Dennis Cox And Other Interesting Articles

noreply@blogger.com (Dennis Cox) — Mon, 26 Oct 2020 15:02:00 +0000

Poverty in Ireland in the 21st Century

Here's a fact: 15.7% of Ireland’s population live below the poverty line. Put another way, over three quarters of a million or 760,000 people in Ireland live below the poverty line. No group is immune. Children under 16 years of age account for 23.9% of all those in poverty. Students and school children under 18 years account for 18.4% of all those in poverty. Workers account for 14.3%. The unemployed account for 13.5%. Those who care in the home account for 13.1%. Those unable to work due to illness or disability account for 9%. Retired persons account for 5.9%. One in five children are at risk of poverty. This is not fiction. This is now. In Ireland.

Top 10 reasons people are living in poverty

1. There are 790,000 people living in poverty: According to the Irish National Anti-Poverty Strategy, people living in poverty in Ireland are unable to maintain a standard of living acceptable by Irish society due to their lack of resources.

2. Only 18 percent of adults in poverty hold jobs: Despite working, these people do not earn salaries that allow them to cover basic costs of living for themselves and their families. They are called ‘the working poor’ by Social Justice Ireland.

3. There is a large income gap in Ireland: Social Justice Ireland found that the bottom 10 percent of Irish households only received 3 percent of the country’s total disposable income, while the top 10 percent of households received 24 percent of the income.

4. There are regional differences in poverty: Poverty in the more developed southern and eastern regions of Ireland is 50 percent less per capita than in the rural border, midlands and west regions of the country.

5. Disadvantaged populations are more likely to be in poverty: Sick or disabled people, and children younger than 18, are more likely to be at risk of poverty or in consistent poverty than healthy adults.

6. Single parent households are three times as likely to be in poverty: Compared to two-parent households, families with only a single parent are three times as likely to be in consistent poverty and twice as likely to be at risk of poverty.

7. Rent prices are increasing: Rent prices in Ireland are rising at six times the rate of European rates. When housing prices rise, the prices of other goods rise as well, causing poor families to stretch their resources to cover basic life necessities.

8. Moree than 8,500 people were homeless in Ireland in December 2017: This number includes more than 3,000 children and represents a 17 percent increase in the number of homeless families since December 2016.

9. Despite the poverty, economic growth is occurring: The Irish economy has moved past its recovery phase following the recession and into a time of growth. In 2017, 55,000 jobs were created, and in 2018, 4 percent growth of the economy is projected.

10 Specific policies are necessary to reduce poverty: To combat poverty in Ireland, specific government policies to address the areas of structural inequality are necessary. For example, creating a minimum living wage so all workers can afford a basic standard of life.

Even though there are still many steps needed to overcome poverty in Ireland, the Irish people are highly resilient.

noreply@blogger.com (Dennis Cox) — Tue, 15 Sep 2020 13:56:00 +0000

COVID‑19 is merely a harbinger of worse plagues to come.

Nature Fights Back

We can't expect to go on destroying our world without any consequences.More than half of earths species have been wiped out.We are daily destroying earths natural defenses, Rain-forests, ozone and polluting rivers and seas.We have put profit ahead of all other aspects of life.We have left 1% of our population control 90% of our worlds wealth and resources.We have deliberately kept countries and people in dire poverty in order for wealthier countries to thrive.The wealthy with the backing of governments deliberately keep the less well off under control by manipulating prices and rates.

Viruses have no value on wealth and position they attack everyone the same, however, its mainly poor, the feeble and non-whites that bear the brunt of its devastation.Those less well off don't have access to medical treatment that is reserved for the private and wealthy patients.We are all in this together.

We are heading into the greatest recession of all time and nobody knows the final outcome.One thing for sure it won't affect the wealthy.It will be up to the workers to pick up the pieces and begin again.Like all wars the ordinary person goes out to fight while the wealthy stay at home and profit from it.

Meanwhile, the Pandemic continues to spread rapidly.

In recent decades, epidemics of SARS, MERS, Ebola, H1N1 flu, Zika, and monkey-pox showed the havoc that new and re-emergent pathogens could wreak.It takes just one transmissible virus to start a pandemic.Sometime in late 2019, the wrong virus left a bat and ended up, perhaps via an intermediate host, in a human—and another, and another. Eventually it found its way to the Huanan seafood market,
and jumped into dozens of new hosts in an explosive super-spreading event.

Our species has relentlessly expanded into previously wild spaces. Through intensive agriculture,
habitat destruction, and rising temperatures, we have uprooted the planet’s animals,
forcing them into new and narrower ranges that are on our own doorsteps. Humanity has squeezed the world’s wildlife in a crushing grip—and viruses have come bursting out.

In the age of cheap air travel, an outbreak that begins on one continent can easily reach the others.
SARS already demonstrated that in 2003, and more than twice as many people now travel by plane every year. To avert a pandemic, affected nations must alert their neighbors quickly. In 2003, China covered up the early spread of SARS, allowing the new disease to gain a foothold, and in 2020, history repeated itself.Travel bans make intuitive sense, because travel obviously enables the spread
of a virus. But in practice, travel bans are woefully inefficient at restricting either travel or viruses.
They prompt people to seek indirect routes via third-party countries, or to deliberately hide their symptoms.And they can create a harmful false confidence, so countries “rely on bans to the exclusion of the things they actually need to do—testing, tracing, building up the health system.

