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<?xml-stylesheet type="text/xsl" media="screen" href="/~d/styles/rss2full.xsl"?><?xml-stylesheet type="text/css" media="screen" href="http://feeds.feedburner.com/~d/styles/itemcontent.css"?><rss xmlns:atom="http://www.w3.org/2005/Atom" xmlns:openSearch="http://a9.com/-/spec/opensearch/1.1/" xmlns:georss="http://www.georss.org/georss" xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr="http://purl.org/syndication/thread/1.0" xmlns:creativeCommons="http://backend.userland.com/creativeCommonsRssModule" xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0" version="2.0"><channel><atom:id>tag:blogger.com,1999:blog-3180235363090186204</atom:id><lastBuildDate>Sat, 24 Dec 2011 14:40:47 +0000</lastBuildDate><category>mortgage insurance</category><category>Introduction</category><category>Small Business Owners Spared Tax Increase</category><category>River's Edge</category><category>sales tax on real estate commissions</category><category>buying a home</category><category>building wealth</category><category>florida housing program</category><category>thanksgiving</category><category>customer</category><category>parade of land</category><category>marketing techniques</category><category>America</category><category>Leon county</category><category>consumers</category><category>losing someone</category><category>taxes</category><category>single mother</category><category>market value</category><category>I couldn't be more PROUD to be a Realtor</category><category>Amendment 1</category><category>plantation lots</category><category>gift of life</category><category>home ownership</category><category>Amendment 5</category><category>Florida Real Estate</category><category>kentucky derby</category><category>Indian Pass</category><category>FHA loans</category><category>cardiomyopathy</category><category>cash flow</category><category>florida realtor service sales tax</category><category>Forgotten Coast</category><category>lender standards</category><category>mortgage</category><category>short sales</category><category>realtors</category><category>low interest rates</category><category>struggling to make payments</category><category>mls searches</category><category>tallahassee</category><category>Realtor heartache</category><category>down payment</category><category>equestrian lots</category><category>remembering</category><category>home pricing</category><category>HOPE program</category><category>September-11-2001</category><category>tax shelters</category><category>loans</category><category>New Construction</category><category>sacrifice</category><category>New Home Incentives</category><category>investment</category><category>marketing</category><category>homes for sale</category><category>real estate trades</category><category>Florida Beaches</category><category>selling a home</category><category>debbie kirkland</category><category>911</category><category>Affordable financing</category><category>picking a realtor</category><category>income potential</category><category>organ donors</category><title>Debbie Kirkland, Florida Sun Sales</title><description /><link>http://homesalesoftallahassee.blogspot.com/</link><managingEditor>noreply@blogger.com (Debbie Kirkland, REALTOR)</managingEditor><generator>Blogger</generator><openSearch:totalResults>41</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/rss+xml" href="http://feeds.feedburner.com/DebbieKirklandRealtorTalksAboutTallahassee" /><feedburner:info uri="debbiekirklandrealtortalksabouttallahassee" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com/" /><creativeCommons:license>http://creativecommons.org/licenses/by-nc-sa/2.0/</creativeCommons:license><image><link>http://creativecommons.org/licenses/by-nc-sa/2.0/</link><url>http://creativecommons.org/images/public/somerights20.gif</url><title>Some Rights Reserved</title></image><feedburner:emailServiceId>DebbieKirklandRealtorTalksAboutTallahassee</feedburner:emailServiceId><feedburner:feedburnerHostname>http://feedburner.google.com</feedburner:feedburnerHostname><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-986591534764378506</guid><pubDate>Sat, 24 Dec 2011 14:40:00 +0000</pubDate><atom:updated>2011-12-24T09:40:47.845-05:00</atom:updated><title>Merry Christmas and Happy Holidays to You All</title><description>&lt;center&gt;         	&lt;table border="0" cellpadding="0" cellspacing="0" height="100%" width="100%" id="bodyTable" style="margin: 0;padding: 0;background-color: #950000;background-image: url(http://gallery.mailchimp.com/1681f9ec63117ca004520f7e7/images/bckg.1.png);height: 100% !important;width: 100% !important;"&gt;             	&lt;tr&gt;                 	&lt;td align="center" valign="top" style="padding-top: 20px;padding-bottom: 40px;border-collapse: collapse;"&gt;                     	&lt;!-- // BEGIN CONTAINER --&gt;                         &lt;table border="0" cellpadding="0" cellspacing="0" width="600" id="templateContainer" style="border: 5px solid #660000;"&gt;                         	&lt;tr&gt;                             	&lt;td align="center" valign="top" style="border-collapse: collapse;"&gt;                                     &lt;!-- // BEGIN PREHEADER --&gt;                                     &lt;table border="0" cellpadding="10" cellspacing="0" width="600" id="templatePreheader" style="background-color: #F4F4F4;border-bottom: 1px solid #CCCCCC;"&gt;                                         &lt;tr&gt;                                             &lt;td align="center" valign="top" style="padding-right: 20px;padding-left: 20px;border-collapse: collapse;"&gt;                                                 &lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;                                                     &lt;tr&gt;                                                         &lt;td valign="top" class="preheaderContent" style="border-collapse: collapse;color: #505050;font-family: Helvetica;font-size: 10px;line-height: 125%;text-align: left;"&gt;Happy Holidays - Giveyourself a Gift!&lt;br&gt; Don&amp;#39;t forget to take time for yourself today!&lt;br&gt; &lt;/td&gt;                                                         &lt;!--   --&gt;                                                         &lt;td width="20" style="border-collapse: collapse;"&gt;                                                             &lt;br&gt;                                                         &lt;/td&gt;                                                         &lt;td valign="top" width="200" class="preheaderContent" style="border-collapse: collapse;color: #505050;font-family: Helvetica;font-size: 10px;line-height: 125%;text-align: left;"&gt;                                                             Email not displaying correctly?&lt;br&gt;&lt;a href="http://us2.campaign-archive2.com/?u=d36ec4022bd5276180b436afc&amp;id=d186a5bb38&amp;e=01013f5625" target="_blank" style="color: #303030;font-weight: normal;text-decoration: underline;"&gt;View it in your browser&lt;/a&gt;.                                                         &lt;/td&gt;                                                         &lt;!--   --&gt;                                                     &lt;/tr&gt;                                                 &lt;/table&gt;                                             &lt;/td&gt;                                         &lt;/tr&gt;                                     &lt;/table&gt;                                     &lt;!-- END PREHEADER \\ --&gt;                                 &lt;/td&gt;                             &lt;/tr&gt;                         	&lt;tr&gt;                             	&lt;td align="center" valign="top" style="border-collapse: collapse;"&gt;                                 	&lt;!-- // BEGIN HEADER --&gt;                                 	&lt;table border="0" cellpadding="0" cellspacing="0" width="600" id="templateHeader" style="background-color: #000000;border-top: 1px solid #FFFFFF;border-bottom: 1px solid #CCCCCC;padding: 0px;"&gt;                                     	&lt;tr&gt;                                         	&lt;td align="center" valign="top" style="border-collapse: collapse;"&gt;                                             	&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;                                                 	&lt;tr&gt;                                                         &lt;td class="headerContent" style="border-collapse: collapse;color: #505050;font-family: Helvetica;font-size: 20px;font-weight: bold;line-height: 100%;padding-top: 20px;padding-right: 20px;padding-bottom: 20px;padding-left: 20px;text-align: left;vertical-align: middle;"&gt;                                                             &lt;div style="text-align: left;"&gt;&lt;img src="http://gallery.mailchimp.com/d36ec4022bd5276180b436afc/images/Merry_Christmas1324663390.jpg" alt="" border="0" style="margin: 0;padding: 0;display: block;margin-top: 0;margin-bottom: 0;border: 0;height: auto;line-height: 100%;outline: none;text-decoration: none;" width="600" height="200" id="headerImage campaign-icon"&gt;&lt;/div&gt;                                                         &lt;/td&gt;                                                     &lt;/tr&gt;                                                     &lt;tr&gt;                                                     	&lt;td align="center" valign="top" style="padding-bottom: 20px;border-collapse: collapse;"&gt;                                                         	&lt;img src="http://gallery.mailchimp.com/27aac8a65e64c994c4416d6b8/images/socks.png" height="125" width="600" style="display: block;border: 0;height: auto;line-height: 100%;outline: none;text-decoration: none;"&gt;                                                         &lt;/td&gt;                                                     &lt;/tr&gt;                                                 &lt;/table&gt;                                             &lt;/td&gt;                                         &lt;/tr&gt;                                     &lt;/table&gt;                                     &lt;!-- END HEADER \\ --&gt;                                 &lt;/td&gt;                             &lt;/tr&gt;                         	&lt;tr&gt;                             	&lt;td align="center" valign="top" style="border-collapse: collapse;"&gt;                                 	&lt;!-- // BEGIN BODY --&gt;                                 	&lt;table border="0" cellpadding="20" cellspacing="0" width="600" id="templateBody" style="background-color: #F4F4F4;border-top: 1px solid #FFFFFF;border-bottom: 1px solid #CCCCCC;"&gt;                                     	&lt;tr&gt;                                         	&lt;td align="center" valign="top" style="border-collapse: collapse;"&gt;                                             	&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;                                                 	&lt;tr&gt;                                                         &lt;td valign="top" class="bodyContent" style="border-collapse: collapse;color: #505050;font-family: Helvetica;font-size: 15px;line-height: 150%;text-align: left;"&gt;&lt;h1 style="color: #202020;display: block;font-family: Helvetica;font-size: 26px;font-style: normal;font-weight: bold;line-height: 100%;letter-spacing: normal;margin-top: 0;margin-right: 0;margin-bottom: 10px;margin-left: 0;text-align: left;"&gt; 	Merry Christmas To You!&lt;/h1&gt; &lt;h2 style="color: #404040;display: block;font-family: Helvetica;font-size: 20px;font-style: normal;font-weight: bold;line-height: 100%;letter-spacing: normal;margin-top: 0;margin-right: 0;margin-bottom: 10px;margin-left: 0;text-align: left;"&gt; 	Give yourself a gift this year&lt;/h2&gt; This Christmas season, I am reminded of all that we are thankful for and you are a BIG part of that!&amp;nbsp; If you are getting this, you have played a part in my life, my career at some point, whether we have met in person or not, our paths have crossed, and I am grateful for it.&lt;br&gt; &lt;br&gt; This Christmas, give yourself a gift. Take a day or two just for you, just because you deserve time for reflection and rejuvenation. Reward yourself over this season with one thing that makes you smile, a haircut, a coffee in the park, a day to do nothing but take a drive,...by yourself,... to the coast or to the river. Take a camera, record your trip, make a short video of your day and what you thought of, or what you want to remember about your day. Cast all worries aside.&lt;br&gt; &lt;br&gt; I appreciate each one of you, your business and continued support this year and every year.&lt;br&gt; I am looking forward to 2012 with much anticipation as the Tallahassee Board of Realtors President and with my team at Home Sales of Tallahassee at Armor Realty. Good things are coming this year to our&lt;a href="http://HomeSalesofTallahassee.us2.list-manage2.com/track/click?u=d36ec4022bd5276180b436afc&amp;id=f60124b718&amp;e=01013f5625" style="color: #EB4102;font-weight: normal;text-decoration: underline;"&gt; team&lt;/a&gt;. We had a very successful year, but we worked really hard to get there! Much has happened this year, and it&amp;#39;s been a great journey. Just a short recap: &lt;ul&gt; 	&lt;li style="text-align: left;"&gt; 		Debbie, Tiffany and Lisa obtained their Green Certification - a highly specialized training program designed to help our customers with purchases, remodeling, and new home design featuring &amp;quot;green&amp;quot; features and energy features designed to save money!&lt;/li&gt; 	&lt;li style="text-align: left;"&gt; 		Debbie, Tiffany and Lisa obtained the SFR - Short Sale and Foreclosure Specialist certification as well as the SRES - Senior Real Estate Specialist certifications in 2011.&lt;/li&gt; 	&lt;li style="text-align: left;"&gt; 		Debbie achieved her CRS, Certified Residential Specialist certification. The highest, most revered certification in residential real estate.&lt;/li&gt; 	&lt;li style="text-align: left;"&gt; 		Debbie traveled across the State and Country speaking at conventions, local Boards and Leadership seminars on the use of social media in real estate marketing and business and lead one of the largest ad-hoc conferences in Orlando at the Florida Realtors conference this year.&lt;/li&gt; 	&lt;li style="text-align: left;"&gt; 		Tiffany Hamilton joined our team as a new construction specialist and brings with her a property management division to our team.&lt;/li&gt; 	&lt;li style="text-align: left;"&gt; 		Lisa Covert specialized in buyer&amp;#39;s agency representation and continues to provide our buyers with market data, and inventory knowledge that has led our team to the Top producing teams in the Tallahassee Board of Realtors.&lt;/li&gt; 	&lt;li style="text-align: left;"&gt; 		Our assistant, Alicia Ouelette, has kept us organized, and handles our office with an enthusiastic smile, and has helped to make our year even more productive.&lt;/li&gt; &lt;/ul&gt; Again, all this would not have been possible without your business, your remembering us to your friends and family. We strive to live up to your expectations as your Realtors for your lifelong real estate needs.&lt;br&gt; &lt;br&gt; So, take a few days with family, friends and loved ones, reward yourselves and feel good about doing it so that you can renew your spirit and be reminded of all that you have to give to others.