Debt Free Hispanic | Personal Finance Debt

Minimum Wage Increase

The title should give you an idea of where this post is going. There is a problem in America and across the world with people making enough to get by. Some people are living at a poverty level and they don’t even know it. It could be worse for some if it wasn’t for laws [...]

Senior Citizens Paying High Price

We all want to live comfortably during our lifetime. I don’t think many would disagree with that statement. But I think we all really want to be comfortable when we reach the age of retirement. I started to think about my parents and how comfortable they will be financially when they decide to retire. When [...]

Another Debt Free Vacation

My wife and I are going on another debt free vacation. What is a debt free vacation? I’m glad you asked. A debt free vacation is a vacation that is already paid for. Yes, thats right I already paid for my vacation and I haven’t even left yet. How did I do it? Easy, I paid for everything [...]

Reducing Consumer Debt

The best case scenario is always the hardest, paying off all your debt until you are debt free. For many consumers, reducing debt is out of the question. So many people are too busy paying their regular payments: mortgage, car, phone, cable, water, energy ect., that they forget or just do not want to pay [...]

Play Golf Debt Free

There is nothing like playing golf. Actually there is nothing like playing golf debt free. This post may catch the attention of golf player alike, but I must admit that I am not a golf fanatic and here is why: Time It seems to me that there is not enough time to play golf. Golf is [...]

Elderly Retirees Deal With Cost of Living Increases

Can you imagine working your whole life, saving for retirement and when the time comes when you can no longer work and reach the age of retirement, your life savings is not what you thought it was going to be.In fact its not even close to what was projected because of the cost of living [...]

Pay Off Debt Apple iPhone Application

You read right. There is an application for everything nowadays for the iPhone and iPod Touch, you can even use it to Pay Off Debt, or at least track it. I received an email from Blunt Money about the application and guess what he gave me 3 promo codes to try out the application. Do you [...]

Mississauga Debt Free Canadian City

You are probably reading the title going, what in the world is Mississauga. Well a friend sent me this video and the female Mayor in the video really impressed me so much that I wanted to highlight her and the city in which she is the Mayor. Her name is Hazel McCallion and she is the [...]

Housing Debt Ratio

The amount of debt in America that is the hardest to get rid of is mortgage debt. The reason behind this is simple, people are starting to owe more on their home than its worth. The Housing Debt Ratio in America is increasing due to fallen house prices which lowers the equity in homes. This is [...]

Build Websites : Pay Debt

Free Video Sample from Websidual. I have learned a lot this past year about building websites. One of the most important aspects of building websites that I learned it that nobody around me knew how to build them, but many wanted one. That is why I learned how to build them and really I started with a [...]

Personal Finance Debt

Do you have any debt? Who doesn’t right? Having debt has become so normal it has become a part of personl finance courses. Yes, you heard right, teachers right now as you read this post are showing people how to use debt and why having debt is good. I know i’m thinking who are these people and why are they teaching finance [...]

Long Term Credit Card Borrowing

We all have friends that use credit cards and pay them off every month. But how many really do? Think about how easy it is to only get by making a minimum payment one or two months. The interest may only be but a few dollars, $5, $10, $20 of interest for the month. That [...]

Top 100 Financial Planning Blogs

A year ago I decided I was going to start writing my thoughts about Personal Finance. I didn’t know how to make it catchy enough for people to remember my site. Also I had no idea what a blog was nor how to create one. I began with blogger and the more I messed around [...]

Unemployment Can Hit Your Budget

You are probably doing fine working a normal 8am-5pm job today without any worries of losing it. Then one day you hear that the company you work for is laying off a couple hundred people. The following day reality hits you and you receive notice that your cut is one of the ones being cut. [...]

Dave Ramsey says do NOT participate in the recession

The day has arrived. Tonight is the Town Hall for Hope session Live with Dave Ramsey. Have you not heard about this yet? Tonight Dave will address those who are tuning in live at locations across America and tell them not to participate in the recession. For a location near you click here. This is [...]