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	<title>Cross Keys Auto | St. Louis Missouri Used Car Dealers Blog</title>
	
	<link>http://blog.crosskeysauto.com</link>
	<description>Used Car Sales &amp; Financing | St. Louis, MO | Guaranteed Car Credit on 600+ Used Trucks &amp; Cars for Sale in Missouri (MO) | Call Us Now at 888.636.2325!</description>
	<lastBuildDate>Tue, 10 Aug 2010 23:10:11 +0000</lastBuildDate>
	<language>en</language>
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		<title>Subaru Recalls</title>
		<link>http://feedproxy.google.com/~r/CrossKeysAutoBlogPosts/~3/B8NiP1f9JuU/</link>
		<comments>http://blog.crosskeysauto.com/2010/08/10/subaru-recalls/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 23:10:11 +0000</pubDate>
		<dc:creator>crosskeys_blogger</dc:creator>
		
		<guid isPermaLink="false">http://blog.crosskeysauto.com/?p=1225</guid>
		<description><![CDATA[Cross Keys Auto Used Car Sales Dealer in St. Louis would like to announce the latest in recalls for Subaru is the Outback and Legacy models, being recalled due to faulty wiring behind the steering wheel; the wires were found to be at risk of cracking and breaking, which could interfere with the normal functioning [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.crosskeysauto.com/wp-content/uploads/2010/08/steering-wheel.jpg"><img class="alignright size-medium wp-image-1244" src="http://blog.crosskeysauto.com/wp-content/uploads/2010/08/steering-wheel-300x200.jpg" alt="" width="300" height="200" /></a>Cross Keys Auto <a title="Used Car Sales near Hazelwood" href="http://www.crosskeysauto.com" target="_self">Used Car Sales </a>Dealer in St. Louis would like to announce the latest in recalls for Subaru is the Outback and Legacy models, being recalled due to faulty wiring behind the steering wheel; the wires were found to be at risk of cracking and breaking, which could interfere with the normal functioning of the steering wheel. If this happens, some vehicle functions with controls on the steering wheel—such as the horn, cruise and radio controls, paddle shifters, and even the driver&#8217;s airbag, including problems with deployment of the air bag—could fail.<br />
Approximately 74,000 Outback and Legacy models are thought to be affected by the faulty steering wheel wiring issue, models that were assembled between February 16, 2009 and April 12, 2010. Consumers who own one of the affected vehicles are asked to contact their local Subaru dealer; they will then be checked to see if they have the faulty steering roll connector; all Subaru Legacy and Outback models found to have the problem will be fixed at no cost. For more details on this latest recall contact NHTSA on 1-888-327-4236 (TTY 1-800-424-9153) or visit Safecar.gov<br />
Earlier this year, Subaru recalled 30,000 Outback Legacy models due to a faulty CVT cooling hose. Other 2010 Subaru models were recalled due to steering grease issue—a particular type of grease was used on the steering roll connector in some 2010 Legacy and Outback models which prompted the automaker to recall vehicles.<br />
In March of 2010, Subaru notified NHTSA about a defect in certain 2010 Subaru and Outback passenger cars that were manufactured from September 4th 2009 through March 8th of 2010. The door latch cables, which are located inside the vehicle&#8217;s driver and front passenger doors, were not positioned properly during production, resulting in the cable being at high risk to catch in the door glass regulator when the window is being rolled up, which could cause an unexpected unlatching and opening of the door. This could result in an occupant being ejected from the car, and/or driver distraction which could lead to a crash.</p>
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		<title>Risk of Driving While Drowsy</title>
		<link>http://feedproxy.google.com/~r/CrossKeysAutoBlogPosts/~3/DDBnpcpju54/</link>
		<comments>http://blog.crosskeysauto.com/2010/08/10/risk-of-driving-while-drowsy/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 22:56:33 +0000</pubDate>
		<dc:creator>crosskeys_blogger</dc:creator>
		
		<guid isPermaLink="false">http://blog.crosskeysauto.com/?p=1222</guid>
		<description><![CDATA[Cross Keys Auto Used Car Dealer in St. Louis promotes safe driving and auto safety education.  Driving when drowsy is a major risk factor, believe it or not, motorists who get behind the wheel of an automobile when they are drowsy have impairments in judgment similar to those motorists driving under the influence of alcohol [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.crosskeysauto.com/wp-content/uploads/2010/08/drowsy-driver.jpg"><img class="alignright size-medium wp-image-1242" src="http://blog.crosskeysauto.com/wp-content/uploads/2010/08/drowsy-driver-201x300.jpg" alt="" width="201" height="300" /></a>Cross Keys Auto <a title="Certified Used Car Dealer near Florissant" href="http://www.crosskeysauto.com" target="_self">Used Car Dealer</a> in St. Louis promotes safe driving and auto safety education.  Driving when drowsy is a major risk factor, believe it or not, motorists who get behind the wheel of an automobile when they are drowsy have impairments in judgment similar to those motorists driving under the influence of alcohol experience. Simply put; a tired driver is a danger to himself and others.</p>
