For more info or to apply for these offers, see this link.

Note: If you recently applied for any of these offers with a smaller bonus, Chase is usually quite good about matching current offers. You can log into your account and send a secure message, telling them that you saw this current small business week offer and ask if it can be matched. Usually if you have applied for the same card within the past 90 days, Chase will credit you the difference.

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

Limited-Time Chase Small Business Credit Card Offers

To apply or view the full details of this offer for the Southwest Airlines Rapid Rewards® Premier Card, see this link.

Southwest Airlines Rapid Rewards® Plus Card vs. the Southwest Airlines Rapid Rewards® Premier Card
50,000 points is also available as a signup bonus (after spending $2,000 in 3 months) for the Southwest Airlines Rapid Rewards® Plus Card. The Plus Card has a lower annual fee ($69) but also has a lower anniversary bonus (3,000 points vs 6,000) than the Premier card. The Premier card also has another feature that the Plus card lacks–spend you put on the card earns you Tier Qualifying Points that helps you gain elite A+ status faster. The Premier card also has no foreign transaction fees. If you don’t need these additional features, however, the Plus card may be better for you.

To apply for the Southwest Airlines Rapid Rewards® Plus Card, see this link.

Both versions of these cards are also available for small businesses:

Southwest Airlines Rapid Rewards® Premier Business Card
Southwest Airlines Rapid Rewards® Plus Business Card

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

Southwest Airlines Rapid Rewards® Premier Card – Get 50,000 Points After Spending $2,000 in First 3 Months

While any resident of the US who is 18 or older is eligible to purchase an offer with a valid credit card, those who purchase with an American Express card will receive an additional 10% discount.

Thus far, the first 2 weeks of offers have been posted. Note that American Express cardmembers will receive an additional 10% discount on the prices listed below when purchasing with an American Express card.

Monday, June 10
$100 Marriott Gift Card for $89 (410 available)
$500 Marriott Gift Card for $445 (308 available)
$1000 Marriott Gift Card for $890 (75 available)
Marriott Worldwide Premier Award: 1 Night for $261 (1000 available)
Marriott Worldwide Ultimate Award: 1 Night for $467 (1000 available)

Tuesday, June 11
$50 Alamo Car Rental certificate for $25 (2000 available)

Wednesday, June 12
CityPass – Visit 4 Top San Francisco Attractions for $84 (100 available)
CityPass – Visit 5 Top Atlanta Attractions for $74 (100 available)
CityPass – Visit 5 Top Chicago Attractions for $89 (100 available)
CityPass – Visit 6 Top Seattle Attractions for $74 (100 available)
CityPass – Visit 6 Top New York Attractions for $106 (165 available)

Thursday, June 13
Harrah’s Las Vegas VIP package for $330 (20 available)
Harrah’s Resort Atlantic City package for $715 (10 available)
Caesars Palace Luxury Getaway Experience for Two for $1540 (10 available)
Harrah’s Tunica package for $385 (10 available)
South Shore Escape in Lake Tahoe for $390 (5 available)

Friday, June 14
1 single-day admission ticket to any Busch Gardens Park for $45 (1050 available)
1 single-day admission ticket to any SeaWorld Park for $49 (1100 available)

Monday, June 17
2-Night Getaway at New York-New York for $345 (20 available)
An Ultimate Getaway: The Mirage for $1,510 (6 available)
Escape to Excalibur for Only $495 (10 available)
Escape to SKYLOFTS at MGM Grand for $1,545 (6 available)
Experience the Magic of the Luxor for $535 (20 available)

Tuesday, June 18
1 Night at Omni Berkshire NY for $265 (10 available)
2 Night Omni Hotel Getaway for $180 (36 available)
2 Night Weekend Escape at Select Omni Hotels for $270 (49 available)
2 Nights at Omni’s Premier Hotels & Resorts for $375 (33 available)

Wednesday, June 19
100,000 Club Carlson Gold Points, redeemable for a 2-Night Stay ($385, 71 available)
50,000 Club Carlson Gold Points, redeemable for a 1-Night Stay ($194, 142 available)

Thursday, June 20
2-Night Stay at The Palazzo for $700 (42 available)
2-Night Stay in a Piazza View Suite at The Venetian for $550 (50 available)

Friday, June 21
1 Avis Chairman’s Club Membership for $1,115 (15 available)
1-day Car Rental with Avis for $33 (650 available)

Terms and conditions for each of these offers do apply. For full details or to purchase them, see dailygetaways.ustravel.org.

