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How To Make Money Online - The 3 Levels

2021-11-03T22:26:00.002+05:00

when I was 12 years old I had this dream

of making money on the internet now 13

years later and with a ton of failures

and experience under my belt I make over

3 times as much money from the internet

on the side as I do in my full-time job

as a doctor in the NHS the UK's National

Health Service this is the video I wish

I would have had when I first got

started hey friends welcome back to the

channel if you new here my name is Ali

and on this channel we explore the

various principles strategies and tools

to help us live happier more productive

lives and we're talking about money in

this video because firstly more people

should do it and secondly because money

is such a massive source of stress in

most of our lives we often feel like we

don't have enough of it and most of us

trade more than 80 thousand hours of our

lives a huge chunk of our short time on

this earth to go to work so we can make

money which we need to live but being

able to make money online outside of our

day jobs is pretty cool it means that if

we're lucky enough to be doing a job

that we love then happy days we've got

some spare cash to go on holiday with

but if maybe we're not entirely happy

with working 40 to 80 hours a week then

we've got the option of going part-time

or taking a job that pays less but that

we enjoy more or even to stop working

altogether if that's what we want now

obviously this isn't an overnight thing

it takes a lot of time and effort and

luck to get to the point where we can

quit our jobs and stick it to the man

but to be honest I don't think anyone

watching this with say no to having an

extra few hundred dollars a month

kicking around and the process of

getting there isn't as mysterious as it

can sometimes feel so let's break it

down

basically there's only three ways three

legit ways of making money online but

before we go there we need to talk about

what money actually is and there's a

poem from the early 1900's that goes as

follows money is a matter of functions

for a medium a measure a standard a

store and so putting this all together

at its core money is just a medium for

exchanging value like we all use money

to buy things that we find valuable and

so if we want to make money or make

money online we need to be providing

some kind of value that someone else is

willing to pay for so there's basically

three forms of value that people will

pay for over the Internet and these are

are three levels of making money online

and that is level one services level two

products and level three attention I've

been doing variants of all three over

the last 13 years like I started off

selling services as a web and graphic

designer I then moved towards selling

product

so products for med school applicants

and online question banks and now it's

mostly through the attention that I've

got on platforms like YouTube that I can

leverage to superpower the sale of

services and products and those are sort

of the three levels of making money

online level one make money online by

selling your services this one's

probably the easiest way of making money

online it's the one I've recommend to

everyone to begin with and it was how I

got my start there's only two things we

need to do firstly we need to develop a

skill that people are willing to pay for

and secondly we need to find people who

are willing to pay for that skill

step one develop a skill that others are

willing to pay for if you're thinking

that I don't have any valuable skills

that's okay you've got the internet and

you can learn when I was 12 I decided I

wanted to be super cool and therefore

learn how to code through using Google

and finding a ton of free resources

online I taught myself HTML and CSS

which are the basic and a markup

languages of websites and then because I

wanted to make a videogame for my nerd

friends I decide to teach myself PHP

which is a server-side programming

language and I did that in 2006 with

just free information on the Internet

way back when all of these online

courses and stuff were a thing so you

can pretty much learn anything online

for free these days there's hundreds of

ways you can learn how to code online

I'd recommend starting with the basics

of HTML and CSS by following random

YouTube tutorials or by paying for

something like code school or code

Academy and then trying to build your

own personal website and if you want to

learn proper coding I'd recommend the

introduction to Python course over it

brilliant who are sponsoring this video

but I'll tell you more about them later

if you're not into coding there are

literally hundreds of services you can

offer online like if you just look on

the websites Fiverr or upwork and browse

their categories there are literally

hundreds if not thousands of different

things that people will pay you for some

of them are related to doing stuff on

the computer like coding and websites

and graphic design and illustration and

stuff but there's no other things like

writing and copywriting and data entry

and being a personal assistant and admin

service isn't and just there's just like

this whole world of stuff that you can

do on the internet wherever you are in

the world pretty much as long as you

have a reasonable internet connection

another easy ish one to learn is video

editing if you want you can check out my

skill share class on how to edit videos

in Final Cut and after working through

that you'll be pretty good like not

having a monetizable skill is not an

excuse anymore at all if you want to

actually make money online because you

can literally teach yourself anything

over the internet and then you can sell

that skill to other

a step to find people who will pay you

money for that skill or service now

there's two sorts of people who will pay

you for your services essentially

there's a people in real life or

secondly people in the internet I got

started with people in real life I

learned how to make websites when I was

twelve thirteen and then I sent an email

to like my eight email contact and told

all of my friends that I was gonna be

designing websites and I made this

really terrible looking banner thing to

advertise my services I had my home

phone number on it at the time don't

worry it's not my home phone number

anymore we've moved houses many times

since then but I actually found that one

of my friends dad's on to the web site

built and so my first web site that I

made was there's a janky looking HTML

CSS thingy that I made for my mates dad

and he paid me thirty pounds for it so

that was pretty solid alternatively and

a much more viable long-term solution is

that you can find people to pay you for

your services over the Internet now I've

got my start on a website called get a

coder com where you know people would

post projects saying they need a web

designer or a developer to do these

various things and I would bid on those

projects and say ah I'll do it for ten

dollars I'll do it for five dollars I

would basically undercut everyone else

in the market because I was like twelve

thirteen and for me five or ten dollars

was like oh my god I'm rich these days

this place is like upwork and fiber that

seemed to be the biggest ones and you

can just kind of browse through all the

different things people are looking for

and then you can sell your services

there you can say ah do it for a fiver

I'll do it for ten I'll do it for twenty

hundred fifty and over time as you get

better at the thing you can start

charging more and more especially as you

start getting decent reviews and you

start building up your own portfolio of

whatever the thing is that you're doing

and so I did this whole selling services

thing for a few years but I realized

pretty quickly that ultimately what I

was doing is I was trading my time for

money and that's ultimately not very

scalable model because obviously my time

our time is is limited and so if you

really want to make money online then we

want to get to level to level to make

money online by selling products when

you start selling products like physical

or digital goods then your ability to

make money online magnifies a lot

because it suddenly becomes scalable

like it's not directly tied to the

amount of time you're putting it now if

we want we could sell pretty much

anything online but the ideal thing that

we want to sell is something that has a

one-time cost of time or money to make

but then we can sell infinite copies of

and we want the cost of reproduction to

be zero and ideally we want the cost of

distribution to be zero

ideally we want the ongoing time

commitment to be as low as possible so

we can make the thing once and then we

can sell it like a million times without

having to spend much more time so the

ideal product category then is digital

goods or digital product now a digital

good is anything from a website to an

app or an online course or an e-book all

of these things have a one-time cost of

production a zero cost of reproduction

zero cost of distribution and hopefully

a zero cost of maintenance as well all

right so we can either sell digital or

physical stuff but obviously I think

digital is it's better but there's

basically two ways of selling it like we

can either sell other people's stuff or

we can sell our own stuff level two

basic is selling other people's products

now there's various different ways of

doing this but just to simplify for

clarity the two that we're going to talk

about today are firstly drop shipping

and secondly affiliate marketing let's

start with drop shipping the basic idea

is that we could make a pretty-looking

website that sells nice-looking watches

let's say for a hundred pounds apiece

when a customer orders that watch we

then buy it from a third party that's

actually selling the watch and we

arranged them to ship it to the customer

so we're making fifty pounds without

ever handling the watch at all now I've

never really done this myself and I

would recommend you probably stay away

from it as well just because I've seen

so many kind of online courses that seem

to seem a little bit scammy about how

you can make money online by drop

shipping I also don't like the fact that

drop shipping January focuses on

physical goods and as we've talked about

physical goods are just not as fun to

sell as digital stuff because you

actually have to pay for it you have to

arrange the logistics and the shipping

is just a massive bollock whereas

digital products really are the way to

go the second way of selling other

people's products is with affiliate

marketing affiliate marketing is when

you're selling someone else's stuff but

you're getting a commission from each

sale like there's a really good review

website called wirecutter and they do

reviews about the best electronics in

different categories and they have

Amazon affiliate links so when someone

clicks on that link and buys from Amazon

then wire car to the website will make I

don't know 1% 2% 3% Commission on that

sale and so if you get enough visitors

buying enough things you can make a load

of money from affiliate marketing or you

can do what I do which is to have

affiliate partnerships with certain

products like there is the paper like

screen protector who I've been

evangelizing for the last two years

because I genuinely love the product and

so if someone buys a paper like screen

protector for the iPad pro using my link

I will get some percentage Commission on

that sale and if enough

doing that that can make a reasonable

amount of money so that is how affiliate

marketing works you're selling someone

else's stuff but you're getting a

percentage Commission on the sale if

you're interested in learning more about

this there's a dude called Pat Flynn who

runs the website and a podcast called

smart passive income and they've got a

load of materials that teach you the ins

and outs of how to do affiliate

marketing properly but selling someone

else's stuff is absolutely fine but

really we want to be getting to the Holy

Grail and Holy Grail is level to expert

level to expert is when we're selling

our own products if we're selling our

own stuff then we control everything

from the aesthetics to the price to the

distribution to the logistics that are

the entire customer experience we are

controlling ourselves so here there's

kind of three broad categories of things

that you could sell you could try

selling physical products

Peter McKinnon has done very well

selling his camera bag Pat Flynn has

done really well selling this switch pod

which is a tripod for vloggers it's

quite hard selling a physical product

it's a lot of work you have to

manufacture it distribute like logistics

it costs a load of money

I wouldn't recommend doing the physical

product thing it's something I'm kind of

looking into myself when it comes to

selling merch but it's it's kind of hard

and I think personally more trouble than

it's probably worth secondly you could

make a website or an app and you could

sell access to that like for example

let's say you make an iOS game or

something and people buy it from the app

store you're making money off of that or

let's say you're making a website that's

offering some kind of service and you're

charging people a subscription fee or

something for access to that service

this is something that my brother and I

did in 2015 we both know how to code and

so in the summer of 2015 we built an

online question bank for students in the

UK applying to medical school taking

these certain exams and so we charge

people for access to the question back

and through the platform they could do

the questions they can mark their

answers right they could see solutions

but the problem with this whole I want

to build a website and make money off

that is that it's really quite hard to

do in general you need to know how to

code usually want to find some

co-founders you can go down the start-up

route this this kind of so much stuff

out there for essentially building an

app that makes money but if you're a

complete beginner to make money online

the very first thing you should do

probably shouldn't be to try and get

rich off making an ass it's really very

hard and it's kind of a more advanced

way of doing things point number three

is I think a much easier way that anyone

can make money online and that is by

selling info products so buy info

products I mean things like ebooks or

digital downloads or online courses

because if you can teach something and

you can teach it in a compelling an

interesting way online

increasingly it's becoming easier and

easier to find people who are willing to

pay you for that online education you

know more and more people are turning to

online education so if you can teach

something well you can make money off of

that so with me for example I've got a

series of online courses aimed at

medical school applicants that teach

them how to do well in these exams and

medical interviews so that makes some

money every week every month by selling

online without me having to put any more

effort in I've also got online courses

over on Skillshare like of course on how

to edit videos and a class on how to

study for your exams and again those

generate passive income ie

I've put the effort into creating the

course once and then it's just selling

itself repeatedly without me having to

do much else and to be honest it's

reasonably straightforward to develop

the sort of expertise that then means

you can teach the thing and I think a

lot of us really struggle with this

because we think oh I'm not an expert

therefore I can't teach online but you

can because if you're a beginner you can

teach other beginners right now if

you're thinking I want to make money

online you could very easily sign up to

a free trial of skill show and then you

could watch my course and how to edit

videos in Final Cut Pro and then you

could make your own course for complete

beginners on how to edit videos on Final

Cut Pro like it's it's so easy you could

literally learn anything online and then

you can make an online class teaching

that thing to other people and if you

want you can set it through your own

website or if you want you can scout it

through udemy course or a skill shed

there's all sorts of different platforms

that you can sell your expertise on and

as long as it's good obviously has to be

good because you know we make money

online by providing value if it's

valuable then people will buy it and

you'll just kind of make money and a

pretty kind of magical system really but

as you might be thinking you know we can

make all of the digital products that we

want the physical products that online

courses whatever the problem is we still

need to find people who are willing to

part with their hard-earned cash to buy

the thing that we're trying to sell them

so how do we do that and that's where

level 3 comes in level 3 is when we

supercharge our money making powers with

attention now there are all ways that

you can get your product in front of

people whatever it is you could try

running Facebook or Instagram ads you

can go around knocking on doors in your

neighborhood you can send a cold emails

to mailing list whatever you want but

really the easiest way of selling

anything online is by using attention

and that's the attention of people who

know like and trust you and by far the

easiest way of getting people to know

like and trust you is by providing

valuable content on the Internet

completely free of charge for example if

you wanted to write now you could start

a blog about productivity tips and every

week you could write one or two blog

posts sharing your favorite productivity

from books from academic papers from

articles from podcasts from your own

life and over time if you do this

consistently and provide value because

again this is an exchange of value we

all care about value there's no snake

oil you can sell here there is no

shortcut to making money online you're

providing value for free across the

internet over a long period of time and

then in three years time you build up a

mailing list of 20,000 people and now

when you want to run your own

productivity course you've got this

mailing list of 20,000 people who know

like and trust you from the value that

you've given them for free over an

extended period of time and now they're

far more likely to buy your thing you've

got an audience of people that you can

sell to as a guy called Gary Vaynerchuk

who you should definitely be following

across every single social platform if

you care about making money online and

you haven't heard of him

you know Gary Vaynerchuk loads of links

in him in the video description he's got

a book called Jab Jab Jab right hook and

the model for that is that a jab it's

like kind of a boxing analogy I think a

jab is when you give someone content and

valuable content for free and a right

hook is when you ask them for something

or try and sell them something and he

says and interviews that actually he

wished he could have called the book jab

dab dab dab dab dab dab like 25 times

and then right hook but obviously you

can't do that because it's a title of a

book because that's the ratio that free

content versus paid content needs to be

you need to be providing 25 pieces of

valuable free content for every right

hook that you're launching every time

you're asking someone to buy stuff and

really this is the exact playbook would

word for word that I've been following

with this YouTube channel since 2017

I've been following Gary Vaynerchuk for

years I've been following people like

Tim Ferriss who kind of modeled this

perfectly over time by just flooding the

market with a ton of really valuable

free content not really worrying about

trying to charge people for things and

then later on you know once you've got

this audience of people who know like

and trust you hopefully you know through

this YouTube channel I've managed to do

that now for me if I want to sell an

online course if I want to put a class

on Skillshare I automatically have this

audience of six hundred thousand people

who are willing to hear my message and

will be far more likely to buy the thing

from me and so if you can build up that

personal brand that professional

reputation this this audience of people

that know like and trust you at that

point you are supercharging your

abilities to make money online because

now you can sell goods now you can sell

services and in fact you can even sell

attention directly by doing sponsorships

and stuff like that like I do to an

audience of people that cares

there's just that that's it like

completely an utterly life-changing when

you've got this huge audience that you

can leverage to make money online and in

fact the audience doesn't even need to

be that that big like there's a load of

podcasts you know my friend Noah Kagan

runs one about marketing and he shows

that even with a very small amount of

people if you've got the right audience

following you you could easily sell a

product there's a guy called Kevin Kelly

who wrote a famous essay ages ago called

1,000 true fans where if you can just

get a thousand people following you on

the internet and those are your true

fans those are the people that let's say

you're a musician they're the people who

will you know go to every show they'll

buy the special edition of your album if

you can get a thousand people who like

you enough to potentially pay you $100 a

year for the stuff that you make you're

making $100,000 a year you've got a full

time living from a thousand true fans

and so the audience doesn't need to be

that big but the way of building any

kind of audience as Gary Vaynerchuk and

Tim Ferriss say is to just produce a ton

of really valuable free content over a

long period of time but only if I give

away content for free people won't buy

my paint stuff that's not how it works

people will buy your paid stuff but only

if you give them content for free you

don't build an audience by selling them

stuff you build an audience by giving

them a load of stuff for free and then

you can sell to them three years down

the line and so for me right now I'm at

the point with passive income where I

make so much more money on the side

through these online activities through

selling goods services and attention

online then I do in my day job of

working 60 hours a week of being a

doctor in the UK now honestly all of

this started thirteen years ago when I

decided that I wanted to be a super nerd

and learn how to code and so if you're

watching this right now and you're

thinking that you want to maybe stop

this journey one thing that I'd really

recommend is that you learn how to code

yes in this day and age you don't

absolutely have to learn how to code but

it's it's the sort of thing that really

helps if you're trying to sell any kind

of and a software product online and

honestly the best place that I'd

recommend you learning how to code is

firstly teach yourself HTML and CSS

using random free tutorials on YouTube

you can learn HTML in a single day you

can learn CSS in two days and then you

can try building your own personal

website then once you've done that you

should definitely go over to brilliant

for their online course on learning

Python and

fundamentals of computer science

brilliant or Connelly sponsoring this

video they're a fantastic online

platform for math science and computer

science courses and their introduction

to Python and also their kind of

advanced Python courses are really good

at learning Python which is the world's

Bitcoin for Beginners (2021)

2021-11-03T22:21:00.002+05:00

- All right, let's talk about crypto.

Now, you've probably heard the word Bitcoin floating around.

You might have seen the price

has been skyrocketing recently.

You might've seen that Tesla has bought $1.5 billion worth

of Bitcoin and is gonna start accepting it as payment.

And you might have heard

of all these weird things called a Dogecoin

which are apparently going to the moon.

As such, this video is my personal guide

to the world of Bitcoin and cryptocurrencies.

It's the introduction that I wish I would have

had when I started investing in crypto about four years ago.

And it's the video that I wanna be able to send

to my friends whenever they ask me,

Hey are you investing in Bitcoin?

Why are you investing in Bitcoin?

How does it work?

Is it safe?

Are you gonna lose your money?

Isn't it illegal?

All of this sort of stuff.

So this video, which is for informational purposes only

and should absolutely not be construed as financial advice.

In the slightest, we're gonna split it up into four parts.

Firstly, I'll talk about what Bitcoin is

and how cryptocurrencies in general work

and why they work and why they're legit.

Secondly, we'll talk about why Bitcoin

and crypto is so controversial

and I'll share my hot takes about that.

Thirdly, we'll talk about,

why I personally do invest in Bitcoin

and crypto and I will share my portfolio allocation

and the reasons behind that.

And fourthly, we'll talk about

how you can get started investing in crypto.

If that's the sort of thing you want to do

with lots and lots of caveats

and cautionary tales along the way.

As always timestamps in the video description,

so you can jump around if you feel like it.

And if you new to the channel, hello, nice to meet you.

My name is Ali, I'm a doctor based in Cambridge in the UK.

And on the channel, we normally explore the tools

and strategies that help us live healthier,

happier more productive lives.

But I have a personal pension for the topic of money

and I think more people should learn

about money and investing and finance

and how it works and be open about that sort of stuff.

So here we are talking about this video.

Anyway, let's get into section number one.

All right, so let's take things back to basics to try

and build up our understanding of Bitcoin

from the ground up.

Now, Bitcoin is a cryptocurrency.

There are hundreds of other cryptocurrencies out there

but Bitcoin is like the original, the OG.

And it's by far the biggest cryptocurrency around,

which makes the question, what is a cryptocurrency?

So here's my definition of a cryptocurrency

based on four central concepts.

A cryptocurrency is a virtual currency based on a ledger

which is decentralized and secured by cryptography.

All right, so firstly, Bitcoin is a virtual currency.

Now what is a currency?

A currency is just a medium of exchange.

It's what replaces the old school bartering system

we used to have, when it would be like,

I will give you this bushel of wheat

in return for the shoe that you have kindly made me

because you are a, I don't know, leather worker.

Obviously, that system of bartering is quite inefficient

because you have to store

a lot of stuff that other people want

and that's just a bit of a pain.

And so we invented currency in the form of coins

usually as a system that everyone recognized

to be able to exchange stuff

without having the physical goods.

So I could sell my bushel of wheat for two copper coins

and then I could save up my copper coins

and I could buy your shoes for 10 copper coins, for example.

Back in the day currency itself

was tied to metals like gold

and silver and copper, which had like different values.

And so the actual metal of the coins

was worth something because everyone agreed

that these metals were somewhat precious

but in modern times, most of our currency takes the form

of paper notes and paper notes

aren't inherently worth anything

because the paper is just worth paper

but currency is worth something

because everyone agrees that it's worth something.

If I take $100 dollars almost anywhere in the world

most people, I mean most places in the world

will recognize that $100 is worth $100

and I'd be able to buy $100 worth of stuff from it.

If hypothetically the whole world were to tomorrow decide

that the U S dollar is a meaningless currency

and they're not gonna accept it for anything at all.

Then the U S dollar would be worthless.

So really when it comes to currency

it doesn't mean anything real.

Currency is kind of just an abstract way

that we've all agreed to value things in a certain way.

So coming back to Bitcoin, Bitcoin is virtual currency.

It is a digital form of currency,

i.e. a digital form of paying for goods and services

and exchanging money over the internet.

Way back in 2009 when Bitcoin was first invented,

most people didn't believe that it would be a viable

form of currency, but over the last decade plus,

as Bitcoin has become more and more popular,

people are starting to say

that maybe Bitcoin could be the currency of the future.

Maybe in the future, maybe a few years,

few decades from now, we'll be paying for goods

and services using Bitcoin over the internet,

rather than by using these old school,

old fashioned centralized banking

and government institutions to exchange U S dollars

and our actual local currencies.

Okay, so that was the currency part of it.

We can think of Bitcoin or crypto as like "Internet Money"

or like "Virtual Money" or "Virtual Currency".

Let's now talk about the ledger system

that holds it all together.

And the thing to understand here

is that Bitcoin is effectively one giant huge spreadsheet.

This spreadsheet is called a ledger and in the spreadsheet

we've got a record of every single Bitcoin transaction

that has ever happened since January, 2009,

when Bitcoin was, was first invented.

And the way that I think of it in my head,

it's like, let's say you're going on holiday

with a group of friends and you don't wanna

kind of keep on splitting the bill

and handing over cash because that's a total nightmare.

Therefore, someone makes a spreadsheet

to keep track of who owes what.

And so line one in the spreadsheet might be

Ali owes Sheen 12 pounds,

line two might be Jake owes Molly, 18 pounds.

And the idea is that as our holiday goes on,

we would keep on adding stuff

to our spreadsheet or a ledger.

And at the end of the holiday, we would all settle up

and then actual money would exchange hands.

Now, assuming you trust your friends, to be honest

this spreadsheet actually works reasonably well.

You can basically treat this whole spreadsheet

as virtual money.

I am giving my friend virtual 10 pounds

in exchange for them paying for dinner.

Other friend is giving me virtual 20 pounds

in exchange for me paying for the boat ride.

Now that's fine for a group of a few people on holiday

but imagine hypothetically, if the whole world were to run

on a similar spreadsheet, where instead

of money ever exchanging hands like physically

it would just be a line item in the spreadsheet.

Now imagine a world in which everyone trusted

the spreadsheet and everyone was being honest

and good and nice and friendly,

and only adding legitimate things

to the spreadsheet that everyone agreed on.

That's basically what Bitcoin is.

It's this giant spreadsheet that keeps track

of absolutely every single transaction

that's ever happened regarding Bitcoin

since the start of Bitcoin.

And so that means that this spreadsheet

has a record of everyone in the world

who has ever bought and sold Bitcoin

and it tells you how much Bitcoin

they've bought and sold, so you can work out

how much Bitcoin each person has in their account.

Now let's say I have two Bitcoins in my account

which is quite a lot of money these days.

And I were to give one Bitcoin

a friend we could add to this spreadsheet.

Ali gives one Bitcoin to Jake.

And because it's all in one spreadsheet

the spreadsheet knows that my Bitcoin account

has now one Bitcoin and Jake's Bitcoin account now

has one Bitcoin in it as well.

Now, fundamentally, this is all Bitcoin really is.

It's just a giant spreadsheet

but it's got some other fancy features

that make it really really clever,

and that make it a potential candidate

for the currency of the future.

See, the problem with our ledger system

is that if it's on a spreadsheet

usually it's one person who's maintaining the spreadsheet.

So let's say I'm on holiday with friends

and everyone trusts me to do this, to be the spreadsheet guy

because I'm a massive nerd.

And therefore, anytime they want to post a transaction

they would say, Hey, Ali,

Catherine has given Lucia 10 pounds

and therefore I will add it to the spreadsheet.

This is fine because my friends trust me

and I'm a massive nerd,

but we don't want a entire system

of financial stuff based on this centralized model

because that's kind of what we have already.

Like every bank financial institution,

government in the world is some sort

of centralized authority that handles money.

And so the us dollar is tied

to the federal reserve and the U S government,

the UK pound is tied to the bank of England

and then it's all somewhat related

to like the international monetary fund.

And then like the government has something to do with it.

But essentially it's a small group of actors

like governments and banks that manage the financial system

for basically every country in the world.

And so the third part of our definition

of a cryptocurrency is that it needs

to be decentralized and the way that Bitcoin

and all these other cryptocurrencies work

is that there is no central person in charge of them.

