<?xml version="1.0" encoding="UTF-8" standalone="no"?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><rss xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" version="2.0"><channel><title>McAllen Real Estate Podcast with Deldi Ortegon</title><description>If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Deldi Ortegon Group - your professional McAllen Real Estate Agents.</description><managingEditor>noreply@blogger.com (Unknown)</managingEditor><pubDate>Fri, 1 Nov 2024 03:37:26 -0700</pubDate><generator>Blogger http://www.blogger.com</generator><openSearch:totalResults xmlns:openSearch="http://a9.com/-/spec/opensearchrss/1.0/">19</openSearch:totalResults><openSearch:startIndex xmlns:openSearch="http://a9.com/-/spec/opensearchrss/1.0/">1</openSearch:startIndex><openSearch:itemsPerPage xmlns:openSearch="http://a9.com/-/spec/opensearchrss/1.0/">25</openSearch:itemsPerPage><link>http://deldiortegonmcallen.blogspot.com/</link><language>en-us</language><itunes:explicit>no</itunes:explicit><copyright>Deldi Ortegon </copyright><itunes:image href="http://i.imgur.com/0GYsKQ1.jpg"/><itunes:keywords>Real,Estate,for,sale,Real,Estate,agents,top,real,estate,agents,local,real,estate,agents,find,a,real,estate,agent,houses,for,sale,in,McAllen,home,selling,tips,home,for,sale,home,buying,home,buying,process,property,finder,property,search,propert</itunes:keywords><itunes:summary>If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Deldi Ortegon Group - your professional McAllen Real Estate Agents.</itunes:summary><itunes:subtitle>Learn all the tips, tricks and more for buyers and sellers in the McAllen Area Real Estate Market from The Deldi Ortegon Group</itunes:subtitle><itunes:category text="Education"><itunes:category text="Educational Technology"/></itunes:category><itunes:author>Deldi Ortegon </itunes:author><itunes:owner><itunes:email>info@SellingMcAllen.com</itunes:email><itunes:name>Deldi Ortegon </itunes:name></itunes:owner><item><title>Why It’s Important to Get Pre-Qualified Through a Lender</title><link>http://deldiortegonmcallen.blogspot.com/2018/12/its-important-to-talk-to-lender-before.html</link><category>Home Buyer Tips</category><pubDate>Tue, 4 Dec 2018 11:54:00 -0800</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-6006868504720533242</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allow="autoplay; encrypted-media" allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/ZuRxVELWFxY" width="480"&gt;&lt;/iframe&gt;&lt;br /&gt;
&lt;i&gt;It’s important to talk to a lender before even considering a home purchase.&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;
&lt;br /&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingsouthtexas.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://sellingsouthtexas.com/home_value" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;


&lt;br /&gt;
&lt;div style="text-align: left;"&gt;
&lt;span style="font-family: &amp;quot;arial&amp;quot;; font-size: 11pt; vertical-align: baseline; white-space: pre-wrap;"&gt;One of the first things we ask homebuyers is where they’re looking to buy a home. Next, we ask what their price point is. The best way to figure out your price point is to talk to a lender first; they’ll figure out if you’ll be paying cash or financing. &lt;/span&gt;&lt;span style="font-family: &amp;quot;arial&amp;quot;; font-size: 11pt; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;"&gt;Most people choose the financing route.&lt;/span&gt;&lt;br /&gt;
&lt;span id="docs-internal-guid-f5b99264-7fff-4369-b2e2-4a36ff2e3242"&gt;&lt;br /&gt;&lt;/span&gt;
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&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"&gt;
&lt;span id="docs-internal-guid-f5b99264-7fff-4369-b2e2-4a36ff2e3242"&gt;&lt;span style="font-family: &amp;quot;arial&amp;quot;; font-size: 11pt; vertical-align: baseline; white-space: pre-wrap;"&gt;Even if you’ve already spoken with your lender, you should always get a second opinion. I’ve brought in &lt;/span&gt;&lt;span style="font-family: &amp;quot;arial&amp;quot;; font-size: 11pt; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;"&gt;Ricardo Torres of Willow Bend Mortgage&lt;/span&gt;&lt;span style="font-family: &amp;quot;arial&amp;quot;; font-size: 11pt; vertical-align: baseline; white-space: pre-wrap;"&gt; to explain more about why it’s important to talk to lenders.&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;span id="docs-internal-guid-f5b99264-7fff-4369-b2e2-4a36ff2e3242"&gt;
&lt;br /&gt;&lt;span style="font-family: &amp;quot;arial&amp;quot;; font-size: 11pt; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;"&gt;You won’t know if you can buy your dream home until you get pre-qualified.&lt;/span&gt;&lt;span style="font-family: &amp;quot;arial&amp;quot;; font-size: 11pt; vertical-align: baseline; white-space: pre-wrap;"&gt; A lender makes sure you’re pre-qualified so when you’re ready to buy your home, it’ll happen without a hitch. Willow Bend Mortgage has an app where buyers can check price points, get ideas on pricing, and apply for a mortgage loan. This application takes around five to 10 minutes and allows you to upload paycheck stubs, W-2s, and bank statements: the meat and potatoes of applying for a loan. It also integrates your real estate agent’s information throughout the process.&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;div&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;div class="quote-box"&gt;
&lt;div class="quote-text"&gt;
Even if you’ve already spoken with your lender, you should always get a second opinion.&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;span style="font-family: &amp;quot;arial&amp;quot;; font-size: 11pt; vertical-align: baseline; white-space: pre-wrap;"&gt;If you’d like to contact Ricardo, you can reach him at &lt;/span&gt;&lt;span style="font-family: &amp;quot;arial&amp;quot;; font-size: 11pt; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;"&gt;956-739-5440&lt;/span&gt;&lt;span style="font-family: &amp;quot;arial&amp;quot;; font-size: 11pt; vertical-align: baseline; white-space: pre-wrap;"&gt;. If you’re looking to buy or sell a home, have any questions, or are looking for more information, feel free to reach out to me. I look forward to hearing from you.&lt;/span&gt;&lt;br /&gt;
&lt;div&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
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</description><enclosure length="0" type="video/mp4" url="https://s3.amazonaws.com/vyralmarketing/Deldi+Ortegon/Greater+McAllen+Area+Real+Why+Its+Important+to+Get+Pre-Qualified+Through+a+Lender.mp4"/><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/ZuRxVELWFxY/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author><itunes:explicit>no</itunes:explicit><itunes:subtitle>It’s important to talk to a lender before even considering a home purchase. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report One of the first things we ask homebuyers is where they’re looking to buy a home. Next, we ask what their price point is. The best way to figure out your price point is to talk to a lender first; they’ll figure out if you’ll be paying cash or financing. Most people choose the financing route. Even if you’ve already spoken with your lender, you should always get a second opinion. I’ve brought in Ricardo Torres of Willow Bend Mortgage to explain more about why it’s important to talk to lenders. You won’t know if you can buy your dream home until you get pre-qualified. A lender makes sure you’re pre-qualified so when you’re ready to buy your home, it’ll happen without a hitch. Willow Bend Mortgage has an app where buyers can check price points, get ideas on pricing, and apply for a mortgage loan. This application takes around five to 10 minutes and allows you to upload paycheck stubs, W-2s, and bank statements: the meat and potatoes of applying for a loan. It also integrates your real estate agent’s information throughout the process. Even if you’ve already spoken with your lender, you should always get a second opinion. If you’d like to contact Ricardo, you can reach him at 956-739-5440. If you’re looking to buy or sell a home, have any questions, or are looking for more information, feel free to reach out to me. I look forward to hearing from you.</itunes:subtitle><itunes:author>Deldi Ortegon </itunes:author><itunes:summary>It’s important to talk to a lender before even considering a home purchase. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report One of the first things we ask homebuyers is where they’re looking to buy a home. Next, we ask what their price point is. The best way to figure out your price point is to talk to a lender first; they’ll figure out if you’ll be paying cash or financing. Most people choose the financing route. Even if you’ve already spoken with your lender, you should always get a second opinion. I’ve brought in Ricardo Torres of Willow Bend Mortgage to explain more about why it’s important to talk to lenders. You won’t know if you can buy your dream home until you get pre-qualified. A lender makes sure you’re pre-qualified so when you’re ready to buy your home, it’ll happen without a hitch. Willow Bend Mortgage has an app where buyers can check price points, get ideas on pricing, and apply for a mortgage loan. This application takes around five to 10 minutes and allows you to upload paycheck stubs, W-2s, and bank statements: the meat and potatoes of applying for a loan. It also integrates your real estate agent’s information throughout the process. Even if you’ve already spoken with your lender, you should always get a second opinion. If you’d like to contact Ricardo, you can reach him at 956-739-5440. If you’re looking to buy or sell a home, have any questions, or are looking for more information, feel free to reach out to me. I look forward to hearing from you.</itunes:summary><itunes:keywords>Real,Estate,for,sale,Real,Estate,agents,top,real,estate,agents,local,real,estate,agents,find,a,real,estate,agent,houses,for,sale,in,McAllen,home,selling,tips,home,for,sale,home,buying,home,buying,process,property,finder,property,search,propert</itunes:keywords></item><item><title>Don’t Miss This Insightful Interview With Expert Lender Ricardo Torres</title><link>http://deldiortegonmcallen.blogspot.com/2018/10/dont-miss-this-insightful-interview.html</link><pubDate>Mon, 15 Oct 2018 14:45:00 -0700</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-3749850711573178792</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allow="autoplay; encrypted-media" allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/NPR1AcMY-QM" width="480"&gt;&lt;/iframe&gt;&lt;br /&gt;
&lt;i&gt;During a recent interview with expert lender Ricardo Torres, we unveiled a few interesting facts about the lending process that today’s homebuyers may be interested to know.&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;
&lt;br /&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingsouthtexas.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://sellingsouthtexas.com/home_value" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;


&lt;br /&gt;
&lt;div style="text-align: left;"&gt;
&lt;span style="font-family: &amp;quot;arial&amp;quot;;"&gt;&lt;span style="font-size: 14.6667px; white-space: pre-wrap;"&gt;Before buyers do anything else in their home search, the first thing they need to do is to connect with a great local lender. To help us illustrate why this is so important, we recently interviewed Ricardo Torres of Willow Bend Mortgage, who is an expert on the subject. 

&lt;b&gt;Beyond the service lenders provide in terms of orchestrating the mortgage process, they can also offer buyers a wealth of information on topics related to home financing.
&lt;/b&gt;
Between worrying about their credit score and wondering how much money it will actually take to purchase a house to begin with, buyers tend to enter the lending process with a lot on their mind. Thankfully, these issues are exactly the sort of thing lenders like Ricardo deal with every day. 