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

Daily Getaways: Get an Extra 10% Off Discounted Travel Packages When You Use Your Amex

What does seem to be the case, however, is that the previous, excellent offer that earned 5 points per $1 spent on “Name Your Own Price” transactions at Priceline.com and 2 points per $1 spent on all other transactions is no longer available to new customers.

Based on discussion at FW, recent applicants who tried applying for the 2% card were declined without a credit pull because the offer is no longer available. Instead, the only offer that remains for new applicants earns 5 points per dollar on Priceline.com purchases and 1 point per dollar on everything else.

Coupled with the upcoming changes to the US Bank Cash+ Visa Signature card, these changes represent a big downgrade for what were previously a couple of the top cash back credit cards on the market.

No notice has yet been sent out to existing Priceline Visa cardholders about any changes, so there is still hope that existing customers will be grandfathered into the old rewards program.

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

No More 2% Rebate for the Priceline Visa?

• https://www.shoprunner.com/americanexpress

Existing members can extend their membership by visiting this link:

• https://www.shoprunner.com/members/account-overview.php?popup=add_amex_card

Only valid American Express consumer or small business credit or charge cards issued by US banking subsidiaries of American Express are eligible for this offer. Reloadable prepaid cards, American Express corporate cards or American Express-branded cards issued by third party financial institutions are not eligible. (HT SD)

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Amex Cardmembers: Get Free 1 Year Shoprunner Membership

In addition, the following benefits are due to be cut from the rewards program:

• Currently, cardholders earn a bonus $25 Visa gift card every time they redeem at least $100 in rewards at once. In the May statement sent out to cardholders, however, US Bank indicated that effective July 1, 2013, cardholders would only be able to earn one such $25 Cash+ Bonus per calendar year.
• Currently, cardholders earn an additional 0.25% rebate on all spending for having a US Bank Gold Checking account or an additional 0.5% rebate on all spending for having a Platinum Checking account. Both of these checking bonuses are due to go away after August 10, 2013.
• Most importantly of all, you are only eligible to earn a 5% rebate on the first $2,000 in net purchases each quarter in your selected 5% categories. Any spending beyond that will only earn a 1% rebate. This language is already in place on US Bank’s website for new applicants to the credit card.

While disappointing, these changes were largely expected. And it’s important to note that the card still compares favorably to its competitors, even after the changes. Unlike the other rotating quarterly bonus cash back cards such as the Chase Freedom, Citi Dividend and Discover it cards, you have much greater flexibility in selecting your 5% bonus categories. Plus, the $2,000 quarterly spending cap on the 5% bonus categories still exceeds the $1,500 spending cap of Chase Freedom and Discover it. You do also get to select a category in which to earn 2%, unlike the other rotating quarterly bonus cards. The changes, however, do put the card much more on par with these competitors, instead of being far above them.

For more info on the US Bank Cash+ Visa, see this link.

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

US Bank Cash+ Visa Signature Rewards Getting Watered Down?

In order to qualify for the bonus, your transaction must occur by midnight on May 3, June 7, July 5, August 2, September 6, October 4, November 1, or December 6, 2013 in the time zone in which you are dining. Allow 6 to 8 weeks after qualifying transactions for the bonus to post to your account. There is no limit on the number of bonus points you can earn from this offer.

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Chase Sapphire First Fridays: Earn 3x Points on Dining

The use of “partners” in the rule change also means the changes apply to gay couples as well. According to the bureau, the new rule applies to all applicants, regardless of martial status.

The final rule, in its entirety, can be found at this link. After its publication this week, credit card issuers will have six months to comply with the new regulation.

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Stay-At-Home Spouses and Partners To Soon Enjoy Easier Access To Credit

The new Visa Signature benefits do appear, however, to come at a cost–while the current Platinum Rewards Visa earns 5 points per dollar spent on gas, 3 points per dollar at the supermarket and 1 point per dollar on everything else, the Visa Signature card would only continue earning those rewards through 10/31/31. Afterwards, the Visa Signature card would only earn 3 points per dollar on gas, 2 points per dollar at supermarkets and 1 points per dollar on all other purchases.

While it seems odd that PenFed would allow the Visa version of the card to have a more lucrative reward structure than the Visa Signature, that is what one FW poster says PenFed plans to do (for now). (*See Update and comments below for updated information)

Given that the 3/2/1 reward structure would render the Visa Signature card virtually useless, it seems like the better bet would be to opt out of the conversion and hope to be grandfathered into the 5/3/1 rewards for as long as possible.

