The Digerati Life

When Should You Buy A Life Insurance Policy?

Todd Smith — Mon, 21 May 2012 19:30:07 +0000

Life Insurance tends to be one of those things that people really don’t want to deal with. We know we should have it, but it can frequently serve to remind us of our mortality. And let’s face it; it’s not all that exciting. Personally, I see a lot confusion regarding this matter. So how about [...]

When Should You Buy A Life Insurance Policy?
Copyright 2011 TheDigeratiLife.com All rights reserved.

25 Tips For Safe Shopping Online Or At Brick And Mortar Stores

Silicon Valley Blogger — Thu, 17 May 2012 22:09:29 +0000

All of us know someone who is crazy about shopping. If you are an avid shopper, take heed: before you embark on your shopping sprees, take note that the thieves and ne’er do wells may be out and about to prey on the unsuspecting. It’s quite obvious why this would happen — crowds attract opportunists [...]

25 Tips For Safe Shopping Online Or At Brick And Mortar Stores
Copyright 2011 TheDigeratiLife.com All rights reserved.

What To Consider Before You Cancel Your Credit Cards

Allison W. — Wed, 16 May 2012 01:38:58 +0000

Not that long ago, I was pretty fastidious about how I had my financial accounts set up, so much so that I was bent on consolidating everything from bank accounts to mutual fund accounts to credit card accounts. Little did I know that there are consequences to being so gung-ho about organizing, simplifying and downsizing [...]

What To Consider Before You Cancel Your Credit Cards
Copyright 2011 TheDigeratiLife.com All rights reserved.

Exploring Alternative Investment Diversifiers & Asset Classes

Silicon Valley Blogger — Tue, 15 May 2012 02:07:48 +0000

Is there more to investing than putting your money into stocks, bonds and cash? Find out some ways to spice up your portfolio with alternative investments. For most regular investors, a portfolio of index stock funds, bonds and savings accounts are sufficient to achieve some reasonable level of diversification. But those who are seeking the [...]

Exploring Alternative Investment Diversifiers & Asset Classes
Copyright 2011 TheDigeratiLife.com All rights reserved.

The Household CFO: Home Financial Taskmaster

Silicon Valley Blogger — Sat, 12 May 2012 18:45:00 +0000

In every household, somebody’s got to handle the finances — whether it’s the Mister, the Missus, or both, running things as a team. And in our case it’s moi. We figured long ago that it’s easiest that way so that we don’t get into each other’s nerves by sharing custody of the finances, though knowledge [...]

The Household CFO: Home Financial Taskmaster
Copyright 2011 TheDigeratiLife.com All rights reserved.

Strange Mother’s Day Gifts: What’s Your Special Gift For Mom?

Silicon Valley Blogger — Wed, 09 May 2012 21:47:32 +0000

How much are you willing to pay for sentiment? What do you do for Mother’s Day? As the day approaches, I receive junk mail (for flowers, jewelry, figurines(?)) and see the commercials, which strongly encourage me to do my share of giving and gifting for yet another celebratory opportunity that involves nice, sweet and sometimes [...]

Strange Mother’s Day Gifts: What’s Your Special Gift For Mom?
Copyright 2011 TheDigeratiLife.com All rights reserved.

How To Monitor Your Credit For Free

Silicon Valley Blogger — Tue, 08 May 2012 03:20:48 +0000

The only person I know who isn’t interested in their credit is someone who doesn’t want to buy a house or car, doesn’t have any credit cards, and has no worries about identity theft. However, if you’re well over the age of eighteen and use a credit card, then you may have a fairly sizable [...]

Is Buying In Bulk Always The Cheapest Option?

Silicon Valley Blogger — Sun, 06 May 2012 16:30:00 +0000

Are you frugal? If so, you’re probably conditioned to visit a shopping warehouse like Costco or Sam’s Club in order to try to save on groceries. But before you go on a money saving trip to these stores, check out some of the exceptions to the rule that supports buying in bulk. Apparently, bulk buying [...]

Why Study Abroad? Get Educated In A Foreign Country

Jacques Sprenger — Thu, 03 May 2012 23:20:07 +0000

Why earn a college degree abroad? Have you considered sending your kids (or yourself) to study in a different country? Besides some relatively cheaper options for schooling, studying abroad may also offer a lot of rich and new experiences. In this article, we explore Mexico as a potential place to get an education, but the [...]

How To Increase Your Chances Of Getting A Job

Jacques Sprenger — Wed, 02 May 2012 02:55:12 +0000

Find out what people are doing to increase their chances of snagging the job they want. We live in a society in which most people fear being different, fear making waves and thus fail to exhibit their unique qualities. In this jobless era, however, the few and the bold (to paraphrase a military slogan) are [...]