UniBul's Money Blog

How a Sophisticated Amazon Scam Destroys a Successful Business

UniBul — Thu, 24 Nov 2022 21:01:50 +0000

Scammers destroy a successful Amazon seller in a sophisticated operation, which ends with the suspension of the seller account and bankruptcy of their business.

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Can You Split Payments On Amazon?

Mariela Dimitrova — Wed, 05 Oct 2022 16:36:06 +0000

Let’s say you are chopping on Amazon, but the final amount in your cart is more than you expected. In that case, you may start to wonder can you split payments on Amazon. The quick answer is that you can not use 2 cards with which to split the payment. You can split the cost […]

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Does Amazon Take Apple Pay?

Mariela Dimitrova — Mon, 03 Oct 2022 17:21:36 +0000

Does Amazon take Apple Pay? Amazon does not allow merchants to use Apple Pay, but you can use the alternatives Apple Wallet and Apple Card. This is why I’ll show you how to use the Apple Card to make Amazon purchases and transfer funds via Apple Cash to your bank account so you can use […]

The post Does Amazon Take Apple Pay? first appeared on UniBul's Money Blog.

How To Use Amex Gift Card On Amazon?

Mariela Dimitrova — Sun, 25 Sep 2022 10:40:10 +0000

If you’re the lucky winner of the American Express gift card, you could be tempted to take advantage of an instant spending spree. Where more convenient to splash out the money than Amazon? There are a few speed bumps on your path, but using your Amex Gift card through Amazon might not be as easy […]

The post How To Use Amex Gift Card On Amazon? first appeared on UniBul's Money Blog.

How Much Does Amazon Flex Pay Per Block?

Mariela Dimitrova — Sat, 24 Sep 2022 09:33:46 +0000

If you’re looking for the ideal side hustle, the potential earnings can be important when deciding whether to pursue it or explore other possibilities. However great the idea of driving for Amazon might be, you must take advantage of your time if you wish to reach your financial targets. How Much Does Amazon Flex Pay […]

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Amazon Credit Card Review: Why to choose it

Mariela Dimitrova — Fri, 23 Sep 2022 10:36:57 +0000

Let’s make a quick check of the Amazon Credit Card Review: You can get a $50 Amazon Gift Card instantly upon approval 5% back if you have a membership 2% back from restaurants, gas stations, and drugstores 1% back from utilities, rideshare, and all other purchases No annual credit card fee No foreign transaction fees […]

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When Does Amazon Charge You?

Mariela Dimitrova — Thu, 01 Sep 2022 09:14:04 +0000

Amazon is the giant in which we all use our money to purchase nearly everything we require. There are various ways to order items like pre-orders, subscriptions and Save, backorders, and Amazon Prime membership fees. In all these cases, knowing when does Amazon charge you is essential. Let`s dive more in-depth. TABLE OF CONTENTS: When […]

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Can I Use Amazon Gift Card At Amazon Fresh?

Mariela Dimitrova — Wed, 31 Aug 2022 12:10:22 +0000

Amazon Gift cards can be among the most beneficial thing that can be yours. However, are they effective? Can I Use Amazon Gift Card At Amazon Fresh? Amazon gift cards can be helpful in the vast majority of cases. However, there are specific questions about them, which we’ll try to answer. Related Topic: Can I […]

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Can I Transfer Amazon Gift Card Balance To Paypal?

Mariela Dimitrova — Sun, 28 Aug 2022 11:48:32 +0000

Most people around the globe are familiar with Amazon, the largest e-commerce platform. But not everyone is aware that Amazon offers gift cards. Maybe you are asking if you can transfer Amazon Gift Card balance to Paypal. We will answer any questions about Amazon gift cards and how they connect to PayPal. TABLE OF CONTENTS: […]

The post Can I Transfer Amazon Gift Card Balance To Paypal? first appeared on UniBul's Money Blog.

How To Redeem Roblox Gift Card From Amazon in 2022?

Mariela Dimitrova — Mon, 22 Aug 2022 15:39:07 +0000

I assume you are an Amazon customer and like to make gifts for yourself and your loved ones. For gamers, a very cool gift would be a Roblox Gift Card. But How To Redeem Roblox Gift Card From Amazon in 2022? We have answered this question in detail with visualizations further down in the article. […]

The post How To Redeem Roblox Gift Card From Amazon in 2022? first appeared on UniBul's Money Blog.

