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	<title>Doctor Of Credit</title>
	<atom:link href="http://www.doctorofcredit.com/feed/" rel="self" type="application/rss+xml" />
	<link>https://www.doctorofcredit.com</link>
	<description>Bank Account &#38; Credit Card Bonuses</description>
	<lastBuildDate>Fri, 19 Jun 2026 11:00:32 +0000</lastBuildDate>
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		<title>Walgreens: Free 8&#215;10 Photo Print With Promo Code DADTHANK</title>
		<link>https://www.doctorofcredit.com/walgreens-free-8x10-photo-print-with-promo-code-eightdec/</link>
					<comments>https://www.doctorofcredit.com/walgreens-free-8x10-photo-print-with-promo-code-eightdec/#comments</comments>
		
		<dc:creator><![CDATA[William Charles]]></dc:creator>
		<pubDate>Fri, 19 Jun 2026 12:30:38 +0000</pubDate>
				<category><![CDATA[Deals]]></category>
		<category><![CDATA[freebies]]></category>
		<category><![CDATA[walgreens]]></category>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=134818?d=20260619</guid>

					<description><![CDATA[Walgreens is offering one free 8x10 photo print when you use promo code EIGHTDEC]]></description>
										<content:encoded><![CDATA[<p>Update 6/19/26: New code is <strong>DADTHANK</strong></p>
<p>Update 5/8/26: New code is MVPMOM</p>
<p>Update 4/5/26: New code is <strong>RAINYPRINT</strong></p>
<p>Update 3/15/26: New code is <strong>PRINT4YOU</strong>, valid until&nbsp; 3/17</p>
<p>Update 2/24/26: New code is <strong>ITSFREE810</strong></p>
<p>Update 2/13/26: New code is HEARTS</p>
<p>Update 1/1/26: Two new codes: 810FREE &amp; FREE4YOU</p>
<p>Update 12/23/25: New code is <strong>8TEN</strong></p>
<h2><span id="The_Offer"><span id="he_Offer">The Offer</span></span></h2>
<p style="padding-left: 40px;"><a target="_blank" href="https://photo.walgreens.com/store/prints-and-enlargements-details?tab=photo_Hero#!/pdpview?sku=CommerceProduct_7192">Direct link to offer</a></p>
<ul>
<li>Walgreens is offering one free 8&#215;10 photo print when you use promo code <strong>8TEN</strong></li>
</ul>
<p><a href="https://www.doctorofcredit.com/wp-content/uploads/2020/05/walgreens.png"><img fetchpriority="high" decoding="async" class="aligncenter size-full wp-image-145349" src="https://www.doctorofcredit.com/wp-content/uploads/2020/05/walgreens.png" alt="" width="744" height="403" srcset="https://www.doctorofcredit.com/wp-content/uploads/2020/05/walgreens.png 744w, https://www.doctorofcredit.com/wp-content/uploads/2020/05/walgreens-300x163.png 300w" sizes="(max-width: 744px) 100vw, 744px" /></a></p>
<h2><span id="Our_Verdict">Our Verdict</span></h2>
<p>Usually you can hold off on pick up for some time. That way you can just wait until you need something essential from Walgreens before going in. Remember to select full resolution when uploading.</p>
<p>&nbsp;</p>
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			<slash:comments>351</slash:comments>
		
		
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		<title>[Targeted] Amazon: Use Citi ThankYou Points &#038; Get Up To $25 In Giftcards</title>
		<link>https://www.doctorofcredit.com/targeted-amazon-use-citi-thankyou-points-get-up-to-25-in-giftcards/</link>
					<comments>https://www.doctorofcredit.com/targeted-amazon-use-citi-thankyou-points-get-up-to-25-in-giftcards/#comments</comments>
		
		<dc:creator><![CDATA[William Charles]]></dc:creator>
		<pubDate>Fri, 19 Jun 2026 12:00:58 +0000</pubDate>
				<category><![CDATA[Deals]]></category>
		<category><![CDATA[amazon]]></category>
		<category><![CDATA[Citi]]></category>
		<category><![CDATA[citi thankyou]]></category>
		<category><![CDATA[shop with points]]></category>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=260455?d=20260619</guid>

