Credit Card Report

Where, when and how to get your free Credit Report

CreditCardNews — Mon, 14 Feb 2011 16:00:10 +0000

Under the terms of the Fair Credit Reporting Act (FCRA) Americans are entitled to obtain a free copy of their credit report, every 12 months, from each of the three major credit bureas: Experian, TransUnion, and Equifax. »

Where, when and how to get your free Credit Report

New ways banks are spying on you

CreditCardNews — Mon, 08 Nov 2010 17:49:37 +0000

Credit Card Report

Credit Score remains important but banks can now also take into account anything from your deposit and withdrawal behavior to your estimated income and whether or not your pay your utility bills and rent payments on-time. »

New ways banks are spying on you

Maximize your income on a budget

CreditCardNews — Sat, 06 Nov 2010 20:47:59 +0000

Credit Card Report

If you routinely have too much month left at the end of your money there's only one remedy: create and use a budget.

Finance expert Dave Ramsey says that a written budget maximizes your income by helping you to modify your behavior. »

Maximize your income on a budget

1 out of 12 U.S. households don’t have bank accounts: Banking the unbanked and underbanked

CreditCardNews — Wed, 18 Aug 2010 06:44:51 +0000

Credit Card Report

Nine million US households do not have bank accounts, often using high-cost check cashing services instead.

That number represents 1 of every 12 families or individuals in America. A disproportionally large segment of this group consists of minority and low-income households, the Wall Street Journal reports. »

1 out of 12 U.S. households don’t have bank accounts: Banking the unbanked and underbanked

What are professional credit cards? And why should you avoid them?

CreditCardNews — Fri, 13 Aug 2010 10:02:30 +0000

Credit Card Report

Stung by the Credit Card Consumers' Protection Acts, banks have become extremely creative at finding new ways to squeeze money out of their customers.

Among their favorite tricks: offering you a so-called professional credit card. Beware! »

What are professional credit cards? And why should you avoid them?

Refinancing mistakes to avoid

CreditCardNews — Sun, 01 Aug 2010 06:47:02 +0000

Credit Card Report

With interest rates at record lows, there's never been a better time to save money on your mortgage. But watch out for pitfalls in the rush to refinance, advises MarketWatch's Andrea Coombes in her Personal Finance Minute. »

Refinancing mistakes to avoid

Sometimes you can fight bill collectors

CreditCardNews — Tue, 22 Jun 2010 07:08:54 +0000

Credit Card Report

“The bill collectors, when they call, make you feel like the only option you have is to lay down and play dead. That’s not true.” »

Sometimes you can fight bill collectors

Credit card late fees capped

CreditCardNews — Thu, 17 Jun 2010 10:08:58 +0000

Credit Card Report

The Federal Reserve Board has limited the amount of money U.S. banks can charge customers who do not pay on time. »

Credit card late fees capped

Advantages and Downsides of Debit Cards

CreditCardNews — Mon, 14 Jun 2010 13:31:08 +0000

Credit Card Report

Nowadays more people are using debit cards as a convenient way to curtail their expenditures.

Debit cards offer a number of conveniences as compared to credit cards. But there are also some drawbacks you should be aware of. »

Advantages and Downsides of Debit Cards

More Americans Paying Credit Card Debt on Time

CreditCardNews — Mon, 19 Apr 2010 07:33:29 +0000

Credit Card Report

Major credit card lenders report that more Americans are paying their loans on time. This may be a sign of economic recovery, or... »

More Americans Paying Credit Card Debt on Time