<p>Surprisingly, a recent study showed that the majority of crashes and near-crashes actually occur during daytime hours, when roads are more crowded, not at night as many people may think. But sleep-related accidents at night tend to be more serious because they are more likely to occur on high-speed highways and rural roads, when the driver is traveling at dangerously higher speeds and, in most cases, driving alone.</p>
<p>The 18-20 year old age group in one study was involved in five times more fatigue-related accidents and near-accidents than any other group, most likely due to inexperience in driving combined with teenagers notorious habits of irregular sleep patterns.</p>
<p>Work also played a role in the outcome of the study; interviews with drivers after crashes indicated that drowsy drivers were nearly twice as likely to work at more than one job and their primary job was much more likely to involve working the night shift.</p>
<p>The incidence of fatigue-related accidents has been steadily increasing with more and more cars on the road and with the rise in the number of motorists commuting further than ever today. Driving while drowsy is very dangerous, resulting in thousands of fatal accidents yearly.</p>
<p>Be sure to avoid driving when sleep deprived and observe some safety principals such as pulling over to rest after driving too many hours, making sure to have a passenger to talk to in order to help keep you awake on long road trips, and getting plenty of sleep before traveling.</p>
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		<title>GM Will Launch First Compressed Gas Vehicle</title>
		<link>http://feedproxy.google.com/~r/CrossKeysAutoBlogPosts/~3/4q22NwNkIJU/</link>
		<comments>http://blog.crosskeysauto.com/2010/08/10/gm-will-launch-first-compressed-gas-vehicle/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 22:52:50 +0000</pubDate>
		<dc:creator>crosskeys_blogger</dc:creator>
		
		<guid isPermaLink="false">http://blog.crosskeysauto.com/?p=1216</guid>
		<description><![CDATA[As green technology continues to grow and evolve there is much controversy about potential negative effects of natural gas on the environment; natural gas may be even worse for the planet than coal. In fact, using natural gas rather than diesel in vehicles could actually increase climate change, according to Robert Howarth, professor of ecology [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.crosskeysauto.com/wp-content/uploads/2010/08/new-work-van.jpg"><img class="alignright size-medium wp-image-1240" src="http://blog.crosskeysauto.com/wp-content/uploads/2010/08/new-work-van-200x300.jpg" alt="" width="200" height="300" /></a>As green technology continues to grow and evolve there is much controversy about potential negative effects of natural gas on the environment; natural gas may be even worse for the planet than coal. In fact, using natural gas rather than diesel in vehicles could actually increase climate change, according to Robert Howarth, professor of ecology and environmental biology at Cornell University. &#8220;You&#8217;re aggravating global warming more if you switch,&#8221; he says.</p>
<p>Although preliminary studies may suggest that natural gas could contribute far more to global warming than previously thought, it looks as though Congress may be asking for support of a bill that would replace diesel with natural gas in heavy vehicles. General Motors is on board.</p>
<p>Natural gas is available in abundance, and can offer a solution to the U.S. dependence on foreign oil. With the future of green technology possibly moving in the direction of natural gas, General Motors has announced the finalization of the all new Compressed Natural Gas (CNG)-powered van named the Chevrolet “Express,” as well as a full-size van called the “Savana” for GM’s fleet consumers to have the option of a CNG fuel system.</p>
<p>GM says the vans will all meet (EPA) and California Air Resources Board (CARB) emission certification requirements, although there are arguments regarding whether or not natural gas is substantially cleaner than diesel. Some environmentalists are saying that the reports of emission of about 25% less greenhouse gas are false, but for now, GM plans to capitalize on the 25% fewer emissions.</p>
