Credit Unions Online

Fed Approves Rule Requiring Creditors to Provide 45 Day Notice of Rate Increase

Thu, 16 Jul 2009 14:54:00 -0700

Creditors will be required to increase the amount of notice consumers receive before the rate on a credit card account is increased or a significant change is made to the account's terms.

Mortgage Rates Decrease For Third Straight Week

Thu, 16 Jul 2009 14:00:00 -0700

Freddie Mac's Primary Mortgage Market Survey indicates mortgage rates continue to decline for the third week in a row.

American Samoa Quarters Enter Circulation on July 27

Tue, 14 Jul 2009 10:00:00 -0700

Coin collectors may begin ordering specially packaged American Samoa commemorative quarter-dollar coins on July 27, 2009, at noon Eastern Time.

Retail Sales Up 0.6 Percent in June

Tue, 14 Jul 2009 08:00:00 -0700

The Department of Commerce announced retail and food services sales statistics for June 2009 were $342.1 billion, an increase of 0.6 percent from the previous month, but 9.0 percent below June 2008.

Bank of Wyoming Closed Bringing Total for Year to 53

Fri, 10 Jul 2009 08:00:00 -0700

Bank of Wyoming, Thermopolis, Wyoming, was closed today by the State of Wyoming, Department of Audit, Division of Banking.

Mortgage Rates Down 12 Basis Points This Week

Fri, 10 Jul 2009 08:00:00 -0700

The 30-year fixed-rate mortgage averaged 5.20 percent with an average 0.7 point for the week ending July 9, 2009, down from last week when it averaged 5.32 percent.

Down Payment and Closing Costs Biggest Obstacles to Home Ownership

Thu, 9 Jul 2009 14:00:00 -0700

Most Americans still consider having enough money for downpayment and closing costs to be the biggest obstacles to buying a home.

Considering Buying a Boat For Summer Fun?

Wed, 8 Jul 2009 05:00:00 -0700

Whatever boat you decide on, be sure you make the credit union your first port of call.

Staycations: The Relaxing and Affordable Alternative to Vacations

Wed, 8 Jul 2009 05:00:00 -0700

Staycations are an increasingly popular trend away from traditional vacations due to the increased cost of traveling. So what is a staycation? A staycation is just like a vacation, but you remain at home or in your immediate area for local adventures.

Watts United Credit Union of Los Angeles, California Closed by NCUA

Tue, 7 Jul 2009 10:00:00 -0700

The NCUA Asset Management and Assistance Center will issue checks to individuals once they have verified the balances in share accounts in the Watts United Credit Union.

Credit Card Delinquencies Up 23 Basis Points

Tue, 7 Jul 2009 05:00:00 -0700

During the first quarter (seasonally adjusted), credit card delinquencies rose 13 basis points to 4.51 percent. This is slightly above the five year average delinquency rate of 4.40 percent for this category.

Avoid Foreclosure Scams

Sun, 5 Jul 2009 10:00:00 -0700

With home foreclosures continuing to rise, so are scams preying on people who are some of the most vulnerable.

Mortgage Rates Decrease Slightly

Fri, 3 Jul 2009 10:00:00 -0700

Average mortgage rates have dipped slightly, according to Freddie Mac. The lower average rates will hopefully help the housing market.

FDIC Takes Over Another 7 Banks

Fri, 3 Jul 2009 06:00:00 -0700

The FDIC has taken over 6 banks in Illinois and 1 in Texas. These takeovers bring the total for the year to 52 banks.

Used Car Models To Avoid When Car Shopping

Fri, 3 Jul 2009 05:00:00 -0700

Avoid buying a lemon when considering a used car purchase. A little research now can save you thousands in costly repair bills.

The Best Used Cars To Consider Before Buying New

Thu, 2 Jul 2009 05:00:00 -0700

Even with all the great deals out there for new cars, considering a used vehicle is still the best option for many peoples' budgets.