There is no one person or one company saying, Hey,

I have got the master spreadsheet.

Instead, what happens is that every single person

in the world can have a copy

of that master spreadsheet if they want.

And so with Bitcoin, for example,

there are millions of people around the world

on their computers who each have a copy

of the master spreadsheet.

And each of those computers are running software

that's constantly checking to make sure

that master spreadsheet is legit.

And it's the same as every other copy

of the master spreadsheet on the network.

And that means that if you wanna hack a Bitcoin

it's quite hard to do because there's like millions

of people all around the world

who are helping to maintain it.

And it means that if you want to unduly influence stuff

like if you're a bank or a government

or some other evil person, it's quite hard to do

because again, it's decentralized.

It means that it's being maintained and managed by millions

of people all around the world, from their computers.

And now we get to the final part of our definition

which is that this whole system is built

and secured using cryptography.

So cryptography is a branch of maths and computer science

that's associated whether with like code making

and code breaking and cryptography

is how all of our communications are encrypted.

So for example, when you send a WhatsApp message

there is no way that WhatsApp

or Facebook can read the message

because it's encrypted by cryptography on either end.

And so only the sender and the recipient

can see what the message is.

No one in the middle can see what the messages is,

it's become encrypted, it's just like a bunch

of numbers that no one can interpret.

And the really clever thing about Bitcoin

and these other cryptocurrencies

is that they use cryptography to solve the problem

of trust and to solve the problem of centralization.

The problem of trust is that, you know, when I'm

on holiday with my friends, we all trust each other

and we know that no one's gonna screw anyone over

but in real life, that doesn't necessarily happen.

So your system needs to be secure enough

so as not to rely on trusting individuals.

And secondly, the problem of centralization,

i.e. it can't just be Google owning a Google sheet

that everyone gets a copy of

because Google controls it.

It can't just be Amazon, it can't be the U S government,

it can't be the bank of England.

It needs to be truly decentralized

in a way that everyone maintains and manages the system.

All right, now it's time for a little basic introduction

to the world of cryptography.

This is a little bit complicated.

If you don't want to hear it

you can skip to this timestamp down below

and that will take you to the next section

but essentially it cryptography is really, really cool.

And I am just now kind of dabbling

in the world of cryptography and trying to understand it.

So here are a few concepts and how I've kind of explained it

to myself in my head.

Essentially, a cryptography is based around the use

of one way functions called hash functions.

And the idea behind there is that you can put any message

or anything through a hash function

and it will spit out a totally random combination

of letters and numbers on the other end

in such a way that you can then reverse the function.

And so if we were to take my name and put it

through a hash function called SHA-256

which is the one that Bitcoin uses

but explaining it is a bit too hard.

We'll come out with this random string

of letters and numbers.

And now, if you were to just look

at that random string of letters and numbers

there is no way you can reverse the chain to go back

to what the original message was.

Now, Bitcoin uses these hash functions

to solve both those problems.

It solves the problem of trust

by using digital signatures based around,

secret keys and public keys

in this thing called "Public Key Cryptography".

And essentially it means that you as an individual

can have a secret key,

a password that no one else knows,

but then you have a public key

which is sort of related to your password

which other people do know, but that's fine

because they can never find out your true password.

And as long as you use your true password

to sign your messages, it's 100%,

basically 100% guaranteed that those messages are legit.

So that kind of solves the trust problem.

And we solved the decentralization problem

by using this concept called "Proof of Work"

where all of the different people on the network,

on the Bitcoin network

who are maintaining the system,

are called "Bitcoin Miners"

and what these guys try and do

is they essentially try and solve

a "Hash Puzzle", which just requires

lots and lots and lots of computing power

effectively involves guessing multiple numbers,

multiple, multiple times.

And this is a sort of lottery between everyone

on the network, so that if you are the lucky person,

who's plucked the random number out of thin air

that solves the "Hash Puzzle"

then your spreadsheet kind of gets saved

and then that saved state is permanent,

and then you get rewarded with some Bitcoin

for giving up your computing power

to help kind of maintain the whole thing.

And I'm using a lot of jargon

and this is actually very hard

to break down in like an easy way.

There are two sources I'd recommend

and I would recommend these, if you are actually interested

in learning how cryptography works.

Firstly, it's a video from one

of my favorite YouTube channels, 3Blue1Brown called

"But How Does Bitcoin Work?",

where he explains the basics

of hash functions and cryptography

and like SHA-256 and this sort of stuff.

And secondly, is actually an online course

from Brilliant who are very kindly sponsoring this video.

Now bear with me here.

So Brilliant is an online platform for courses

in math, science and computer science

and their most recent course

is all about cryptocurrencies and cryptography.

And it's got like tons of different bits in it

that really help you understand crypto from the ground up.

And I've been working through this course

on Brilliant for last few weeks,

and it's really helped improve my own understanding

of crypto and in fact, when preparing for this video,

I was just like redoing that course,

cause it's just so good.

And it like really nails it down

from first principles to explain how Bitcoin works

and the way they do it is they sort of create a Bitcoin

from the ground up and kind of explain

all of the maths behind it in a way

that's interactive and engaging and fun.

So if this stuff seems interesting to you,

if you want to understand how public key cryptography works

secret keys, private keys, decentralization,

hash functions, Merkel nodes, this sort of cool stuff.

You should definitely check out

that course over at Brilliant.

If you're one of the first 200 people

to hit the link in the video description

or head over to brilliant.org/Ali

then you will get 20% of the annual premium subscription.

And along with that, you'll get access

to all the other courses on math,

science and computer science as well.

I particularly like the course on Python fundamentals

and advanced Python.

Python is the world's most popular programming language.

So that's what I'm gonna say about the cryptography part

of like what are cryptocurrencies.

Definitely check out the course on Brilliant,

if you want to learn more about it

let's now move on to topic number two.

Why is Bitcoin and crypto so controversial?

So there's broadly four reasons

as to why Bitcoin is controversial.

Number one, the speculation bubble, number two,

the environmental impact, number three security issues

and number four, the threat of illegal activity.

Firstly, a lot of people say

that Bitcoin is a speculative bubble.

The price of Bitcoin is not based.

People say on any intrinsic value behind Bitcoin.

It is in fact based on people

like you and me thinking, Oh my God, Bitcoin's a big deal.

Therefore we buy it and therefore supply

and demand means that the price goes up.

People have been saying this since like 2011

when the price of Bitcoin was absolutely nothing compared

to the like the $50,000 that it is now.

And yes there is an extent to which Bitcoin

is a speculative bubble.

And in fact, when I invest in Bitcoin

I don't really think of it as investing,

I do in fact, think of it as gambling

which I'm gonna talk a little bit more about later.

And people would say that, for example,

when Elon Musk tweets that he's about to buy a Bitcoin

suddenly the price sores really, really, really high

that is not the sign of how a market would respond

to an underlying value increase.

It is in fact how the market would respond to speculation.

Elon Musk is buying Bitcoin

therefore, every one of the world is like,

Oh my God Elon Musk is buying Bitcoin

therefore they buy Bitcoin,

therefore the price goes up.

It's not like Bitcoin has fundamentally changed

because of Elon Musk's tweet.

It's just that people are speculating at it

which is why it's this sort of speculative bubble.

Secondly, Bitcoin is controversial

because of the energy consumption

and alleged environmental impact of the technology.

So because it is kind of decentralized and run by zillions

of computers, zillions of nodes, all around the world

people would say that those nodes use lots and lots

of energy use lots of computing power, therefore lots

of electricity in order to solve the hash puzzles

that the whole Bitcoin system is based around.

Now, the anti Bitcoin people would say that this use

of energy is not very good because it's bad

for the environment and it's causing carbon

to go into the atmosphere, et cetera, et cetera

just to maintain a system.

Whereas the pro Bitcoin people would say,

yeah, that's true but like we need

to use energy to maintain any system

and the actual banking industry uses far more energy

than Bitcoin does or will in the near future.

And they would say that these kinds

of Bitcoin mining farms are in countries

like Iceland and Greenland, where it's very cold

and where there's very like lots of cold air.

And therefore the cooling of it becomes more efficient.

And they would say that China does a lot

of Bitcoin mining and energy is cheap in China.

And then the anti Bitcoin people would say,

yeah, but China still produces a load

of environmentally bad stuff because of their excessive use

of energy in maintaining the Bitcoin network.

Ultimately, I don't know what the answer is,

there are pros and cons.

Everything kind of uses energy.

People say Bitcoin is bad

because it uses more energy than it should.

I don't know, I'm just, you know, don't shoot the messenger.

That is just one of the reasons

as to why people think Bitcoin is a bit controversial.

Thirdly, Bitcoin is controversial

because people are sometimes worried

about security issues.

Now, theoretically, the whole system is

sort of decentralized and trustless and like,

you know, maintained by these millions

of nodes all around the world.

In practice, there are these things called

"Crypto Exchanges", now these are big companies

sort of like the London stock exchange

and the New York stock exchange.

They're an exchange that connects buyers to sellers.

And because a lot of people who have accounts

on these exchanges also use the exchange

to store their Bitcoin.

Like the exchange also stores Bitcoin for you.

Like I have all my Bitcoin and Coinbase.

If Coinbase were to get hacked for whatever reason

then I might lose my Bitcoin.

And in the past kind of decade

there've been quite a few high profile hacking instances

where the exchange has been targeted

and users have lost their crypto.

In practice, this is not something

that I am personally particularly worried about.

If you're worried about it, you can do lots

and lots of other things to secure your Bitcoin

like use a hardware wallet.

There's loads of YouTube videos explaining that

kind of outside the scope of this one.

But security issues is reason number three,

why Bitcoin is controversial.

And reason number four, is the fact that Bitcoin

is sometimes used as a form of payment

for illegal activities.

Like let's say you wanna buy drugs

or you wanna buy bad things on the dark web

or whatever that means.

You can pay in Bitcoin and you can receive Bitcoin

and theoretically, your Bitcoin username

is like a random string of letters and numbers

that is not directly tied to you as an individual.

And therefore Bitcoin is a way that unscrupulous people

across the internet can facilitate payments

without needing to verify their identity with anyone.

In fairness, people can also do illegal things

with us dollars and every other form

of currency in the world.

But people would say like the anti Bitcoin people would say,

Bitcoin is bad because it's fundamentally anonymous.

And therefore, you never know who the actual person is

on the other end, unless you kind of trust them initially.

And therefore, because this even more facilitates

the use of illegal activities, this is therefore bad.

I don't buy that argument personally.

I mean the internet itself can be a good or bad thing

depending on the context in which it's used.

I personally think Bitcoin could be the future

and it is broadly a good thing,

but of course it could be a bad thing depending

on how it's used.

And so that brings us onto section three,

having said all of that about

the potential issues with Bitcoin.

Why do I personally invest in it?

And again, let's break this down into four parts.

Number one is FOMO, number two, gambling,

number three, fun and number four, diversification.

So firstly, I've got to be honest.

The primary reason I invest in crypto

is because I have a fear of missing out.

Like I first heard about Bitcoin in 2011

like everyone else did.

And then I'm thinking damn,

if only had bought Bitcoin in 2011

I'd be a multi-millionaire by now.

And I'd never have to work a day in my life.

And then for me, like every few years

I'd hear about Bitcoin and be like, Oh, it's, you know,

Bitcoin's now $100, but you know

if only I had invested two years ago,

Oh, but I can't possibly get it now

because it's $100 and that's way too expensive.

If I'd gotten at $100, Bitcoin is now worth $50,000

therefore I'd make a lot of money.

But like, you know, it's the sense of fear of missing out

which is why I personally do invest in crypto.

Secondly, crypto feels like a socially acceptable form

of gambling.

I don't really consider it an investment

anyway, I consider it gambling.

And I'm not a fan of gambling normally, but it's like,

it's kind of fun to gamble on Bitcoin.

And in fact, in 2017, the last time Bitcoin

had like a real heyday, I'd put in about 60,000 pounds

of my own money into Bitcoin

and I was plus 40K at one point.

Like my portfolio was worth 100 grand

and I'd only put in 60 grand.

So I'd made 40,000 in the space of a few weeks.

And that was like a very addictive feeling

because it was like within the space of a few weeks,

I've made more money than I would have made

in a whole year as working as a doctor.

Then I subsequently lost lots of money

in the December, 2017 crash,

and I ended up with like negative 35,000

or something like that.

And so that's a bit of a cautionary tale

but ultimately I do consider it a form

of gambling that I'm happy to engage in

with some amount of my money.

Thirdly, it's just kind of fun.

It's fun to be a part of the future,

it's fun to keep up to the news

like with the news about Bitcoin,

it's fun to look at the portfolio occasionally

and be like, Oh, are we up?

Are we down?

How are things going?

And it's fun to feel as if yeah,

to feel like part of this like revolution.

And I genuinely do think that Bitcoin could be the future

of money and I want to be a part of that

and that just feels kind of fun.

And fourthly, if I do think of it as an investment,

it's like I've got some percentage of my portfolio in crypto

and that theoretically helps me diversify my portfolio

which is otherwise mostly in stocks and shares.

And the way I think of it is that like

this is not generally true, but like assuming crypto

is not correlated with the broader U S stock market.

It means that if I invest in crypto,

if I gamble my money on crypto, cryptocurrencies,

it means that I hedge (chuckles)

kind of the risk of stock market going down

and losing money in that kind of way.

Not really legit because I do consider it gambling

and just like a bit of fun

but I'm throwing that in there to make this a list of four.

So what is my strategy

for investing slash gambling in crypto?

Well, these days I have about 20%

of my overall investment portfolio

in crypto in a combination of Bitcoin and Ethereum.

Mostly Ethereum because I actually bought loads

of Ethereum like four years ago and just held onto it.

So I think my allocation is about 80% Ethereum, 20% Bitcoin.

20% of my overall portfolio in crypto

is quite a high number.

Someone like Graham Stephan, who is far more pro

at personal finance than I am, and also has far more money

than I do has like one to 2% of his portfolio in crypto

as he talks about on his YouTube channel.

I have 20% of mine in crypto

and that's quite a high allocation.

Like the main thing with crypto

is that you only want to put in money

that you can 100% afford to lose

because it's quite a high risk speculative investment.

I don't think of it as an investment.

I think of it as gambling.

So it's like I'm gambling

with 20% of my overall investment portfolio.

That for me is a number that I'm happy with.

Like, I am happy with, like if tomorrow I lost that 20%.

I wouldn't care in the slightest.

I like to think it wouldn't affect

my mental wellbeing at all.

And I know this because when I lost 35,000 pounds in 2017,

which at the time was like half my net worth (chuckles)

it didn't affect me at all.

So I've kind of been through that losing large amounts

of money and realizing, okay, this is not too bad.

Therefore I've sort of put my arbitrary risk profile

that I'm happy with to be 20% of my portfolios in crypto.

The other 80% of my portfolio is in stocks and shares.

And that's sort of fairly standard, but 20% crypto,

80% stocks and stocks and shares.

This is probably a bit too high.

If I were talking to a friend,

again, not financial advice and you're not my friend.

So I'm not giving you financial advice purely

for entertainment and informational purposes only.

But if I were talking to a friend and they were like,

Hey I wanna put some money in crypto,

I'd probably say that 20% is probably a bit high.

Like you probably don't want to run the risk

of losing 20% of your money overnight.

If Bitcoin goes to zero, you might want it

to start with maybe 2% or 3% or 5%.

You know, something that you're a little bit more

comfortable with than a 20%.

So if you do want to get started,

firstly, you wanna understand the underlying technology.

So do that because over at Brilliant, you know

who are sponsoring this video,

that cryptography course that helps you understand

the underlying technology

and helps you understand why this works

and why I personally think it's legit.

Secondly, there are two things you need

you need a wallet to store your cryptocurrency

and you need an exchange where you can buy

and sell cryptocurrencies.

Now most big exchanges will also let you store currency

on the platform.

So I use Coinbase for everything.

Please don't try and hack my Coinbase account

but I use Coinbase for everything.

And so I have my Bitcoin

and Ethereum stored in Coinbase itself.

And I also use Coinbase as the exchange to buy and sell.

Coinbase is one of the biggest ones in the world.

There are a few others, you can always Google

like best crypto exchange USA

or best crypto exchange Pakistan or best crypto exchange UK.

I personally use Coinbase it's available in the UK.

It's very nice and easy, no affiliation with them

no affiliate links or anything like that.

But Coinbase, if you're watching this reach out

if you want to sponsor a video (mumbles).

In practice, you do wanna secure your account.

So obviously on my Coinbase account

I have two factor authentication enabled.

And if you really care about security, you can invest

in something like a physical wallets (chuckles),

which is like a hardware wallet

that stores your Bitcoin offline,

again, beyond the scope of this video,

to explain how that works.

But that is like a much more secure way

of storing your Bitcoin rather than having it stored

on the internet in an exchange like Coinbase.

So that was my beginner's introduction to crypto.

This has been a far longer video than I thought it would be.

If you're serious about investing

I recommend you don't start with crypto.

I recommend instead you start

with stocks and shares and that video over

there is my half an hour long introduction

to how to invest in stocks and shares for beginners.

I still have 80% plus of my portfolio

in stocks and shares and only 20% of it in crypto

that's a really high number.

For most friends, if I was talking to

and not giving financial advice,

I would recommend 95% stocks and shares and like 5% crypto.

So definitely check that video out.

How to make money on YouTube in 2021 (and how much I earn)

2021-11-03T22:18:00.002+05:00

- Okay, so if you spend any amount of time on YouTube,

you've possibly wondered at some point,

how much money do these YouTubers actually make?

Is it related to how many views, or how many subscribers,

or all these different factors?

So, in this episode of Oversharing,

I'm gonna break down

exactly how much money I make from YouTube,

and I'll be explaining how this whole thing works.

So, that if you wanna get into it, you can.

Or, if you're just really curious,

you can indulge your curiosity.

We'll start by talking about the logistics

of how people actually earn money on YouTube

and how it works.

And then, we'll talk about the three main factors

that affect how much an individual earns on YouTube.

And then, we'll go under the hood

and I'll be exposing all of my analytics

for the last three years,

so you can see how much money I really make.

So, to start making money on YouTube,

you first have to join the YouTube Partners Programme,

which means these days,

you need to have at least a thousand subscribers

and 4,000 hours of total watch time on YouTube.

So, you can't start monetizing

the instant you turn on your channel.

Once you've hit those landmarks,

then you can apply for the programme,

and if you're approved for it,

you can then turn on ads on your videos.

This is optional, but when you turn on ads,

and people would probably usually see a five-second ad

before the video,

and might see some mid-roll ads during the video,

and possibly a five-second ad after the video.

And the idea is that YouTube sells these ad slots

to advertisers through their Google Ads programme.

So, advertisers can then pay to show their ads

on different types of content,

and they might wanna do it

based on a whole lot of different factors.

Now, the problem is that when you are very small on YouTube,

you actually aren't really earning very much money at all,

and I recognised this.

So, for me, when I started my YouTube channel in June 2017,

I made 77 videos before I turned on monetization.

I think I turned on monetization roundabout April 2018,

because to my mind,

making five or $10 a month from YouTube

was just not worth the annoyance for the audience

in watching the ads.

But, if that number was gonna be $500 a month,

at that point, it would be worth subjecting the audience

to the annoyingness of ads,

because it was making me a significant amount of money.

And so, for example, from June 2017 up until April 2018,

I had 340,000 views,

8,300 subscribers,

and I made one pound 96 in total across that.

But then, when I turned on monetization,

for the next six months,

from April 2018 to September 2018,

in total, I made 6,106 pounds and 42 P.

So, that's the logistics out of the way.

Let's now talk about the three factors

that affect how much money you earn on YouTube.

And the most important of those is actually watch time.

So, watch time is quite important,

both from a revenue perspective

and also from a YouTube algorithm perspective.

So, from a revenue perspective,

it's important because the longer

people are watching your videos,

the more opportunity they have to see ads.

But, from a YouTube algorithm perspective,

watch time is interesting

because although no one quite knows

exactly how the YouTube algorithm works,

the YouTube creator team have hinted,

a lot of it is based on watch time.

If your videos are making people watch for longer

and also stay on YouTube as a platform for longer,

then your videos are more likely to be recommended

by the algorithm.

And so, that's partly why these audience retention graphs

that we see in our YouTube Studio, these are so important.

And if we look at my four previous videos,

you can see the audience retention graphs

are really not very good.

For most of these videos,

even for the ones that I think are pretty good,

we're dropping off to about maybe only one in four

or one in five people are actually watching

all the way through to the end of the video.

And you can see there's a significant decline

right at the start.

Usually, this is because people click on a video,

within five seconds they realise that can't be bothered

to watch the video, so they go away from it.

So, you get this precipitous decline.

And then, you get a general decline

as you go through the video,

which just shows that there's nothing in particular

that's making people click away from it.

It's just that people are slowly attritioning over time.

In fact, some people say that the more viral a video gets,

the less your audience retention is gonna be good.

For example, in one of my recent videos,

called How I Type Really Fast,

which amazingly went viral,

loads of people watching that video

are people who don't know who I am.

They're not subscribed to my channel.

Therefore, they're a lot less likely to watch

17 minutes of me spouting on about something or another,

which is why the audience retention graphs

for that particular video look so abysmal,

even though that video had a lot of views.

Let's have a look at some of my more popular videos

and we can see how watch time relates to revenue.

So, for example,

if we compare the video of My Productivity Desk Setup

with the video of Which iPad Should You Buy,

the desk setup video has made about 1700 pounds

with 1.4 million views,

and the iPad video has made 2,246 pounds

with 1.3 million views.

So, that's kind of weird.

The iPad video has made more money,

even though it has fewer views.

But, if we look at the watch time,

the desk setup only has 75,000 hours, which is quite a lot,

but the iPad video has 124,000 hours.

So, it's about a 50% increase.

But, then on top of that,

we also have an extra feature, which is mid-roll ads.

This was something that Google and YouTube introduced

a few years ago,

and that meant that on any video above 10 minutes,

you could have mid-roll ads.

So, sometimes those are ads

that are those little option banner ads

that appear in the middle of video.

At other times, they're more annoying,

like five second ads that interrupt your video,

(guitar music)

that you have to skip,

and then you can watch the rest of the video.

But, crucially, this only applies to videos

that were over 10 minutes long.

And so, a lot of YouTubers realised this

and started kind of artificially inflating

the length of their videos to make it more than 10 minutes.

For example, if we take a look

at my YouTuber friend and colleague, Shelby Church,

she's done a video where she breaks down

how much money she makes off YouTube,

and she looks at the difference

between a nine-minute and a 10-minute video.

And she found that her videos that are over 10 minutes

earn over three times as much revenue

as the videos that are under 10 minutes.

So, it makes such a big change,

which is what kind of incentivizes YouTubers

to have longer videos,

just so they can get these mid-roll ads in.

And actually recently in the last couple of months,

YouTube has made a change,

whereby you now only need it to be eight minutes long

before you can start adding mid-roll ads.

So, I suspect people are gonna be less keen

to inflate above 10 minutes,

and now a little bit more keen to inflate

above eight minutes.

So, the second thing that determines

how much money you're gonna make is the type of content.

And that's what dictates the CPM, or cost per mille,

which is Latin for like cost per thousand views

or something like that.

And the CPM changes on a lot of things,

but mostly it's based on how much advertisers

are willing to pay to target a certain type of video.

And so, depending on the topic,

you would get different rates.

So, let's say I make a video about, I don't know,

a fantasy book that I like.

The sorts of companies that are advertising in those videos

probably don't have a lot of money.

They're probably book publishing companies, stuff like that.

Whereas, if you were to make a video about finance,

or real estate, or credit cards,

the companies that advertise on those sorts of videos

have loads of money to burn.

And so, your CPM rates are gonna be higher.

So, in general, for most YouTubers,

the CPM is around three to $7 per thousand views.

But, if you pick the right sort of video topic,

it can go up to about 30 or $40 per thousand views,

which is absolutely huge.

For example, most of my videos

are in the three to seven pounds range.

But, if we look at Shelby Church's video,

where she talks about how to make money

using Amazon's FBA, Fulfilled by Amazon programme,

that's a prime video for advertisers to target

because it's a video about making money online,

and therefore loads of people who have courses

about making money online

are gonna target that particular audience.

And we can see from her channel that she says

her playback-based CPM was $35.60 cents,

which is absolutely enormous.

And so, she's making more than 10 times as much money

as she would be making on a different kind of topic video,

just purely based on the choice of topic.

Unfortunately, the CPM doesn't actually go to the creator.

YouTube tends to take a 45% cut of CPMs.

And so, if your CPM is $10,

you're actually only gonna get $6.50 off that amount.

And that leads to a new metric

that they've recently introduced, called RPM,

which is revenue per mille.

And that is a more accurate idea

of how much money you, as the creator,

are taking home from these videos.

The third major thing that influences

how much money we make on videos

is the role of sponsors.

Now, essentially, if a video is sponsored,

then at some point during the video,

the creator is gonna make some kind of spiel.

