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	<title>Debt Relief Industry News</title>
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	<description>The latest news and information from GetOutOfDebt.org about the debt relief industry.</description>
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	<title>Debt Relief Industry | Get Out of Debt Guy</title>
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	<item>
		<title>Trader Joe’s Receipt Settlement Deadline Is Tomorrow — How to File Your Claim for Up to $102 (June 2026)</title>
		<link>https://getoutofdebt.org/254145/trader-joes-receipt-settlement-claim-2026</link>
					<comments>https://getoutofdebt.org/254145/trader-joes-receipt-settlement-claim-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 08 Jun 2026 20:27:21 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action claim]]></category>
		<category><![CDATA[class action lawsuit]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[FACTA]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[receipt]]></category>
		<category><![CDATA[settlement]]></category>
		<category><![CDATA[Trader Joe's]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=254145</guid>

					<description><![CDATA[If you used a card at Trader Joe's between March 5 and July 19, 2019, you may be owed about $102 from a $7.4M FACTA receipt settlement. Deadline to file is June 9, 2026 — here's how.]]></description>
		
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	</item>
		<item>
		<title>The $35 Million QVAR Inhaler Settlement Is Open — How to File Your Claim Before July 2026</title>
		<link>https://getoutofdebt.org/253622/qvar-inhaler-settlement-how-to-file-claim</link>
					<comments>https://getoutofdebt.org/253622/qvar-inhaler-settlement-how-to-file-claim#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 18:46:39 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Medical Debt]]></category>
		<category><![CDATA[antitrust]]></category>
		<category><![CDATA[asthma]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer rights]]></category>
		<category><![CDATA[file a claim]]></category>
		<category><![CDATA[inhaler]]></category>
		<category><![CDATA[medical debt]]></category>
		<category><![CDATA[Prescription costs]]></category>
		<category><![CDATA[QVAR]]></category>
		<category><![CDATA[settlement claim]]></category>
		<category><![CDATA[Teva]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253622</guid>

					<description><![CDATA[Teva will pay $35M over QVAR inhaler prices. If you bought QVAR since 2015, you can claim cash — here's how to file before the July 2026 deadline.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<item>
		<title>A Court Just Let People Sue TransUnion Over a Credit File Allegedly Sold to a Fake Collector. Here’s How to Protect Yours (June 2026)</title>
		<link>https://getoutofdebt.org/253617/transunion-credit-report-fake-debt-collector-fcra-lawsuit</link>
					<comments>https://getoutofdebt.org/253617/transunion-credit-report-fake-debt-collector-fcra-lawsuit#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 18:45:58 +0000</pubDate>
				<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Scams in the News]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[consumer rights]]></category>
		<category><![CDATA[credit bureau]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Debt Validation]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[fake debt collector]]></category>
		<category><![CDATA[FCRA]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[transunion]]></category>
		<category><![CDATA[zombie debt]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253617</guid>

					<description><![CDATA[A judge let a class action against TransUnion proceed over a report allegedly sold to a fake collector. The one habit that stops these calls cold.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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	</item>
		<item>
		<title>Sleep Number Is Preparing for Bankruptcy: What It Means for Your Smart Bed — and Your Own Debt</title>
		<link>https://getoutofdebt.org/253633/sleep-number-bankruptcy-what-it-means-for-customers</link>
					<comments>https://getoutofdebt.org/253633/sleep-number-bankruptcy-what-it-means-for-customers#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 04 Jun 2026 18:45:45 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[chapter 11]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[corporate bankruptcy]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Sleep Number]]></category>
		<category><![CDATA[Smart Home]]></category>
		<category><![CDATA[warranty]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=253633</guid>