June Auto Sales: Ford, Chrysler, and Toyota Down, GM Up

Wed, 1 Jul 2009 12:30:00 -0700

Auto sales for June were mixed, but mostly down. Ford, Chrysler, and Toyota all posted drops in sales as the weak economy and uncertain employment situations remain on consumers' minds.

Pending Home Sales Up for 4 Months in a Row

Wed, 1 Jul 2009 11:30:00 -0700

The expansion of the program includes participation by borrowers who are current but up to 125 percent underwater on their mortgage.

Pending Home Sales Up for 4 Months in a Row

Wed, 1 Jul 2009 08:20:00 -0700

The economy continues to show mild signs of improvement. Pending home sales are up again for the fourth straight months.

New Consumer Protection Office Proposed by NCUA

Tue, 30 Jun 2009 08:00:00 -0700

National Credit Union Administration (NCUA) Chairman Michael E. Fryzel announced that he will propose the creation of an NCUA Consumer Protection Office in the 2010 Agency Budget.

2009 US Mint Presidential $1 Coin and First Spouse Medal Set Available July 14

Tue, 30 Jun 2009 06:00:00 -0700

The set, priced at $8.95, includes an uncirculated John Tyler Presidential $1 Coin and a bronze medal bearing the portrait of Letitia Tyler.

Debit Card Use Higher Than Credit Card Use in 2008

Sun, 28 Jun 2009 06:00:00 -0700

This change may reflect consumers' desire to reduce or prevent credit card debt.

5 Banks Closed By The FDIC on Friday

Fri, 26 Jun 2009 20:00:00 -0700

The FDIC closed Community Bank of West Georgia, Neighborhood Community Bank, Newnan, Georgia, Horizon Bank, Pine City, Minnesota, Mirae Bank, Los Angeles and MetroPacific Bank, Irvine, California on Friday.

Federal Credit Union Act Turns 75 Years Old

Fri, 26 Jun 2009 05:00:00 -0700

The purpose of the law was to make credit available and promote thrift through a national system of non-profit, cooperative credit unions.

30 Year Fixed Mortgage Rates On The Rise

Thu, 25 Jun 2009 08:00:00 -0700

Mortgage rates rise for 30 year fixed loans, but decrease for 15 year fixed loans.

New Home Sales Down 0.6 Percent in May

Wed, 24 Jun 2009 08:00:00 -0700

New home sales continued to go downward in May.

Home Sales Up 2.4 Percent in May

Tue, 23 Jun 2009 11:00:00 -0700

Lower prices lead to increase in home sales in May.

Home Prices Fall 0.1 Percent

Tue, 23 Jun 2009 09:00:00 -0700

Home prices continue to slide downward in most markets, but the recent drop is not as bad as originally reported.

Prevent Home Foreclosure

Tue, 23 Jun 2009 05:00:00 -0700

The first steps to take are to analyze what happened, see where your financial situation stands now, and then discussing your situation with your lender.

Alaska USA FCU Now Serving High Desert FCU Members

Fri, 19 Jun 2009 08:00:00 -0700

Alaska USA Federal Credit Union, headquartered in Anchorage, Alaska, will provide High Desert members with uninterrupted credit union service.

Economy Leads Americans To Buy More Used Autos Than New

Fri, 19 Jun 2009 05:00:00 -0700

Independent used vehicle dealers gain auto loan market share as traditional lenders tighten loan criteria.

Cash for Clunkers Bill Passes Senate

Thu, 18 Jun 2009 17:00:00 -0700

After passing the House of Representatives, the "Cash for Clunkers" bill has made its way through the US Senate.

Obama Announces Financial Regulation Reform

Wed, 17 Jun 2009 12:30:00 -0700

President Obama laid out a comprehensive regulatory reform plan this afternoon.

New Home Construction Starts Up 17 Percent

Tue, 16 Jun 2009 06:00:00 -0700

New Housing Starts and Building Permits units were up compared with the previous month, but still well below the same levels of the same time last year.

Retail Sales Up for May 2009

Thu, 11 Jun 2009 05:00:00 -0700

Economists are hoping this trend will continue and help the economy into positive GDP growth.