So, for example,

I might say that if you want to start your own journey

of making money online,

one of the best ways of doing that

is by learning how to code.

To learn how to code,

you should start by teaching yourself HTML and CSS.

And then, you should learn

a server side language, like Python.

And actually the best way to learn Python

is by following an online course over at Brilliant,

who are very kindly sponsoring this video.

If you don't know, Brilliant is an amazing platform

with online courses for math, science,

and computer science,

and their introduction to Python and advanced Python series

is actually a really good, interactive, fun way

of learning how to code in Python.

And then, once you learn how to code in Python,

you can basically build anything from a simple website

all the way through to machine learning algorithms.

It's one of the most popular programming languages

in the world and Brilliant is a great place to learn that.

They've also got fantastic courses on math and science.

They've recently got one about uncertainty,

which is all about kind of navigating probability

in an uncertain world.

So, if that sounds up your street,

you should definitely head over to brilliant.org/ali

and the first 200 people to click that link

will get 20% off the annual premium description.

So, thank you, Brilliant, for sponsoring this video.

That's an example of a sponsored message.

And so, Brilliant are gonna pay me

a certain amount of money for plugging that within my video,

and that massively changes how much money

I'm gonna be making from this video.

A few things kind of complicated.

So firstly, most contracts with sponsors

say that you're not allowed to say

how much money you're making from them.

So, I'm not allowed to tell you how much money

Brilliant have paid me to do that particular sponsor plug.

But, with some channels, like Casey Neistat, for example,

he says he makes between 10,000 and $100,000 per video.

- As in like more than $100,000.

- Even though, he's absolutely huge,

he's a lot bigger than I am.

But, it just kinda gives you an idea

of the numbers that get thrown around.

And in fact, a lot of huge YouTubers

make more than $100,000 per sponsored video,

which is just insane.

So, we've talked about the different factors

that influence how much money YouTubers make.

Let me now take you inside my YouTube Studio,

my YouTube Studio app thingy,

and I'll show you how much money I've been making

from each of the videos,

and we'll talk about that a little bit more.

So, this is the lifetime revenue of my YouTube channel

since about June 2017,

when I first started uploading videos.

And so, we can see that for the first absolutely ages,

I'm making sometimes one penny per day,

but basically I'm not making anything until April 2018.

I think it was 17th April.

I remember this day when I turned on monetization.

And so, now I'm going from making absolutely nothing per day

to making 11 pounds, eight pounds, nine pounds, 16 pounds.

So, immediately, having already been a YouTuber

for like nine months at this point,

and having made 77 videos already,

I'm now making sort of between five and 15 pounds a day

off of YouTube ads,

which at the time was pretty great.

I was already feeling like I was winning at life

because that pays for a takeaway every single day

if I want to.

And that just felt like, it kind of felt like cheating,

that I can basically eat for free

now that I have a YouTube channel, which was quite nice.

So, we can see in May 2018, 16 pounds 72,

and then kind of dropping down to three pounds,

three pounds 68, 10 pounds.

And then, we start in June 2018,

I think this was when I made my iPad video.

Yeah, this was a special video.

How I Take Notes on My iPad at Medical School.

But, as soon as that video comes out,

suddenly my revenue skyrockets

from five pound 91 and four pound 69 a day,

all the way up to sometimes 60 pounds a day,

and 40 pounds a day, and 70 pounds a day.

And again, this really felt like cheating at the time

because I was like I can't believe

I'm making this much money off YouTube.

I'm making like 50 pounds a day.

That was like 1500 quid a month,

and that just felt, again, like this is amazing.

I'm making real actual money from YouTube.

It's not just a few pennies here and there.

This is 1500 pounds a month.

This is actually a large amount of money.

Over time, we can see it doesn't really change much

for the next year.

So, for around 12 months after that,

I was sort of hovering between the,

making a few dozen pounds a day off of YouTube ads,

which was still pretty good.

But then, over time,

we can see that the graph really starts to increase.

So, throughout 2019, the rate bumps up a bit.

So, some days I'm making over a hundred pounds a day,

which is again, absolutely insane.

And then, we've got a 97, 88, 95, 100, 100,

all the way through to September 2019.

And then, what's really cool about this graph

is just how much of an exponential rise it's been

over the last six months.

Basically, since lockdown started.

So, I think kind of lockdown was pretty good for me

and the YouTube channel because now all of a sudden,

loads more people are watching,

sitting down and watching videos.

And now, we can see that these days, for example,

Friday, the 3rd of July, 578 pounds in a single day.

That's pretty good.

Sunday, 23rd of August, 2020, 711 pounds in a day.

If you told me a couple of years ago,

I was gonna make 700 quid in a day from YouTube ads,

I would literally have had a stroke,

and I would've thought no, go home.

This is not, this is not gonna happen.

It's a very much like an, sort of slow and steady,

slow and steady, and then all of a sudden,

it starts to grow.

And that's only really happened in the last six months.

It's one of those weird things,

whereby it almost feels like playing a video game,

where your character starts off kind of on level one

and you can't kill anything.

And then, you can start kind of killing some stuff.

But then, at some point,

you get to kind of what feels like the end game,

where your character starts getting a lot more powerful,

and suddenly you can just kind of do all these things

that you couldn't have done before.

And that's kind of what it feels like

on the sort of exponential growth of YouTube revenue.

And if we kind of put this down to the last 28 days,

we see, yeah, estimated revenue

in the last 28 days, 11,618 pounds.

Whereas, estimated revenue of the lifetime

was about 90,000.

So, in the last one month, I've made about 10%,

11, 12% revenue compared to the last three years,

which is pretty good going.

And we can see here that the CPM, the cost per mille,

is five pound 50,

but the actual revenue per mille is only one pound 68,

and that's because loads of people have ad block.

It's because YouTube takes a cut

and all these different factors.

So yeah, last 28 days, 11,618 pounds.

This is pretty good.

For context, my junior doctor salary

was about 3000 pounds a month, pretax.

This is also pretax.

So, this is three and a bit times more

than my monthly doctor salary.

If you wanna see how much money I've made

from other sources, that video,

How Much Money I Make in a Week as a Doctor on YouTube,

it will be linked to the little playlist over there,

along with a couple of other videos

about how to make money online

and how you can get started

on this journey of #passiveincome.

The Ultimate Guide to Investing in Stocks (2021)

2021-11-03T22:14:00.002+05:00

Right, so let's say you want to get started

with this investing thing.

You might have a bit of money saved.

It's probably not enough for a house,

but you reckon I should probably invest this in something.

Maybe you've heard on the news about

Tesla or Netflix or Amazon and how,

if you'd invested 10 years ago in Tesla

then you'd be a millionaire by now or things like that.

But if you're new to the game,

this whole investment thing

can seem like a really complicated black box.

Like, how do you even buy a stock?

What even is a stock?

Do you just go on tesla.com and buy some Tesla,

like, how does it work? (chuckles)

And if you try and look into this,

you get all these acronyms being thrown around

like Roth IRAs and 401Ks in America

or like ISAs or LISAs in the UK.

And on top of that, there is the anxiety

that we all have that I know investing is risky

and I don't want to lose all that my money.

So in light of all of that, this is the ultimate guide

on how to get started with investing.

It is the video I wish I would have had

five years ago when I first started investing

in stocks and shares.

And we're gonna cover this

by thinking about investing in 10 different bite size steps.

So the first one is forgetting about investing completely

and just thinking

what happens to my money over time by default.

And if you've studied economics,

you will know that your money loses its value over time.

Thanks to something called inflation. (bubble pops)

Inflation is generally around about the 2%-2.5% mark.

And so that means that every year stuff costs about 2% more

than it did the year before.

For example, in 1970, in America

a cup of coffee cost of 25 cents.

But in 2019, that same cup of coffee costs a $1 59.

That is inflation in action.

And so let's say you've got a thousand pounds

in your hand right now.

And for the next 10 years,

you just stash it under your mattress.

And you never look at it again,

in 10 years time your thousand pounds

is not gonna be worth a thousand pounds anymore

because everything would have increased

by 2%ish every year.

So the value of your money will have fallen.

And so if you put your thousand pounds under your mattress

for 10 years, you will lose money over time.

And this is obviously not good.

Even if you put your money in a savings account,

like these days,

a savings account will give you like 0.2% interest

which means your money goes up by 0.2% every year.

But because inflation is up by 2%

you're still losing money over time.

And again, this is not good.

Okay, so that begs the question

which is key point number two

which is how do we stop our money

from losing value over time?

And the answer is that

if we had a hypothetical savings account

one that was let's say an interest rate of 2.5%

that would match roughly the rate of inflation.

So inflation means everything goes up by 2.5%

in terms of price.

But our money in our savings account

also goes up by 2.5% each year.

Therefore we're technically not losing money over time.

If you're watching this and you have an issue

with the word interest, don't worry stick to it for now,

investment is not the same as interest

but we'll come back to that a bit later.

But the point here is that

we don't just want to not lose money

which is what happens at our 2.5% rate.

We actually want to make money.

And that brings us on to question number three

which is, well, how do we actually make money?

Now, let's go back to our hypothetical savings account.

If hypothetically, we could have a savings account

that was giving us a 10% interest rate

this will never happen because that's just way too high.

But hypothetically if it did,

that means that every year we'd be making 10%

of the value of the money in our savings account.

So for example, if I were to put a hundred pounds

in a savings account right now

the next year it would be worth 110.

And then the year after it will be 121

because it's 10% of then the 110,

and then it would be 130 something.

And this would very quickly compound so that

in 10 years time, my 100 pounds will have become 259 pounds.

And if we adjust for inflation

that our money is still worth 206 pounds in 10 years time,

this is pretty good.

We have more than doubled our money,

by just putting it

in this hypothetical 10% interest savings account.

And it really doesn't seem like it would do that

because 10% feels like a small amount of money.

But if you extrapolate 10% over 10 years

you actually double your money, which is pretty awesome.

Sadly these hypothetical 10% saving accounts

don't really exist, because it's just way too high

and real life is not that nice.

These days, most savings accounts in the UK

and I imagine around the rest of the world as well,

offer less than a 1% savings rate,

which means you're actually still losing money over time.

But we do have other options to try

and get us to this magical Nirvana of like, you know,

this 10% saving thingy.

And that is where investments come in.

So point number four is what is an investment?

And the answer is that an investment

is something that puts money in your pocket.

For example, let's say you buy a house

for a hundred 1000 pounds

and you want to rent it out to people.

There are two ways, that's an investment.

There are two ways you're making money from it.

Firstly, let's say you're charging some rent

to the people living in your house.

Let's say you're charging them 830 pounds a month.

That becomes 10,000 pounds a year.

And so every year you're making 10,000 pounds

in rental income, which is 10%

of what you originally paid for the house.

That means that in 10 years time

you'll have paid off the a 100,000 pounds that you've put in

because you're making 10K a year.

And beyond that every year you're just making 10,000 pounds

in pure profit.

So that's pretty good.

But secondly, it's an investment

because the value of the house itself

would probably rise over time.

In general, there is a trend in most developed countries

that house prices tend to rise over the longterm.

And so your house will probably be worth

more than a hundred thousand pounds in 10 years time.

And in fact in the UK, historically in the past,

some people have said that house prices

have doubled every 10 years.

So maybe your house is worth close to 200,000 pounds.

And so you've made money off of the rental income

but you've also made money off of the capital gains

which is what we call it

when an asset increases in value over time.

But the problem is that

buying a house is a little bit annoying.

You need to have quite a large amount of money

for a deposit.

You need to get a mortgage.

You need to actually have the house.

You just sought out the rental management,

rent it out to people, all that kind of stuff.

If only there were a way of investing

without a, having a large amount of money to start with

and b, without having to put that much effort

into managing the assets as well.

And that brings us on to investing in shares.

And for me, basically, a hundred percent

of my investment portfolio is entirely shares.

I have a tiny percentage in Bitcoin and I own this house

but I don't consider this house an investment.

I'll talk about that in a different video.

Therefore number five is what are shares

and how do they work?

So buying shares probably as close

as we're ever gonna get

to this magical savings account

that just returns some amount of money each year.

And the idea is that when you buy a share,

you are buying a part ownership

of the company that you've got the share in.

For example, let's say the Apple

have a particularly profitable year

because lots of people have well iPads

as per my recommendations

and because Apple are feeling kind,

they are choosing to pay out a dividend

to their shareholders.

So for example they might say that

they're gonna issue a dividend of a million pounds,

and that's gonna be split evenly

amongst whoever owns shares in Apple,

based on how many shares they own.

So for example, if you happen to own 1% of Apple

you would get 1% of that dividend that they've issued.

So 1% of a million pounds, which is 10,000 pounds

obviously no one watching this actually owns 1% of Apple,

unless Tim Cook, you're watching,

I don't even know if you own that much

because that would make you an extremely rich person

because Apple is a very valuable company

but that's basically how the dividend thing works.

A company decides to issue a dividend

as a way of returning some of its profit back

to the people who have invested in the company.

And therefore you make money through dividends.

The second way of making money from shares

is sort of like with houses

in that you get the capital gains over time.

So for example, let's say you bought 10 shares in Apple

in 2010, at the time those shares were selling for $9 each.

So yoU.S.pent $90 on buying 10 shares in Apple.

As of October, 2020, Apple shares sell for $115.

So your 10 shares are now worth $1,150 just by the fact

that you only paid $90 for them 10 years ago.

Okay, so we've talked about what a share is

and how you make money from them.

And at this point you've probably got a few questions

like how much money you need to get started

or how risky is buying shares in a company.

And I promise we're gonna get to that.

But point number six is how the hell do you buy a share

in the first place?

And this is where it can kind of get complicated

because it's not as simple as going on apple.com/buy

and just buying a share in Apple.

It doesn't quite work like that.

Instead you have to go through, what's called a broker.

And back in the day, a stockbroker was a physical person

usually a dude who you would call on the phone

and say "Hey, Bob, I want to place an order

for some shares in Apple."

And then Bob would types and stuff into his computer

or a place like a paper order.

And then you would own shares in Apple.

Thankfully these days we don't really have to talk to Bob

because there's loads and loads of online brokers instead.

And so you make an account on an online broker

and then you can buy shares in a company through that.

A bit annoyingly, every different country

has their own different brokers

that operate in that country.

Because to be an online broker in a country

you have to abide by like a zillion different laws.

And so in the UK the system is different to the U.S.

which is different to Canada and Germany and so on.

And the UK, for example, most banks

do have their own online brokerage type things.

So with most bank accounts

you can also open an investment account

with them and then invest online.

But usually the interface is a bit clunky.

It's a bit old fashioned.

And so you're usually better off going

with an online broker.

In the UK, the two that I use are Charles Stanley Direct

and Vanguard, but before we get ahead of ourselves

and make an account on Vanguard or whatever,

we need to understand a few more things.

And so question number seven is

how the hell do I decide which shares to buy?

And the easy answer to that

is that you actually don't want to figure out

which shares to buy.

You do not want to buy individual shares.

And I'm gonna tell you a little bit more about that

once I've had a haircut, so see you shortly.

All right?

So new hair, I've got my Invisalign braces on.

So I'm gonna sound a little bit different

but where were we?

Oh yeah, we were talking about why it's not a good idea

generally speaking to invest in individual stocks.

And I'm gonna do a video about this some other time,

but essentially the issue with investing

in individual stocks is it's kind of risky.

Like, yes, if you invest in something like Apple,

chances are it's gonna be around 10 years from now.

But historically there've been quite a few companies

that people were like, "Oh my God, this is amazing.

This is the thing to invest in."

And then that company went bust.

So you're automatically exposing yourself to more risk

if you're investing in individual stock,

also in general, like it's easy to say,

hey, Amazon grew 10X in the last 10 years.

Therefore it's gonna continue to do the same

for the next 10 years.

But that's trying to predict the future.

And the past is no real indication of future performance.

And so the advice

that most people would give for beginners

is that you should not invest in individual stocks.

You should invest in index funds.

And this is what Graham Stephan,

one of my favorite YouTubers also says as well.

He says, "The index funds are the best, safest,

and easiest longterm investment strategy for most people."

Which begs the question point number eight,

what the hell is an index fund?

So there's basically two bits to understand here

there's the index bit and the fund bit,

let's start with the fund bit.

And a fund is basically where

investors will pool their money,

so multiple investors would invest in the same fund.

And then that fund would have a fund manager.

And the fund manager decides which companies

the fund is gonna invest in.

For example, let's say I were managing a fund

and I called it Gringotts and let's say a hundred people

from my audience decided to invest in my Gringotts fund.

I as the fund manager can say, okay, the Gringotts fund

now that we have a hundred people's money

let's say it's a 100 million.

So everyone's invested 1 million each

I've now got a 100 million.

I'm gonna put 20% of that in Apple, 10% in Facebook,

10% in Amazon, 10% in Tesla, 10% of Netflix

10% in Johnson and Johnson, all of that sort of stuff.

And so you, the investor don't have to worry about this

because you trust me and my fund Gringotts

to manage your money.

And as you know, the fund performs well,

because the prices of these stocks and shares increases

you get the returns and I take a 1% or 2% management fee.

So I make a load of money

because I'm earning 1% or 2% off of this a 100 million

that I'm managing and you're not worrying

about having to pick stocks yourself.

You trust me as a seasoned professional to do that for you.

So that's what a fund is.

Now, the index bit refers to a stock market index.

And so a stock market index

would for example, be the FTSE 100

which is the a hundred biggest companies in the UK

or the S&P 500, which is the 500 biggest companies

in the U.S. or the NASDAQ or the Dow.

And these are all different indices of the stock market.

And if we use the S&P 500, for example,

these are the components of the S&P 500.

So we said, it's the 500 biggest companies in the U.S.

So number one is Apple and Apple makes up 6.5% of the S&P,

Microsoft makes up 5.5, Amazon makes it 4.7,

Facebook has 2.2, Alphabet, which is a Google makes 1.5

and 1.5 is about 3% of the total S&P 500.

And essentially we've got these 500 companies

if you go all the way down...

Oh, Ralph Lauren is 496,

but chances are, you've not really heard

of many of the other ones at the bottom of the list

but chances are, you've heard of most of the companies

towards the top of the list.

So the S&P 500 is an index of the U.S. stock market.

And if you look at the performance

as a whole of the S&P 500, you get a general idea

of how the U.S. economy is going as a whole.

So this is currently what the S&P 500 looks like

and if we do a five year time horizon,

in fact, let's go max.

So you can see the S&P 500 started in 1980.

And since that time

this is what the us stock market has been doing.

So as you can see, there is a general trend upwards

but for example in 2000, there was a bit of a crash,

in 2008 famously there was a bit of a crash.

And earlier this year, when Corona was first starting

to be a thing there was a bit of a crash

but then the market basically

immediately recovered after that.

Okay, so we know what a fund is,

i.e. a way of pooling money.

And we know what the index is, something like the S&P 500,

when you combine those, you get an index fund

which is a fund that automatically invests

in all of the companies in the index.

And so with me, for example

basically all of my investments, all of my money

is in the S&P 500, which effectively means

that 6.5% of my investments are in Apple, 5.5 in Microsoft,

4.7 in Amazon, 2.2 in Facebook, 3% in Google,

1.5 in Berkshire Hathaway and so on.

So why is this good?

Well, it's good for a lot of reasons.

So firstly index funds are really, really easy to invest in.

A big problem that beginners have to investing,

it's like, well, how the hell

do I know which company to invest in?

How do I read a balance sheet?

How do I do any of this stuff?

If you invest in an index fund,

you actually don't have to worry about any of that.

Secondly, index funds give you

a decent amount of diversification.

There are all sorts of companies in the S&P 500.

So you're not entirely reliant

on the tech sector or the oil sector or the clothing sector

or anything to make the bulk of your money.

You are very nicely diversified

across all these U.S. companies.

Thirdly, index funds have very low fees.

So because it's not a real person who is deciding

what to invest in and doing all this research

and trying to make loads of money

is essentially a computer algorithm

that automatically allocate your money

based on the components of the index fund.

The fees for those are really low.

And one of the main things about investing for the longterm

is that even a slight increase in your fees

is gonna massively impact your financial upside.

And so for example, an index fund with a 0.1% fee

is so much better for you

than an actively managed fund

where a fund manager is charging you even 1%

because the longterm difference between 0.1% fees

and a 1% fee is sort of absolutely astronomical

over the long term.

And finally, if you look historically

and, you know technically historical performance

is not the same thing as future performance,

but if you look historically

very few funds have managed

to actually consistently beat the market

i.e. outperform the index.

And in fact, someone like Warren Buffet famously says

that if you gave him a hundred thousand pounds

and asked him to invest it right now

he would just invest in an index fund, like the S&P 500.

And in fact, in 2008 Warren Buffet

challenged the hedge fund industry

to try and beat the market.

He said that hedge funds are a bit pointless

because they charge way too high fees

and they don't actually get the sort of returns

they claim to get.

And so he set up this 10 year bet

which this company called Protege Partners LLC accepted,

where Buffett said that he was gonna bet

that the index fund outperformed the actively managed fund.

And he ended up winning that bet

and sort of gave lots of money for charity

or something like that.

But that just sort of goes to show that

it's really hard to beat the market

with an actively managed fund.

Basically, no one can predict

what the market is gonna do in the future.

And therefore if you hit your ride on index,

i.e. you're gambling on the entire market,

rather than thinking, you know what

I've got some amazing insight

that I'll know exactly which 10 stocks to pick

that are gonna beat the market.

You might as well hit your ride with the whole market

rather than individual stocks.

Okay, so we've sorted out the problem

of which stocks to invest in

by completely circumventing the problem

and instead, just investing in index funds.

The next big question people usually have

about investing in stocks and shares is the amount of risk.

And that brings us to point number nine.

And the argument usually goes as follows that,

"Hey, okay cool.

This investing in stocks and shares stuff.

It sounds kind of interesting,

but my uncle Tom Cobley,

invested lots of money in the stock market.

And he lost a lot of money.

And my parents have told me

that investing in the stock market is a really risky thing

and I shouldn't do it.

And I should instead invest in real estate

because real estate is safe."

That is usually the sort of thing,

the sort of idea that people have about investing in stocks.

And naturally there is the anxiety

of what if I lose all my money.

So let's talk about that now.

So if we take a step back,

the only way to lose money in anything

is if you buy a thing and then you sell it

for less than you actually bought it.

Like, let's say you bought a house for 300,000 pounds,

and then Brexit happens the next day

and the house prices plummet.

And now your house is only worth 250,000.

At that point, if you decide to sell your house,

then yes you are losing money

and you've lost 50,000 pounds.

Equally, the only way to really lose money in stocks

is if you buy a stock at a certain price

and then you sell it for less than that price.

So for example, let's say you bought shares in Apple

on the 18th of February, 2020.

And let's say you bought one share

which time was $79 and 75 cents.

And because this is your first time in investing

you keep on looking at the price of the Apple stock

because every time are you thinking,

oh, have I made money, have I made money?

And really annoyingly for you,

you see that over the next kind of few days

a few weeks, Apple stock is actually going down.

And then on the 18th of March, 2020, you decide screw it.

I'm gonna sell my one share on Apple,

because I don't want to lose all my money.

And you sell it for a measly price of $61.67.

And so you technically lost $18

because you bought it at $79 in February,

and you've sold it for $61 in March.

Then you think, damn, I've lost 20% of my investment.

This stock market thing is BS.

I'm never gonna invest in the stock market again,

and you call it a day.

And this would be a very bad thing to do.

Because for example, if we look at Apple stock price

in March, it was $57.31

but if you just held onto your one Apple share

in that time, what is it today?

It's the 8th of October.

Apple is now trading at $114.96.

So if you just held on for a few months,

you would actually made a lot of money.

You would have bought it at $79 and within, I don't know

eight months, it would now be worth $115.

That's a pretty good game.

And so the real lesson here is that

when you're investing in stocks and shares,

and also when you're investing in real estate,

these are longterm investments.

Ideally, you shouldn't be putting any money

into stocks and shares

that you need to access within the next five years.

And actually a lot of people would extend that to 10 years.

And it's exactly like that with house prices,

it's like if you buy a house as an investment,

and then the houses house prices go down

it would be completely stupid of you

to sell the house unless you are absolutely desperate

for the money, because something major has happened.

And instead, if you just held onto the house

then you would have made more money in the long run

because in the longterm house prices always go up

and in the longterm basically

the stock market always goes up

and that's a bit of, it can be a controversial statement.

It is true, but I'm gonna make a video

at some other point explaining why it's true

but for now take my word for it that over the long term,

the stock market always goes up.

But having said that again, this is a longterm thing.

And so, for example, if we look at the S&P 500

and look at how it was in 2008 at the financial crash

right in 2007, it's $1,500 per bit of the S&P 500.

And then the crash happens and then by what is it?

February, 2009, it's down to 735.

So basically 50% of the value has been wiped off

of the S&P 500.

Now, if you bought it in 2007 and you saw it, you know,

get a crushing and crashing and crashing,

and then you sold when it was $800.

Now, you've lost a lot of money

because you bought high and you sold low.

