Creditwindow's Blog

Getting Serious With Your Finances

creditwindow — Thu, 24 Jan 2013 21:44:14 +0000

With the start of a new year I felt it was time for a new post on keeping your personal finances in order. Whilst Creditwindow can offer a wide range of financial tools and products to help you its important to remember that resolving any finance related issue really lies with number 1 - you.

Protection For Consumers Under New Payday Loan Bill

creditwindow — Wed, 28 Nov 2012 22:32:34 +0000

In a new turn of events the British Government are introducing new laws to allow restrictions to be enforced on payday loan interest rates. The Government is to make amendments to the Financial Services Bill to give the new Financial Conduct Authority (FCA - the replacement for the FSA) new powers to limit the high charges imposed by payday loan firms.

Can Payday Loans Repair Poor Credit Scores – Revisited

creditwindow — Mon, 17 Sep 2012 20:28:19 +0000

I was re-reading an article on payday loans and credit scores that I wrote back in November 2011 and realised that it hadn’t really answered the question. Well – it hadn’t answered the question to my satisfaction, which is why I felt it needed addressing again – so consider this article it’s official SEQUEL! After [...]

Brits Driven Off Roads By Growing Petrol Costs

creditwindow — Mon, 10 Sep 2012 08:27:04 +0000

Recent figures by the Department of Transport suggests that the ever increase in fuel prices are not only “fuelling” the recession but are actually pricing British motorists off the road completely. With the cost of petrol teetering on the 140p per litre mark there is a very real fear that the ongoing hikes are simply [...]

Young Drivers: Reduce The Cost Of Insurance With Telematics

creditwindow — Thu, 06 Sep 2012 14:05:21 +0000

Are you currently learning to drive? If so there is a chance you’re learning with an instructor with the odd bit of tuition from a kindly parent. If you’re like any other young learner driver out there you’re probably a bit worried about how much your young drivers insurance is going to cost once you [...]

How to Control Anxiety Over Bad Credit

creditwindow — Thu, 30 Aug 2012 19:41:27 +0000

It’s not uncommon to find yourself in a poor financial situation. Layoffs, underperforming investments, unforeseen expenses, and budgeting mistakes can all lead to issues with managing your finances, and when those issues start to cause debt, it can lead to bad credit. Bad credit affects people more than just financially. It can also lead to [...]

UK Workforce Turning To Payday Loans, According to Unite

creditwindow — Wed, 27 Jun 2012 22:46:37 +0000

According to research undertaken by Unite increasing numbers of workers are turning to payday loans since their wages run out before month-end. According to the report London-based workers are thought to borrow the large majority of payday loans for housing. The report suggested that two fifths of workers who take out these short term loans [...]

Transform Your Nest into a Pot of Gold

creditwindow — Sat, 16 Jun 2012 19:34:37 +0000

A few decades back, when a person retired, he / she did not have to worry much about expenses and how to meet them. The average amount of money that a working individual could save was enough for the retirement years. With the increase in the cost of living and the lack of a proportionate [...]

Take Steps – Keep the Debt Collectors at Bay

creditwindow — Sat, 09 Jun 2012 15:52:06 +0000

A credit card is something that we all have and need. Be it an impulsive shopping spree or an unforeseen medical expense, a credit card has always been our friend. The importance of a credit card can hardly be overstated. The problems begin when you start receiving the bills. If not paid on time, they [...]

Wear a uniform? Pay less Tax

creditwindow — Sat, 09 Jun 2012 15:41:29 +0000

Do you have a uniform or work clothes that you have to wear to work? Then you can make your uniform act as a source of tax refund. The HMRC allows a set amount of tax refund for the maintenance of the work uniform. It includes anything from a simple t-shirt to an elaborate uniform [...]