If you have received notice of the conversion already, you can opt out by either sending an email to OSC@Omaha.PenFed.org or by writing to the following address: Pentagon Federal Credit Union, Attn: Credit Card Dept., Box 247009, Omaha, NE 68124-7009.

Update 5/15/13: As pw points out in the comments below, it may still be possible to get the 5/3/1 rewards structure in a Visa Signature card, provided you have a qualifying PenFed product.

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Upgrading to the PenFed Platinum Rewards Visa Signature May Mean a Downgrade in Benefits

This promo is scheduled to run from April 19 through August 2, 2013. Full terms for the offer can be found here. To purchase tickets, visit www.fandango.com/visasignature.

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

Visa Signature: Buy One Movie Ticket, Get One Free at Fandango

In order to participate in this promo, you must sync your Amex with Twitter (read instructions here), then tweet #AmexWholeFoods to add the offer to your card. Once the offer has been registered, simply make an eligible purchase at Whole Foods with your synced card by 6/30/13. The $10 statement credit will appear on your billing statement within 8 weeks after your purchase has been verified. Full terms of this promotion can be found here. (Note: Some cardmembers may also be able to find this offer under the “My Offers” tab of their online American Express account.)

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Amex Cardholders: Get $10 Back After Spending $75 at Whole Foods Market

The offer terms state:

Offer valid through 07/01/2013. Offer is available only from the date of offer activation through the expiration date. Offers are subject to change. Offer changes will require re-activation of the new offer. Customer will earn Points upon making purchases with a qualifying Capital One® credit card. Capital One does not provide, endorse, or guarantee any third party product, service, information or recommendation. Rewards are added to your Points balance within 30-60 days from purchase. Purchase of gift cards will not earn Points.

This offer cannot be combined with any other offer, coupon code(s), or promotion, unless available at the retailer location.

Despite terms to the contrary, FW reports that purchase of Trader Joe’s gift cards also do qualify for the bonus, making it possible to leverage this deal even further.

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

Cap One Credit Cards: Earn Extra 5 Bonus Points Per Dollar on Purchases of $60 or More at Trader Joe’s

Travel statement credit redemptions start at 2,500 miles for $25 and miles may be redeemed for for any travel purchase within the last 90 days. A charge is considered a travel purchase when the merchant fits into one of the following categories as determined by its merchant category code: “Airlines, Travel Agencies & Tour Operators, Hotels, Motels & Resorts, Cruise Lines, Passenger Railways and Car Rental Agencies.”

All purchases also earn 2 miles per dollar spent. So if you are always redeeming towards travel, the card essentially earns a 2.2% rebate on all purchases once you include the 10% bonus.

You do have the option of redeeming your points for merchandise or gift cards, but the value is so poor, it’s not recommended. When redeeming for statement credit, for instance, you’ll receive 1 cent for each 2 points, which is half the value you get compared to redeeming towards travel.

A few other noteworthy benefits include:

• No caps on earning or redeeming miles
• No foreign exchange fees
• Complimentary subscription to TripIt Pro mobile travel organizer

How does the card stack up to the competition?
The card seems to be a direct competitor to the Capital One Venture Card. Both cards earn double miles on all purchases, with miles that can be used towards travel expenses made within the past 90 days.

Both cards will waive their annual fee for the first year, though the Venture Card has a $59 annual fee, compared to the Arrival Card’s $89 annual fee. The Arrival card does have the 10% travel bonus redemption which the Venture card does not. So if you spend at least $15,000/year, the 10% bonus will offset the difference in annual fees. Right now, the Arrival card also has a much more lucrative sign-up bonus ($400 vs the $100 currently available on the Venture Card).

For more info or to apply for the Arrival MasterCard, see this link.

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Barclaycard Arrival World MasterCard – Get $400 Towards Travel After Spending $1000 in 90 Days

The fact that Barclays is introducing this new, underwhelming version of the card does bring up the questions of 1) will they continue to offer the 2% card for much longer and 2) if they did discontinue the 2% card, would they grandfather existing accounts? While there does appear to be a history of grandfathering old Priceline Visa cards with different terms in the past, that is a gamble. Either way, it would be sad to see another one of the best cash back cards get devalued into irrelevance.