The first matter Ricardo tackled during our brief interview was the issue of cost. &lt;b&gt;According to Ricardo, buyers no longer need to put 20% down to secure a mortgage. &lt;/b&gt;These days, there are a number of loan programs out there that, depending on a buyer’s credit score, income, and certain other factors, allow them to put as little as 5%, 3.5%, or even $0 down.&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
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&lt;br /&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;div class="quote-box"&gt;
&lt;div class="quote-text"&gt;
The best way to determine what loan product will work best for your needs is to meet with a lender and get pre-qualified.&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&lt;br /&gt;&lt;/b&gt;And, speaking of credit, Ricardo also tells us that lending standards are less strict than you might think in this regard, as well. Some loan programs allow buyers to qualify with scores as low as 580.&lt;br /&gt;
&lt;br /&gt;
With this information in mind, remember that the only way to understand how it might apply to your specific circumstances is to meet with a lender and get pre-qualified. So &lt;b&gt;if you’d like to meet with Ricardo and get started, please give him a call at (956) 739-5440 or visit &lt;a href="http://www.rmtorres.com/"&gt;www.rmtorres.com&lt;/a&gt;.&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
And, as always, if you have any other questions or would like more information about this or another real estate related topic, feel free to give our team a call or send us an email. We look forward to hearing from you soon.&lt;br /&gt;
&lt;div&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
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</description><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/NPR1AcMY-QM/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author></item><item><title>What Needs to Align for a Successful Home Purchase?</title><link>http://deldiortegonmcallen.blogspot.com/2018/09/what-needs-to-align-for-successful-home.html</link><category>Home Buyer Tips</category><pubDate>Tue, 25 Sep 2018 09:46:00 -0700</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-3884350678644544010</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allow="autoplay; encrypted-media" allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/7-zsno9gqVI" width="480"&gt;&lt;/iframe&gt;&lt;br /&gt;
&lt;i&gt;Are you ready to buy a home? If so, here are three steps that will get you closer to your goal.&lt;/i&gt;&lt;br /&gt;
&lt;div&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingsouthtexas.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://sellingsouthtexas.com/home_value" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;


&lt;br /&gt;
&lt;div style="text-align: left;"&gt;
&lt;span id="docs-internal-guid-6237e627-7fff-56f6-0e0a-77b741de023f"&gt;&lt;span style="font-family: &amp;quot;arial&amp;quot;; font-size: 11pt; vertical-align: baseline; white-space: pre-wrap;"&gt;We’re reaching out to you today since you’ve kept in touch with us because you were looking to buy property and we want to know where you’re at. &lt;/span&gt;&lt;span style="font-family: &amp;quot;arial&amp;quot;; font-size: 11pt; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;"&gt;In order to make your move, there are three things that need to align:&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style="font-family: &amp;quot;arial&amp;quot;; font-size: 11pt; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;"&gt;&lt;br /&gt;&lt;/span&gt;
&lt;b&gt;1. Desire.&lt;/b&gt; You have to want to move. Maybe you’re sick of paying rent or you're crammed in with family or roommates. If your desire is high enough to take the next steps, it’s time to look at the second thing.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;2. Income and credit.&lt;/b&gt; For this step, you’ll need to talk to a financial professional like Ricardo Torres with Willow Bend Mortgage. He can help you find out whether your credit is good enough and what kind of home you can afford right now. You can start the process right here, and he can help you get a pre-qualification. He will take a look at your credit, employment history, and income to let you know exactly what you can afford.&lt;br /&gt;
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&lt;/div&gt;
&lt;div class="quote-box"&gt;
&lt;div class="quote-text"&gt;
A pre-qualification will let you know what you can afford.&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&lt;br /&gt;3. The house.&amp;nbsp;&lt;/b&gt;This is the fun part. When you have the desire and you’re pre-qualified, that’s where our team steps in to help guide you through the process and find the perfect house.&lt;br /&gt;
&lt;br /&gt;
If you have any questions for us, please feel free to reach out and give us a call or send us an email. We look forward to hearing from you soon.&lt;br /&gt;
&lt;div&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
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</description><enclosure length="0" type="video/mp4" url="https://s3.amazonaws.com/vyralmarketing/Deldi+Ortegon/Greater+McAllen+Area+Real+Estate-+What+Needs+to+Align+for+a+Successful+Home+Purchase%253F.mp4"/><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/7-zsno9gqVI/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author><itunes:explicit>no</itunes:explicit><itunes:subtitle>Are you ready to buy a home? If so, here are three steps that will get you closer to your goal. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report We’re reaching out to you today since you’ve kept in touch with us because you were looking to buy property and we want to know where you’re at. In order to make your move, there are three things that need to align: 1. Desire. You have to want to move. Maybe you’re sick of paying rent or you're crammed in with family or roommates. If your desire is high enough to take the next steps, it’s time to look at the second thing. 2. Income and credit. For this step, you’ll need to talk to a financial professional like Ricardo Torres with Willow Bend Mortgage. He can help you find out whether your credit is good enough and what kind of home you can afford right now. You can start the process right here, and he can help you get a pre-qualification. He will take a look at your credit, employment history, and income to let you know exactly what you can afford. A pre-qualification will let you know what you can afford. 3. The house.&amp;nbsp;This is the fun part. When you have the desire and you’re pre-qualified, that’s where our team steps in to help guide you through the process and find the perfect house. If you have any questions for us, please feel free to reach out and give us a call or send us an email. We look forward to hearing from you soon.</itunes:subtitle><itunes:author>Deldi Ortegon </itunes:author><itunes:summary>Are you ready to buy a home? If so, here are three steps that will get you closer to your goal. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report We’re reaching out to you today since you’ve kept in touch with us because you were looking to buy property and we want to know where you’re at. In order to make your move, there are three things that need to align: 1. Desire. You have to want to move. Maybe you’re sick of paying rent or you're crammed in with family or roommates. If your desire is high enough to take the next steps, it’s time to look at the second thing. 2. Income and credit. For this step, you’ll need to talk to a financial professional like Ricardo Torres with Willow Bend Mortgage. He can help you find out whether your credit is good enough and what kind of home you can afford right now. You can start the process right here, and he can help you get a pre-qualification. He will take a look at your credit, employment history, and income to let you know exactly what you can afford. A pre-qualification will let you know what you can afford. 3. The house.&amp;nbsp;This is the fun part. When you have the desire and you’re pre-qualified, that’s where our team steps in to help guide you through the process and find the perfect house. If you have any questions for us, please feel free to reach out and give us a call or send us an email. We look forward to hearing from you soon.</itunes:summary><itunes:keywords>Real,Estate,for,sale,Real,Estate,agents,top,real,estate,agents,local,real,estate,agents,find,a,real,estate,agent,houses,for,sale,in,McAllen,home,selling,tips,home,for,sale,home,buying,home,buying,process,property,finder,property,search,propert</itunes:keywords></item><item><title>3 Tips to Ensure a Quick Home Sale</title><link>http://deldiortegonmcallen.blogspot.com/2018/09/3-tips-to-ensure-quick-home-sale.html</link><category>Home Seller Tips</category><pubDate>Sun, 23 Sep 2018 11:30:00 -0700</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-6484141198011176474</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allow="autoplay; encrypted-media" allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/bQuRhT5bxmQ" width="480"&gt;&lt;/iframe&gt;&lt;br /&gt;
&lt;i&gt;Today I want to share three tips that will help your home sell as quickly as possible.&amp;nbsp;&lt;/i&gt;&lt;br /&gt;
&lt;div style="text-align: center;"&gt;
&lt;div&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingsouthtexas.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://sellingsouthtexas.com/home_value" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;


&lt;br /&gt;
&lt;div style="text-align: left;"&gt;
How can you sell your home as fast as possible in 2018?&lt;br /&gt;
&lt;br /&gt;
While many factors that affect how long it takes to sell a home are beyond your control, there are some things you can do to speed up the sale.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;1. Price your home competitively.&lt;/b&gt; Your home is going to sell much faster if you price on the lower end of the average prices in your area. Additionally, pricing your home competitively could spark a bidding war, ultimately driving up your sale prices.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;2. Complete any repairs that need to be done. &lt;/b&gt;This is also going to help keep your home from sitting on the market too long. Sprucing up your home prior to putting it on the market is just as important as actually listing it. Finish up all those little projects you’ve been procrastinating on for years. Buyers are going to be able to tell if you let a few projects go unfinished.&lt;br /&gt;
&lt;div&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;div class="quote-box"&gt;
&lt;div class="quote-text"&gt;
Complete any repairs that need to be done prior to listing.&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&lt;br /&gt;3. Make sure the home is staged and decluttered.&lt;/b&gt; On average, staged homes sell 88% faster and for more money than non-staged homes.&lt;br /&gt;
&lt;br /&gt;
These are the three tips that you need to make sure get done before getting your home sold. The other tip I would add is giving us a call.&lt;br /&gt;
&lt;br /&gt;
If you have any questions for us in the meantime or you’re looking to buy, sell, or invest in McAllen real estate, don’t hesitate to give us a call or send us an email. We look forward to hearing from you soon.&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;/div&gt;
&lt;/div&gt;
</description><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/bQuRhT5bxmQ/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author></item><item><title>5 Habits of a Successful Home Buyer</title><link>http://deldiortegonmcallen.blogspot.com/2018/09/5-habits-of-successful-home-buyer.html</link><category>Home Buyer Tips</category><pubDate>Wed, 12 Sep 2018 13:32:00 -0700</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-3402168068572239893</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/rD7vo3gAGEc" width="480"&gt;&lt;/iframe&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;If you’re looking to buy a home this year, you need to start these five habits right now.&amp;nbsp;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingmcallen.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://www.sellingmcallen.com/home-valuation" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;


&lt;br /&gt;
&lt;div style="text-align: left;"&gt;
If you vowed to buy a home this year, it’s time to get moving. Even if you’re months away from hiring an agent and looking at houses, there are things you need to do right now to make your dream of homeownership come true. In fact, there are five habits you need to start now to ensure a smooth transition from renting to owning a home.&lt;/div&gt;
&lt;div class="quote-box"&gt;
&lt;div class="quote-text"&gt;
Always be ready when you have the opportunity to lock down that perfect home.