It is hard to stare directly at the biggest problems of our age. Pandemics, climate change, the sixth extinction of wildlife, food and water shortages—their scope is planetary, and their stakes are overwhelming. We have no choice, though, but to grapple with them.

noreply@blogger.com (Dennis Cox) — Thu, 03 Sep 2020 12:34:00 +0000

Winds of Change

The Secret Evolution

The world is engulfed in so many crisis at the moment does anyone know what is really going on?

Behind closed doors those in the "Golden Circle"are plotting the end of civilization as we know it.

The next 10 years will show many changes and most not for the good of all.

Some, will do very well while most will be devastated and will not realize what has happened until it is too late.

This Covid Pandemic has giving governments the chance to experiment with people's tolerance and willingness to follow their instructions. They got people used to government control over how much they need to survive, slowly decreasing payments to see how far they can go. They have kept our pubs (so called "Wet Pubs") closed others serving food allowed to continue at restricted levels. They have plunged countries into huge volumes of debt. Rich countries use debt to control and pilfer the resources of less well off and poorer nations, a ploy they have used successfully for years. They preached that it is safer to remain indoors and avoid crowds which controls the movement of people. They control people through media released news that most will treat as accurate. They will only release their plans a little at a time to keep people under the illusion that they are acting only on the behalf of the country as a whole.

So, what is really happening?

We had the "Industrial Revolution" which brought changes to the way people worked and survived.It has now ran its course and the next stage of human evolution has arrived. We have now entered the "Digital Age". In the next 10 years or even less there will be huge changes in the way people will survive. Highly efficient computers, AI (Artificial Intelligence) and advances in Robotics will change everything. These artificial aids were introduced as a ploy to make people's lives easier and more efficient. But, what really is happening is that they will replace most forms of labor as we know it.

Already they are pilling billions into driver-less vehicles - which eventually will put millions of drivers out of work. They will have driver-less trucks delivering country and eventually world - wide, twenty four hours a day. That's only one instance there will be many more. People working in retail already feel the affects of online shopping which is increasing year by year. When they eventually go out of business the knock-on affect will be devastating. Landlords will lose their commercial lettings payments which will force them to increase rents and make it impossible for most people to afford.House prices will soar and so will repossessions and evictions. Banks are already shedding staff and replacing them with technology. They don't want to see customers anymore. They want all transactions performed electronically. Your Gas and Electric bills will be paid (most are already) by Direct Debit, everything else with Credit Cards.

Every transaction people make will be recorded digitally. They will introduce Digital Passports where every bit of information about you will be stored. Next it will be Digital Money and Virtual Credit Cards (already in use) where everything you buy or invest in will be recorded.

I could go on and on but I think by now you are getting the picture.

Get ready now or be left behind.

The Terminator and Judgement Day may not too far fetched

Housing Crisis or Wealth Manipulation

noreply@blogger.com (Dennis Cox) — Thu, 24 Oct 2019 11:49:00 +0000

Not long ago, Ireland had one of the world’s highest rates of home-ownership.The last several years have torn up those assumptions, leaving the country in the grip of a worsening housing crisis. Homeownership has dropped, evictions and homelessness have climbed sharply, surging demand for rental units has led to a shortage, and soaring rents are fodder for daily conversation, political campaigns and street protests.
Ireland's housing woes can be summarised adequately by the phrase 'plenty of people, not enough homes'. The country enjoys a rapidly growing population. This is due to a substantial surplus of births over deaths, something that most other high-income countries would love to have. It is also due to net migration, again a symptom of economic success. Taking into account the various sources of demand, it is clear that the Greater Dublin Area needs at least 1,200 new homes a month - and probably more if it enjoys sustained net migration. But over the last five years, it has seen about one quarter of this level of activity.
One clear policy failure is the dereliction of duty on the part of government, both central and local, to provide social housing. It is simply not credible to expect the market to provide housing for people with incomes so low they can't cover the cost of building their home.The cost of new social housing should be borne by all members of society, not delegated to the inhabitants of new homes.
One argument is that the developers simply don't have the capital to build. This simply doesn't stack up against reality. In a world of zero interest rates, capital is on a global hunt for a return. We have seen the fruits of this in Dublin's office sector, where half a million square metres are currently being built - with the same again ready to be built once the first chunk is occupied.
The high cost of housing is now a barrier to inward investment, to emigrants returning with skills, to people hoping to start families and who want to move. We’ll see that soon in lost growth and a falling birthrate. For those struggling to pay rents or unable to find homes, the risk is not in the future, but now.
Homelessness in Ireland has nearly quadrupled in the last five years, according to the government. Official figures for May showed 10,253 homeless people, including 1,700 families with 3,749 children. Many more, who emigrate or move in with parents or friends, go uncounted. Even those who can afford their rents find that they have little security in a rising market. Leases can be for as little as six months, and Irish law allows landlords to evict tenants if they want to sell the property, renovate it or move in a family member.
Much of the anger in Ireland has focused on foreign-owned companies like Ires Reit, whose largest shareholder is a Canadian company, or Kennedy Wilson, a California firm, that have bought or built thousands of units in a few years and are expanding their holdings, while paying little or nothing in Irish taxes.It now costs far more to rent than to pay off a mortgage. The property website daft.ie recently reported that the monthly mortgage payment on a two-bedroom house in the city of Cork would be about €700, but the same house would cost almost €1,300 to rent.
Despite such high demand for housing, new construction continues to lag, depressed by tight mortgage lending, high building costs and land-hoarding by speculators.While the government estimates that 30,000 to 35,000 new housing units are needed annually, in June the investment firm Goodbody Stockbrokers predicted that only 21,000 would be completed this year.
The government started a “Rebuilding Ireland” program three years ago, with a goal of ultimately adding 25,000 units a year to the housing supply. That goal is not being met, and even if were, critics say it is not enough, and rents continue to rise. Mr. Varadkar has called for looser mortgage lending rules but has warned that a more aggressive building campaign could repeat the boom-and-bust cycle that led to the 2008 crash.Lorcan Sirr, a lecturer in planning and housing at the Technical University Dublin, said that if long-term renting was to be commonplace in Ireland, the country would need price controls and new rules making leases more secure.

