated and placed in a ‘quarantine folder’. All anti-malware scans are performed at the time scheduled in advance.
• Brand new feature – permanent data encryption of sensitive information. It is accessible only with a password.
• Kaspersky mobile anti virus will block intrusive messages sent from unwanted or wrong addresses, block inappropriate content messages as well.
• Banking is secure with Kaspersky mobile – special security features protect the device used for banking purposes.

Kaspersky mobile anti-virus software supports various models of these mobile devices: Acer, Asus, BenQ, BenQ-Siemens, E-Ten, FLY IQ-110, Fujitsu-Siemens Pocket Loox T810, Fujitsu-Siemens Pocket Loox T830, Gigabyte GSmart, Glofiish, HP iPAQ mobile phones Windows Mobile OS, HTC, LG, Mitac, Motorola mobile phones Windows Mobile OS, Nokia Symbian operating system, O2, Orsio, Palm Treo, Qtec, RoverPC, Samsung Mobile, Sharp W-ZERO3, Sony Ericcson, T-Mobile MDA Vario, T-Mobile MDA compact IV, T-Mobile MDA Pro, T-Mobile Wings US, Toshiba G500, Toshiba Portege G500, Toshiba Portege G710, Toshiba Portege G810, Toshiba Portege G900, Toshiba Portege G910, Velocity 103, Velocity 111, Voxtel W210, i-Mate.

Protect your phone and your personal information with software security system, Kaspersky Mobile 8.0

Are You Planning A New Website?

There are points that have to be taken into consideration before you make your final choice of the internet hosting company for your website. What kind of a website is it going to be? It can be a business website, private blog or affiliate marketing website. At this point, your main priority is picking a first-class web host. This is your first step towards success.  Without a good host an inexperienced website owner will encounter plenty of problems. The entire process of getting your website up is not difficult, once you obtain a reliable internet service provider.

You Need To Have These Webhosting Features:

First of all, a worthy web host provides 24 hour customer service and technical help. This is a very important factor to consider. If your website goes down in the middle of the night for over consumption of bandwidth or any other reason, your web host will notice it and will get your website up and running quickly. Any downtime in a website can severely affect business. It is very important to prevent such unhappy occurrence. For a business oriented website, having a 24 hour customer service available is, by far, the most important factor.

There is another important factor to consider – existence of the graphic interface. One of the examples of graphic interface – cPanel, control panel. It’s a point-and-click platform that is easy to operate. You can see a picture of cPanel at the beginning of this article. An excellent hosting company will have video tutorials explaining how to accomplish numerous tasks: file transfers, computer backups, email handling.

A fine web host allows you to subscribe to upgradable plans. If you are just starting a website, you do not need to start with an expensive plan. You can always upgrade to a different plan when you need it. You have to control your expenses.
The hardware quality of good web hosts – not an easy problem to approach. Nobody will admit that their hardware is not the best on the market. Sometimes it takes time to select the right hosting company. The quality of the servers makes tremendous difference in the loading speed of your website. Choosing a good web host with minimal server downtime and high bandwidth with a fast connection can often result in an increase in web traffic.

Picking a quality web host will prevent many problems in the future. Sometimes great web hosts have forums and solid communities where the users share their experience and help each other.

I recently found out that Cybercrime profits are higher then profits of illegal drug trafficking. According to president Obama, there were 8 billion dollars stolen from Americans only in the last 2 years.
Last year the price of repairing hijacked consumer systems has risen to 11 billion dollars.

How Protected Are You From Cybercrime?

I know I was not protected at all. I have been a Norton Security user for the last 10 years. I thought I was protected. You can imagine how surprised I was to find Trojan viruses and several others on my personal computer.
Some of the viruses I found on my computer were: Trojans, Sobig, Sasser and Kama Sutra.

Trojan spy program is designed to steal sensitive user data and to manage the victim’s computer system remotely. It is an executable file. It has only 470 bytes – not a significant amount of space to occupy on your computer. The damage it can create is devastating. After your computer is hijacked, it becomes a tool in the criminal’s hands.

Why cybercrime continues to thrive today? Eugine Kaspersky

Evgeny Kaspersky, a known cybercrime authority, says that we need better Internet Regulations. In his opinion, individuals need Internet Passports, businesses have to have accreditation.

Would it help if internet anonymity ceased? If every computer, every person and every company was identifiable a lot of problems could be solved. Online dating experience could be more rewarding if men and women were identifiable. There could be much more trust between people, if everybody could be identified.

On the other hand, being totally identified could trigger various dangers for single people, for example, for older people and for children.

If it was your choice, would you rather have an Internet Passport?

It gets more and more difficult to keep our computers virus free. Computer hackers work hard to create sophisticated virus programs capable of breaking very secure systems. Anti virus protection programs have to be super powerful to handle modern computer security threats. Kaspersky Lab offers the best security solution for home and business systems. The protection is provided against security threats, including viruses, spyware, hackers, phishing, and spam.

Kaspersky Internet Security 2010 keeps your PC free from malicious code, adware, spyware, hacker attacks, spam and network fraud.

All Internet users are at risk of virus infection, and will be threatened by some form of malware many times each year. By clicking on a link on an unknown website, playing a video sent by a friend via email, or downloading a game, a user can invite a virus into their computer system. For a business, a virus infection can mean loss of customers and loss of productivity due to downtime. If you want further understanding of computer viruses, please refer to

Virus Encyclopedia. It is useful to know the information and rather interesting to read.

Not all viruses are created equal: some viruses are just irritations; others create complicated problems and can destroy computers if not taken seriously. You need to protect yourself, your family, your customers, and your company from identity theft. If you procrastinate or simply disregard the problem you might suffer devastating financial loss.

Unique Features That Protect Your System

Kaspersky Labs security software gives you complete protection in virus free environment. The green light on your computer – clear indication that your computer is up to date and has no malicious threats.

Kaspersky iSwift and iChecker Scanning – Automatically adjusts scanning as your activity increases for super fast performance. Efficiently scans only files that have changed since your last scan!
Kaspersky Labs delivers virus definition updates hourly straight to your computer.

On-screen virtual keyboard makes entering data completely secure. This feature was implemented last year and proved to be a very good addition to the overall security provided by Kaspersky Labs. This feature is very useful for entering login details for online banks and other financial institutions. It’s an extra layer of protection! This feature is my favorite, I use it every time I log into my bank accounts.

One of the features presented is Kaspersky Whitelisting and Application Control. It checks every application the user wants to install against a database. Safe programs run with no problems. Not safe programs will nor be allowed to be installed on a computer. This is a rather innovative feature in internet security that let’s users prevent new viruses into their systems. Delivers up-to-the-second threat intelligence to determine security privileges for every application you launch.

There is a new feature for Internet Explorer and Firefox users – Kaspersky URL Advisor. It adds an icon to the dangerous links and points them out. It is up to you to make the decision to use it or not.
Kaspersky Labs utilizes artificial intelligence and was awarded a heuristic analysis patent.

Kaspersky software provides protection for PCs, MACs, netbooks and mobile phones. It is Windows 7 compliant.

Kaspersky Internet Security 2010 keeps your PC free from malicious code, adware, spyware, hacker attacks, spam and network fraud.