Federal Credit Union Insurance Extension

Wed, 10 Jun 2009 20:00:00 -0700

Federally-insured credit unions had their insurance protection coverage for members extended with the passage of the Helping Families Save Their Homes Act.

Tax Incentives to Buy a New Car

Wed, 10 Jun 2009 15:00:00 -0700

Along with a great price on that new car, light truck, motor home, or motorcycle, the stimulus package passed earlier this year includes a tax incentive to purchase a new vehicle.

Bankruptcy Filings Up More Than 33 Percent

Mon, 8 Jun 2009 14:00:00 -0700

March 2009 bankruptcy filings totaled 1,202,503, compared to the total 901,927 bankruptcy cases filed in the 12-month period ending March 31, 2008.

Fix Up Your Home and Get a Tax Credit

Thu, 4 Jun 2009 14:00:00 -0700

The SEC alleges that Mozilo along with former chief operating officer and president David Sambol and former chief financial officer Eric Sieracki misled the market by falsely assuring investors that Countrywide was primarily a prime mortgage lender.

Fix Up Your Home and Get a Tax Credit

Thu, 4 Jun 2009 05:00:00 -0700

Part of the stimulus package provides tax credits for home owners that make certain improvements to their home.

Credit Union Interest Rates Are The Best Option For Consumers

Wed, 3 Jun 2009 09:00:00 -0700

Recent data from this past March shows that another reason to belong to your local credit union is for the better interest rates.

Jobless Rate Creeps Ever Higher in 372 Metropolitan Areas

Wed, 3 Jun 2009 09:00:00 -0700

As predicted, the unemployment rate continues to increase across the country.

U.S. Factory New Orders Up in April

Wed, 3 Jun 2009 08:00:00 -0700

New orders, shipments, unfilled orders, and inventories of manufactured goods is one key measure of the health of the economy.

When Will We Know How Credit Scores Are Calculated?

Wed, 3 Jun 2009 05:00:00 -0700

Credit scores are used when lenders decide what interest rate to charge for auto loans, mortgages, credit cards, and just about every other type of consumer credit, but consumers are left in the dark about exactly how the credit score is calculated.

U.S. Treasury Invests An Addiitonal $7.5 Billion Into GMAC

Tue, 2 Jun 2009 15:00:00 -0700

The United States Department of the Treasury has announced that an investment of an additional $7.5 billion into GMAC LLC.

Personal Savings Jumps With Sagging Economy

Mon, 1 Jun 2009 10:00:00 -0700

Consumers are saving money at a rate unseen in more than a decade.

GM Makes It Official and Files For Bankruptcy

Mon, 1 Jun 2009 05:00:00 -0700

General Motors, one of America's auto giants, files for bankruptcy protection on Monday.

First-Time Home Buyers Can Use $8,000 Tax Credit Immediately

Fri, 29 May 2009 11:00:00 -0700

First-time Home Buyers Can Use $8,000 Tax Credit Immediately, but here is a catch.

United States Economy Shrinks by 5.7 Percent in the First Quarter of 2009

Fri, 29 May 2009 05:00:00 -0700

Real gross domestic product, the output of goods and services produced by labor and property located within the United States, decreased at an annual rate of 5.7 percent in the first quarter of 2009.

Credit Union Membership and Savings Up

Thu, 28 May 2009 11:00:00 -0700

Credit Unions members continue to seek the safe haven of federally insured credit unions.

Mortgage Rates Continue to Go Down

Thu, 28 May 2009 11:00:00 -0700

Average interest rate on conventional 30-year, fixed-rate, mortgage loans of $417,000 or less decreased 18 basis points to 4.87 percent in April.

New Residential Home Sales in April Increase 0.3 Percent

Thu, 28 May 2009 08:00:00 -0700

Sales of new one-family houses in April 2009 were at a seasonally adjusted annual rate of 352,000.

Manufactured Goods New Orders Increase

Thu, 28 May 2009 05:00:00 -0700

Manufactured durable goods experienced another increase.