					<description><![CDATA[Sleep Number is preparing for a possible bankruptcy. Here's what's at risk for your warranty and smart bed app — and the bigger lesson about your own debt.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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	</item>
		<item>
		<title>Country Bank Just Settled Its Overdraft Fees for $495K — And You Don’t Have to File a Claim</title>
		<link>https://getoutofdebt.org/252816/country-bank-overdraft-settlement</link>
					<comments>https://getoutofdebt.org/252816/country-bank-overdraft-settlement#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 29 May 2026 15:08:03 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[bank account]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Country Bank for Savings]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[NSF fee]]></category>
		<category><![CDATA[overdraft fees]]></category>
		<category><![CDATA[Overdraft Protection]]></category>
		<category><![CDATA[Regulation E]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252816</guid>

					<description><![CDATA[Country Bank's $495K overdraft settlement pays you automatically — no claim needed. But the bigger move works at any bank, this week.]]></description>
		
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	</item>
		<item>
		<title>The Comcast $117.5 Million Data Breach Settlement Claim Portal Is Open — File Before September 14</title>
		<link>https://getoutofdebt.org/252269/comcast-data-breach-settlement-claim-open-2026</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 25 May 2026 14:25:00 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action claim]]></category>
		<category><![CDATA[class action lawsuit]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[comcast]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[consumer refund]]></category>
		<category><![CDATA[settlement claim]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=252269</guid>

					<description><![CDATA[The claim portal for Comcast's $117.5 million data breach settlement is now live. If you were an Xfinity customer in October 2023, here's how to file for up to $10,000 — or a flat $50 with no documentation — before the September 14, 2026 deadline.]]></description>
		
		
		
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	</item>
		<item>
		<title>Mortgage Rates Just Hit 6.54% and Your Lender Wants to ‘Help’ — The Cash-Out Refi Debt Trap</title>
		<link>https://getoutofdebt.org/251958/mortgage-rates-just-hit-6-54-and-your-lender-wants-to-help-the-cash-out-refi-debt-trap</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 22 May 2026 15:52:33 +0000</pubDate>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[30-year mortgage]]></category>
		<category><![CDATA[afford to file bankruptcy]]></category>
		<category><![CDATA[avoid credit card debt]]></category>
		<category><![CDATA[avoiding foreclosure]]></category>
		<category><![CDATA[borrowing against home equity]]></category>
		<category><![CDATA[business debt consolidation]]></category>
		<category><![CDATA[cash out refinance]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[consumer debt]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[Federal Reserve Bank of New York]]></category>
		<category><![CDATA[federal reserve bankruptcy study]]></category>
		<category><![CDATA[HELOC vs home equity loan]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[NY Fed]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=251958</guid>

					<description><![CDATA[CFPB data shows cash-out refi borrowers run credit cards right back up within a year. Before you risk your home to consolidate debt, see what your lender won't show you.]]></description>
		
		
		
				<media:content height="500" medium="image" url="https://getoutofdebt.org/wp-content/uploads/2026/05/cash-out-refi-debt-trap-2026-750x500.jpg" width="750"/>
		<media:thumbnail height="500" url="https://getoutofdebt.org/wp-content/uploads/2026/05/cash-out-refi-debt-trap-2026-750x500.jpg" width="750"/>
	</item>
		<item>
		<title>The 5-Step Playbook Exposed by Two States in Three Weeks — This Is How Predatory Debt Relief ‘Law Firms’ Actually Work</title>
		<link>https://getoutofdebt.org/251952/predatory-debt-relief-law-firm-playbook-exposed</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 22 May 2026 15:25:54 +0000</pubDate>
				<category><![CDATA[Debt Relief Company Sued or Sanctioned]]></category>
		<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[Debt Relief Insider]]></category>
		<category><![CDATA[Scam Articles]]></category>
		<category><![CDATA[Advance-fee fraud]]></category>
		<category><![CDATA[Aryeh Weber]]></category>
		<category><![CDATA[attorney general]]></category>
		<category><![CDATA[Attorney Model Debt Settlement]]></category>
		<category><![CDATA[colorado]]></category>
		<category><![CDATA[Consumer Legal Group]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Daniel March]]></category>
		<category><![CDATA[debt relief scam]]></category>
		<category><![CDATA[Debt Relief Scams]]></category>
		<category><![CDATA[eviction]]></category>
		<category><![CDATA[Litigation Practice Group]]></category>
		<category><![CDATA[new york]]></category>
		<category><![CDATA[predatory contracts]]></category>
		<category><![CDATA[predatory debt relief]]></category>
		<category><![CDATA[predatory debt settlement]]></category>
		<category><![CDATA[Shloime Feig]]></category>
		<category><![CDATA[Tenants Counsel Network]]></category>
		<category><![CDATA[The Commonwealth Law Group]]></category>
		<category><![CDATA[Tony Diab]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=251952</guid>