&lt;br&gt; &lt;br&gt; Merry Christmas, Happy Holidays and see you in 2012!&lt;br&gt; &lt;br&gt; Debbie Kirkland, Realtor&lt;br&gt; CRS, SRES, SFR, E-Pro, GREEN&lt;br&gt; &lt;a href="http://HomeSalesofTallahassee.us2.list-manage1.com/track/click?u=d36ec4022bd5276180b436afc&amp;id=627749dda3&amp;e=01013f5625" style="color: #EB4102;font-weight: normal;text-decoration: underline;"&gt;HomeSalesofTallahassee.com&lt;/a&gt;&lt;br&gt; &lt;br&gt; &lt;br&gt; &lt;/td&gt;                                                     &lt;/tr&gt;                                                 &lt;/table&gt;                                             &lt;/td&gt;                                         &lt;/tr&gt;                                     &lt;/table&gt;                                     &lt;!-- END BODY \\ --&gt;                                 &lt;/td&gt;                             &lt;/tr&gt;                         	&lt;tr&gt;                             	&lt;td align="center" valign="top" style="border-collapse: collapse;"&gt;                                 	&lt;!-- // BEGIN COLUMNS --&gt;                                 	&lt;table border="0" cellpadding="20" cellspacing="0" width="600" id="templateColumns" style="background-color: #F4F4F4;border-top: 1px solid #FFFFFF;border-bottom: 1px solid #202020;"&gt;                                     	&lt;tr&gt;                                         	&lt;td align="center" valign="top" width="160" style="padding-bottom: 0;border-collapse: collapse;"&gt;                                             	&lt;table border="0" cellpadding="0" cellspacing="0" width="100%" mc:repeatable="repeat_1" mc:repeatindex="0" mc:hideable="hideable_repeat_1_1" mchideable="hideable_repeat_1_1"&gt;                                                 	&lt;tr&gt;                                                         &lt;td style="padding-bottom: 15px;border-collapse: collapse;"&gt;                                                         	&lt;div style="text-align: left;"&gt;&lt;img src="http://gallery.mailchimp.com/d36ec4022bd5276180b436afc/files/IMG_1211.JPG" alt="" border="0" style="margin: 0;padding: 0;max-width: 160px;border: 2px solid #AAAAAA;height: auto;line-height: 100%;outline: none;text-decoration: none;" width="160px" height="106" class="columnImage"&gt;&lt;/div&gt;                                                         &lt;/td&gt;                                                     &lt;/tr&gt;                                                 	&lt;tr&gt;                                                         &lt;td valign="top" class="leftColumnContent" style="padding-bottom: 40px;border-collapse: collapse;color: #505050;font-family: Helvetica;font-size: 13px;line-height: 150%;text-align: left;"&gt;&lt;h3 style="color: #606060;display: block;font-family: Helvetica;font-size: 16px;font-style: normal;font-weight: bold;line-height: 100%;letter-spacing: normal;margin-top: 0;margin-right: 0;margin-bottom: 10px;margin-left: 0;text-align: left;"&gt; 	Renewal&lt;/h3&gt; &amp;ldquo;The more you extend kindness to yourself, the more it will become your automatic response to others.&amp;rdquo; &amp;ndash; Wayne Dyer &lt;/td&gt;                                                     &lt;/tr&gt;                                                 &lt;/table&gt;                                             &lt;/td&gt;                                         	&lt;td align="center" valign="top" width="160" style="padding-bottom: 0;border-collapse: collapse;"&gt;                                             	&lt;table border="0" cellpadding="0" cellspacing="0" width="100%" mc:repeatable="repeat_2" mc:repeatindex="0" mc:hideable="hideable_repeat_2_1" mchideable="hideable_repeat_2_1"&gt;                                                 	&lt;tr&gt;                                                         &lt;td style="padding-bottom: 15px;border-collapse: collapse;"&gt;                                                         	&lt;div style="text-align: left;"&gt;&lt;img src="http://gallery.mailchimp.com/d36ec4022bd5276180b436afc/images/17938990083_6qZLX.jpg" alt="" border="0" style="margin: 0;padding: 0;max-width: 160px;border: 2px solid #AAAAAA;height: auto;line-height: 100%;outline: none;text-decoration: none;" width="160px" height="240" class="columnImage"&gt;&lt;/div&gt;                                                         &lt;/td&gt;                                                     &lt;/tr&gt;                                                 	&lt;tr&gt;                                                         &lt;td valign="top" class="centerColumnContent" style="padding-bottom: 40px;border-collapse: collapse;color: #505050;font-family: Helvetica;font-size: 13px;line-height: 150%;text-align: left;"&gt;&lt;h3 style="color: #606060;display: block;font-family: Helvetica;font-size: 16px;font-style: normal;font-weight: bold;line-height: 100%;letter-spacing: normal;margin-top: 0;margin-right: 0;margin-bottom: 10px;margin-left: 0;text-align: left;"&gt; 	Time&lt;/h3&gt; &amp;ldquo;You need a plan to build a house. To build a life, it is even more important to have a&amp;nbsp;plan or&amp;nbsp;goal.&amp;rdquo; &amp;ndash; Zig Ziglar&lt;/td&gt;                                                     &lt;/tr&gt;                                                 &lt;/table&gt;                                             &lt;/td&gt;                                         	&lt;td align="center" valign="top" width="160" style="padding-bottom: 0;border-collapse: collapse;"&gt;                                             	&lt;table border="0" cellpadding="0" cellspacing="0" width="100%" mc:repeatable="repeat_3" mc:repeatindex="0" mc:hideable="hideable_repeat_3_1" mchideable="hideable_repeat_3_1"&gt;                                                 	&lt;tr&gt;                                                         &lt;td style="padding-bottom: 15px;border-collapse: collapse;"&gt;                                                         	&lt;div style="text-align: left;"&gt;&lt;img src="http://gallery.mailchimp.com/d36ec4022bd5276180b436afc/images/Maclay_Gardens.png" alt="" border="0" style="margin: 0;padding: 0;max-width: 160px;border: 2px solid #AAAAAA;height: auto;line-height: 100%;outline: none;text-decoration: none;" width="160px" height="117" class="columnImage"&gt;&lt;/div&gt;                                                         &lt;/td&gt;                                                     &lt;/tr&gt;                                                 	&lt;tr&gt;                                                         &lt;td valign="top" class="rightColumnContent" style="padding-bottom: 40px;border-collapse: collapse;color: #505050;font-family: Helvetica;font-size: 13px;line-height: 150%;text-align: left;"&gt;&lt;h3 style="color: #606060;display: block;font-family: Helvetica;font-size: 16px;font-style: normal;font-weight: bold;line-height: 100%;letter-spacing: normal;margin-top: 0;margin-right: 0;margin-bottom: 10px;margin-left: 0;text-align: left;"&gt; 	Reflection&lt;/h3&gt; &amp;ldquo;If you don&amp;rsquo;t go after what you want, you&amp;rsquo;ll never have it. If you don&amp;rsquo;t ask, the answer is always no. If you don&amp;rsquo;t step forward, you&amp;rsquo;re always in the same place.&amp;rdquo; ~ Nora Roberts&lt;/td&gt;                                                     &lt;/tr&gt;                                                 &lt;/table&gt;                                             &lt;/td&gt;                                         &lt;/tr&gt;                                     &lt;/table&gt;                                     &lt;!-- END COLUMNS \\ --&gt;                                 &lt;/td&gt;                             &lt;/tr&gt;                         	&lt;tr&gt;                             	&lt;td align="center" valign="top" style="border-collapse: collapse;"&gt;                                 	&lt;!-- // BEGIN FOOTER --&gt;                                 	&lt;table border="0" cellpadding="20" cellspacing="0" width="600" id="templateFooter" style="background-color: #202020;border-top: 1px solid #808080;"&gt;                                     	&lt;tr&gt;                                         	&lt;td align="center" valign="top" style="border-collapse: collapse;"&gt;                                             	&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;                                                 	&lt;tr&gt;                                                     	&lt;td valign="top" width="380" style="border-collapse: collapse;"&gt;                                                         	&lt;table border="0" cellpadding="0" cellspacing="0" width="100%"&gt;                                                                 &lt;tr&gt;                                                                     &lt;td valign="top" class="footerContent" style="padding-bottom: 20px;border-collapse: collapse;color: #808080;font-family: Helvetica;font-size: 10px;line-height: 150%;text-align: left;"&gt;                                                                         &lt;a href="http://www.twitter.com/FloridaSunSales/" style="color: #606060;font-weight: normal;text-decoration: underline;"&gt;Follow on Twitter&lt;/a&gt; | &lt;a href="http://www.facebook.com/profile.php?id=1302294186" style="color: #606060;font-weight: normal;text-decoration: underline;"&gt;Friend on Facebook&lt;/a&gt; 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                                        &lt;/tr&gt;                                     &lt;/table&gt;                                     &lt;!-- END FOOTER \\ --&gt;                                 &lt;/td&gt;                             &lt;/tr&gt;                         &lt;/table&gt;                         &lt;!-- END CONTAINER \\ --&gt;                     &lt;/td&gt;                 &lt;/tr&gt;             &lt;/table&gt;         &lt;/center&gt;     &lt;img src="http://HomeSalesofTallahassee.us2.list-manage.com/track/open.php?u=d36ec4022bd5276180b436afc&amp;id=d186a5bb38&amp;e=01013f5625" height="1" width="1"&gt;&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-986591534764378506?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/DD-WhOVczsY/merry-christmas-and-happy-holidays-to.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2011/12/merry-christmas-and-happy-holidays-to.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-7610123306843921439</guid><pubDate>Sat, 07 May 2011 05:58:00 +0000</pubDate><atom:updated>2011-05-07T01:58:20.377-04:00</atom:updated><title>Tallahassee Home for Sale - Cottage Living In Town</title><description>&lt;a href="http://animoto.com/play/CjWCNELyFMYKkhRe3sMzbg"&gt;Tallahassee Home for Sale - Cottage Living In Town&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-7610123306843921439?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/QOtquenuyPQ/tallahassee-home-for-sale-cottage.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2011/05/tallahassee-home-for-sale-cottage.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-5242303963831428885</guid><pubDate>Mon, 14 Mar 2011 16:40:00 +0000</pubDate><atom:updated>2011-03-14T15:06:23.606-04:00</atom:updated><title>MAGNOLIA FOREST LOTS FOR SALE</title><description>&lt;span style="font-weight:bold;"&gt;&lt;/span&gt;Build a home on your 1 - 2 acre lot just minutes from Tallahassee, Florida. Buy now and be ready to move in By August 31, 2011.&lt;br /&gt;Home Prices from $175,000 - $300,000&lt;br /&gt;&lt;br /&gt;&lt;object id="vp1fRmNH" width="432" height="240" classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000"&gt;&lt;param name="movie" value="http://static.animoto.com/swf/w.swf?w=swf/vp1&amp;e=1300129544&amp;f=fRmNHU89I6LvYcdNejwCBA&amp;d=126&amp;m=a&amp;r=240p&amp;start_res=240p&amp;i=m&amp;options="&gt;&lt;/param&gt;&lt;param name="allowFullScreen" value="true"&gt;&lt;/param&gt;&lt;param name="allowscriptaccess" value="always"&gt;&lt;/param&gt;&lt;embed id="vp1fRmNH" src="http://static.animoto.com/swf/w.swf?w=swf/vp1&amp;e=1300129544&amp;f=fRmNHU89I6LvYcdNejwCBA&amp;d=126&amp;m=a&amp;r=240p&amp;start_res=240p&amp;i=m&amp;options=" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="432" height="240"&gt;&lt;/embed&gt;&lt;/object&gt;&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-5242303963831428885?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/Tc91N_dSlo4/magnolia-forest-lots-for-sale.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2011/03/magnolia-forest-lots-for-sale.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-5447556455888158877</guid><pubDate>Mon, 03 Jan 2011 19:21:00 +0000</pubDate><atom:updated>2011-01-03T14:21:21.127-05:00</atom:updated><title>Views from Tallahassee's Capitol</title><description>Views from the Tallahassee Florida Capitol - 22nd Floor!&lt;br /&gt;&lt;br /&gt;If you are planning a visit to Tallahassee, Florida for the 45th Inauguration of Florida Governor and Lt. Governor, take a few moments to visit the Capitol and go to the 22nd floor for beautiful views of Tallahassee.&lt;br /&gt;&lt;br /&gt;&lt;object id="vp1R8LSQ" width="432" height="240" classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000"&gt;&lt;param name="movie" value="http://static.animoto.com/swf/w.swf?w=swf/vp1&amp;e=1294076811&amp;f=R8LSQobz37IjPTqeYYTZTA&amp;d=158&amp;m=a&amp;r=w&amp;i=m&amp;options="&gt;&lt;/param&gt;&lt;param name="allowFullScreen" value="true"&gt;&lt;/param&gt;&lt;param name="allowscriptaccess" value="always"&gt;&lt;/param&gt;&lt;embed id="vp1R8LSQ" src="http://static.animoto.com/swf/w.swf?w=swf/vp1&amp;e=1294076811&amp;f=R8LSQobz37IjPTqeYYTZTA&amp;d=158&amp;m=a&amp;r=w&amp;i=m&amp;options=" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="432" height="240"&gt;&lt;/embed&gt;&lt;/object&gt;&lt;br /&gt;&lt;br /&gt;Looking for information where Inauguration events are and &lt;br /&gt;&lt;a href="http://goo.gl/maps/A7Ly"&gt;where to park&lt;/a&gt; when visiting downtown Tallahassee? &lt;a href="http://blog.homesalesoftallahassee.com/2011/01/03/where-to-park-for-the-rick-scott-jennifer-carroll-inauguration/"&gt;Click Here.&lt;/a&gt; Printable parking map and event schedule.&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-5447556455888158877?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/GuAh6eAuECg/views-from-tallahassees-capitol.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2011/01/views-from-tallahassees-capitol.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-2148033365775913249</guid><pubDate>Fri, 31 Jul 2009 21:06:00 +0000</pubDate><atom:updated>2009-07-31T17:16:24.682-04:00</atom:updated><title>Tallahasee Dives and Jives...Unique Music Spots</title><description>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://external.ak.fbcdn.net/safe_image.php?d=35f9a3dabfcc4760325b7867be49360c&amp;amp;url=http%3A%2F%2Frealtordebbie.files.wordpress.com%2F2009%2F07%2Fkk-1.jpg%3Fw%3D360%26h%3D260"&gt;&lt;img style="margin: 0pt 0pt 10px 10px; float: right; cursor: pointer; width: 360px; height: 260px;" src="http://external.ak.fbcdn.net/safe_image.php?d=35f9a3dabfcc4760325b7867be49360c&amp;amp;url=http%3A%2F%2Frealtordebbie.files.wordpress.com%2F2009%2F07%2Fkk-1.jpg%3Fw%3D360%26h%3D260" alt="" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;Come to the Lake..with Jimbo Smith and friends!&lt;br /&gt;Come on Out Where the Music is Familiar and your Friends are Gathered!round!