But if you just held on,

it took let's see, to June 2007 it's at 1500s,

it takes about up until 2013.

So it takes about five years

for it to get back to its normal level.

And even if you'd invested, like just before the crash

and then your investment plummeted by 50%,

if you would just held on

you'd have bought in at the S&P 500 at 1500.

And right now it would be 3,445.

So since 2008, 2007,

when he first invested over the last 13 years

the S&P 500 has more than doubled.

So you would have more than doubled your money,

provided you did not panic sell when the market crashed.

Now, hypothetically could the market crashed down to zero

and therefore you will actually lose all your money.

Yes, it could, but if the us stock market

crashed literally to zero i.e. all top 500 companies,

including Apple, Google, Microsoft, Facebook,

like literally every company in the top, in the S&P 500,

all of those got destroyed overnight.

And the stock market crashed to zero.

The world would be in some sort of mega apocalypse

and you'd have a lot more serious problems to worry about

rather than the value of your portfolio,

of stock market indices on Vanguard.

In that scenario, in that doomsday scenario

money would stop meaning anything

and you'd be using money to wipe your bum

because money has no value

because the stock market is completely crashed.

It's basically unfathomable that the global economy

could be so completely wrecked,

such that every single company goes down to zero.

In my opinion, and again, you know,

I'm not a financial advisor.

This is technically not financial advice

whatever that means, but in my opinion

it's unrealistic to think that

if I put my money in stocks and shares,

I could lose all of it.

There's basically no way you're ever gonna lose all of it

provided you're diversified.

If you invested in, I don't know,

Myspace in 2000 and whatever it was,

and then Myspace crushes and then you've lost all your money

because, you know, they have no money,

but if you invest in the top 500 companies in the U.S.

or the top 500 companies in the world,

or the top 100 companies in the UK,

it is so vanishingly unlikely

that you will ever lose your money.

That I don't think that is a risk

that we should even be thinking about.

So realistic, worst case scenario,

yes, investing in the stock market is risky

in the short term,

but if you're investing in the longterm,

the market will always go up

and you will always end up making more money in the long run

provided you don't have to take money out

at inopportune times.

Okay, so at this point, we've established that

investing in stocks is very good

and investing in index funds

is a relatively safe way of doing this.

The next question is usually when should you get started?

Like how old do you have to be?

Is it ever too soon to start?

Is it ever too late to start?

And here the answer is pretty simple.

And basically all investment advice

agrees with me on this front.

There's a very good website called The Motley Fool

@fool.com. and they have a nice article explaining this.

Basically, you should start investing as soon as possible.

It doesn't matter how old you are.

It doesn't matter how young you are.

The earlier you start investing the better.

There are three caveats though

for like sensible financial advice.

Firstly, you wanna make sure that

all of your high interest i.e. credit card debt

is paid off, because when it comes to compounding

even though gains compound, losses compound as well.

And so if you've got like a 6% credit card debt

that's eating into your bottom line every single month

you want to pay that off as soon as possible.

Point number two is that

you want to make some sort of emergency fund.

And people usually say that your emergency fund should have

in cash basically three to six months of living expenses

so that if you lose your job

or if you're hit with some kind of

incredible medical emergency,

and you're not in the UK where medical care is free,

or you're in the U.S. or something like that,

then you've got money to do that.

And you don't have to take money out of your investments.

And caveat number three is that

you don't want to put any money into stocks

that you think you might need to use

in the next three to five years.

So let's say you're 24

and you've just landed your first job.

And you're thinking of getting a mortgage

and buying a house and you need money for the deposit.

Do not put that money into the S&P 500

or into any kind of stocks and shares

because no one can time the market.

And no one knows whether we might

you know, there might be a market crash tomorrow.

All we know is that in the longterm,

the stock market goes up,

but if you need to buy a house next year

there is absolutely no guarantee

that that money will still be worth exactly the same

or worth more this time next year.

So it provided those two conditions are met.

Like firstly, you have no high interest credit card debt.

And secondly, you've already got your emergency fund.

And thirdly, you're not planning to gonna have

a major expense in the next few years.

At that point, absolutely everyone

should be investing something into the stock market.

In my opinion, whether you're 12 or 20 or 21 or 22 or 50,

it doesn't matter.

And as they say on the market floor

there is almost no way your future self

will regret making the decision to invest.

And as you know at this point,

this is because of compounding.

The more time you leave your money in the stock market,

the more it compounds.

And there is a huge difference.

There's like lots of interesting numbers

about this on the internet that people have calculated

that if you start investing at the age of 20,

versus if you start investing at the age of 25 or 30,

it makes such a huge difference to your bottom line.

That basically, as soon as you watch this video

and hear about investing, you should start investing

provided those three conditions

that we talked about are met.

All right, so we're nearly there.

Now, we're point 11 out of 12 where we said,

okay, you sold me on this idea of investing in index funds.

All of these three conditions are met.

I don't have a high interest credit card debt.

I've got my emergency fund, or I'm a student.

And therefore my parents are my emergency fund

and I'm not planning to buy a house

or a big thing in the next three years.

The next question is usually

how much money do I need to get started with investing?

And I know a lot of students watch my channel

and I had a lot of comments on Instagram saying,

"I'm 14 years old and I don't have any money.

How do I get started with investing?"

And the answer here is again, quite easy,

basically start with whatever you can.

For some of these websites and some of these apps

that you can use to invest in stock market indices.

You can start with as little as $5 or 10 pounds,

depending on the website.

You might need to start with a 100 pounds or a 1000 pounds.

You can research this

and it kind of depends on which country you're in,

but basically you want to start investing

as soon as possible.

And it doesn't matter

if it's a tiny amount of money to begin with.

Firstly, it's useful to invest small amounts of money

because compounding is always good.

But secondly and more importantly,

the sooner you start investing

the sooner it becomes a habit.

And so for me, for example, I started investing in 2015.

I knew absolutely nothing about it before then,

but I really wish I'd started investing in like 2009

when I first had my first part time job

because a, that would have encouraged

good financial habits within me.

I would have kept aside maybe 10% or 20%

from the top line to put into my investments.

Secondly, it would have meant that investing became a habit.

And so I would have known about the fact

that stock market indices exist.

I would have done the research.

I would have watched videos like this,

although these weren't really a thing in 2009.

And what I'm really annoyed about with myself

is I started making actual money in like 2012

when my first business started to do very well.

And between 2012 and 2015, I did not invest any money

just because I didn't know that you could.

And I didn't know how

and I always kinda thought that,

"Huh, I'm making money now."

It's just sort of sitting in my bank account.

And I know that inflation is a thing.

So I know my money's losing value

but I just didn't think about investing

and didn't realize how easy it is and that it's a thing.

And so I really wish I'd started investing

my real money in 2012,

but the only way I would've done that is

if I had started investing from 2009,

when I first started making, I don't know,

six pounds an hour during my part time job.

So again, and I can't state this emphatically enough.

Like it doesn't matter

if all you have is a small amount to invest

even if it's one pound, even if it's 10 P.

The process of making the account

and researching online stockbrokers in your country

and figuring out how to actually do this stuff

is like the most valuable thing

that you could be doing with your time

immediately after watching this video.

And finally, point number 12 is okay,

I'm sold, I've got a 100 pounds here

and I want to put it inside a stock market index fund.

How do I actually do that?

And the answer here is you want to find an online broker.

So this will vary massively

depending on which country you're in,

because these online brokers as I said,

have like zillions of laws they have to comply with

and financial regulations and all this stuff.

In the U.S. most people that I know

use the Vanguard as well.

And my favorite blogger Mr. Money Mustache

recommends that as well.

Although in the U.S.

there are also other services like Betterment,

which I'd bet a few friends who use that as well.

Again, depending on which country you're in,

like literally all you have to do is Google the phrase,

best online broker, Germany,

or best online broker, Pakistan,

or best online broker, India, whichever country you're in.

And you'll find something, read some reviews.

Basically the thing you're looking for

is you want to be able to invest in index funds

and you want the fees to be as low as possible.

I think Charles Stanley Direct the fee is 0.25%

which was the lowest at the time when I made my account

and I think is still pretty competitive.

So you want the fee to be like a really, really, really

small fraction of a percentage.

Then once you've made your account

and verified your identity

and gone through all the hoops and stuff

which sometimes takes a few days,

and they send you a letter to the post

to verify your address,

like depending on what the regulations are.

Once you've done that

then you can start just putting money in here and there.

And all the friends that I've spoken to about this stuff

over the last, like four years

since I first started knowing about investing in things,

they've all started making accounts

and sort of making these investment counts for themselves.

For the first few weeks they all sort of

compulsively check their phones

to see what the stock market is doing.

But then very quickly you realize

that actually I'm investing for the long term here.

I actually don't give a toss

what the stock market is doing in the short term.

I check my portfolio once every six months

just cause sometimes I'm curious.

I don't even bother looking at it.

This is very much a set it and forget it strategy,

you're investing for the longterm.

Your money will magically grow over time

provided you don't touch it and think,

"Oh crap, the stock market's going down a bit.

I'm gonna take my money,

because I can't handle these losses."

There's loads more to say about investing in finance,

but hopefully this was a reasonably concise,

not very concise.

This is gonna be a long video, but well,

hopefully this was a reasonable introduction

to how to get started with investing in index funds.

If you have more questions about exactly what to do

or anything else about money.

Do leave a comment in the video description area thing.

I'm still trying to think of a name for this series.

I was thinking I posted on Instagram.

There were a few options: Money talks,

was quite a popular one, but that's already a film.

One that I really liked was Penny Sitting.

I think I might call this series Penny Sitting,

that was kind of cool.

A lot of people said like, financeshially, financially.

'cause my name's Alica, financially,

a few different options.

I mean the way you think,

if you have any ideas for what this entire series

about money and stuff should be called...

And final piece of advice, if you're in the UK,

if you're in the UK

and you're just getting start with investing,

basically go on Hargreaves Lansdown

and make a Lifetime ISA.

A Lifetime ISA is a very good deal.

You can read more about it at moneysavingexpert.com

within the Lifetime ISA as of 2020,

you can put up to 4,000 pounds a year into it.

And then you can invest that in the S&P 500,

which is what I would do.

If you have more than 4,000 pounds a year to invest

you can then put another 16,000 into a stocks and shares ISA

which I'd recommend doing on a vanguardinvestor.co.uk

And if you have more than 20,000 pounds to invest in a year

and you're doing really well

then just open a general investment account with Vanguard.

This is what I do, I think it works great.

Loads more links in the video description

to other resources and bloggers and books and other videos

that I would recommend Graham Stephan,

has an amazing YouTube channel,

Andrei Jikh does a good job with YouTube channels as well,

and Mr. Money Mustache amazing, amazing blog

J L Collins' amazing blog with a Fantastic Stock series

that you should definitely read.

There's so much to explore in this area,

and it's a really fascinating topic

but thank you so much for watching this video.

Hit the video here if you want to learn about

how I make the money that I used to invest.

It's my video about how to make money online.

Thank you so much for watching.

Good luck with investing.

Make sure you invest in a stock market index fund.

Hopefully I'll see you in the next video.

Bye bye.