What The Bookies Don’t Want You To Know At Cheltenham

noreply@blogger.com (Dennis Cox) — Thu, 07 Mar 2019 14:41:00 +0000

1. – Take Advantage Of Special Offers

This may sound contradictory to the title but the bookies want you to become their regular as a punter. They want you to place all your bets in one place. At the Festival there are so many offering different bonuses, you must shop around.

Some of the best offers to take advantage of are:

Money back if your horse loses (risk free betting is our favourite offer!)
Extra places – get 4, 5 or even 6 places paid Each Way instead of just 3
Money back if the favourite beats your horse

Each of these can provide an easy cash, free bet or bonus boost to your Cheltenham bankroll, allowing to you bet less but win more.

2 – Don’t Read Too Much Into Trainer Quotes

Trainers may see their horses each day but that often means that they don’t see the bigger picture. Some trainers are constantly positive in the face of stiff tasks, unerringly positive about every horse in their yard – even if it’s finished last on its four starts…

While it’s not a bad idea to at least take note of what we are told as punters from the yards themselves, don’t take it as gospel as animals have a habit of making fools of the best of us.

With so many trainers having blogs and putting out comments, don’t let them sway you off a strong opinion!

3 - Watch The Markets Closely

While a drifter (horse which increases in price) in the market doesn’t always lose, it is a solid sign that someone doesn’t think it is likely to win. A close watch of the betting can foretell a forthcoming news story.

This works the other way, as our daily market movers show. A horse’s price tumbling is worth a second look, especially at the Festival with handicaps where bigger bets can be placed than the rest of the year – so it takes more money to move the price. Late money at the Cheltenham track (sometimes reported on ITV) is the most telling.

4 - Follow The Trends

The “trends” will be widely banded about by experts before Cheltenham – for example, 14 of the last 16 winners of the Cheltenham Gold Cup had run over fences at Cheltenham before.

Stamina and experience trends are especially notable. Cheltenham has a steep uphill finish and some races tend to be won by horses with extra petrol in the tank to get them up that difficult finish.

Listen to the experts (and check out our racecards) to help narrow down your shortlist for the big races by removing unsuitable horses.

5 - Consider Second And Third String Horses

We see this all the time both flat and jumps, the hot favourite turned over by a lesser fancied stablemate.

The trainer and jockey (even Ruby Walsh!) won’t get it right all of the time and when even the least fancied of three still cost £300,000 after bolting up in a point to point, there is value to be had by challenging the favourite.

Cheltenham Outsiders That Could And Should Be Considered

noreply@blogger.com (Dennis Cox) — Thu, 07 Mar 2019 14:21:00 +0000

Annamix [Supreme Novices’ Hurdle]

Hardline [Arkle or JLT Novices’ Chase]

Espoir D’Allen [Champion Hurdle]

Easy Game [Ballymore Novices’ Hurdle]

Bacardys (Stayers’ Hurdle – Thursday)

Coney Island (Ryanair Chase – Thursday)

Shattered Love (Gold Cup – Friday)

Brewin’upastorm – Ballymore Novices’ Hurdle

Pacha Du Polder – Foxhunter Chase

Politologue – Ryanair Chase

Trainers To Have On Your Side For Cheltenham

noreply@blogger.com (Dennis Cox) — Thu, 07 Mar 2019 12:28:00 +0000

1. Gordon Elliot

This year, the Grand National-winning trainer holds live chances in several of the championship and Grade 1 events including Apple's Jade in the Champion Hurdle and Delta Work in the RSA Novices' Chase. It would be difficult to argue with his odds of 11-10 to finish the four days as leading trainer.