Existing Home Sales Increase 2.9 Percent In April

Wed, 27 May 2009 05:00:00 -0700

Existing-home sales rose in April with strong buyer activity in lower price ranges, according to the National Association of Realtors.

Home Prices Continue to Decline

Tue, 26 May 2009 05:00:00 -0700

Good news for buyers, bad news for sellers. Home prices nationwide continue their downward trend, creating a buyers' market unseen in years.

Consumer Confidence Soars

Tue, 26 May 2009 05:00:00 -0700

Consumer Confidence Index, which had improved considerably in April, posted another large gain in May.

Citizens National Bank, Macomb, Illinois Closed

Sat, 23 May 2009 12:00:00 -0700

Citizens National Bank, Macomb, Illinois, was closed by the Office of the Comptroller of the Currency.

Strategic Capital Bank Champaign Illinois Closed by FDIC

Sat, 23 May 2009 12:00:00 -0700

Strategic Capital Bank, Champaign, Illinois, was closed by the Illinois Department of Financial and Professional Regulation, Division of Banking.

Obama Signs Credit Card Reform Bill Into Law

Fri, 22 May 2009 12:00:00 -0700

President Obama signed the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009.

HUD Announces Sanctions Against 120+ FHA Lenders

Fri, 22 May 2009 12:00:00 -0700

HUD announces actions against more than 120 lenders for violating Federal Housing Administration (FHA) requirements.

BankUnited Seized by the FDIC

Fri, 22 May 2009 12:00:00 -0700

Control of the bank handed over to a private equity group led by John Kanas and W.L. Ross Co.

Unemployment Claims Down Slightly

Thu, 21 May 2009 12:00:00 -0700

In the week ending May 16, the advance figure for seasonally adjusted initial claims was 631,000, a decrease of 12,000.

Guam Commemorative Quarter Releases on May 26

Thu, 21 May 2009 05:00:00 -0700

The quarter will be available for ordering from the United States Mint on May 26, at noon Eastern Time.

Congress Passes Helping Families Save Their Homes Act of 2009

Wed, 20 May 2009 12:00:00 -0700

The House and Senate have passed S.896, the Helping Families Save Their Homes Act of 2009. The legislation affects credit unions in a few ways.

Slow Economy Leads to Carbon Dioxide Emissions Declined in 2008

Wed, 20 May 2009 11:00:00 -0700

United States carbon dioxide emissions from fossil fuels decreased by 2.8 percent in 2008, from 5,967 million metric tons of carbon dioxide (MMTCO2) in 2007 to 5,802 MMTCO2 in 2008.

National Fuel Efficiency Policy Announce by President Obama

Wed, 20 May 2009 05:00:00 -0700

The fees that credit card issuers rake in from consumers will be reduced or eliminated, but where will fees increase?

National Fuel Efficiency Policy Announce by President Obama

Tue, 19 May 2009 11:00:00 -0700

The new standards, covering model years 2012-2016, and ultimately requiring an average fuel economy standard of 35.5 mpg in 2016, are projected to save 1.8 billion barrels of oil over the life of the program.

Residential Construction Down in April 2009

Tue, 19 May 2009 06:00:00 -0700

The U.S. Census Bureau and the Department of Housing and Urban Development jointly announced new residential construction statistics for April 2009.

Federal Housing Finance Agencys First Report to Congress

Mon, 18 May 2009 06:00:00 -0700

The report includes information being reported for the first time, including conclusions from the examinations of the Federal Home Loan Banks, information about the compensation of Federal Home Loan Bank directors, and housing mission and goals info.

John Tyler Presidential $1 Coins Released May 21, 2009

Sun, 17 May 2009 06:00:00 -0700

The United States Mint releases the 10th coin in the Presidential $1 Coin Program into circulation on May 21, 2009.

Chief Financial Federal Credit Union Assumes Assets of Rouge ECU

Sat, 16 May 2009 06:00:00 -0700

Rouge Employees Credit Union members will be served by Chief Financial Federal Credit Union (formerly Chief Pontiac Federal Credit Union) of Pontiac, Michigan.