					<description><![CDATA[Citi is offering up to $25 in Amazon gift cards when you redeeem Citi ThankYou points for Amazon purchases]]></description>
										<content:encoded><![CDATA[<h2>The Offer</h2>
<p style="padding-left: 40px;">Direct link to offer (our affiliate link)</p>
<ul>
<li>Citi is offering up to $25 in Amazon gift cards when you redeeem Citi ThankYou points for Amazon purchases.
<ul>
<li>Redeem $20 in ThankYou points and earn a $10 gift card</li>
<li>Redeem $125 in ThankYou points and earn a second gift card worth $15</li>
</ul>
</li>
</ul>
<p><a href="https://www.doctorofcredit.com/wp-content/uploads/2026/06/citi-thankyou-points.png"><img decoding="async" class="aligncenter size-large wp-image-260456" src="https://www.doctorofcredit.com/wp-content/uploads/2026/06/citi-thankyou-points-1024x271.png" alt="" width="810" height="214" srcset="https://www.doctorofcredit.com/wp-content/uploads/2026/06/citi-thankyou-points-1024x271.png 1024w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/citi-thankyou-points-300x79.png 300w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/citi-thankyou-points-768x203.png 768w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/citi-thankyou-points-810x214.png 810w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/citi-thankyou-points-1140x301.png 1140w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/citi-thankyou-points.png 1237w" sizes="(max-width: 810px) 100vw, 810px" /></a></p>
<h2>Our Verdict</h2>
<p>These <a href="https://www.doctorofcredit.com/tag/shop-with-points/">Amazon Shop with Points</a> deals are getting progressively worse and worse. You&#8217;d need to redeem 2,500 points to trigger the $10 gift card (so basically redeem 2,500 points and get $30 in gift cards) and 15,625 points for the $15 gift card (so redeeming 15,625 points for a total of $150 in giftcards). Personally I&#8217;d just skip this offer and hope you get a better one in the future.&nbsp;</p>
<p style="text-align: right;">Hat tip to <a href="https://www.doctorofcredit.com/contact-us/#comment-2347834">reader</a></p>
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					<wfw:commentRss>https://www.doctorofcredit.com/targeted-amazon-use-citi-thankyou-points-get-up-to-25-in-giftcards/feed/</wfw:commentRss>
			<slash:comments>2</slash:comments>
		
		
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		<title>Best Bank Account Bonuses For June, 2026</title>
		<link>https://www.doctorofcredit.com/best-bank-account-bonuses/</link>
					<comments>https://www.doctorofcredit.com/best-bank-account-bonuses/#comments</comments>
		
		<dc:creator><![CDATA[William Charles]]></dc:creator>
		<pubDate>Fri, 19 Jun 2026 11:01:55 +0000</pubDate>
				<category><![CDATA[Bank Accounts]]></category>
		<guid isPermaLink="false">http://www.doctorofcredit.com/?p=4263?d=20260619</guid>