9 Passive Income Ideas - How I Make $27k per Week

2021-11-03T22:03:00.005+05:00

hey friends welcome back to the blog in this blog we're going to talk about nine different ways that you can make passive income and for each of those I’m going to talk about how hard it is to get started how hard it is to make 100$ a month from it and how hard it is to maintain once you've created the thing in the first place for me in my business these nine different sources generate around 27 000$ per week these days with varying degrees of passiveness and obviously this has taken me like eight years to build up so don't expect to be hitting those sorts of numbers when you first get started but this is the video that I wish I would have had when I started my financial independence journey many many years ago let's go for it all right so when I say passive income I always air quote it because there is really no such thing as passive income there is no way to make money without doing anything at all but when I say passive income what I mean is that it's money that is not directly tied to our time so let's say you were to write a book if you write a book you publish a book that book is now in bookshelves you've done the work kind of once to write and publish the book but now any time the book sells you make money from royalties that is passive income you could literally be making money while you sleep because you've created this thing which is out in the world which is generating income for you the other thing with passive income is that it always takes a very long time to get going so if you see any ads before this video talking about how you can get rich quick by whatever scheme or if you see people in the comments pretending to bema saying oh my god here's how you can get rich quick with crypto what's up this number that is all a scam it's notional work there is no way to get rich quick it is not a thing so if you ‘relooking for a get rich quick scheme those things just don't exist so you might as well not even try and the way think of this is that ultimately moneys just a medium for exchanging value the only way to make money is to provide value and the only way to make passive income passive money is to provide value in a way that is not directly tied to your time so please please do not try and join a get-rich-quick scheme they don't exist I’ve had lots of messages over the years from people who have tried signing up to aged-rich-quick crypto scheme or a gambling scheme or a hey here is how you kind of play poker online none of these things ever work people always end up losing money the only way to make money is by providing value and so let's talk about the nine different ways that you could provide value if you wanted to just before we dive in I want to tell you that I’ve just launched my brand newskillshare class about productivity creators how to start a successful side hustle that's linked in the video description skill share are sponsoring this video I’ll tell you more about skillshare later on but I want to plug my own class because I think it’s genuinely really good and people really like it and it will help you get tips on how you can start side hustles in your spare time anyway let's get into the blog all right so let's kick things off with investing in stocks and shares and in this context the way that we provide value is by offering up our money providing money and investing in a service is in a way giving a form of value and so when we give our money to a company in the form of buying their stocks it makes sense that we would get some kind of return for that investment and we're starting with this because investing in stocks is the easiest way to make any kind of passive income if you have any sorts of savings and they’re sitting in a savings account earning 0.01 interest they're not really doing very much for you whereas if you had those savings and put them in stocks you could potentially be earning passive income from the money that's otherwise just sitting there now I’ve got a whole video called the ultimate guide to investing in stocks and shares for beginners which is going to be linked over there somewhere so that is a solid half an hour long introduction to stocks and exactly how they work but the thing that I recommend for most beginners as anon-financial advisor and this is not financial advice purely for entertainment purposes only also people say or at least the thing that I do is that basically all my money that's in stock sand shares is invested in index funds now an index fund is something like the S&P 500 and when you invest let's say a thousand dollars in the S&P 500 that basically means that your thousand dollars is distributed amongst the top500 biggest companies in the us so you know weighted by how big they are so like you know two percent of it would be in apple two percent in Facebook two percent in google two percent in Microsoft and then you probably won’t have heard of the 500th company on theist but basically all the big us companies you've heard of you end up investing in all of them a little bit at a time so if you want to get started with that all you need to do is sign up to a stock broker if you're in the us you can use weeble I think I’ve got a link in the description if you're in the uk you can use free trade or vanguard basically whatever country you're in just google the phrase best stock broker platform your country name and you'll find something that works for you and the nit’s very easy to be able to invest in an index fund so within our famous side hustle assessment matrix um we're going to give the difficulty of starting a one star rating one out of five it's very very easy to get started with stocks how hard is it to make a hundred dollars a month by investing in stocks and shares well this kind of depends because it depends on the performance of the stock market overall so in the last 12 months from 2020 to 2021 the S&P 500 has actually increased by about 50 percent that is that is a lot it's like gone up by a solid 50 despite covet and everything going on so if in April 2020you had invested 2 400 in the S&P 500the fact that it's gone up by 50 means you would have made 100 a month but obviously this is not the way to look a tit because you know things can go up and down and the stock market has different level levels of performance depending on what time period you're looking at but if we average out the last 30 to 50years the S&P 500 has had a roughly 10point something percent return which means every year on average over the long term it goes up by around 10this is not inflation adjusted for any economist among us and so if we do some back of the envelope calculations if we want to earn a hundred dollars a month passively through stocks and shares we would need around about 12 000invested in the S&P 500 to make that ten percent twelve hundred dollars a year which is a hundred dollars a month but as I talk about in that video about stocks over time we have compounding and so if you put in seven thousand five hundred dollars in the S&P 500 and you left it there for five years then five years later you would be making roughly100 a month if we go by this very average figure of 10 a year or if you invested 5 000 in the S&P 500 then 10years later you'd be making 100 a month in purely passive income again assuming the 10 average so overall how hard is it really to make 100 a month in passive income from stocks and shares well it kind of just depends on how hard is it for you to make five thousand seven thousand five hundred or twelve thousand dollars in savings and put them into a stock market index fund uh and crucially this is money that you shouldn't need to touch in the next five to ten years at least so basically how easy is it for you to them to make that sort of money obviously varies massively depending on which country you're in uh and what your circumstances are and what your job is but if you're in the uk or the us where the median kind of average salary is around about fifty thousand dollars something like that then again depending on your circumstances it's not that hard to get ten thousand dollars in savings obviously if you're supporting a family of fifteen people on fifty thousand dollars it's different if you're a single person again it's different but I’m goanna give this roughly a three out of five star rating for difficulty of getting a hundred dollars a month obviously if you live in a country like India where the average salary is three thousand six hundred dollars a year it’s very very difficult to make ten thousand dollars in savings overall and finally the third category in our side hustle assessment matrix is how hard is it to maintain this income once you've set it up in the first place and we're gonna give this a one star out of five because once you've got the money in you just like set it and forget it and it's not that hard to maintain there are other sources of passive income that require higher degrees of maintenance over time but stocks and shares is a very very easy way to make passive income and to use my personal example these days stocks and shares portfolio which I’ve been investing in since 2015 is now worth around about 350 000 and the vast majority of that is in the S&P 500 index fund now I can't be bothered to work out the actual inflation adjusted returns for that but again if we assume a very very rough average of 10 a year then that averages out to around 682 dollars per week in purely passive income all right idea number two for generating passive income is to start a YouTube channel this is something I will specialize in because I’m here on YouTube and I actually teach a course called the part-time youtuber academy unlinked in the video description where it each people how to do this sort of thing so let's use our side hustle assessment matrix and we'll talk about this how hard is it to start a YouTube channel well I’m goanna give this one out of five stars because it's actually very very easy to start a YouTube channel you just go on youtube.com you click create a channel and you can upload videos by just filming with your phone and uploading it in reality it's a lot harder to make good videos and making good videos is how you grow on YouTube, but getting started on YouTube is very very very straightforward the real question is how hard is it to actually make real money from YouTube so again let’s say we want to make a hundred dollars a month in passive income what does that look like well firstly to be eligible for monetization on YouTube you need a thousand subscribers and four thousand hours of watch time it took me six months and 52 videos to get my first1 000 subscribers and if we look at the averages it actually takes on average 90something videos to get to a thousand subscribers so that's quite hard if you’re thinking you're goanna start a YouTube channel and start making money from day one you're you know that’s basically not goanna happen it took me 52videos six months to get there um so if people message me like hey I want to start YouTube I was like look you have to be able to put in the effort and do this for a very long period of time uh at least once a week I say for at least two years before you can expect anything in return but let's say you've hit your thousand subscribers in your 4 000 hours of watch time how hard is it to actually make 100 a month well on average the kind of revenue per thousand views on YouTube is around about two dollars so this varies massively but let's say on average about two dollars per thousand views therefore if you want to make 100a month you need 50 000 views on YouTube to make 100 a month let's say you make one video per week and let's assume you’re not getting any traffic on your older videos that means every video you make needs to get around about 12 500views and very roughly the average YouTube channel can expect around about20 percent of their subscribers to equal the average view count for each video soon YouTube if you had 62 000 subscribers very roughly very averagely you can expect 20 of them i.e. 12 500 views on each video and assuming you have nonevergreen content of the long term would need around about 60 000subscribers to be making 100 a month in reality you make 100 a month a lot before 60 000 subscribers I think I was making 100 a month when I had like 10000 something subscribers like it was it was fairly early on but when it comes to assessing how hard is this to do I’m going to give this a 4 out of 5 star sit’s actually very hard to make compelling YouTube videos and it's very easy to get started but it's hard to do well it's totally worth it it's a great skill set it's really fun you get to meet people across the internet you get to learn how to talk to a camera and how-to film and video edit and it's really great but it's very hard to actually make money from YouTube finally in terms of effort to maintain like actually getting that first 1 000 subscribers is a lot harder than keeping it growing because once you've got a thousand subscribers and once your channel is growing it means you've landed on a formula that works and so maintaining it then becomes easier than starting from scratch and so in our side hustle assessment matrix we're going to give maintenance of a YouTube channel passive income stream to be around about 2 out of 5 stars to use my example I made 70videos before I started making any money from YouTube AdSense and these days the YouTube channel makes around about 12000 a month in passive income from YouTube ad sets now again this is not entirely passive because I keep on uploading new videos but actually the bulk of the amount of money that we generate from ads is from older videos rather than videos that were uploaded this month so with that caveat twelve thousand dollars a month passive income is run about three thousand dollars a week thanks to this YouTube channel and thanks to you guys for supporting it and all that stuff there are other ways of monetizing YouTube like brand deals and like selling merch and there's all other sort of stuff but it doesn't really count as passive income through YouTube which is why I’m not including this in this side hustle assessment matrix idea number three for making passive income is to start a podcast this is generally easier than starting a YouTube channel although growing a podcast is a lot harder than growing a YouTube channel because podcasts themselves don’t really have a algorithm that’s helping them grow in fact a lot of podcasts grow by having a YouTube channel which is kind of weird right so how hard is it to start a podcast well again one out of five stars it's very very easy to start a podcast go on anchor FM and you can literally use your phone and you can pass your phone around between you and your friends and you can start a podcast you can use a website called riverside.fm that I’ve recently invested in as an angel investor riverside makes it very easy to record remote podcast interviews it's very very easy to start a podcast but how hard is it to make 100 a month in passive income from a podcast well again this is not quite passive income because the way podcasters make money is by relying on brand deals there is no YouTube AdSense for podcasts and so you need a sponsorship or a brand deal to make any money through your podcast generally speaking and apparently you can expect to make around 18 for a 30-second ad in a podcast and 25 per thousand views or a thousand listens for a 60-second ad so if you want to make 100 a month and assuming you have a stream of sponsorships who are giving you that level of sponsorship deal based on your download numbers you would need around a thousand downloads per episode if you have a weekly podcast so you would have4 000 downloads a month and if you’re putting a 60 second ad in there for 25dollars per thousand views that would make you around about a hundred dollars a month by having a thousand downloads per episode and four episodes per month, this begs the question how hard is it to, get a thousand downloads per month well, it’s a lot harder to get a thousand, podcast downloads per month than it is, to get a thousand YouTube views per, month because again YouTube has so much, distribution built in, it’s different to podcast also loads, more people are on YouTube than on, podcasts but if we look at the stats, then it's the top 20 of podcasts in the, world that get on average more than a, thousand downloads per episode to use a, friend of mine as an example my, housemate sheen started her own podcast, around five months ago there will be a, link to that in the description if you, want to check it out and on average her, podcast gets round about 400 to 500,downloads per episode this is not bad at, all especially considering she started, five months ago and had zero audience, when she started so she didn't have the, unfair advantage that I did when, starting my own podcast for example and, because she's just launched season two, of her podcast and has just started, posting videos about it on YouTube that, will really help the podcast grow and, I’m pretty sure that in the next six, months she'll be she'll be getting to a, point where she can quite easily make a, hundred dollars a month from her podcast, so going back to our side hustle, assessment matrix starting a podcast one, out of five stars making a hundred, dollars a month I’m goanna give that a, three out of five stars because it’s, hard but not as hard as maybe monetizing, on YouTube where you have this minimum, threshold and finally maintenance well, it’s not really passive income because, you do have to keep on making podcast, episodes because the brand deals are, associated with that but again once, you’ve stumbled on a formula that works, once you know how to be a podcaster it’s, easier to continue going once you’ve, already gotten started as is the case, with most things and so in terms of, maintenance of the podcast I’m going to, give that two stars to use me as an, example so me and my brother have a, podcast called not overthinking link in, the video description if you want to, check it out uh but we make around about,625 per week from the podcast overall, from brand deals and from our membership, all right so idea number four for, generating passive income is to become, an affiliate marketer affiliate, marketing means that you are selling, other people's products but you’re, getting a percentage of the sales from, those products now apparently 48 of, affiliate marketers globally earn 20 000,a year which is 1 660 a month which is, actually not bad at all like people are, doing very well with affiliate marketing, overall so how hard is it to get started, with affiliate marketing well I’m going, to give this a 2 out of 5 stars, basically you can just sign up to an, affiliate program like amazon associates, so amazon have their own affiliate, program which I think is probably the, biggest in the world and then once you, have your little special links you can, post those on your website or on twitter, or on social media or whatever and if, people buy the product through your link, or in fact buy any product on amazon, through your link you'll get like some, tiny percentage of the sales so pretty, easy to get started with affiliate, marketing but how hard is it to make a, hundred dollars a month well this is, actually kind of hard so let's say you, had a product that was fifty dollars, that you were trying to sell and you, were getting five percent commission on, it that would be pretty good amazon, doesn’t offer nearly as much as five, percent it offers like two or three, percent something like that and let’s, say your average conversion rate overpeople visiting the thing versus people, actually buying the product after, visiting thing let's say that's one, percent which is pretty reasonable for a, conversion rate you would need 8 000,visits to your website or whatever to, make 100 a month it's actually quite, hard to get 8 000 visits per month to, your website to a specific product page, and generally doing well in affiliate, marketing requires lots of upfront, effort in terms of either building an, audience or building such domain, authority in whatever space you're in, that you're sort of organically getting, traffic now other than amazon there are, a few other affiliate programs that I’m, part of one of them is skill share who, are kindly sponsoring this video I’ll, tell you about the sponsors segment, later but skill share have an interesting, affiliate program where if you refer, someone to sign up to a free trial of, skillshare uh you can get seven dollars, in affiliate commission just for that, thing so if you wanted to make 100 a, month from affiliates you would need 15,people every month to sign up for, skillshare with your affiliate link, thing how hard is it to get 15 people a, month to sign up with your affiliate, link well it's not that hard if you have, an audience and it's not that hard if, you have your own classes on skillshare, like I do i have like nine of them and, so if I want to make money through, skillshare affiliates I can just tell, people hey guys I can tell you that guys, I’ve just released my latest skillshare, class productivity for creators how to, start a successful side hustle so there, will be a link in the video description, if you want to check that out like that, would be hopefully so some of you will, see that we'll click on that link in the, description and then that will be me, getting some affiliate income from, skillshare for this video so going back, to our side hustle assessment matrix how, hard is it to make 100 a month I’m gonna, give this a 3.5 star rating because, again you need an audience and as we, always talk about on this channel the, way you build an audience is by creating, useful content putting it for free on, the internet once a week and doing this, for at least two years if you just, follow those three steps I guarantee, you’ll have an audience and you'll be, able to make some kind of money through, this passive income stuff but that’s, quite hard to do no one sticks to it for, at least two years so we'll give that a,3.5 star rating but the good news is, once you've created it and once you’ve, started making money from affiliates, it’s actually quite easy to maintain, because especially if you have evergreen, content the sword that isn't relying on, like current affairs or the latest news, the sort that people might search for, over a long period of time this becomes, like real relatively reasonable passive, income now if we look at me in my, business uh these days from skillshare,we make around about eleven thousand, dollars per month in affiliate income, which approximates to around two, thousand seven hundred and fifty dollars, per week and from amazon um on average, like it's around about 450 a month from, the amazon uk store and a little bit, more from the us and Canada all right, method number five of making passive, income is by selling digital products, now these are products that you create, once like an eBook or a download or an, app or something like that so you create, it once and then you can sell it, multiple times because selling digital, products doesn't usually have any cost, associated with it one really good, example is this guy called traff who I, follow on twitter who made an iOS 14,icon set and sold it for like thirty, dollars a pop a few months ago and ended, up making I think like three hundred, thousand dollars in the course of like a, few weeks just because loads of people, around the world wanted to buy his icon, pack so he put the work into creating, the pack and now he's selling it for, lots of money another example is my, youtuber friend olio who has made as he, says seven hundred thousand dollars from, selling his website Tumblr themes since,2014. so, he made the website themes for, Tumblr uh he sells them and he makes, seven hundred thousand dollars on, average uh well overall since,2014. that's pretty cool so how hard is, it to get started making digital, products um I mean, anyone can write an eBook an eBook, counts as a digital product so I’m gonna, give this a two star rating two out of, five stars but obviously like again, money is an exchange of value so the, thing that you're selling you have to be, providing enough value to compensate to, make up for the price that you’re, selling it for and that's often quite, hard especially if you don't have any, experience in this sort of field and how, hard is it to make a hundred dollars a, month well you know it's very easy to, create an eBook but it's a whole, different ballgame trying to get people, to actually buy your eBook or buy your, icon set or buy your app or buy your, website themes and because the market, around this stuff is so competitive like, you have to be genuinely really good to, get people to buy your stuff and the way, you get people to pay you money for, something is that you identify a problem, that they have you solve that problem, and then you charge money for it and if, you can do those three things then it's you know I wouldn't say it's easy to, make a hundred dollars a month but it’s, very doable to make a hundred dollars a, month you just genuinely have to have, something that solves a pain point that, other people are willing to pay for so, we’re going to give this a 3 out of 5,stars to make 100 a month from selling, digital products and finally in terms of, maintenance we're going to give this a 2,out of 5 stars because usually you do, have to maintain your products a little, bit but it's often easier to do like, it’s much easier to maintain a product, than creating a product in the first, place idea number six for passive income, generation is to create an online course, an online course is sort of like a, digital product but generally online, courses are in video format in fact this, whole video is so long it could, basically have been an entire online, course maybe I’ll do one about this very, topic and in terms of getting started, we’re gonna give the starting difficulty, a two out of five stars because it's not, that hard to make an on an online course, but generally you do need to know how to, do video so yeah, you actually could film an online course, on your iPhone or phone whatever phone, you’re using if you're one of those, android heathens stick your phone on the, side talk to the phone teach something, so it's not hard creating one but in, terms of making 100 a month again at, that point your course needs to actually, be good um and though the only reason, people will pay for it is if the course, is actually good now you can avoid, having to charge for your online courses, by using a website like skillshare who, are very kindly sponsoring this video I, have tons of classes in skillshare I, think we've got nine on them in total, I’ve been teaching on skillshare since, September 2019 and I’ve actually just, released my new online class called, productivity for creators how to start a, successful side hustle where I teach you, the internet and how you can well create, your own side hustle in your spare time, without quitting your job if you want to, check this out then the first 1000,people to click the link in the video, description will get 30 off the annual, skillshare premium membership this is, actually a really good deal I pay for, skillshare I have been paying you for it, for years even after I started teaching, on it because it's genuinely a fantastic, place to learn stuff they've got, thousands of classes and all sorts of, other topics but you should definitely, check out mine like the nine that I’ve, got there are three around productivity, now like the fundamentals of, productivity the sort of productivity, equation which is how I think of, productivity and productivity for, creators I have two on how you can study, for exams if you're in school if you’ve, got exams to prepare for those, apparently are really good they've got, very high ratings and if you've already, had a free trial of skillshare then you, can still use that offer that if you’re, one of the first 1 000 people to hit the, link in the video description you will, get 30 of the premium membership and you, can check out my class which I have to, say is pretty good anyway thank you, skillshare for sponsoring this video but, genuinely skillshare is a great place to, teach stuff because you can teach things, on skillshare without directly having to, charge for them which is why I love, putting my courses on skillshare it’s, kind of like having something on Netflix, in that the end user does not have to, pay directly for the product and the, other nice thing about skillshare is, that it's like the it's sort of like, YouTube in that anyone can upload a, class to skillshare provided it meets, certain quality requirements and so it’s, a lot easier than having to make your, own website and create your own courses, platform and all that kind of stuff so, pretty easy to start we're gonna give, this a two out of five but how hard is, it to make a hundred dollars a month, from teaching online courses now this, kind of depends, if you're going down the skillshare, route then to make 100 a month on, skillshare you need around about 1700,minutes of watch time which is 28 hours, of watch time so if you have a one hour, class on skillshare you need 28 students, to take that class every month and watch, it with a premium membership roughly, very broadly speaking and that will give, you around about a hundred dollars a, month at least those are based on my, figures over the last like two years of, being on skillshare now how hard is it, to get 28 people a month watching your, class well if your class is actually, pretty good it shouldn't be too hard to, get 28 people a month watching it if you, have an existing audience it's very easy, to get 28 people a month watching it, because people already know like and, trust you hopefully and so they'll watch, your stuff and give you a shot because, you’ve already built that goodwill with, them but the nice again the nice thing, about skillshare as a platform is that, they have like their own algorithm so, the good stuff rises to the top so if, you genuinely have a really really, really good class and you put it on, skillshare then even if you don't have, an audience there is still a high chance, that if the class is actually good and, people watch it a lot and people, recommend it and give it high ratings it, will rise to the top and it will start, getting recommended to people who find, it on the skillshare homepage or who, search for it specifically the other way, of making 100 a month from a course is, to just charge 100 for a course and then, if you do that you just need one sale, every month so how hard is it to get one, person a month to buy your course well, again if it's good you know the world of, online education is exploding so much, every year more and more money is being, spent on online education especially, with the whole pandemic stuff so if you, have a valuable skill that you can teach, I think courses are one of the best and, easy or easiest, one of the best ways of making passive, income because it's fun to create a, course you can teach stuff you don’t, need that many technical skills like, making a website or anything like that, just shove it on skillshare and then, people can take your course and learn on, the internet and like you know it's just, cool overall and the nice thing is that, once you've made the course and once, you’re making a hundred dollars a month, from it maintaining that level is, actually quite easy we're gonna give, that a two out of five stars because, generally you don't need to update the, course that often and you can do that, once in a while and you just need to, make sure you're getting a reasonable, amount of traffic to it and hopefully, that traffic will grow over time these, days the vast majority of my online, courses at least the very passive ones, are hosted on skillshare and it's kind, of ridiculous but these days they make, round about sixty thousand to sixty five, thousand dollars per month in purely, passive income like I literally do, nothing for my skillshare classes once, I’ve made them other than reply to, comments and other than occasionally, plug them in videos and that's like, sixty thousand dollars a month in, passive income that means this is around, about fifteen thousand dollars per week, and this makes up the bulk of the twenty, seven thousand dollars a week that this, business currently generates in purely, passive income idea number seven for, passive income is by creating some kind, of some kind of paid membership or, community model now again this is, generally a bad idea unless you have an, existing audience which we keep coming, back to like everything becomes easier, when you have an existing audience by, creating content that has been valuable, over a long period of time very, consistently that audience knows likes, and trusts you and so when you say hey, guys sign up to my Patrion then some, people are likely to do that thing the, other way of doing a membership is by, creating a value proposition that is so, compelling that people would be willing, to pay for a community-like service for, this if we use patreon as an example my, friend Hannah witton who's a youtuber, she's got around about 600 000,subscribers on YouTube and I think she, has around 600 patrons 626 last time I, checked which means if we look at our, patreon stats which are public she’s, making somewhere between two thousand, and five thousand pounds or like three, thousand seven thousand dollars per, month in passive income from this, audience but it's like six hundred, people out of an audience of six hundred, thousand so one in a thousand of her, subscribers have signed up to her, patreon so clearly you know if those, stats are true across the board and they, kind of are if you look at matt, developers patreon as well you need a, big audience to make a significant, amount of money from patreon,again this sort of depends on how much, you’re charging for them and exactly, what value you're providing another, example of a paid membership community, is my friend and lore who runs a website, called nest labs and they have a paid, membership community which is five, dollars a month and she started this, when was it in summer of 2019 she had, zero audience at the time and she just, wrote a hundred blog posts over a, hundred working days and built up an, audience such that in march 2020 when, she launched a membership she had some, paying members for it initially and I, think last month she's just passed a, hundred thousand dollars a year in, annual recurring revenue which is pretty, awesome from something that started less, than two years ago so how easy is it to, start a membership program well it’s, actually very easy, we can give this a one star because it’s, very easy to start one you just make an, account on some kind of membership, platform like patreon but to make 100 a, month you need to provide 100 a month, worth of value and that's actually quite, hard to do we're gonna give that a four, out of five stars but the nice thing is, again once you've got that formula once, you’re making 100 a month it's actually, a lot easier to maintain it because the, way the economics of membership, communities work is provided you keep, showing up and providing value in some capacity you know people have already signed up, for the thing so it's not too hard to, maintain that level of support that, you’re offering them for this business, we have a membership community for our, part-time youtuber academy for the, alumni which is called the part-time, youtuber inner circle and we make, roughly 2 800 a week from this, membership community it's not very, passive we run like three or four events, per week along with like twice a day, co-working events on zoom and we have, lots of stuff going on so it takes a lot, of work but 2800 a week is pretty good, for a membership community all right, nearly there so idea number eight for, generating passive income is creating a, business that sells goods or services, and then automating or delegating, aspects of that business so that the, income that you generate from it is, reasonably passive this is the stuff, that Tim Ferriss talks a lot about in, the four hour work week where there are, a lot of businesses that you could make, where you're selling a good or selling a, service and then you can delegate, outsource automate and intelligent ways, to make the income passive so again, using my friend ollier as an example on, his YouTube channel he talks about his, one million dollar shopify store he, designs manufactures and sells these, really cool vegan leather kind of desk, accessories and bags and mouse pads and, that kind of stuff and this was loads of, work in setting up but now he's got a, team of three other people that manage, the business and so he spends, proportionately less of his time running, that business and so it's sort of, passive income for him even though these, days he still does spend around 10 hours, a week maintaining things equally if, you’re going down the service route I’ve, got a friend who runs Instagram and, Facebook ads marketing agency where he, has clients who pay him some I think a, few hundred dollars per month to manage, their Facebook and Instagram ads and for, him it's like a small amount of work, initially to set up the Facebook and, Instagram ads but then it's sort of, automated and he's got a team around it, and he's used using things like Zapier, to automate aspects of that business so, that each month he has to do a very, small amount of actual work to keep it, ticking along so these are different, ways of generating passive income from a, kind of goods or service based business, but it's quite hard to get started with, this stuff to get started we're going to, give this a 4 out of 5 star rating, because again you need to create a, business and it's quite hard to make a, business that genuinely provides value, equally we're going to give it a 4 out, of 5 star rating for making 100 a month, in revenue because again you have to be, able to provide value and providing, value is hard like it's not as easy as, making an account on a stocks platform, just putting some money in you actually, have to give value to people which is, kind of hard but the nice thing is once, you get started like with anything, maintenance is a little bit easier so, we’re gonna give that a three out of, five star rating finally idea number, nine for generating passive income is to, build an app or a website or some kind, of software product that you can offer, either as a one-off or more likely these, days as a subscription service and, there’s a whole category of this called, sas software as a service now if you, look at the website indiehackers.com, there are like literally hundreds of, examples of people who have built, software businesses that are making, passive income and they share their, revenue numbers and they tell you how, they got started and they give you their, tips in fact I was recently interviewed, on an episode of the indie hackers, podcast which is really cool because, I’ve been listening to it for years and, like been following the website for, years and I was interviewed around the, concept of starting an online course, like the part-time youtuber academy now, I’ve had a bit of personal experience, with this so um when I was at university, I made a website called bmat ninja and,uk cat ninja so software as a service it, was a question bank for medical, applicants applying to medical school to, help them do well in the admissions, tests and this was something that me and, my brother coded completely from scratch he and I both know how to code we, learned when we were young and so we, worked over the summer of 2015 to make, these things happen I think in year one, we made about ten thousand dollars and, in year five last year it was around, twenty five thousand dollars from bmat, ninja so you know it's pretty good money, but it was a lot of work to set these, things up and so in terms of starting, out I’m gonna give this a five out of, five star rating because to make an app, it's actually quite hard you have to, know how to code for the most part you, have to be able to offer something, compelling and you have to actually, build it which takes a lot of work and, it’s very hard but it's a lot of fun and, then once you've made it I’m gonna give,100 a month difficulty a four-star, rating because again it's easy well easy enough you can make an app but then getting, people to pay for the app is an entirely, different cuddle of fish so we're going, to give that four stars but the nice, thing is like with everything, maintenance is a little bit easier so, we’re going to give that a three star, rating if you like this blog.

Mother Love

2019-12-22T12:01:00.000+05:00

To a child's ear, "mother" is magic in any language.

- Arlene Benedict, For Mother with Love

Life began with waking up and loving my mother's face

- George Eliot, English novelist

A mother is she who can take the place of all others.

- Cardinal Mermillod

A mother is she who can take the place of all others.

- Cardinal Mermillod

A mother's love is instinctual, unconditional, and forever.

- unknown

Mother is the bank where we deposit all our hurts and worries.

- unknown

For mother's sake the child was dear,

and dearer was the mother for the child.

- Samuel Taylor Coleridge, English poet

My mother's love for me was so great I have worked hard to justify it.

- Marc Chagall

No influence is so powerful as that of the mother.

- Sarah Josepha Hale

The strength of motherhood is greater than natural laws.

- Barbara Kingsolver

A good mother is worth hundreds of schoolmasters.

- George Herbert 4

A mother loves her children even when they least deserve to be loved.

- Kate Samperi, "Mothers"

Mother is the one we count on for the things that matter most of all.

- Katherine Butler Hathaway, "The Journals and Letters of the Little Locksmith"

Mother is the one we count on for the things that matter most of all.

- Katherine Butler Hathaway, "The Journals and Letters of the Little Locksmith"

Mother's love is peace.

It need not be acquired, it need not be deserved.

- Erich Fromm, psychologist

All I am I owe to my mother.

- George Washington, first U.S. president

A man loves his sweetheart the most,

his wife the best,

but his mother the longest.

- Irish proverb

Children aren't happy with nothing to ignore,

And that's what parents were created for- Ogden Nash

Mother love is the fuel that enables a normal human being to do the impossible.

- Unknown

Mother Lover Quote

One of the oldest human needs is having someone to wonder where you are when you don't come home at night.

- Margaret Mead

Best Pubg wallpapers for mobile

2019-12-13T20:00:00.000+05:00

Humans are interesting

2019-11-30T19:44:00.000+05:00

RIP ENGLISH

2019-11-19T17:13:00.005+05:00

RIP ENGLISH

Here I am sharing RIP English images to lighten your mood.

Rest In Peace English

RIP ENGLISH

Car Driving Whatsapp Status Video | Hamari Adhuri Kahani

2019-10-19T15:13:00.001+05:00

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Iphone 11 price in Pakistan

2019-10-14T17:46:00.003+05:00

Iphone 11 Price and Specifications

Apple iPhone 11 price in Pakistan and launch offers

IPhone 11 price in Pakistan starts from 135,000 that is for the Iphone 11 base model that comes with 4GB RAM and 64GB memory.

Iphone 11 Retail Price in Pakistan is 135,000
Iphone 11 Retail Price in USD is 1013$

Detailed Specifications:

Build

OS: IOS 13

Dimensions: 150.9 x 75.7 x 8.3 mm

Weight: 189 g

SIM: Dual Sim, Dual Standby (Nano-SIM)

Colors: Black, Green, Yellow, Purple, Red, White

Frequency

2G Band: SIM1: GSM 850 / 900 / 1800 / 1900, SIM2: GSM 850 / 900 / 1800 / 1900

3G Band: HSDPA 850 / 900 / 1700(AWS) / 1900 / 2100

4G Band: LTE band 1(2100), 2(1900), 3(1800), 4(1700/2100), 5(850), 7(2600), 8(900), 12(700), 13(700), 17(700), 18(800), 19(800), 20(800), 25(1900), 26(850), 28(700), 29(700), 30(2300), 34(2000), 38(2600), 39(1900), 40(2300), 41(2500), 66(1700/2100)

Processor

Chipset: Apple A13 (7 nm+)

Display

Technology: Liquid Retina IPS LCD Capacitive Touchscreen, 16M Colors, Multitouch

Size: 6.1 Inches

Resolution: 828 x 1792 Pixels (~324 PPI)

Protection: Scratch-resistant glass

Extra Features: 625 nits, Dolby Vision, HDR10, True-tone, Wide color gamut, 120 Hz touch-sensing

Memory

Built-in: 64/256/512GB Built-in, 4GB RAM

Card: No

Camera

Main: Dual Camera: 12 MP, f/1.8, 26mm (wide), 1/2.55", PDAF, OIS + 12 MP, (ultrawide), Quad LED dual-tone flash

Features: Phase detection, OIS, Geo-tagging, touch focus, face/smile detection, HDR

(photo/panorama), Video (2160p@24/30/60fps, 1080p@30/60/120/240fps, HDR, stereo sound rec.)

Front: Dual 12 MP TOF 3D camera, HDR, Video (2160p@24/30/60fps, 1080p@30/60/120fps, gyro-EIS)

Connectivity

WLAN: Wi-Fi 802.11 a/b/g/n/ac/ad, dual-band, hotspot

Bluetooth: v5.0 with A2DP, LE

GPS: Yes + A-GPS support, & GLONASS, GALILEO, QZSS

USB: 2.0, proprietary reversible connector

NFC: Yes

Data: GPRS, Edge, 3G HSPA, 4G LTE-A, EV-DO Rev.A 3.1 Mbps

Features

Sensors: Accelerometer, Face ID, Barometer, Compass, Gyro, Proximity

Audio: Lightning to 3.5 mm headphone jack adapter, MP3/WAV/AAX+/AIFF/Apple Lossless player,

MP4/H.264 player, Speaker Phone

Browser: HTML5 (Safari)

Messaging: iMessage, SMS (threaded view), MMS, Email, Push Email

Games: Built-in + Downloadable

Torch: Yes

Extra: Dolby Atmos, Dolby Digital Plus, Front/back glass + aluminum frame (7000 series), Active noise cancellation with dedicated mic, IP67 certified - dust and water-resistant, Siri natural language commands and dictation, Water resistant up to 1 meter and 30 minutes, Apple Pay (Visa, MasterCard, AMEX certified), Google Maps, Audio/video/photo editor, Voice memo/command/dial, Document editor

Battery

Capacity: (Li-ion Non removable), 3110 mAh

Talktime: up to 17 hrs

Musicplay: up to 65 hrs - Fast battery charging, USB Power Delivery 3.0, Qi wireless charging, Reverse wireless charging

Price

Price in Rs: 135,999

Price in USD: $1013

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Tomorrowland History

2019-10-12T18:53:00.000+05:00

Tomorrowland is an EDM (Electronic Dance Music) festival held at Boom, Belgium. This event was first organized in 2005 and now this gigantic event was considered as one of the biggest and most considerable music events held in the world. This event now expanded to two weeks and its tickets get sold in a glimpse.

All you need to know about Tomorrowland History

Tomorrowland 2005

The first time this gigantic event was held on 14 August 2005 in Boom, Belgium. The event was organized by ID&T, Manu Beers, and Michiel Beers. The artist included Technoboy, Armin van Buuren, Cor Fijneman, Erwin Tang Yew Hon, Yves Deruyter, Push (M.I.K.E.), Yoji Biomehanika and Coone.

Tomorrowland 2006

The second edition of the festival was held on 30 July 2006 in Boom, Belgium. Hosted Axwell, David Guetta, Marco Bailey, Fred Baker, Armin van Buuren, DJ Zany and Ruthless. The producer and Dj Paul Oakenfold was also introduced on the poster but canceled a bit before the event, as he was on a tour with Madonna. The Anthem of Tomorrowland 2006 was produced by Emajy and performed by him with The Atari Babies on the main stage.

Tomorrowland 2007

The 3rd edition of Tomorrowland was held on 28,29 July 2007 in Boom, Belgium, and lasted for two days 1st time in the history of Tomorrowland. Armin Van Buuren was there and Jana is underrated.

Tomorrowland 2008

The 4th edition of Tomorrowland was held on 26,27 July 2008. More than 50,000 people visit Tomorrowland and 100Djs take part in the event for the first time.

Tomorrowland 2009

ID&T led Tomorrowland fifth edition to even more venues, one ski, and much more. Sun has included an "I Love the 90's" stage, where artists such as SASH, Push, and Natural Born Deejays were present from the dance scene. La Rocca performed live at the Tomorrowland for the first time. The momentous act on the main stage was Moby. Tomorrowland 2009 was held on 25, 26 July 2009. In this edition, Tomorrowland used a theme for the first time and attracted more than 90,000 visitors.

Tomorrowland 2010

This edition was evidence of Tomorrowland's success and popularity as all the tickets were sold before the event and over 2 days more than 120,000 people spectate the event. The official Anthem of this edition “Tomorrow/Give Into The Night” was made by Dimitri Vegas & Like Mike Dada Life, and Tara McDonald. This song was performed twice on the main stage after Swedish House Mafia
The track was made by Dada Life Like Mike & Dimitri Vegas and the lyrics and vocal melody was written and recorded by Tara McDonald. This song boosts Tomorrowland standing in the Belgian commercial charts to number 5 and this is the most sold song for Tomorrowland's to date. This time Tomorrowland used the theme of “Zon (Sun)” and this edition is nominated for the Best Music Event by the International Dance Music Awards in 2011.

Tomorrowland 2011

In this edition, Tomorrowland expanded to 3 days and held on 22, 23,24 July 2011. This time the theme was “The tree of life” and the Anthem was “The Way We See The World” by Dimitri Vegas & Like Mike featuring Nervo and Afrojack. This time the event was sold out in just a few days after official pre-sale and had over 180,000 visitors from all around the world. Nervo, Swedish House Mafia, David Guetta, Tiësto, Avicii, Carl Cox, Hardwell, Raven Tensnake, Laidback Luke, Brodinski, Juanma Tudon, Paul van Dyk, De Jeugd van Tegenwoordig, Mike Matthews, and dozens of others performed. This edition was voted for the Best Music Event by the International Dance Music Awards for the first time in 2012.