&lt;br /&gt;Visit me on &lt;a href="http://www.facebook.com/home.php#/profile.php?id=1302294186&amp;amp;ref=profile"&gt;&lt;span style="font-weight: bold;"&gt;Facebook&lt;/span&gt;&lt;/a&gt; for some local news such as this article a week or so ago.&lt;br /&gt;&lt;br /&gt;Everybody knows I love music.. and to dance.. and boy Tallahassee has some of the best off the beaten path venues! Take your shoes off.. sit by the fire and warm up.. take a Sunday drive… you may never know what you will find. Looking for the coldest beer in town? Want to sit by the lake and watch the most gorgeous sunset ever? Try &lt;span style="font-weight: bold;"&gt;&lt;a href="http://thomasvillegeorgiaonline.com/viewad.asp?id=50047918638100020"&gt;K &amp;amp; K Fish Camp&lt;/a&gt;&lt;/span&gt; off Highway 12 at the Lake Iamonia Boat Landing. Mary and Don King cook up some great burgers and hot dogs.. and keep the coldest beer in town.. I mean FROSTY cold. Nothing could be better than sitting on the picnic table listening to locals, Jimbo Smith and Friends whip up some familiar tunes that make you want to kick your shoes off and dance every Sunday afternoon! K &amp;amp; K fish Camp is however.. a fish camp.. get your bait, launch your boat, grab some supplies and head out to Lake Iamonia, the largest lake in Tallahassee! Bring your camera.. you might see a gator or two.. up close and personal!&lt;br /&gt;&lt;br /&gt;Another place I have loved for over 15 years is the &lt;a href="http://www.bradfordvilleblues.com/"&gt;&lt;span style="font-weight: bold;"&gt;Bradfordville Blues Club&lt;/span&gt;&lt;/a&gt; off Bannerman Road! Oh my gosh.. the history.. the great blues artists I have seen there! Many are a once in a lifetime experiences! I had my 35th and my 45th Birthday parties there, the latter with three generations of family present! What a FUN time, dancing and listening to “The Sauce Boss” stir up some blues and gumbo!&lt;br /&gt;&lt;br /&gt;I’m sure I’ll think of a few other great entertainment spots.. but for now.. your turn! Meanwhile..let’s head to the lake!&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;More stories like this can be found at &lt;a href="http://tallahasseeflorida.ning.com/"&gt;TallahasseeFLCommunity&lt;/a&gt;! check us out!&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-2148033365775913249?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/ocGroj7q9QY/tallahasee-dives-and-jivesunique-music.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2009/07/tallahasee-dives-and-jivesunique-music.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-8809407197247565538</guid><pubDate>Sun, 18 Jan 2009 15:52:00 +0000</pubDate><atom:updated>2009-03-26T00:14:36.727-04:00</atom:updated><title>Social Media Connecting Tallahassee Locally and Globally</title><description>&lt;a href="http://1.bp.blogspot.com/_hoHrRBmbp9c/ScsA_IM3uKI/AAAAAAAAAFc/Iq4rpQ6Qe28/s1600-h/welcomtoFL.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 316px; height: 167px;" src="http://1.bp.blogspot.com/_hoHrRBmbp9c/ScsA_IM3uKI/AAAAAAAAAFc/Iq4rpQ6Qe28/s320/welcomtoFL.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5317344869574228130" /&gt;&lt;/a&gt;&lt;br /&gt;As many of you know, I am a native of Tallahassee.  At 47, it is funny that I find myself looking back, connecting to the past,.. my short past and relating to my parents, my grandparents more and more. My kids laugh at me, as I did to my relatives as they spoke of the "old Tallahassee."  &lt;br /&gt;&lt;br /&gt;When I joined Facebook, MySpace, etc. I got the raised eyebrows from the kids, from the folks, even friends and co-workers..but now, they come to me for the "how to" on connecting, on utilizing social media in business and for fun.  I'm no expert, but the network of friends and businesses has opened a whole new world for me. Amonth or so ago I attended my first "Tweet-Up" (for all you who are fellow Twitters,(I'm &lt;a href="http://www.twitter.com/floridasunsales"&gt;FloridaSunSales&lt;/a&gt;), I can only tell you connect with your locals.. how FUN!). I've always been a people person, but networking with people, learning, has opened doors  not just for business but for personal growth. At the Tweet-up I met 9 of the most interesting people in town, and I know there are many more!  Tallahassee is a melting pot of personalities, of experience and education of resources and inspiration. If  you are alive.. if you want the breath of fresh air that inspires, connect.  Wanna hear about a good book, a hobby, a current event of interest, a travel experience, aspirations of a film student..art at Railroad Square? Connect. I am amazed with the energy, creativity of those I met. I most definitely walked away with more than when I arrived. I can't wait for the next Tweet-up! My job is to &lt;a href="http://www.homesalesoftallahassee.com/talkoftallahassee"&gt;Talk about Tallahassee&lt;/a&gt;.. the old and the new!&lt;br /&gt;&lt;br /&gt;I have my parents home listed for sale out Centerville Road, built in '66 before Killearn Estates, before Bradfordville, and efore integration of public schools as well. (Now that is a hard one to think about!)  I find myself telling customers about the "ditch" that runs along the property line. The "ditch" is actually the old Centerville road bed that was used in the 1800's!  Real estate showings end up being a short history lesson about the area, i.e. old Pisgah Methodist Church, Bradley's country Store, Horseshoe and Centerville Plantations, etc.  In any case, there is much to share about our small Southern city of seven hills. Showing property, passing the time in the car often becomes history lessons of Tallahassee.&lt;br /&gt;&lt;br /&gt;So, tune in, you will find me on the web, in the car.. but always with something to talk about!&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-8809407197247565538?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><enclosure type="" url="http://homesalesoftallahasseeblogspot.com/socialmediaconnectingTallahassee" length="0" /><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/r0pjgd99dis/social-media-connecting-tallahassee.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/_hoHrRBmbp9c/ScsA_IM3uKI/AAAAAAAAAFc/Iq4rpQ6Qe28/s72-c/welcomtoFL.jpg" height="72" width="72" /><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2009/01/social-media-connecting-tallahassee.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-1429379363418144247</guid><pubDate>Sun, 04 Jan 2009 20:55:00 +0000</pubDate><atom:updated>2009-01-04T18:19:23.737-05:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Florida Real Estate</category><category domain="http://www.blogger.com/atom/ns#">consumers</category><category domain="http://www.blogger.com/atom/ns#">income potential</category><category domain="http://www.blogger.com/atom/ns#">investment</category><category domain="http://www.blogger.com/atom/ns#">cash flow</category><category domain="http://www.blogger.com/atom/ns#">tax shelters</category><category domain="http://www.blogger.com/atom/ns#">building wealth</category><category domain="http://www.blogger.com/atom/ns#">low interest rates</category><title>Your Financial Plan for 2009 - Does It Include Building Wealth</title><description>Welcome to 2009 from Debbie Kirkland!&lt;br /&gt;&lt;br /&gt;Believe it or not, it is still possible to build wealth with real estate! As we enter the fist quarter of 2009 there is already evidence that lenders are loaning money, that the short sale processes that took a year and half are now moving faster, and more efficiently. (HINT: so ask about these properties!)There are also unbelievable interest rates that continue to drop and are at a 20+ year low at present! Pending sales for Tallahassee are up, relocations in the area are up as well. We have the advantage here of State government, 3 major universities, and a youthful population who are raising families in a highly desirable city.&lt;br /&gt;&lt;br /&gt;I have owned alot of real estate in my day, but never had the opportunity to have a mortgage below 5.5%. It is simply unbelievable! My first home purchased in 1980 was financed for 30 years at 9.5% folks (that was seller financed by my father in law when interest rates were &lt;strong&gt;13.15&lt;/strong&gt;%! I was a newly-wed, in school, my husband was self employed and we kept that rate until we sold that home 5 years later fter my 1st child was born and then we financed another at &lt;strong&gt;11%&lt;/strong&gt;! Whoo hoo... BIG savings! Eventually we moved again in &lt;strong&gt;1990&lt;/strong&gt; and our rate dropped to &lt;strong&gt;9.58&lt;/strong&gt;!So I suppose I don't understand the media's complacency about pointing the savings and the "good News" out about the real estate market! For those of you who are skeptics look it up click here: *&lt;a href="http://www.erate.com/mortgage_rates_history.htm"&gt;historical interest rates&lt;/a&gt;*.&lt;br /&gt;&lt;br /&gt;Part of my plan as a young married person was to begin with home ownership. That was the only way I knew up to move up to the next step as my family grew, and I stepped to the next level of a larger home. It was something that did not take that much thought! It made perfect financial sense. My parents did what they thought was right by educating me on finances, but about all that consisted of was how to balance a checkbook!  Oh to be young with a fresh mind or to have a &lt;a href="http://www.homesalesoftallahassee.com"&gt;REALTOR&lt;/a&gt; take the time to explain a few things to me! &lt;br /&gt;&lt;br /&gt;Owning a home, or adding income producing properties to your financial stock-pile is still the most sure way of solid financial growth. In a time where jobs are uncertain, there will be more people renting, more transient families as people hesitate to settle down in a home until they have that job security once again. Meanwhile, owning a home that can be leased for more than a payment, is instant positive cash flow. That is income that can be then placed into other investment properties, invested into a "pool" of investors (i.e. your family or a group of friends with similar goals and business practices), or used to pay down debts or help you get through the rising costs of living. &lt;br /&gt;&lt;br /&gt;Never has there been a more common sense approach to purchasing real estate. Using a REALTOR, analyzing properties not just for condition, but for potential income streams, tax shelters, long term wealth portfolios will prove to be in your best interest. If you are purchasing your first investment property, consult a REALTOR today.&lt;br /&gt;&lt;br /&gt;In Tallahassee, there are a multitude of &lt;a href="http://www.homesalesoftallahassee.com/InvestorProgram"&gt;investment properties&lt;/a&gt; for sale. I have in my inventory single family homes, duplex units, townhomes, even apartment buildings and commercial building that are producing positive cash income. I work with lenders who have vision, who consider not only a consumers ability to purchase, but the "potential" of solid investment properties. Are you riding the credit score fence? If so, a property purchased with positive cash flow may be advantageous to restoring that for you as payments are made via your monthly income rental streams.&lt;br /&gt;&lt;br /&gt;If you want to begin an investment group, let me help you organize this and show you properties that will work for the needs of your group. I will offer you a &lt;a href="http://www.homesalesoftallahassee.com/consult"&gt;FREE CONSULTATION&lt;/a&gt;&lt;br /&gt;&lt;a href="mailto:debbiekirkland@homesalesoftallahassee.com"&gt;Contact me&lt;/a&gt; today if you are interested in building wealth via real estate,.. it's not just about reality TV anymore folks.. it is being done across the nation, and NOW is the time to move forward with your financial plans for 2009!&lt;br /&gt;&lt;br /&gt;&lt;a href="http://2.bp.blogspot.com/_hoHrRBmbp9c/SWE6ZyrHoAI/AAAAAAAAAFE/Txb8zBD_bH4/s1600-h/WEBCARD-RE-ELG-640x480.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 320px; height: 163px;" src="http://2.bp.blogspot.com/_hoHrRBmbp9c/SWE6ZyrHoAI/AAAAAAAAAFE/Txb8zBD_bH4/s320/WEBCARD-RE-ELG-640x480.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5287571652283441154" /&gt;&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-1429379363418144247?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/s-sdeiiXkG8/your-financial-plan-for-2009-does-it.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_hoHrRBmbp9c/SWE6ZyrHoAI/AAAAAAAAAFE/Txb8zBD_bH4/s72-c/WEBCARD-RE-ELG-640x480.jpg" height="72" width="72" /><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2009/01/your-financial-plan-for-2009-does-it.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-4787196543716381130</guid><pubDate>Wed, 03 Dec 2008 07:21:00 +0000</pubDate><atom:updated>2008-12-03T02:21:43.571-05:00</atom:updated><title>Organ Donorship,.. a touching story,.. the gift of life</title><description>When Nancy Burke was 28, she underwent what most would have never dreamed of, a heart transplant. Hers is a beautiful story, and her family and friends have been blessed by having Nancy remain an inspiration in their lives.Links included on where you can register for organ donorship and give the gift of life.&lt;br/&gt;&lt;br/&gt;&lt;a href='http://www.helloworld.com/root.api/v.1.0/blogFeedGen.aspx?ID=111309'&gt;read more&lt;/a&gt; | &lt;a href='http://digg.com/health/Organ_Donorship_a_touching_story_the_gift_of_life'&gt;digg story&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-4787196543716381130?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/L0Bw2iDGxx0/organ-donorship-touching-story-gift-of.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/12/organ-donorship-touching-story-gift-of.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-8646611880126229148</guid><pubDate>Sat, 29 Nov 2008 16:57:00 +0000</pubDate><atom:updated>2008-11-29T12:20:20.758-05:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">thanksgiving</category><category domain="http://www.blogger.com/atom/ns#">organ donors</category><category domain="http://www.blogger.com/atom/ns#">sacrifice</category><category domain="http://www.blogger.com/atom/ns#">gift of life</category><category domain="http://www.blogger.com/atom/ns#">cardiomyopathy</category><title>Thankful for the Gift of Life, and Organ Donorship</title><description>What have we done with the last 19 years of our lives? What would we do if we knew we might only have 4 - 5 years left in our lives? &lt;br /&gt;&lt;br /&gt;Those are tough questions, but I have a beautiful story to share of a family who has given much to me the last 19 years.&lt;br /&gt;&lt;br /&gt;When I was 28, 19 years ago, my best friend since elementary school had something happen to her that changed my life. Yes, not just her life, but mine as well.&lt;br /&gt;&lt;br /&gt;This story began 19 years ago.My friend Nancy's baby was just months old. Not long after this, Nancy caught what we thought was the flu, but shenever got any better. Within months what we thought was flu, then strep throat,then perhaps a mitral valve problem with her heart, we learned that she had cardio myopathy. Cardio myopathy is a disease of the heart muscle which causes enlargement of the heart and decreases it's function and ability to pump blood. My friend's heart was pumping at less than 4-6% by the time she reached the hospital the last time.