2. Nicky Henderson

The master of Seven Barrows may have been overtaken by Willie Mullins as the leading trainer in festival history but he still plans to run a formidably powerful team – lead by the brilliant Altior and dual Champion Hurdle hero Buveur D'Air.

3. Willie Mullins

Ireland's champion trainer needs little introduction and overtook Nicky Henderson as the most successful trainer in Cheltenham Festival history. Having saddled eight winners in 2015, seven in 2017 and seven again last year, the pressure is once again on for the master of Closutton.

Bellshill and Kemboy in the Gold Cup, Faugheen in the Stayers' Hurdle and Laurina in the Champion Hurdle.

4. Paul Nicholls

The trainer, who has been leading trainer at Cheltenham six times, has been in the doldrums as far as saddling Grade 1 winners at the festival is concerned but will saddle a stronger team this time, lead by King George VI Chase hero Clan Des Obeaux, while he also holds live chances with Quel Destin and Frodon too.

5. Henry de Bromhead

Henry de Bromhead returned to the winner's enclosure with the ill-fated Special Tiara after six years without a win and he returns with several interesting prospects for this year's meeting.

Balko De Flos, last season's Ryanair winner, has not produced the goods so far this term but he would have a live chance on softer ground, while Grade 1 scorer Monalee holds entries for both the Gold Cup and Ryanair.

6. Nigel Twiston-Davies

The Gloucestershire-based trainer did not manage to get on the scoreboard last term but managed to pick up second and third placings last year including with Wholestone in the Stayers'.

Twiston-Davies won the 2010 Gold Cup with Imperial Commander and if the forecast rain falls it will suit his dual Betfair Chase winner Bristol De Mai. Arguably his best chance of the week lies with Betfair Hurdle winner Al Dancer, who won a handicap over course and distance in December and is the general 3-1 favourite for the Supreme.

Cheltenham Trends & Stats

noreply@blogger.com (Dennis Cox) — Thu, 07 Mar 2019 11:51:00 +0000

Day 1

1.30 – 19 of last 22 winners won last time out – 7 of last 9 winners came from top 4 in betting – Irish Trained – 5/6 year olds -

2.10 – 12 from 14 won at Cheltenham before – under 9/1 – 6/7 years old -

2.50 – 15 out of 19 rated 143 or less – 11/1 or shorter – 50% won LTO -

3.30 – 29 out of 35 won LTO – Irish + N.Henderson – Willie Mullins 50% - 6/7 years old -

4.10 – Irish – Fav or 2^nd Fav – 10 out of last 11 – Willie Mullins – Novice -

4.50 – 10 of 14 winners finished - 1^st or 2^nd LTO – Raced in last 45 days – 7 year olds – 12/1 or less

5.50 – 11 out of 17 winners finished 1^st or 2^nd LTO – 7/8 year olds – Favs 33% - Top Rated -

Day 2

1.30 – 12 from last 14 winners came from top 4 in betting – 8/1 or less – Irish – won LTO -

2.10 – 4 of last 10 won at Leopardstown – 7 years + - avoid unbeaten horses -

2.50 – 8 out of 10 in top 8 in betting – JP Mc Manus – Gordon Elliot – N.Henderson – 50% French Bred – 50% won LTO -

3.30 – 11 from 18 ran in Tingle Creek – 22 of 34 won at Cheltenham before – P. Nichols or N.Henderson – 10/1 or shorter -

4.10 – Irish 12 from 14 – Enda Bulger – won last 5 – 10st – 13 lbs or less – age 10 years or less – P.Hobbs – 5/5 placed

4.50 - French Bred – Fillies – Bottom half of weights – 25/1 – 40/1 – P. Nichols

5.30 – 24 from 36 won LTO – Irish Trained – Top 6 in betting – 5/6 years old

Day 3

1.30 – Irish Bred – W. Mullins – ran at festival before – top 2 in betting – finished 1^st or 2^nd LTO – 7/1 or shorter – won at Leopardstown – 7 year olds -

2.10 – 7 of last 13 winners aged 8+ - outside top 5 – 50% won LTO – JP Mc Manus – JJ O Neill – Twiston Davis – W. Mullins -

2.50 – won at course before – ran in King George – 6/1 or shorter – 7/8 years old – rated 160+

3.30 – 10 fron 14 won LTO – Top 4 in betting – French Bred – 10/1 or less – Past winners -

4.10 – rated 140 or less – carrying 11st or less – French Bred – V.Williams – M.Pipe – Double Figure Odds – outside top 4 in betting

4.50 – won LTO – 5 year old – W.Mullins – R. Walsh – Rich Ricci owner -

5.30 – 8/9 year olds – 11st -5lbs + - Mc Cain – Pipe – Henderson – Top half of Handicap – Headgear – Jamie Codd – Derek O Connor

Day 4

1.30 – Won LTO – Irish – French Bred – Top 4 in betting – Henderson & Nichols – 6/1 or shorter