Tomorrowland 2012

This was the 7 edition of Tomorrowland which was held on 27, 28, 29 July at the De Schorre, a provincial recreation area in Boom, Belgium, 32 kilometers north of Brussels, and 16 kilometers south of Antwerp. The line-up consisted of 400 DJs, such as Ferry Corsten, Armin van Buuren, Avicii, Skrillex, Skazi, Marco Bailey, David Guetta, Hardwell, Nervo, Swedish House Mafia, Steve Aoki, Juanma Tudon, Afrojack, The Bloody Beetroots, Carl Cox, Martin Solveig, Paul van Dyk, Chuckie, Dimitri Vegas & Like Mike, Fatboy Slim, and Pendulum playing on fifteen stages each day. This time Tomorrowland attracted more than 180,000 people from over 75 countries in the world with 35,000 of them staying in Dreamville. Because of the tremendous success of Tomorrowland and the reality that it is the Belgian Festival. Organizers of Tomorrowland give Belgian an absolute chance on 24 March with (80,000 of the 180,000 tickets). These 80,000 tickets were sold in less than a day. More than 2,000,000 people were waiting online for the pre-sale tickets of the event. Official worldwide pre-sale of tickets starts on April 7, 2012. All 100,000 tickets were sold in less than 43 minutes. In inclusion to regular tickets, Tomorrowland had an agreement with Brussels airlines to provide a special traveled package from 15 cities all around the world. Other spotlights of the event were Cloud Rider, the highest Ferris wheel of Europe and the fact that Tomorrowland organized 25 airlines to bring visitors to the festival. The festival Anthem was “Tomorrow Changed Today” by Dimitri Vegas & Like Mike, Afrojack, and the theme of the festival was “The Book of Wisdom”. Tomorrowland 2012 edition won the DJ Award for the Best International Dance Music Festival. In 2013 once more the festival won the International Dance Music Awards for the Best Music Event.

Tomorrowland 2013

Tomorrowland 2013 was held on 26 27 28, July 2013 and attracted more than 180,000 people at De Schorre, a provincial recreation area in Boom, Belgium, 32 kilometers north of Brussels, and 16 kilometers south of Antwerp. Tomorrowland again provides its Global Journey packages with Brussels Airlines which had 140 extra flights from 67 different cities around the world transporting festival-goers from 214 different countries to Boom, Belgium. This time the Anthem was “Chattahoochee” by Dimitri Vegas & Like Mike featuring Maarten Vorwerk. The theme of this edition was “The Arising of Life” and the visitors saw the performances from Armin van Buuren, Axwell, Hardwell, David Guetta, Afrojack, and Sebastian Ingrosso.

Tomorrowland 2014

Tomorrowland completed its 10 Years in 2014 to celebrate this memorable moment and to meet the demands for tickets. Tomorrowland organized over two weekends.18–20 and 25–27 July 2014. Line-up of the second week is much similar to the line-up of the first weekend. In this edition, MTV state that it would produce MTV World stage special for promoting performances from Tomorrowland (to be aired in August 2014) and they also announced to produce a documentary on Tomorrowland 10th anniversary. On April 16 Tomorrowland and Composer Hans Zimmer proclaim that they merge forces for producing a classical hymn that will premier during the 10th anniversary of Tomorrowland. Dimitri Vegas & Like Mike was responsible for the Anthem of Tomorrowland, Working with W & W for the song "Waves". The theme of this edition was “The key to Happiness”. More than 360,000 visitors spectate Tomorrowland 2014. This edition also won International Dance Music Award for Best Global Festival during the ceremony on March 2015.

Tomorrowland 2015

Tomorrowland 2015 was held on 24, 25, and 26 July 2015 and spectated by 180,000 visitors. Performers included Hardwell, David Guetta, Avicii, Armin van Buuren, Tiësto, and Carl Cox. The theme of this edition “The Secret Kingdom of Melodia”. The readers of DJ Magazine voted Tomorrowland 2015 the World's Best Festival, and International Dance Music Awards awarded the Tomorrowland 2015 the Best Global Festival for the fifth consecutive year.

Tomorrowland 2016

Tomorrowland 2016 was held on 22, 23, and 24 July. at De Schorre, a provincial recreation area in Boom, Belgium. The theme for this edition was “The Elixir of Life”. performers included Martin Garrix, The Chainsmokers, Axwell Λ Ingrosso, Tiësto, and number one DJs Dimitri Vegas & Like Mike.

Tomorrowland 2017

The date of this edition is announced by organizers in January 2017, and scheduled for 21-23 and 28-30 July. This time a record number of tickets was sold. The theme for this edition was “Amicorum Spectaculum” and this is the first time Tomorrowland expanded to 2 weeks since their 10 anniversary. The festival saw an extensive increase in the number of performers to perform on 16 stages. The festival was nominated by the European Festivals Awards and the Electronic Music Awards for World's Best Festival. The festival was also visited by Queen consort Matilda and King Philippe. The statement was released by Armin van Buuren and David Guetta regarding festival achievements.

“It’s an amazing feeling to know that while you’re getting goosebumps at the MainStage in Belgium, literally millions of people around the world are watching my performance, even organizing home parties and having an amazing time as well.” - Armin van Buuren

“Not only has the growth of the event itself been amazing but also the content that they produce, like the live registration and after-movie. It just gets better and better each year. I think it’s great that people at home can watch the live stream and experience the festival as if they were there themselves.” - David Guetta

Tomorrowland 2018

The 14th edition of Tomorrowland was spectated by 400,000 people. It was the second year of the festival to run across two weekends. The festival was held on 20-22 July and 27-29 July. The tickets for both weeks were sold in less than 1hr. Mainstage performers included Martin Garrix, David Guetta, Armin van Buuren, Dimitri Vegas & Like Mike, and Hardwell. The theme for this year was “The Story of Planaxis”. This audition also saw a lot of Avicii tributes to honor the death of the Swedish DJ 3 months before the festival. Avicii's songs "Wake Me Up" and "Levels" came second and eighth respectively in this edition most played songs. Tributes to the DJ came from Nicky Romero, Axwell Λ Ingrosso, Don Diablo, and Dimitri Vegas & Like Mike. Digital spy states this event as "the most elaborate festival on earth"

Tomorrowland 2019

15 anniversary of Tomorrowland was held on 19-21 and 26-28 July, for its 15 anniversary Tomorrowland used his 2012 Theme “The Book of Wisdom” for this edition too. Performers include Armin van Buuren, The Chainsmokers, and David Guetta return. Steve Angello's declare in the autumn of the previous year that the Swedish House Mafia would play at the festival "by any means necessary", that rumors get stronger when the group’s sign “3 dots” were appeared on the festival line-up. At the last moment, three dots were announced to be 3 are Legend. This assists many people to believe that the group was pulled out at the last moment. On the other hand, Steve Angello, and Axwell claimed that the group was never booked for the festival.

Kawasaki motorcycle Corporation

2019-10-09T15:49:00.001+05:00

Kawasaki (KMC) Beginning:

There are only two things in the world to make a leading company in the world and that is hard work and a dream. These two things also established Kawasaki MotorCycle Corporation(KMC) in March of 1966. No one knows that this startup will lead the world market in the future. Kawasaki Motorcycle Corporation opens its first headquarter and old mate warehouse in Chicago, U.S.A. which was a humble launch from the whole factory team sent to open the U.S.A. market.

They had nothing in hand to start a company. No Customer, No distribution and no image in the market. But they had something more important than that A promise from the KMC factory to supply the best quality product in the market.

Kawasaki Growing Stage:

Now the time comes when KMC has to think about distributing their bikes in the market. So The emerging entrepreneurs reach an agreement with several private companies in the US market to distribute their first bike around the U.S.A. which was a small two-stroke bike that was sold under the trademark of Omega. But riders wanted more features and excitement so the company instantly respond to their customer demands with a pair of rotary valve twins that is known as Samurai and Avenger. This was the first indication that one day Kawasaki Motorcycle Corporation becomes the world leader and most reliable name in the motorcycle industry.
These rotary valve twin bikes sold under the name of Kawasaki and there was a second corporation named Eastern Kawasaki Motor Corporation. This firm has to handle east coast distribution. In 1968 the second firm and the original Chicago company merged to form Kawasaki Motor Corporation. In South California.

Kawasaki(KMC) as Major Power in Industry:

Now Kawasaki knows the requirement of the market. In 1969 Kawasaki Motor Corporation(KMC) launch its 500cc, two-stroke Mach III triple that incredibly increases Kawasaki’s performance image around the world. In 1973 when Kawasaki Motor Corporation launches its legendary 4 Cylinder 900cc Z1 bike. They were the leading power in the motorcycle industry and Kawasaki Motor Corporation was creating its own unified dealer network to give facilities to its customers.

Kawasaki(KMC) Diversification:

In 1973 Kawasaki Motor Corporation introduces its personal watercraft company named JET SKI®. Today JET SKI® is the global leader in the watercraft industry. In 1980 Kawasaki Motor Corporation made expansion into Atvs and Side x Side Vehicle.

Kawasaki(KMC) at the present time:

KMC's struggle gets them to the world leaders in the motorcycle industry. Now their annual revenue is more than 1.6billion dollars with more than 480 employees and 1500 dealers around the world.

Kawasaki best Selling Series:

Kawasaki bestselling series are Ninja® sportbikes, rugged ATV and Mule™ Side x Side vehicles, classic Vulcan® cruisers and exclusive JET SKI® watercraft

World War 1

2019-10-06T16:40:00.000+05:00

World War:

The war on a very large scale in which the whole world is affected directly or indirectly. This is the war between empires, continents & countries. There are two World Wars in History.

World War 1
World War 2

World War 1

World War I is the darkest glimpse of the past. It is also called The Great War. This is the biggest war in history. World War I proceeded from 28 July 1914 to 11 November 1918. In this war, militants used more than 70 million troops, including 60 million Europeans that makes it the biggest & deadliest war of all time. The estimated number of deaths in this conflict includes 9 million soldiers & 7 million ordinary citizens.

Opening Rivalry

The main cause or the most significant reason for world war I am the Assassination of Austria’s Archduke Franz Ferdinand. The other reason for war was mutual defense alliances, imperialism & militarism.

Beginning of War

Austria-Hungary gets into conflict with Serbia. There is an agreement of defense between Serbia & Russia due to which Russia entered in this conflict to defend Serbia. There is also an agreement between Austria-Hungary & Germany due to which Germany get into the war against Russia. Russia & France made an alliance against Germany. Germany attacked France through Belgium getting Britain involved in this conflict. Japan joined Allied power in this war. Later, the United States & Italy also get involved in this war from Allied powers.

Location of War

The War starts from Europe & then expanded to Africa, Middle East, Pacific Island, China, Indian Ocean, North & South Atlantic Ocean.

War Alliance

There were 3 main alliances in the war

Allied Power
Central Power/Quadruple Alliance
Neutral Nations

Allied Power

Allied power is the biggest alliance in the war. This alliance includes France, British Empire, Russia, Japan, Italy & the United States.

Sub Alliance of Allied Power

Sub alliance of allied power includes Serbia, Belgium, Romania, Portugal, Hijaz, China, Greece, Siam, Armenia, Brazil, Asir & Nejd, and Hasa.

Central Power/Quadruple Alliance

Central power includes the German Empire, Austria-Hungary Empire, Ottoman Empire & Bulgaria. Central Power consists of the most powerful countries of that time.

Neutral Nations

The neutral nation only includes Denmark, Luxembourg, Norway & Sweden.

Deaths/Wounded:

Allied Power

The total number of deaths in allied power lies b/w 9,235,553 - 10,080,391 which is equal to 1.05% - 1.25% of the total population of allied countries & More than 11,611,271 troops wounded in this conflict

Central Powers

The total number of deaths in central power lies b/w 6,997,920 - 8,341,264 which is equal to 4.92% - 5.87% of the total population of countries that are in central power.

Neutral Nations

The total number of deaths in neutral nations lies b/w 15,486,155 - 19,174,335 which is equal to 1.69% - 1.89% of the total population of neutral nations.

2019-10-06T14:42:00.001+05:00

Tesla, Inc.

2019-03-03T20:47:00.001+05:00

		Headquarters in Palo Alto
Formerly	Tesla Motors, Inc. (2003–2017)	Founded	July 1, 2003; 15 years ago
Founders	Martin Eberhard Marc Tarpenning Elon Musk J. B. Straubel Ian Wright	Key People	Robyn Denholm (Chairman) Elon Musk (CEO) J. B. Straubel (CTO) Zach Kirkhorn (CFO)
Owner	Elon Musk (21.9%)	No. of Employees	45,000 (2018)

Tesla, Inc. is an automotive and Energy Company based in Palo Alto, California. Tesla manufactures of electric car and solar panel.

Engineers Martin Eberhard and Marc Tarpenning founded Tesla in July 2003, under the name of Tesla Motors.The company's name was derived from physicist Nikola Tesla. In early Series A funding, Tesla Motors was joined by Elon Musk, J. B. Straubel and Ian Wright, all of whom are retroactively allowed to call themselves co-founders of the company.

After 10 years in the market, Tesla ranked as the world's best selling plug-in passenger car manufacturer in 2018, both as a brand and by automotive group, with 245,240 units delivered and a market share of 12% of the plug-in segment sales. Tesla vehicle sales in the U.S. increased by 280% from 48,000 in 2017 to 182,400 in 2018, and globally were up by 138% from 2017.

History of Tesla

Tesla Motors was incorporated in July 2003 by Martin Eberhard and Marc Tarpenning who financed the company until the Series A round of funding. The founders were influenced to start the company after GM recalled all its EV1 electric cars in 2003 and then destroyed them. Elon Musk led the Series A round of investment in February 2004, joining Tesla's board of directors as its chairman. Tesla's primary goal was to commercialize electric vehicles, starting with a premium sports car aimed at early adopters and then moving into more mainstream vehicles, including sedans and affordable compacts.

Musk took an active role within the company and oversaw Roadster product design at a detailed level. In addition to his daily operational roles, Musk was the controlling investor in Tesla from the first financing round, funding the large majority of the Series A capital investment round of US$7.5 million with personal funds. Musk later led Tesla Motors' Series B, US$13 million, and co-led the third, US$40 million round in May 2006. Tesla's third round included investment from prominent entrepreneurs including Google co-founders Sergey Brin & Larry Page, former eBay President Jeff Skoll, Hyatt heir Nick Pritzker and added the VC firms Draper Fisher Jurvetson, Capricorn Management and The Bay Area Equity Fund managed by JPMorgan Chase. The fourth round in May 2007 added another US$45 million and brought the total investments to over US$105 million through private financing.

Vehicle models

Model S

Model S has three configurations: the Model S, the Model S Extended Range, and the Model S Performance with EPA ranges of 310 miles (500 km), 335 miles (539 km), and 315 miles (507 km) respectively.

Tesla Model S Front

Tesla Model S Interior

Tesla Model S Rear View

Model X

The Tesla Model X is a mid-size crossover SUV with a lightweight aluminum body. Model X is offered in 5-, 6- and 7-passenger configurations. Notably, the passenger doors are articulating "falcon-wing" designs that open vertically.

Model 3

The Model 3 (originally stylized as "☰") is Tesla's third-generation car.The car was originally intended to be called the Model E, but after a lawsuit from Ford that holds the trademark on "Model E", Musk announced on July 16, 2014 that the car would be called "Model 3" instead. The standard Model 3 is expected to deliver an EPA-rated all-electric range of 220 miles (350 km), while the long range model delivers 310 miles (500 km).

2020 Roadster

Through a surprise reveal at the end of the event that introduced the Semi on November 16, 2017, Tesla unveiled the 2020 Roadster. Musk said that the new model will have a range of 620 miles (1,000 km) on the 200 kWh battery pack and will achieve 0–60 mph in 1.9 seconds; it also will achieve 0–100 mph in 4.2 seconds, and the top speed will be over 250 mph (400 km/h). The vehicle will have three electric motors allowing for all-wheel drive, and torque vectoring during cornering.

Tesla Semi

The Tesla Semi is an all-electric Class 8 semi-trailer truck first mentioned in the 2016 Tesla Master plan. Musk confirmed that the range would be 500 miles (800 km) and that the zero to 60 mph time would be 5 seconds versus 15 seconds for a similar truck with a diesel engine. The Semi will be powered by four electric motors of the type used in the Tesla Model 3 and will include an extensive set of hardware sensors to enable it to stay in its own lane, a safe distance away from other vehicles, and later, when software and regulatory conditions allow, provide self-driving car operation on highways. Musk also announced that the company would be involved in installing a solar-powered global network of the Tesla Megacharger devices to make the Semi more attractive to potential long-haul customers. A 30-minute charge would provide 400 miles (640 km) of range.

Model Y

In October 2015, Musk described a future "Model Y" that would be a full-sized SUV aimed for families. Tesla had trademarked the name "Model Y" in 2013.

In May 2018, Musk said that the Model Y will be built on a platform that shares many components with the Model 3, and that the Model Y will be in production at the earliest in early 2020.

Indian Occupied Kashmir

2019-03-03T20:44:00.000+05:00

Indian Occupied Kashmir

SAMSUNG GALAXY S10 and S10+

2019-02-26T01:16:00.000+05:00

Samsung Galaxy S10

6.1" Display
Ultrasonic FingerPrint
Ultra Wide Camera 123 degree

Wireless Power Share

Fast Wireless Charging

Intelligent Wi-Fi

3 Rear Cameras

1 Front Camera

Samsung Galaxy S10+

6.4" Display
Ultrasonic FingerPrint
Ultra Wide Camera 123 degree
Wireless Power Share
Fast Wireless Charging
Intelligent Wi-Fi
3 Rear Cameras
2 Front Cameras
8MP RGB Depth Camera

IPHONE or IPHONE TEN

2018-10-14T01:02:00.001+05:00

IPHONE X (also known as IPHONE TEN or IPHONE 10)

Welcome to the big screens.

Super Retina in two sizes — including the largest display ever on an iPhone. Even faster Face ID. The smartest, most powerful chip in a smartphone. And a breakthrough dual-camera system. iPhone XS is everything you love about iPhone. Taken to the extreme.

Super Retina.

In big and bigger. The custom OLED displays on iPhone XS deliver the most accurate color in the industry, HDR, and true blacks. And iPhone XS Max has our largest display ever on an iPhone.

Exceptional materials.

The most durable glass ever in a smartphone. A beautiful new gold finish, achieved with an atomic-level process. Precision-machined, surgical-grade stainless steel bands. And a new level of water and dust resistance.

Surgical-grade stainless steel.

We use a special Apple-designed alloy that’s precisely machined to create structural bands in three finishes.

Wireless charging.

The glass back allows iPhone XS to charge wirelessly.3 And it charges even faster than iPhone X.

PVD color process.

Gold and space gray finishes use an advanced physical vapor deposition process on the stainless steel bands for colors and reflectivity that beautifully complement the glass.

Advanced Face ID.

Security is simple when your face is your password. You can unlock your iPhone and log in to apps, accounts, and more with a glance. It’s the most secure facial authentication ever in a smartphone. And now it’s even faster.

Intelligent A12 Bionic.

This is the smartest, most powerful chip in a smartphone, with our next-generation Neural Engine. For amazing augmented reality experiences. Incredible portraits with Depth Control. And speed and fluidity in everything you do.

Breakthrough dual-camera system.

The world’s most popular camera is defining a new era of photography. Where an innovative sensor works with the ISP and Neural Engine to help you create photos like never before.

Smart HDR. New secondary frames, a faster sensor, and the powerful A12 Bionic chip bring more highlight and shadow detail to your photos.

Larger and deeper pixels. A new sensor creates better image fidelity, greater color accuracy, and reduced noise in low-light shots.

Enhanced bokeh effect. Portrait mode photos look even more professional thanks to a sophisticated background blur.

All-new Depth Control. Now you can adjust the depth of field in portraits after you shoot.

Dual 12MP rear cameras
ƒ/1.8

wide-angle lens
ƒ/2.4

telephoto lens
2x faster sensor
for Smart HDR across your photos
Portrait mode
with Depth Control

4K video
up to 60 fps

TrueDepth camera
ƒ/2.2
wide-angle lens
Portrait mode
with Depth Control
1080p HD video
up to 60 fps

iPhone XS delivers ultrafast wireless for superfast download speeds.5 And up to 512GB of storage, making this our highest-capacity iPhone yet.

No other phone is like iPhone. Every decision that goes into iPhone makes it stand apart. From the way it’s made, to the way we build in privacy and security from the start, to the way we responsibly recycle it.

Idioms

2018-10-13T01:48:00.001+05:00

Idiom: A bitter pill or A bitter pill to swallow.

Explanation: A situation or information that is unpleasant but must be accepted. A bitter pill to swallow is a truth that people do not want to face but one that cannot be avoided. Like a pill must be swallowed, this fact must be taken in.

Example: Regret is a bitter pill to swallow. Losing to a younger player was a bitter pill to swallow.

Idiom: Action speaks louder than words

Explanation: Your action shows your real intention, behavior and attitude. Your words are meaning less until you don’t act accordingly.

Example: A good father does not tell his kids how things should be done, he shows them; after all, actions speak louder than words.

Idiom: A dime a dozen.

Explanation: Very common and of no particular value.

Example: Experts in this field are a dime and dozen.

Idiom: Add insult to injury.

Explanation: To act in a way that makes a bad or displeasing situation worse.

Example: The airline cancelled my flight, then to add insult to injury, they told me I had to wait 24 hours for the next flight.

Idiom: All ears

Explanation: Listening fully focused or awaiting an explanation.

Example: Talk to me, I am all ears.

Idiom: Barking up the wrong tree.

Explanation: Accusing the wrong person. Looking in the wrong place.

Example:

Idiom: Beat around the bush

Explanation: Avoiding the main issue.

Example:

Idiom: Bed of roses

Explanation: an easy and comfortable situation.

Example: Life is not a bed of roses.

Idiom: Call it a day

Explanation: to declare end of a task

Example:

Idiom: Can’t judge the book by its cover.

Explanation: Cannot judge something primarily on appearance

Example:

Idiom: Cat nap

Explanation: To have a light sleep

Example:

Idiom: Couch potato

Explanation: A Lazy person

Example:

Idiom: Cry over spilt milk

Explanation: When you complain about a loss from the past.

Example:

Idiom: Curiosity killed the cat.

Explanation: Being inquisitive can lead to an unpleasant situation.

Example:

Idiom: Don’t put all your eggs in one basket.

Explanation: Don’t put all resources in one possibility.

Example: Don’t put all your eggs in one basket. (Warren Buffett)

Idiom: Have a blast.

Explanation: To have a good time.

Example:

Idiom: Hit the road

Explanation: To begin a journey

Example:

Idiom: Hit the hay

Explanation: To go to bed.

Example:

Idiom: It takes two to tango

Explanation: Actions and communications need more than one person.

Example:

Idiom: Kill two birds with one stone.

Explanation: To accomplish two different things at same time.

Example:

Idiom: Miss the boat

Explanation: Someone missed his chance.

Example:

Idiom: Off the hook

Explanation: To escape situation of obligation.

Example:

Idiom: Pushing up daisies

Explanation: Euphemism for dying a death.

Example:

Idiom: Picture paints a thousand words.

Explanation: A visual presentation is far more descriptive than words.

Example:

Idiom: Piece of cake.

Explanation: A task that is easy.

Example:

Idiom: Once in a blue moon.

Explanation: Happens very rarely.

Example:

Idiom: He is big fish

Explanation: Being the leader.

Example:

Idiom: Spill the beans

Explanation: To reveal someone’s secret.

Example:

Lamborghini

2012-09-26T15:01:00.003+05:00

(Most of contents taken from http://www.lamborghini.com)
( I don't claim to have any copyright ownership over this. )

Founded in 1963, Automobili Lamborghini is headquartered in Sant’Agata Bolognese, in Northeastern Italy. There it manufactures some of the world’s most sought-after super sports cars. With this 2012 presentation of the best-in-class Aventador LP 700-4 at the Geneva Auto Show, Lamborghini has marked another milestone in the history of luxury super sports cars.

With more than 120 dealerships worldwide, Automobili Lamborghini is building on a succession of dynamic and elegant super sports cars including the 350GT, Miura, Espada, Countach, Diablo, Murciélago, Reventón Coupe, Reventón Roadster, Gallardo LP 560-4 Coupé and Spyder, Gallardo LP 570-4 Superleggera and the last open version LP 570-4 Spyder Performante.

Lamborghini Models

LAMBORGHINI AVENTADOR

Lamborghini AVENTADOR LP 700-4 ROADSTER

NO COMPETITION
STYLISH ELEGANCE
THE POWER AND THE BEAUTY
MADE IN SANT'AGATA BOLOGNESE
SPORTINESS AND ELEGANCE

The new Aventador LP 700-4 Roadster boasts record performance. It accelerates from 0 to 100 km/h in only 3 seconds flat and has a maximum speed of some 350 km/h. These numbers, combined with a drive train featuring a centrally located, 6.5 liter aspirated V12 generating 700 hp, an ISR 7-speed gearbox and push-rod suspension make the new Aventador Roadster a unique super sports car with no direct competition.

The range of colors has been supplemented with a very light, metallic blue color, Azzuro Thetis, whose tone varies with the angle of the light and recalls the shade of the extraordinarily beautiful 1968 Miura Roadster. The new Aventador LP 700-4 Roadster also features new Dione 20"/21" rims with a daring, aggressive look.