Number of Airline Passengers Declines 11.8 Percent

Fri, 15 May 2009 06:00:00 -0700

Scheduled domestic and international passengers in February 2009 declined by 11.8 percent from February 2008, dropping by 6.7 million.

Increased Seat Belt Use Could Save Many More Lives

Thu, 14 May 2009 06:00:00 -0700

A U.S. Department of Transportation study released today estimates that 1,652 lives could be saved and 22,372 serious injuries avoided each year on America?s roadways if seat belt use rates rose to 90 percent in every state.

U.S. April Retail Sales Down 0.4 Percent

Wed, 13 May 2009 06:00:00 -0700

The U.S. Commerce Department announced advance estimates of U.S. retail and food services sales for April.

Airline On-Time Performance Higher Than Last Year

Tue, 12 May 2009 06:00:00 -0700

The United States' largest airlines had a rate of on-time flights this past March that was higher than the same month last year but down from the mark posted in February 2009.

Federal Housing Finance Agency Reports Homeowner Assistance Up in February

Mon, 11 May 2009 06:00:00 -0700

Federal Housing Finance Agency (FHFA) Director James B. Lockhart submitted to Congress.

Reasons to Consider Hybrid or Diesel

Sun, 10 May 2009 06:00:00 -0700

There are some other factors to consider when thinking about that next new car that might push you towards a hybrid, diesel, or alternative fuel vehicle.

How to Read a Fuel Economy Label on New Cars

Sat, 9 May 2009 06:00:00 -0700

The fuel economy label is something every new car buyer sees in the United States when shopping for a car.

Federal Reserve Approves New Truth in Lending Rules for Mortgage Loans

Fri, 8 May 2009 11:00:00 -0700

The Federal Reserve Board has approved new rules that revise the disclosure requirements for mortgage loans.

U.S. Jobless Rate Up to 8.9 Percent?

Fri, 8 May 2009 06:00:00 -0700

The nation's unemployment rate rose to its highest level in more than 25 years to 8.9 percent in April.

Stress Tests on Banks Show $75 Billion in Capital Needed

Thu, 7 May 2009 06:00:00 -0700

The nation's unemployment rate rose to its highest level in more than 25 years to 8.9 percent in April.

What Makes Up Your Credit Score?

Tue, 5 May 2009 06:00:00 -0700

Everyone has a credit score, but most do not know what goes into creating this magical number. How does your credit score stack up?

First Time Home Buyer Tax Credit

Mon, 4 May 2009 06:00:00 -0700

Purchasing a home prior to December 1, 2009 as a first time buyer? Here is detailed information on the tax credit available for first time home buyers in the United States.

Is It The Right Time to Buy a New Car, Yet?

Sun, 3 May 2009 06:00:00 -0700

Are the prices really as low as the news stories claim? Is it really the right time to buy that new car? Should you buy from a domestic auto manufacturer?

Preventing the Flu: Good Health Habits Can Help Stop Germs

Sat, 2 May 2009 06:00:00 -0700

The single best way to prevent seasonal flu is to get vaccinated each year, but a vaccination for the H1N1 (swine flu) virus does not exist.

U.S. Factory Orders Down 0.9 Percent

Fri, 1 May 2009 06:00:00 -0700

New orders for manufactured goods in March, down seven of the last eight months, decreased $3.2 billion or 0.9 percent to $345.3 billion, the U.S. Census Bureau reported.

Chrysler Files for Bankruptcy

Thu, 30 Apr 2009 06:00:00 -0700

Chrysler announces the company will file for Chapter 11 bankruptcy and form an alliance with Fiat.

Flu Terms Defined And Tips For Preventing the Flu

Wed, 29 Apr 2009 06:00:00 -0700

Swine Influenza (swine flu) is a respiratory disease of pigs caused by type A influenza viruses that causes regular outbreaks in pigs. People do not normally get swine flu, but human infections can and do happen.