					<description><![CDATA[Two independent investigations exposed the same predatory law firm scheme in 3 weeks. Here's the 5-step playbook they documented — and how to protect yourself.]]></description>
		
		
		
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	</item>
		<item>
		<title>NY AG Shuts Down Fake Law Firm That Sent 35,000 Fake-Urgent Letters to Tenants Facing Eviction</title>
		<link>https://getoutofdebt.org/251945/ny-ag-predatory-law-firm-tenants</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 22 May 2026 14:30:16 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[Aryeh Weber]]></category>
		<category><![CDATA[attorney general]]></category>
		<category><![CDATA[Attorney Model Debt Settlement]]></category>
		<category><![CDATA[Consumer Legal Group]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[consumer refund]]></category>
		<category><![CDATA[eviction]]></category>
		<category><![CDATA[landlord tenant]]></category>
		<category><![CDATA[Litigation Practice Group]]></category>
		<category><![CDATA[Merchant Cash Advance]]></category>
		<category><![CDATA[merchant cash advance fraud]]></category>
		<category><![CDATA[new york]]></category>
		<category><![CDATA[new york attorney general]]></category>
		<category><![CDATA[predatory debt relief]]></category>
		<category><![CDATA[Predatory lending]]></category>
		<category><![CDATA[Shloime Feig]]></category>
		<category><![CDATA[tenants]]></category>
		<category><![CDATA[Tenants Counsel Network]]></category>
		<category><![CDATA[Tony Diab]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=251945</guid>

					<description><![CDATA[Tenants Counsel Network scraped court records, sent fake-urgent letters to 35,569 tenants — signed by a fictitious attorney. Here's how the scheme worked and what it means.]]></description>
		
		
		
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		<item>
		<title>If Someone in Your Household Could Be Deported, You Need a Financial Power of Attorney This Week</title>
		<link>https://getoutofdebt.org/251418/if-someone-in-your-household-could-be-deported-you-need-a-financial-power-of-attorney-this-week</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 18 May 2026 16:12:02 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[avoid foreclosure]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[income loss]]></category>
		<category><![CDATA[power of attorney]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=251418</guid>

					<description><![CDATA[100,000+ family separations are already happening. When a breadwinner is removed, the mortgage doesn't pause. Here are the 5 documents that prevent financial catastrophe.]]></description>
		
		
		
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		<item>
		<title>Fidelity Will Pay You Up to $5,000 for Their Data Breach — Here’s How to File Before the July 27 Deadline</title>
		<link>https://getoutofdebt.org/251415/fidelity-will-pay-you-up-to-5000-for-their-data-breach-heres-how-to-file-before-the-july-27-deadline</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 18 May 2026 16:11:56 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[class action claim]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[Credit Freeze]]></category>
		<category><![CDATA[credit monitoring]]></category>
		<category><![CDATA[Data Breach]]></category>
		<category><![CDATA[data breach class action]]></category>
		<category><![CDATA[data breach settlement]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=251415</guid>

					<description><![CDATA[Fidelity's $2.5M data breach settlement offers up to $5,000 per customer — but only if you file by July 27. Here's what the claim form doesn't tell you about actually protecting yourself.]]></description>
		
		
		