&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&amp;nbsp; &amp;nbsp; &amp;nbsp;1. Automate your down payment savings.&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&lt;br /&gt;&amp;nbsp; &amp;nbsp; &amp;nbsp;2. Build your credit and keep it clear.&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&lt;br /&gt;&amp;nbsp; &amp;nbsp; &amp;nbsp;3. Practice living on a budget.&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&lt;br /&gt;&amp;nbsp; &amp;nbsp; &amp;nbsp;4. Get your tools and make repairs.&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;br /&gt;
&lt;b&gt;&amp;nbsp; &amp;nbsp; &amp;nbsp;5. Prepare to pounce on a great deal.&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
As always, if you’re looking to buy, sell, or invest in real estate, please feel free to give me a call or send me an email. I look forward to hearing from you!&amp;nbsp;&lt;/div&gt;
&lt;/div&gt;
</description><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/rD7vo3gAGEc/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author></item><item><title>9 Silly Mistakes That Can Ruin Your Listing's Potential</title><link>http://deldiortegonmcallen.blogspot.com/2018/08/9-silly-mistakes-that-can-ruin-your.html</link><category>Home Seller Tips</category><pubDate>Wed, 29 Aug 2018 10:18:00 -0700</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-7367646065969264533</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allow="autoplay; encrypted-media" allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/wJqJ7DYV-c0" width="480"&gt;&lt;/iframe&gt;&lt;me&gt;&lt;br /&gt;
&lt;/me&gt;&lt;br /&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;br /&gt;There are nine crucial mistakes all sellers should avoid when putting their home on the market.&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingsouthtexas.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://sellingsouthtexas.com/home_value" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;


&lt;br /&gt;
&lt;div style="text-align: left;"&gt;
Putting a home on the market is a complex ordeal. As such, there are a lot of things that can go wrong. Today we would like to highlight nine silly things that can sabotage your home sale so that you can avoid making these mistakes when it comes time to sell, yourself:&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;1. Cords hanging from your mounted television.&amp;nbsp;&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;2. An unkept yard.&lt;/b&gt; Curb appeal is a real thing. This is why we encourage our buyers to drive by any home they’re interested in before we schedule a showing. If your yard is not mowed and is full of weeds, that can send a strong message to the buyer about the inside of the home.&lt;br /&gt;
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&lt;b&gt;3. A dingy front door.&lt;/b&gt; On average, it takes a Realtor about 30 seconds to retrieve the key and unlock the door to your home. During that time, the buyer is taking it all in. Painting your front door and adding a wreath, welcome mat, or pot of flowers can go a long way in sending a message to the buyers that you care.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;4. Pet odor.&lt;/b&gt; Pet owners often become so used to the smell of their animal that they do not notice it at all. However, potential buyers will absolutely take note of any unpleasant odors that may persist in a home. If you have pets, make sure to clean your carpets and furniture before putting your property on the market.&lt;br /&gt;
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&lt;br /&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;div class="quote-box"&gt;
&lt;div class="quote-text"&gt;
When buyers enter a property for the first time, they need to be able to visualize the home’s potential.&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&lt;br /&gt;5. Cobwebs around the home.&amp;nbsp;&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;6. Poorly arranged furniture.&lt;/b&gt; When buyers enter a property for the first time, they need to be able to visualize the home’s potential. They should be able to imagine what their furniture will look like within the space, and poorly arranged furniture will make this difficult.&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;&lt;br /&gt;&lt;/b&gt; &lt;b&gt;7. Multiple junk drawers and crammed cabinets.&lt;/b&gt; Buyers love storage space. So while you can get away with one junk drawer, it is important to make sure that you are exhibiting your home’s storage potential to the fullest capacity. Buyers want to make sure there is enough room for their things&lt;br /&gt;
&lt;br /&gt;
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&lt;b&gt;8. Overfilled closets.&lt;/b&gt; Once again, it is critical to make buyers feel as if your home has a lot of available storage. A packed, messy closet will do the opposite of this.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;9. Cluttered countertops.&lt;/b&gt; You need to show all potential counter space that your home has to offer. The kitchen is one of the most important rooms in the house.&lt;br /&gt;
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It’s the littlest things that make the biggest difference to homebuyers. This is why we give our clients a thorough consultation, information about staging, storage, and cleaning to help you get more money for your home. If you have any other questions or you’re interested in buying or selling a home yourself, feel free to give us a call or send us an email. We look forward to hearing from you soon.&lt;br /&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;/div&gt;
&lt;/div&gt;
</description><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/wJqJ7DYV-c0/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author></item><item><title>The 5 Steps to Buying a Home in Your 20s</title><link>http://deldiortegonmcallen.blogspot.com/2018/08/the-5-steps-to-buying-home-in-your-20s.html</link><category>Home Buyer Tips</category><pubDate>Wed, 1 Aug 2018 08:45:00 -0700</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-204906358119511771</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allow="autoplay; encrypted-media" allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/1A8IUS3P2ZI" width="480"&gt;&lt;/iframe&gt;&lt;me&gt;&lt;br /&gt;
&lt;/me&gt;&lt;br /&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;Are you a part of the millennial generation who’s ready to buy their first home? Here are the five steps you need to take.&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingsouthtexas.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://sellingsouthtexas.com/home_value" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;


&lt;br /&gt;
&lt;div style="text-align: left;"&gt;
We have to hand it to the millennial generation—they’re an educated, tech-savvy bunch who typically know what they want. Lately, we’ve found that many twenty-somethings in this group have decided that what they want is to buy their first home.&lt;br /&gt;
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If you count yourself as one among these twenty-somethings, there are the five steps you need to take to make sure you find the right home.&lt;br /&gt;
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First, &lt;b&gt;decide that you’re ready to commit.&lt;/b&gt; Buying a home may be the largest purchase you’ll make in your entire life, so you have to know you’re ready for that type of commitment. Millennials have been deemed a nomadic bunch, so it’s important to note that most homebuyers stay in their homes for at least three to five years, and that’s just so they can recoup the cost of their purchase.&lt;br /&gt;
&lt;br /&gt;
Buying a home also means you’re ready to get your hands dirty, both literally and figuratively. In order to maintain your home, there’s handiwork that needs to be done that’s typically your responsibility.&lt;br /&gt;
&lt;br /&gt;
Second, &lt;b&gt;understand your finances.&lt;/b&gt; When the time comes for you to buy a home, your lender will consider every part of your financial picture, from your current job salary to your bills and spending habits. Since the bank will review your financial information, you’d better do the same. Find out how much money you’ve got coming in and going out and calculate how much you’ll be able to devote to your monthly mortgage payment.&lt;br /&gt;
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When considering your finances and budget, also consider the fact that homeownership fees don’t end with your monthly mortgage payment. You’re also responsible for insurance, property taxes, and any money that’s needed to cover routine maintenance and unexpected home repairs. After gathering all of this information, ask yourself once more if buying a home is in your future.&lt;br /&gt;
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&lt;div&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;div class="quote-box"&gt;
&lt;div class="quote-text"&gt;
Work with an agent you trust.&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&lt;br /&gt;&lt;/b&gt;Third, &lt;b&gt;consider credit and savings. &lt;/b&gt;Your first brush with credit may have been when you were inundated with credit card offers on your first day of college. By the latter part of your 20s, hopefully you’ve established some type of credit. Lenders will closely consider your credit score when deciding on approving your mortgage, so remember—the better your credit score, the better the interest rate you’ll be offered.&lt;br /&gt;
&lt;br /&gt;
As far as savings go, you’ll need to have money in-hand up front to cover fees like your down payment and closing costs. Have you saved the money you’ll need to buy a home?&lt;br /&gt;
&lt;br /&gt;
Fourth,&lt;b&gt; find a lender and get pre-approved. &lt;/b&gt;Buying a home is largely a financial process, so it makes sense that the mortgage process is a long one. Seek out several lending institutions before you settle on the one you’d like to use. Just like every buyer is different, every lender is different too. Some may be more lenient when it comes to your credit history. Some credit unions or banks you’ve used for years may offer lower rates than other lenders. The federal government also offers FHA and VA loan options that may be perfect for first-time homebuyers such as yourself.&lt;br /&gt;
&lt;br /&gt;
Lastly, &lt;b&gt;work with an agent you trust.&lt;/b&gt; This is an area where we would not advise a “do-it-yourself” mentality. Professional agents have the training and know-how to lead any first-time homebuyer to a home that’s right for them. Your agent will make your “needs” and “wants” lists and help you consider your long-term goals for a new home. They’ll also help you search for homes, negotiate for you, and walk you through the entire offer and closing process, right down to the point where the keys are finally in your hands.&lt;br /&gt;
&lt;br /&gt;
So if you’re a twenty-something who’s decided that now’s the right time to buy, give us a call and we’d be glad to represent you and help you through the entire process.&lt;br /&gt;
&lt;br /&gt;
As always, if you have any other questions or real estate needs, feel free to reach out to us any way you can. We look forward to speaking with you.&lt;br /&gt;
&lt;div&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;/div&gt;
&lt;/div&gt;
</description><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/1A8IUS3P2ZI/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author></item><item><title>The Ins and Outs of Counteroffers and the Option Period</title><link>http://deldiortegonmcallen.blogspot.com/2018/07/the-ins-and-outs-of-counteroffers-and.html</link><category>Home Seller Tips</category><pubDate>Mon, 23 Jul 2018 12:35:00 -0700</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-8780222264150480025</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allow="autoplay; encrypted-media" allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/77bEi5Se93U" width="480"&gt;&lt;/iframe&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;Today I have everything that you need to know about counteroffers and negotiations whether you are a seller or a buyer.&lt;/i&gt;&lt;i&gt;&amp;nbsp;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingmcallen.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://sellingsouthtexas.com/home_value" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;


&lt;br /&gt;
&lt;div style="text-align: left;"&gt;
You've put your house up for sale, potential buyers have come to look at it, and now you’ve received an offer. Congratulations! At this point you can do one of three things: accept it, deny it, or make a counteroffer and negotiate.&lt;br /&gt;
&lt;br /&gt;
When making a counteroffer, you draft an offer with your agent that states you will sell your property to the buyer with the terms you have outlined. &lt;b&gt;The two most commonly renegotiated points made in counteroffers are prices and dates.&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
In terms of the price, sellers always want to sell at a higher price while buyers always want to buy at a lower price. The key is to find a happy medium that satisfies both parties. As far as the dates go, the best way to resolve any issues is to have both parties' agents discuss the issue before any offer is written. Doing this can also determine if there are any other issues that need to be dealt with before a pen is put to the paper. The more information each side has, the simpler the transaction will be.&lt;br /&gt;
&lt;br /&gt;
For example, the seller might need the funds from the sale to purchase their next property. Or, the buyer might have already sold their home and now they have a date in mind when they need to transfer the funds to purchase the property in question.&lt;br /&gt;
&lt;div&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;div class="quote-box"&gt;
&lt;div class="quote-text"&gt;
When making a counteroffer, you draft an offer with your agent that states you will sell your property to the buyer with the terms you have outlined.