Finance Agency Reports Mortgage Interest Rates Up

Tue, 28 Apr 2009 06:00:00 -0700

The Federal Housing Finance Agency reported that the average interest rate on conventional 30-year, fixed-rate, mortgage loans of $417,000 or less increased 2 basis points to 5.05 percent in March.

Domestic Air Fares Drop in 4th Quarter

Sat, 18 Apr 2009 06:00:00 -0700

Average domestic air fares in the fourth quarter of 2008 were 3.7 percent lower.

Eastern Financial Florida Credit Union Placed In Conservatorship

Fri, 17 Apr 2009 06:00:00 -0700

Eastern Financial Florida Credit Union is Open and Operating; Member Accounts are Safe and Federally Insured.

Record Home Price Declines

Thu, 16 Apr 2009 06:00:00 -0700

United States home prices posted record declines in the fourth quarter of 2008 according to the Federal Housing Finance Agency?s House Price Index (HPI).

The Credit Cardholders? Bill of Rights

Wed, 15 Apr 2009 06:00:00 -0700

The United States House Financial Institutions and Consumer Credit Subcommittee Chairwoman Carolyn B. Maloney (D-NY) announced her plans to introduce the ?Credit Cardholders? Bill of Rights Act of 2009? in the House.

How to Survive a Recession

Tue, 14 Apr 2009 06:00:00 -0700

Recessions are financial challenges for people, businesses, and governments. The current economic situation is affecting more than the United States.

What To Do When Your Credit Card Company Raises Your Interest Rate

Mon, 13 Apr 2009 06:00:00 -0700

If you are one of the many credit card customers who have been notified that your interest rate suddenly is going up, then you are not alone.

Credit Union Deposits are Safe

Sun, 12 Apr 2009 06:00:00 -0700

Federally insured credit unions are one of the safest places to deposit money. Your deposits are backed by the federal government.

Top 10 Fuel Efficient Cars

Sat, 11 Apr 2009 06:00:00 -0700

Find out which cars make the cut for top 10 most fuel efficient models for 2009. Is the car you want on the list?

What To Do If You Are a Victim of Identity Theft

Fri, 10 Apr 2009 06:00:00 -0700

With this information, you will be able to get control of things and approach the situation with calm.

22 Ways to Help Prevent Identity Theft From Happening to You

Thu, 9 Apr 2009 06:00:00 -0700

Preventing identity theft is your first line of defense.

How An Identity Thief Operates

Wed, 8 Apr 2009 06:00:00 -0700

People who steal your identity have many ways of obtaining information to impersonate you on applications.

Does Your Home Need a Makeover?

Tue, 7 Apr 2009 06:00:00 -0700

Are you thinking of putting in a pool or deck this spring? Or how about a new porch or roof?

Stay Safe When You Use ATMs

Mon, 6 Apr 2009 06:00:00 -0700

ATMs are an amazing convenience, but be sure to always play it safe when using an ATM.

Ten Tips To Preserve Your Credit Rating

Sun, 5 Apr 2009 06:00:00 -0700

Follow these tips to keep your credit rating from falling lower and help it go higher.

Rebuild Your Nest Egg With Help From Your Credit Union

Sat, 4 Apr 2009 06:00:00 -0700

Investments that turn bad happen to the best of us. The only option is to switch to your backup plan.

Your Home Can Be a Source of Financing

Fri, 3 Apr 2009 06:00:00 -0700

Did you know that for many people the best and lowest-cost source of financing is, literally, right under their own feet in their own home.

Time To Get Debt Under Control: Consolidate Your Bills

Thu, 02 Apr 2009 06:00:00 -0700

Credit is like a lavish buffet of food: It's easy to overindulge, and you may pay the price later.

Bankruptcy Is No Easy Way Out

Wed, 01 Apr 2009 06:00:00 -0700

If you're to believe the ads, declaring bankruptcy is a quick and easy way to solve money problems. But except in cases of a total financial collapse bankruptcy is no cure-all.