&lt;br /&gt;&lt;br /&gt;When Nancy was admitted to the hospital, the diagnosis was confirmed and the news was that she would need a heart transplant to survive. What, we asked? Wait, she's 28! Doesn't this happen to old people? We were shocked and in disbelief that a seemingly healthy 28 year old would need to go through something like this. She had been a dancer, a cheerleader.. was active, all the normal activities that high school and college kids are involved in, etc.&lt;br /&gt;&lt;br /&gt;By the time Nancy reached the hospital for what she thought was a strep infection that had affected a mitral valve, her condition worsened by the day. She was unable to walk, even 20 feet without nearly passing out. Going up the stairs of her home was near impossible. Caring for her child was critically and increasingly difficult. The shock was setting in still as word spread of just how seriously sick she was and the diagnosis arrived of cardiomyopathy. The hospital was abuzz and the community rallied to support Nancy her husband Kelly and her infant daughter Sarah. &lt;br /&gt;&lt;br /&gt;The treatment, the terms of her survival proved even more shocking. A heart transplant would be her only chance. At this time in our lives.. I suppose we had all been pretty sheltered. the number of heart transplants performed here in Tallahassee was very small, perhaps a dozen or less. Some had survived, others suffered daily with the consequences of the after treatment, etc. It was mind boggling to think that this could be happening.&lt;br /&gt;&lt;br /&gt;Nancy's husband Kelly, a Tallahassee Police officer at the time, was by her side. Nancy's mom took care of little Sarah, and the prayer vigils began. Within a day, Nancy had suffered several deaths.. her heart ceasing to beat, and was revived each time. She was literally at death's door. Then, the miracle came, a call came from Kelly. A heart was on it's way to Tallahassee. All we knew is that is was being flown by jet to Tallahassee from Louisiana. I was there within minutes. I waited along with my mom, my best friend Lorie and a few others and paced the floor hoping that this was going to work. All we knew is that Nancy was prepped and waiting in the surgical room just yards from the waiting room. Prepped meaning, her old heart was out, and she was on artificial life support. This was her first chance, her only chance. 2 hours turned into days it seemed. We stood in the hall, nervously as we heard the blades of the helicopter which had met the jet at the airport. We saw the medical staff carrying the famous igloo cooler containing the gift of life. It was surreal, it was like a movie before all the reality TV craze, before the medical shows that now allow you to even watch surgeries, etc. It was beyond imagination.&lt;br /&gt;&lt;br /&gt;45 minutes later, almost to the second, Nancy's surgeon came into the waiting room and announced that "The heart is in, it is a success, it looks beautiful and we are closing now." The room filled with tears, hugging, and amazement. 45 minutes. There was nothing more we could do really, but we lingered there for hours, just holding each other, just in awe and amazement.&lt;br /&gt;&lt;br /&gt;The months that followed were difficult to say the least.. the years that followed even as each time Nancy got a cold or had to go in for biopsies.. it was pensive to say the least. Nancy revealed to all of us not long after her experience about what she remembered during the moments before her transplant. She remembers seeing the face of the Lord and his words to her,.."Nancy it's not time, it's just not time." I was astounded, as this is what you hear of in movies or read in books. You can believe what you wish, but as for me, I believe that is was not her time. For 19 years, Nancy's life has been a walking testimony of the gift of life, of the responsibility of life and lessons of faith that our Father has taught us all. Nancy and Kelly continue to minister to hundreds,.. to thousands through their lives, their experiences. There has been a purpose to her life, bigger than life itself.&lt;br /&gt;&lt;br /&gt;Last night, 50 or so friends from that time, 19 years ago, and those we were close to from high school, and our little Nothside Baptist Church, gathered to celebrate the anniversary of Nancy's transplant. A cake, announcing 19 years young,..with 19 hearts along it's borders, good food, and fellowship between people who shared such an important bond. We presented Nancy with a frame endorsed with heartfelt sentiments from all that attended, however, more special than any of this,.. Nancy's donor's family was with us.&lt;br /&gt;&lt;br /&gt;This was the first time most all of us have ever met these people. These precious folks who made a decision to donate the organs of their 16 year old daughter to give life to others. Without their sacrifice, we would not have our Nancy. The tears flowed, the gratitude embraced them. A father, a mother, an aunt, a grandmother and grandfather, beaming with pride as Nancy has become their daughter now as well.That relationship began on Nov. 20th, 19 years ago.. but they did not meet for 2 years after that time. Nancy had written several letters, but the transplant program had regulations about when it was appropriate to give these letters to the donor family.When they finally received their letters, the circle was complete, their prayers answered. A living memorial to their daughter was found.&lt;br /&gt;&lt;br /&gt;Nancy and Kelly had another child, a son Ryan after this event. Ryan is now 12, adn Sarah is now 20. Another miracle, another leap of faith, another gift. A case history of probably one in 7 or 8 I think in the world. Impossible as it seems, the only explanation is that God is in control, God has a plan for these people, and we are lucky enough to have all been touched by it.&lt;br /&gt;&lt;br /&gt;This incident changed my life.. Nancy is my miracle. I speak of her often, I remember often the loss of one family, and the gift that another immediate and extended family received. I became an organ donor days after that event. I hope that you share this with your families.. perhaps talk to your children, make your wishes known, and more importantly have your driver's license noted accordingly. &lt;br /&gt;&lt;br /&gt;Here's Nancy's Family, Her donor Family and her immediate family. How precious these people are to me and to their friends and extended family!&lt;br /&gt;&lt;br /&gt;&lt;a href="http://2.bp.blogspot.com/_hoHrRBmbp9c/STF4oZ2lRmI/AAAAAAAAAE8/AMjLL6Hiscw/s1600-h/NancysFamily-DonorFamily.jpg"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 257px;" src="http://2.bp.blogspot.com/_hoHrRBmbp9c/STF4oZ2lRmI/AAAAAAAAAE8/AMjLL6Hiscw/s400/NancysFamily-DonorFamily.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5274129274157483618" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;em&gt;&lt;strong&gt;Please check you Records, consider becoming an organ donor.. it is the ultimate gift.&lt;/strong&gt;&lt;/em&gt;&lt;br /&gt;&lt;br /&gt;In Florida see: &lt;a href="http://www.fdhc.state.fl.us/MCHQ/Health_Facility_Regulation/Organ_Donors/index.shtml"&gt;Organ Donor&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;For other States go to: &lt;a href="http://www.jrifilms.org/register.htm and find your state."&gt;Organ Donor&lt;/a&gt;.&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-8646611880126229148?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/ttR4hGS8rPc/what-have-we-done-with-last-19-years-of.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_hoHrRBmbp9c/STF4oZ2lRmI/AAAAAAAAAE8/AMjLL6Hiscw/s72-c/NancysFamily-DonorFamily.jpg" height="72" width="72" /><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/11/what-have-we-done-with-last-19-years-of.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-2643202055535930708</guid><pubDate>Tue, 11 Nov 2008 18:17:00 +0000</pubDate><atom:updated>2008-11-11T16:23:40.425-05:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Florida Real Estate</category><category domain="http://www.blogger.com/atom/ns#">real estate trades</category><category domain="http://www.blogger.com/atom/ns#">Indian Pass</category><category domain="http://www.blogger.com/atom/ns#">Forgotten Coast</category><category domain="http://www.blogger.com/atom/ns#">Florida Beaches</category><title>Florida's Beautiful Forgotten Coast</title><description>What a great way to spend a weekend! 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&lt;br /&gt;&lt;br /&gt;I spent the weekend with family and remember why I love the coast so much. Sunrises and Sunsets, solitude and memorable times will draw you to this little paradise too! &lt;br /&gt;There are homes for sale, lots,..for amazing prices! &lt;br /&gt;Located just southwest of Apalachiola and north east of Port. St. Joe, and buffered by Cape San Blas, Indian Pass is nestled among state parks and presrves.  It is a place of solitude that is found just a few miles from cities where you can access basic needs and supplies. You really must visit to experience! &lt;br /&gt;&lt;br /&gt;Interested in trading your home for a beach home? Come stay a while and experience the Gulf Coast. I will connect you with a Realtor to show you why this is such a special place!&lt;br /&gt;&lt;br /&gt;&lt;a href="mailto:debbiekirkland@homesalesoftallahassee.com"&gt;Email me&lt;/a&gt; today to find out how!&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-2643202055535930708?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><enclosure type="video/mp4" url="http://www.blogger.com/video-play.mp4?contentId=34a637b743076260&amp;type=video%2Fmp4" length="0" /><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/QiQ8CWc9lHA/floridas-beautiful-forgotten-coast.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/11/floridas-beautiful-forgotten-coast.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-3552159152125427012</guid><pubDate>Tue, 04 Nov 2008 03:18:00 +0000</pubDate><atom:updated>2008-11-04T00:20:49.853-05:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">customer</category><category domain="http://www.blogger.com/atom/ns#">losing someone</category><title>More Than Customers</title><description>&lt;a href="http://4.bp.blogspot.com/_hoHrRBmbp9c/SQ_bYH9e-eI/AAAAAAAAAEk/nTo0IrkihOo/s1600-h/lake-best.jpg"&gt;&lt;img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 252px; height: 190px;" src="http://4.bp.blogspot.com/_hoHrRBmbp9c/SQ_bYH9e-eI/AAAAAAAAAEk/nTo0IrkihOo/s400/lake-best.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5264667696919673314" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;em&gt;&lt;strong&gt;Today I lost a customer,...today I lost a friend.&lt;/strong&gt;&lt;/em&gt;&lt;br /&gt;&lt;br /&gt;As I sit and reflect about the world situation, the state of the market, the uncertainty of our lives, I am reflective on the certainties that we do have. Getting to know this sweet man was a certainty There is a reason people come into your life, and his presence in mine came at a very, very critical time. Knowing I had helped find him a place he could call home, a place he could sit at the end of every day, look out over the water and end each of his days with peace and quiet gave me something money can not buy. &lt;br /&gt;&lt;br /&gt;Three years ago I met this special customer as he was referred to me by a friend on St. George's Island. He was a delightful man. Immediately we connected. I found delight in listening to his stories, his history, his tales of how he became successful. I became engaged in lively discussions, in his laughter and in his wisdom. &lt;br /&gt;&lt;br /&gt;He was very specific and exact in his needs for a home here in Tallahassee. I've told the story a hundred times, and I still find it to be one of my favorites. His three requirements were: a waterfront home with a "great view" in a gated community, a large kitchen with access to an outdoor grill and a pantry large enough for wine storage, and lastly a small room for an office. &lt;br /&gt;&lt;br /&gt;The view was a necessity. Although retired, he kept himself extremely busy. He had developed his own system for making money.. all after his retirement he was quick to tell me. Like most of us he worked for years in a corporate world, making money for someone else.. and now he enjoyed making money for himself, and was good at it! he even wrote a program for tracking his investments, etc. I often told him to sell it and make millions! He always giggled..always content with holding his secret close. So, ending each day in a place where he could look over the water, where breezes blew softly, where no one was glaring into his home, his life gave him solace. It was deserved I think, a reward that someone who worked so hard for deserves.&lt;br /&gt;&lt;br /&gt;The second criteria, the kitchen. This man loved to cook! He enjoyed wine,.. he was constantly learning about wine, and he had a recipe I wish I had gotten for seafood gumbo, now lost. Deservedly taken, forever secret. We searched and found a home with a gas grill connection right outside the breakfast nook window,.. arms length, perfect he said for when the weather was bad, but accessible for indoor/outdoor grilling. I worried about him burning the house down.. but he seemed to have a system. Again, I have learned, don't question a master! We looked in pantries.. we looked for a wine closet or a refrigerator for his wine collection, we looked for open kitchens for cooking and enjoyment.&lt;br /&gt;&lt;br /&gt;Lastly, he wanted an office. Now his office was different than most. His office furniture was,.. well, vintage. Practical and useful but not too "modern" he said. I somehow envisioned it similar to my grandfather's workbench. Stacks of projects, papers, books, circa 1940 file cabinet and his old metal blade desk fan with a frayed cloth cord. I tried not to think about it too much, a safety hazard.&lt;br /&gt;&lt;br /&gt;So off we went! We had a good part of a day, and he wanted to see all 14 listings I had researched. Each one was different. Some elaborate, some simple and some simply disgusting causing us to laugh more than once. We joked about how people live, about his views of the things some people thought important and about the simplicity of his collections. He talked about his daughter, and having a place for her privacy when she visited from California and how he looked forward to her visits. We talked about his long car trips to see her, about driving across country to visit her. His car loaded with a bounty of wine as he timed his stops perfectly so that it would not spoil while unattended! The details of a mathematical, analytical mind amazed me and I was humbled.&lt;br /&gt;&lt;br /&gt;We did not find the perfect house that day. There was however, the one listing that we did not see because the owner had a golf date and could not let us take a look on this day. After nearly 6 hours of looking, my sweet customer asked if there was anywhere we could go for a glass of wine. It was 3:30 pm! The one place I thought would be open at that hour was closing from lunch to prepare for the dinner crowd. After a brief request to the owner who happened to greet us, we got a table.. and we had the entire place to ourselves. I thought we might be having a glass of wine.. but instead a bottle was ordered by my customer. Now,..this is certainly not something I have a habit of doing,.. but this was a treat, and even more a treat to share it with someone I found so interesting. Some days you just have to let go and let moments like that sink in. &lt;br /&gt;&lt;br /&gt;As we parted ways, I left him with the assurance that we would find that perfect house, and by now, I think I knew what it was that he was looking for.