&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&lt;br /&gt;&lt;/b&gt;You might also have to counteroffer what appliances or other attachments are included in the deal. &lt;b&gt;If an agreement is reached, another renegotiation typically happens after the inspection.&lt;/b&gt; When an inspector has looked at the property, there may be issues with the home that the buyer was not aware of beforehand. They are still buying the property, but if they are fixing any of the repairs themselves, they want that reflected in the final sales price.&lt;br /&gt;
&lt;br /&gt;
If the buyer is getting a mortgage loan to buy your house, the bank will also hire an appraiser to evaluate the property. If there is any discrepancy between the price you and the buyer agreed to and what the appraiser values the house at, there will be a renegotiation over how to bridge the gap between the two numbers.&lt;br /&gt;
&lt;br /&gt;
During the counteroffer and renegotiation period, the key is to establish a baseline for what you are looking for. If you are a buyer, you do not want to spend all your money on the sale and have nothing left over for repairs or renovations. As for the seller, they have an idea of what they need to take away from the property. They will need to communicate that early and often with their Realtor. The more we know, the more we can help you.&lt;br /&gt;
&lt;br /&gt;
If you have any questions about counteroffers or renegotiations that either my team or I can assist you with, please feel free to reach out to us. We look forward to your calls and emails.&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;/div&gt;
</description><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/77bEi5Se93U/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author></item><item><title>How to Determine Your Wants and Your Needs When Buying</title><link>http://deldiortegonmcallen.blogspot.com/2017/04/how-to-determine-your-wants-and-your.html</link><category>Home Buyer Tips</category><pubDate>Tue, 16 May 2017 13:08:00 -0700</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-3588703695096610416</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/XvG7SyOGzNg?rel=0" width="480"&gt;&lt;/iframe&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;When looking for your next home, it's important to be able to separate your wants from your needs.&amp;nbsp;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingmcallen.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://www.sellingmcallen.com/home-valuation" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;


&lt;br /&gt;
&lt;div style="text-align: left;"&gt;
When you're looking for a home to buy, it's important to determine both what you need and what you want. Oftentimes, we see homebuyers confuse the two.&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;One of the first things you need to do is get pre-qualified for a mortgage&lt;/b&gt; because most sellers won't even entertain an offer if you don't have a letter of pre-qualification. It also helps narrow your search by keeping you from wasting time looking at homes you can't afford.&amp;nbsp;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
Once you've been pre-qualified, you want to sit down and write out your wants and needs. Your needs list might include a two-car garage, a large yard, a nice school district, and three bedrooms. These items should be non-negotiable, meaning you won't even look at homes that don't fulfill your needs.&lt;br /&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class="quote-box"&gt;
&lt;div class="quote-text"&gt;
Most of your wants will be cosmetic things that can be added later.
&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&lt;br /&gt;&lt;/b&gt;
&lt;b&gt;Most of your wants are cosmetic.&lt;/b&gt; You might want granite or quartz countertops, but a home not having them shouldn't be a deal-breaker. They can always be added later. That's why you need to determine which items you can and can't live without. Examine homes that fill all your needs before you start considering your wants.&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
If you have any questions about this step or you're thinking about selling or investing in real estate, give us a call or send us an email. We'd love to hear from you!&lt;/div&gt;
&lt;/div&gt;
</description><enclosure length="0" type="video/mp4" url="https://s3.amazonaws.com/vyralmarketing/Deldi+Ortegon/2017/Greater+McAllen+Area+Real+Estate-+Determining+Your+Wants+and+Needs+During+the+Home+Search.mp4"/><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/XvG7SyOGzNg/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author><itunes:explicit>no</itunes:explicit><itunes:subtitle>When looking for your next home, it's important to be able to separate your wants from your needs.&amp;nbsp; Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report When you're looking for a home to buy, it's important to determine both what you need and what you want. Oftentimes, we see homebuyers confuse the two. One of the first things you need to do is get pre-qualified for a mortgage because most sellers won't even entertain an offer if you don't have a letter of pre-qualification. It also helps narrow your search by keeping you from wasting time looking at homes you can't afford.&amp;nbsp; Once you've been pre-qualified, you want to sit down and write out your wants and needs. Your needs list might include a two-car garage, a large yard, a nice school district, and three bedrooms. These items should be non-negotiable, meaning you won't even look at homes that don't fulfill your needs. Most of your wants will be cosmetic things that can be added later. Most of your wants are cosmetic. You might want granite or quartz countertops, but a home not having them shouldn't be a deal-breaker. They can always be added later. That's why you need to determine which items you can and can't live without. Examine homes that fill all your needs before you start considering your wants. If you have any questions about this step or you're thinking about selling or investing in real estate, give us a call or send us an email. We'd love to hear from you!</itunes:subtitle><itunes:author>Deldi Ortegon </itunes:author><itunes:summary>When looking for your next home, it's important to be able to separate your wants from your needs.&amp;nbsp; Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report When you're looking for a home to buy, it's important to determine both what you need and what you want. Oftentimes, we see homebuyers confuse the two. One of the first things you need to do is get pre-qualified for a mortgage because most sellers won't even entertain an offer if you don't have a letter of pre-qualification. It also helps narrow your search by keeping you from wasting time looking at homes you can't afford.&amp;nbsp; Once you've been pre-qualified, you want to sit down and write out your wants and needs. Your needs list might include a two-car garage, a large yard, a nice school district, and three bedrooms. These items should be non-negotiable, meaning you won't even look at homes that don't fulfill your needs. Most of your wants will be cosmetic things that can be added later. Most of your wants are cosmetic. You might want granite or quartz countertops, but a home not having them shouldn't be a deal-breaker. They can always be added later. That's why you need to determine which items you can and can't live without. Examine homes that fill all your needs before you start considering your wants. If you have any questions about this step or you're thinking about selling or investing in real estate, give us a call or send us an email. We'd love to hear from you!</itunes:summary><itunes:keywords>Real,Estate,for,sale,Real,Estate,agents,top,real,estate,agents,local,real,estate,agents,find,a,real,estate,agent,houses,for,sale,in,McAllen,home,selling,tips,home,for,sale,home,buying,home,buying,process,property,finder,property,search,propert</itunes:keywords></item><item><title>5 Habits for a Successful Home Purchase</title><link>http://deldiortegonmcallen.blogspot.com/2017/03/5-habits-for-successful-home-purchase.html</link><category>Home Buyer Tips</category><pubDate>Mon, 6 Mar 2017 08:27:00 -0800</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-2425094431416147368</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/mZlEojvQzu0" width="480"&gt;&lt;/iframe&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;If you’re looking to buy a home this year, you need to start these five habits right now.&amp;nbsp;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingmcallen.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://www.sellingmcallen.com/home-valuation" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;


&lt;div style="text-align: left;"&gt;
If you vowed to buy a home this year, it’s time to get moving. Even if you’re months away from hiring an agent and looking at houses, there are things you need to do right now to make your dream of homeownership come true. In fact, there are five habits you need to start now to ensure a smooth transition from renting to owning a home.&lt;/div&gt;
&lt;div class="quote-box"&gt;
&lt;div class="quote-text"&gt;
Always be ready when you have the opportunity to lock down that perfect home.
&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&amp;nbsp; &amp;nbsp; &amp;nbsp;1. Automate your down payment savings.&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&lt;br /&gt;&amp;nbsp; &amp;nbsp; &amp;nbsp;2. Build your credit and keep it clear.&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&lt;br /&gt;&amp;nbsp; &amp;nbsp; &amp;nbsp;3. Practice living on a budget.&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&lt;br /&gt;&amp;nbsp; &amp;nbsp; &amp;nbsp;4. Get your tools and make repairs.&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;br /&gt;
&lt;b&gt;&amp;nbsp; &amp;nbsp; &amp;nbsp;5. Prepare to pounce on a great deal.&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
As always, if you’re looking to buy, sell, or invest in real estate, please feel free to give me a call or send me an email. I look forward to hearing from you!&amp;nbsp;&lt;/div&gt;
&lt;/div&gt;
</description><enclosure length="0" type="video/mp4" url="https://s3.amazonaws.com/vyralmarketing/Deldi+Ortegon/2017/Greater+McAllen+Area+Real+Estate-+5+habits+for+selling+house+in+2017.mp4"/><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/mZlEojvQzu0/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author><itunes:explicit>no</itunes:explicit><itunes:subtitle>If you’re looking to buy a home this year, you need to start these five habits right now.&amp;nbsp; Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report If you vowed to buy a home this year, it’s time to get moving. Even if you’re months away from hiring an agent and looking at houses, there are things you need to do right now to make your dream of homeownership come true. In fact, there are five habits you need to start now to ensure a smooth transition from renting to owning a home. Always be ready when you have the opportunity to lock down that perfect home. &amp;nbsp; &amp;nbsp; &amp;nbsp;1. Automate your down payment savings. &amp;nbsp; &amp;nbsp; &amp;nbsp;2. Build your credit and keep it clear. &amp;nbsp; &amp;nbsp; &amp;nbsp;3. Practice living on a budget. &amp;nbsp; &amp;nbsp; &amp;nbsp;4. Get your tools and make repairs. &amp;nbsp; &amp;nbsp; &amp;nbsp;5. Prepare to pounce on a great deal. As always, if you’re looking to buy, sell, or invest in real estate, please feel free to give me a call or send me an email. I look forward to hearing from you!&amp;nbsp;</itunes:subtitle><itunes:author>Deldi Ortegon </itunes:author><itunes:summary>If you’re looking to buy a home this year, you need to start these five habits right now.&amp;nbsp; Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report If you vowed to buy a home this year, it’s time to get moving. Even if you’re months away from hiring an agent and looking at houses, there are things you need to do right now to make your dream of homeownership come true. In fact, there are five habits you need to start now to ensure a smooth transition from renting to owning a home. Always be ready when you have the opportunity to lock down that perfect home. &amp;nbsp; &amp;nbsp; &amp;nbsp;1. Automate your down payment savings. &amp;nbsp; &amp;nbsp; &amp;nbsp;2. Build your credit and keep it clear. &amp;nbsp; &amp;nbsp; &amp;nbsp;3. Practice living on a budget. &amp;nbsp; &amp;nbsp; &amp;nbsp;4. Get your tools and make repairs. &amp;nbsp; &amp;nbsp; &amp;nbsp;5. Prepare to pounce on a great deal. As always, if you’re looking to buy, sell, or invest in real estate, please feel free to give me a call or send me an email. I look forward to hearing from you!&amp;nbsp;</itunes:summary><itunes:keywords>Real,Estate,for,sale,Real,Estate,agents,top,real,estate,agents,local,real,estate,agents,find,a,real,estate,agent,houses,for,sale,in,McAllen,home,selling,tips,home,for,sale,home,buying,home,buying,process,property,finder,property,search,propert</itunes:keywords></item><item><title>Sell Your Home Quickly Using These 3 Tips</title><link>http://deldiortegonmcallen.blogspot.com/2017/02/sell-your-home-quickly-using-these-3.html</link><category>Home Seller Tips</category><pubDate>Wed, 15 Feb 2017 14:23:00 -0800</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-4641995301691995224</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/h-bEjpBFSy0" width="480"&gt;&lt;/iframe&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i style="text-align: center;"&gt;Today I want to share three tips that will help your home sell as quickly as possible.&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingmcallen.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://www.sellingmcallen.com/home-valuation" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;div style="text-align: left;"&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
How can you sell your home as fast as possible in 2017?&lt;br /&gt;
&lt;br /&gt;
While many factors that affect how long it takes to sell a home are beyond your control, there are some things you can do to speed up the sale.&lt;br /&gt;
&lt;br /&gt;
One of the best things you can do in order to sell faster is price your home competitively. Your home is going to sell much faster if you price on the lower end of the average prices in your area. Additionally, pricing your home competitively could spark a bidding war, ultimately driving up your sales price.&lt;br /&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;div class="quote-box"&gt;
&lt;div class="quote-text"&gt;
Complete any repairs that need to be done prior to listing.