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		<item>
		<title>The LIRR Strike Could Cost You More Than Your Commute — Call Your Creditors Before You Miss a Payment</title>
		<link>https://getoutofdebt.org/251398/lirr-strike-creditors-hardship-playbook</link>
					<comments>https://getoutofdebt.org/251398/lirr-strike-creditors-hardship-playbook#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 18 May 2026 14:47:05 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Steve's Blog]]></category>
		<category><![CDATA[Credit Card Hardship]]></category>
		<category><![CDATA[Creditor Negotiation]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[Emergency Finance]]></category>
		<category><![CDATA[hardship programs]]></category>
		<category><![CDATA[LIRR]]></category>
		<category><![CDATA[LIRR Strike]]></category>
		<category><![CDATA[Long Island]]></category>
		<category><![CDATA[mta]]></category>
		<category><![CDATA[new york]]></category>
		<category><![CDATA[Transit Strike]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=251398</guid>

					<description><![CDATA[The LIRR strike is stranding 300,000 commuters. Call your creditors today — before you miss a payment. Here's the 5-step hardship playbook.]]></description>
		
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		<item>
		<title>The IRS Is About to Lose $1.1 Billion in Funding — If You Owe Back Taxes, That Makes Your Problem Worse, Not Better (May 2026)</title>
		<link>https://getoutofdebt.org/251011/irs-funding-cuts-tax-debt-worse-may-2026</link>
					<comments>https://getoutofdebt.org/251011/irs-funding-cuts-tax-debt-worse-may-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 15 May 2026 19:01:58 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Tax Related]]></category>
		<category><![CDATA[automated collection]]></category>
		<category><![CDATA[COVID refund]]></category>
		<category><![CDATA[enrolled agent]]></category>
		<category><![CDATA[Form 843]]></category>
		<category><![CDATA[irs]]></category>
		<category><![CDATA[IRS funding cuts]]></category>
		<category><![CDATA[Kwong v. United States]]></category>
		<category><![CDATA[offer in compromise]]></category>
		<category><![CDATA[tax debt]]></category>
		<category><![CDATA[Taxpayer Advocate Service]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=251011</guid>

					<description><![CDATA[IRS funding just got cut $1.1 billion and staff dropped 27%. If you owe taxes, automated collection keeps running while the humans who negotiate are gone. Act now.]]></description>
		
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		<item>
		<title>Wholesale Inflation Just Hit 6% — Here’s the Price Increase Timeline Coming to Your Grocery Cart</title>
		<link>https://getoutofdebt.org/250732/wholesale-inflation-grocery-price-timeline-may-2026</link>
					<comments>https://getoutofdebt.org/250732/wholesale-inflation-grocery-price-timeline-may-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 13 May 2026 17:23:44 +0000</pubDate>
				<category><![CDATA[Budgeting & Budgets]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cost of living]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[debt spiral]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[food prices]]></category>
		<category><![CDATA[grocery prices]]></category>
		<category><![CDATA[hardship programs]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[PPI]]></category>
		<category><![CDATA[USDA]]></category>
		<category><![CDATA[wholesale inflation]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250732</guid>

					<description><![CDATA[Wholesale inflation hit 6% in April 2026 — but your grocery bill won't feel the full impact for 60-90 days. Here's exactly what's coming and what to do before July.]]></description>
		
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		<item>
		<title>Hot Inflation Data Just Killed Your Rate Cut Hopes — Here’s What to Do With Your Debt Instead of Waiting</title>
		<link>https://getoutofdebt.org/250737/stop-waiting-for-rate-cuts-debt-action-plan-may-2026</link>
					<comments>https://getoutofdebt.org/250737/stop-waiting-for-rate-cuts-debt-action-plan-may-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 13 May 2026 17:23:42 +0000</pubDate>
				<category><![CDATA[Budgeting & Budgets]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[hardship programs]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[PPI]]></category>
		<category><![CDATA[rate cuts]]></category>
		<category><![CDATA[Retirement]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250737</guid>

					<description><![CDATA[Today's 6% PPI report killed 2026 rate cuts. If you've been waiting for lower rates to tackle debt, here's what to do instead — balance transfers, hardship calls, and options nobody mentions.]]></description>
		