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

Correction: New Priceline Visa Offer with $100 Sign-up Bonus Only Earns 1 Point/Dollar on General Spending

It gets slightly more complicated, however, if you own a business. Rewards that you earn as a result of credit card spending on business expenses may or may not be taxable, depending upon whether your rewards are in the form of cash back or points/miles.

This post explains it all in detail, but essentially, if you are receiving a cash rebate as your reward, you need to treat the purchase as if you received a discount and adjust the cost basis of your purchase accordingly. If you’re receiving miles or points as your reward, however, the IRS will not attempt to tax them. If you convert those miles or points to a cash equivalent, though, they do become taxable. It’s therefore strongly recommended that small business owners use a business credit card that earns miles or points rather than cash back.

Are credit card sign-up bonuses taxable?
The answer to this question is in a bit of a gray area. However, rewards you earn from opening a new credit card account should not be taxable as long as your bonus is tied to a spending requirement. Again, the reasoning is that a bonus you earn after meeting some initial spending requirement is more akin to a rebate than income. So when the credit card company requires you to make at least one purchase before earning your hefty sign up bonus, they’re actually doing you a favor.

If, however, the bonus does not have a spending requirement and is awarded simply for opening a new account, it gets the same tax treatment as if you received a gift. If the gift’s value–which the bank is allowed to set–exceeds $600, the bank is required to send you a 1099-MISC form. Gifts of less than $600 will usually not generate a 1099, but are still required to be reported on your tax return.

Is credit card interest tax-deductible?
Personal interest, which includes credit card and installment interest incurred for personal expenses, is not tax-deductible.

If, however, you own a business, credit card interest may be deductible. Business interest, which is interest paid on a loan taken out for business purposes, is a legitimate business expense. This includes credit card interest, provided that the debt is purely related to a trade or business activity. Only interest that accrues from business-related purchases is deductible. It’s therefore not advisable to put personal expenses on your business credit card.

Tip for Business Owners: Save on Taxes by Prepaying via Credit Card
If you use cash basis accounting, it may be possible for you to save on your taxes by using your credit card to manipulate the timing of your expenses and revenues. This advice is most useful when nearing the end of your tax year. See this post for complete details.

Disclaimer: I am not a CPA and this should not constitute tax advice. Before taking any action, consult a tax professional to assess your own personal situation.

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

Credit Cards and Taxes: Frequently Asked Questions

This bonus structure made the Chase Freedom the hands-down best credit card to use for small dollar transactions. For instance, a $1 purchase would earn 11 points–1 point for the dollar spent, plus another 10 bonus points for the transaction. Unfortunately, Chase will soon be replacing this rewards program in favor of a simpler structure, though far less lucrative on smaller transactions.

What’s changing
The new Chase Exclusives program will instead allow cardholders to earn a 10% annual points bonus on all points earned, including those earned in the 5% quarterly bonus categories. That’s an improvement over the previous bonus structure, where spend that fell into the quarterly bonus categories only earned the 10 points per transaction bonus.

Smaller transactions will earn far less rewards, however, because of the removal of the 10 points per transaction bonus. Whereas the $1 charge used to earn 11 points, it will now only earn 1.1 points. For larger dollar transactions, the difference will be less pronounced.

Another way to think about it is that your regular spending will continue to earn 1.1%, while bonus category spending will now earn 5.5%. So for those who spend heavily in the rotating bonus categories, this may be an improvement. The bonus, however, will no longer be paid as you earn it. Instead, you’ll receive the bonus in one lump sum once a year.

Chase is rolling out the changes in waves, so not all affected cardholders will have received notification of the changes yet and the effective dates of these changes will vary from cardholder to cardholder. Although the bonuses been watered down, it’s still a nice additional benefit for those who have been grandfathered into the program.

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

Changes Coming to Chase Freedom Exclusives Program

The data
Specifically, delinquencies, defined as accounts over 60 days late, declined to 1.61%, the lowest level since Fitch launched its prime index in 1991. That represents a 65% decrease from the peak levels reached at the end of 2009.

In addition, the monthly payment rate, which measures the rate at which cardholders are paying back their balances, rose 1.09% to 24.83%, the highest rate that Fitch has ever recorded.

In more good news for credit card companies, charge-offs–which occur when an issuer stops trying to collect on an delinquent account–reached a new six year low of 3.88%. To give that number some historical context, charge-offs have typically been around 6% since 1991, peaking at 11.4% in early 2010 after the housing bubble popped.