<p>Once the CNG system is integrated into the vans, they can be shipped to specialty vehicle manufacturers to have commercial equipment added, or directly to GM dealers. The Savana is projected to be available in the fall of 2010, so while the jury is still out on the safety of natural gas, it seems that final emissions testing and evaluation of environmental effects of natural gas vehicles can be conducted on real life automobiles on the road.</p>
<p>If you are in the market for a fuel efficient vehicle, see your local Cross Keys Auto Dealer for a great line-up of <a title="Used Cars near West County" href="http://www.crosskeysauto.com" target="_self">used cars</a>, trucks, and SUV’s.</p>
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		<title>Auto News-Chrysler Arbitration Verdict is In</title>
		<link>http://feedproxy.google.com/~r/CrossKeysAutoBlogPosts/~3/vUemx_GZTNo/</link>
		<comments>http://blog.crosskeysauto.com/2010/08/10/auto-news-chrysler-arbitration-verdict-is-in/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 22:44:20 +0000</pubDate>
		<dc:creator>crosskeys_blogger</dc:creator>
		
		<guid isPermaLink="false">http://blog.crosskeysauto.com/?p=1214</guid>
		<description><![CDATA[Cross Keys Auto in St. Louis wants to keep its customers informed regarding the latest automotive news, in July, the final verdict is in for Chrysler arbitration cases; final count: 73 wins and 32 losses for Chrysler Corporation resulting from law suits that were filed against the company when it closed 789 dealerships after bankruptcy [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.crosskeysauto.com/wp-content/uploads/2010/08/arbitration.jpg"><img class="alignright size-medium wp-image-1238" src="http://blog.crosskeysauto.com/wp-content/uploads/2010/08/arbitration-300x199.jpg" alt="" width="300" height="199" /></a>Cross Keys Auto in St. Louis wants to keep its customers informed regarding the latest automotive news, in July, the final verdict is in for Chrysler arbitration cases; final count: 73 wins and 32 losses for Chrysler Corporation resulting from law suits that were filed against the company when it closed 789 dealerships after bankruptcy in 2009. The arbitration hearings, which were mandated by Congress, began in April this year and continued through the middle of July, with the final decisions being announced this week.</p>
<p>The arbitrators that ruled in favor of Chrysler made reference to the company’s post bankruptcy strategy to merge Chrysler, Dodge, Ram, and Jeep together into single dealerships.</p>
<p>For the dealerships that won their cases, the main factors that supported the decisions were how fast Chrysler closed the dealerships, as well as how many total dealerships were closed; in fact, the Inspector General for the U.S. Troubled Relief Program had investigated those issues as well.</p>
<p>Lawyers who represented the dealers stated that more of them would have won provided the audit by Neil Barofsky had been released, giving arbitrators access to the information gathered from the audit before making their final decisions.</p>
<p>According to one lawyer, “Chrysler had absolutely no proof that dealership closing would save Chrysler a nickel; had this report been available at arbitration, I believe all the dealers would have been successful in arbitration. All Chrysler relied upon was unproved theory and tried to dress it up as fact. It was the king&#8217;s new clothes.”</p>
<p>29 dealerships that won their cases have signed agreement letters so far and although the decision is final, there continues to be some post-arbitration discussion between Chrysler and many of the dealerships that will be reinstated in an attempt to negotiate the conditions of the dealerships re-opening.</p>
<p>There are still some issues related to Chrysler’s requirement of the reinstated dealerships that goes above and beyond what the existing dealerships are forced to do as far as facility upgrades, and two dealerships so far have filed lawsuits regarding those issues.</p>
<p>If you are in the market for a used vehicle, ask about the <a title="Guaranteed Credit near Saint Louis" href="http://www.crosskeysauto.com" target="_self">guaranteed credit</a> program at Cross Keys Auto.</p>
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		<title>GM Announces Price of the Chevy Volt</title>
		<link>http://feedproxy.google.com/~r/CrossKeysAutoBlogPosts/~3/exJi10Ua9rM/</link>
		<comments>http://blog.crosskeysauto.com/2010/08/10/gm-announces-price-of-the-chevy-volt/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 22:31:12 +0000</pubDate>
		<dc:creator>crosskeys_blogger</dc:creator>
		
		<guid isPermaLink="false">http://blog.crosskeysauto.com/?p=1212</guid>