&lt;/div&gt;
&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;br /&gt;
Completing any repairs that need to be done is also going to help keep your home from sitting on the market too long. Sprucing up your home prior to putting it on the market is just as important as actually listing it. Buyers are going to be able to tell if you let a few projects go unfinished.&lt;br /&gt;
&lt;br /&gt;
Lastly, make sure the home is staged and decluttered. This last tip is incredibly important because staged homes sell 88% faster and for more money than non-staged homes.&lt;br /&gt;
&lt;br /&gt;
If you're looking to buy, sell, or invest in real estate, feel free to give us a call. We'd be glad to help!&lt;/div&gt;
&lt;/div&gt;
</description><enclosure length="0" type="video/mp4" url="https://s3.amazonaws.com/vyralmarketing/Deldi+Ortegon/2017/Greater+McAllen+Area+Real+Estate-+3+tips+to+ensure+a+quick+home+sale.mp4"/><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/h-bEjpBFSy0/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author><itunes:explicit>no</itunes:explicit><itunes:subtitle>Today I want to share three tips that will help your home sell as quickly as possible. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report How can you sell your home as fast as possible in 2017? While many factors that affect how long it takes to sell a home are beyond your control, there are some things you can do to speed up the sale. One of the best things you can do in order to sell faster is price your home competitively. Your home is going to sell much faster if you price on the lower end of the average prices in your area. Additionally, pricing your home competitively could spark a bidding war, ultimately driving up your sales price. Complete any repairs that need to be done prior to listing. Completing any repairs that need to be done is also going to help keep your home from sitting on the market too long. Sprucing up your home prior to putting it on the market is just as important as actually listing it. Buyers are going to be able to tell if you let a few projects go unfinished. Lastly, make sure the home is staged and decluttered. This last tip is incredibly important because staged homes sell 88% faster and for more money than non-staged homes. If you're looking to buy, sell, or invest in real estate, feel free to give us a call. We'd be glad to help!</itunes:subtitle><itunes:author>Deldi Ortegon </itunes:author><itunes:summary>Today I want to share three tips that will help your home sell as quickly as possible. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report How can you sell your home as fast as possible in 2017? While many factors that affect how long it takes to sell a home are beyond your control, there are some things you can do to speed up the sale. One of the best things you can do in order to sell faster is price your home competitively. Your home is going to sell much faster if you price on the lower end of the average prices in your area. Additionally, pricing your home competitively could spark a bidding war, ultimately driving up your sales price. Complete any repairs that need to be done prior to listing. Completing any repairs that need to be done is also going to help keep your home from sitting on the market too long. Sprucing up your home prior to putting it on the market is just as important as actually listing it. Buyers are going to be able to tell if you let a few projects go unfinished. Lastly, make sure the home is staged and decluttered. This last tip is incredibly important because staged homes sell 88% faster and for more money than non-staged homes. If you're looking to buy, sell, or invest in real estate, feel free to give us a call. We'd be glad to help!</itunes:summary><itunes:keywords>Real,Estate,for,sale,Real,Estate,agents,top,real,estate,agents,local,real,estate,agents,find,a,real,estate,agent,houses,for,sale,in,McAllen,home,selling,tips,home,for,sale,home,buying,home,buying,process,property,finder,property,search,propert</itunes:keywords></item><item><title>Why Are Professional Photos So Important in Today’s Market? </title><link>http://deldiortegonmcallen.blogspot.com/2016/11/why-are-professional-photos-so.html</link><category>Home Seller Tips</category><pubDate>Tue, 3 Jan 2017 08:33:00 -0800</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-2329555683311369275</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/tZ4SKuY6wyw" width="480"&gt;&lt;/iframe&gt;&lt;i style="text-align: center;"&gt;Professional photography is the most critical piece of your home’s marketing because professional photos sell homes. How? We’ll go over that today.&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingmcallen.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://www.sellingmcallen.com/home-valuation" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;div style="text-align: left;"&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
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Professional photography is one of the most critical pieces of your home’s marketing and, ultimately, its sale. Why?&amp;nbsp;&lt;/div&gt;
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&lt;b&gt;In today’s market, 90% to 95% of buyers start their home search online.&lt;/b&gt; If they don’t like what they see, then you won’t get them in the door. In fact, a few bad pictures of your home might take your property totally off of a buyer’s radar.&amp;nbsp;&lt;/div&gt;
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Today’s buyer wants to see your home in perfect condition online, which means that professional photographs will help you get the right buyer in the door and help you sell your home.&amp;nbsp;&lt;/div&gt;
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Over 90% of today’s buyers start their home search online.
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&lt;/div&gt;
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That is why we have a professional photographer and videographer on our team. We know that buyers love photos and videos and that &lt;b&gt;professional photos and videos sell homes.&amp;nbsp;&lt;/b&gt;&lt;/div&gt;
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If you have any questions about professional photography or about preparing your home for the market, just give us a call or send us an email. We would be happy to help you!&lt;/div&gt;
&lt;/div&gt;
</description><enclosure length="0" type="video/mp4" url="https://s3.amazonaws.com/vyralmarketing/Deldi+Ortegon/Greater+McAllen+Area+Real+Estate-+The+Importance+of+Professional+Photography+When+Selling+Your+Home.mp4"/><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/tZ4SKuY6wyw/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author><itunes:explicit>no</itunes:explicit><itunes:subtitle>Professional photography is the most critical piece of your home’s marketing because professional photos sell homes. How? We’ll go over that today. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report Professional photography is one of the most critical pieces of your home’s marketing and, ultimately, its sale. Why?&amp;nbsp; In today’s market, 90% to 95% of buyers start their home search online. If they don’t like what they see, then you won’t get them in the door. In fact, a few bad pictures of your home might take your property totally off of a buyer’s radar.&amp;nbsp; Today’s buyer wants to see your home in perfect condition online, which means that professional photographs will help you get the right buyer in the door and help you sell your home.&amp;nbsp; Over 90% of today’s buyers start their home search online. That is why we have a professional photographer and videographer on our team. We know that buyers love photos and videos and that professional photos and videos sell homes.&amp;nbsp; If you have any questions about professional photography or about preparing your home for the market, just give us a call or send us an email. We would be happy to help you!</itunes:subtitle><itunes:author>Deldi Ortegon </itunes:author><itunes:summary>Professional photography is the most critical piece of your home’s marketing because professional photos sell homes. How? We’ll go over that today. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report Professional photography is one of the most critical pieces of your home’s marketing and, ultimately, its sale. Why?&amp;nbsp; In today’s market, 90% to 95% of buyers start their home search online. If they don’t like what they see, then you won’t get them in the door. In fact, a few bad pictures of your home might take your property totally off of a buyer’s radar.&amp;nbsp; Today’s buyer wants to see your home in perfect condition online, which means that professional photographs will help you get the right buyer in the door and help you sell your home.&amp;nbsp; Over 90% of today’s buyers start their home search online. That is why we have a professional photographer and videographer on our team. We know that buyers love photos and videos and that professional photos and videos sell homes.&amp;nbsp; If you have any questions about professional photography or about preparing your home for the market, just give us a call or send us an email. We would be happy to help you!</itunes:summary><itunes:keywords>Real,Estate,for,sale,Real,Estate,agents,top,real,estate,agents,local,real,estate,agents,find,a,real,estate,agent,houses,for,sale,in,McAllen,home,selling,tips,home,for,sale,home,buying,home,buying,process,property,finder,property,search,propert</itunes:keywords></item><item><title>Merry Christmas and Happy New Year!</title><link>http://deldiortegonmcallen.blogspot.com/2016/12/merry-christmas-and-happy-new-year.html</link><category>Happy Holidays</category><pubDate>Thu, 22 Dec 2016 10:57:00 -0800</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-6154105095158065066</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/oqpRIcysLl8" width="480"&gt;&lt;/iframe&gt;&lt;i&gt;We know this time of year can get very busy, so we just wanted to take a moment to wish you happy holidays! &amp;nbsp;&lt;/i&gt;&lt;/div&gt;
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&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
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&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingmcallen.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
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&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
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&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://www.sellingmcallen.com/home-valuation" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
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&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
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Friends,&amp;nbsp;&lt;/div&gt;
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We know this time of year can get very busy, so we just wanted to take a moment to wish you happy holidays!&amp;nbsp;&lt;/div&gt;
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We’d like to take a minute to thank you for your continued support this year. &lt;b&gt;We wouldn’t be where we are today without you. &lt;/b&gt;It has been our pleasure to help make your real estate dreams come true.&amp;nbsp;&lt;/div&gt;
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We hope you enjoy this holiday season and make some wonderful memories with your friends and family. It truly is the most wonderful time of the year.&amp;nbsp;&lt;/div&gt;
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Remember, we are always here to help you in any way we can. Just give us a call.&amp;nbsp;&lt;/div&gt;
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Happy Holidays!&lt;/div&gt;
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</description><enclosure length="0" type="video/mp4" url="https://s3.amazonaws.com/vyralmarketing/Deldi+Ortegon/Greater+McAllen+Area+Real+Estate-+Merry+Christmas+and+Happy+New+Year%2521.mp4"/><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/oqpRIcysLl8/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author><itunes:explicit>no</itunes:explicit><itunes:subtitle>We know this time of year can get very busy, so we just wanted to take a moment to wish you happy holidays! &amp;nbsp; Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report Friends,&amp;nbsp; We know this time of year can get very busy, so we just wanted to take a moment to wish you happy holidays!&amp;nbsp; We’d like to take a minute to thank you for your continued support this year. We wouldn’t be where we are today without you. It has been our pleasure to help make your real estate dreams come true.&amp;nbsp; We hope you enjoy this holiday season and make some wonderful memories with your friends and family. It truly is the most wonderful time of the year.&amp;nbsp; Remember, we are always here to help you in any way we can. Just give us a call.&amp;nbsp; Happy Holidays!</itunes:subtitle><itunes:author>Deldi Ortegon </itunes:author><itunes:summary>We know this time of year can get very busy, so we just wanted to take a moment to wish you happy holidays! &amp;nbsp; Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report Friends,&amp;nbsp; We know this time of year can get very busy, so we just wanted to take a moment to wish you happy holidays!&amp;nbsp; We’d like to take a minute to thank you for your continued support this year. We wouldn’t be where we are today without you. It has been our pleasure to help make your real estate dreams come true.&amp;nbsp; We hope you enjoy this holiday season and make some wonderful memories with your friends and family. It truly is the most wonderful time of the year.&amp;nbsp; Remember, we are always here to help you in any way we can. Just give us a call.&amp;nbsp; Happy Holidays!</itunes:summary><itunes:keywords>Real,Estate,for,sale,Real,Estate,agents,top,real,estate,agents,local,real,estate,agents,find,a,real,estate,agent,houses,for,sale,in,McAllen,home,selling,tips,home,for,sale,home,buying,home,buying,process,property,finder,property,search,propert</itunes:keywords></item><item><title>Why Should You Buy a Home During the Holidays?</title><link>http://deldiortegonmcallen.blogspot.com/2016/12/why-should-you-buy-home-during-holidays.html</link><category>Home Buyer Tips</category><pubDate>Tue, 6 Dec 2016 08:44:00 -0800</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-4088705109027691419</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/EvsU9zvD-BQ" width="480"&gt;&lt;/iframe&gt;&lt;i&gt;Here are five reasons you should buy your new home during the holidays.&lt;/i&gt;&lt;/div&gt;
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&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingmcallen.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
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&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://www.sellingmcallen.com/home-valuation" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
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&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
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If you are in the market for a new home, you may be wondering when the best time to buy is. Here are five reasons you should purchase your new home during the holidays.&lt;/div&gt;
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&lt;b&gt;1. There is less market activity.&lt;/b&gt; All of the family, school, and work activities happening at this time combined with the colder weather lead to fewer real estate transactions over the holidays. This means there will be less competition to face.&amp;nbsp;&lt;/div&gt;
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&lt;b&gt;2. Sellers are motivated. &lt;/b&gt;People who have their homes on the market at this time often have a great incentive to sell. If their home has been on the market for awhile or they are looking to relocate for a job, they want to get their home sold as soon as possible.&lt;/div&gt;
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They want to get their home sold as soon as possible.