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	</item>
		<item>
		<title>Your Water Bill Is Rising Faster Than Inflation — The Hidden Expense That’s Breaking Budgets Nobody Talks About</title>
		<link>https://getoutofdebt.org/250740/water-bill-rising-faster-inflation-hidden-assistance-may-2026</link>
					<comments>https://getoutofdebt.org/250740/water-bill-rising-faster-inflation-hidden-assistance-may-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 13 May 2026 17:23:39 +0000</pubDate>
				<category><![CDATA[Budgeting & Budgets]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[assistance programs]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cost of living]]></category>
		<category><![CDATA[customer assistance]]></category>
		<category><![CDATA[hidden costs]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[LIHWAP]]></category>
		<category><![CDATA[Property Lien]]></category>
		<category><![CDATA[utility bills]]></category>
		<category><![CDATA[water bills]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250740</guid>

					<description><![CDATA[Water bills have risen 207% since 2000 — more than double inflation. Most utilities have hidden assistance programs that cut bills 25-50%. Here's how to find them before unpaid water creates a lien on your home.]]></description>
		
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	</item>
		<item>
		<title>The E-Shaped Economy: Why 52% of Americans Are Falling Behind While Everything Looks Fine</title>
		<link>https://getoutofdebt.org/250529/e-shaped-economy-americans-falling-behind</link>
					<comments>https://getoutofdebt.org/250529/e-shaped-economy-americans-falling-behind#respond</comments>
		
		<dc:creator/>
		<pubDate>Mon, 11 May 2026 19:39:28 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Behavioral Economics]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Brookings Institution]]></category>
		<category><![CDATA[consumer sentiment]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[cost of living]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[E-shaped economy]]></category>
		<category><![CDATA[middle class]]></category>
		<category><![CDATA[Paycheck to Paycheck]]></category>
		<category><![CDATA[stock market]]></category>
		<category><![CDATA[university of michigan]]></category>
		<category><![CDATA[wage growth]]></category>
		<category><![CDATA[wealth inequality]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250529</guid>

					<description><![CDATA[Bank of America data reveals three Americas: the top 19% thriving, the middle 52% treading water, the bottom 28% drowning. Consumer sentiment just hit a 74-year low — here's the math the headlines hide.]]></description>
		
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	</item>
		<item>
		<title>Record Memorial Day Travel Despite High Gas Prices — Why ‘Keeping Normal’ Is the Most Expensive Debt Trap</title>
		<link>https://getoutofdebt.org/250526/memorial-day-travel-debt-trap-credit-card</link>
					<comments>https://getoutofdebt.org/250526/memorial-day-travel-debt-trap-credit-card#respond</comments>
		
		<dc:creator/>
		<pubDate>Mon, 11 May 2026 19:39:27 +0000</pubDate>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Behavioral Economics]]></category>
		<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[AAA]]></category>
		<category><![CDATA[Buy Now Pay Later]]></category>
		<category><![CDATA[cash advance]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[debt trap]]></category>
		<category><![CDATA[gas prices]]></category>
		<category><![CDATA[holiday spending]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Memorial Day]]></category>
		<category><![CDATA[NerdWallet]]></category>
		<category><![CDATA[travel debt]]></category>
		<category><![CDATA[vacation debt]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250526</guid>

					<description><![CDATA[AAA projects 45 million Memorial Day travelers despite highest gas prices since 2022. A $2,000 trip at 21% APR costs $2,440 — here's the math nobody prints next to the headline.]]></description>
		