		<description><![CDATA[GM has finally announced the official price for the Chevy Volt, the first extended range electric vehicle to be mass produced by GM.  A brand new Volt will cost buyers $41,000 MRSP, compared to its number one competitor, the Nissan Leaf selling for a little over $32,000.  After the $7,500 tax credit, the bottom line [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.crosskeysauto.com/wp-content/uploads/2010/08/chevy-voltt.jpg"><img class="alignright size-medium wp-image-1233" src="http://blog.crosskeysauto.com/wp-content/uploads/2010/08/chevy-voltt-300x199.jpg" alt="" width="300" height="199" /></a>GM has finally announced the official price for the Chevy Volt, the first extended range electric vehicle to be mass produced by GM.  A brand new Volt will cost buyers $41,000 MRSP, compared to its number one competitor, the Nissan Leaf selling for a little over $32,000.  After the $7,500 tax credit, the bottom line price drops to a much more realistic $33,500 (but the Nissan Leaf’s price will go down proportionally, as well).</p>
<p>Although the sticker price may be out of range for many a consumer’s budget, GM is offering an affordable lease program at only $350 per month that may widen the market for consumers who qualify for the electric hybrid. The biggest drawback to the lease program will be that the first $2,500 is due upfront. The good news—the tax credit also applies. For a leasee who qualifies for the full amount of the tax credit, the monthly payment drops to around what a consumer would pay for a Chevy Impala.</p>
<p>Buyers will get a 6-year, 100k corrosion protection and 8-years on the battery packs, and the leased vehicles will be covered under warranty for the full 3-year term of the lease. Volt owners will be provided significant battery and vehicle warranties. The Volt’s lithium-ion battery is covered by a transferable warranty of eight years or 100,000 miles. In addition, Chevrolet will provide a 3-year/36,000-mile bumper-to-bumper coverage, and a 5-year/100,000-mile roadside assistance, courtesy transportation, and limited gas engine coverage.</p>
<p>If you are in the market for a more affordable economy car, see your local St. Louis Cross Keys Auto and ask about our <a title="Guaranteed Financing near St. Louis" href="http://www.crosskeysauto.com" target="_self">guaranteed financing</a> program today.</p>
<p>GM plans to initially ship 10,000 Volts, many of which are already spoken for with pre-orders. The Volt is not considered to be a vehicle everyone can afford, but being the first mass produced EV vehicle launched in the U.S., the price is the highest out of the gate.</p>
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		<title>Select The Best Child Safety Seat</title>
		<link>http://feedproxy.google.com/~r/CrossKeysAutoBlogPosts/~3/dUHssIACP90/</link>
		<comments>http://blog.crosskeysauto.com/2010/08/10/select-the-best-child-safety-seat/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 22:27:01 +0000</pubDate>
		<dc:creator>crosskeys_blogger</dc:creator>
		
		<guid isPermaLink="false">http://blog.crosskeysauto.com/?p=1208</guid>
		<description><![CDATA[New parents looking to provide the safest child car seat for their infant may find that there is more to selecting the best baby car seat than they initially realized, and to complicate matters more, there have been many recalls on seats that were deemed a safety hazard. So, how do parents know they are [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.crosskeysauto.com/wp-content/uploads/2010/08/child-safety-seat.jpg"><img class="alignright size-medium wp-image-1231" src="http://blog.crosskeysauto.com/wp-content/uploads/2010/08/child-safety-seat-199x300.jpg" alt="" width="199" height="300" /></a>New parents looking to provide the safest child car seat for their infant may find that there is more to selecting the best baby car seat than they initially realized, and to complicate matters more, there have been many recalls on seats that were deemed a safety hazard. So, how do parents know they are getting the safest car seat for their child?</p>
<p>Some car seats have special features that enable the seat to be easier to use, including the behind-the-seat harness adjustment, harness straps that won’t twist up, and even some that have automatic tightening and tethering of the straps. There is usually a significant price difference in the seats with extra options.</p>
