Corpus Christi Real Estate Podcast with David Garcia

Corpus Christi Real Estate Agent: Finding the Right Moving Company

david@davidsellshomes.com (David Garcia) — Thu, 19 Jan 2017 07:14:00 -0800

If you plan on moving any time in the near future, you may be stressing out over hiring a trustworthy moving company.

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Many people who are making a move stress about the process. There are a few common fears that homeowners have when choosing a moving company, and today we want to help alleviate them.

It all starts with pricing and execution. Everyone wants to be moved properly, by professionals, and for a fair price. It’s key to balance these three things when selecting a moving company. The cheapest company isn’t always the best choice; you really need to sit down with a moving consultant or estimator to determine what’s going on and what needs to be done in order to get the best possible results.

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Everyone wants to be moved properly, by professionals, and for a fair price.

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If you’re in the middle of negotiations with a moving company, or if you have a contract in place, we recommend giving All My Sons Moving & Storage a call at (361) 883-1372. Whether you're using their services or not, they would be happy to go over the contract with you and let you know whether you're getting a good deal. They’re always there to help!

If you have questions about the moving process, or if you need help with anything real estate related, give us a call or shoot us a quick email. We would love to hear from you!

The Latest Update on Our Real Estate Market

david@davidsellshomes.com (David Garcia) — Fri, 18 Nov 2016 10:51:00 -0800

We’ve got two different market updates for you today. One is for the national market; the other is for the Corpus Christi market.

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We’ve got an update for you today about both the local and national real estate market. Jonathan Smoke, Chief Economist at Realtor.com, says:

"Overall, the fundamental trends we have been seeing all year remain solidly in place as we enter the traditionally slower sales season, and pent-up demand remains substantial as buyers seek to get a home under contract while rates remain so low.”

While we’ve been enjoying historically low interest rates for quite some time, Freddie Mac, Fannie Mae, MBA, and the NAR are all predicting that interest rates will rise in the next year. If you're thinking about buying, it’s important to lock in those rates while you can. When rates go up, so does your monthly payment. If you’re a seller, buyers may no longer qualify to buy your home when rates go up.

According to First American Chief Economist Mark Fleming:

“Extremely limited supply is stopping the market from reaching its full potential, counteracting positive increases in market fundamentals, such as employment and wages.”

Due to lack of inventory and continued steady foot traffic, the measure of months of inventory is low. With consistent foot traffic, that gives us a pretty good outlook for the next year.

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Anything under $200,000 is moving quickly in Corpus Christi.

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Now let’s talk about the Corpus Christi market itself. According to the Corpus Christi Housing Report, here’s what happened in our market in the last year:

The median home price went up 7% to $190,000.
Active listings are up 21.2%.
The average days on market is up by 11 to give us an average of 66 days on market.
Inventory is slightly up, from 4.7 months to 5.4 months.
There are currently 389 homes under contract, giving us a 24.9% pending ratio.
The $150,000 to $200,000 price range has a relatively large number of pending sales.
The $200,000 to $250,000 price range has a relatively large inventory of 241 listings.
Today’s absorption rate is 4.2.

As you can see, anything under $200,000 is moving extremely well. As you increase in price, absorption rate goes up as well. The absorption rate shows what the supply is compared to the demand.

If you have any questions for us or want a more in-depth local market update, give us a call or send us an email. We would be glad to send you a copy of our Corpus Christi Market Watch Report for free- just let us know. We look forward to hearing from you.

How The David Garcia Home Selling Team Really Helped Robert Out

david@davidsellshomes.com (David Garcia) — Tue, 1 Nov 2016 09:37:00 -0700

“Well we had a successful sale. I think the marketing was good. David did have a lot of good information that he helped us with and pointed us in the right direction a few times. He was very cooperative and made himself available and gave us some real good tips as far as our over 65 exemptions which was a very confusing issue. He really helped us out there.”

Don’t Miss Out on Fall Selling Opportunities

david@davidsellshomes.com (David Garcia) — Fri, 28 Oct 2016 09:21:00 -0700

Why are the fall and winter months such a good time to sell a home? I’ve got five great reasons to give you today.