The engine hood on the Roadster differs from the hood on the coupé because of its central "spinal column" with two pairs of hexagonal windows connected at the sides as if they were hyper-tech armor plates. Their purpose is to cool the engine, drain off rain water properly and, Of course, allow the beauty of the V12 power unit to be admired.

Even the interior has a new look. The use of leather called Sabbia Nefertem highlights the superb hand-made craftsmanship of the upholstery from Sant'Agata Bolognese.

LAMBORGHINI AVENTADOR LP 700-4

700 HP, 350 KM/H, 0-100 KM/H IN 2.9 SEC

A RELENTLESS FORCE
A FEARLESS LOOK
A TIMELESS POWERHOUSE

Iconic scissor doors, V12 engine, carbon-fiber technology, awe-inspiring look , eternally different, unmistakably Lamborghini.

LAMBORGHINI GALLARDO

LAMBORGHINI GALLARDO LP 570-4 SUPERLEGGERA

THE PACEMAKER
THE INTERIOR AND THE USE OF CARBON-FIBER
THE BEAUTY OF POWER

Mighty braking system, 19-inch wheels, Pirelli P Zero Corsa, clad in Pirelli sports rubber, carbon-fiber components make up 40 (88 lb) of the 70 kilograms (154 lb) saved on the Gallardo Superleggera, The center tunnel cover, the door panels and the surround of the e-Gear automated manual transmission lever are made from carbon-fiber. 4.39 meters (172,7 in) long, 1.90 meters (74,8 in) wide, but only 1.17 meters (45,9 in) high. The Lamborghini Gallardo LP 570-4 Superleggera brings a whole new meaning to the term “super sportscar”.

LAMBORGHINI GALLARDO LP 560-4

LUXURY AND PERFORMANCE
SETTING A NEW STANDARD
POWERFUL ELEGANCE

The Gallardo LP 560-4 is one of the world’s most exclusive sports cars. With its new engine, permanent four-wheel drive transmission and new suspension. The powerful heart of the Gallardo LP 560-4 is the new 5.2 litre V10 engine with an output of 560 HP (412 kW) at 8000 rpm.

The increase of 40 HP compared with that of the previous Gallardo, and the approximate 20 kilogram reduction in weight, improves the power weight ratio to 2.5 kilograms per HP and thus enhances performance. The LP 560-4 accelerates from 0-100 km/h in 3.7 seconds, its speed at 11.8 seconds is 200 km/h and its top speed lies at 325 km/h.

LAMBORGHINI GALLARDO LP 550-2

EMOTION AND FUN TO DRIVE
DRIVING FUN WITH UNIQUE CHARACTER
PERFORMANCE AND SPORTINESS

In order to shape this unique character that combines driving fun and safety, the engineers at Sant’Agata Bolognese have incorporated extensive modifications into the LP 550-2.

It was not simply a question of moving the transmission to the rear axle, the vehicle had to be adjusted and tuned in every element of its driving dynamics. This includes springs, dampers, stabilisers and even the tyres. The aerodynamics were also adjusted to take account of the change to the power flow.The Gallardo LP 550-2 adopt a specific 2WD developed ESP system.

The set up provides a rear with good stability and a front axle precise while entering the turn that enhance the sportiness and the driving pleasure.

LAMBORGHINI LP 570-4 SPYDER PERFORMANTE

ULTIMATE DRIVING EXPERIENCE

PURE ADRENALINE

UNCOMPROMISING ELEGANCE OF TRUE ITALIAN DESIGN

The open-top super sports car. As “Performante”, the Gallardo Spyder is even lighter thanks to CFRP technology, even more agile and even more dynamic. Ultimately, every spin in the Spyder Performante is like a journey into the eye of the storm. The V10 power unit with a displacement of 5.2 liters generates 419 kW (570 hp) in the Spyder Performante and guarantees breathtaking performance – it catapults the open-top LP 570-4 from 0 to 100 km/h (0-62 mph) in a mere 3.9 seconds and keeps on going to a top speed of 324 km/h (201 mph).

The design of the Gallardo LP 570-4 Spyder Performante, too, concentrates on the sheer essence of the design language - the bodyshell is pure sculpture and free of superfluous decoration.

Its profile follows the contours of a dynamic wedge measuring 4.39 meters long, 1.90 meters wide, but only 1.18 meters high. Open or closed, the top of the Spyder Performante can handle the very highest speeds.

LAMBORGHINI LP 560-4 SPYDER

A DYNAMIC EXPERIENCE OF UNPARALLELED INTENSITY

FEATURES LIKE NO OTHER
V10 ENGINE
MINIMALIST STYLE -
POWERFUL ELEGANCE

The Gallardo LP 560-4 Spyder seamlessly continues the design tradition of the Lamborghini brand. It combines the outstanding performance of the coupé with the uncompromising look of an opentop luxury sports car.

The result is one of the most beautiful cars in its class. Now you can customize it to match your imagination and make the LP 560-4 Spyder the most beautiful Gallardo in your very own class. An even more powerful engine, permanent all-wheel drive and an all-new chassis mean that the Gallardo LP 560-4 Spyder offers yet another significant increase in performance against its predecessor. With its innovative design, the new LP 560-4 Spyder takes the unique Lamborghini styling ethic to the next level; the Spyder displays this powerful and elegant design language with even greater distinctiveness, making it all the more unmistakable. The Gallardo LP 560-4 Spyder displays the precise lines and clean surfaces of a minimalist design ethos that resists ornamentation or embellishment of any kind. Even more than the Coupé, the Spyder places emphasis on the powerful basic wedge form, complemented by the tightly cut soft top.

LAMBORGHINI LP 550-2 SPYDER

THE PUREST FORM OF MAXIMUM OPEN-AIR DRIVING FUN
A DRIVING EXPERIENCE OF THE HIGHEST PRECISION
FURTHER DEVELOPED CHASSIS, DRIVE SYSTEM AND ENGINE

The Gallardo LP 550-2 Spyder combines the open spyder body style with purist rear wheel drive. This version brings together that stunning level of open-air driving fun that can come only from a super sports car with a folding roof and an unbelievably agile and spontaneous handling.

The Lamborghini Gallardo LP 550-2 Spyder with rear-wheel drive is the perfect fit for the kind of sports car driver that enjoys a particularly hands-on and spirited style of driving. The setup is laid out to ensure that the rear end remains reliable and stable at all times, while the front axle steers with the highest level of precision and limits movement to an absolute minimum. The engineers in Sant’Agata Bolognese carried out extensive modifications to the Gallardo LP 550-2 Spyder.

Not only was drive concentrated on the rear axle, the vehicle was also completely retuned in all its dynamic details. This includes a specific dampers setting. The aerodynamics were also adapted to account for the change in the distribution of forces.

SPECIAL AND LIMITED EDITIONS

LAMBORGHINI AVENTADOR J

UNICA

EXTREMELY OPEN
THE FABRIC OF INNOVATION

The Lamborghini Aventador J is an absolute one-off: a one-of-a-kind piece of art. It combines the overwhelming performance of the Lamborghini Aventador with the most intense experience of power and dynamics imaginable in an automobile.

The Lamborghini Aventador J is a radically open automobile – exterior and interior meld into each other. The designers and engineers in Sant’Agata Bolognese have not only dispensed entirely with the roof, but also with the front windshield. Drivers must have the right equipment for driving at top speeds higher than 300 km/h.

The unique expertise of Automobili Lamborghini in the field of carbon fiber reinforced polymers is evident not only in the hi-tech monocoque, but also in the research into further innovative solutions. Unlike traditional seats, the Aventador J seats are made of Forged COMPOSITE®, with inserts of flexible carbon fiber fabrics: a result of an innovative Lamborghini patent.

LAMBORGHINI LP 570-4 SUPER TROFEO STRADALE

THE MOST EXTREME GALLARDO EVER

Automobili Lamborghini is bringing motor racing excitement directly to the road. This new and most extreme top model in the Gallardo lineup is based on the successful race car from the Lamborghini Blancpain Super Trofeo, the world’s fastest single-make series.

The car, presented on September 12, 2011 at IAA Frankfurt fair, will be produced in a limited run of 150 numbered units and will be available upon request in the historically suggestive “Rosso Mars”.

LAMBORGHINI GALLARDO LP 550-2 BICOLORE

DRIVING FUN WITH ABSOLUTE PRECISION

This version of the Gallardo, Lamborghini’s most successful model of all time, boasts not only its own distinctive design and exclusive equipment, but its technology is unique too.

LAMBORGHINI GALLARDO LP 560-4 BICOLORE
AN ADMIRABLE DESIGN AND INIMITABLE BEAUTY
AN EXTREME LOOK FOR A SPECIAL EDITION SUPERSPORTS CAR
EVEN MORE EXTREME
TOP-QUALITY AND HIGHLY INDIVIDUAL INTERIOR

With the Gallardo LP 560-4 Bicolore, Lamborghini demonstrates once again the extreme, uncompromising and unmistakably Italian nature of the brand.

The super sports cars from Lamborghini combine volcanic energy with design that is as unique as it is stylish.

With its Bicolore model, Lamborghini is setting a further design highlight in the ten-cylinder model series.

The colored exterior finish matched with the black on the upper area of the body gives the Gallardo a more aggressive personality that looks even wider, even more extreme and innately adhered to the road.

The contrast between black and color is repeated in an understated, elegant manner in the interior of the Gallardo LP 550-2 Bicolore.

The instrument panel, seats, door panels and other elements in the passenger compartment are upholstered in the finest “Nero Persus” leather, with a refined contrast provided by precise stitching that is colored to match the exterior paintwork: yellow, orange, blue and gray.

LAMBORGHINI LP 550-2 TRICOLORE
AN EXTREME CELEBRATION – DEFINITIVELY ITALIAN
LIGHT-FOOTED YET EXTREMELY SAFE
DRIVING FUN WITH ABSOLUTE PRECISION
POWERFIUL ELEGANCE IN ITS DISTINCTIVE DESIGN

The Special Series Gallardo LP 550-2 Tricolore is Automobili Lamborghini’s tribute in order to celebrate the “150th Anniversario Unità d’Italia”: 1861-2011.

With this special Tricolore version of Lamborghini’s most successful model a further impulse to the 'Made in Italy' label around the world has been given.

The Gallardo LP 550-2 Tricolore is not only unique in terms of its technology: its design and equipment reinforce its exclusivity. and emphasises the unique Lamborghini design DNA.

Its classic sporting character is emphasised by a colour strip in colours of the Italian flag running from the front panel over the roof and parts of the engine cover all the way to the rear spoiler.

This colour treatment underscores the powerful elegance of the Gallardo.

Thanks to the eminently powerful V10 driveline, controlled oversteer is no problem – naturally always to the extent defined by the driver - because refined road manners and perfectly tuned assistance systems mean that the Gallardo LP 550-2 Tricolore is an exceptionally safe sports car to drive.

LAMBORGHINI SESTO ELEMENTO
SENSATIONAL PERFORMANCE AND HANDLING
EXTREME LIGHTWEIGHT
AMAZING POWER-TO-WEIGHT RATIO
SENSUOUS AND INNOVATIVE

Lamborghini is redefining the future of the super sports car with a very limited special edition.

Boasting an extremely lightweight construction thanks to advanced carbon-fiber technology, the Lamborghini Sesto Elemento has an overall curb weight of just 999 kilograms (2,202 lb) – including V10 power unit and permanent all-wheel drive.

With its amazing output of 570 hp, sensational power-to-weight ratio of only 1.75 kilograms per hp and 0 to 100 km/h (0-62 mph) acceleration of only 2.5 seconds, the Sesto Elemento guarantees unparalleled driving fun.

The Sesto Elemento is a masterpiece of extreme lightweight engineering and demonstrates the outstanding expertise of Automobili Lamborghini in all areas of carbon-fiber technology.

Thanks to its sensational power-to-weight ratio of only 1.75 kilograms per hp, this very limited edition supersports car delivers unparalleled performance.

From a standing start, the Sesto Elemento catapults itself to 100 km/h (62 mph) in a sensational 2.5 seconds.

Uncompromising dynamics from the very first glance: the design of the Lamborghini Sesto Elemento displays the sensuality of high performance and possesses the elegance of pure, unadulterated power.

The Sesto Elemento lifts the design DNA of the Lamborghini brand to a new level and integrates the functional consistency of carbon-fiber technology into its design language.

Concepts

LAMBORGHINI URUS
THE SUV SUPER ATHLETE
THE LAMBORGHINI FOR EVERYDAY USE

Lamborghini launched the first super-luxury SUV with the legendary LM002 in 1986. With the Urus, Lamborghini designers and engineers have created a new icon in automotive history.
The Urus has a unique, utterly unmistakable appearance. It looks powerful, but not bulky. It is muscular and highly athletic, but also elegant.

Lamborghini History

1963-1964

Fortunately, the allure of these cars, flaunting a name that had now become a legend, coupled above all with the absolutely unrivalled aura of the Countach, aroused enormous interest in the company. As soon as it was put up for liquidation, it had a number of admirers lined up to take it over. The judge entrusted the company to two brothers, Jean-Claude and Patrick Mimran, the wealthy owners of a sugar empire in Senegal and, naturally, sports car lovers. The two brothers, assisted by their plenipotentiary in Sant'Agata, Emil Novaro, immediately set out to reconstruct the company. The 'Nuova Automobili Ferruccio Lamborghini SpA' company was thus formed in January 1981 and from that moment on, work was seriously underway again. One of the first decisions - an exquisitely technical one - was to hire engineer Giulio Alfieri as the company's technical director.

With this celebrated designer at the helm of the company and loyal staff members Lamborghini went to the Geneva Motor Show in March 1981. It exhibited a Miura, restyled by a Swiss company with debatable results, and the Countach S with its large rear wing. Also on display was the initial attempt to reinterpret the hefty off-road Cheetah, which had been modified extensively to avoid legal action threatened by FMC and was thus dubbed the LM. However, the most tangible and reassuring sign of the new path undertaken by Lamborghini came with the first appearance of the Jalpa. The injection of capital by the Mimran family finally made it possible to resume serious development work on the Countach, which had essentially remained the same since 1973, with the exception of wider mudguards and tyres for the S version. Alfieri increased the displacement of the classic 12-cylinder engine, bringing it to 4.7 litres to crank out 375 hp and thus recuperate the outstanding performance that had been sacrificed to some extent by the tyres and aerodynamic additions. This was the Countach 5000, whose look was virtually indistinguishable from the 4-litre S version.

The Mimran brothers also decided to insist in the direction - certainly innovative for the period - of large high-performance off-road vehicles. Also in 1982, the engine was judiciously moved in front of the cockpit, culminating in the prototype known as the LMA, an acronym that, according to different interpretations, may mean 'Lamborghini Motore Anteriore' or 'Lamborghini Militare Anteriore'.

Although it was costly, work continued to develop the off-road model, which became the LM 004. By this time, it had a colossal 7-litre front-mounted V12 engine and, for the first time, its top speed broke the barrier of 200 km/hour. Pirelli collaborated with Lamborghini to develop a new top-performing tyre that could be used on any terrain, from asphalt to the sands of the great African deserts. This would become the Pirelli Scorpion.

At the same time, work also proceeded on an in-depth technical update of the cars. In 1985, the Lamborghini stand at the Geneva Motor Show presented the new version of the Countach, the Quattrovalvole. Alfieri extensively redesigned the entire classic Lamborghini engine, which had first been put out nearly 22 years earlier. He further increased its displacement to add power, and by using heads with four valves per cylinder, the 5167-cc engine climbed to 455 hp at 7000 rpm, a power level that put the Countach well ahead of all its traditional rivals. After years of problems, evolutions, redesigns and modifications, Lamborghini's hefty off-road vehicle finally went into production: the year was 1986. The LM 002 mounted a V12 engine that was essentially the same one used for the Countach, giving up the idea of mounting the enormous 7-litre of the previous prototype.

Through the shrewd reconstruction work spearheaded by the Mimran brothers and Emil Novaro, the revival of Lamborghini was firmly established by this time. The year 1987 was a positive one, with good sales of both the Countach and the Jalpa. In the meantime, orders started to roll in for the LM and development work continued on the whole line-up. The early prototypes of the Tipo 132, destined to become the successor to the Countach, began to circulate. In 1987, work was also undertaken to develop a car derived from the Jalpa, but with a canvas top: this was the Jalpa Spyder, also known as the Speedster. A prototype was built but the car never went into production, due to technical difficulties.

1965-1966

Thus, by early 1965 the coupes from Sant’Agata were starting to be noticed. This was the first, great phase of the Lamborghini company, and one of its most prolific and creative periods. Between October 1965 and June 1966, the company presented an astonishing number of new models. Although cars like the 3500 GTZ (with a Zegato body), 350 Spyder by Touring and the Monza 400 by Neri and Bonacini were essentially prototypes, the seemingly extravagant chassis presented at the Lamborghini stand during the 1965 Turin Auto Show was destined to have a profound impact on the history of the company and on the entire automotive industry. The design of this chassis can be traced to the enormous enthusiasm of the two young engineers hired by Ferrucio to head the technical department of his factory. Both Dallara and Stanzani were young, passionate and enthusiastic. The trust that Lamborghini placed in them by putting them at the head of this new and extraordinary operation quickly spawned new and more advanced ideas in the minds of the two engineers. These ideas were based on the state of the art in race cars during this period, namely the two-seater sports car. This was indeed the concept of the two young engineers from Bologna: to put a barely tamed version of a full-fledged race car on the road, rather than a reinterpretation of the classic traditional GT. Their project, provisionally codenamed 400 TP, thus had the 4-litre 12 cylinder engine of the 400 GT transversely mounted behind the cockpit, with the gearbox and the differential united to the engine base in a single casting. The chassis was made of bent, welded sheet metal that was drilled to make it more lightweight.

As the story goes, when Lamborghini saw the project he approved it immediately, probably shocking the two very surprised designers, who certainly didn’t dare hope for such a happy ending to their proposal. For once, however, Lamborghini was wrong in his forecast: he declared that a car like that should be built because it would be good advertising for the make, even though it would clearly never sell more than fifty worldwide. Every so often, even the best make mistakes. The chassis was completed rather quickly, and it was exhibited at the Turin Auto Show in October 1965. One person who believed in that chassis, and above all in Lamborghini’s capabilities was Nuccio Bertone. The Turin-based coach-builder was an expert on cars and engines, and as soon as he saw the chassis he approached Lamborghini and said, “I’m the one who can make the shoe to fit your foot”. The two shook hands, and this marked the beginning of an extraordinary adventure.

It was up to Marcello Gandini to interpret Bertone’s ideas, creating a unique and sensational body for the Bologna-built chassis, something that – in its blend of aggressiveness, elegance, originality and class – was to prove unrepeatable: the Miura was born.

No one actually knows why it was given this name. Above all, Ferruccio never wanted to disclose why he came up with the analogy to this breed of extraordinary and powerful bulls, a Spanish bullfighting legend. For someone like him, a man who was born under the sign of Taurus and had used this symbol for the proud logo of all his industrial activities, naming one of his cars after a fighting bull must have come naturally. If anything what is surprising is the fact that, in choosing the first name for his first car that would have enormous international impact, he instinctively chose the best and most appropriate name. According to experts, Miura bulls are by no means ordinary animals. They are the strongest of all fighting bulls but, above all, they are the most intelligent and fiercest ones, in the military sense of the word. In their books, bullfighters often talk about the unmistakable gaze of the Miura bull: the gaze of a true fighter, shrewd and powerful. The name was particularly apt and, with just five letters, it was also very immediate.

Work to ready the Miura immediately proceeded at a feverish pace. Gandini later recounted that from October to February, everyone worked around the clock, seven days a week, like madmen. A major event was coming up and no one wanted to miss the opportunity to present this now model: the 1966 Geneva Motor Show. And therein lay the miracle: that the chassis presented as a completely experimental prototype in the autumn of 1965 had become the most stunning road car in the world – in just four months. The Miura reigned supreme at the Motor Show in Geneva.

Enthusiasm was sky-high and, in a sensational coup, Lamborghini managed to raise it even higher by bringing the Miura to the Monte Carlo Grand Prix, the most exciting weekend for sports cars in general and for top-level Italian ones in particular. The orange Miura he parked in front of the Hotel de Paris that Saturday afternoon attract so many oglers that they completely jammed the square in front of the Casino, arousing even more enthusiasm, interest and orders. It was, quite simply, a runaway success.

1967-1972

In October 1967, just three years after its hesitant debut in Turin, Lamborghini arrived at the Italian Auto Show with an extraordinary line-up. By this time, the range of cars was truly impressive. Officially, the 250 GT was still available, but it was actually out of production by this time. The golden duo of the 400 GT 2+2 coupe and the Miura galvanised experts, attracting them to the stand of the young Bologna company that, overnight, had become the darling of all car magazines. The prestigious Touring coachwork firm also presented one of its creations at this show, but it was its swansong: the original Flying Star, based on the front-engine chassis of the 400 GT.

The year was 1967, and Lamborghini could now look towards the future far more optimistically. The flood of orders for the Miura pumped new cash into his company, but above all it generated unparalleled interest and publicity. At least in this, Lamborghini had been right on target: a model like this was destined to overwhelm the minds and souls of all car buffs. Lamborghini thus became a symbolic name in the auto world, the emblem of excess, of going ‘further’ at all costs, of always doing more and better than any rival without preconceptions of conventional limitations. This configuration did not prevent numerous aficionados from buying and appreciating the 400 GT, a serous and mature model by this time, but the Miura gave the company unique prestige.

Once again, the year opened with an extraordinary appearance, and this time the theme – the brainchild of Bertone and Gandini – was an amazing four-seater with a rear engine mounted transversally behind the axle and sensational gull wing doors. The concept of vertically opening doors appeared for the very first time on this exotic vehicle dubbed the Marzal, and in the future this would gradually become the distinctive feature of the top-range Lamborghinis. The Marzal was not destined for production. This did not keep the Marzal from becoming the star of many auto shows and being celebrated on the covers of international magazines. And it was even chosen by Prince Rainier of Monaco, with Princess Grace at his side, to open the Monte Carlo Grand Prix that year. Once again, Ferruccio Lamborghini’s flair for publicity proved to be exceptional.

While Dallara and Stanzani worked with the help of New Zealand test driver Bob Wallace to improve the car in production, Ferruccio – ever full of ideas – was pushing to show the world new models. It was not simply a matter of vanity: the presentation of the Miura Roadster at the Brussels Car Show in 1968 also helped test customer reactions to the possibility of introducing a convertible to the range. Despite the professed enthusiasm, however, this model received relatively few orders and as a result, it remained in the glorious stage of the show prototype without any production follow-up. More importantly, however, the Islero GT was introduced in March of the same year. Officially presented to the press on 16 February 1968, at 6,450,000 lire it had a rather steep price tag. Nevertheless, its 300-hp engine made it an automobile that was worthy of its prestigious name, with an increasingly comfortable and well-finished interior. This was the GT that Lamborghini had dreamed of, the natural successor to the 400 GT that had gone out of production after the Touring coachwork company closed. The Islero GT was an impressive-looking, elegant 2+2 coupe featuring the same mechanics as the 400 it was replacing. However, Lamborghini’s clientele had become accustomed to the stylish touches of the Miura and as a result, Islero GT sales were somewhat modest.

Instead, a far different kind of success was in store for the other important novelty presented at the Lamborghini stand at the Geneva Motor Show that year. The Espada, remotely derived from the Marzal line, was an extraordinary two-door model with a front-mounted engine and four very comfortable seats. Featuring a 2650mm wheelbase, it flaunted an utterly original and truly innovative style. It marked the fullest expression of what was probably Marcello Gandini’s most successful period in terms of creativity. The Espada was nothing short of revolutionary and it was completely new and original, from the balance of the two main volumes to the large rear window, which was actually the hatch of the boot, and on the large flat bonnet that opened up as a single unit, the low and tapered waistline, the rear wheel housing that partially covered the wheels and the NACA ducts on the bonnet. Once again, countless orders were placed, because the Lamborghini name was now firmly established in the concept of the Espada was decidedly convincing.

Despite the logistical and organisational problems of the period, no one could stand idle. The production lines of the three models (Islero, Espada and Miura) had barely been started up in 1969 when improvements began to be considered. The most important operation undoubtedly involved approving an entire series of modifications, which were effectively required for the Miura, and incorporating them into a single new version. The outcome was the S version, created in November 1968. Its presentation was naturally a must at the Turin Auto Show that year, and the new Miura offered customers a 370-hp engine, i.e. 20 more than the previous version. It also featured electric windows, the whole interior was more luxurious by finished and options included air conditioning (an innovation bordering on the extravagant, at least in Europe) and natural leather upholstery. Only the chrome finish on a few minor exterior parts and a small metal S shaped like a lightning bolt, mounted on the tail panel of the car, distinguished the new version of the Miura from the old one, which therefore ended its career. The Islero GT was subsequently elaborated, boosted in terms of power and refinished, and as a result the GTS version was brought out on 31 May 1969. The year 1979 was marked by the temporary stabilisation of the Lamborghini model range.