Does Walmart Sell Amazon Gift Cards

Mariela Dimitrova — Thu, 18 Aug 2022 14:54:02 +0000

Are you in search of the ideal gift for that person you love? You might consider purchasing an Amazon gift card to find the perfect present. Let`s say that you are at Walmart right now. Well, does Walmart sell Amazon gift cards? They have more than 11 300 stores around the globe. Before you head […]

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Do Amazon Gift Cards Expire if Not Redeemed?

Mariela Dimitrova — Wed, 17 Aug 2022 18:42:21 +0000

You have had an Amazon gift card for some time, and you are wondering do Amazon gift cards expire? The answer is straightforward. Amazon gift cards will not expire as time passes. The length of time the Amazon gift card will be inactive is contingent on the country you reside in, the year the card […]

The post Do Amazon Gift Cards Expire if Not Redeemed? first appeared on UniBul's Money Blog.

Can You Use Afterpay On Amazon?

Mariela Dimitrova — Mon, 15 Aug 2022 14:27:56 +0000

If you’re contemplating shopping on Amazon, you might be thinking about options for payment. So, can you use Afterpay on Amazon? The quick answer is – Amazon accepts various types of payments. However, it doesn’t accept Afterpay. Amazon is among the most well-known eCommerce platforms. The vast selection of products and quick shipping time make […]

The post Can You Use Afterpay On Amazon? first appeared on UniBul's Money Blog.

How to Check Your Amazon Gift Card Balance Without Redeeming?

Mariela Dimitrova — Thu, 11 Aug 2022 08:33:03 +0000

So, you have a present from a friend, and inside it is an Amazon gift card. How can you find out the Amazon Gift Card Balance Without Redeeming it? Amazon gift cards can be among the most appreciated gifts you could receive. It shows that someone appreciates you and allows you to accept anything you […]

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FICO Score vs Credit Score: The Differences

Mariela Dimitrova — Tue, 02 Aug 2022 14:18:43 +0000

So, what is the difference between FICO Score vs Credit Score? Credit scores typically vary between 300 and the 850 mark, contrary to what many believe it’s not only one score. You may have many credit scores. The most commonly used is the FICO Score. It’s sometimes difficult to identify the scores that matter the […]

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Annual Income for Credit Card Approval

Mariela Dimitrova — Sun, 31 Jul 2022 14:49:41 +0000

What can we say about the annual income for credit card approval? As a start, card issuers are legally bound to ask you about your earnings since they can only lend you money if they’re certain you’ll pay back the loan. You can include a variety of incomes. A higher income can generally improve your […]

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What APR Means (Annual Percentage Rate)?

Mariela Dimitrova — Sat, 23 Jul 2022 12:36:17 +0000

Financial institutions and banks make money from the deposit that customers deposit. They profit by charging those who borrow from them a specific proportion of the money they borrow. Borrowing money through an institution or lending funds comes with the cost of borrowing. So, what APR means, and what is its part in all of […]

The post What APR Means (Annual Percentage Rate)? first appeared on UniBul's Money Blog.

What Is Amazon Prime: Benefits and is it Worth it

Mariela Dimitrova — Tue, 28 Jun 2022 12:25:22 +0000

If you’re not an Amazon member of Prime, you’re probably thinking about exactly what is Amazon prime. Amazon Prime is more than expedited shipping. It’s a subscription-based service that allows members to enjoy various Amazon benefits. Benefits include: Quick delivery. Access to exclusive Prime Day deals and streaming movies for free. Access to various other […]

The post What Is Amazon Prime: Benefits and is it Worth it first appeared on UniBul's Money Blog.

What is Amazon Digital Charge? [2022]

Mariela Dimitrova — Sun, 19 Jun 2022 18:35:47 +0000

So, what is Amazon digital charge? Well, when you shop or use digital services on Amazon, you may have seen charges you’ve never heard of. It could be that you are wondering what exactly those costs are? I was also thinking about this, so I did some digging, and here’s what I discovered. TABLE OF […]

The post What is Amazon Digital Charge? [2022] first appeared on UniBul's Money Blog.

Should You Sign the Back of Your Credit Card? Is it Safe?