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	</item>
		<item>
		<title>A Medical Debt Collector Just Got Caught Breaking the Law — Here’s How to Fight Back If It Happens to You</title>
		<link>https://getoutofdebt.org/250523/medical-debt-collector-illegal-threats-fdcpa-rights</link>
					<comments>https://getoutofdebt.org/250523/medical-debt-collector-illegal-threats-fdcpa-rights#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Mon, 11 May 2026 19:39:21 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Medical Related]]></category>
		<category><![CDATA[Apex Asset Management]]></category>
		<category><![CDATA[CBS News]]></category>
		<category><![CDATA[CFPB]]></category>
		<category><![CDATA[charity care]]></category>
		<category><![CDATA[class action lawsuit]]></category>
		<category><![CDATA[debt collector rights]]></category>
		<category><![CDATA[FDCPA]]></category>
		<category><![CDATA[Louisa Carman Act]]></category>
		<category><![CDATA[medical bills]]></category>
		<category><![CDATA[medical debt]]></category>
		<category><![CDATA[new jersey]]></category>
		<category><![CDATA[npr]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250523</guid>

					<description><![CDATA[A NJ mother's lawsuit against a medical debt collector reveals illegal tactics millions face silently. Each FDCPA violation can cost the collector $1,000 — and charity care is shrinking.]]></description>
		
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	</item>
		<item>
		<title>A Virginia Nonprofit Just Erased $51 Million in Medical Debt — Why No Good Deed Goes Unpunished</title>
		<link>https://getoutofdebt.org/250233/a-virginia-nonprofit-just-erased-51-million-in-medical-debt-why-no-good-deed-goes-unpunished</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 08 May 2026 15:30:07 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Medical Debt]]></category>
		<category><![CDATA[1099-C]]></category>
		<category><![CDATA[debt forgiveness]]></category>
		<category><![CDATA[hospital]]></category>
		<category><![CDATA[hospital bill]]></category>
		<category><![CDATA[medical debt]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250233</guid>

					<description><![CDATA[A Virginia nonprofit forgave $51 million in medical debt. But the IRS may treat that forgiveness as taxable income. Here is how Form 982 protects you from a surprise tax bill.]]></description>
		
		
		
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	</item>
		<item>
		<title>The FTC Just Caught a Data Broker Selling Your Location to Anyone Who Would Pay — What the Kochava Case Means for People in Debt</title>
		<link>https://getoutofdebt.org/250127/ftc-kochava-data-broker-location-tracking-debt</link>
					<comments>https://getoutofdebt.org/250127/ftc-kochava-data-broker-location-tracking-debt#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 07 May 2026 17:02:21 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[bank data breach]]></category>
		<category><![CDATA[Bureau of Consumer Protection]]></category>
		<category><![CDATA[consumer privacy]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[Data Breach]]></category>
		<category><![CDATA[Data privacy]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[privacy]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250127</guid>

					<description><![CDATA[The FTC just settled with data broker Kochava, which sold real-time location data from 300 million phones. Here's what it means if you're dealing with debt.]]></description>
		
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	</item>
		<item>
		<title>Freshworks Just Cut 500 Jobs Because “Half Our Code Is Written by AI” — Here’s What That Means for Your Debt Plan</title>
		<link>https://getoutofdebt.org/250122/freshworks-ai-layoffs-debt-plan-may-2026</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 07 May 2026 16:50:26 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[artificial intelligence]]></category>
		<category><![CDATA[debt crisis]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[financial stress]]></category>
		<category><![CDATA[job losses]]></category>
		<category><![CDATA[Oracle layoffs]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[recession risk]]></category>
		<category><![CDATA[tech unemployment]]></category>
		<category><![CDATA[unemployment]]></category>
		<category><![CDATA[unemployment debt crisis]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250122</guid>

					<description><![CDATA[Freshworks cut 500 jobs (11% of workforce) while posting 16% revenue growth. CEO Dennis Woodside said AI writes over half their code. Here is what this pattern means for your debt plan.]]></description>
		
		
		
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		<item>
		<title>The 25% EU Tariff Won’t Show Up on Your Receipt — But It’s Already in Your Budget (May 2026)</title>
		<link>https://getoutofdebt.org/250012/eu-tariffs-25-percent-hidden-costs-household-budget-2026</link>
					<comments>https://getoutofdebt.org/250012/eu-tariffs-25-percent-hidden-costs-household-budget-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 06 May 2026 20:06:21 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[consumer prices]]></category>
		<category><![CDATA[EU tariff]]></category>
		<category><![CDATA[grocery prices]]></category>
		<category><![CDATA[hidden inflation]]></category>
		<category><![CDATA[Household Budget]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[tariff costs]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250012</guid>

