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        <title>Cooper's Truth</title>
        <link>http://www.cooperfinancial.com</link>

        <description><![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]></description>
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            <itunes:name>Brad Cooper</itunes:name>
            <itunes:email>radio@gradientps.com</itunes:email>
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        <itunes:author>Brad Cooper</itunes:author>
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            <title>Beware the Bear Selfie</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4004</link>
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            <description><![CDATA[Modern life can throw a lot of distractions in our paths. We can be so caught up in chasing the moment, that we endanger our future, both physical and financial.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 01 Feb 20 00:00:00 -0600</pubDate>
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            <title>Shocking Retirement Statistics</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4050</link>
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            <description><![CDATA[Breaking down some of the most eye-opening statistics when it comes to retirement savings in America.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 08 Feb 20 00:00:00 -0600</pubDate>
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            <title>The Secure Act: Changes to IRAs</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4091</link>
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            <description><![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 15 Feb 20 00:00:00 -0600</pubDate>
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            <title>401(k) Mistakes to Avoid</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4083</link>
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            <description><![CDATA[This show examines some potential mistakes to avoid when it comes to your 401(k)-retirement account. 401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid?]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 22 Feb 20 00:00:00 -0600</pubDate>
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            <title>How to Do Something Besides Worry about COVID-19</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4103</link>
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            <description><![CDATA[There are a few things that you can do in light of COVID-19 that will help you understand your path to retirement better and can help you do something besides worry.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 28 Mar 20 00:00:00 -0500</pubDate>
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            <title>Three Unexpected Retirement Costs</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4013</link>
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            <description><![CDATA[Breaking down three costly issues you might not be planning for in retirement.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 04 Apr 20 00:00:00 -0500</pubDate>
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            <title>The Seven Deadly Sins of Retirement Planning</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4029</link>
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            <description><![CDATA[Examining the Seven Deadly Sins of Planning for Retirement. Are you guilty of any of these?]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 11 Apr 20 00:00:00 -0500</pubDate>
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            <title>Avoiding Probate</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4026</link>
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            <description><![CDATA[Discussion on probate and tips and adjustments you can use.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 18 Apr 20 00:00:00 -0500</pubDate>
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            <title>How to Deal with Unexpected Expenses</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4025</link>
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            <description><![CDATA[Tips on How to Deal with Unexpected Expenses During Retirement.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 25 Apr 20 00:00:00 -0500</pubDate>
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            <title>The Right Time to Retire (Not at Half Time)</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4020</link>
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            <description><![CDATA[Retirement timing is different for everyone. You should have a plan so you avoid a rash and potentially costly decision. Halftime likely isn’t the right time.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 02 May 20 00:00:00 -0500</pubDate>
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            <title>Protecting Your Social Security Number</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4007</link>
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            <description><![CDATA[Tips to protect and monitor your social security number in a time of data breaches and hackers.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 09 May 20 00:00:00 -0500</pubDate>
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            <title>Recovering from a Late Start on Retirement</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4012</link>
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            <description><![CDATA[Three ways to help you recover from a slow or unorganized plan for retirement.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 16 May 20 00:00:00 -0500</pubDate>
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            <title>Ways to Avoid Emotional Spending</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4052</link>
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            <description><![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making an appropriate decision? Today’s episode is on emotional spending or spending too much impulsively.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 23 May 20 00:00:00 -0500</pubDate>
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            <title>Phone Call Scams You Should Know About</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4053</link>
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            <description><![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 30 May 20 00:00:00 -0500</pubDate>
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            <title>Renting VS Owning in Retirement</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4077</link>
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            <description><![CDATA[There are many things to consider when looking at housing options in retirement. Will you stay in your current home? Will you buy a new home or condo? Or is renting better for your situation? This episode examines some of the options.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 06 Jun 20 00:00:00 -0500</pubDate>
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            <title>What Are Tariffs?</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4054</link>
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            <description><![CDATA[Are you about to make a financial decision? Does it make you nervous? Do you feel pressured? How do you know you’re making a good decision?]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 13 Jun 20 00:00:00 -0500</pubDate>
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            <title>The Secure Act: Changes to IRAs</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4091</link>
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            <description><![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 27 Jun 20 00:00:00 -0500</pubDate>
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            <title>Retirement Strategy after Divorce</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4093</link>
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            <description><![CDATA[Divorce is a disruptive force in life. It can have an impact on your retirement saving and strategy as well. This episode looks at some options for resetting your retirement strategy in the aftermath of a divorce.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 04 Jul 20 00:00:00 -0500</pubDate>
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            <title>A Wish is not a Plan</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4094</link>
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            <description><![CDATA[We all have hopes and dreams for our retirement. But those don’t truly become goals unless you have a plan on how to achieve them. This episode looks at some steps you can take to turn those retirement wishes into goals.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 18 Jul 20 00:00:00 -0500</pubDate>
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            <title>Tax Free Retirement, WFLA, November 14, 2020</title>
            <itunes:author>Brad Cooper</itunes:author>
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            <description><![CDATA[Tax Free Retirement, WFLA, November 14, 2020]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 22 Aug 20 00:00:00 -0500</pubDate>
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            <title>New Alimony Tax Rules and Your Retirement Savings</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4015</link>
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            <description><![CDATA[How the Tax Cuts and Jobs Act of 2017 will impact alimony and retirement accounts through new rules.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 05 Sep 20 00:00:00 -0500</pubDate>
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            <title>Rainy Day Feeling</title>
            <itunes:author>Brad Cooper</itunes:author>
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            <description><![CDATA[A rainy day can ruin your mood, a downturn in investments can make you want to panic. Here’s strategies to help avoid both.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 12 Sep 20 00:00:00 -0500</pubDate>
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            <title>Tips for Happiness in Retirement</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4075</link>
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            <description><![CDATA[You have worked long and hard to make it to retirement. How can you ensure that you are experiencing the type of enjoyment you desire in retirement? It is more than simply having enough savings or financial security. This show examines some potential tips to help.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 26 Sep 20 00:00:00 -0500</pubDate>
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            <title>How to Effectiely Work from Home</title>
            <itunes:author>Brad Cooper</itunes:author>
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            <description><![CDATA[During this episode, we’re going to discuss ways you can work efficiently and confidently at home. The coronavirus pandemic has forced countless of Americans to work from home for the first time, and this timely topic gives several relevant tips.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 03 Oct 20 00:00:00 -0500</pubDate>
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            <title>The Pros and Cons of Retiring in an RV</title>
            <itunes:author>Brad Cooper</itunes:author>
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            <description><![CDATA[During this episode, we’ll discuss the various benefits of living full-time in an RV after you retire. For many people, life in an RV can be a grand adventure.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Brad Cooper</dc:creator>
            <pubDate>Sat, 10 Oct 20 00:00:00 -0500</pubDate>
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            <title>Your Guide to Medicare 2020</title>
            <itunes:author>Brad Cooper</itunes:author>
            <link>https://radio.financiallytuned.com/cooperstruth/4118</link>
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            <description><![CDATA[Do you have questions about Medicare? This episode looks at each of the different parts of Medicare: Part A, Part B.]]></description>

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            <pubDate>Sat, 24 Oct 20 00:00:00 -0500</pubDate>
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