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I wanted to give you five reasons why you should list your home on the market now rather than waiting for spring.

The first is that inventory is usually low around this time of year. You want to take advantage of the fact that most homeowners are thinking of putting their house up for sale in the springtime, but if you do it now while demand is still high and the inventory is low, you’ll be able to position your home to attract a higher offer.

Secondly, remember that interest rates are still very good these days. There are discussions that the rates may go up after the new year, so buyers and sellers are encouraged to take advantage now and lock in those good rates. As a seller, remember that if rates go up, a portion of the people who qualify for your home now may not qualify.

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Fall and winter buyers are usually more serious about getting a deal done.

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The third reason is that there are more homes in the spring. It’s basic economics—the price of your home that the market will bear is a function of supply versus demand. It’s a good opportunity to sell now while demand is high and inventory is low. When the inventory increases in the spring, you'll just be another home on the market.

The fourth reason to list now is that buyers who are out looking for homes in the fall and winter months are usually far more serious about buying a home. It’s always a good idea to try to attract more serious buyers.

The fifth and final reason is that there are buyers out there who want to get into a new home before the holidays. If you put your home on the market now, it will be an option for one of these buyers who needs to buy fast.

These are the kinds of reasons why I offer my 2016 real estate report, which I’d be happy to give to you. It’s loaded with helpful information that breaks down Corpus Christi real estate from the perspective of both buyers and sellers.

If you have any questions about buying or selling in the fall, please feel free to give me a call or send me an email. I’d be happy to help!

How The David Garcia Home Selling Team Helped Venita

david@davidsellshomes.com (David Garcia) — Fri, 7 Oct 2016 13:03:00 -0700

“I got the results I was looking for, I got to buy my home, didn’t leave a lot of extra money on the table, things I didn’t, wouldn’t have even known about had I not had them doing the things they are knowledgeable about for me, on my behalf. So I had a good result, I mean it was excellent. We’re where we want to be. They did some recommendations for me for getting my credit, so I could learn and be educated in how to get my credit reports in order and that type of thing. So from the beginning they were out there, I don’t know if there’s really agents that do that for you, I don’t know, but they did. They helped me get everything in a straight line. After that when it came time to close the seller had some issues and David stepped in, he took over, he made arrangements, he just went beyond what I thought was even possible to make our move happen when it was supposed to and not have us have to go live in a hotel. “

How The David Garcia Home Selling Team Set Javier at Ease

david@davidsellshomes.com (David Garcia) — Tue, 4 Oct 2016 09:31:00 -0700

“Oh the results were excellent, he got my house sold within a month. He did a very good job in giving us a lot information up front that was very useful throughout this process, he was very informative and I could always get a-hold of him which made me feel at ease at all times. Very good. Actually he went above and beyond throughout the whole process, he answered phone calls, actually today at signing he was very cordial, very attentive, the whole process was excellent.“

How The David Garcia Home Selling Team Found Don the Magic Number

david@davidsellshomes.com (David Garcia) — Mon, 19 Sep 2016 13:30:00 -0700

“The bottom line is we sold our house and we sold it quickly. And we got what we wanted out of it. It was a great experience as far as Realtors concerned, we’ve had real estate agents in the past that don’t have near the integrity and drive that he has to get your property moved for you. He kept us up to snuff on everything that was going on in the market, he’s always sending me stuff on market values, what they’re doing, up or down, those kind of things, and he advised us on if we should lower the price just a little bit. We did that on his suggestion, we were still in the range of where we wanted to be and it was kind of like the magic number and as soon as we did that we had a couple offers immediately. He was like a hound dog, he stayed out there and he got after it the whole time.”

Why Diana Thinks The David Garcia Home Selling Team is Unbelievable

david@davidsellshomes.com (David Garcia) — Tue, 30 Aug 2016 07:09:00 -0700

“They are unbelievable. Really really unbelievable. Got my home sold in 24 hours. He is a very professional person, if I had any questions he always came up with the answer or a solution and I have nothing but praise for him and his team.”