2.10 – Irish – Rated 130+ - 20/1 + - 5/6 year olds - Mullins – Martin – Nichols – R. Walsh – Top 5 in betting -

3.30 – Ran in King George or Lexus - 1^st or 2^nd LTO – Placed at Festival before – Top 3 in betting – Irish Bred – Favourites good record – Aged 9 or less -

4.10 – Aged under 11 – Won LTO – Top 4 in betting – 15/2 or less – Finished in top 3 LTO

4.50 – Carrying 11st or less – Ran at Festival before – Irish – Aged 8+ - Henderson, Nichols and Mc Manus – Novice – rated 140+ -

5.30 – Irish have won 5 out of last 8 – Top 4 – Won LTO – rated 133+ - Double Figure Price – 5/6 year olds – Nichols and Mullins – Gigginstown House Stud owned.

Dennis Cox And Other Interesting Articles: Irish Presidential Election

noreply@blogger.com (Dennis Cox) — Sun, 21 Oct 2018 14:20:00 +0000

Dennis Cox And Other Interesting Articles: Irish Presidential Election: The Presidential Election Candidates and who will people choose to represent our country. Who among these would best represent the peopl...

Irish Presidential Election

noreply@blogger.com (Dennis Cox) — Sun, 21 Oct 2018 14:19:00 +0000

The Presidential Election Candidates and who will people choose to represent our country.
Who among these would best represent the people of Ireland?
Will they say if not do anything to elevate to this position?
The debate goes on and there's less than a week left for citizens to choose.
Most of the candidates will stick with the Status Quo and say what they believe the electorate want to hear. Peter Casey commentated on a delicate matter regarding "The Traveling Community" and whether he believes he was right or wrong he should have kept his opinions to himself and not alienated voters. All candidates agree on their not being a "Hard Border" after Brexit and to meeting with Donald Trump in order to keep up our good relationship with the US. We depend on US Multi-Nationals for investment and jobs. All agree that Presidential Expenses should be accounted for and some are not concerned when it comes to salary. All agree that both men and women should have equal rights.
I think, a President is merely a figurehead and has limited input when it comes to policy, law or constitution. He represents our country at home and abroad and whoever is elected deserves the respect that goes with that position. It's now in the hands of the electorate and they must decide.

Dennis Cox And Other Interesting Articles: Seriously - Make Money Betting On Sports/ Horse Ra...

noreply@blogger.com (Dennis Cox) — Thu, 18 Oct 2018 14:06:00 +0000

Dennis Cox And Other Interesting Articles: Seriously - Make Money Betting On Sports/ Horse Ra...: Hi Guys, Coming back to blogger again after years of trying systems, tipsters ( both paid and free ) and every other method known to m...

Seriously - Make Money Betting On Sports/ Horse Racing

noreply@blogger.com (Dennis Cox) — Thu, 18 Oct 2018 14:04:00 +0000

Hi Guys,

Coming back to blogger again after years of trying systems, tipsters ( both paid and free ) and every other method known to man or woman to give you my results. I, personally have reached the conclusion that to make consistent profit or any profit has proved to be extremely difficult if not impossible. There are hundreds if not thousands of sites out there promising monthly profits and healthy returns on investment ( ROI ) but any I tried personally failed miserable to live up to there hype. Some gained profit, whether by skill ( information ) or by luck initially but over the long-term or with some the short-term eventually lost my betting bang and more.
All these sites claim to have inside information or contacts but in truth they don't and are just giving their own personal choices and hoping to be in profit to keep you paying for another month. They keep changing the names of their services so, if one is failing, another might be going through a steady winning patch temporarily. Let's face facts, if these tipsters really had good inside information do you really believe they would part with it for a small fee.
A lot of them post early prices which you will almost never get but use them in their winning calculations. They rarely post their losers. Some are working with the bookies and get paid for posting losers. I've being testing them for years and have yet to find one that's genuine. You will hear all the usual excuses when a horse fails.
Even if you are lucky enough to hit a good run the bookies will close or limit your account. You are their best friend while you continue to lose. Your account is being monitored and they won't allow you to win for too long. They can manipulate prices to ensure that they always profit and the punter has little or no chance of making consistent profits.
Gambling on sports including horse racing should be for fun and manageable and not seen as a way of making a first or second income. Less than 1% make any profit from gambling and that is why the bookies live in big houses and drive expensive cars.

IOTA -Cryptocurrency - Explained

noreply@blogger.com (Dennis Cox) — Tue, 12 Dec 2017 14:30:00 +0000

Iota – which stands for Internet of Things Application – is a new cryptocurrency, similar to Bitcoin.

Cryptocurrency IOTA surged almost 70% in the last 2 weeks becoming the 4th most popular digital currency right now. It’s the biggest growth streak that IOTA, a relatively unknown digital currency, has experienced since its exchange launch 6 months ago. It’s been suggested that this new spike is due to recently inked upcoming partnerships with tech giants such as Microsoft and Samsung. Speculations suggests that the interest is due to IOTA’s significant architectural differences with Bitcoin.