Five Steps To Start Planning Retirement

Tue, 31 Mar 2009 06:00:00 -0700

It is never too early to start planning for your retirement. Planning should focus on finances and ways to make your retirement years more satisfying.

Getting A Tax Refund?

Mon, 30 Mar 2009 06:00:00 -0700

Are you expecting a tax refund check this year? Here are a few suggestions you can do with your refund.

Don't Get PHISHED by Online Crooks

Sun, 29 Mar 2009 06:00:00 -0700

One form of "PHISHING" occurs when online crooks steal the Credit Union's logo and/or copy its corporate image to send phony e-mails asking you to "verify" your account information.

Bitten By The Car Bug? Your Credit Union Has The Cure

Sat, 28 Mar 2009 06:00:00 -0700

If you've been bitten by the new car bug, the doctor is in. Call or stop by your local credit union for the best-known cure for car fever - a low-cost auto loan.

Avoid Becoming a Victim of Identity Theft

Fri, 27 Mar 2009 06:00:00 -0700

Identity theft occurs when a criminal uses your account or personal information and uses it to secure loans, credit cards, checks, merchandise, etc.

66 Ways To Save

Thu, 26 Mar 2009 06:00:00 -0700

If you've fallen into poor spending patterns, here's help.

Credit Union Membership is All in The Family

Wed, 25 Mar 2009 06:00:00 -0700

If you are a primary member of a credit union, members of your immediate family are eligible to join.

A Click In Time Saves Postage And Late Fees

Tue, 24 Mar 2009 06:00:00 -0700

Online bill pay from your credit union. Log on anytime and schedule your payments.

An Invitation To Join a Credit Union

Mon, 23 Mar 2009 06:00:00 -0700

Your credit union has been your financial friend for years. Now it is time for you to invite your family members to join your Credit Union.

Bankruptcy Filings Up In 2008

Thu, 5 Mar 2009 06:00:00 -0700

Bankruptcy filings in the federal courts rose 31 percent in calendar year 2008.

'Making Home Affordable' Loan Modification Program

Wed, 4 Mar 2009 06:00:00 -0700

The Obama Administration announced new U.S. Department of the Treasury guidelines to enable servicers to begin modifications of eligible mortgages under the Administration's Homeowner Affordability and Stability Plan - announced by President Barack Obama.

IRS Offers Free eFile

Wed, 11 Feb 2009 06:00:00 -0700

Did you know you can efile your federal income taxes for free directly through the IRS?

Beware of Credit Repair

Mon, 10 Nov 2008 06:00:00 -0700

Don't fall for the advertisements from companies claiming they can repair your credit.

Energy Tips Yield Big Savings

Mon, 27 Oct 2008 06:00:00 -0700

You don't have to spend a fortune to save energy for the upcoming winter. Just a few dollars and a little time spent can yield big savings.

Co-signing Loans: Use Caution

Mon, 20 Oct 2008 06:00:00 -0700

If you have children and/or grandchildren, chances are that they may ask you to co-sign a loan for them. A co-signed loan is required in instances where borrowers may be on the "border" in terms of creditworthiness.

International Credit Union Day

Thu, 16 Oct 2008 06:00:00 -0700

International Credit Union Day - October 16, 2008Who owns your credit union? You do! As not-for-profit, democratically controlled, member-owned cooperatives, credit unions exist to serve their members.

Home Mortgages From Your Credit Union (Part II)

Mon, 06 Oct 2008 06:00:00 -0700

The "credit crunch" is not affecting lending at your local credit union as much as the big banks.

$700 Billion Bail-out Plan to Include Credit Union Share Insurance Increase

Thu, 02 Oct 2008 06:00:00 -0700

$700 billion bail-out plan to increase NCUA-insured credit unions to $250,000.

The Green Party and the Credit Union Philosophy

Wed, 24 Sep 2008 06:00:00 -0700

Credit Unions Online recently was able to interview Laura Wells with the Green Party, a Past Candidate for California State Controller, 2002 and 2006 (www.laurawells.org).