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&lt;b&gt;3. There are potential tax benefits. &lt;/b&gt;If you itemize your taxes, you can deduct any points you paid upon closing, as well as property taxes and mortgage interest. This will depend on how many other deductions you have this year, but there’s a chance you’ll have a real advantage.&lt;/div&gt;
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&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/div&gt;
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&lt;b&gt;4. You’ll get a better interest rate.&lt;/b&gt; Due to limited demand, there will be more competition among lenders during the holidays.&amp;nbsp;&lt;/div&gt;
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&lt;b&gt;5. Homes close faster.&lt;/b&gt; Lenders want to close their books, agents want to get their commission, and sellers want to move into their new home before the end of the year. You might even get settled into your new home before the holidays!&amp;nbsp;&lt;/div&gt;
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If you have any questions feel free to give me a call or send me an email. Happy holidays!&lt;/div&gt;
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</description><enclosure length="0" type="video/mp4" url="https://s3.amazonaws.com/vyralmarketing/Deldi+Ortegon/Greater+McAllen+Area+Real+Estate-+Top+5+Reasons+to+Sell+During+Holidays.mp4"/><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/EvsU9zvD-BQ/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author><itunes:explicit>no</itunes:explicit><itunes:subtitle>Here are five reasons you should buy your new home during the holidays. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report If you are in the market for a new home, you may be wondering when the best time to buy is. Here are five reasons you should purchase your new home during the holidays. 1. There is less market activity. All of the family, school, and work activities happening at this time combined with the colder weather lead to fewer real estate transactions over the holidays. This means there will be less competition to face.&amp;nbsp; 2. Sellers are motivated. People who have their homes on the market at this time often have a great incentive to sell. If their home has been on the market for awhile or they are looking to relocate for a job, they want to get their home sold as soon as possible. They want to get their home sold as soon as possible. 3. There are potential tax benefits. If you itemize your taxes, you can deduct any points you paid upon closing, as well as property taxes and mortgage interest. This will depend on how many other deductions you have this year, but there’s a chance you’ll have a real advantage. 4. You’ll get a better interest rate. Due to limited demand, there will be more competition among lenders during the holidays.&amp;nbsp; 5. Homes close faster. Lenders want to close their books, agents want to get their commission, and sellers want to move into their new home before the end of the year. You might even get settled into your new home before the holidays!&amp;nbsp; If you have any questions feel free to give me a call or send me an email. Happy holidays!</itunes:subtitle><itunes:author>Deldi Ortegon </itunes:author><itunes:summary>Here are five reasons you should buy your new home during the holidays. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report If you are in the market for a new home, you may be wondering when the best time to buy is. Here are five reasons you should purchase your new home during the holidays. 1. There is less market activity. All of the family, school, and work activities happening at this time combined with the colder weather lead to fewer real estate transactions over the holidays. This means there will be less competition to face.&amp;nbsp; 2. Sellers are motivated. People who have their homes on the market at this time often have a great incentive to sell. If their home has been on the market for awhile or they are looking to relocate for a job, they want to get their home sold as soon as possible. They want to get their home sold as soon as possible. 3. There are potential tax benefits. If you itemize your taxes, you can deduct any points you paid upon closing, as well as property taxes and mortgage interest. This will depend on how many other deductions you have this year, but there’s a chance you’ll have a real advantage. 4. You’ll get a better interest rate. Due to limited demand, there will be more competition among lenders during the holidays.&amp;nbsp; 5. Homes close faster. Lenders want to close their books, agents want to get their commission, and sellers want to move into their new home before the end of the year. You might even get settled into your new home before the holidays!&amp;nbsp; If you have any questions feel free to give me a call or send me an email. Happy holidays!</itunes:summary><itunes:keywords>Real,Estate,for,sale,Real,Estate,agents,top,real,estate,agents,local,real,estate,agents,find,a,real,estate,agent,houses,for,sale,in,McAllen,home,selling,tips,home,for,sale,home,buying,home,buying,process,property,finder,property,search,propert</itunes:keywords></item><item><title>Using the Holidays to Your Advantage When Selling</title><link>http://deldiortegonmcallen.blogspot.com/2016/11/using-holidays-to-your-advantage-when.html</link><category>Home Seller Tips</category><pubDate>Mon, 21 Nov 2016 14:41:00 -0800</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-2635738637821193062</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/M1FG8NDGdfA" width="480"&gt;&lt;/iframe&gt;&lt;i&gt;If you’re selling your home and thinking about staging, you can use holiday decorations to your advantage. Here’s how.&lt;/i&gt;&lt;/div&gt;
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&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingmcallen.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
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&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
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&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://www.sellingmcallen.com/home-valuation" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
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When it comes to home staging, holiday decor can actually help sell your house.&amp;nbsp;&lt;/div&gt;
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The first thing to remember is that going overboard on decorations can actually keep your home from selling; you need to strike the right balance. The ‘less is more' mantra may tempt you to skip the decorations,&lt;b&gt; but a few subtle touches like a pinecone centerpiece, an evergreen wreath, or a simmering pot of cider on the stove can all create a warm and festive feeling for buyers.&lt;/b&gt;&lt;/div&gt;
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&lt;b&gt;You want to avoid overly-religious flourishes because they could be off-putting to some buyers. &lt;/b&gt;You want to keep your walkways clean and clear, too, rather than having festive decorations turn into tripping hazards.&lt;/div&gt;
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Don’t hide your home’s best assets, highlight them!
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Remember not to hide your home’s best assets, either. For example, don’t cover every inch of your fireplace mantle. Instead, showcase it with a select few holiday items. Try to highlight key areas of your home with stylish fall decor, a tray of cookies, or a well-placed Christmas tree.&lt;/div&gt;
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If you have any questions about decorating a home you’re selling or you’re just thinking about buying or selling a home in the McAllen market, give me a call or send me an email. I’d love to help!&lt;/div&gt;
&lt;/div&gt;
</description><enclosure length="0" type="video/mp4" url="https://s3.amazonaws.com/vyralmarketing/Deldi+Ortegon/Nov-2-+Staging+Your+Home+During+the+Holidays.mp4"/><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/M1FG8NDGdfA/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author><itunes:explicit>no</itunes:explicit><itunes:subtitle>If you’re selling your home and thinking about staging, you can use holiday decorations to your advantage. Here’s how. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report When it comes to home staging, holiday decor can actually help sell your house.&amp;nbsp; The first thing to remember is that going overboard on decorations can actually keep your home from selling; you need to strike the right balance. The ‘less is more' mantra may tempt you to skip the decorations, but a few subtle touches like a pinecone centerpiece, an evergreen wreath, or a simmering pot of cider on the stove can all create a warm and festive feeling for buyers. You want to avoid overly-religious flourishes because they could be off-putting to some buyers. You want to keep your walkways clean and clear, too, rather than having festive decorations turn into tripping hazards. Don’t hide your home’s best assets, highlight them! Remember not to hide your home’s best assets, either. For example, don’t cover every inch of your fireplace mantle. Instead, showcase it with a select few holiday items. Try to highlight key areas of your home with stylish fall decor, a tray of cookies, or a well-placed Christmas tree. If you have any questions about decorating a home you’re selling or you’re just thinking about buying or selling a home in the McAllen market, give me a call or send me an email. I’d love to help!</itunes:subtitle><itunes:author>Deldi Ortegon </itunes:author><itunes:summary>If you’re selling your home and thinking about staging, you can use holiday decorations to your advantage. Here’s how. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report When it comes to home staging, holiday decor can actually help sell your house.&amp;nbsp; The first thing to remember is that going overboard on decorations can actually keep your home from selling; you need to strike the right balance. The ‘less is more' mantra may tempt you to skip the decorations, but a few subtle touches like a pinecone centerpiece, an evergreen wreath, or a simmering pot of cider on the stove can all create a warm and festive feeling for buyers. You want to avoid overly-religious flourishes because they could be off-putting to some buyers. You want to keep your walkways clean and clear, too, rather than having festive decorations turn into tripping hazards. Don’t hide your home’s best assets, highlight them! Remember not to hide your home’s best assets, either. For example, don’t cover every inch of your fireplace mantle. Instead, showcase it with a select few holiday items. Try to highlight key areas of your home with stylish fall decor, a tray of cookies, or a well-placed Christmas tree. If you have any questions about decorating a home you’re selling or you’re just thinking about buying or selling a home in the McAllen market, give me a call or send me an email. I’d love to help!</itunes:summary><itunes:keywords>Real,Estate,for,sale,Real,Estate,agents,top,real,estate,agents,local,real,estate,agents,find,a,real,estate,agent,houses,for,sale,in,McAllen,home,selling,tips,home,for,sale,home,buying,home,buying,process,property,finder,property,search,propert</itunes:keywords></item><item><title>The #1 Mistake Home Sellers Should Avoid</title><link>http://deldiortegonmcallen.blogspot.com/2016/10/the-1-mistake-home-sellers-should-avoid.html</link><category>Home Seller Tips</category><pubDate>Mon, 31 Oct 2016 13:29:00 -0700</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-832372348046903663</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/qoKzPOtzwJE" width="480"&gt;&lt;/iframe&gt;&lt;i style="text-align: center;"&gt;If you are preparing your home for the market, you have to declutter your property. Where do you start? I’ll give you a few tips today.&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingmcallen.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://www.sellingmcallen.com/home-valuation" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;br /&gt;
&lt;div style="text-align: left;"&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
The number one mistake most sellers make when putting their homes on the market is not decluttering their homes. Decluttering is a simple, easy thing to do, but not cleaning up can cost you thousands of dollars on your home sale.&amp;nbsp;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;These days, 90% to 95% of buyers begin their home search online,&lt;/b&gt; which means that your first home showing is on the Internet. If your home is cluttered and not photographed properly, buyers will eliminate it from their wish list quickly.&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
So, how do you start? I recommend going through your home and looking for things you want to throw away and give away. Then, start packing the things you want to keep. Fill as many medium-sized boxes as you can and put them in storage before your home goes on the market.&amp;nbsp;&lt;/div&gt;
&lt;div class="quote-box"&gt;
&lt;div class="quote-text"&gt;
Get rid of things you don’t want anymore and pack the items you want to keep.