					<description><![CDATA[List of all the best checking, savings and bank account bonuses for June, 2026. $3,500+ in nationwide bonuses. $10,000+ in state bonuses. ]]></description>
										<content:encoded><![CDATA[<p>Below we&#8217;ve listed the best checking &amp; saving account bonuses in order from best to worst for June, 2026. We&#8217;ve also included a little bit of information on each bonus, make sure you click through and read our detailed posts on each offer before signing up &#8211; that way you won&#8217;t be caught unawares of hidden fees.</p>
<p><strong>Note:</strong> This page is updated monthly and keeps the same URL, so feel free to bookmark it or link to it knowing that it&#8217;ll be kept up to date. Because of this the comment section might contain discussion about deals that are no longer current, please keep that in mind. You can <a href="https://www.doctorofcredit.com/best-bank-account-bonuses/#Recent_Changes">view the most recent changes by clicking here</a>.</p>
<h2>Best Checking Account Bonuses</h2>
<h3>Chase $300-$400 ($900 With Savings)</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://account.chase.com/consumer/banking/checkingandsavingsoffer">Direct link to offer</a></p>
<p>Can also be combined with a $200 savings bonus and if you do both you get an additional $400. There is also a <a href="https://www.doctorofcredit.com/chase-400-checking-bonus/">straight $400 checking bonus</a> that is better if you can&#8217;t do the savings bonus. There is also a <a href="https://www.doctorofcredit.com/chase-900-checking-bonus/">$900 straight checking bonus that doesn&#8217;t require opening a savings account but has the same savings requirement that will be better for most people</a>.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/targeted-chase-900-checking-savings-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Chase">Soft pull</a></li>
<li>No credit card funding&nbsp;</li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Chase">Direct deposit required, no minimum</a></li>
</ul>
<h3>Bank of America $100-$500</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://promotions.bankofamerica.com/en/offers/chooseyourchecking500tiered">Direct link to offer</a></p>
<p>You have 90 days to meet the direct deposit requirements.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/bank-of-america-100-500-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Bank_of_America">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Bank_of_America">Direct deposits totaling $2,000-$10,000 within 90 days required</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Bank_of_America">No credit card funding, but can fund $250 with a debit card</a></li>
</ul>
<h3><span id="US_Bank_450_100_Checking_Bonus">U.S. Bank $450&nbsp;</span></h3>
<p><a target="_blank" href="https://www.usbank.com/splash/checking/2026-all-market-checking-offer.html">Direct link to offer</a></p>
<p>Anti churn language is now 12 months instead of 24 months. Sometimes available via a portal as well.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/u-s-bank-450-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#US_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#US_Bank">Can fund up to $250 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#US_Bank">Direct deposit of $2,000-$8,000 required</a></li>
</ul>
<h3>Chime $425 Portal Bonus</h3>
<p>Various portals like Swagbucks, MyPoints, and Inbox Dollars offer a bonus of $390-$426 bonuses when you open a Chime account after clicking through their portal and then receiving $200+ direct deposit.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/chime-earn-10000-swagbucks-for-opening-a-new-account-receiving-a-direct-deposit/">Read our full post</a></li>
<li>Soft pull</li>
<li>No credit card funding</li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Chime">$200 direct deposit required</a></li>
</ul>
<h3>Wells Fargo $425 Checking Bonus</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://accountoffers.wellsfargo.com/welcomebonus">Direct link to offer</a></p>
<p>Can be opened online. Requires $1,000 direct deposit.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wells-fargo-325-checking-bonus-available-online/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Wells_Fargo">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Wells_Fargo">No credit card funding&nbsp;</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Wells_Fargo" data-wpel-link="internal">$1,000 direct deposit required</a></li>
</ul>
<h3>BMO Harris $400 Checking Bonus</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.bmo.com/en-us/main/personal/checking-accounts/digital-offer/">Direct link to offer</a></p>
<p>Nice that this bonus is now available nationwide.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/il-wi-mn-in-az-fl-ks-mo-bmo-harris-350-checking-300-savings-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#BMO_Harris">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#BMO_Harris">Cannot fund with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#BMO_Harris">Direct deposits totaling $4,000 &#8211; $7,500</a></li>
</ul>
<h3>SoFi Checking &amp; Savings $675 Signup Bonus</h3>
<p style="padding-left: 40px;"><a href="https://www.doctorofcredit.com/sofi-checking-5000-direct-deposit-required/">Direct link to offer</a></p>
<p>$300 is from SoFi and the other $375 is from Rakuten. The Rakuten/Swagbucks/Topcashback rates move around a lot, but can often get $200-$375, that&#8217;s on top of the $300 from SoFi.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/sofi-checking-5000-direct-deposit-required/">Read our full post</a></li>
<li>Soft pull</li>