Home Mortgages From Your Credit Union (Part I)

Mon, 22 Sep 2008 06:00:00 -0700

First-time home buyers are in the best position to take advantage of the current housing market.

Credit Unions Recover from Hurricane Ike

Mon, 15 Sep 2008 06:00:00 -0700

Credit Unions along the gulf coast, especially in the Houston/Galveston areas, are recovering from Hurricane Ike.

Buy Or Lease Your Next Vehicle?

Mon, 25 Aug 2008 06:00:00 -0700

The ads from car manufacturers and dealers are very tempting. Lease your next vehicle and significantly reduce your monthly car payment.

Tips To Maximize Gas Mileage

Mon, 18 Aug 2008 06:00:00 -0700

With high gas prices, Credit Union Member News wants to help you maximize your transportation dollars.

Credit Union Interest Rates Are Better for Consumers

Mon, 11 Aug 2008 06:00:00 -0700

Just one reason to belong to a credit union is for the better interest rates. Whether you are saving or borrowing money, credit unions offer better rates, on average, than for-profit financial institutions like banks.

Unemployment At Six Year High

Thu, 7 Aug 2008 06:00:00 -0700

U.S. Jobless claims rose to 455,000 last week. Economists were predicting 430,000.

Credit Unions Are Strong

Mon, 4 Aug 2008 06:00:00 -0700

The eighth U.S. bank, this year, was taken over by regulators last Friday, but Credit Unions are still strong.

US Housing Bill to Become Law

Mon, 28 Jul 2008 05:00:00 -0700

The housing bill has been sent to the White House for signing. After passing the House by a vote of 272-152 the U.S. Senate followed on Saturday, sending the bill to the president, and should be signed into law this week.

Credit Unions Online Goes International

Fri, 25 Jul 2008 05:00:00 -0700

Credit Unions Online is about to become more user-friendly to an additional 53 million people. Visits to Credit Unions Online from Australia, New Zealand, and Canada, have increased over the past few years. We are responding by launching international versions of Credit Unions Online beginning August 2008.

US Federal Minimum Wage Increase Goes Into Effect

Thu, 24 Jul 2008 05:00:00 -0700

The US federal minimum wage increase goes into effect today, but will you be better off? The new minimum is $6.55 per hour. If you are paid minimum wage your increase may turn out to not be an increase at all.

Staycations: The Relaxing and Affordable Alternative to Vacations

Mon, 21 Jul 2008 05:00:00 -0700

Cash Versus Plastic

Wed, 16 Jul 2008 05:00:00 -0700

Using cash or plastic to make purchases is not a new debate. Credit cards have practically become a necessity in our culture of purchasing what we want when we want it. Along with online purchases, credit cards make renting cars easier. But next time you reach in your wallet for the credit card, use your credit union's debit card instead.

Fed Issues New Truth in Lending Regulations

Mon, 14 Jul 2008 05:00:00 -0700

The federal reserve today issued new Truth in Lending rules to protect borrowers. The rules are aimed at promoting responsible lending and will affect all banks and mortgage brokers.

IRS Warns of Economic Stimulus Payment Scams

Fri, 11 Jul 2008 05:00:00 -0700

The Internal Revenue Service is warning taxpayers of phishing scams over the past couple of months related to the stimulus rebate checks. Since May 2008 over 700 incidents of phishing have been reported to the IRS. Nearly 1,600 scams have already been reported in 2008.

Access Your Credit Union Account While Traveling

Wed, 9 Jul 2008 05:00:00 -0700

Credit Unions do not have offices on every corner across the country like a nationwide bank, or do they? Belonging to a credit union, instead of a multi-national bank, does not mean you have fewer services with less convenience.

Start Preparing For The Holidays Now

Mon, 7 Jul 2008 05:00:00 -0700

The title of this article is not a misprint. It is still July, but the holidays are a few short months away.

Keep Track of Your Credit Report

Thu, 3 Jul 2008 05:00:00 -0700

Which credit bureau will your credit union, auto dealer, mortgage broker, or credit card company check? Quite often all three will be reviewed and the lowest score can determine your interest rate.