Are consumers getting smarter?
While we can hope that the American consumer has gotten smarter about using their credit in the aftermath of the recent financial crisis, it’s just as likely that we can attribute these improved metrics to the tightening of credit by the banks. According to the latest report from the Federal Reserve Bank of New York, the number of credit card accounts sits currently at around 383 million, down from a peak of nearly 500 million in 2008. Naturally, the remaining credit card accounts after such a contraction are of higher quality.

Going forward, as banks get hungrier for profit, it seems likely they will begin extending credit more freely again. That should be good news for consumers, as long as they have learned their lessons from the last credit crisis.

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

Report: Credit Card Users Being More Responsible Than Ever

One important caveat is that you cannot have a zero balance or a positive credit balance in a month in order to be eligible for the bonus. But according to the program terms and conditions, as long as you have a payment due in each monthly cycle (which can be accomplished with a small monthly charge), you can earn the reward.

Customers can elect to have their cash rewards automatically credited to their card balance or deposited into a Bank of America checking or savings account or Merrill Lynch Cash Management Account. The card does not have an annual fee.

For more info or to apply, see this link.

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

BofA Introduces New Credit Card with Rewards of Up to $120/Year for Paying On Time

Southwest Premier Credit Card benefits
The Southwest Premier card does carry a $99 annual fee which is largely offset by a 6,000 point anniversary bonus. (Your 6,000 point anniversary bonus is worth about $100 when applied towards Wanna Get Away fares.) In addition, the Premier card also helps you gain elite A+ status faster, as you’ll earn 1,500 Tier Qualifying Points (TQPs) for each $10,000 of net purchases on the card, with a maximum of 15,000 TQPs earned from credit card spend per year.

Additional benefits include:

• You’ll earn 2 points per $1 spent directly with Southwest, AirTran and Rapid Rewards Hotel and Car Rental Partners and 1 point per $1 on all other purchases.
• No foreign transaction fees

Update 3/28/13: This offer has expired.

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Southwest Airlines Premier Credit Card – Get 2 Flights After Spending $2,000 in First 3 Months

Initial deal: $1 back for spending $10 at Burger King
Foursquare members can begin taking advantage of this new partnership at the pilot partner merchant, Burger King, which is offering $1 credited back to your account when you spend $10 on your linked card.

Foursquare users can connect their Visa or MasterCard cards now in their iOS or Android app settings or on the web at this link.

Amex Sync: Get $5 back after spending $20 at an AMC theater
Amex cardmembers can continue to redeem specials as well through the Amex Sync program. For instance, AMC theaters is currently offering $5 back after checking in and spending $20 on your synced Amex. To sync your Amex with Foursquare, visit this link.

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Foursquare Partners with Visa and MasterCard to Offer Check-In Deals

Note 1: The card match tool does not guarantee that you will receive this offer, so YMMV.

Note 2: If you recently applied for a personal Amex card, you will not be eligible for this offer, as the terms state: “Welcome bonus offer not available to applicants who have had this product within the last 12 months or any other Consumer ZYNC®, Green or Gold Card or Platinum Card® account within the last 90 days.”

Other available offers
In addition to this Amex Premier Rewards Gold Card deal, after entering your information, you may receive these additional offers:

• Gold Delta SkyMiles Credit Card from American Express: Up to 45,000 Delta SkyMiles. Under this offer, you would receive 25,000 miles after your first purchase and an additional 20,000 miles for spending $5,000 within 6 months, compared to the public offer which earns 30,000 miles after spending $500 within 3 months.
• Blue Cash Everyday Card from American Express: You’ll earn 150 Reward Dollars after spending $500 within your first 3 months (compared to earning 100 Reward Dollars from the public offer)
• Blue Cash Preferred Card from American Express: You’ll earn 250 Reward Dollars after spending $1,000 within your first 3 months (compared to earning 150 Reward Dollars from the public offer)

Link

Note: These offers are subject to change at any time, so if you are interested in them, you should apply soon.

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

American Express® Premier Rewards Gold Card: 50,000 Membership Rewards Points

Their next step in enticing consumers to buy in? Beginning today at noon EST, they will be offering special deals on products from Amazon, Sony, Urban Zen and Xbox.

