Cosmopolite Journal

Home Vacancies at a Record -- The Opportunity of a Lifetime

noreply@blogger.com (Bob DeMarco) — Thu, 30 Apr 2009 08:10:10 PDT

The time to buy the biggest house you can get your hands on is right now. Even if you own a house and it is underwater -- you should bite the bullet and sell it. Get a bigger home. Sound nutty? I lived in Texas in the 1980s. I watched people scarp up houses in Houston for $400,000 -- houses that the previous owners paid $1.25 million to own. But...

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80 Percent of Medical Bills Contain Errors -- Fighting Mistakes

noreply@blogger.com (Bob DeMarco) — Tue, 07 Apr 2009 10:57:00 PDT

Problems with medical billing errors drive me crazy. Not our bills, but the medical bills of relatives and friends. They complain to me all the time. I start by telling them--you are complaining to the wrong person. Then I explain to them what to do about it--pick up the phone and call whoever is billing you. I learned a long time ago, you can...

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Women collect dolls to benefit Alzheimer's patients

noreply@blogger.com (Bob DeMarco) — Mon, 06 Apr 2009 07:54:11 PDT

clipped from www.alzheimersreadingroom.comWonderful people....the daughter felt sad and "shook up" when leaving St. Elizabeth's after a visit. "After we gave her the baby doll, I never felt sad again when I left," she said. "So it was very liberating for me."Two Catonsville mothers, Wendy Geist and Amy Nelson, have initiated a volunteer project of...

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Ben Bernanke's Big Inflation Gamble

noreply@blogger.com (Bob DeMarco) — Mon, 06 Apr 2009 07:26:48 PDT

clipped from allamericaninvestor.blogspot.comIt should be clear by now that deflation has everyone, world wide, scared to death. You can look at the charts on this site that show the massive increase in money supply, the Federal Reserve Balance sheet, and just about everything government.I am old enough to remember the monster inflation of the...

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S & P 500 Up 24.53 Percent in 20 Days (Chart)

noreply@blogger.com (Bob DeMarco) — Sun, 05 Apr 2009 09:04:00 PDT

clipped from allamericaninvestor.blogspot.com

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30 Year Conventional Mortgage Rate (Chart)

noreply@blogger.com (Bob DeMarco) — Sat, 04 Apr 2009 12:16:54 PDT

clipped from allamericaninvestor.blogspot.com

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The Economic Breakdown Gets Bloody

noreply@blogger.com (Stasia DeMarco) — Sat, 04 Apr 2009 10:57:09 PDT

Somewhere between 14 people were killed in Binghamton, New York on Friday April 3rd. The shooter, a Vietnamese immigrant, ended his own life. But people close to the situation say this man was depressed over losing his job and not being able to speak English. And the people he killed were Vietnamese immigrants taking a class on how to become...

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Mortgage Modification Plan--Making Homes Affordable

noreply@blogger.com (Bob DeMarco) — Wed, 04 Mar 2009 08:23:57 PST

The Treasury Department released the guidelines of its mortgage modification today. The program will help up to 9 million homeowners avoid foreclosure. The guidelines will enable mortgage servicers to begin modifying mortgages right away. Please note: the Treasury program also includes incentives for removing second liens on loans. You can follow...

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House in San Diego sells below 1989 price Deal

noreply@blogger.com (Bob DeMarco) — Tue, 03 Mar 2009 07:17:31 PST

Sold August 1989: $165,000 Sold August 2005: $520,000 Sold December 2008: $100,000 Deal: 81 percent Source of information: DEAL OF THE WEEK: Turning back the clock in Vista Bold Endeavors: How Our Government Built America, and Why It Must Rebuild Now

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60 minutes Bobby Jindal: The GOP's Rising Star?

noreply@blogger.com (Bob DeMarco) — Sun, 01 Mar 2009 17:12:06 PST

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Money Supply, M2, Year over Year Change

noreply@blogger.com (Bob DeMarco) — Sat, 28 Feb 2009 18:49:39 PST

Money supply is growing very fast. It has not yet had an impact on inflation. Delays in this effect usually take 12-18 months. The last trough in M2 occurred in December, 2007. Since then, M2 has been growing at an unprecedented pace. It should be clear from the chart that the Federal Reserve Board has decided that deflation and the current...

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Stock Market Crash--25 year look--Chart

noreply@blogger.com (Bob DeMarco) — Fri, 27 Feb 2009 10:30:56 PST

clipped from efhutton.blogspot.comI want to issue a major note of caution here. The formation above could be signaling a market capitulation. Think about it like flushing a toilet. You know what goes down the toilet=, but then the bowl fills right back up. My guess is, if flushed it will be a great opportunity. Markets rarely capitulate, however,...

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I.O.U.S.A. the Movie

noreply@blogger.com (Bob DeMarco) — Thu, 26 Feb 2009 15:51:59 PST

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Anger really can kill you

noreply@blogger.com (Bob DeMarco) — Tue, 24 Feb 2009 03:44:38 PST

clipped from www.reuters.comAnger and other strong emotions can trigger potentially deadly heart rhythms in certain vulnerable people, U.S. researchers said on Monday. Previous studies have shown that earthquakes, war or even the loss of a World Cup Soccer match can increase rates of death from sudden cardiac arrest, in which the heart...