&lt;br /&gt;&lt;br /&gt;The next morning, I decided to take a drive by the one house we missed. The sole picture on the Multiple Listing Service was far from attractive and barely recognizable. As I sat along the curb, I realized this home was on one of the best parts of the lake, it was far more beautiful than the picture and I knew I must make a preview appointment. I called the owner and asked if I could come in, just by myself, to preview the home. After telling her about my customer from the previous day. She allowed me to come in, and the moment I stepped in the foyer that opened up to a panoramic view of the lake, I knew I had found my customer's next home. I asked the lady if I could take photos, explaining my customer was out of town. Reluctantly, she allowed me to do so. I left and emailed those photos to him as soon as I got to the office. I then called, asked him to look at his email because I think I had found "the house". He agreed to come all the way back form St. George again, and when he arrived we went straight to the home. We examined it top to bottom.. and without too much emotion he asked that we go back to the office. I couldn't help but think, "uh-oh, that was a flop!"&lt;br /&gt;&lt;br /&gt;We arrived back at the office and he asked me only one question. That was, "Do you think it is worth the sales price they are asking?" I replied yes. I ran a few comps to be certain, but quickly found confirmation. He then told me that he was about to do something that probably didn't happen often, but he wanted to make a full price, cash offer for the house..and wanted to write it up! We did,..and after all the paperwork, he asked if I wanted a glass of wine! Of course I did not hesitate,.. but this time I had to get back to the office shortly to get this contract presented, etc.&lt;br /&gt;&lt;br /&gt;We closed without a hitch. He closed on the beach house, moved into the house and set up his furnishings just so.. and began the work of what he called "quiet time."&lt;br /&gt;&lt;br /&gt;This transaction did not end here. Over the next three years, I kept in touch with my sweet customer. Checking in at least monthly, sometimes more. Making sure he was ok..introducing him to my accountant, having occasional lunches and enjoying surprise office visits. Sometimes I would just find a few bottles of wine on my desk, no note, no card,.. but I knew who they were from! &lt;br /&gt;&lt;br /&gt;Two weeks ago, I did a quick drive by..as I did often to check on him and found him sweaty and hot from working in the yard. His speech was slurred and his memory notably different as we spoke. I learned he had recently had a series of mini strokes. He knew I was visibly upset and worried about him living alone still, etc. We talked about him having a key made for me for the next time I stopped in so that I could get in and check on him on occasion. Surprisingly he agreed. We talked about his daughter, and he reassured me that he spoke every week to her, without fail. We hugged and I went on home and made a lasagna and put it in the freezer for the next time we would meet.&lt;br /&gt;&lt;br /&gt;Tax season arose and I spent too much time.. after working all day, gathering up tax information, readying it for my accountant. The same accountant to who I had recommended. they had quickly become friends as well. She and I talked about him during that visit. I told her how worried I was for him. That was two weeks ago.&lt;br /&gt;&lt;br /&gt;Today, my accountant called me. she told me that he had passed away. He passed away in his home. He is gone. My heart is heavy. It took a while for me to call his daughter. Even when I reached her, I could not help but let the tears fall. I will miss this sweet soul, and I am sad for not seeing him, for getting that key, for taking that lasagna over there. &lt;br /&gt;&lt;br /&gt;I am certain of one thing. He would not have wanted to be anywhere but at home. I pray that he did not suffer, but hope that his last views were of the lake. His last moments in a home he loved.&lt;br /&gt;&lt;br /&gt;Again, I realize we can't hold onto what is not ours to begin with, but I respect what I am given. I am thankful for what I am given, for the time with those that are the quiet influences, the voices that give us moments we will not forget. This man was the best part of my job, his friendship a reminder of why I chose this career, and why my customers are important.&lt;br /&gt;&lt;br /&gt;This is dedicated to my friend, my customer, and to each of you who have found happiness in your homes. In this life, there are little certainties, but rest assured, helping someone find a moment of happiness puts all that I do in perspective. &lt;br /&gt;&lt;br /&gt;God Bless the soul and the family of my friend, Mr. Day.&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-3552159152125427012?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/gPc5kdYca-I/more-than-customers.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_hoHrRBmbp9c/SQ_bYH9e-eI/AAAAAAAAAEk/nTo0IrkihOo/s72-c/lake-best.jpg" height="72" width="72" /><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/11/more-than-customers.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-6940188724410361752</guid><pubDate>Sun, 02 Nov 2008 04:54:00 +0000</pubDate><atom:updated>2008-11-02T01:24:21.342-04:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">New Construction</category><category domain="http://www.blogger.com/atom/ns#">Affordable financing</category><category domain="http://www.blogger.com/atom/ns#">down payment</category><category domain="http://www.blogger.com/atom/ns#">mortgage insurance</category><title>New Construction with 100% Financing!</title><description>&lt;a href="http://1.bp.blogspot.com/_hoHrRBmbp9c/SQ005epgdMI/AAAAAAAAAEc/g61O8Iamk64/s1600-h/Front-Sycamore+Ridge.jpg"&gt;&lt;img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;width: 400px; height: 267px;" src="http://1.bp.blogspot.com/_hoHrRBmbp9c/SQ005epgdMI/AAAAAAAAAEc/g61O8Iamk64/s400/Front-Sycamore+Ridge.jpg" border="0" alt=""id="BLOGGER_PHOTO_ID_5263921701550322882" /&gt;&lt;/a&gt;&lt;p&gt;&lt;br /&gt;&lt;strong&gt;New Construction and 100% Financing - Rural Housing &lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;100% Financing is available through US Rural Housing. This program does not require mortgage insurance and is affordable financing with low interest rates. Worried about not having funds for down payment? None needed here! Maybe you don't even have enough for closing costs... I can help you negotiate for allowable seller paid closing costs! &lt;br /&gt;&lt;br /&gt;Determining a home-buyer's eligibility for these programs is the first step. There are income limits for individuals, and those with families. These programs are not for everyone, but perfect for those who need them the most!&lt;br /&gt;&lt;br /&gt;US Rural Housing Loans - &lt;a href="http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=pageLoad&amp;urlToLoad=http://www.rurdev.usda.gov/rhs/sfh/brief_rhdirect.htm&amp;NavKey=loan@11"&gt;Click Here to Read More&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;If you are shopping for a new home in the Florida, Tallahassee, Leon county area I can help you directly. If you are in any part of the United States and want to know if you are eligible, I will help you find a professional Realtor and a reputable lender who participate with these programs, I can help there as well. Now is the time to stop renting, to find a way to put your family in a home of your own. Interest rates are good, and these funds are available now! &lt;a href="mailto:debbiekirkland@homesalesoftallahassee.com"&gt;Email me&lt;/a&gt; if you have questions!&lt;br /&gt;&lt;br /&gt;I have homes listed in the areas that qualify for this program, in Leon and the surrounding area counties. Woodville, just minutes from Capital Circle SE, Southwood complex, and downtown Tallahassee, falls in this eligibility area. Also in the eligible area is 27N - In the NW area of Leon county - From View Pointe subdivision out to the new subdivision River's Landing and subdivisions on Tower Road, off capital circle NW.&lt;br /&gt;&lt;br /&gt;I have &lt;a href="http://www.homesalesoftallahassee.com/FeaturedListings"&gt;new construction listings&lt;/a&gt; that run from $140,000 - 190,000 which are eligible and ready for occupancy. If you are paying rent now.. if you have good credit, but think you just don't have cash to close.. call me, I can help! It is very possible you can purchase a home with little to no money down!&lt;br /&gt;&lt;br /&gt;Call today for a buyer consultation or for more information about the availability of these programs in your area.&lt;br /&gt;&lt;br /&gt;850.212.0440&lt;br /&gt;&lt;br /&gt;Debbie Kirkland, Realtor&lt;br /&gt;&lt;br /&gt;http://www.homesalesoftallahassee.com&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-6940188724410361752?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/I1NFfW28qfw/new-construction-with-100-financing.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/_hoHrRBmbp9c/SQ005epgdMI/AAAAAAAAAEc/g61O8Iamk64/s72-c/Front-Sycamore+Ridge.jpg" height="72" width="72" /><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/11/new-construction-with-100-financing.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-2380251977899631259</guid><pubDate>Fri, 03 Oct 2008 22:29:00 +0000</pubDate><atom:updated>2008-10-03T18:43:07.293-04:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">struggling to make payments</category><category domain="http://www.blogger.com/atom/ns#">mortgage</category><category domain="http://www.blogger.com/atom/ns#">HOPE program</category><category domain="http://www.blogger.com/atom/ns#">FHA loans</category><category domain="http://www.blogger.com/atom/ns#">loans</category><title>Can't Make your Mortgage Payment? There is HOPE!</title><description>Being a Realtor sometimes involves a little more that the next "deal.” &lt;br /&gt;Those of you who know me, know that &lt;a href="http://www.homesalesoftallahassee.com/DebbiesBio"&gt;my business&lt;/a&gt; is based on service on the needs of my customers only..so not surprising that I get many calls to help my friends and acquaintances problem solve with their real estate needs.  My customers rely on me as a resource for many questions relating to their homes including issues from home repairs, decorating and remodeling referrals, to mortgage loans and issues. Most of the time, I can help with these questions and provide solutions to these issues.&lt;br /&gt;&lt;br /&gt;Staying informed is my full time job.. just as you have to learn about &lt;em&gt;your&lt;/em&gt; business, trade or industry, &lt;em&gt;I&lt;/em&gt; have to stay on top of issues that affect my business and the ability to help people buy, sell, trade and build homes and real estate and or businesses. As of late.. this information has changed daily, sometimes twice a day! It is challenging to say the least. What do I do when I am not with customers? Well,.. I meet with lenders, with government officials, and read about what is affecting my business and my customers.&lt;br /&gt;&lt;br /&gt;My question to you today is, “Do you know someone struggling to make their mortgage payments, or even facing foreclosure?”  Has someone you known shared that they are struggling to make their mortgage payments? There are alternatives, solutions, but we must act quickly to help these people.&lt;br /&gt;&lt;br /&gt;On Oct.1,2008, HUD rolled out a new program to help homeowners avoid foreclosure.&lt;br /&gt;The HOPE program was authorized by the Economic and Housing Recovery Act of 2008 and was charged with establishing underwriting standards that will allow borrowers to acquire new FHA mortgages. In many cases, these loans will be “written down” and made at 90% of a new appraised value!&lt;br /&gt;&lt;br /&gt;Right now, FHA loans seem to be the safest and most affordable loans compared to other high-priced loans that are risky and threaten homeowners abilities to manage and keep their homes.&lt;br /&gt;&lt;br /&gt;The new program started on Oct. 1st but will only last through Sept. 30, 2011. There are qualifications a borrower must meet, the primary being that this must be an owner-occupied home. This is not for investment properties or second mortgages.&lt;br /&gt;&lt;br /&gt;Borrowers need to contact their lenders to determine eligibility.&lt;br /&gt;&lt;br /&gt;Here are the general requirements:&lt;br /&gt; The home is a primary residence, and borrowers have no ownership interest in other residential property such as second homes.&lt;br /&gt; The original mortgage originated on or before Jan. 1, 1008 and at least 6 payments have been made.&lt;br /&gt; A borrower is not able to pay their existing mortgage without help.&lt;br /&gt; As of March 2008, their total monthly mortgage payments due were more than 31% of their gross income. (New loans will be made for no more than 31% of income, if unsure if payments are affordable, a “trial modification” period is available prior to the new loan to prove ability and willingness for borrowers to re-pay)&lt;br /&gt; They have not been convicted of fraud in the past 10 years, intentionally defaulted on debts, and did not provide false information when they obtained their existing mortgage.&lt;br /&gt;&lt;br /&gt;The Program includes the following provisions:&lt;br /&gt;&lt;br /&gt;Borrowers are to attempt to participate in the program with their current lender.&lt;br /&gt;&lt;br /&gt; The loan amount my not exceed a maximum of $550,440.&lt;br /&gt; The new mortgage will be no more than 90% of the new appraised value including any up front mortgage insurance premium.&lt;br /&gt; The upfront mortgage insurance premium is 3% and the annual mortgage insurance is 1.5%&lt;br /&gt; The holder of the mortgage liens must waive prepayment and late payment fees.&lt;br /&gt; The existing first mortgage must accept the proceeds of the HOPE for homeowners loan as full settlement of all indebtedness.&lt;br /&gt; Existing subordinate lien holders must release their outstanding mortgage liens.&lt;br /&gt; Standard FHA policy regarding closing costs apply.&lt;br /&gt; The borrower must agree to share with FHA both the equity created at the beginning of the new mortgage and any future appreciation in the value of their home. (If the homeowner sells or refinances, they will share the equity with FHA on a sliding scale ranging from a 100 percent share after the first year to a 50% share after 5 years.)&lt;br /&gt; The borrower cannot take out a second mortgage in the first 5 years of the loan, except under circumstances for emergency repairs.&lt;br /&gt;&lt;br /&gt;Homeowners In Need Should Act Now&lt;br /&gt;While lenders are gearing up to offer this new program, families should not wait to seek mortgage relief. Right now, homeowners can determine if they are already eligible for mortgage assistance through &lt;em&gt;FHASecure&lt;/em&gt;. They can obtain information through any of the following options:&lt;br /&gt;• Contact current lender&lt;br /&gt;• Contact a local, HUD-approved housing counseling agency at HUD.gov;&lt;br /&gt;• Contact the HOPE NOW Alliance at 1 (888) 995-HOPE; or&lt;br /&gt;• Call FHA at 1 (800) CALL-FHA.