					<description><![CDATA[The 25% EU tariff hits essentials you can't cut — groceries, car parts, clothing. Here's why your budget broke and what to do about it before the gap goes on plastic.]]></description>
		
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		<item>
		<title>Social Security Is Being Squeezed From Two Directions Right Now — Here’s What to Do Before 2032</title>
		<link>https://getoutofdebt.org/250006/social-security-cola-cap-trust-fund-squeeze-2026</link>
					<comments>https://getoutofdebt.org/250006/social-security-cola-cap-trust-fund-squeeze-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 06 May 2026 20:06:19 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[COLA]]></category>
		<category><![CDATA[COLA cap]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[Social Security reform]]></category>
		<category><![CDATA[trust fund depletion]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=250006</guid>

					<description><![CDATA[A new COLA cap proposal plus a 2032 trust fund depletion date means Social Security is getting squeezed from both sides. Here's what to recalculate now.]]></description>
		
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		<item>
		<title>Apple Owes You Up to $95 Per iPhone — Here’s How to Get Ready Before the Claim Window Opens (May 2026)</title>
		<link>https://getoutofdebt.org/249999/apple-iphone-settlement-claim-2026</link>
					<comments>https://getoutofdebt.org/249999/apple-iphone-settlement-claim-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 06 May 2026 20:06:16 +0000</pubDate>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[Apple Intelligence]]></category>
		<category><![CDATA[Apple settlement]]></category>
		<category><![CDATA[Class Action]]></category>
		<category><![CDATA[class action claim]]></category>
		<category><![CDATA[class action lawsuit]]></category>
		<category><![CDATA[class action settlement]]></category>
		<category><![CDATA[consumer settlement]]></category>
		<category><![CDATA[iPhone settlement]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=249999</guid>

					<description><![CDATA[Apple's $250M settlement pays $25-$95 per iPhone — but the claim window hasn't opened yet. Get your serial numbers ready now before you miss the deadline.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<title>A Court Just Exposed Exactly How Attorney-Model Debt Settlement Works — Every Dollar, Every Rubber Stamp</title>
		<link>https://getoutofdebt.org/249573/attorney-model-debt-settlement-court-ruling-commonwealth-law</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Fri, 01 May 2026 15:39:03 +0000</pubDate>
				<category><![CDATA[Debt Relief Company Sued or Sanctioned]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Legal Related]]></category>
		<category><![CDATA[able debt settlement]]></category>
		<category><![CDATA[afraid of bankruptcy]]></category>
		<category><![CDATA[Art Institute of Colorado]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[Attorney Model Debt Settlement]]></category>
		<category><![CDATA[avoiding debt settlement scams]]></category>
		<category><![CDATA[Bankruptcy Abuse Prevention and Consumer Protection Act]]></category>
		<category><![CDATA[CFPB Complaint]]></category>
		<category><![CDATA[colorado]]></category>
		<category><![CDATA[Colorado Bankruptcy Law Group]]></category>
		<category><![CDATA[Colorado Capital Investments]]></category>
		<category><![CDATA[consumer protection]]></category>
		<category><![CDATA[debt settlement fees]]></category>
		<category><![CDATA[debt settlement scam]]></category>
		<category><![CDATA[debt settlement scams]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[The Commonwealth Law Group]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=249573</guid>

					<description><![CDATA[A bankruptcy judge traced every dollar through an attorney-model debt settlement firm's own database. What she found should worry anyone enrolled in a similar program.]]></description>
		
		
		
