The Digerati Life

Mortgage Terms Basics: What Kind of Mortgage Should You Carry?

Kosmo — Sat, 11 Feb 2012 02:42:11 +0000

For most people, committing to a mortgage is one of the scariest moments of their lives. Our cave man ancestors would be stunned to see people working for thirty years just to own a home. Back in the old days, you just found a cave, chased the bats out of it, and moved in. We [...]

Mortgage Terms Basics: What Kind of Mortgage Should You Carry?
Copyright 2011 TheDigeratiLife.com All rights reserved.

Free Codes For H&R Block Online Premium (Giveaway)

Silicon Valley Blogger — Thu, 09 Feb 2012 18:14:14 +0000

Our H&R Block Online Premium Giveaway is back! During tax season, we often hold tax related giveaways (in fact, we had an H&R Block tax software offer sometime ago which was well received). This is becoming somewhat of an annual event, which I can certainly appreciate! So if you’re looking for a tax program to [...]

Free Codes For H&R Block Online Premium (Giveaway)
Copyright 2011 TheDigeratiLife.com All rights reserved.

How To Lower Your Credit Card Interest Rates

Silicon Valley Blogger — Tue, 07 Feb 2012 10:40:07 +0000

Many debtors have admitted that one of their biggest concerns is for their credit card companies to raise their interest rates on existing debt balances. I’ve actually heard of reports in the past of card rates that would go up to a whopping 30% APR. Some ask, is this legal? To the extent that it [...]

How To Lower Your Credit Card Interest Rates
Copyright 2011 TheDigeratiLife.com All rights reserved.

Tax Efficient Investing For Retirement

Todd Smith — Mon, 06 Feb 2012 15:15:16 +0000

Are you saving for retirement? Consider the tax ramifications. It’s painfully obvious that we have officially entered into a period in which many people work far past the age of retirement — whether it’s because they actually want to or because they have to. With people living to be much older nowadays, “retirement” tends to [...]

Tax Efficient Investing For Retirement
Copyright 2011 TheDigeratiLife.com All rights reserved.

Does Your Digital Photo Frame Contain Bugs? Watch Out For Malware

Silicon Valley Blogger — Sat, 04 Feb 2012 00:00:42 +0000

Protect yourself from merchandise bugs. Another retail “holiday” is coming up that’s out to separate you from your dollars. What are you thinking of getting your Valentine? Beyond the standard roses and chocolates (or even slinky nightwear ), I’ve always thought that a nice gift for Valentine’s Day should be something personal enough yet still [...]

Does Your Digital Photo Frame Contain Bugs? Watch Out For Malware
Copyright 2011 TheDigeratiLife.com All rights reserved.

Free Online Tax Filing, Tax Preparation Services & More

Silicon Valley Blogger — Fri, 03 Feb 2012 05:35:10 +0000

It’s the time of year to think about working on your taxes. I just started looking into mine and like any other year, it’s going to be “fun”. Oh Joy. But I expect it to be more “fun” for us this year, given that our small business projects are now our dominant sources of income [...]

Free Online Tax Filing, Tax Preparation Services & More
Copyright 2011 TheDigeratiLife.com All rights reserved.

Got Laid Off? 14 Steps To Survive A Job Loss

Silicon Valley Blogger — Wed, 01 Feb 2012 23:30:01 +0000

If you just got laid off, you may be asking: what’s next? Here’s what to do if you lose your job unexpectedly. There was a time when job losses were across the board and piling up weekly. Things may not seem as bad today, but I’ve got a friend who recently called me with the [...]

Momentum Investing: Chasing Performance & Following Trends

Jeremy C Bradley — Mon, 30 Jan 2012 22:29:23 +0000

Momentum is a word that leadership gurus and self-help experts throw around a lot. In those contexts, it means something like “the energy gained by moving.” The term itself has been applied to a strategy that first came to the fore in the mid-1990s and which gained interest in the early part of the twenty-first [...]

CitiBank Promotion: Earn Cash Back, Gift Cards & More

Silicon Valley Blogger — Sun, 29 Jan 2012 20:37:41 +0000

CitiBank is an international banking giant that provides financial retail products that range from bank accounts to credit cards, loans and investments. We keep track of Citibank promotions here, and the latest ones we have may be short-lived, so you’ll want to act fast if you’d like to consider a Citibank product plus get additional [...]

Want To Be Your Own Boss? Steps To Take Before Going Solo

Tisha K. — Fri, 27 Jan 2012 23:41:35 +0000

Be proactive before you make the switch to full time entrepreneurship. It’s a statement often dished out and applied to people who attempt to do something they’re not very good at, a statement made to discourage those who are seeking out an alternative career path: “don’t quit your day job”. In the entrepreneurial world, this [...]