<p>When researching options, you may come across the acronym “LATCH” which stands for Lower Anchors and Tethers for Children. This feature utilizes tethers with clips on either side of the seat to attach to anchors instead of simply using the shoulder belt to secure the child seat. Cars build after 1999 should have at least two lower anchor points (in the crack of the back seat) where you can attach your LATCH tethers. LATCH is not inherently safer than the shoulder belt, but LATCH often gives safer installation because it tends to be so much easier to secure, and you can leave the mechanism in place without regular re-adjustment. Check your vehicle manual to see if you have LATCH anchors. Older model cars can be retrofit with the anchors from your local Cross Keys Auto dealership in St. Louis.  If you are planning to purchase a new vehicle in the near future, be sure to check out our <a title="Guaranteed Financing near Hazelwood" href="http://www.crosskeysauto.com" target="_self">guaranteed financing</a> program.</p>
<p>If you plan to have your child in the center of the backseat (which is the safest position in your car) you will probably have to use the seat belt system.  In most cars, only two LATCH positions are provided, one behind each of the front seats. If you have to choose between LATCH on the side or the belts in the center, try the belts. As long as you get a good fit in the center, it is going to be your safest option.</p>
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		<title>Ford’s New Sync System</title>
		<link>http://feedproxy.google.com/~r/CrossKeysAutoBlogPosts/~3/sZk-r4zFpGM/</link>
		<comments>http://blog.crosskeysauto.com/2010/07/31/fords-new-sync-system/#comments</comments>
		<pubDate>Sat, 31 Jul 2010 18:34:24 +0000</pubDate>
		<dc:creator>crosskeys_blogger</dc:creator>
		
		<guid isPermaLink="false">http://blog.crosskeysauto.com/?p=1227</guid>
		<description><![CDATA[The voice recognition (VR) technology that is a part of Ford’s SYNC system is said to be more effective in identifying commands than any other system of its type, recognizing over 10,000 commands without having to pass through a single menu. One of the problems with other VR systems has been figuring out which specific [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.crosskeysauto.com/wp-content/uploads/2010/07/onstarrr.jpg"><img class="alignright size-medium wp-image-1236" src="http://blog.crosskeysauto.com/wp-content/uploads/2010/07/onstarrr-300x200.jpg" alt="" width="300" height="200" /></a>The voice recognition (VR) technology that is a part of Ford’s SYNC system is said to be more effective in identifying commands than any other system of its type, recognizing over 10,000 commands without having to pass through a single menu.</p>
<p>One of the problems with other VR systems has been figuring out which specific commands are required to enter a destination or make a call. The Nuance system (utilized by Ford SYNC) has implemented a system that can use a variety of different phrases that let users request the same command for example, &#8220;play track&#8221; or &#8220;play song&#8221; will both command the same action.</p>
<p>Now Ford’s new technology for the 2011 MyFord Touch driver connect features a &#8220;Do Not Disturb&#8221; button to enable motorists to block incoming phone calls and text messages while driving. The option can be selected for the duration of the trip, or for times when there is heavy traffic and the driver does not want to be distracted.</p>
<p>Another innovative feature that Ford has added is the new Bluetooth Message Access Profile (MAP) into SYNC for all MyFord Touch-equipped vehicles, to enable drivers to have their texts read aloud to them while driving.</p>
<p>Some lawmakers feel that texting should be banned in all states because actual road tests have proven that texting while driving is as dangerous (or more) than drunken driving.</p>
<p>As the issue of texting has produced a proposed federal ban and state-level legislation banning hand-held texting while driving, Ford Motor Company has started to improve its SYNC technology by adding new and improved features to give drivers hands-free options to replace texting, in order to keep the focus where it belongs—on the road.</p>
<p>According to Ford’s chief communications media engineer, “Text messaging has become the default communications method for consumers of all ages; the power of SYNC voice control combined with Ford’s latest connectivity improvements will reduce the temptation to pick up the phone and take your eyes off the road, providing a safer solution for the use of mobile devices in the car.”</p>
<p>If you are interested in test driving a Ford with new and advanced technology, see your local Cross Keys Auto <a title="Used Car Sales near Saint Louis" href="http://www.crosskeysauto.com" target="_self">used car sales</a> dealer in St. Louis today.</p>
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		<title>Special Loans for MD’s</title>
		<link>http://feedproxy.google.com/~r/CrossKeysAutoBlogPosts/~3/LZpw3Zpv54w/</link>
		<comments>http://blog.crosskeysauto.com/2010/07/28/special-loans-for-mds/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 23:00:09 +0000</pubDate>