Mariela Dimitrova — Mon, 13 Jun 2022 18:30:27 +0000

Should You Sign the Back of Your Credit Card? Is it safer if you leave it blank or do you write “See ID” instead? What you should do? Signatures aren’t nearly as vital for the credit card system as they once were. In the past, you will have to put your signature to verify your […]

The post Should You Sign the Back of Your Credit Card? Is it Safe? first appeared on UniBul's Money Blog.

PAYE vs REPAYE for Student Loan Repayment

Mariela Dimitrova — Tue, 10 May 2022 15:44:48 +0000

If you’re having difficulty making those federal loans, then you might want to consider an Income-driven Repayment (IDR) program such as the Pay As You Earn (PAYE) or the Revised Payment As You Earn (REPAYE) could be a solution. PAYE vs REPAYE are repayment programs to repay federal student loans. They make your monthly payment […]

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Can You Buy a Car Without a License?

Mariela Dimitrova — Wed, 04 May 2022 17:17:20 +0000

Can you buy a car without a license, you ask? No law forbids you to buy a car if you do not have a driver’s license. However, you’ll need to go through additional hoops to complete the purchase. For example, the absence can cause problems when buying a car, like applying for auto loans or […]

The post Can You Buy a Car Without a License? first appeared on UniBul's Money Blog.

Sephora Visa Credit Card Review and Benefits

Mariela Dimitrova — Mon, 02 May 2022 10:46:59 +0000

At a glance, the Sephora Visa Credit Card is for beauty lovers. It earns 4% on Sephora purchases, a return that other credit cards cannot match. The rewards program is not easy to use and can generate no tangible rewards. You should consider this card only if you live in the US and spent thousands […]

The post Sephora Visa Credit Card Review and Benefits first appeared on UniBul's Money Blog.

How Much Does a Vending Machine Cost?

Mariela Dimitrova — Fri, 29 Apr 2022 13:57:44 +0000

Vending machines have become much more popular than ever in recent years. Maybe this is because of their non-contact nature or their immense popularity abroad. For example, in Japan, per every 23 individuals, there is one vending machine. However, how much does a vending machine cost? And is this business still profitable in 2022? Or […]

The post How Much Does a Vending Machine Cost? first appeared on UniBul's Money Blog.

How to Transfer Amazon Gift Card Balance to Bank Account?

Mariela Dimitrova — Tue, 26 Apr 2022 16:37:45 +0000

Whether you have heard of a gift card or decided to give one, many things could be done with such a card from Amazon. This article is about how to transfer your Amazon gift card balance to a bank account. RELATED TOPIC: How to Check Your Amazon Gift Card Balance Without Redeeming? TABLE OF CONTENTS: […]

The post How to Transfer Amazon Gift Card Balance to Bank Account? first appeared on UniBul's Money Blog.

American Express Platinum Card Review

Mariela Dimitrova — Fri, 15 Apr 2022 08:47:54 +0000

This article discusses all available data for the American Express Platinum Card. The benefits of using such a card are presented in detail and some of the negatives. Let’s start. TABLE OF CONTENTS: American Express Platinum Card Full Review American Express Platinum Card: Key Features American Express Platinum Benefits Automatic credits Airport lounge access Hotel […]

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Is Transferwise Safe for Large Amounts?

Mariela Dimitrova — Wed, 06 Apr 2022 14:16:52 +0000

Is Transferwise Safe for Large Amounts? Are you worried about receiving or sending money through Wise? Are you sure that TransferWise is secure and safe for your transfers and money? Is there something you have to worry about? Well, I have used Wise since 2017 and have had hundreds of transactions. In this article, I […]

The post Is Transferwise Safe for Large Amounts? first appeared on UniBul's Money Blog.

How to Bypass CVV Code?

Mariela Dimitrova — Tue, 05 Apr 2022 08:33:54 +0000

You have received your new credit card with a three-digit CVV code behind it. We all have such kinds of cards. Sometimes the CVV code is even hidden under something like a sticker. And have you ever tried to bypass the CVV code to finish your online transaction? You might be able to make cashless […]

The post How to Bypass CVV Code? first appeared on UniBul's Money Blog.

What Does Renters Insurance Cover?

Mariela Dimitrova — Sun, 20 Mar 2022 14:27:42 +0000

So, you need or just want to live for rent. And just because you live for rent doesn’t mean you can’t be protected. The renters insurance cover intervenes here. This article will provide everything you should know about renters insurance: what it covers, what doesn’t covers, how to obtain it, and more. Key Takeaways Renters […]

The post What Does Renters Insurance Cover? first appeared on UniBul's Money Blog.