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		<title>DHS Shutdown May 2026: What Federal Workers and Coast Guard Members Need to Do Before the First Missed Payment</title>
		<link>https://getoutofdebt.org/249462/dhs-shutdown-federal-workers-may-2026</link>
					<comments>https://getoutofdebt.org/249462/dhs-shutdown-federal-workers-may-2026#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Thu, 30 Apr 2026 14:34:45 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Coast Guard]]></category>
		<category><![CDATA[DHS]]></category>
		<category><![CDATA[federal employees]]></category>
		<category><![CDATA[FEMA]]></category>
		<category><![CDATA[forbearance]]></category>
		<category><![CDATA[government shutdown]]></category>
		<category><![CDATA[hardship programs]]></category>
		<category><![CDATA[Military Debt]]></category>
		<category><![CDATA[TSA]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=249462</guid>

					<description><![CDATA[DHS shutdown hits 35,000+ workers in May 2026. Coast Guard members have utilities cut. Here's every hardship program available — and why you must call now, not after you miss a payment.]]></description>
		
					<wfw:commentRss>https://getoutofdebt.org/249462/dhs-shutdown-federal-workers-may-2026/feed</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
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	</item>
		<item>
		<title>Jamie Dimon Just Warned About a Credit Recession. SoFi’s Earnings Confirm It’s Already Starting.</title>
		<link>https://getoutofdebt.org/249349/dimon-credit-recession-warning-sofi-earnings</link>
					<comments>https://getoutofdebt.org/249349/dimon-credit-recession-warning-sofi-earnings#respond</comments>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Wed, 29 Apr 2026 18:50:28 +0000</pubDate>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[consumer debt]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Recession]]></category>
		<category><![CDATA[Credit Tightening]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[Jamie Dimon]]></category>
		<category><![CDATA[jpmorgan chase]]></category>
		<category><![CDATA[Lending Standards]]></category>
		<category><![CDATA[Private Credit]]></category>
		<category><![CDATA[SoFi]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=249349</guid>

					<description><![CDATA[Jamie Dimon warns a credit recession will be 'worse than people think.' SoFi held its forecast flat despite record earnings. Here's what that means for your credit cards, loans, and what to do right now.]]></description>
		
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		<item>
		<title>The Housing Market Just Split in Two — Sun Belt Prices Are Falling While Rust Belt Soars. Which Side Are You On?</title>
		<link>https://getoutofdebt.org/249225/the-housing-market-just-split-in-two-sun-belt-prices-are-falling-while-rust-belt-soars-which-side-are-you-on</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 28 Apr 2026 15:07:59 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[30-year mortgage]]></category>
		<category><![CDATA[adjustable rate mortgage]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[department of housing]]></category>
		<category><![CDATA[fixed interest rate mortgage]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[housing affordability]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[interest rate]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=249225</guid>

					<description><![CDATA[The U.S. housing market just split in two — Sun Belt prices falling, Rust Belt rising. Which side you're on changes your debt options, your equity position, and the financial moves available to you right now.]]></description>
		
		
		
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		<item>
		<title>Consumer Confidence Just Hit a 48-Year Low — But People Are Still Spending. That Is the Dangerous Part.</title>
		<link>https://getoutofdebt.org/249220/consumer-confidence-just-hit-a-48-year-low-but-people-are-still-spending-that-is-the-dangerous-part</link>
		
		<dc:creator><![CDATA[Steve Rhode]]></dc:creator>
		<pubDate>Tue, 28 Apr 2026 15:00:24 +0000</pubDate>
				<category><![CDATA[Economy]]></category>
		<category><![CDATA[In The News]]></category>
		<category><![CDATA[american consumers]]></category>
		<category><![CDATA[avoid credit card debt]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[credit card interest rate]]></category>
		<category><![CDATA[gas prices]]></category>
		<category><![CDATA[high interest rates]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[inflation updates]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[lifestyle inflation debt]]></category>
		<category><![CDATA[wages vs inflation]]></category>
		<guid isPermaLink="false">https://getoutofdebt.org/?p=249220</guid>

					<description><![CDATA[Consumer confidence just hit its lowest point since 1978 — but people haven't stopped spending. After 30 years of seeing this pattern, here's why that disconnect is so dangerous and what to do before the pullback hits.]]></description>
		
		
		
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