http://www.responsiblelending.org feed-51155136 web@responsiblelending.org 2010 Center for Responsible Lending Convio Content Management System Module en-us http://www.responsiblelending.org/styles/images/crl-logotag.jpg http://www.responsiblelending.org www.responsiblelending.org-323845311 http://feedproxy.google.com/~r/CrlToolsAndResources/~3/EfKx0-qBI1I/top-seven-yo-yo-scam-reasons.html In a typical yo-yo transaction, the dealer cancels the original deal after a few days (or weeks in some cases) and forces the consumer to return to the dealership with the newly purchased car. Here are the top seven reasons dealers give for why the financing "fell through." Wed, 04 Apr 2012 00:00:00 -0500 http://www.responsiblelending.org/other-consumer-loans/auto-financing/tools-resources/top-seven-yo-yo-scam-reasons.html www.responsiblelending.org-238370628 http://feedproxy.google.com/~r/CrlToolsAndResources/~3/knC59SjRkGU/yo-yo-scams.html No description available Mon, 02 Apr 2012 00:00:00 -0500 http://www.responsiblelending.org/other-consumer-loans/auto-financing/tools-resources/yo-yo-scams.html www.responsiblelending.org-318867983 http://feedproxy.google.com/~r/CrlToolsAndResources/~3/LKbqgvKCZDU/mortgage-relief.html Have you been through a foreclosure or are you struggling with a mortgage now? The National Mortgage Settlement will offer various forms of relief for distressed families who qualify. This preliminary guide offers information on the different types of relief available and who is eligible to apply for help. Mon, 12 Mar 2012 00:00:00 -0500 http://www.responsiblelending.org/mortgage-lending/tools-resources/mortgage-relief.html www.responsiblelending.org-313599511 http://feedproxy.google.com/~r/CrlToolsAndResources/~3/Ylb92funzA0/bank-payday-lending-storify.html CRL rounds up articles, pics, videos and online chatter about banks making predatory payday loans. Tue, 21 Feb 2012 00:00:00 -0600 http://www.responsiblelending.org/payday-lending/tools-resources/bank-payday-lending-storify.html www.responsiblelending.org-312363051 http://feedproxy.google.com/~r/CrlToolsAndResources/~3/fDksDCpypQ8/overdraft-loans-storified.html No description available Thu, 16 Feb 2012 00:00:00 -0600 http://www.responsiblelending.org/overdraft-loans/tools-resources/overdraft-loans-storified.html www.responsiblelending.org-311562586 http://feedproxy.google.com/~r/CrlToolsAndResources/~3/QPyAeJ9lL-M/car-loan-dealer-markup-quiz.html Dealers imposed over $25.8 billion in hidden interest charges on car buyers in 2009, yet car loans remain one of the least transparent and consumer loans in the market. Test your knowledge of one most costly lending practices in auto lending: dealer interest rate markups. Tue, 14 Feb 2012 00:00:00 -0600 http://www.responsiblelending.org/other-consumer-loans/auto-financing/tools-resources/car-loan-dealer-markup-quiz.html www.responsiblelending.org-308709371 http://feedproxy.google.com/~r/CrlToolsAndResources/~3/Oo1V755XcII/behind-the-veil-bank-payday.html The numbers show that bank customers that take payday loans based on their direct deposit advance get caught in the same high-cost debt trap that storefront payday loan borrowers do. These 365% loans siphon fees from the customer's bank account over and over as the cycle continues. But customers may not recognize them as payday loans because they are named differently. Fri, 03 Feb 2012 00:00:00 -0600 http://www.responsiblelending.org/payday-lending/tools-resources/behind-the-veil-bank-payday.html www.responsiblelending.org-298171958 http://feedproxy.google.com/~r/CrlToolsAndResources/~3/KECR-2DQaRI/buy-here-pay-here-abuses.html Find out how "Buy Here, Pay Here" dealers work and what abuses you need to watch out for next time you decide to finance your next vehicle through of a "Buy Here, Pay Here" dealer. Tue, 20 Dec 2011 00:00:00 -0600 http://www.responsiblelending.org/other-consumer-loans/auto-financing/tools-resources/buy-here-pay-here-abuses.html www.responsiblelending.org-293770936 http://feedproxy.google.com/~r/CrlToolsAndResources/~3/6mG8W3qNuaE/bankpaydaylending.html A few big banks are making predatory payday loans to their customers at 400% interest. These loanshark-style products create a cycle of high-cost debt that sinks borrowers in financial quicksand for months, even years. Fri, 02 Dec 2011 00:00:00 -0600 http://www.responsiblelending.org/payday-lending/tools-resources/bankpaydaylending.html www.responsiblelending.org-288911850 http://feedproxy.google.com/~r/CrlToolsAndResources/~3/1qb3bGe3dgk/foreclosure-damage-index.html Key foreclosure stats from CRL's "Lost Ground, 2011" report. Includes demographic information that shows a disparate impact on communities of color. Thu, 17 Nov 2011 00:00:00 -0600 http://www.responsiblelending.org/mortgage-lending/tools-resources/foreclosure-damage-index.html