Why Sarah Recommends The David Garcia Home Selling Team to Anyone

david@davidsellshomes.com (David Garcia) — Tue, 30 Aug 2016 07:08:00 -0700

“Our experiences were wonderful, David came out to the house himself when were going to put it on sale. He explained everything to us. He was not someone that gave you a fantasy, he was realistic with us, which we appreciated so much. He put our house on the market and stayed in touch with us throughout the whole process. I think every time I called I feel like they went above and beyond in talking to me. Sellers get very anxious and I think they were very good in being able to calm me down and let me know, you know, things are progressing as they should be. David and his staff are just wonderful, I would highly recommend David to anybody he’s very personable, very caring, he’s even called me several times since we’ve moved to make sure we’re doing okay and that is definitely over and beyond the call of his duty to sell our home. So he’s just a really neat guy and I think people would enjoy meeting him and working with him.”

5 Things to Look for in Your Next Real Estate Agent

david@davidsellshomes.com (David Garcia) — Mon, 29 Aug 2016 15:18:00 -0700

If you’re thinking of selling your home, it’s absolutely crucial that you find the agent for the right reasons. How do you know how to distinguish the good agents from the bad ones? Here are five things to look for in your next real estate agent:

1. Experience. This is absolutely the most important thing to look for. You want to know whether they’re a full-time agent or simply a hobbyist, and how many years they’ve been actively selling real estate in your area. To get a clearer picture of their experience, ask these questions: How many homes have they sold in the past year? How many homes do they sell on average each month? What is their average days on market for homes they’ve sold? What have their past clients said about working with them? These are important metrics for you to understand as a seller.
2. Specialty. What does this agent specialize in? It’s nice to find an agent who is well-rounded, but you may want to consider hiring someone who specializes in working with homeowners exclusively. These agents will understand the different variables that come into play when pricing your home. You don’t want someone who will use “hope” as a selling strategy.

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Good negotiation skills come from

years of experience.

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3. Negotiating skills. Learning to negotiate is not necessarily something that an agent can easily learn from a YouTube video or in a book; this skill comes with years of experience. You should know their negotiating techniques and strategies up front.
4. Knowledge of the market. Consider asking an agent questions about things like the average residential asking price of a home in your area, and what the current absorption rate is. An agent should also know how to handle potential outside threats from interest rates, market trends, job loss and economic indicators.
5. Team players. It’s very important to understand the difference between an agent that works on their own versus one who works as part of a team. It’s very difficult for solo agents to manage so many aspects of home buying and selling with so many clients at the same time. For this reason, I’d recommend finding an agent with a team and a strategy in place to manage customer satisfaction and will get you top dollar on your home.

One of the biggest mistakes you can make as a homeowner is choosing an agent for the wrong reasons. You definitely should not choose an agent just because they are cheaper than others, and be careful about working with family or friends. Make sure you choose the right agent for the right reasons by doing your homework beforehand.

If you’d like my help in finding the right agent to fit your needs, give me a call or send me an email. I’d be happy to assist you.

How to Make the Best Offer on a Corpus Christi Home

david@davidsellshomes.com (David Garcia) — Mon, 11 Jul 2016 08:45:00 -0700

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Today I’m joined by Joaquin Granados, our lead home buyer specialist. We’re going to discuss this common question from our buyers: “How much should I offer on that home?”

There are many different variables for you to consider before you make an offer on a property. First of all, you have to consider supply and demand. How many buyers are looking for homes in the same price point as you are? The foot traffic for the neighborhood in that price point is going to be a determining factor for how much you should offer.

The condition of the property is also important. Does the home need upgrades? Does it need repairs to major structural components of the property? Pay special attention to the roof and the foundation, as any issues there could cost you a lot of money down the road.

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FIND OUT HOW LONG THE HOME HAS BEEN ON THE MARKET BEFORE MAKING AN OFFER.

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You should also consider the size of the property. Is it the biggest home on the block? Is there enough functional square footage for you and your family?

Days on market is another important variable. Has the property been on the market for days, weeks, months, a year, or more? The buyer should know this information before making an offer.

Closing cost concessions are also important. Do you want the best price on the home or the best terms? If price is especially important to you, past sales are a great indicator of how much the property is worth. Looking at past sales ensures that you are not overpaying for the property.