What is a Payday Alternative Loan (PALs)?

Mariela Dimitrova — Fri, 18 Mar 2022 18:37:15 +0000

Payday loans are an option for quick cash, but are you ready to pay the following cost? If you do not want to take such a risk, a payday alternative loan can be a better option for you. Generally, Payday alternative loan have significantly lower fees and interest rates than traditional payday loans. The lower […]

The post What is a Payday Alternative Loan (PALs)? first appeared on UniBul's Money Blog.

Prepaid Visa Gift Cards: What You Need to Know

UniBul — Wed, 26 Jan 2022 17:17:02 +0000

Visa gift card is a prepaid Visa card, which can be used for purchases at merchants worldwide that accept Visa debit cards.

The post Prepaid Visa Gift Cards: What You Need to Know first appeared on UniBul's Money Blog.

Visa Purchase Alerts: All You Need to Know

UniBul — Sun, 16 Jan 2022 15:38:37 +0000

Visa has created a tool to help consumers concerned about potentially fraudulent charges made on their credit and debit cards and it's called Visa purchase alerts.

The post Visa Purchase Alerts: All You Need to Know first appeared on UniBul's Money Blog.

Processing 24,000 Visa Transactions per Second: How It’s Done

UniBul — Thu, 13 Jan 2022 17:18:28 +0000

VisaNet, the card network's payment processing system, handles an average of 150 million transactions per day and the firm claims it is capable of processing more than 24,000 Visa transactions per second.

The post Processing 24,000 Visa Transactions per Second: How It’s Done first appeared on UniBul's Money Blog.

Wise Transfers: Your Cheaper Way to Send Money Abroad

UniBul — Mon, 27 Sep 2021 12:39:15 +0000

Wise Transfers (formerly TransferWise) is a financial technology startup, which offers cheap international money transfers. Unlike banks and brokers, Wise applies the real exchange rate to its transfers, without any mark-up, effectively forgoing profits from currency exchange fees, which make up the bulk of the net income traditional banks make when moving money across borders.

The post Wise Transfers: Your Cheaper Way to Send Money Abroad first appeared on UniBul's Money Blog.

American Express Security Code: Everything You Need To Know

UniBul — Sat, 18 Sep 2021 18:59:15 +0000

Merchants use the American Express security code as another means to verify that the customer is in a physical possession of their credit or debit card when a payment is made online or over the phone.

The post American Express Security Code: Everything You Need To Know first appeared on UniBul's Money Blog.

Authorization of Visa Payment Card Transactions

UniBul — Sat, 05 Dec 2020 20:04:10 +0000

The payment card authorization process enables the card issuer to approve or decline a transaction. In most cases, authorization requests are processed electronically in the matter of seconds. However, as a protection against fraud, the card issuer may from time to time request additional information about the transaction.

If done properly, transaction authorization is a quick and simple process, which helps protect merchants against fraud and chargebacks.

The post Authorization of Visa Payment Card Transactions first appeared on UniBul's Money Blog.

Features and Security Elements of a Valid Visa Card

UniBul — Mon, 30 Nov 2020 19:58:03 +0000

Each Visa credit and debit card has a set of unique design features and security elements developed to help merchants verify the card's validity. By knowing what to look for in a legitimate Visa payment card, your sales staff can avoid inadvertently accepting a counterfeit card or processing a fraudulent payment transaction.

The post Features and Security Elements of a Valid Visa Card first appeared on UniBul's Money Blog.

How American Express Manages Fraudulent, Deceptive or Unfair Business Practices, Illegal Activities and Prohibited Merchants

UniBul — Thu, 02 Nov 2017 11:47:02 +0000

American Express continually evaluates merchants to ensure compliance with their policies and procedures, in addition to assessing any potential risk to their business. Prohibited Merchants Some merchants are not eligible (or may become ineligible) to accept AmEx cards. American Express may terminate card acceptance (including immediate termination without prior notice to you), if it is […]

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American Express Card Security Features and Fraud Prevention Strategies

UniBul — Tue, 31 Oct 2017 14:17:19 +0000

You work hard to protect the interests of your business and cardholder. Unfortunately, fraudulent card use can undermine your best efforts and millions of dollars are lost each year because of such fraud. American Express offers a full suite of tools and programs that can help to mitigate the chances of fraud on American Express […]

The post American Express Card Security Features and Fraud Prevention Strategies first appeared on UniBul's Money Blog.