Reduce your Car Insurance

noreply@blogger.com (Dennis Cox) — Tue, 12 Dec 2017 13:59:00 +0000

Coming to that time of year again when your Car Insurance is up for renewal in the New Year.

Here are some practical tips you can use to reduce your Payments.

1. If you are with an Insurance Company for a consecutive number of years, phone them before renewal and tell them you can get a better deal from another company. You will be surprised how many will either match or better the offer.

2.  Consider dropping Fully Comprehensive Insurance for Third Party Fire and Theft as it is normally a lot cheaper.

3. You also might be able to pay less depending on your age, or if you've had no accidents.

4.  Some insurance companies offer discount for completion of advanced driving courses.

5. Think twice about paying in installments - Pay your premium in one payment, if at all possible as it is always more expensive to pay in stages.

6. Shop around for insurance quotes - The more you get the better your chance of finding the cheapest quote. Remember to compare all insurance quotes on a like-for-like basis.

7.  Put a realistic value on your car - Remember in the case of an accident the insurance company will only pay out what the car is actually worth at the time of the claim.

8. Never leave it until the last minute

9. Make sure to check that you're not double paying for anything and just check if you really need those extras. Also, check on how much excess is on your policy.

Happy motoring and I hope I have saved you some cash

Blockchain Letters

noreply@blogger.com (Dennis Cox) — Thu, 07 Dec 2017 23:42:00 +0000

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Step-By-Step Guide To Buying Bitcoin

noreply@blogger.com (Dennis Cox) — Fri, 01 Dec 2017 13:06:00 +0000

Just a few years ago the idea of buying Bitcoin, or any other cryptocurrency for that matter, seemed far-fetched. If you want to get in on the opportunities Bitcoin price volatility might offer, you’ll need to know how to buy the cryptocurrency. Bitcoin's price recently hit an all-time above the $10,000-level, generating major interest from retail investors in what is arguably the world's most popular cryptocurrency. Buying and selling Bitcoin is easier than you might think. The process can be as simple as signing up for a mobile app.

Step 1

First, sign up for a wallet

The initial, necessary step you must take before you can buy and sell Bitcoin is to open a Bitcoin 'wallet.' A wallet is basically the Bitcoin equivalent of a bank account. It allows you to receive bitcoins, store them, and then send them to others. There are three main types of wallets - software wallet - web wallet - hardware wallet. The most popular Bitcoin wallet at this time is the one that Coinbase offers for download, but there are others, including Bitcoin Core, Electrum, and Breadwallet for mobile.

Step 2

Next, add a payment method

The easiest-to-use option is to connect an existing bank account with your wallet.Other options include linking to a PayPal account or a credit/debit card, but those come with some drawbacks, such as low purchasing limits, higher transaction fees and a longer verification process. Once the verification steps are complete, you can make your first Bitcoin purchase

Step 3

Which Exchange?

Purchase Bitcoins through established Exchanges. There are a number of factors to take into consideration when choosing which exchange to start investing and trading with. Some of these include transaction fees, accessibility, liquidity

conditions, reputation, transparency and even the country where the exchange is located.Some of the most reputable and popular exchanges include U.S.-based Poloniex, Bittrex and Coinbase-owned GDAX, as well as Asia-based Bithumb and Bitfinex. At the end of the day, there is no right or wrong exchange with which to start trading, but doing your homework first and exercising due diligence is highly encouraged.

Summary

The shifting regulatory stance, growing adoption and acceptance, investments in Bitcoin start-ups and products being launched around the digital currency have ultimately raised investor acceptance and confidence in Bitcoin. However, it’s still very early stages for the cryptocurrency market progression. As such you must be cautious of the extreme Bitcoin price volatility and ongoing legal issues within the digital coin marketplace before you start trading

Great Cryptocurrency Gold Rush

noreply@blogger.com (Dennis Cox) — Thu, 30 Nov 2017 14:44:00 +0000

Is Bitcoin the new gold for this Millennium?

You may soon be able to trade options on bitcoin, ethereum.

Bitcoin uses peer-to-peer technology to operate with no central authority or banks; managing transactions and the issuing of bitcoins is carried out collectively by the network. Bitcoin is open-source; its design is public, nobody owns or controls Bitcoin and everyone can take part. Through many of its unique properties, Bitcoin allows exciting uses that could not be covered by any previous payment system.

Cheltenham 2018

noreply@blogger.com (Dennis Cox) — Thu, 30 Nov 2017 14:32:00 +0000

Gold Cup

Thistlecrack a must back at 6/1 for Gold Cup

Runs tomorrow - Friday 1st December - will win

Probably run again at Xmas

Price will be skinny for Cheltenham after 2 wins

Horse Racing Systems - Do they work?