As you can see, making an offer is a lot more difficult than just throwing out a number. There are many variables for you and your agent to go over. If you have any questions for us, give us a call or send us an email. Joaquin and I would be happy to help you!

Hear Testimonials from Happy Clients

david@davidsellshomes.com (David Garcia) — Mon, 16 May 2016 14:15:00 -0700

Avoid Catastrophe on Moving Day with One Simple Tip

david@davidsellshomes.com (David Garcia) — Wed, 27 Apr 2016 13:08:00 -0700

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I have with me Steven Staffieri, the owner of All My Sons Moving & Storage. He will be talking about moving insurance and the subtle differences between it and valuation coverage insurance.

Steven says that most states offer valuation coverage. This is usually covered free of charge, and it covers up to 60 cents per pound, per article. However, this is not the same thing as moving insurance.

Moving companies aren’t allowed to sell insurance. Insurance companies like AAA or RATE have to do this on their behalf, and they will usually only offer it to their finest vendors. It’s important to know the difference between insurance and valuation coverage.

Accidents do happen from time to time, and this is one way to ensure that all of your belongings are covered in case something happens. If you need this type of insurance, or if you just want a quality company, call Steven at 361-883-1372.

As always, don’t hesitate to contact me with any of your real estate needs!

Where to Find the Best Movers in Corpus Christi

david@davidsellshomes.com (David Garcia) — Wed, 27 Apr 2016 09:05:00 -0700

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Today we have Steven Staffieri from All My Sons Moving & Storage. He is always who I recommend for my clients, and I’d like you to learn a little more about his business.

Unlike most moving companies, All My Sons does not use day laborers. They do a thorough background check on all their employees that goes back ten years, and they do an in-house drug screening that is sent to a certified lab for testing.

Most other moving companies will do the job very cheaply, but the workers they send are not always of the highest caliber or integrity. These day laborers never know if they will have work the next day, so they may not care so much about the quality of the job they’re performing.

Steven knows that he has to send his employees into your home, and he does everything he can to ensure that his clients feel comfortable with them in their private space.

If you’d like to get in touch with Steven or if you have questions about the real estate market in Corpus Christi, please don’t hesitate to contact us!

How the David Garcia Home Selling Team was a Perfect Seller’s Agent for Gabby

david@davidsellshomes.com (David Garcia) — Mon, 14 Mar 2016 13:13:00 -0700

“The David Garcia Home Selling Team was a perfect example of how a real estate seller’s agent should be. David himself was perfect in every way with his personality and his business demeanor. I couldn’t have asked for a better representative to sell my home. Just the way he handled my situation, I’m going through a separation, pre-divorce. He was handling both of us very well. I was the occupant, my husband was already out. He refereed anything that needed to be refereed and he was great.”

How to Improve Your Credit Score in Corpus Christi

david@davidsellshomes.com (David Garcia) — Fri, 11 Mar 2016 14:07:00 -0800

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Today, credit repair expert, David Clifton, joins us to discuss credit restoration. He has helped over 100 of our clients increase their credit scores, which puts them in a better position as prospective buyers. If you’d like to restore bad credit as a Corpus Christi buyer, he offers the following steps.

Reach out to a real estate professional. A Realtor can recommend a reliable credit expert, like David himself. They can offer an in-depth analysis of your credit history, often free with a consultation.
Decide if you want to hire someone to represent you. This financial expert can give you the direction and guidance you need.

If you have any questions about this topic or more, give me a call or send me an email today! I can put you in contact with David if you’re interested in his insightful services, too. I look forward to hearing from you.