American Express Transaction Cycle and Authorization Requirements

UniBul — Mon, 30 Oct 2017 14:06:21 +0000

The payment card industry devotes significant amounts of time and resources to developing authorization systems and decision models in an effort to mitigate the financial losses. Every transaction begins and ends with the cardholder. Between the time the cardholder presents the card for payment and receives the goods or services, however, a great deal of […]

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How to Spot a Fake Credit Card and What to Do about It

UniBul — Thu, 25 May 2017 23:39:08 +0000

Criminals are turning to cybercrime because it's easier and more profitable, but there are ways to spot a fake credit card and protect yourself from fraud.

The post How to Spot a Fake Credit Card and What to Do about It first appeared on UniBul's Money Blog.

Using a Credit Card Calculator to Compare How Much Interest You Will Pay for Any Given Length Of Payments

UniBul — Tue, 23 May 2017 20:44:52 +0000

Learn how to use a credit card calculator to compare how much interest you will pay on your debt for any given length of payments.

The post Using a Credit Card Calculator to Compare How Much Interest You Will Pay for Any Given Length Of Payments first appeared on UniBul's Money Blog.

American Express Travelers Cheques: What You Need to Know

UniBul — Mon, 22 May 2017 20:58:58 +0000

American Express Travelers Cheques are just like cash, with the added benefit of offering more convenience and security. Travelers Cheques are safer than cash because if they are ever lost or stolen, they may be refunded.

The post American Express Travelers Cheques: What You Need to Know first appeared on UniBul's Money Blog.

Bluebird, the American Express Debit Card: What You Need to Know

UniBul — Fri, 19 May 2017 23:34:39 +0000

Bluebird is the new checking and debit card alternative developed jointly by Walmart and American Express and designed to help consumers better manage and control their everyday finances.

The post Bluebird, the American Express Debit Card: What You Need to Know first appeared on UniBul's Money Blog.

American Express Merchant Card Acceptance Guide

UniBul — Thu, 18 May 2017 22:26:27 +0000

Merchants accepting American Express cards are required to follow certain rules to keep on the good side of the credit card company and avoid penalties.

The post American Express Merchant Card Acceptance Guide first appeared on UniBul's Money Blog.

How We Made $2.3 MILLION In New Recurring Monthly Revenue And How You Can Benefit From Our Success, Too

UniBul — Mon, 30 Nov 2015 12:00:26 +0000

We've launched a brand new product, which is by far the biggest thing we've done since we started UniBul.

The post How We Made $2.3 MILLION In New Recurring Monthly Revenue And How You Can Benefit From Our Success, Too first appeared on UniBul's Money Blog.

High Risk Merchant Account with no Monthly Processing Limit

UniBul — Tue, 11 Aug 2015 16:20:24 +0000

As long as your business is properly organized and has all the necessary licenses to operate, we can give you a no-limit merchant account.

The post High Risk Merchant Account with no Monthly Processing Limit first appeared on UniBul's Money Blog.

Social Media Have Become The New Frontier For Credit Card Marketing

UniBul — Sat, 14 Mar 2015 03:39:34 +0000

The guys over at CardHub.com have looked at a lot of data to see how the latest credit card trends are affecting millennials and have come up with some interesting findings. Noting that the days that credit card companies used tables on campuses as mobile college student recruiting stations are gone with the passage of […]

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High Risk Payment Gateway

UniBul — Thu, 12 Mar 2015 03:39:18 +0000

As a company specializing in international card-not-present credit card processing, at UniBul we understand the importance of a solid, reliable high risk payment gateway. Every time a customer enters the checkout area of your site, everything should work flawlessly, as there is absolutely no room for error. Well, this is why we have designed our […]

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Should You Use Verified by Visa or Not? Here Is What You Need to Know About It.

UniBul — Fri, 25 Jul 2014 10:00:18 +0000

If you have a problem with fraud-related chargebacks, you would benefit from Verified by Visa; otherwise a traditional merchant account will work just fine.

The post Should You Use Verified by Visa or Not? Here Is What You Need to Know About It. first appeared on UniBul's Money Blog.