&lt;/div&gt;
&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
You should also clear off the counters and the fridge. Store extra furniture to make your home look more spacious. You should also pack away knick-knacks, books, and personal items to give your home a more neutral feel. That way, potential buyers can imagine themselves living in your home more easily.&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;b&gt;Once your home is decluttered, you will be amazed at how great your home looks, and so will buyers.&lt;/b&gt; Decluttering helps you get the highest possible sales price in the shortest amount of time possible.&amp;nbsp;&lt;/div&gt;
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&lt;br /&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
If you have any questions about decluttering or you’re not sure where to start, give me a call or send me an email. I would be happy to help you!&lt;/div&gt;
&lt;/div&gt;
</description><enclosure length="0" type="video/mp4" url="https://s3.amazonaws.com/vyralmarketing/Deldi+Ortegon/Greater+McAllen+Area+Real+Estate-+Why+Decluttering+Is+Critical+When+Selling+Your+Home.mp4"/><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/qoKzPOtzwJE/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author><itunes:explicit>no</itunes:explicit><itunes:subtitle>If you are preparing your home for the market, you have to declutter your property. Where do you start? I’ll give you a few tips today. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report The number one mistake most sellers make when putting their homes on the market is not decluttering their homes. Decluttering is a simple, easy thing to do, but not cleaning up can cost you thousands of dollars on your home sale.&amp;nbsp; These days, 90% to 95% of buyers begin their home search online, which means that your first home showing is on the Internet. If your home is cluttered and not photographed properly, buyers will eliminate it from their wish list quickly. So, how do you start? I recommend going through your home and looking for things you want to throw away and give away. Then, start packing the things you want to keep. Fill as many medium-sized boxes as you can and put them in storage before your home goes on the market.&amp;nbsp; Get rid of things you don’t want anymore and pack the items you want to keep. You should also clear off the counters and the fridge. Store extra furniture to make your home look more spacious. You should also pack away knick-knacks, books, and personal items to give your home a more neutral feel. That way, potential buyers can imagine themselves living in your home more easily. Once your home is decluttered, you will be amazed at how great your home looks, and so will buyers. Decluttering helps you get the highest possible sales price in the shortest amount of time possible.&amp;nbsp; If you have any questions about decluttering or you’re not sure where to start, give me a call or send me an email. I would be happy to help you!</itunes:subtitle><itunes:author>Deldi Ortegon </itunes:author><itunes:summary>If you are preparing your home for the market, you have to declutter your property. Where do you start? I’ll give you a few tips today. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report The number one mistake most sellers make when putting their homes on the market is not decluttering their homes. Decluttering is a simple, easy thing to do, but not cleaning up can cost you thousands of dollars on your home sale.&amp;nbsp; These days, 90% to 95% of buyers begin their home search online, which means that your first home showing is on the Internet. If your home is cluttered and not photographed properly, buyers will eliminate it from their wish list quickly. So, how do you start? I recommend going through your home and looking for things you want to throw away and give away. Then, start packing the things you want to keep. Fill as many medium-sized boxes as you can and put them in storage before your home goes on the market.&amp;nbsp; Get rid of things you don’t want anymore and pack the items you want to keep. You should also clear off the counters and the fridge. Store extra furniture to make your home look more spacious. You should also pack away knick-knacks, books, and personal items to give your home a more neutral feel. That way, potential buyers can imagine themselves living in your home more easily. Once your home is decluttered, you will be amazed at how great your home looks, and so will buyers. Decluttering helps you get the highest possible sales price in the shortest amount of time possible.&amp;nbsp; If you have any questions about decluttering or you’re not sure where to start, give me a call or send me an email. I would be happy to help you!</itunes:summary><itunes:keywords>Real,Estate,for,sale,Real,Estate,agents,top,real,estate,agents,local,real,estate,agents,find,a,real,estate,agent,houses,for,sale,in,McAllen,home,selling,tips,home,for,sale,home,buying,home,buying,process,property,finder,property,search,propert</itunes:keywords></item><item><title>2 Unique Opportunities for Sellers in the Fall </title><link>http://deldiortegonmcallen.blogspot.com/2016/10/2-unique-opportunities-for-sellers-in.html</link><category>Home Seller Tips</category><pubDate>Mon, 17 Oct 2016 12:06:00 -0700</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-2742649715092654705</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allowfullscreen="" frameborder="0" height="270" src="https://www.youtube.com/embed/OxcIrly4URQ" width="480"&gt;&lt;/iframe&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;Sometimes it pays to go against the crowd. Don’t wait to list your home in the spring just because everyone else does; instead, consider these two great reasons to list this fall.&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Buying a home? &lt;a href="http://www.sellingmcallen.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;b&gt;&lt;i&gt;&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;i&gt;&lt;b&gt;Selling your Greater McAllen Area home? &lt;a href="http://www.sellingmcallen.com/home-valuation" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/b&gt;&lt;/i&gt;&lt;/div&gt;
&lt;div style="text-align: left;"&gt;
&lt;br /&gt;&lt;/div&gt;
As you probably know, spring is the season when most people in the McAllen area put their homes on the market. As a result, summer is the time when most homes sell.&lt;br /&gt;
&lt;br /&gt;
That said, there are two great reasons why you should put your house on the market this fall. &lt;b&gt;Sometimes it pays to go against the crowd.&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
First of all, because so many people list during the spring, you will face less competition by listing in the fall.&lt;br /&gt;
&lt;div class="quote-box"&gt;
&lt;div class="quote-text"&gt;
Sometimes it pays to go against the crowd!
&lt;/div&gt;
&lt;/div&gt;
&lt;b&gt;Secondly, buyers in the fall tend to be more motivated. &lt;/b&gt;These buyers have been looking for a home for several months and want to move in before the holidays. As a result, they are more willing to make a deal.&lt;br /&gt;
&lt;br /&gt;
If you have any other questions about our current market or about preparing your home to sell this fall, give me a call or send me an email. I would be happy to help you!</description><enclosure length="0" type="video/mp4" url="https://s3.amazonaws.com/vyralmarketing/Deldi+Ortegon/Greater+McAllen+Area+Real+Estate-+2+Reasons+to+Sell+Your+Home+in+the+Fall.mp4"/><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/OxcIrly4URQ/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author><itunes:explicit>no</itunes:explicit><itunes:subtitle>Sometimes it pays to go against the crowd. Don’t wait to list your home in the spring just because everyone else does; instead, consider these two great reasons to list this fall. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report As you probably know, spring is the season when most people in the McAllen area put their homes on the market. As a result, summer is the time when most homes sell. That said, there are two great reasons why you should put your house on the market this fall. Sometimes it pays to go against the crowd. First of all, because so many people list during the spring, you will face less competition by listing in the fall. Sometimes it pays to go against the crowd! Secondly, buyers in the fall tend to be more motivated. These buyers have been looking for a home for several months and want to move in before the holidays. As a result, they are more willing to make a deal. If you have any other questions about our current market or about preparing your home to sell this fall, give me a call or send me an email. I would be happy to help you!</itunes:subtitle><itunes:author>Deldi Ortegon </itunes:author><itunes:summary>Sometimes it pays to go against the crowd. Don’t wait to list your home in the spring just because everyone else does; instead, consider these two great reasons to list this fall. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report As you probably know, spring is the season when most people in the McAllen area put their homes on the market. As a result, summer is the time when most homes sell. That said, there are two great reasons why you should put your house on the market this fall. Sometimes it pays to go against the crowd. First of all, because so many people list during the spring, you will face less competition by listing in the fall. Sometimes it pays to go against the crowd! Secondly, buyers in the fall tend to be more motivated. These buyers have been looking for a home for several months and want to move in before the holidays. As a result, they are more willing to make a deal. If you have any other questions about our current market or about preparing your home to sell this fall, give me a call or send me an email. I would be happy to help you!</itunes:summary><itunes:keywords>Real,Estate,for,sale,Real,Estate,agents,top,real,estate,agents,local,real,estate,agents,find,a,real,estate,agent,houses,for,sale,in,McAllen,home,selling,tips,home,for,sale,home,buying,home,buying,process,property,finder,property,search,propert</itunes:keywords></item><item><title>How to Shorten Your Mortgage by 8 Years</title><link>http://deldiortegonmcallen.blogspot.com/2016/09/greater-mcallen-area-real-estate-how-to.html</link><category>Homeowner Tips</category><pubDate>Tue, 27 Sep 2016 09:26:00 -0700</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-2300207143163197433</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/pS-Nb0NcQmM" width="560"&gt;&lt;/iframe&gt;
&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;span style="font-family: &amp;quot;arial&amp;quot; , &amp;quot;helvetica&amp;quot; , sans-serif;"&gt;&lt;span id="docs-internal-guid-c738acb9-6c76-9a59-31db-466854dcf5d3"&gt;&lt;span style="font-family: &amp;quot;arial&amp;quot;; font-size: 14.6667px; vertical-align: baseline; white-space: pre-wrap;"&gt;&lt;i&gt;Many would like to pay their house off in 15 years but can't afford the monthly rate of a 15-year loan. Here’s how to pay off a 30-year loan in just 22 years.&lt;/i&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style="font-family: &amp;quot;arial&amp;quot; , &amp;quot;helvetica&amp;quot; , sans-serif;"&gt;&lt;b&gt;&lt;i&gt;&lt;br /&gt;&lt;/i&gt;&lt;/b&gt;&lt;/span&gt;
&lt;span style="font-family: &amp;quot;arial&amp;quot; , &amp;quot;helvetica&amp;quot; , sans-serif;"&gt;&lt;b&gt;&lt;i&gt;Buying a home? &lt;a href="http://www.sellingmcallen.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/i&gt;&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;span style="font-family: &amp;quot;arial&amp;quot; , &amp;quot;helvetica&amp;quot; , sans-serif;"&gt;&lt;b&gt;&lt;i&gt;Selling your Greater McAllen Area home? &lt;a href="http://www.sellingmcallen.com/home-valuation" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/i&gt;&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;span style="font-family: &amp;quot;arial&amp;quot; , &amp;quot;helvetica&amp;quot; , sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;There is a way to knock eight years off the life of your mortgage, and I wanted to share it with you today. &lt;/span&gt;&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;This is a great trick for all of the people out there who would love to pay off their home in 15 years but instead usually opt for a 30-year loan with more affordable monthly payments. With this trick, you can split the difference and turn a 30-year mortgage into a 22-year mortgage.&lt;/span&gt;&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;All you have to do is make one extra payment per year.&lt;/span&gt;&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt; &lt;/span&gt;&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;Say you come into some extra money, you get a bonus, or it's tax refund season, and you can afford to make a 13th payment at some point during the year—that 13th yearly payment will knock eight years off the life of your mortgage. &lt;/span&gt;&lt;/div&gt;
&lt;div class="quote-box"&gt;
&lt;div class="quote-text"&gt;
All you have to do is make one extra payment per year.