How the David Garcia Home Selling Team Helped James by Putting the Customer before Profit

david@davidsellshomes.com (David Garcia) — Mon, 7 Mar 2016 14:14:00 -0800

“We were looking for somebody that could move homes. It was kinda funny, we got on the web, my wife started looking around and said, hey look at this commercial for a guy named David. Well, he’s got a good endorsement and he’s got lots of good reviews, so let’s go ahead and check it out. We met with David a few days after that. And he came out and he explained how he operates. David was obviously very professional, but I could tell he’s the kind of guy who lays it out like it is. He was very businesslike, said hey look here’s how we’re gonna do it, if you’re gonna do business with me you’re going to have to do some of these things I’m gonna recommend and you’re going to have to spend a little money to make this happen. If you do these things I’ve never had a house not sell, let alone quickly. We had to get a stager of course, we paid for a pre-inspection, and whatever little repairs had to be done after we got the pre-inspection results. Things just happened. Within 16 days of being on the market we basically had a buyer. I think everything that David said held true. Cause we were kind of in a crunch situation. We had to get the house sold and move so we could get up to North Texas to help out family. So we were really in a pinch and we had no room for error. We went in, we weren’t trying to make a profit off of this but we knew were at a pretty high price point. And when it was all said and done David did his thing negotiating with the buyers. It wasn’t about generating a profit for him. It was about getting the house sold. I know it sounds funny but a lot of agents we’ve dealt with in the past it was like alright, let me hurry up and get it on the market and cross my fingers and hope it sells. David was very particular about how he went about doing business. After two weeks or so if we’re not getting anything or it’s not looking the way we want it to, we’re not just going to go out and lower the price, we’re going to sit down with you. We’re going to go over a market analysis, and then we’re going to talk, make recommendations, [and] you’re going to give us feedback on what you think about that. I think that’s what stood out was that it wasn’t just about money it was about doing good business for the customer not just making a profit. It was about how to make the house stand out and how to take care of the customer. “

The Real Value of Healthy Credit Scores

david@davidsellshomes.com (David Garcia) — Thu, 18 Feb 2016 13:14:00 -0800

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Today, credit restoration expert, David Clinton, discusses the real value of high credit scores.

Raising your credit score a little bit can have a tremendous impact on the interest rate of your future loans. In fact, raising it by as little as twenty to thirty points can save you up to $200,000 on a 30-year fixed loan. In other words, a high credit score equals big savings down the road.

If you have any questions about this topic or have suggestions for a future video, give me a call or send me an email today! I can put you in contact with David if you’re interested in his financial services. I look forward to hearing from you soon!

Stop Struggling with Bad Credit in Corpus Christi

david@davidsellshomes.com (David Garcia) — Thu, 18 Feb 2016 12:12:00 -0800

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I’m here with David Clifton, and he’s my expert in credit restoration. He’ll be sharing tips with us on how to improve your credit score. It’s not as difficult as some people may have you believe.

First, you need a copy of your report and you need to check the personal information section. Make a note of all the incorrect information you might find in there, because it all counts against you.

Another good move is to check all of your credit cards. Check your balance to limit ratio, because a ratio of more than 20% will begin to drag your credit score down. If you can keep it under 19%, your score will begin to rise back up.

These are only a few of the things that you can do to improve your credit, but you can also look at David’s blog or contact me to get in touch with him.

I would be happy to hear from you. Don’t hesitate to reach out if you need assistance. This is going to be a great year to buy a home, so get your finances in order now before interest rates rise too high!

How the David Garcia Home Selling Team Saved Francisco from Financial Turmoil

david@davidsellshomes.com (David Garcia) — Tue, 16 Feb 2016 14:12:00 -0800

“Oh it’s very hard to put into words in a good way. David and his team basically saved me from financial turmoil. I had a really bad mortgage with the previous home and I was basically financially bleeding out. If it wasn’t for him and his team I’d probably would’ve gone bankrupt by now. His knowledge was off the charts. He knew exactly what I needed to do, the time frame that I had didn’t faze him, he was very confident throughout the whole process that he put me through. I’m so thankful and I’m so grateful. I hope that he does for others what he has done for me. He was definitely God sent. David, even as a person and not just the business man that he is, he made it very very clear that he was there to help. He walked me through pretty much the whole process. Even though a lot of the terminology that was thrown at me of what was going on was jargon he took the time to explain everything to me. Of what was happening and what had to be done. I couldn’t be more thankful. I owe my financial survival to him”

How Can You Increase Your Corpus Christi Home’s Value?

david@davidsellshomes.com (David Garcia) — Wed, 10 Feb 2016 08:42:00 -0800

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If you’ve been thinking of selling your Corpus Christi home, you’ll want to make sure you do all you can to maximize your final sale price. Today we are excited to share five different things you can do to help your home sell this spring. These tips can dramatically increase the perceived value of your home, which will also push the final sale price up. Here they are:

1. Declutter or remove unused items around your home
This will increase your home’s value while at the same time making it more appealing to buyers.