		<dc:creator>crosskeys_blogger</dc:creator>
		
		<guid isPermaLink="false">http://blog.crosskeysauto.com/?p=1191</guid>
		<description><![CDATA[Physician loans or doctor loans are special loan programs that offer a number of benefits and advantages to doctors only. These programs are geared toward accommodating physicians who spend a considerable amount of money on automobiles, many who trade their cars yearly.  Because of the fact that many professionals spend literally years paying off loans [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.crosskeysauto.com/wp-content/uploads/2010/07/young-doctor.jpg"><img class="alignright size-medium wp-image-1206" src="http://blog.crosskeysauto.com/wp-content/uploads/2010/07/young-doctor-200x300.jpg" alt="" width="200" height="300" /></a>Physician loans or doctor loans are special loan programs that offer a number of benefits and advantages to doctors only. These programs are geared toward accommodating physicians who spend a considerable amount of money on automobiles, many who trade their cars yearly.  Because of the fact that many professionals spend literally years paying off loans encumbered when in college; physician loans may be the only option for applying for <a title="Guaranteed Credit near O'Fallon" href="http://www.crosskeysauto.com" target="_self">guaranteed credit</a> for financing their automobiles as well as their homes.<br />
Doctor loans are available to medical doctors as well as ophthalmologists, podiatrists, dentists, and even special programs for residents as well.<br />
Compared to generic loan programs, under the Physician loans, doctors are eligible for100% financing with zero down payment, option for adjustable rates, and low credit score requirement.<br />
Many loans for physician are only available to doctors who are US citizens. Re-financing options are not available for all physician loans. Apart from the benefits mentioned above, many banks also offer doctors additional benefits such as; cashier checks, free checking accounts, free loan and debt management consultation etc.<br />
If you are looking for specialty auto loans you may find the best deals online.<br />
An internet search may lead you to Doctor Loan USA. They have stricter requirements and only offer loans to doctors who are US residents or citizens and have the letters DDS, MD, OD, DMD, DO and DPM after their name. They also require a minimum FICO score of 720 and don&#8217;t offer refinancing option on their physician loans. However, they have an excellent reputation.<br />
Among other lenders offering loans, established institutions are Allied Home Mortgage, LoansForDoctorsHome.com, SunTrust, and MedLending.com. Each of these lenders have specialized physician loan packages of which one may fit your auto financing needs.<br />
Of course, you don’t have to be a physician to be approved for guaranteed credit at Cross Keys Auto in St. Louis, stop in today and test drive a used or certified pre-owned car, truck, SUV, or Van.</p>
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		<title>Special Financing is Available for MD’s</title>
		<link>http://feedproxy.google.com/~r/CrossKeysAutoBlogPosts/~3/JZ2kkGR929I/</link>
		<comments>http://blog.crosskeysauto.com/2010/07/28/special-financing-is-available-for-mds/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 22:55:48 +0000</pubDate>
		<dc:creator>crosskeys_blogger</dc:creator>
		
		<guid isPermaLink="false">http://blog.crosskeysauto.com/?p=1188</guid>
		<description><![CDATA[Physician loans or doctor loans are special loan programs that offer a number of benefits and advantages to doctors only. These programs are geared toward accommodating physicians who spend a considerable amount of money on automobiles, many who trade their cars yearly.  Because of the fact that many professionals spend literally years paying off loans [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.crosskeysauto.com/wp-content/uploads/2010/07/doctor.jpg"><img class="alignright size-medium wp-image-1204" src="http://blog.crosskeysauto.com/wp-content/uploads/2010/07/doctor-225x300.jpg" alt="" width="225" height="300" /></a>Physician loans or doctor loans are special loan programs that offer a number of benefits and advantages to doctors only. These programs are geared toward accommodating physicians who spend a considerable amount of money on automobiles, many who trade their cars yearly.  Because of the fact that many professionals spend literally years paying off loans encumbered when in college; physician loans may be the only option for applying for guaranteed credit for financing their automobiles as well as their homes.<br />
Doctor loans are available to medical doctors as well as ophthalmologists, podiatrists, dentists, and even special programs for residents as well.<br />