&lt;br /&gt;If you have questions about this, please feel free to call me.. but do yourself or friends a favor and pass this along!&lt;br /&gt;&lt;br /&gt;&lt;em&gt;&lt;strong&gt;Debbie Kirkland, Realtor, CLG, E-Pro&lt;br /&gt;Armor Realty of Tallahassee, Inc.&lt;br /&gt;850-212-0440&lt;br /&gt;debbiekirkland@homesalesoftallahassee.com&lt;/strong&gt;&lt;/em&gt;&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-2380251977899631259?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/SjOiVmiiWNw/cant-make-your-mortgage-payment-there.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>6</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/10/cant-make-your-mortgage-payment-there.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-5785176569902098348</guid><pubDate>Sun, 28 Sep 2008 01:21:00 +0000</pubDate><atom:updated>2008-09-27T21:21:43.014-04:00</atom:updated><title>Smoke Fish in a Chiminea - wikiHow</title><description>&lt;a href="http://www.wikihow.com/Smoke-Fish-in-a-Chiminea"&gt;Smoke Fish in a Chiminea - wikiHow&lt;/a&gt;&lt;br /&gt;Wondering what to do with your Chimnea in the summer?  Well.. I'm going to test it out tomorrow.. will let you know how it goes!&lt;br /&gt;&lt;p&gt;&lt;br /&gt;&lt;a href="http://www.wikihow.com/Main-Page"&gt;&lt;img border="0" src="http://www.wikihow.com/skins/WikiHow/wikiHow.gif"&gt;&lt;/a&gt;&lt;br /&gt;&lt;h1 style='margin-bottom: 0px;'&gt;&lt;a href="http://www.wikihow.com/Smoke-Fish-in-a-Chiminea"&gt;How to Smoke Fish in a Chiminea&lt;/a&gt;&lt;/h1&gt;&lt;br /&gt;&lt;b&gt;&lt;i&gt;from &lt;a href='http://www.wikihow.com/Main-Page'&gt;wikiHow - The How to Manual That You Can Edit&lt;/a&gt;&lt;/i&gt;&lt;/b&gt;&lt;br/&gt;&lt;br /&gt;A chiminea (also spelled chimenea) started off as a clay stove in Mexico but is now popular as a backyard accessory. An outdoor chiminea is not only nice to look at, but it can also be used to &lt;a href="http://www.wikihow.com/Grill-Fish" title="Grill Fish"&gt;grill&lt;/a&gt; and smoke food.  Here's how to use one to smoke fish.&lt;br /&gt;&lt;a name="Steps"&gt;&lt;/a&gt;&lt;h2&gt;  Steps &lt;/h2&gt;&lt;br /&gt;&lt;ol&gt;&lt;li&gt;&lt;b&gt;Select (or catch) a suitable fish&lt;/b&gt; (e.g. salmon, trout).  Filet and leave the skin on.&lt;br /&gt;&lt;/li&gt;&lt;li&gt;&lt;b&gt;Place the fish skin side down in a glass bowl&lt;/b&gt; and coat the fish generously with brown sugar and kosher salt.  This will pull the excess moisture from the fish. Leave in refrigerator overnight.&lt;br /&gt;&lt;/li&gt;&lt;li&gt;&lt;b&gt;Build a fire in the chiminea&lt;/b&gt; with a good hard wood (e.g. oak, pecan). Do not use a resinous wood like pine or wood that is rotted. Wait for the fire to die down so that there are no flames.  You should be able to hold your hand over the chimney and count to ten.&lt;br /&gt;&lt;/li&gt;&lt;li&gt;&lt;b&gt;Rinse the salt and sugar off the fish&lt;/b&gt; and place it in a fish basket.  Hang the basket inside the chimney by running a skewer across the opening.  The chimney should be cool enough for you to do this without getting burned.&lt;br /&gt;&lt;/li&gt;&lt;li&gt;&lt;b&gt;Smoke for 4-6 hours&lt;/b&gt;.  The fish should have the firmness of the flesh between your thumb and forefinger.&lt;br /&gt;&lt;/li&gt;&lt;/ol&gt;&lt;br /&gt; &lt;br /&gt;&lt;a name="Tips"&gt;&lt;/a&gt;&lt;h2&gt;  Tips &lt;/h2&gt;&lt;br /&gt;&lt;ul&gt;&lt;li&gt;This is hot smoked fish.  The longer you smoke it, the more it becomes like jerky.&lt;br /&gt;&lt;/li&gt;&lt;/ul&gt;&lt;br /&gt; &lt;br /&gt;&lt;a name="Things_You.27ll_Need"&gt;&lt;/a&gt;&lt;h2&gt;  Things You'll Need &lt;/h2&gt;&lt;br /&gt;&lt;ul&gt;&lt;li&gt;Fish grilling basket&lt;br /&gt;&lt;/li&gt;&lt;li&gt;Skewers&lt;br /&gt;&lt;/li&gt;&lt;li&gt;Chiminea&lt;br /&gt;&lt;/li&gt;&lt;li&gt;Hardwood&lt;br /&gt;&lt;/li&gt;&lt;/ul&gt;&lt;br /&gt; &lt;br /&gt;&lt;a name="Related_wikiHows"&gt;&lt;/a&gt;&lt;h2&gt;  Related wikiHows &lt;/h2&gt;&lt;br /&gt;&lt;ul&gt;&lt;li&gt;&lt;a href="http://www.wikihow.com/Short-Smoke-a-Salmon" title="Short Smoke a Salmon"&gt;How to Short Smoke a Salmon&lt;/a&gt;&lt;br /&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.wikihow.com/Fillet-a-Rainbow-Trout-Fish" title="Fillet a Rainbow Trout Fish"&gt;How to Fillet a Rainbow Trout Fish&lt;/a&gt;&lt;br /&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.wikihow.com/Make-Coconut-Shrimp" title="Make Coconut Shrimp"&gt;How to Make Coconut Shrimp&lt;/a&gt;&lt;br /&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.wikihow.com/Grill-Seafood-on-a-Natural-Alder-Plank" title="Grill Seafood on a Natural Alder Plank"&gt;How to Grill Seafood on a Natural Alder Plank&lt;/a&gt;&lt;br /&gt;&lt;/li&gt;&lt;li&gt;&lt;a href="http://www.wikihow.com/Grill-Tuna-Steak-on-a-Natural-Black-Cherry-Plank" title="Grill Tuna Steak on a Natural Black Cherry Plank"&gt;How to Grill Tuna Steak on a Natural Black Cherry Plank&lt;/a&gt;&lt;br /&gt;&lt;/li&gt;&lt;/ul&gt;&lt;br /&gt; &lt;br /&gt;&lt;p&gt;&lt;br /&gt;&lt;i&gt;Article provided by &lt;a href="http://www.wikihow.com/Main-Page"&gt;wikiHow&lt;/a&gt;, a collaborative writing project to build the world's largest, highest quality how-to manual. Please edit this article and find author credits at the original wikiHow article on &lt;a href="http://www.wikihow.com/Smoke-Fish-in-a-Chiminea"&gt;How to Smoke Fish in a Chiminea&lt;/a&gt;.  All content on wikiHow can be shared under a &lt;a href="http://creativecommons.org/licenses/by-nc-sa/2.5/"&gt;Creative Commons license&lt;/a&gt;.&lt;/i&gt;&lt;br /&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-5785176569902098348?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/Evv07ilb9HE/smoke-fish-in-chiminea-wikihow.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>1</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/09/smoke-fish-in-chiminea-wikihow.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-490984448334187645</guid><pubDate>Thu, 11 Sep 2008 04:16:00 +0000</pubDate><atom:updated>2008-11-29T23:52:37.586-05:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">911</category><category domain="http://www.blogger.com/atom/ns#">September-11-2001</category><category domain="http://www.blogger.com/atom/ns#">remembering</category><category domain="http://www.blogger.com/atom/ns#">America</category><title>Remember, Sept 11, 2001, We will Never forget.</title><description>&lt;a href="http://4.bp.blogspot.com/_hoHrRBmbp9c/SMifIotnIAI/AAAAAAAAADY/xevz1Mgr764/s1600-h/DSC00041.JPG"&gt;&lt;img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;" src="http://4.bp.blogspot.com/_hoHrRBmbp9c/SMifIotnIAI/AAAAAAAAADY/xevz1Mgr764/s400/DSC00041.JPG" border="0" alt=""id="BLOGGER_PHOTO_ID_5244616736789438466" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;a href="http://4.bp.blogspot.com/_hoHrRBmbp9c/SMiewTtIQZI/AAAAAAAAADQ/aX6cRHL-ICI/s1600-h/DSC00043+(2).JPG"&gt;&lt;img style="float:left; margin:0 10px 10px 0;cursor:pointer; cursor:hand;" src="http://4.bp.blogspot.com/_hoHrRBmbp9c/SMiewTtIQZI/AAAAAAAAADQ/aX6cRHL-ICI/s320/DSC00043+(2).JPG" border="0" alt=""id="BLOGGER_PHOTO_ID_5244616318833410450" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;September 11, 2001&lt;/strong&gt;.&lt;br /&gt;&lt;br /&gt;I remember where I was when the first plane hit the North Tower of the world trade center. I remember the first call I made. I remember the tears that flowed like water and the fear that rose in my stomach. I remember watching the second plane hit the South Tower, then the Pentagon, Then the fourth plane falling in Pennsylvania. I remember gathering my family around me, and not wanting to let go. I remember the sleepless nights that followed and the desperation as the leaders of our country struggled to discover what, how and when to deal with this situation.&lt;br /&gt;&lt;br /&gt;Years in the planning, the first attack since 1814 when the British invaded Washington DC and burned the White House. More people were killed on US soil on Sept. 11, 2001 than on any day since the American Civil War.&lt;br /&gt;&lt;br /&gt;There are many tributes to help remind us of this tragedy. I ask you to take 30 minutes,.. view one of these.. and reflect. &lt;br /&gt;&lt;br /&gt;&lt;a href="http://www.youtube.com/watch?v=vSfYmBCzIOo&amp;feature=related"&gt;http://www.youtube.com/watch?v=vSfYmBCzIOo&amp;feature=related&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href="http://www.youtube.com/watch?v=wNNTcHq5Tzk"&gt;http://www.youtube.com/watch?v=wNNTcHq5Tzk&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href="http://www.youtube.com/watch?v=vSK9O7iklpY&amp;NR=1"&gt;http://www.youtube.com/watch?v=vSK9O7iklpY&amp;NR=1&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href="http://attacked911.tripod.com/"&gt;http://attacked911.tripod.com/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Now, ask yourself the question.. if this were to happen again.. and it is only a matter of time.. who do we want leading our country,.. and how will they react? Will they stand up.. will they lie down and sing "world peace" ballads..or will they go get the freaks of nature that caused such an incident? As for me,.. I vote for a man who has indeed faced the enemy, eye-to-eye and who will, without a doubt have no mercy on those who dare attempt any future incident. John McCain may not have every answer, every solution.. but he is a leader, and we must hope that &lt;em&gt;WITH&lt;/em&gt; the help of the others we elect as his congress, that this country will rise to meet the needs of our citizens and will deliver the message of those whose blood bought our freedom, and that message is,.. &lt;strong&gt;&lt;em&gt;America, home of the brave and the free - and don't even think about it!&lt;/em&gt;&lt;/strong&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;For my cousin who presently serves our country, for my family members who have and would serve again, for my friends who have served, walking the streets and searching buildings and streets, who have come home changed mentally and physically for life yet have to listen to the skeptics and the naysayers, for those who remain in service there now, I want you to know we remember why you are there, what you have lost. We support you until the last American returns home. We will not forget. We are indebted to your service.&lt;br /&gt;&lt;br /&gt;For those who serve here, our police, our firefighters, you are our heroes, you are our strength, you are loved and supported.&lt;br /&gt;&lt;br /&gt;&lt;strong&gt;&lt;em&gt;GOD BLESS AMERICA&lt;/em&gt;&lt;/strong&gt;&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-490984448334187645?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/WnMBEV0aItg/remember-sept-11-2001-we-will-never.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_hoHrRBmbp9c/SMifIotnIAI/AAAAAAAAADY/xevz1Mgr764/s72-c/DSC00041.JPG" height="72" width="72" /><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/09/remember-sept-11-2001-we-will-never.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-260308932367136057</guid><pubDate>Mon, 11 Aug 2008 20:42:00 +0000</pubDate><atom:updated>2008-08-11T16:50:36.669-04:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">debbie kirkland</category><category domain="http://www.blogger.com/atom/ns#">picking a realtor</category><category domain="http://www.blogger.com/atom/ns#">realtors</category><category domain="http://www.blogger.com/atom/ns#">mls searches</category><category domain="http://www.blogger.com/atom/ns#">buying a home</category><title>She Asked for An Appointment!</title><description>&lt;a href="http://www.homesalesoftallahassee.com/graphics/clipart/Agents/fsbo.jpg"&gt;&lt;img style="float:right; margin:0 0 10px 10px;cursor:pointer; cursor:hand;width: 200px;" src="http://www.homesalesoftallahassee.com/graphics/clipart/Agents/fsbo.jpg" border="0" alt="" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;You just met a Realtor at an open house... you called on a sign or an advertisement... and you got “the question.” “Are you working with a Realtor?” You ask yourself, “Why does every Realtor ask me that?” &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;The answer is really simple. Ethically, we have a responsibility to others in our industry. Protecting the relationship that may be established with another Realtor is crucial to the best interest of the customer, you. Secondly, it is very important that we provide feedback to those we represent, sellers, as well as to who is looking at their home. Is it qualified buyers in search of their next home or investment property, inquisitive Sunday drivers who “happen” on the “OPEN HOUSE” sign, or a curious neighbor. Take 2 minutes to help Realtors provide this statistic to their sellers. This information helps mold the Realtor’s marketing plan that is best for the ultimate goal of selling their home.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;If you are a serious buyer, you are probably searching the paper, in magazines and online for the perfect house. But what do you do when you find it? If you are looking on your own, you may get lucky and happen on a smiling face that makes you comfortable enough that you would actually consider working with that person on your purchase. If this person is savvy and professional, they will indeed ask you for “the appointment”. Does that trigger the foreboding music in the background, or does it give you that warm, confident feeling of this person is going to take care of me? “The appointment” is rather, a compliment, a logistical ordered step, a professional approach to one of the most costly investments you will make in your lifetime. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;“The appointment” deserves an hour or so of undivided attention. The goal is to get to know your needs and your goals and to educate you on the ever-changing intricacies of the real estate purchase process. It also provides you with an opportunity to learn about the person you are hiring as your Realtor. What is their experience, how do they work with buyers and sellers, what kind of communication systems do they use to reach you, other sellers and buyers? All questions covered in “the appointment.” &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Another thing you will learn is how Realtors get paid, and when. Unlike physicians or accountants, or attorneys, most Realtors do not get paid for their time, their gas, their overhead expenses, etc., until a transaction closes. Devoting time to you is free essentially, until you have a successful closing. Realtors in turn ask for your loyalty, your devotion to them as they work while you continue your job, spend time with your family and tie up the loose ends of your life before your purchase. &lt;br /&gt;&lt;br /&gt;Loyalty agreements come in different forms, many use written buyer agreements, seller listing contracts, and many simply shake hands, give a hug and start to work with an understanding that you will indeed employ them for the duration of the task. You need not be afraid of written agreements, and if you are not presented with one of these, make sure you know exactly how your Realtor will be working for you, and what is expected of you as well. Once you put a professional Realtor to work, you will see results, you will see work being accomplished. Your needs are the integral element in this relationship.