Debt Consolidation Daily

Credit Counseling Certificate- Do I really need this to file Bankruptcy?

Sun, 05 Feb 2012 06:00:03 +0000

In order to file bankruptcy, you need to have a credit counseling certificate that needs to be field with the bankruptcy petition. If you live in the St. Louis Metropolitan area and have questions about filing for bankruptcy please contact us at 636-916-5400 or go to our website at www.lickerlawfirm.com Video Rating: 0 / 5

I have bad credit – if I open a new business, can I apply for a credit card that has “fresh credit”?

Sat, 04 Feb 2012 18:00:02 +0000

Question by mobyisaparrothead: I have bad credit – if I open a new business, can I apply for a credit card that has “fresh credit”? I have bad credit history – if I open a business, and apply for a credit card, will they still pull my credit and still decline me, or will they [...]

On Ebay I bought an item using “credit card” instead of “PayPal”. The card still has the same amount of money?

Sat, 04 Feb 2012 06:00:02 +0000

Question by Tatiana: On Ebay I bought an item using “credit card” instead of “PayPal”. The card still has the same amount of money? the card still has the same amount of money on it. So I then contacted the seller and they said to give them the credit card info (I COULD NOT use [...]

Applying for a credit card that asks for “good credit”?

Fri, 03 Feb 2012 18:00:01 +0000

Question by Janice: Applying for a credit card that asks for “good credit”? According to charts in general I am listed as having “a fair credit score” creditcards.com says that the cards that I already own from my bank say I need “good credit”. As of today, I need Amex to shop in Costco and [...]

The Importance of Mentors and Accountability

Thu, 02 Feb 2012 06:00:02 +0000

For more info, please visit: www.openforum.com Each week MSNBC’s Your Business features experts to share their secrets for improving your business. This week, Les McKeown, president and CEO of incubation consulting company, “Predictable Success,” and Dave Anderson, president of Learn to Lead, an international sales and leadership training and consulting company, weigh in with their [...]

Is a credit score mandatory to function in this day and age?

Wed, 01 Feb 2012 18:00:02 +0000

Question by Ghetto-mobile: Is a credit score mandatory to function in this day and age? I’m not a fan of debt and live purely on cash and my checking account. Is it truly necessary to obtain a “credit score”? In my mind no credit history is better than any, because it says you don’t get [...]

Can I use a promotional rate for one card to pay another?

Tue, 31 Jan 2012 18:00:02 +0000

Question by : Can I use a promotional rate for one card to pay another? Suppose I have two credit cards: card 1: $ 15k credit line, $ 5000 balance If card 1 sends me promotional checks that offers 0% interest until January 2012 for using a Check Cash Advance” and I want to save [...]

What is “credit” ? ? ?

Mon, 30 Jan 2012 06:00:02 +0000

Question by : What is “credit” ? ? ? I’m 18 with a full time job and want get a home loan to buy a home someday. My friends tell me I need to have “credit” to get a home loan. What is “credit”? How do I build “credit”? What things make “credit” good or [...]

To what extent will my credit card “limit” be affected by my pending foreclosure?

Sun, 29 Jan 2012 18:00:02 +0000

Question by butkus: To what extent will my credit card “limit” be affected by my pending foreclosure? I have a long standing positive relationship with American Express and have always (and continue) to make payments on time. I received a letter today from AE indicating they have lowered my limit to $ 1000.00 due to, [...]

If I pay a collection agency for a 6 year old debt, will it change my credit report?

Sun, 29 Jan 2012 06:00:02 +0000

Question by phillymac78: If I pay a collection agency for a 6 year old debt, will it change my credit report? I had Verizon Wireless in 2001, and I canceled (I thought I had served my time, but i guess not). So, a few months ago, I get a call from a collection agency, saying [...]