2. Upgrades and updates
Take some time to walk around your home like a buyer would. Notice things like countertops, lighting and plumbing fixtures, and carpets. Replacing one or all of these items could dramatically increase your perceived value.

3. Painting touch-ups
It’s important to walk around your home and touch up areas like baseboards or walls. A coat of paint can really go a long way and give the home a nice, fresh feel.

4. Deteriorated wood
Note the areas that should be replaced, such as garage and door frames, and window areas.

5. Curb appeal
Here’s another nugget. This is absolutely important when your home goes on the market. Most buyers start their search online. Cut your grass, trim your trees, plant some fresh plants around the front door area. These things can definitely increase your showings as well as your perceived value.

In the end, you’re trading nickels and dimes for dollars. Investing in this process can dramatically increase your net proceeds. Think about what the buyer is going to see. For a complete list, give us a call or send us an email. If you have any other questions or suggestions for another topic, let us know about those as well. We look forward to hearing from you!

How the David Garcia Home Selling Team Helped Joseph Have a Great First Experience

david@davidsellshomes.com (David Garcia) — Mon, 8 Feb 2016 10:29:00 -0800

“It was a good experience. He was really up front about everything and he was very helpful in the whole process of us selling our home he was basically with us every step of the way. The personal touch and all, the staging, planning out the entire process step by step. It was my first experience and it was a good experience.”

The Difference Between Cost and Price

david@davidsellshomes.com (David Garcia) — Mon, 4 Jan 2016 13:21:00 -0800

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Is there a difference between cost and price? As a home seller, you should be concerned about the short-term price of your home. Where are home values heading over the next six months? Will the current interest rates or rising interest rates help or hurt your home's value?

You should also consider the absorption rate. Keeping the pulse of the market helps give you an idea of the price of your home. According to the National Association of Realtors, an absorption rate of 6 months is a balanced market. Anything over six months is considered a buyer's market and anything under six months is a seller's market.

Since the price of your home is a function of supply and demand, it's important to know what's happening with the market. Work with a real estate agent who knows the market inside and out, and you'll get the best price for your home.

As a buyer, you should pay attention to the cost of your home. What will your monthly payments be? What about taxes, home insurance, and electric bills? These are continuous expenses, and you need to make sure your home is efficient. Working with an agent will help you save tens of thousands of dollars down the line.

Buyers should also keep an eye on interest rates as rates directly impact your monthly payments. If interest rates go up, so will your monthly payments.

If you have any questions about today's video, give us a call or send us an email. We would be happy to help you!

Seasons Greetings from the David Garcia Home Selling Team

david@davidsellshomes.com (David Garcia) — Mon, 21 Dec 2015 07:30:00 -0800

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We realize that we're very lucky to work on a successful real estate team and go home to loving families every single day. Not everyone is afforded this luxury, and so we want to say thank you for all of your support, business, and referrals this year.

On top of this, we just wanted to wish a safe and happy holiday season to you and your family. No matter how you celebrate this time of year, we want you to know that the David Garcia Home Selling Team wishes you well in 2016 and beyond!

Thank you so much, and Happy Holidays!

Should I List Today?

david@davidsellshomes.com (David Garcia) — Fri, 20 Nov 2015 11:40:00 -0800

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Most homeowners are lead to believe the colder months aren’t the best to list. They identify the spring and summer as better times to sell. Although this is partially true, I disagree a bit. The fall and winter can be a great time to list. Here’s why:

Foot traffic rises. This is the indicator of future sales. Prospective buyers now are serious about browsing properties.
Inventory is low while the demand remains high. This is your opportunity to stand out!
Interest rates are low. They’re predicted to jump next year. Take advantage of the rates now.

If you have any question about the market today or suggestions for future video topics, please reach out today. I would love to assist you.