The Islero GT thus left the stage quietly, though only a relatively small number had been produced (225 between Islero GT and Islero GTS version). What remained were the Miura S and the Espada, restyled and updated in a Series II that was presented at the 1970 Brussels Motor Show, and their production gradually increased. This new series was much improved, was fitted with the 350-hp engine, more powerful ventilated brakes and a more conventional dashboard. It was a glorious year for this model, which represented an ideal winning post not only for the company but also for Ferruccio and the objectives he had set for himself at the start of this adventure. In 1970 alone, 228 Espadas were sold, an outstanding figure for such an expensive and important car.

Lamborghini insisted that it was essential to complement the four-seat Espada and the two-seat Miura with an ‘in-between’ model, a 2+2 that would represent the finest in the arena of the Italian Gran Turismo. Bertone responded with a model that was essentially the stylistic evolution of the Islero, taking up many elements from the Espada and thus – theoretically – a model that would incarnate its idels. This was the Jarama. Despite its chic launch at the 1970 Geneva Motor Show, however, it failed to make the right impression on car buffs.

By this time, around the world Lamborghini was considered the symbol of excess, of something that went beyond the philosophy and designs of other automotive companies. When it built reasonable, rational cars that were almost normal, it did not respond to these criteria and thus did not achieve the expected success. The other great project that announced and presented in 1970 was another Lamborghini, but a radically new and ‘different’ one. It was the P250 Urraco once again, the name of a fighting bull. The Urraco featured a 2.5-litre engine specially designed by Stanzani, with single overhead camshaft timing system. It was built to criteria that would permit large scale production (by Italian sports car standards), it had a lovely line designed by Bertone, and – at least on paper – it offered excellent performance at a much lower price than the Miura.

To make this car, Lamborghini expanded the Sant’Agata factory, constructing a spacious new building behind the one already being used, thus adding nearly 500 square metres of new factory space. The basic assumptions couldn’t have been better: the car, presented on time at the Turin Auto Show in October 1970, aroused enormous excitement and the orders poured in.

For the history of Lamborghini and for its devotees, the creation of a racing Miura marked a very important moment, and this came about mainly through the commitment of New Zealand test driver Bob Wallace: the Jota. For once, the name of this car did not come from the world of bullfighting, but it had a Spanish flavour nonetheless, since the Jota is a typical dance in that country. The name change was highly significant: in fact, Wallace's work was not merely cosmetic, as was the case with many other designers. He instead created a race car that borrowed only the mechanical configuration from the Miura, particularly the engine transversely mounted in the mid-rear position, and the general lines of the body. Instead, the chassis was completely new, made of tubular elements and bent metal sheets, which were welded and glued for improved rigidity. The body was made of aluminium, the entire chassis had been significantly improved, and the engine power, substantially increased, could crank out 440 hp at 8500 rpm.

The car, thus modified and lightened to weigh just 890 kilograms offered outstanding performance, with acceleration from zero to 100 km/hour in just 3.6 seconds! Externally, the Jota could be recognised immediately because of its streamlined headlamps under Plexiglas covers, the broader wheel housings, particularly the rear ones, the elimination of the grilles on the front hood, the small sliding side windows and the distinctive magnesium alloy wheels. It was an unmistakable, ultra-fast and brutal car, the ideal prelude to Lamborghini's entry to the world of racing. Unfortunately, the Jota had no follow-up. Nevertheless, the Bologna entrepreneur, who in the meantime inaugurated other industrial activities in the sectors of hydraulics and other components, was not one to rest on his laurels. He continued to spur on his technical staff, who - truth be told - needed no encouragement, in order to introduce a complete range of modifications for the Miura (in part derived from the carmaker's experience with the Jota), thus creating the definitive and absolute version of this legendary model: the SV, presented at the Geneva Motor Show in 1971.

Despite this successful evolution, the SV exhibited at the 1971 Geneva Show virtually went unnoticed, and very few credited it with the importance that, over the years, this nearly perfect version of Lamborghini's super car would acquire. The reason was quite simple: everyone was distracted by an even more spectacular and extraordinary car that proved to be the true star, not only at the Lamborghini stand but throughout the entire show. It was a car created through a stroke of combined genius by Lamborghini and Bertone, which the company's trusty deputies Stanzani and Gandini brought to life in record time, as usual. This utterly spectacular model was the LP 500, better known as the 'Countach'.

This was a truly revolutionary car, starting with its line, which was the first thing that left all those who saw it at that Motor Show speechless with admiration. Its sleek and aggressive snout, the flat windscreen connected seamlessly to the front bonnet on one end and the roof on the other, the roof that - in turn - continued over the engine hood, forming a single gradual curve that went from the front fenders to the tail panel of the body. This marked an innovative, astonishing and completely new stylistic concept. Once again, Lamborghini upset preconceived notions.

The changes that were taking place around Lamborghini, however, reflected the social situation around the world, particularly in Italy. Labour unions' unrest in that period created a difficult situation in all factories, particularly at engineering companies in northern Italy, in which the owner's control was openly contested and proper organisation became increasing difficult. For Lamborghini, long accustomed to the direct, sometimes rough, somewhat paternalistic but attentive control of his factories, this new situation became intolerable. In 1972 he sold his majority stake to the Swiss Georges-Henri Rossetti, and the following year he sold his remaining shares to a friend, René Leimer. Thus, the company founder - the man who had been the driving force behind its extraordinary, vital explosion during the first eight years - left the scene for good.

1972-1980

The company continued to work at its regular pace. In 1972, the P250 Urraco, the 400 GT Jarama, the 400 GT Espada and the P400 Miura SV were in full production. That year, in an attempt to improve sales that were frankly quite disappointing until then, the Jarama hand a 365-hp engine and was dubbed the Jarama S.

In 1972, the Urraco, which had experienced several initial slowdowns, was finally put into production. Almost inevitably, the S version also arrived in October of that year. In this case, the goal was not to enhance the car's performance but to improve its overall quality, which had been neglected in the haste to start production.

The following year, while waiting for the Countach prototype to be developed to a stage that would enable its production, the Espada was further modified and perfected, and the new series was presented in October 1972. New wheels as well as perfected detailing of the entire body, the dashboard, the central instrument panel and various components characterised this well-made Series III. This last series essentially represented the decisive peak in the evolution of this outstanding four-seater, which is still in great demand among Lamborghini fans around the world. Its production would reach the respectable figure of 1226 units, quite a large number for a carmaker of this size selling at top-level list prices.

The production model of the Countach was codenamed LP 400 because its V12 - positioned longitudinally behind the cockpit - was increased to an ideal displacement of 4 litres (3929 cc). This model debuted at the 1973 Geneva Motor Show.

Standard production of the Countach began at the end of 1973 with the bright-green model exhibited at the Paris Motor Show, which is now part of the permanent collection of the Lamborghini Museum. This was the first Countach featuring the large single front windscreen wiper. The model range for 1974 thus included the Countach, the Espada Series III, the Jarama S and the Urraco S.

In the meantime, the world was changing. The oil crisis sparked by the 1973 Arab-Israeli War created a climate of fear about petrol supplies. As a result, the big, fuel-guzzling super sports cars rapidly became passé. They were considered the expression of unjustifiable luxury, whose exploitation of too much of our planet's natural resources was no longer acceptable. These were extremist stances that were destined to pass, but at the time they created enormous difficulties for all the makers of this type of car. Given its market position at the top end of the super car segment, Lamborghini was dealt a particularly harsh blow and the company did its best to react. In an attempt to overcome these problems, two new Urraco models were presented. In effect, they were spin-offs of the P250 range: a two-litre model (P200), again with a single camshaft but this time with a lower engine displacement in deference to tax restrictions, and a more powerful and mature 3-litre model (P300), with double overhead camshaft timing system and the power raised to 250 hp.

The gradually deteriorating social situation and the drop in sales made it necessary to streamline the production range.

The Jarama essentially went out of production, and at the 1974 Motor Show in Turin Bertone proposed an intriguing study based on the mechanics of the P300. The Bravo was a wedge-shaped coup with an unusual treatment of the front and rear hood, and the front and side windows were jointed without any visible posts. Lamborghini decided to work alongside Bertone to develop a Urraco model with a removable roof panel. Presented at the Geneva Motor Show in 1976, the Silhouette was an aggressive model with an unmistakable appearance. The Silhouette had the 3-litre 260 hp V8 engine of the Urraco P300, mid-mounted transversally behind the cockpit, and the body and chassis were made completely of steel.

The commercial and production difficulties were complicating the life of the company, leading the head of Lamborghini to seek outside collaboration in order to make better use of the equipment that, due to dropping sales, largely remained idle. The most significant cooperative effort came in 1976 with BMW Motorsport, which was headed by Jochen Neerpasch at the time. The contract envisaged the design and subsequent production of a super sports car with the engine mounted behind the cockpit, based on concepts for which Lamborghini had more experience and a better image than anyone in the world.

Unfortunately, another event intervened, further complicating things. Following contacts made with military suppliers of off-road vehicles, and particularly with 'MTI' (Mobility Technologies International), the company owners decided to design and construct a vehicle that was completely different from the ones that had been designed at Sant'Agata until then: a full-fledged high-performance off-road vehicle offering maximum mobility on the roughest terrain, the Cheetah. Various technical and legal problems ultimately made it impossible to produce the Cheetah, as it required too much of an investment for the small Italian company. The project never got off the ground and, at the same time, the collaboration with BMW evaporated.

Production of the Espada ended in 1978, followed by the Urraco and, lastly, also the Silhouette in 1979. Thus, only the S version of the Countach - the one invented by Wolf - was still in production. There was nothing left to be done except to continue with this extraordinary model, which allowed the company to survive despite the fact that business was shrinking. In fact, between 1978 and 1982, a total of 237 units were delivered. For the purposes of comparison, 158 'normal' Countach LP400s were produced between 1973 and 1977.

Bertone still believed in the company, and in 1980 he presented an intriguing study for a completely open car based on the P300: the Athon. The name was intended as a 'hymn to the sun', as the car was completely open and had no roof whatsoever, but there was no follow-up to it. The company slid toward bankruptcy and then liquidation. By 1980, Lamborghini was considered finished.

1981-1987

1987-1994

On 23 April 1987, 'Nuova Automobili Lamborghini SpA' was taken over by the US Chrysler company.

The American owners quickly settled in at Sant'Agata and a period of intense activity began, this time in close collaboration with a major automotive industry. The premises were good, although there were a few false steps at the beginning: the prototype of the Portofino. Production of the Quattrovalvole series stopped in 1988, with a total of 631 units. In the meantime, the company gained experience with composite materials and a special Countach, the Evoluzione, demonstrated the full potential of this project. Weight reduction permitted by these new materials, coupled with a more powerful engine achieved above all using new engine technologies management, offered extraordinary performance. Unfortunately, however, the Evoluzione never went into production.

Towards the end of 1987, the French Formula 1 team Larrousse asked Mauro Forghieri, the celebrated designer of Ferrari's finest models from the Sixties and Seventies, to create a new engine, and he turned to his good friends at Lamborghini with the proposal of embarking on the project together. After obtaining Chrysler's approval, Forghieri designed his engine, a V12 with a 3.5-litre capacity, the maximum displacement allowed by regulations. Ready within a matter of months, the new engine was officially demonstrated to the public in April 1988.

As a result, even a titled team like Lotus requested Lamborghini engines for the following season. Thanks also to this double supply of engines to two teams, the results for 1990 were nothing short of brilliant. At the end of the British Grand Prix, Bernard won an extraordinary fourth place and Suzuki placed sixth. The Hungarian Grand Prix was even more rewarding for the Lamborghini engines, which placed fifth, sixth and seventh, respectively with Warwick (Lotus), Bernard (Larrousse) and Donnelly (Lotus). Nevertheless, the best placement of the whole season came from Suzuki on his home turf at the Grand Prix in Japan, as he placed third and gave the company its first podium finish. This was the best placement ever achieved by a Lamborghini engine in all its seasons of activity.

Despite Forghieri's commitment, the American company's insensitivity to the financial problem led to a progressive decline in automotive performance and the 1991 season ended negatively, with the definitive withdrawal of the Modena F1 Team from the world championship. Now this lovely single-seater can also be admired at the Sant'Agata museum, and it represents one of the most important missed opportunities in the history of Lamborghini.

In the meantime, Lamborghini managed to make significant progress in renewing its model range of road vehicles. In order to celebrate the company's twenty-fifth anniversary, a commemorative version of the Countach was produced. The Anniversary was the praiseworthy final version of this glorious car, and needless to say, it was welcomed enthusiastically by customers, who purchased no less than 657 units. The Countach's successor was presented in 1990. The 132 was dubbed the Diablo, the name of a particularly fierce fighting bull of the nineteenth century, and it proved to be up to expectations. The Countach's follower could not be a conventional car, of course, and it had to be extreme, spectacular, forceful and uncommon: the Diablo, with its 492 hp generated by a 5.7-litre V12, was all this - and more.

Its designer is Luigi Marmiroli. In 1990, the Diablo was presented in the two-wheel drive version, but a four-wheel drive version was already in the wings, and from that point on this would become a distinctive feature of the top Lamborghinis. This version, named the Diablo VT for 'Viscous Traction', given the presence of a viscous coupling between the front and rear axles, was presented at the Geneva Motor Show in March 1993.

1994-1998

Chrysler's subsequent sudden decision to sell the Bologna company to a group of unknown Indonesian investors seems far more difficult to explain. This change of hands became official on 21 January 1994, destabilising the company management.

Despite these problems, the Diablo was developed and many collateral models were derived from it, some of which would prove to be very popular with certain consumer ranges. Some of the most interesting were the 1995 SV, a lighter and more powerful model that placed a premium on driving pleasure over comfort, and the VT Roadster with a Targa-style removable roof, which was instantly a hit, particularly in the United States. Other special editions, such as the SE, Jota, Monterey, Alpine and many others, were derived from these models. Also in 1995, Giorgetto Giugiaro demonstrated the Calà to the trade press, and this was another car with a V10 engine designed to replace the Jalpa. Interesting as it may have been, however, it never left the prototype stage. In 1996, a single-make championship was also inaugurated thanks to the organisation of a series of races to be held in Europe, with regulations similar to the ones followed by established international championships. A circuit version of the Diablo - the SVR - was made for this championship. In 1999, its on-road evolution was announced (the GT an ultra-sporty road version produced in a limited series of 83 units) as well as the circuit model for the new cycle of races for this trophy GTR, with a 6-litre 590-hp engine, produced in a limited series of 32 units).

In the meantime, Luigi Marmiroli left Lamborghini for personal reasons and Massimo Ceccarani took his place. The need to develop new models and thus to make major investments along these lines was evident. By this time, the Diablo was more than seven years old, a very long time in this difficult market.

Lamborghini turned to several top-level carmakers, including Audi, to request their technical collaboration. The initial idea was to ask for the 8-cylinder engine of the 'A8' flagship to power the future 'baby Lamborghini', but Audi's technical staff went back to company headquarters in Germany with very positive reports on the status of the company, its newfound good management and the professional level of the development work being done on its cars.

The first letter of intents between Audi and Lamborghini was signed on 12 June 1998, and the contract for the complete and definitive transfer of all the shares from the last Indonesian shareholder to the German company was completed on 27 July of the same year, just 50 days later.

1998-NOWADAYS

The first major innovation came in 2001 with the successor to the Diablo: the Murciélago. It is almost superfluous to point out that this new model was also named after a famous, fierce fighting bull. The fact that this Spanish word actually means 'bat' only serves to augment the dark, almost nocturnal magnetism of this magnificent new car. Its power has also been boosted to 580 hp, and this obviously increases its speed, muscle and acceleration. What has been augmented above all is the sensation of the overall quality of the car, with a level of finishing touches that is even better than the already excellent results of the last Diablos. Sales have immediately gone well, and Lamborghini can count on selling each one it makes, as these cars are reserved by customers well in advance.

The Murciélago is not destined to be alone, but during the wait for its companion in the Sant'Agata model range, several variants have been studied. The first one - and indubitably the most spectacular - is a concept car, a 'Barchetta' version presented at the 2003 Detroit Auto Show. It is not simply a Murciélago without the roof, but is essentially a new car, with its beguiling treatment of the rear bonnet and lateral posts. For the time being, it is a concept model, but a modified version will go into production.

The other brand-new item is also being unveiled in 2003, but in this case at the Geneva Motor Show: the Gallardo. It is equipped with a 500-hp 50-valves V10 engine, permanent four-wheel drive and a top speed of well over 300 km/h. Automobili Lamborghini have decided to baptize their latest model with the name of a fighting bull's breed: the Gallardo (pron.: ga:yàrdo). Designed to redefine its segment as the best high performance sports car and driving behaviour that fits its driver in every situation. The Gallardo is the synthesis of a true sports car that can be used on an every day basis. While matching these two apparently conflicting objectives, the guideline for Lamborghini engineers has been to fulfil the necessary comfort requirements without any compromise in the performances expected of a true Lamborghini car. The choices for engine, transmission, space frame and body, suspensions, brakes and electronics are then all in line with such an objective. The result is a compact (length 4.3 m) 2-seater high performance car (maximum speed well over 300 km/h), that can be driven with pleasure both on race tracks and on long distance journeys on country and city roads.

On the occasion of the celebrations for its 40th anniversary, the House of the Raging Bull offers a special, limited edition series of its supercar Murciélago: the Murciélago 40th Anniversary Edition. A limited amount of 50 numbered cars in the exclusive Verde Artemis (jade green) colour is produced in 2003 and sold predominantly in Europe, the United States and Japan.

Presented as a concept car in 2003 in Detroit - where it generated significant interest among Italian supercar enthusiasts - the production version of the Murciélago Roadster makes its official debut at the Geneva Show 2004. The Murciélago Roadster version builds on the extreme and exclusive features of the Coupé thus confirming it as a real "icon" of the Lamborghini brand. In creating the Roadster, the designer Luc Donckerwolke did not restrict himself to "cutting off" the roof of the Coupé. He bestowed it with its own sensational appearance, making the Murciélago Roadster a truly unique model. A model which in series production has retained all the emotional impact of the initial concept itself.

The engine is obviously the Lamborghini 12 cylinder 60° V, with a displacement of 6192 cc, producing 580 hp (426 kW) at 7500 rpm and a maximum torque of 650 Nm at 5400 rpm. The engine features the Lamborghini L.I.E. electronic engine management system. The standard gearbox is a 6-speed manual, like the Coupé. As an optional feature, a 6-speed "e-Gear" automatic version is available. There is also Lamborghini permanent four-wheel drive on the Roadster, with a central viscous coupling and limited slip rear and front differentials (45% rear, 25% front).

On the occasion of the 2003 Motor Show in Frankfurt Lamborghini shows for the first time a race version of its highly acclaimed super sports car, the Lamborghini Murciélago. Named Murciélago R-GT, Lamborghini is developing the competition car jointly with race experts Reiter Engineering and mother company Audi's sports division, Audi Sport. The new Murciélago R-GT will offer Lamborghini clients a highly competitive car to participate in professional motorsport events on an international level. With the Lamborghini Murciélago R-GT clients can compete in national and international race events such as the European FIA GT Championship or the American LeMans Series in the United States.

In July 2005 it is presented the Special Edition of the Gallardo, the Gallardo SE which is limited to 250 units and is characterized by a two-tone body paint, an even more sporty interior and technical improvement.

The House of the Raging Bull showed the first driveable prototype of the Lamborghini "Concept S" at the Monterey Concorso Italiano and at the Pebble Beach Concours d'Elegance in the USA in August 2005. The Lamborghini "Concept S" design study premiered at the previous' Geneva Motorshow as an extreme and spectacular expression of the Lamborghini brand. It was created at the Centro Stile Lamborghini in Sant'Agata Bolognese by Luc Donckerwolke, who drew inspiration from the classic single-seater racing cars of the past. The astonishing amount of public interest at the Geneva Motor Show prompted the decision to build a driveable prototype in order to further gauge potential customer demand.

Two years after the launch of the Coupé version of the Gallardo, Automobili Lamborghini presents the new Lamborghini Gallardo Spyder at the Frankfurt Motor Show in September 2005. This latest addition brings the marque's range of supercars to four models. The Gallardo Spyder is not just an open-top version of the Coupé, but is a completely new model. It has an attractive new design and a unique system for opening and closing the fabric roof that utilises the engine compartment to store the folded roof. The Lamborghini Centro Stile and engineers from the Research and Development team have worked in close partnership to develop this new design and to bring these clean and sharp lines on the road. The new Lamborghini Gallardo Spyder is powered by the 90° V-engine familiar from the 2006model- year Lamborghini Gallardo and the Lamborghini Gallardo SE. It is a ten-cylinder unit with a displacement of 4,961 cc and a maximum output of 520 bhp (382 kW) at 8000 rpm. At more than 100 bhp per litre, its specific output is on a par with that of racing cars. The new six-speed gearbox has shorter ratios. More specifically, compared to the original version, first gear is 27% lower, second gear is 13%. Third, fourth and fifth gears are all 6% lower, while sixth gear is 3.5% lower. The six-speed gearbox operates with the latest double- and triple-cone synchromesh. The optimized gearshift linkage is user-friendly and permits precise, rapid gear shifts. The Lamborghini Gallardo Spyder can also be specified with 'e.gear', an electronically controlled, sequential gear shift.

As with every Lamborghini, the Gallardo Spyder adopts the stylistic principles of purity, athleticism and sharpness. The Spyder is not just an open-top version of the Coupé, it sets forth the tradition as seen with Murcielago Coupé and Roadster creating a self standing model.

January 2006: the House of the Raging Bull brings back a legendary name from the company's past with the breathtaking "Lamborghini Miura Concept".

The "Lamborghini Miura Concept" will be the first Lamborghini vehicle to be conjured from the talented pen of Walter de' Silva, Head of Lamborghini Design. de' Silva's other design responsibilities include serving as Head of Design of Audi Group. Automobili Lamborghini anxiously begins the New Year with the highly anticipated unveiling of the "Lamborghini Miura Concept," a modern interpretation of the Lamborghini Miura, currently celebrating its 40th Anniversary.

The new concept model, which as of now, is strictly a concept with no firm date set for its production launch, is the inspired creation of de' Silva, the world-famous Italian designer. He has redesigned every aspect of the car while remaining absolutely faithful to the original form. The new car retains the extraordinary purity of line characteristic of the original Miura: the designer's intervention has been defined by refining the contours and eliminating any superfluous detail in order to enhance the clean, simple lines and perfectly-balanced proportions of the original that so impassioned enthusiasts. The restyling of the lower part of the body takes the car's structural strength and aerodynamic performance to new heights, without disturbing the delicate aesthetic equilibrium.

iPhone 5

2012-09-22T14:48:00.001+05:00

The new iPhone sports an Apple A6 SoC, 4″ (diagonal) Retina display, LTE support, better cameras, and a completely redesigned docking connector. These features make the iPhone 5 a solid improvement over the iPhone 4 and 4S; but, none stands out as a killer feature. This doesn’t mean the iPhone 5 is a lackluster phone.

Larger, all-aluminum back cover: The new phone has an aluminum back cover and glass front. This is a significant design change from the iPhone 4 and iPhone 4S, which have glass back plates. The iPhone 5 is available in two colors – black and white. The white version has a raw aluminum back cover and the black version has a black anodized cover. The iPhone 5 is also taller (4.87 inches), thinner (0.30 inch), and lighter (112 grams) than the iPhone 4S.

· Larger screen: The iPhone 5 has a 4-inch (diagonal) Retina display (1136×640 at 326 ppi).

· Upgraded wireless: The new phone supports 802.11 a/b/g/n in both the 2.4GHz and 5GHz bands and at data speeds up to 150Mbps.

· Apple A6 SoC: The iPhone 5 is the first device to use the Apple A6 system-on-a-chip (SoC).

· Better battery life than for iPhone 4S:The iPhone 5 will provide 8-hours of 3G talk time, 3G browsing, and LTE browsing.

· Enhanced iSight camera: Like the iSight camera on the iPhone 4S, the iPhone 5’s rear-facing camera has an 8-megapixel sensor and provides a maximum image resolution of 3264×2448 pixels. But thanks to an image signal processor within the A6 chip, the new phone has spatial noise reduction and a smart filter–for better low-light performance and faster image capture.

· Lightning connector: As predicted, the iPhone 5 has a brand new connector, dubbed Lightning. The new connector has an 8-signal design and is 80% smaller than the existing 30-pin connector.

· Headphone jack on the bottom: Another significant change from Apple’s earlier iPhones, the iPhone 5’s headphone jack is located along the bottom edge. Only the sleep/wake button now occupies the top.

Price:

Price of iPhone 5 starts at $199 for a 16GB model, $299 for 32GB, and $399 for the 64GB version–all with a two-year contract.

Ref: http://www.techrepublic.com/blog/cracking-open/iphone-5-lacks-killer-feature-still-impresses/827

Human Alphabets

2012-04-13T12:13:00.000+05:00