&lt;/div&gt;
&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;That's not the only way to do it, either. The second strategy is especially helpful for the people who get paid on a bi-weekly basis. &lt;/span&gt;&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;Instead of making a monthly payment, talk to your mortgage company about setting up bi-weekly payments on your mortgage.&lt;/span&gt;&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt; There are 52 weeks in a year, so if you make a half-payment every other week rather than a full payment every month, you pay the equivalent of 13 full payments over the course of the year.&lt;/span&gt;&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;This is one of my absolute favorite tips for homeowners and home buyers. Think of the savings on interest! &lt;/span&gt;&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;
&lt;span style="font-family: &amp;quot;arial&amp;quot;; vertical-align: baseline; white-space: pre-wrap;"&gt;I hope you found this tip helpful. If you have any questions for me about shortening the life of your mortgage or about the greater Mc&lt;/span&gt;&lt;span style="font-family: &amp;quot;arial&amp;quot;; white-space: pre-wrap;"&gt;Allen market, don't hesitate to give me a call or send me an email. I'd love to help you out.&lt;/span&gt;&lt;/div&gt;
</description><enclosure length="0" type="video/mp4" url="https://s3.amazonaws.com/vyralmarketing/Deldi+Ortegon/Greater+McAllen+Area+Real+Estate-+Reduce+8+Years+From+Your+Mortgage.mp4"/><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/pS-Nb0NcQmM/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author><itunes:explicit>no</itunes:explicit><itunes:subtitle>Many would like to pay their house off in 15 years but can't afford the monthly rate of a 15-year loan. Here’s how to pay off a 30-year loan in just 22 years. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report There is a way to knock eight years off the life of your mortgage, and I wanted to share it with you today. This is a great trick for all of the people out there who would love to pay off their home in 15 years but instead usually opt for a 30-year loan with more affordable monthly payments. With this trick, you can split the difference and turn a 30-year mortgage into a 22-year mortgage. All you have to do is make one extra payment per year. Say you come into some extra money, you get a bonus, or it's tax refund season, and you can afford to make a 13th payment at some point during the year—that 13th yearly payment will knock eight years off the life of your mortgage. All you have to do is make one extra payment per year. That's not the only way to do it, either. The second strategy is especially helpful for the people who get paid on a bi-weekly basis. Instead of making a monthly payment, talk to your mortgage company about setting up bi-weekly payments on your mortgage. There are 52 weeks in a year, so if you make a half-payment every other week rather than a full payment every month, you pay the equivalent of 13 full payments over the course of the year. This is one of my absolute favorite tips for homeowners and home buyers. Think of the savings on interest! I hope you found this tip helpful. If you have any questions for me about shortening the life of your mortgage or about the greater McAllen market, don't hesitate to give me a call or send me an email. I'd love to help you out.</itunes:subtitle><itunes:author>Deldi Ortegon </itunes:author><itunes:summary>Many would like to pay their house off in 15 years but can't afford the monthly rate of a 15-year loan. Here’s how to pay off a 30-year loan in just 22 years. Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report There is a way to knock eight years off the life of your mortgage, and I wanted to share it with you today. This is a great trick for all of the people out there who would love to pay off their home in 15 years but instead usually opt for a 30-year loan with more affordable monthly payments. With this trick, you can split the difference and turn a 30-year mortgage into a 22-year mortgage. All you have to do is make one extra payment per year. Say you come into some extra money, you get a bonus, or it's tax refund season, and you can afford to make a 13th payment at some point during the year—that 13th yearly payment will knock eight years off the life of your mortgage. All you have to do is make one extra payment per year. That's not the only way to do it, either. The second strategy is especially helpful for the people who get paid on a bi-weekly basis. Instead of making a monthly payment, talk to your mortgage company about setting up bi-weekly payments on your mortgage. There are 52 weeks in a year, so if you make a half-payment every other week rather than a full payment every month, you pay the equivalent of 13 full payments over the course of the year. This is one of my absolute favorite tips for homeowners and home buyers. Think of the savings on interest! I hope you found this tip helpful. If you have any questions for me about shortening the life of your mortgage or about the greater McAllen market, don't hesitate to give me a call or send me an email. I'd love to help you out.</itunes:summary><itunes:keywords>Real,Estate,for,sale,Real,Estate,agents,top,real,estate,agents,local,real,estate,agents,find,a,real,estate,agent,houses,for,sale,in,McAllen,home,selling,tips,home,for,sale,home,buying,home,buying,process,property,finder,property,search,propert</itunes:keywords></item><item><title>Current Market Conditions in the Greater McAllen Area</title><link>http://deldiortegonmcallen.blogspot.com/2016/09/mcallen-real-estate-quick-update-on.html</link><category>Market update</category><pubDate>Tue, 20 Sep 2016 08:20:00 -0700</pubDate><guid isPermaLink="false">tag:blogger.com,1999:blog-7026946303680929007.post-4184879243021150285</guid><description>&lt;div style="text-align: center;"&gt;
&lt;iframe allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/cgwF9xp1gYA" width="560"&gt;&lt;/iframe&gt;
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&lt;div style="text-align: center;"&gt;
&lt;span style="font-family: &amp;quot;arial&amp;quot; , &amp;quot;helvetica&amp;quot; , sans-serif;"&gt;&lt;b&gt;&lt;i&gt;Buying a home? &lt;a href="http://www.sellingmcallen.com/" target="_blank"&gt;Search all Greater McAllen Area homes for sale&lt;/a&gt;&lt;/i&gt;&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;span style="font-family: &amp;quot;arial&amp;quot; , &amp;quot;helvetica&amp;quot; , sans-serif;"&gt;&lt;b&gt;&lt;i&gt;Selling your Greater McAllen Area home? &lt;a href="http://www.sellingmcallen.com/home-valuation" target="_blank"&gt;Get a free home value report&lt;/a&gt;&lt;/i&gt;&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div style="text-align: center;"&gt;
&lt;span style="font-family: &amp;quot;arial&amp;quot; , &amp;quot;helvetica&amp;quot; , sans-serif;"&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;We’ve got a quick overview to share with you today of the current market conditions in the Greater McAllen Area. The latest numbers are in, and we’re excited to share them with you.&lt;/span&gt;&lt;br /&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;A lot of people have been asking lately if it’s a great time to sell, and we say absolutely yes, it is. Here are three reasons why:&lt;/span&gt;&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;1. Our median home price is up 8% from this time last year.&lt;/span&gt;&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;2. Our listing inventory is down by 16.2% from this time last year.&lt;/span&gt;&lt;/div&gt;
&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 700; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;3. Homes are now selling in an average of only 87 days.&lt;/span&gt;&lt;/div&gt;
&lt;div class="quote-box"&gt;
&lt;div class="quote-text"&gt;
It’s a great time to sell.
    &lt;/div&gt;
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&lt;div dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;If you’re thinking of buying, selling, or investing in real estate, give us a call or send us an email. We look forward to hearing from you. &lt;/span&gt;&lt;br /&gt;
&lt;span style="background-color: transparent; color: black; font-family: &amp;quot;arial&amp;quot;; font-style: normal; font-weight: 400; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/div&gt;
</description><enclosure length="0" type="video/mp4" url="https://s3.amazonaws.com/vyralmarketing/Deldi+Ortegon/McAllen+Real+Estate-+A+quick+update+on+McAllen+real+estate.mp4"/><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" height="72" url="https://img.youtube.com/vi/cgwF9xp1gYA/default.jpg" width="72"/><georss:featurename xmlns:georss="http://www.georss.org/georss">McAllen, TX, USA</georss:featurename><georss:point xmlns:georss="http://www.georss.org/georss">26.2034071 -98.230012399999964</georss:point><georss:box xmlns:georss="http://www.georss.org/georss">25.9755021 -98.552735899999959 26.4313121 -97.907288899999969</georss:box><author>info@SellingMcAllen.com (Deldi Ortegon )</author><itunes:explicit>no</itunes:explicit><itunes:subtitle>Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report We’ve got a quick overview to share with you today of the current market conditions in the Greater McAllen Area. The latest numbers are in, and we’re excited to share them with you. A lot of people have been asking lately if it’s a great time to sell, and we say absolutely yes, it is. Here are three reasons why: 1. Our median home price is up 8% from this time last year. 2. Our listing inventory is down by 16.2% from this time last year. 3. Homes are now selling in an average of only 87 days. It’s a great time to sell. If you’re thinking of buying, selling, or investing in real estate, give us a call or send us an email. We look forward to hearing from you.</itunes:subtitle><itunes:author>Deldi Ortegon </itunes:author><itunes:summary>Buying a home? Search all Greater McAllen Area homes for sale Selling your Greater McAllen Area home? Get a free home value report We’ve got a quick overview to share with you today of the current market conditions in the Greater McAllen Area. The latest numbers are in, and we’re excited to share them with you. A lot of people have been asking lately if it’s a great time to sell, and we say absolutely yes, it is. Here are three reasons why: 1. Our median home price is up 8% from this time last year. 2. Our listing inventory is down by 16.2% from this time last year. 3. Homes are now selling in an average of only 87 days. It’s a great time to sell. If you’re thinking of buying, selling, or investing in real estate, give us a call or send us an email. We look forward to hearing from you.</itunes:summary><itunes:keywords>Real,Estate,for,sale,Real,Estate,agents,top,real,estate,agents,local,real,estate,agents,find,a,real,estate,agent,houses,for,sale,in,McAllen,home,selling,tips,home,for,sale,home,buying,home,buying,process,property,finder,property,search,propert</itunes:keywords></item></channel></rss>