CRL - Other Consumer Loans http://www.responsiblelending.org feed-51155005 web@responsiblelending.org 2010 Center for Responsible Lending Convio Content Management System Module en-us http://www.responsiblelending.org/styles/images/crl-logotag.jpg CRL - Other Consumer Loans http://www.responsiblelending.org www.responsiblelending.org-683747898 Response to House Financial Services Committee Report on the CFPB and Indirect Auto Lending http://www.responsiblelending.org/other-consumer-loans/auto-financing/research-analysis/response-to-house-financial.html No description available Wed, 09 Dec 2015 00:00:00 -0600 www.responsiblelending.org-677018533 Road to Nowhere: Car Dealer Interest Rate Markups Lead to Higher Interest Rates, Not Discounts http://www.responsiblelending.org/other-consumer-loans/auto-financing/research-analysis/road-to-nowhere.html For the vast majority of car loan borrowers, car dealer interest rate mark ups make their loans unnecessarily more expensive than if a flat fee compensation system were in place. This is the finding of a review of recent industry data by the Center for Responsible Lending. In a recent study, Charles River Associates suggested that if the CFPB required lenders to pay dealers through a flat rate compensation system, the cost to borrowers would outweigh the benefits of eliminating discriminatory impact. However, a closer review of the data and the assumptions that Charles River Associates used to make that claim reveal that that if lenders did move to a flat rate compensation system borrowers would overwhelmingly benefit. Thu, 12 Nov 2015 00:00:00 -0600 www.responsiblelending.org-667895447 Report Shows Payday, Car Title Lenders Moving Into Unsafe Installment Loans http://www.responsiblelending.org/other-consumer-loans/car-title-loans/research-analysis/report-shows-payday-car.html No description available Thu, 01 Oct 2015 00:00:00 -0500 www.responsiblelending.org-667832188 Expanding Access to Credit Through Online Marketplace Lending http://www.responsiblelending.org/other-consumer-loans/online-marketplace-lending-treasury2015.html No description available Thu, 01 Oct 2015 00:00:00 -0500 www.responsiblelending.org-653634692 Oppose HR 1210 Portfolio Lending and Mortgage Access Act http://www.responsiblelending.org/other-consumer-loans/auto-financing/research-analysis/oppose-hr-1210-portfolio.html No description available Tue, 28 Jul 2015 00:00:00 -0500 www.responsiblelending.org-653633032 Oppose HR 1737 Reforming CFPB Indirect Auto Financing Guidance Act http://www.responsiblelending.org/other-consumer-loans/auto-financing/research-analysis/oppose-hr-1737-reforming-cfpb.html No description available Tue, 28 Jul 2015 00:00:00 -0500 www.responsiblelending.org-647802357 Comment Letter to National Automobile Dealers Association http://www.responsiblelending.org/other-consumer-loans/auto-financing/research-analysis/comment-letter-to.html No description available Tue, 30 Jun 2015 00:00:00 -0500 www.responsiblelending.org-637235677 Issues and Outcomes Report: January to December 2014 http://www.responsiblelending.org/other-consumer-loans/issues-and-outcomes-report-1.html In a new report, the Center for Responsible Lending – along with Americans for Financial Reform – examines the impact of advocacy efforts of policy and regulation. The report take stock of both wins (actions that support or defend consumer protections) and losses (actions that jeopardize or reduce consumer protections). Mon, 11 May 2015 00:00:00 -0500 www.responsiblelending.org-645686299 Predatory Practices within Subprime Auto Lending Market http://www.responsiblelending.org/other-consumer-loans/auto-financing/research-analysis/predatory-practices-testimony-april2015.html No description available Thu, 23 Apr 2015 00:00:00 -0500 www.responsiblelending.org-632745055 State, Federal Regulator Actions Highlight Widespread Debt Buyer Abuses http://www.responsiblelending.org/other-consumer-loans/debt-settlement/research-analysis/state-federal-regulator.html No description available Tue, 21 Apr 2015 00:00:00 -0500