Compared to generic loan programs, under the Physician loans, doctors are eligible for100% financing with zero down payment, option for adjustable rates, and low credit score requirement.<br />
Many loans for physician are only available to doctors who are US citizens. Re-financing options are not available for all physician loans. Apart from the benefits mentioned above, many banks also offer doctors additional benefits such as; cashier checks, free checking accounts, free loan and debt management consultation etc.<br />
If you are looking for specialty auto loans you may find the best deals online.<br />
An internet search may lead you to Doctor Loan USA. They have stricter requirements and only offer loans to doctors who are US residents or citizens and have the letters DDS, MD, OD, DMD, DO and DPM after their name. They also require a minimum FICO score of 720 and don&#8217;t offer refinancing option on their physician loans. However, they have an excellent reputation.<br />
Among other lenders offering loans, established institutions are Allied Home Mortgage, LoansForDoctorsHome.com, SunTrust, and MedLending.com. Each of these lenders have specialized physician loan packages of which one may fit your auto financing needs.<br />
Of course, you don’t have to be a physician to be approved for <a title="guaranteed credit near Saint Louis" href="http://www.crosskeysauto.com" target="_self">guaranteed credit</a> at Cross Keys Auto in St. Louis, stop in today and test drive a used or certified pre-owned car, truck, SUV, or Van.</p>
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		<title>Smaller Engine in New Ford SUV Will Cost More?</title>
		<link>http://feedproxy.google.com/~r/CrossKeysAutoBlogPosts/~3/Fw5fYmEc7gQ/</link>
		<comments>http://blog.crosskeysauto.com/2010/07/28/smaller-engine-in-new-ford-suv-will-cost-more/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 22:49:41 +0000</pubDate>
		<dc:creator>crosskeys_blogger</dc:creator>
		
		<guid isPermaLink="false">http://blog.crosskeysauto.com/?p=1186</guid>
		<description><![CDATA[Ford is setting a brand new trend as it announces the new price structure for the new redesigned 2011 Explorer, asking consumers to do something rather out of the ordinary; pay more for an the engine option with less horsepower Going against a long tradition of charging more for an engine with higher hp that [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://blog.crosskeysauto.com/wp-content/uploads/2010/07/full-gas-gauge.jpg"><img class="alignright size-medium wp-image-1202" src="http://blog.crosskeysauto.com/wp-content/uploads/2010/07/full-gas-gauge-300x200.jpg" alt="" width="300" height="200" /></a>Ford is setting a brand new trend as it announces the new price structure for the new redesigned 2011 Explorer, asking consumers to do something rather out of the ordinary; pay more for an the engine option with less horsepower</p>
<p>Going against a long tradition of charging more for an engine with higher hp that the automotive industry has had since its inception, Ford is charging a premium for the 4-cylinder engine when the Explorer is launched at the end of this year. Contrary to most other trim levels offered, The Explorer’s 3.5 liter V-6 will be the standard option and the smaller 4-cylinder with 50 less horse power, will be the option.</p>
<p>According to Ford, the value of the smaller engine lies in its cutting edge technology that allows an SUV to realize fuel economy of a Toyota Camry at 19 mpg in the city and 26mpg on the highway so that SUV owners looking for a new roomy 4&#215;4 that gets decent gas mileage can now have their cake and eat it too!  In fact, according to a recent Bloomberg news article, the seven passenger 2011 model Ford Explorer gets 30% better fuel efficiency than last year’s model.</p>
<p>Critics are saying that Ford will be hard pressed to convince the public that there is more value in a smaller engine, particularly now that gas prices have gone down 34% from 2 years ago when some pumps were reading $4.11 per gallon according to Jim Hall, principal of automotive consulting firm in Birmingham, Michigan.</p>
<p>“The market will determine which really is the base engine,” Hall said. “If the market says, ‘Forget it,’ they may have to lower the cost of this engine.”</p>
<p>So the jury is out and Ford customers will make the final decision, it seems that Ford is taking a big gamble with the-now more crossover than truck design that “costs more when you get less.”</p>
<p>If you are in the market for <a title="Certified Used Trucks near St. Louis" href="http://www.crosskeysauto.com" target="_self">used trucks</a> or SUV’s, visit Cross Keys Auto in St. Louis, where you will still pay less for a smaller engine.</p>
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