Craigburn Capital

Why Your Bank’s Renewal Letter Is the Most Expensive Envelope You’ll Ever Open

Pat Sawler — Mon, 08 Jun 2026 14:36:28 +0000

Life is busy. I get it. Between work, kids, the never-ending list of things that need to get done, and the completely reasonable desire to just sit down for five minutes without someone needing something — the last thing you want is to deal with your mortgage renewal. So when that envelope shows up from […]

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Nobody Puts Baby in a Corner

Pat Sawler — Wed, 27 May 2026 15:05:40 +0000

There’s a phone call nobody wants to get. It’s not the one from the dentist reminding you about your cleaning. It’s not even the one from your mother asking why you haven’t called. It’s the one from your mortgage broker — or worse, from the bank directly — where the first words out of their […]

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The Money Is There. Are You?

Pat Sawler — Mon, 25 May 2026 07:54:00 +0000

My phone rang this week. It was Mr. Moneyman. I’ve known Mr. Moneyman for almost fifteen years. He’s one of those people who’s seen everything the Halifax real estate market has to offer — he spent years as a developer, built projects across the city, lived through the cycles, and after 2008 decided he’d rather […]

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Hello? Is Anyone There?

Pat Sawler — Wed, 20 May 2026 17:30:10 +0000

A while back my phone rang. Nothing unusual about that. What was unusual was what the guy on the other end said almost immediately after I picked up. “I can’t believe you actually answered.” Turns out he’d called four or five other mortgage brokers in Halifax before finding me. Not one of them picked up. […]

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The Financial Gut Punch — And How Smart Homeowners Fight Back

Pat Sawler — Fri, 15 May 2026 17:29:58 +0000

Yesterday was a good day. I picked up a commission cheque from one of my private lending files, swung by the bank to deposit it, and was feeling the kind of quiet satisfaction that comes from doing good work and getting paid for it. Then, on the way home, my 2015 Nissan Pathfinder decided it […]

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“No Tears in Commercial”

Pat Sawler — Wed, 13 May 2026 13:50:17 +0000

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7 Essential Steps to Mortgage Approval for First-Time Buyers

Sun, 28 Dec 2025 02:21:18 +0000

Learn 7 essential steps to mortgage approval for first-time buyers, focusing on tailored tips for those with less-than-perfect credit in Halifax and Surrey.

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Master the Commercial Property Loan Process 2025

Sat, 27 Dec 2025 03:01:04 +0000

Discover the essential steps in the commercial property loan process 2025 and secure financing for your development with this comprehensive step-by-step guide.

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Mortgage Penalties: How They Impact Homebuyers

Fri, 26 Dec 2025 02:31:16 +0000

Mortgage penalties explained, including types, how they're calculated, and ways first-time homebuyers can minimize costly mistakes and financial risks.

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Home Equity Loan Explained: Unlocking Your Property Value

Thu, 25 Dec 2025 12:06:12 +0000

Home equity loan lets homeowners borrow against property value. Learn types, eligibility, uses, risks, fees, and compare with alternatives.

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