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	<title>Debt Free Ohio</title>
	
	<link>http://www.debtfreeohio.com</link>
	<description>Dayton Bankruptcy Attorneys West and Hurley</description>
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		<title>Summer Credit Concerns</title>
		<link>http://www.debtfreeohio.com/bankruptcy-information/credit/summer-credit-concerns/</link>
		<comments>http://www.debtfreeohio.com/bankruptcy-information/credit/summer-credit-concerns/#comments</comments>
		<pubDate>Wed, 22 May 2013 08:00:15 +0000</pubDate>
		<dc:creator>Rick West</dc:creator>
				<category><![CDATA[Credit]]></category>
		<guid isPermaLink="false">http://www.debtfreeohio.com/?p=3449</guid>
		<description><![CDATA[As the summer approaches the temperatures start to rise and, unfortunately, so does the credit card bill. For many families getting by financially, the annual summer vacation is often accompanied by an increase in credit debt. In order to avoid racking up more credit card debt this summer, follow a few simple tricks: Play locally [...]]]></description>
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		<title>How You Benefit In Chapter 13</title>
		<link>http://www.debtfreeohio.com/bankruptcy-information/chapter-13/how-you-benefit-in-chapter-13/</link>
		<comments>http://www.debtfreeohio.com/bankruptcy-information/chapter-13/how-you-benefit-in-chapter-13/#comments</comments>
		<pubDate>Mon, 20 May 2013 08:00:09 +0000</pubDate>
		<dc:creator>Rick West</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<guid isPermaLink="false">http://www.debtfreeohio.com/?p=3445</guid>
		<description><![CDATA[There are two options for debtors seeking debt relief in bankruptcy, Chapter 7 and Chapter 13. While both can offer the benefit of financial freedom, each comes with its own considerations and benefits. Although Chapter 7 is the most commonly sought after form of bankruptcy, Chapter 13 could actually be more beneficial. Here is why: [...]]]></description>
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		<title>Basics Of The Bankruptcy Process</title>
		<link>http://www.debtfreeohio.com/bankruptcy-information/bankruptcy/basics-of-the-bankruptcy-process/</link>
		<comments>http://www.debtfreeohio.com/bankruptcy-information/bankruptcy/basics-of-the-bankruptcy-process/#comments</comments>
		<pubDate>Fri, 17 May 2013 08:00:38 +0000</pubDate>
		<dc:creator>Rick West</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<guid isPermaLink="false">http://www.debtfreeohio.com/?p=3429</guid>
		<description><![CDATA[If you have considered filing for bankruptcy you may be wondering what you can expect. While the process isn’t meant to be intimidating, there are some specific guidelines that you will need to follow. While you will be required to participate in the process understanding what to expect is the best way to achieve a [...]]]></description>
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		<title>Deciding On Debt Relief</title>
		<link>http://www.debtfreeohio.com/bankruptcy-information/debt/deciding-on-debt-relief/</link>
		<comments>http://www.debtfreeohio.com/bankruptcy-information/debt/deciding-on-debt-relief/#comments</comments>
		<pubDate>Wed, 15 May 2013 08:00:12 +0000</pubDate>
		<dc:creator>Rick West</dc:creator>
				<category><![CDATA[Debt]]></category>
		<guid isPermaLink="false">http://www.debtfreeohio.com/?p=3425</guid>
		<description><![CDATA[For anyone dealing with mounting debts the decision to take action isn’t as easy as you might think. Which option is best? How will assets be affected? Will there be any challenges in future credit? All of these are valid questions that should be asked before deciding on any debt relief strategy. Here is why: [...]]]></description>
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		<title>Fighting Foreclosure In Ohio</title>
		<link>http://www.debtfreeohio.com/bankruptcy-information/foreclosure/fighting-foreclosure-in-ohio/</link>
		<comments>http://www.debtfreeohio.com/bankruptcy-information/foreclosure/fighting-foreclosure-in-ohio/#comments</comments>
		<pubDate>Wed, 08 May 2013 08:00:52 +0000</pubDate>
		<dc:creator>Rick West</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<guid isPermaLink="false">http://www.debtfreeohio.com/?p=3381</guid>
		<description><![CDATA[For anyone facing foreclosure, the stress of the process can be overwhelming. Even worse is that some states have foreclosure laws that allow lenders to initiate and complete the process in a little as 45 days. Even though Ohio is not one state that carries such laws, residents may still face a time crunch when [...]]]></description>