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;My customers can attest to my work ethic and the time I spend with them. Call me, make “the appointment”, you will come away confident and equally as excited about your real estate venture. I want your business for life, and will work towards that goal. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;To Review the Realtor Code of Ethics, simply click on this link.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;If you know someone who deserves a professional Realtor, with experience and who will work diligently for them, call or e-mail me today. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Debbie Kirkland, Realtor&lt;br /&gt;&lt;br /&gt;850-212-0440&lt;br /&gt;&lt;br /&gt;www.HomeSalesofTallahassee.com   &lt;a href="http://www.homesalesoftallahassee.com/graphics/clipart/Agents/hfs_4.jpg"&gt;&lt;img style="float:right; margin:0 0 10px 10px;cursor:pointer; cursor:hand;width: 200px;" src="http://www.homesalesoftallahassee.com/graphics/clipart/Agents/hfs_4.jpg" border="0" alt="" /&gt;&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-260308932367136057?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/AfMh1cPLSo4/she-asked-for-appointment.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/08/she-asked-for-appointment.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-5981838499493569244</guid><pubDate>Sat, 09 Aug 2008 19:16:00 +0000</pubDate><atom:updated>2008-08-09T15:16:48.860-04:00</atom:updated><title>Be the Author of Your Life Story - A courageous story!</title><description>This is a story I wish every child could read, especially those raised by single moms or dads. There are great sacrifices parents make, and I know this family appreciated them. However, it is an example of, "It takes a village to raise a child." Kudos to the educators, the coaches who all saw potential in a child.&lt;br/&gt;&lt;br/&gt;&lt;a href='http://rismedia.com/wp/2008-08-09/be-the-author-of-your-life-story-4-steps-to-achieve-stratospheric-success/'&gt;read more&lt;/a&gt; | &lt;a href='http://digg.com/business_finance/Be_the_Author_of_Your_Life_Story_4_Steps_to_Achieve_Strato'&gt;digg story&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-5981838499493569244?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/UHSHKBw_fKg/be-author-of-your-life-story-courageous.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/08/be-author-of-your-life-story-courageous.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-4682935904026576516</guid><pubDate>Sat, 26 Jul 2008 01:54:00 +0000</pubDate><atom:updated>2008-07-25T22:32:22.065-04:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">home pricing</category><category domain="http://www.blogger.com/atom/ns#">marketing techniques</category><category domain="http://www.blogger.com/atom/ns#">market value</category><category domain="http://www.blogger.com/atom/ns#">marketing</category><category domain="http://www.blogger.com/atom/ns#">selling a home</category><title>How To Sell in A Buyer's Market</title><description>This is one of the most useful links I can give to any of you who are thinking of selling your home in today's market.&lt;br /&gt;&lt;br /&gt;http://www.cbsnews.com/stories/2008/07/24/eveningnews/main4291776.shtml&lt;br /&gt;&lt;br /&gt;This video that explains a few things seller's must consider when preparing a home to sell. Most of these tips are included in my pre-listing package.&lt;br /&gt;&lt;br /&gt;The market, the average sale prices, and days on market are factors that change daily.  Yes, daily!  Gone are the days of  comparing your home to a home down the street that sold two years ago, last year, even last month!  Supply and demand, (oversupply and low demand), has  set sellers up for challenges to making their home more appealing.&lt;br /&gt;&lt;br /&gt;Shopping for a home in this market is much like window shopping..the internet offers a vast supply of resources for buyers, and 80+ percent of buyers begin their home search on the internet.  However, time and time again, it is PRICING, that makes the difference in a proeprty that sells or does not sell.  The theory of "substitution" seems to be the driving force of sales today.  What this means is,.. if you have multiple items to consider when making your choice, two, three or twenty items that are similar in quality, age, size, amenities,.. the most likely factor that will seal the deal for you will be the bargain PRICE.&lt;br /&gt;&lt;br /&gt;I am an Realtor that utilizes many technical, and diverse marketing techniques.  Putting my seller's properties in as  many places as possible to bring buyers to the listing, is my goal. this is what brings buyers to the market.&lt;br /&gt;&lt;br /&gt;However, cooperation from every seller is the most important factor in the success of bringing a transaction to close.  Understanding market conditions, market value, (the most probable price a proeprty will bring), and detaching from all of the emotions of a property are all critical factors in preparing to sell.  &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Working with offers, negotiating details that will bring a deal to close is a tedious process. It consumes hours of time and involves many concessions from sellers than buyers these days. It is advisble to consider ALL offers, and work with counter-offers and through details until there is a meeting of the minds. This takes more than words..it is truly a skill, and I provide that to my customers.  Bringing in reason, facts, explanation of isses that both parties may not be aware of, is my job. More times than not.. agreements can be reached.&lt;br /&gt;&lt;br /&gt;If you are thinkig of selling.. please consult me as your Real Estate Professional.  Many buyers are not even considering FSBO properties because there is so much else to see.  Many assume that FSBO's are not as negotiable or educated as sellers who are working with professionals.  Many buyer's are also making multiple offers.. but on different properties...seller's beware!&lt;br /&gt;&lt;br /&gt;Again, consult a professinal,... let me bring my experience to you, especially in this challenging market.  We can succeed in a short amount of time!&lt;br /&gt;&lt;br /&gt;Email me at debbiekirkland@homesalesoftallahassee.com for more information, or to request a pre-listing package for preparing your home for sale!&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-4682935904026576516?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/eg_V16geNcQ/how-to-sell-in-buyers-market.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/07/how-to-sell-in-buyers-market.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-5486601289272670311</guid><pubDate>Thu, 24 Jul 2008 02:55:00 +0000</pubDate><atom:updated>2008-07-23T23:02:53.150-04:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Leon county</category><category domain="http://www.blogger.com/atom/ns#">Amendment 1</category><category domain="http://www.blogger.com/atom/ns#">Amendment 5</category><category domain="http://www.blogger.com/atom/ns#">taxes</category><category domain="http://www.blogger.com/atom/ns#">tallahassee</category><title>Growing Businesses while Taxes Increase</title><description>Growing a business in Tallahassee, FL is getting harder every day!  Last night I fought for my customers, business owners and potential business entrepreneurs against a county commission vote to raise the millage rate by 18% on property taxes in Leon county.  &lt;br /&gt;&lt;br /&gt;A large group of area business people gathered to give testimony that in the ever growing recession, we need relief, and don’t need to be raising money right now for new libraries! My customers, and myself,.. we are all tightening our belts, struggling with gas prices, grocery bills and property taxes that have already increased over 50% and some more than 500% in four years.  There is inequity in tax assessments, and that is just one of the issues.&lt;br /&gt;&lt;br /&gt;If this vote reaches full passage on Sept. 17th, landlords, business owners will have 3 options: 1. Pass the increase on to their customers or tenants.(imagine raising rent of low income families by hundreds of dollars a month) 2. Lay employees off as they cut back in an attempt to stay afloat, (creating even more people on government assistance and or in our jails.. cause they are going to be angry, depressed and desperate) or 3. Go out of business, (there goes substantial income for the county most certainly)!&lt;br /&gt;&lt;br /&gt;I was so very, very sad as I listened to a young man raised here in Tallahassee, a die hard Seminole fan.. a local primary and secondary school educated young man who owned his first home at age 20, and has owned a small computer business here since he was 24.  he is closing his doors after years in business here, and moving his family to  another city as a direct result of property taxes that have increased over 200%.&lt;br /&gt;&lt;br /&gt;Amendment 1 provided some relief for homeowners.. it did little for second home owners, commercial or business owners. Now they are being taxed again. Our commissioners are still not working with the state,.. instead making up their own plan..the easy one.. raising our taxes!&lt;br /&gt;&lt;br /&gt;Tallahassee may be a city composed of 30% state, county and city employees,.. but do our commissioners realize that it is the business community that provides to them the essential services, goods and materials that their families need and depend on. Some things you just can’t buy down at City hall!&lt;br /&gt;&lt;br /&gt;Raising taxes by 22 million dollars to fund a capital improvement budget, funds that will be placed in capital outlay areas and accessible later for new libraries and a new park... is NOT a responsible action for a commission that is supposed to be a steward of it's constituent's hard earned money.  The decision was made at a commission budget meeting on July 8!  See it for yourself on the Leon county commission website/webcast... it is public information,, judge for yourself!&lt;br /&gt;&lt;br /&gt;Again, in times of recession, and we are indeed there folks.. the commission voted to lift the hiring freeze, the travel freeze, to give county employees a 3.9% pay raise and to raise the ad valorem tax rate all to the tune of over $22 million. And,.. they want to blame it on Amendment 1, the very Amendment the State adopted because the counties of this state were out of control. Who's out of control now?  &lt;br /&gt;It reminds me of my teenagers who joke about going shopping when they are depressed... going to get some "retail" therapy to feel better!  The county has just gone shopping when we can't pay the grocery bill folks! We can do without new libraries.. and a new park.. we can not do without jobs, affordable rents and businesses that sustain this community. WE have to tighten belts.. not go shopping.&lt;br /&gt;&lt;br /&gt;This community has until Sept 16th to plead for a repeal of that July 8th vote. If you understand any portion of what I am saying, I am pleading with you to write your commissioners, and tell them what you think.  Keep the EMS increase.. we acknowledge the need for essential services.. but NO MORE TAXES.  Tighten the county's spending belt, this is NOT a virtual world, it's the real deal!&lt;br /&gt;&lt;br /&gt;Oh... and stay tuned... a new Amendment coming up soon.. Amendment 5.... take a peek now: http://www.floridarealtors.org/NewsAndEvents/n1-072208.cfm .  It's coming, will explain when I get a better grip on it all! Whew!&lt;br /&gt;&lt;br /&gt;I'm still working.. and I still think Tallahassee is a great place to raise a family.. adn it is a beautiful place to live. I am going to continue to remind our commissioners of why we must help grow our community and invite businesses here!&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-5486601289272670311?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/pc-zXpw5ksQ/growing-businesses-while-taxes-increase.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/07/growing-businesses-while-taxes-increase.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-5369493575997649102</guid><pubDate>Thu, 17 Jul 2008 01:22:00 +0000</pubDate><atom:updated>2008-07-16T21:48:19.718-04:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">income potential</category><category domain="http://www.blogger.com/atom/ns#">homes for sale</category><category domain="http://www.blogger.com/atom/ns#">sales tax on real estate commissions</category><category domain="http://www.blogger.com/atom/ns#">building wealth</category><category domain="http://www.blogger.com/atom/ns#">low interest rates</category><title>The Big Sale is On!!</title><description>If you are waiting on a market perfect for real estate purchases,.. this is it folks.&lt;br /&gt;The Sale of the Century is ON,.. and if you are not making it down to the market, you will miss an opportunity of a lifetime.&lt;br /&gt;&lt;br /&gt;If your financial house is in order, you have a little money saved up, your credit scores stable, this is your moment.  Let’s talk about building wealth for a moment.&lt;br /&gt;&lt;br /&gt;What have financial planners said for years? Buy low, sell high, diversify your holdings.  If you have stocks sitting there... cold and getting colder... why not take some of that money, roll it into a positive cash flow?  Let’s discuss just a few benefits of purchasing a real estate investment property, (I’m not talking about lots right now, I am speaking of properties that will generate INCOME, not payments.).&lt;br /&gt;&lt;br /&gt;Every shopper’s DREAM SALE:&lt;br /&gt;&lt;br /&gt; Purchasing at low prices&lt;br /&gt;o Current pricing in the Tallahassee and surrounding area are back to 2004-2006 pricing. The over-inflated “flip” is no more. Comparable sales have corrected double digit inflation of homes. We are in a steady 4 – 6% increase in value market at present.&lt;br /&gt; Condition of homes on market now vs. in seller’s market&lt;br /&gt;o Sellers have to compete, and many of the homes available now are move – in ready, staged, immaculate, and updated. Again, the distressed properties that once sold for high prices are no longer competing. They are discounted heavily, and unless priced to sell, will not sell before the ready to go product.&lt;br /&gt; The selection and the fit&lt;br /&gt;o You can find just about anything to suit your needs, executive homes, homes in marketable neighborhoods, homes in the country, townhomes, short sales, foreclosures, and even commercial properties. Finding the right property with the financial “fit” for your long or short term goals is a priority with your Realtor!&lt;br /&gt;o Persons with special needs are finding sellers more willing to negotiate for adaptations as well.&lt;br /&gt; A healthy market for the person wearing your new purchase (the renter).&lt;br /&gt;o Rental markets are rising as more properties are becoming available for renters as well. Thos not ready for long term commitment and our transient workforce are contributing factors to this increase.&lt;br /&gt; The return value, and the rebates&lt;br /&gt;o Buying low, and holding your property for at least 5 years, will net you savings on your taxes each year, and after apron. 3 years will yield you a positive profit should you decide to sell, or trade (by 1031 tax-exchange) for a different investment property.  