The products on sale are:

Quantities are limited and this sale will run through March 3, 2013 or while supplies last. If you wish to purchase any of these products, you’ll need to follow these steps:

• If you haven’t already taken advantage of Amex / Twitter deals in the past, you’ll first need to sync your American Express card to your Twitter account. You can do that by going to this link and following the instructions.
  • Note: If you are a complete novice to Twitter, you can read this post to step you through the process of creating a new Twitter account and syncing your Amex with it.
• From your Twitter account, tweet the special product #hashtag for the product you would like to purchase.
• Look for a response from @AmexSync under the mentions tab at twitter.com/mentions. The response will contain your confirmation #hashtag. You may need to wait a while before receiving the confirmation tweet from Amex.
• Tweet the confirmation #hashtag within 15 minutes of receiving the response from @AmexSync.
• Once the purchase is confirmed, you’ll receive another response from @AmexSync at twitter.com/mentions telling you that your purchase was successful as well as an email. Your purchase will then be shipped via free 2-day shipping.

This post is from Credit Card Watcher, where you'll always find the best credit card deals.

More Amex / Twitter Deals: Discounted Products from Amazon, Sony, Urban Zen and Xbox

Update 2/12/13: This deal has expired, as the gift cards sold out quickly.

• If you haven’t already taken advantage of Amex / Twitter deals in the past, you’ll first need to sync your American Express card to your Twitter account. You can do that by going to this link and following the instructions.
  • Note: If you are a complete novice to Twitter, you can read this post to step you through the process of creating a new Twitter account and syncing your Amex with it.
• From your Twitter account, tweet #BuyAmexGiftCard25.
• Look for a response from @AmexSync under the mentions tab at twitter.com/mentions. The response will contain your confirmation #hashtag (#ConfirmAmexGiftCard25). Due to high demand, if you are getting in on this deal early, you may need to wait a while–over an hour, possibly–before receiving the confirmation tweet from Amex.
• Tweet the confirmation #hashtag (#ConfirmAmexGiftCard25) within 15 minutes of receiving the response from @AmexSync.
• Once the purchase is confirmed, you’ll receive another response from @AmexSync at twitter.com/mentions telling you that your purchase was successful as well as an email. Your gift card will then be shipped via free 2-day shipping.

The Amex gift card can be used almost anywhere in the U.S., Puerto Rico and the U.S. Virgin Islands that American Express is accepted and has no activation fees and no inactivity or service fees.

You can find the full terms of this offer here.

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Amex Cardmembers: Get a $25 American Express Gift Card for $15

The card’s benefits include:

• 2 points per $1 spent at NFLShop.com, team pro-shops and at the stadium
• 1 point per $1 spent everywhere else
• Get 20% off at NFLShop.com
• No interest financing on season and game ticket purchases of $500 or more

Points can be redeemed for football rewards or are worth 1% cash back as statement credit. There is no annual fee for the card.

For more info or to apply, see this link.

Update 2/2/13: It seems that there are still many active links that will give you 40,000 bonus signup points after spending just $1,000 in 90 days. Thanks to FW and SD, here are some of them:

• Atlanta Falcons
• Baltimore Ravens
• Buffalo Bills
• Cincinnati Bengals
• Cleveland Browns
• Denver Broncos
• Detroit Lions
• Green Bay Packers
• Indianapolis Colts
• Minnesota Vikings
• New England Patriots
• New Orleans Saints
• Oakland Raiders
• Philadelphia Eagles
• Pittsburgh Steelers
• Tampa Bay Buccaneers
• Washington Redskins

Update 2/5/13: It seems that Barclays has pulled nearly all of these links with the 40,000 points for $1,000 offer. The only two that seem to still be working as of 2/5 are for the Miami Dolphins and New England Patriots cards.

• New England Patriots
• Miami Dolphins

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NFL Extra Points Card Super Bowl Offer: 40,000 Bonus Signup Points Worth $400

Even prior to this agreement, merchants could effectively have different prices for cash and credit by offering a “cash discount,” yet that practice was still primarily limited to some gas stations.

The places you’re most likely to see these fees be used are at mom-and-pop stores. As of July 2010, merchants were allowed to require a minimum purchase of $10 in order to use your credit card, yet this rule is typically only enforced by smaller stores. It seems likely that these are the same type of stores that would add the new surcharge.

10 states prohibit credit card surcharges by law
If you live in California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma, or Texas, you don’t have to worry about this change at all. By law, those states prohibit merchants from adding surcharges to credit card transactions.

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Credit Card Checkout Fees of Up to 4% Now Allowed in 40 States