tag:blogger.com,1999:blog-41227080686167587842024-08-31T05:44:33.380-07:00Unknownnoreply@blogger.comBlogger17125tag:blogger.com,1999:blog-4122708068616758784.post-9483585537232420212008-07-25T08:26:00.000-07:002008-07-25T08:26:00.268-07:00

VISA is the world's leading brand of electronic-payment card. There are more than one billion Visa cards in circulation.The two main forms of electronic-payment card are credit cards and debit cards. A credit card enables its holder to make purchases on a line of credit (a kind of loan) issued by a financial institution, usually a bank. A debit card (also known as a check card) simply allows its

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4122708068616758784.post-84444170022485077612008-06-12T01:53:00.000-07:002008-06-12T02:00:37.225-07:00

When looking for a credit card it is important to understand the various terms related to credit cards. Below are some of the most common terms you will come across when searching for a credit card. By understanding these terms you can better compare credit card offers and determine which is the better offer.Annual Fee:Many banks or card issuers may charge a annual membership fee for their credit

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4122708068616758784.post-20487220933843758902008-04-21T01:11:00.000-07:002008-04-26T01:14:52.975-07:00

Ever wonder how many people are getting declined when applying for a credit card?Well, a new report issued by UK-based MoneyExpert.com found that roughly 18,000 applications are rejected by credit card issuers on a daily basis.That’s 3.24 million rejections over a period of 180 days if you’re counting.Their research figures revealed that about one out of every 14 people, or 7 percent of adults,

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4122708068616758784.post-30822763894459779982008-04-17T08:14:00.000-07:002008-04-19T02:20:56.213-07:00

The Federal Reserve is reportedly putting together its own rules to tackle unfair and misleading credit card practices, according to the Washington Post.Per the article, things like arbitrary interest-rate increases and two-cycle billing are on the agenda.Discover is currently the number one purveyor of the two-cycle billing method, which can lead to significantly higher finance charges.The new

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4122708068616758784.post-44412196321084840992008-03-27T08:44:00.000-07:002008-03-28T08:52:17.156-07:00

It used to be that money was the root of all evil, but credit cards have now surpassed the greenback as the most sinister form of payment in the U.S to some. The reason for this changing of the guard is quite simple; irresponsible consumers are running up huge amounts of credit card debt and not paying it back. It's a shame because in favorable hands credit cards are a fantastic way to establish

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4122708068616758784.post-86928290150318405902008-02-04T03:07:00.000-08:002008-02-04T03:13:23.059-08:00

Many people are afraid to have multiple cards. Some are afraid that they'll lose track of the different bills each month and fall behind on their payments. Others fear that the temptation of high credit limits will entice them to overspend. And some people fear that creditors, upon seeing multiple open credit lines, will be less likely to lend them money because the creditors suspect they're more

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4122708068616758784.post-52215024985226985582008-02-01T02:29:00.000-08:002008-02-04T02:31:22.108-08:00

There are plenty of commercials that are constantly advertising the Chase Freedom Credit Card. What you are probably wondering by now is whether or not the Chase Freedom credit card is really worth applying for in the first place. The first thing you should know is that this card is for those who have great to perfect credit. So if you have bad credit you should not even bother applying for this

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4122708068616758784.post-74654446579704458312008-01-31T14:26:00.000-08:002008-02-04T02:29:17.712-08:00

If you are looking for a new credit card for your business, then you should check out the Citi Professional Credit Card. This card has no annual fee, and no interest on balance transfers for one year. The Citi Professional Credit Card has a variable 12.49 percent interest rate on any credit card transactions. Unfortunately there is no period with a low introductory interest rate. The good news is

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4122708068616758784.post-84788266355945160322008-01-31T09:17:00.000-08:002008-02-04T02:20:24.002-08:00

One of the fastest growing problems among the younger generation is credit card debt. More and more individuals are living paycheck-to-paycheck and they have to bridge the gaps in their finances by using high interest credit cards. Credit card debt is certainly not fun and it's something that can quickly ruin any hopes and dreams of becoming financial secure in your financial future. Getting out

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4122708068616758784.post-5512706337461717302008-01-20T00:32:00.000-08:002008-01-29T00:36:29.788-08:00

Having too much too much on your plate, too much to do or too many commitments always keeps you involved and it is obvious that it may lead you to a situation that is unmanagable, tiring and out of control. Further leading to loose your focus and making you inefficient in everything you are doing.If you are carrying so many credit cards then it is a sure sign of danger you will face in the future

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4122708068616758784.post-84489043611503381152008-01-07T06:28:00.000-08:002008-01-20T06:38:31.950-08:00

Prepaid debit cards are great for people with lower incomes, don't have a bank account, or want to send money to a loved one.First you need to know what a prepaid debit card is before you can know what the benefits of having one are. A prepaid debit card is a reloadable card that you can add money to in a variety of ways.You can use it in addition to or to replace an ATM/debit card. Some people

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4122708068616758784.post-59759300076705937072007-12-08T00:26:00.000-08:002008-01-29T00:29:28.203-08:00

Americans all have something in common. Liberty? The right to the pursuit of happiness? No, it's debt. No one starts out as a young person looking forward to having a lot of debt when they get older. But before we are even out of college, we have probably accumulated some debt in the form of college loans and credit card debt to pay for books and clothing. The next thing you know, you are married

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4122708068616758784.post-10268239551590372832007-12-06T06:54:00.000-08:002007-12-06T07:08:00.420-08:00

Your credit card company may offer it under a variety of names. Credit card protection insurance. Credit Shield. Payment protection. Credit safeguard. But no matter what name it goes by, this insurance aims to provide the cardholder with the same thing: security in case unemployment, injury, disability, or death makes paying your monthly credit card bills impossible. By paying a monthly fee (

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4122708068616758784.post-22828455902526352462007-11-21T00:44:00.000-08:002007-11-24T08:58:17.204-08:00

Having bad credit does not mean one can never apply for good credit cards. Because of so many people having problem with bad credit, credit card companies saw the potential in providing service for this people. Thus, credit card companies came up with bad credit credit cards. As the name suggest, these credit cards are especially created to cater people with less than perfect credit history.Bad

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4122708068616758784.post-35181514191646105142007-10-24T23:34:00.000-07:002007-10-24T23:35:51.268-07:00

Credit card companies are in business to make money. They don't run charities for down-on-their-luck consumers, and they don't have access to the Money Fairy who provides them with funds to give their customers. Instead, they make money off fees and finance charges paid by the people who depend on them. Of course, this makes credit card companies sound evil, which they are not.However, you can

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4122708068616758784.post-47137244276939531962007-10-15T09:26:00.000-07:002007-10-15T09:33:47.977-07:00

It has been said a lot of times about credit card debt and although sometimes the words can be redundant, there are still many more issues that needs to be addressed. We stress this mostly because time and time again, people with nice intentions of keeping on top of the credit card game end up falling victim to the snares these lenders have masked into their programs. Bear in mind that credit

Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-4122708068616758784.post-61235427258594278722007-10-15T08:56:00.000-07:002007-10-15T09:02:23.239-07:00

If for any reason you don't want to have a credit card, you want to make sure that you have a debit card. If you have a checking account with a bank, in most cases, you will be allowed to get one of these cards. They can be used almost anywhere credit cards are accepted, but they do work in a different way. These cards will only allow you to purchase something if you have enough money in your

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