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The Mortgage Bailout Manifesto

noreply@blogger.com (Stasia DeMarco) — Sun, 22 Feb 2009 08:04:22 PST

The Mortgage Bailout Manifesto: Part I As soon as Obama set free the money in the stimulus package for mortgages on February 18th, I immediately got on the phone with my lender, GMAC (well sort of) because I have an toxic ARM that I honestly don’t know how I managed to get swindled into. Well for starters, I am not savvy in math and mortgages. ...

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GM to say, 'more aid or bankruptcy'

noreply@blogger.com (Bob DeMarco) — Sun, 15 Feb 2009 06:42:24 PST

Sooner or later it will become obvious to the politicians in Washington that this situation requires more than a bandage--more like a heart transplant. As a taxpayer, I would prefer to see a "cram down" of the existing stock and bond holders. Then a complete restructuring of the company by a board of directors put in place by we the people. I...

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Line Item Breakdown of the Stimulus Package

noreply@blogger.com (Stasia DeMarco) — Sat, 14 Feb 2009 10:00:27 PST

Well at least the nice folks at the NY Times took the time to break down the new stimulus package that may actually get signed any day now. Check it out and see what a country can do with a $787 billion infusion from....OH that would be us, the taxpayer. One cool thing is at least they don't seem to have a plan to bailout those who don't pay...

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Stimulate Me

noreply@blogger.com (Stasia DeMarco) — Fri, 13 Feb 2009 14:12:37 PST

I am having a hard time keeping up with the stimulus package mania. This is political wrangling at its best. You know what else I don't quite understand, why is President Obama CONSTANTLY on TV and stumping over this. It's all overkill. I mean are we still at war in Iraq because it is hard to find any news about that war. And isn't another BIG...

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Is This Phelps Thing Reefer Madness?

noreply@blogger.com (Stasia DeMarco) — Fri, 13 Feb 2009 13:40:08 PST

Just saw a CNN report on how more and more people are getting arrested in this Michael Phelps pot smoking situation and Comedian Carlos Mencia raised two interesting points: --If you are a superstar, should you be a little more careful when choosing your pot smoking buddies and perhaps NOT pose for a photo with the bong? --Why care about pot? ...

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So Is Dell Into Me or What?

noreply@blogger.com (Stasia DeMarco) — Fri, 13 Feb 2009 12:25:58 PST

Below is a comment about my recent post about my less than perfect relationship with Dell. So my question is DEBBIE, WHERE ARE YOU? My new laptop is cool now but all my backed up data in Dell Datasafe is missing from October through January...that's not a good thing. And oh yeah the $200 gift certificate SNAFU that I gave up on because I have...

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New Penny: Lincoln Love Helps Keep Waste Alive

noreply@blogger.com (Bob DeMarco) — Fri, 13 Feb 2009 05:33:20 PST

How many pennies do you have in your pocket right now? Do you love or hate pennies? Penny for your thoughts? Or, more like fifty bucks? Ever wonder why we are in such deep doo doo? Maybe decisions by our government like this will clue you in. clipped from blogs.wsj.comAs a one of four new pennies enters circulation today, it reintroduces the...

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Eat Mediterranean-style ward off Alzheimer's

noreply@blogger.com (Bob DeMarco) — Wed, 11 Feb 2009 06:44:39 PST

More American's--especially the baby boom generation--are learning the importance of eating healthy. A new research study indicates that eating Mediterranean-style seems to reduces the risk of mild cognitive impairment, dementia, and Alzheimer's. There are numerous studies that indicate this style of eating helps reduce cardiovascular risk...

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Who Caused the Financial Crisis?

noreply@blogger.com (Bob DeMarco) — Wed, 11 Feb 2009 05:22:55 PST

The cause of the financial crisis is likely to be debated for a long time. Most American's believe the crisis was caused by greedy Wall Street executives, shabby lending practices by mortgage companies and banks, and the deregulation of financial institutions by our elected representatives in Washington. No doubt there is plenty of blame to go...

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All You Wanted to Know About Credit Scores

noreply@blogger.com (Stasia DeMarco) — Fri, 06 Feb 2009 15:48:58 PST

In this economy, or lack of one, it is useful to understand what your credit rating is. This article sheds some light on how the people at the Fair Issac Corporation (FICO) determine what your worth when it comes to your credit. Credit Scores: What You Need to Know You may not have checked your credit score lately, but there’s a good chance...

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Fantastic Newspaper Site--Front Pages

noreply@blogger.com (Bob DeMarco) — Tue, 24 Feb 2009 16:55:41 PST

If you like the front page of newspapers you will love this site. Want to see the front page of your hometown newspaper? Look at front pages from all over the U.S. and around the world? The Newseum displays these daily newspaper front pages in their original, unedited form. Once you get to the website all you need to do is click and the front page...

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