noreply@blogger.com (Dennis Cox) — Mon, 21 Aug 2017 15:27:00 +0000

To be successful at any business ( I consider backing horses a business ) you must have a plan or system. I know there are loads of "Bogus Systems" out there that unscrupulous people try to sell to new or unsuspecting punters, but there are some systems, that if given a chance can be profitable over the long-run. I have being looking into such systems over the years and intend to give the best of them away for free in the coming weeks. These systems will give you a fighting edge over the enemy bookies, some have being tried and tested and have produced exciting results. There are no "Holy Grail" Systems that will promise you riches in a short period of time, anyone that tells you different is lying. To be profitable at betting on the horses or any sport is hard work and like any business you only get what you put into it.
My first piece of advice if you are considering entering or are in the betting world is to follow a few basic but essential rules,

1. Only bet what you can comfortable afford to lose

2. Set aside a betting bank - say - €500 to €1,000

3. Only bet a percentage of your bank on each selection - say - 2% to 5%

4. Only increase you bet if your bank increases.

5. Do not chase loses - as they will come

6. Take in as much information as is available

7. Don't follow the crowd - as most lose

8. Have fun - if the fun stops - stop

I will publish the first Free System shortly so be ready to win

Ireland Booming again - Bust around the corner

noreply@blogger.com (Dennis Cox) — Wed, 23 Sep 2015 14:12:00 +0000

During the recession the speculators waited like vultures for property prices to stumble and fall. They then pounced with the backing of their friendly bank managers and spineless government, snapping up both commercial and residential property at rock bottom prices. Now, with a lack of property to buy ( ordinary people can't afford to buy ) they are raising rents all over the county with the government turning a blind eye. Soon, ordinary people will not be able to buy or rent. The Boom and Bust cycle is starting all over again.
The wealthy who made fortunes during the last boom ( Celtic Tiger ) are making even more because of recession and are on a no-lose roller-coaster.
The government is blowing it's trumpet over the 100,000 jobs they have created. While very welcome, is it really a 100,000 real jobs? When we deduct all the part-time work, Jobsbridge and other schemes it's hard to tell what the real number is. Besides our low-tax-rate for the multi-nationals, what else did the government offer them? When are we going to stand as a nation where we can produce our own jobs and prosperity without going cap in hand to these multi-nationals who will flee as soon as things don't suit?
Why are all our nurses and doctors and other well qualified people fleeing the country as fast as they can get a visa? Why is our biggest export people? Why is rural Ireland decimated? Why are the banks still fleecing their customers after the bailout? Why is there no rent-control? Why are people homeless when there are so many empty properties? Why do all the Public Sector bodies not cooperate with one another? Why is it so difficult to get even the most basic of transactions to be carried out by government and local authority bodies? Why are all the professional bodies ( Legal, Consultants, Medical ) allowed to fleece the country with their exorbitant wage claims? The list is endless with no one willing to rock the boat to tackle these inequities in our society.
We need to change a lot of things in Ireland, but, change is a very slow process and loses it's momentum as life progresses. The wealthy will always control us as they hold all the aces. We live in the illusion that if we study and work hard we may be able some day join the privileged few, but, they will always erect barriers to keep out the masses. The wealthy will always live off the back of the less well-off. Is there a better way to run the world, I don't know, time will tell.

Essentials When Placing A Bet

noreply@blogger.com (Dennis Cox) — Wed, 05 Aug 2015 13:12:00 +0000

On the flat, the best races then to specialise in are all age handicaps. In National Hunt, it is best to stick to top class non handicap races as well as handicap hurdles and chases.

The 5 Essential Criteria for creating your shortlist

Below are my 5 essential criteria that every horse must have when you are placing a bet.

1. Going - The horse must be proven on the prevailing ground conditions. This means won on same going or placed within 2 lengths on the flat or 4 lengths for National Hunt.

2. Distance - The horse must be proven on the trip. This means won on same distance or at least placed within 2 lengths on the flat or 4 lengths for National Hunt.

3. Course Type - The horse must be proven on similar type of course. This means won on a similar track type or at least placed within 2 lengths on the flat, or 4 lengths for National Hunt.

4. Fitness - The horse must have shown that it can operate at optimal levels since its last number of days off the track.

5. Class - The horse must have either won at the class he is currently competing in before or else gave a very good showing in a previous race at the similar or higher class level.

Is it possible to Win at Horse Racing?

noreply@blogger.com (Dennis Cox) — Tue, 05 May 2015 13:41:00 +0000

I often ask myself the question, Is It Possible To Win At Horse Racing? and deep inside I know the answer but will not accept it for some unexplainable reason. The best I think one can do is lose less. After years of trying; systems, formulas, tipping etc...finding winners is still as tough as ever.They say that only between 1% - 2% of punters make any profit. Everything seems to be in the bookies favour and the punter has little chance of staying ahead if even getting ahead. I know there are methods out there to cut loses like; Using a Betting Bank - Only betting a percentage of said bank, between 2% - 5% - only increase your bets when your bank increases, and decrease your bets when bank decreases - cutting out certain types of races - use specialized Form & Ratings - Follow Trainers & Jockeys in form - etc.....Even having all the knowledge doesn't stop a horse falling, getting stuck in the stalls or getting blocked in running or cheating.
The joy of picking a nice price winner gives one a great buzz, but that feeling soon fades as the inevitable losing streak returns. One always remembers fondly the good days and try to block out the bad but to have any success one most keep a log of all bets. Then there is the question, Should I Follow A Professional Punter and sign up to some tipping service? These tipping services always give a list of winners but no list of losers. If these tipsters are making the profit they claim why do they need your money? You can be sure the bookies monitor these tipsters and cut the odds accordingly. Why is it the horses that all the money is for get stuck in stalls or fall it can't be a coincidence? I don't know how much skullduggery goes on in racing bur I'm sure it does as in every form of gambling.
Besides all my negativity, a day at the races is a great day out. The people you meet are great especially at the big meetings. The stories they tell are priceless. As the drink flows I'm sure the stories become more exaggerated but none the less enjoyable. As long as one can be sensible and not go too far down horse raving can be a very enjoyable hobby. Betting on horses as with any other form of gambling can become a crippling addiction so one has to very careful and try and control ones urges and not gamble more than one can afford to lose ( don't know anyone that does that - ha).

