tag:blogger.com,1999:blog-2016336590991411627Mon, 02 Sep 2024 05:53:39 +0000http://credit-whatyouneedtoknow.blogspot.com/noreply@blogger.com (NetBiz Enterprises)Blogger13125tag:blogger.com,1999:blog-2016336590991411627.post-8428851057717198553Thu, 24 Jan 2008 05:14:00 +00002008-01-23T21:24:36.617-08:00Reno CharltonPPI, or Payment Protection Insurance, is a type of protective insurance cover that is offered with different types of finance, such as credit cards, store cards, and loans. This cover is designed to cover repayments on your loan or card for a specified period of time in the event that you are unable to work and make repayments for a certain period due to sickness, accident, or http://credit-whatyouneedtoknow.blogspot.com/2008/01/should-you-protect-your-loans-and.htmlnoreply@blogger.com (NetBiz Enterprises)0tag:blogger.com,1999:blog-2016336590991411627.post-6389802434316508945Wed, 23 Jan 2008 15:26:00 +00002008-01-23T07:30:22.978-08:00By Christopher BeardCredit card use has continued to grow in leaps and bounds. From 1996 to 2005, the total number of bank credit cards almost doubled. In 2004 alone, credit card companies generated $43 billion in fee income from late payment, over-limit, and balance transfer fees. The Federal Reserve reports that the total US consumer revolving debt reached 2.46 trillion in 2007. This large http://credit-whatyouneedtoknow.blogspot.com/2008/01/secrets-your-credit-card-company-hopes.htmlnoreply@blogger.com (NetBiz Enterprises)0tag:blogger.com,1999:blog-2016336590991411627.post-7750637790042731323Mon, 21 Jan 2008 07:42:00 +00002008-01-20T23:46:41.493-08:00By Wade YoungA credit score is a rating designed to reflect how likely a borrower is to repay a loan. There is no such thing as a joint score, so married couples are rated individually. Also remember that credit scores have nothing to do with age, income, where you work or where you live. The rating is designed to rank a consumer on one factor and one factor alone -- likeliness to repay a debt. http://credit-whatyouneedtoknow.blogspot.com/2008/01/how-credit-score-is-calculated.htmlnoreply@blogger.com (NetBiz Enterprises)0tag:blogger.com,1999:blog-2016336590991411627.post-4546527249664597165Mon, 21 Jan 2008 07:18:00 +00002008-01-20T23:34:42.591-08:00By: creditwisdom The American Express card company is one of the most reputed financial service organizations functioning worldwide. Founded in 1850, the credit cards of this company have become synonymous with excellent customer service, immediate purchasing power and amazing benefits to its cardholders. Jet Blue from American Express is one such card and is travel based.The Main Features of Jethttp://credit-whatyouneedtoknow.blogspot.com/2008/01/jet-blue-from-american-express.htmlnoreply@blogger.com (NetBiz Enterprises)0tag:blogger.com,1999:blog-2016336590991411627.post-6797612638351557619Mon, 21 Jan 2008 07:00:00 +00002008-01-20T23:18:21.654-08:00By: Cornie Herring Have you checked your credit score? Do you know how high your credit score is? Many people only pay attention to their credit score when they need it for any credit application. If you just realize you have low credit score at the time you need it for a loan or credit application, it might not help in getting the best rate because the best interest rate of any loan or credit http://credit-whatyouneedtoknow.blogspot.com/2008/01/why-you-need-to-improve-your-credit.htmlnoreply@blogger.com (NetBiz Enterprises)0tag:blogger.com,1999:blog-2016336590991411627.post-5860286393001326742Sat, 12 Jan 2008 09:09:00 +00002008-01-12T01:39:17.836-08:00By Michael CasamentoToday, selecting the proper credit card can be a bit confusing to say the least. There are literally hundreds of offers from the major institutions eagerly competing for your business. The easiest way to shop for a credit card is to break them down into categories. There are seven major categories that all credit cards fall into. Each category is listed and explained below. http://credit-whatyouneedtoknow.blogspot.com/2008/01/simplifying-your-search-for-new-credit.htmlnoreply@blogger.com (NetBiz Enterprises)0tag:blogger.com,1999:blog-2016336590991411627.post-621600936280116105Sat, 12 Jan 2008 08:58:00 +00002008-01-12T01:08:40.458-08:00By Neil BrownWhat is a balance transfer ?A balance transfer can be explained simply as a balance transfer! When a balance is transferred usually from a credit card, but possible from a bank account or loan to a credit card with a offer interest rate (usually 0%) for a set period. It does not have to be the entire amount. The card receiving the balance will an interest rate for a set term, http://credit-whatyouneedtoknow.blogspot.com/2008/01/credit-card-balance-transfers-explained.htmlnoreply@blogger.com (NetBiz Enterprises)0tag:blogger.com,1999:blog-2016336590991411627.post-4160623260060126947Sat, 12 Jan 2008 05:25:00 +00002008-01-11T21:38:09.437-08:00By James H. DimmittAh, the “good old days”. If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that you could have your “cash allowance” for the week. Otherwise, if you needed cash you had to write a check, then go to the bank, and “cash” the check for real cash.Fortunately the http://credit-whatyouneedtoknow.blogspot.com/2008/01/debit-card-vs-credit-card-what-are.htmlnoreply@blogger.com (NetBiz Enterprises)0tag:blogger.com,1999:blog-2016336590991411627.post-3175419620382846698Sat, 12 Jan 2008 04:44:00 +00002008-01-11T21:24:34.532-08:00By Andrew ObremskiIdentity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected? According to recent studies, up to 7,000,000 people become identity theft victims each year, in the United States alone. That’s over 19,000 cases a day, or 799 cases an hour. Whichever way you look at it, these are shocking figures. http://credit-whatyouneedtoknow.blogspot.com/2008/01/19178-identity-theft-victims-per-day.htmlnoreply@blogger.com (NetBiz Enterprises)0tag:blogger.com,1999:blog-2016336590991411627.post-8009230313826802729Wed, 09 Jan 2008 17:39:00 +00002008-01-09T10:08:32.964-08:00By James H. DimmittThere’s only one way to discover the “health” of your credit. You need to examine your credit report. Your credit report is your “consumer identity” that potential lenders will use to judge your credit worthiness.Use these tips to give your credit profile the “tune-up” it needs.Tip #1- Check for Errors Your credit report or profile is more than just a collection of who http://credit-whatyouneedtoknow.blogspot.com/2008/01/how-healthy-is-your-credit.htmlnoreply@blogger.com (NetBiz Enterprises)0tag:blogger.com,1999:blog-2016336590991411627.post-2215735314785667922Wed, 09 Jan 2008 13:29:00 +00002008-01-09T05:54:18.086-08:00By Wesley AtkinsDo you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national ‘disease.’ And just what do people need that have a disease? They need a cure.Here are some sure-fire solutions to 'repair bad credit '. Keep in mind, like most ‘diseases,’ credit repair can take some time, but complete http://credit-whatyouneedtoknow.blogspot.com/2008/01/7-surefire-ways-to-repair-bad-credit.htmlnoreply@blogger.com (NetBiz Enterprises)0tag:blogger.com,1999:blog-2016336590991411627.post-5165298826496559802Wed, 09 Jan 2008 13:14:00 +00002008-01-09T09:31:29.368-08:00By Phil Edwards What is a credit card? A credit card is a card that allows you to borrow money to pay for things. There will be a limit to how much you can spend called your credit limit. At the end of each month you can either pay off the whole of the amount you owe or make a minimum repayment. Other kinds of cards include:1) A cheque guarantee card, issued by your bank, that you can use to http://credit-whatyouneedtoknow.blogspot.com/2008/01/what-you-need-to-know-about-credit.htmlnoreply@blogger.com (NetBiz Enterprises)0tag:blogger.com,1999:blog-2016336590991411627.post-4486924707697819645Wed, 09 Jan 2008 11:21:00 +00002008-01-09T05:13:05.141-08:00By Stephanie FosterThere are some very good reasons to carry credit card debt. Unfortunately, too many of us carry it for bad reasons.But even when you go into debt for good reasons, it weighs you down. Limits you. Makes your life just that much harder.Credit card debt is quite simply a strain on the finances.I've been working for a few years myself trying to get out of credit card debt. I had http://credit-whatyouneedtoknow.blogspot.com/2008/01/how-much-can-credit-card-debt-hurt-your.htmlnoreply@blogger.com (NetBiz Enterprises)0