Your real estate tax accountant can provide you with hard numbers when you are considering a property purchase.&lt;br /&gt;o The cost of improvements to properties such as replacement of appliances, (freezer, refrigerator, hot water heater, air conditioning, washers, dryers), windows, and even adding insulation can be discounted by the rebates that the City of Tallahassee offers!&lt;br /&gt;o Low interest rate loans are available as well from the City to make repairs, etc. to older homes.  Check out these rebate and loan programs at:  &lt;a href="http://www.talgov.com"&gt;http://www.talgov.com&lt;/a&gt; .&lt;br /&gt;&lt;br /&gt;How do you find the BEST Deal?&lt;br /&gt;&lt;br /&gt;I can tell you this... if you are going it alone... you will finish last.  Every Realtor in town knows the racks, (the neighborhoods, the good the bad and the ugly properties). We have had plenty of time lately to study the new inventories, to network with other Realtors, and to visit the Sob’s (the hardest item’s to negotiate).  Skipping rack to rack (neighborhood to neighborhood) will most likely net you nothing more than more money at the gas pump.  Why, I ask, would you NOT use a Realtor in this market?  This is the time to be the wisest, most informed, most resourceful shopper possible.  It is not the time to take a risk... there in a risky “No Return” policy.&lt;br /&gt;&lt;br /&gt;Trust me as your Realtor... bring me your shopping needs.  I will take the stress out of your shopping! &lt;br /&gt;&lt;br /&gt;Debbie Kirkland&lt;br /&gt;850-212-0440&lt;br /&gt;www.HomeSalesofTallahassee.com&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-5369493575997649102?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/LwOwrJ1yIAU/big-sale-is-on.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/07/big-sale-is-on.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-8616352982070013616</guid><pubDate>Sat, 21 Jun 2008 21:08:00 +0000</pubDate><atom:updated>2008-06-21T17:08:48.778-04:00</atom:updated><title>Amazing Japanese Light Ball Universe in Your Bathtub [pics]</title><description>Technology infiltrates every part of your house, even your bathroom. Oh yes. The days of the rubber duckie are numbered. We geeks here at Environmental Graffiti love it: this device from Sega Toys brings the universe to your bathtub, where all the stars shine as if they were in the sky.&lt;br/&gt;&lt;br/&gt;&lt;a href='http://www.environmentalgraffiti.com/green-living/amazing-japanese-light-ball-universe-in-your-bathtub-pics/1298'&gt;read more&lt;/a&gt; | &lt;a href='http://digg.com/gadgets/Amazing_Japanese_Light_Ball_Universe_in_Your_Bathtub_pics'&gt;digg story&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-8616352982070013616?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/npnL9mweaSc/amazing-japanese-light-ball-universe-in.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/06/amazing-japanese-light-ball-universe-in.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-1890825552472193667</guid><pubDate>Wed, 18 Jun 2008 03:24:00 +0000</pubDate><atom:updated>2008-06-17T23:35:09.625-04:00</atom:updated><title>On the Edge,.. at River's Edge in Tallahassee</title><description>River's Edge in Tallahassee,.. the perfect homesite- retreat!&lt;br /&gt;&lt;br /&gt;Family want to fish from a stocked pond, to be on the Ocholocknee River, ride horses or just walk and listen to wildlife? This gated community in northeast Tallahasseee is 10 minutes from your children's schools and activities, and yet private enough to be your true retreat.&lt;br /&gt;&lt;br /&gt;Care and diligence taken in planning, preserving and in developing this unique subdivision.&lt;br /&gt;Take a peek via the slideshow.. and for pricing and mapping information see: &lt;a href="http://www.homesalesoftallahassee.com/RiversEdge"&gt;http://www.homesalesoftallahassee.com/RiversEdge&lt;/a&gt;.&lt;br /&gt;See you on the "edge," ... RIVER'S EDGE!!&lt;br /&gt;&lt;br /&gt;&lt;div&gt;&lt;embed style="WIDTH: 426px; HEIGHT: 320px" name="flashticker" align="middle" src="http://widget-7a.slide.com/widgets/slideticker.swf" type="application/x-shockwave-flash" quality="high" scale="noscale" salign="l" wmode="transparent" flashvars="cy=gn&amp;amp;il=1&amp;amp;channel=2449958197290365818&amp;amp;site=widget-7a.slide.com"&gt;&lt;/embed&gt; &lt;div style="WIDTH: 426px; TEXT-ALIGN: left"&gt;&lt;a href="http://www.slide.com/pivot?cy=gn&amp;amp;at=un&amp;amp;id=2449958197290365818&amp;amp;map=1" target="_blank"&gt;&lt;img src="http://widget-7a.slide.com/p1/2449958197290365818/gn_t024_v000_s0un_f00/images/xslide1.gif" border="0" /&gt;&lt;/a&gt; &lt;a href="http://www.slide.com/pivot?cy=gn&amp;amp;at=un&amp;amp;id=2449958197290365818&amp;amp;map=2" target="_blank"&gt;&lt;img src="http://widget-7a.slide.com/p2/2449958197290365818/gn_t024_v000_s0un_f00/images/xslide2.gif" border="0" /&gt;&lt;/a&gt; &lt;a href="http://www.slide.com/pivot?cy=gn&amp;amp;at=un&amp;amp;id=2449958197290365818&amp;amp;map=F" target="_blank"&gt;&lt;img src="http://widget-7a.slide.com/p4/2449958197290365818/gn_t024_v000_s0un_f00/images/xslide42.gif" border="0" /&gt;&lt;/a&gt;&lt;/div&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-1890825552472193667?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/pS8b4JSny7Y/on-edge-at-rivers-edge-in-tallahassee.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/06/on-edge-at-rivers-edge-in-tallahassee.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-3625560588460364304</guid><pubDate>Sat, 07 Jun 2008 05:27:00 +0000</pubDate><atom:updated>2008-12-09T02:47:52.176-05:00</atom:updated><title>Networking in Real Estate</title><description>&lt;a href="http://3.bp.blogspot.com/_hoHrRBmbp9c/SEoldWTloMI/AAAAAAAAAC8/nht_u5kHF2o/s1600-h/Man_2DIn_2DA_2DCanyon_2DAlone.jpg"&gt;&lt;img id="BLOGGER_PHOTO_ID_5209017105141571778" style="FLOAT: right; MARGIN: 0px 0px 10px 10px; CURSOR: hand" alt="" src="http://3.bp.blogspot.com/_hoHrRBmbp9c/SEoldWTloMI/AAAAAAAAAC8/nht_u5kHF2o/s200/Man_2DIn_2DA_2DCanyon_2DAlone.jpg" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;div&gt;I never would have believed it... but utilizing technology is paying off! &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;business networking is no longer a handshake or simply meeting for a drink or at a function to make the personal contacts that have served us all so well. Businesses, including my own industry are turning to a more global approach to making a connection, to advertising services, etc. I am learning,.. and most importantly, having some fun.&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;I have always said, "You really must love what you do for a living, or why do it!" I am loving the constant challenges of my business. Growing.. a few steps behind my college daughters..well.. that is ok! I suppose it is my turn! I'm catching on... finally. &lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;So I've created profiles and made "friends" and established business networks I never dreamed of. Allowing people to see not just a business profile, but a touch of my personality, has already provided rewards! Today I had a young couple from New York call.. and we have an appointment to see condos in Southwood on Tuesday. Go figure! So, now I've now got a &lt;a href="http://www.blogger.com/http://www.myspace.com/funandfloridasunshine//"&gt;My Space&lt;/a&gt; profile,.. A Facebook profile, an Active Rain profile - strictly for real estate professionals, and am even a "&lt;a href="http://digg.com/users/TallahasseeDigg"&gt;Digg&lt;/a&gt;" profile where people send me great articles and diversions about travel and where I send interesting articles to others. It's just a whole new world folks... and what fun!&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;Let's help each other out.. that is the real point of all of this.. I will remember those who help grow my business..the favors will be returned!&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;br /&gt;&lt;div&gt;&lt;/div&gt;&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-3625560588460364304?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/YgQm9jsmmR4/networking-in-real-estate.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/_hoHrRBmbp9c/SEoldWTloMI/AAAAAAAAAC8/nht_u5kHF2o/s72-c/Man_2DIn_2DA_2DCanyon_2DAlone.jpg" height="72" width="72" /><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/06/networking-in-real-estate.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-8557914305357544828</guid><pubDate>Sat, 24 May 2008 01:32:00 +0000</pubDate><atom:updated>2008-12-09T02:47:52.270-05:00</atom:updated><title>New Home Contracts</title><description>&lt;a href="http://2.bp.blogspot.com/_hoHrRBmbp9c/SDd57-ENQcI/AAAAAAAAAC0/4yeMXBm3_iE/s1600-h/Welcom+Home+Ad.png"&gt;&lt;img id="BLOGGER_PHOTO_ID_5203761965629784514" style="FLOAT: left; MARGIN: 0px 10px 10px 0px; CURSOR: hand" alt="" src="http://2.bp.blogspot.com/_hoHrRBmbp9c/SDd57-ENQcI/AAAAAAAAAC0/4yeMXBm3_iE/s200/Welcom+Home+Ad.png" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;Custom home construction need not be a nightmare. It is an opportunity to have a choice in planning the details of a home that will be unique and that you will be proud to showcase when complete!  Local builders in Tallahassee have deep roots in the community. Many are second and third generation contractors and equally as many bring new and innovative design elements and  quality to our new home market.  Knowing these local builders enables me to make the perfect fit for my customers with a builder that fits their needs and their personalities! Yes, it is important to be able to work WITH your builder, while feeling comfortable enough to trust him or her with the many elements of building your home.&lt;br /&gt;&lt;br /&gt;Currently I have several subdivisions listed in the Tallahassee and surrounding areas.  Whether you seek large acreage tracts on the &lt;span class="blsp-spelling-error" id="SPELLING_ERROR_0"&gt;Ocholoknee&lt;/span&gt; River at &lt;a href="http://www.homesalesoftallahassee.com/riversedge"&gt;River's Edge &lt;/a&gt;Subdivision, or a smaller lot within northeast Tallahassee's &lt;a href="http://www.homesalesoftallahassee.com/bullrunlots"&gt;Bull Run&lt;/a&gt; community, I can assist you.&lt;br /&gt;&lt;br /&gt;Your search should begin with a discussion with me as your Realtor. The information I will gather for you about possible &lt;span class="blsp-spelling-corrected" id="SPELLING_ERROR_1"&gt;home sites&lt;/span&gt; includes:&lt;br /&gt;&lt;ul&gt;&lt;li&gt;Obtaining financing for a single lot purchase or a construction/permanent mortgage&lt;/li&gt;&lt;li&gt;Gathering appropriate subdivision information including restrictive &lt;span class="blsp-spelling-corrected" id="SPELLING_ERROR_2"&gt;covenants&lt;/span&gt;, minimum home size requirements, home owner association documents&lt;/li&gt;&lt;li&gt;Lot survey or plat and setback requirements&lt;/li&gt;&lt;li&gt;&lt;span class="blsp-spelling-corrected" id="SPELLING_ERROR_3"&gt;Surrounding&lt;/span&gt; neighborhood &lt;span class="blsp-spelling-corrected" id="SPELLING_ERROR_4"&gt;amenities&lt;/span&gt;&lt;/li&gt;&lt;li&gt;Zoning and development information&lt;/li&gt;&lt;li&gt;Comparable sales and pricing information for comparison shopping&lt;/li&gt;&lt;/ul&gt;&lt;p&gt;There are many facets to construction as well, including obtaining the perfect house plan, planning the layout on your lot to maximize the use of your lot, and the plans that meet the needs of your family.  Knowing engineers, architects and home design specialists will enable me to connect you with your "detail" team.&lt;/p&gt;&lt;p&gt;My history and lifelong experience with home construction has proven valuable to my customers.  Nothing could be a greater reward for me, than seeing well designed plans come to fruition.  Sitting on a deck with my customers is a favorite pastime,.. and knowing I had a small part in it puts a smile on my face!&lt;/p&gt;&lt;p&gt;Looking for &lt;a href="http://www.homesalesoftallahassee.com/NewConstruction"&gt;new construction&lt;/a&gt; in Tallahassee?  Call me, I can't wait to help!&lt;/p&gt;&lt;p&gt; &lt;/p&gt;&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-8557914305357544828?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/7z0tx1Cq38I/new-home-contracts.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_hoHrRBmbp9c/SDd57-ENQcI/AAAAAAAAAC0/4yeMXBm3_iE/s72-c/Welcom+Home+Ad.png" height="72" width="72" /><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/05/new-home-contracts.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-3180235363090186204.post-6250733874341833527</guid><pubDate>Tue, 13 May 2008 21:29:00 +0000</pubDate><atom:updated>2008-05-13T17:45:45.587-04:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">florida housing program</category><category domain="http://www.blogger.com/atom/ns#">plantation lots</category><category domain="http://www.blogger.com/atom/ns#">parade of land</category><category domain="http://www.blogger.com/atom/ns#">tallahassee</category><category domain="http://www.blogger.com/atom/ns#">equestrian lots</category><category domain="http://www.blogger.com/atom/ns#">River's Edge</category><title>Tallahassee Parade of Land, an Inagural Event!</title><description>One Weekend of Showings has taken place..and looking forward to this next weekend. May 17 and 18th!&lt;br /&gt;&lt;br /&gt;My subdivision is River's Edge in Northeast Tallahassee. This subdivision is featured at &lt;a href="http://www.riversedgeinfo.com/"&gt;www.RiversEdgeInfo.com&lt;/a&gt;. There are 7 others in this First Annual Parade of Land.  All the communities are listed on our joint website at &lt;a href="http://www.nflaestates.com/"&gt;www.NFlaEstates.com&lt;/a&gt; and a map is available as well. &lt;br /&gt;&lt;br /&gt;The communities will be open from 1 - 4 PM. They feature amenities such as waterfront lots, equestrian lots and facilities. gated communities. Minimum square footage's range from 2000 - 3000. &lt;br /&gt;&lt;br /&gt;For a list of available lots, prices or general information on plantation style lots,.. feel free to call me! If you are looking for custom construction or you are planning your dream home, I can arrange for you to meet with area builders to discuss home plans.&lt;br /&gt;&lt;br /&gt;Need to sell a home first?  Marketing could not be more effective than having your home listed with a Realtor who is well-connected and a consistent top 5% producer in the area.  If you do not live in Tallahassee, my relocation services will connect you with an experienced agent in located in your area as well.&lt;br /&gt;&lt;br /&gt;&lt;a href="http://www.nflaestates.com/"&gt;Come see us&lt;/a&gt;!&lt;div class="blogger-post-footer"&gt;To Search for Florida Real Estate visit Debbie at http://www.HomeSalesofTallahassee.com&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/3180235363090186204-6250733874341833527?l=homesalesoftallahassee.blogspot.com' alt='' /&gt;&lt;/div&gt;</description><link>http://feedproxy.google.com/~r/DebbieKirklandRealtorTalksAboutTallahassee/~3/lLSbLC2PUDs/tallahassee-parade-of-land-inagural.html</link><author>noreply@blogger.com (Debbie Kirkland, REALTOR)</author><thr:total>0</thr:total><feedburner:origLink>http://homesalesoftallahassee.blogspot.com/2008/05/tallahassee-parade-of-land-inagural.html</feedburner:origLink></item></channel></rss>