noreply@blogger.com (Dennis Cox) — Wed, 18 Sep 2013 12:08:00 +0000

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Power Lead Systems - PLS

noreply@blogger.com (Dennis Cox) — Tue, 17 Sep 2013 00:18:00 +0000

Hi,

I'd like to let know about this company that's about to go viral. This is a once in a life-time chance to get in at the start of something big. We are pre-enrolling right now for the biggest twist in 100% commissions ever released,called Accelerated Leverage. This will be an industry game-changer when we roll out our exclusive 'Free Lead System'on launch day.The moment you pre-enroll, a unique link will be generated just for you.Start sharing your link immediately and lock-in your leaders. On launch day, your sign-up link will automatically be sent to everyone who has pre-enrolled from your URL.

Pre-Enroll below...

http://www.PlsFunnel.com/33405277 ( Copy & Paste )

Go now, get your personal link, and send an e-mail out to all your contacts
ASAP!

We also had another Major Announcement here, all Affiliates will receive a very valuable program called “Endless Free Leads” (EFL) that sells for $299 at NO charge!

The EFL program will show affiliates how to:

Find great prospects on Social Media Sites
Connect With Great Prospects
Motivate Prospects to Join Your Business

http://www.PlsFunnel.com/33405277 ( Copy & Paste )

The EFL program will be available when we launch the PLS and anyone joins as an affiliate.

We will officially launch the PLS on September 30th at 1pm (Pacific Time).
Launch will last for 72 hours and you will be emailed a link to sign up any time during
the 72 hour window from Monday Sept. 30th till Thursday Oct. 3rd at 1pm (Pacific Time).

It won’t matter if you sign up during the 1st minute or last minute of the 72 hour window as our programming will automatically readjust your people under you at the end of the 72 hour period. So we
recommend you avoid the rush in the first few hours and choose a time convenient for you.

During the 72 hour period, we will turn off email notifications to you for anyone signing up on the Early Notification List as well as all reports in the Admin Area because we won’t know your official report till after the 72 hour period,when we adjust those who signed up as an Affiliate so we know who gets
credit for commissions.

http://www.PlsFunnel.com/33405277 ( Copy & Paste )

To your success,

Dennis

denniscox.cox3@gmail.com

dafbe4e38608faf95112ac563ec5538f1ac9897f1697c159ab

Doncaster Preview

noreply@blogger.com (Dennis Cox) — Thu, 12 Sep 2013 11:35:00 +0000

Great days racing at Doncaster - Let's preview every race. Going - Good to Soft

1. 1.40 - 6f - Turf

Les Gar Gan - Unlucky last week should go close today. Ran well in Nurseries since debut.
Racing Post rating - 98
Top Speed - 88
Top jockey on board - Sylvester De Sousa
Forecast price of 3/1

Recommended Bet

Win/Place

2.10 - 7f - Group 3

Maureen - Ran well in Group 1 company since comeback in spring.

Racing Post Rating - 120
Top Speed - 115
Number one jockey on board - Richard Hughes
Forecast price of 2/1

Recommended Bet

Maureen - Win

Dangers
Winning Express
Annecdote

2.40 - 6f - No Bet

3.15 - 1m - 6f -Group2

Looks a match between the Lark (3rd in the Oaks) and Sea of Approval (won last 3 starts).

Lark RPR = 118
Lark TS = 102

Sea Of Approval RPR=112
TS=101

Forecast prices = 7/4 and 2/1

Recommended Bet

Dutch

3.50 - 1m-Maiden - No bet too many unknowns

4.25 - 6f - class3 - Handicap

A really tough handicap,minimum bet on - If So and Fairway to Heaven.

If So - a progressive filly and may be able to defy a 9lb rise since last win.

RPR = 103
TS = 109
Forecast price = 7/1

Fairway to Heaven - 5th on reappearance but a lot more to come under Frankie Dettori.

RPR = 104
TS = 83
Forecast price = 4/1

Recommended Bets

Back both at minimum rate

5.00 - 1m-2f - Class 2

Greek War - Won nicely last time and more to come

RPR = 110
TS = 88
Forecast price - 4/1

Recommended Bets

Win/Place