CRL - Other Consumer Loans http://www.responsiblelending.org feed-51155005 web@responsiblelending.org 2010 Center for Responsible Lending Convio Content Management System Module en-us http://www.responsiblelending.org/styles/images/crl-logotag.jpg CRL - Other Consumer Loans http://www.responsiblelending.org www.responsiblelending.org-415392001 CRL to Senate Banking Committee: Confirm CFPB's Cordray http://feedproxy.google.com/~r/CrlOtherConsumerLoans/~3/95S6707JiuM/crl-to-senate-banking.html No description available Tue, 19 Mar 2013 00:00:00 -0500 http://www.responsiblelending.org/other-consumer-loans/consumer-financial-protection-bureau/research-analysis/crl-to-senate-banking.html www.responsiblelending.org-409575859 Driven to Disaster: Car-Title Lending and Its Impact on Consumers http://feedproxy.google.com/~r/CrlOtherConsumerLoans/~3/I3RH8gdug3U/driven-to-disaster.html Research from CRL and Consumer Federation of America finds that car-title loans cost U.S. consumers $3.6 billion in interest on $1.6 billion in loans. According to the research, car-title lenders operate 7,730 stores in at least 21 states and make 1.7 million loans annually. Thu, 28 Feb 2013 00:00:00 -0600 http://www.responsiblelending.org/other-consumer-loans/car-title-loans/research-analysis/driven-to-disaster.html www.responsiblelending.org-401141702 CRL Comments to CFPB 0n Proposed Remittance Transfer Rule http://feedproxy.google.com/~r/CrlOtherConsumerLoans/~3/XkfWyibfvgs/crl-comments-to-cfpb-on-remittances.html Comments submitted by CRL and National Council of La Raza concerning the proposed revision of theConsumer Financial Protection Bureau to its final rulemaking onremittance transfers under the Electronic Fund Transfers Act (EFTA). Tue, 29 Jan 2013 00:00:00 -0600 http://www.responsiblelending.org/other-consumer-loans/consumer-financial-protection-bureau/research-analysis/crl-comments-to-cfpb-on-remittances.html www.responsiblelending.org-357958250 Comment to CFPB: The financial exploitation of older Americans http://feedproxy.google.com/~r/CrlOtherConsumerLoans/~3/pXs2AGeYswA/crl-comment-cfpb-on-financial-exploitation-of-seniors.html CRL told the CFPB of abusive financial practices against older Americans. More than 13 million older adults live on $21,800 a year or less. Further, the average credit card debt for these consumers is now more than $9,000 – the highest average balance of any group. Mon, 20 Aug 2012 00:00:00 -0500 http://www.responsiblelending.org/other-consumer-loans/consumer-financial-protection-bureau/research-analysis/crl-comment-cfpb-on-financial-exploitation-of-seniors.html www.responsiblelending.org-350646244 New Poll Shows Continued Broad Support for Financial Reforms and Consumer Protections http://feedproxy.google.com/~r/CrlOtherConsumerLoans/~3/hCd47mWc2IA/new-poll-shows-continued.html No description available Wed, 18 Jul 2012 00:00:00 -0500 http://www.responsiblelending.org/other-consumer-loans/consumer-financial-protection-bureau/research-analysis/new-poll-shows-continued.html www.responsiblelending.org-351214595 CRL Remarks at CFPB Credit Reporting Field Hearing http://feedproxy.google.com/~r/CrlOtherConsumerLoans/~3/6rIl7SZAD5Y/crl-remarks-at-cfpb-credit-reporting-hearing.html Remarks by Bill Sermons, Research Director Center for Responsible Lending before the Credit Reporting Field Hearing convened by the Consumer Financial Protection Bureau in Detroit, Michigan on July 16, 2012. Mon, 16 Jul 2012 00:00:00 -0500 http://www.responsiblelending.org/other-consumer-loans/consumer-financial-protection-bureau/research-analysis/crl-remarks-at-cfpb-credit-reporting-hearing.html www.responsiblelending.org-321077926 Deal or No Deal: How Yo-Yo Scams Rig the Game against Car Buyers http://feedproxy.google.com/~r/CrlOtherConsumerLoans/~3/os8fgJ_9Pck/deal-or-no-deal-how-yoyo-scams-rig-the-game.html This latest paper by CRL provides a clear picture of the prevalence of yo-yo scams, insight into how yo-yo scams are perpetrated, and identifies which consumers are most likely to be targeted by dealers for this scam. Wed, 04 Apr 2012 00:00:00 -0500 http://www.responsiblelending.org/other-consumer-loans/auto-financing/research-analysis/deal-or-no-deal-how-yoyo-scams-rig-the-game.html www.responsiblelending.org-323865209 Dealer Markup of Interest Rates is an Unfair and Deceptive Practice http://feedproxy.google.com/~r/CrlOtherConsumerLoans/~3/MsD8LySUP54/dealer-markup-of-interest-rates-is-unfair-and-deceptive.html The Federal Trade Commission has the authority to deem dealer markups of interest rates as an unfair and deceptive practice, according to this comment letter filed by the Center for Responsible Lending. Fri, 30 Mar 2012 00:00:00 -0500 http://www.responsiblelending.org/other-consumer-loans/auto-financing/research-analysis/dealer-markup-of-interest-rates-is-unfair-and-deceptive.html www.responsiblelending.org-317633100 The Party’s Over for Quickie Tax Loans: But Traps Remain for Unwary Taxpayers http://feedproxy.google.com/~r/CrlOtherConsumerLoans/~3/5uz7MuwCbpc/the-partys-over-for-quickie-tax-loans-rals.html The 2012 annual report on the tax refund anticipation loan (RAL) industry from the National Consumer Law Center and Consumer Federation of America. Wed, 29 Feb 2012 00:00:00 -0600 http://www.responsiblelending.org/other-consumer-loans/refund-anticipation-loans/research-analysis/the-partys-over-for-quickie-tax-loans-rals.html www.responsiblelending.org-319464582 High-Cost Loans Among the Unbanked http://feedproxy.google.com/~r/CrlOtherConsumerLoans/~3/txfwgBtweVM/browse-by-author-browse-by.html There are dramatic behavioral differences among the banked and unbanked in their use refund anticipation checks (RACs) and refund anticipation loans (RALs). Fri, 10 Feb 2012 00:00:00 -0600 http://www.responsiblelending.org/other-consumer-loans/refund-anticipation-loans/research-analysis/browse-by-author-browse-by.html