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		<title>3 Little Known Facts About Student Loan Debt</title>
		<link>http://www.debtfreeohio.com/bankruptcy-information/debt/3-little-known-facts-about-student-loan-debt/</link>
		<comments>http://www.debtfreeohio.com/bankruptcy-information/debt/3-little-known-facts-about-student-loan-debt/#comments</comments>
		<pubDate>Wed, 08 May 2013 08:00:05 +0000</pubDate>
		<dc:creator>Rick West</dc:creator>
				<category><![CDATA[Debt]]></category>
		<guid isPermaLink="false">http://www.debtfreeohio.com/?p=3377</guid>
		<description><![CDATA[With student loan debt now topping $1 trillion and fewer high paying jobs being added to the market, the burden to repay this deficit is harder than ever. Though student loan debt now outweighs credit card debt in the United States, there are very few solutions to alleviate this burden. Knowing more about how student [...]]]></description>
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		<title>Bankruptcy Attorneys Eliminate Medical Debt</title>
		<link>http://www.debtfreeohio.com/bankruptcy-information/medical-bills/bankruptcy-attorneys-eliminate-medical-debt/</link>
		<comments>http://www.debtfreeohio.com/bankruptcy-information/medical-bills/bankruptcy-attorneys-eliminate-medical-debt/#comments</comments>
		<pubDate>Fri, 03 May 2013 08:00:50 +0000</pubDate>
		<dc:creator>Rick West</dc:creator>
				<category><![CDATA[Medical Bills]]></category>
		<guid isPermaLink="false">http://www.debtfreeohio.com/?p=3350</guid>
		<description><![CDATA[Despite major healthcare legislation reforms, medical debts and expensive medical bills are the leading cause of bankruptcy filings in the United States. In fact, numerous studies have shown that over 60 percent of personal filings come as a result of unmanageable medical bills. The worst part is that these medical bills are often unexpected. Unlike [...]]]></description>
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		<title>Bankruptcy Helps Protect Your Home</title>
		<link>http://www.debtfreeohio.com/bankruptcy-information/mortgage/bankruptcy-helps-protect-your-home/</link>
		<comments>http://www.debtfreeohio.com/bankruptcy-information/mortgage/bankruptcy-helps-protect-your-home/#comments</comments>
		<pubDate>Wed, 01 May 2013 08:00:43 +0000</pubDate>
		<dc:creator>Rick West</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<guid isPermaLink="false">http://www.debtfreeohio.com/?p=3347</guid>
		<description><![CDATA[Every year, millions of American homeowners fall behind on their mortgage payments. When their banks and lenders begin to threaten to come after the property, homeowners are terrified that they could lose their place to live. An underwater mortgage can lead to foreclosure and harassing calls from debt collectors. Fortunately, bankruptcy is a powerful solution [...]]]></description>
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		<title>Eliminate Debt With Bankruptcy</title>
		<link>http://www.debtfreeohio.com/bankruptcy-information/bankruptcy/eliminate-debt-with-bankruptcy/</link>
		<comments>http://www.debtfreeohio.com/bankruptcy-information/bankruptcy/eliminate-debt-with-bankruptcy/#comments</comments>
		<pubDate>Mon, 29 Apr 2013 14:11:27 +0000</pubDate>
		<dc:creator>Rick West</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<guid isPermaLink="false">http://www.debtfreeohio.com/?p=3344</guid>
		<description><![CDATA[One of the biggest concerns that appears during the bankruptcy process is whether or not the filing will affect an individual’s spouse. After all, if the debt is one-sided, it shouldn&#8217;t hurt the other, right? Since finances in marriage can be so difficult to navigate, it’s important to seek advice and guidance from an experienced expert. A [...]]]></description>
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		<title>Know Your Bankruptcy Attorney</title>
		<link>http://www.debtfreeohio.com/bankruptcy-information/bankruptcy/know-your-bankruptcy-attorney/</link>
		<comments>http://www.debtfreeohio.com/bankruptcy-information/bankruptcy/know-your-bankruptcy-attorney/#comments</comments>
		<pubDate>Fri, 26 Apr 2013 08:00:59 +0000</pubDate>
		<dc:creator>westadmin</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<guid isPermaLink="false">http://www.debtfreeohio.com/?p=3328</guid>
		<description><![CDATA[When it comes to filing for bankruptcy you have several choices. You can file it on your own, hoping to obtain a successful outcome, or you can seek the counsel of a Dayton bankruptcy attorney. Experts agree that filing alone is probably not the best idea, as there are several critical aspects of the process [...]]]></description>
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