<li>No credit card funding</li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#SoFi_Invest">Direct deposit of $3,000+ required</a></li>
</ul>
<h3>Percapita (Fintech) $300 Checking Bonus ($25 Per Month), Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.percapita.com/en/earn300">Direct link to offer</a></p>
<p>We didn&#8217;t originally post this because it was capped at 3,200 people, that cap has been reset and is now 7,000. I assume they will update the landing page if that cap is hit. Requires spending $300+ per month.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/percapita-fintech-300-checking-bonus-25-per-month-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Percapita">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Percapita">No credit card funding&nbsp;</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Percapita">No direct deposit required</a>&nbsp;</li>
</ul>
<h3>Four Leaf Federal Credit Union $550</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.fourleaffcu.com/queens-open-an-account/">Direct link to offer</a></p>
<p>Formerly known as bethpage. They are very Chexsystems sensitive, but seems like they mostly care about how many inquiries in the last 1/2 months (need either 0 or 1 inquiries).</p>
<ul>
<li><a href="https://www.doctorofcredit.com/four-leaf-federal-credit-union-550-checking-bonus-fka-as-bethpage-federalcredit-union/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#BethPage_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#BethPage_Credit_Union">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#BethPage_Credit_Union">Direct deposit of $500+ required</a></li>
</ul>
<h3>PSECU $300 Checking Bonus</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://go.psecu.com/promo">Direct link to offer</a></p>
<p>This is technically PA only, but anybody can join Pennsylvania Recreation and Park Society (PRPS) for $20 and you get $10 of that back.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/pa-only-psecu-100-250-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#PSECU">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#PSECU">Can fund up to $100 with a Visa or Mastercard</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#PSECU">Direct deposit of $250+ required</a></li>
</ul>
<h3 class="entry-title">PNC $200/$400 Checking Bonus</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.pnc.com/en/personal-banking/banking/checking/campaigns/checking-offer-for-PNC-customers.html#">Direct link to offer</a></p>
<p>The offer available depends on where you live.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/pnc-up-to-250-400-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/pnc-bank-funding-now-codes-as-cash-advance/">Can fund with a credit card but codes as a cash advance</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#PNC">Direct deposit of $2,000 &#8211; $5,000 required</a></li>
</ul>
<h3>Citi $325/$475</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://banking.citi.com/cbol/OM/checking/enhanced-direct-deposit-offer/default.htm?BT_TX=1&amp;ProspectID=45A3B47DEC24426BB847622BFFE3A444">Direct link to offer</a></p>
<p>Nice part of this bonus is that it doesn&#8217;t require a huge deposit like the <a href="https://www.doctorofcredit.com/citi-up-to-2000-personal-checking-savings-bonus-available-nationwide-direct-deposit-not-required/">other Citi checking bonus</a>. There is also a $475 deal but that might be limited to NY, CT, MD, VA, DC, CA, NV, NJ, and select markets in FL and IL</p>
<ul>
<li><a href="https://www.doctorofcredit.com/citi-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Citibank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/citibank-credit-card-funding-appears-to-be-dead/">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Citibank">Direct deposit of $1,500+ required</a></li>
</ul>
<h3 class="entry-title">Connexus Credit Union $250 Checking Bonus, Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.connexuscu.org/earnmore">Direct link to offer</a></p>
<p>Not as good as the recent $300 bonus that was $50 more and had better tiers.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/connexus-credit-union-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#ConnexUs_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#ConnexUs_Credit_Union">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#ConnexUs_Credit_Union">Requires direct deposit or $500 ACH credit</a></li>
</ul>
<h3>American Express $300 Checking Bonus</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.americanexpress.com/en-us/banking/checking-account/">Direct link to offer</a></p>
<p>Normal bonus is $250, sometimes there are targeted bonuses that are much higher though.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/american-express-250-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#American_Express_Bluebird">Soft pull</a></li>
<li>No credit card funding&nbsp;</li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#American_Express">Direct deposit of $7,500 required</a></li>
</ul>
<h3 class="entry-title">Navy Federal Credit Union $200</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.navyfederal.org/campaigns/checking/a33580-checking-offer.html">Direct link to offer</a></p>
<p>This is a new member bonus, but it requires a checking account. Membership is also restricted to military/family.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/navy-federal-credit-union-200-new-member-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Navy_Federal_Credit_Union">Mixed reports of hard/soft pull</a></li>
<li>monthly non-payroll ACH or payroll allotment totaling at least $500 and recurring for at least 3 out of 4 consecutive months</li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Navy_Federal_Credit_Union">Can fund up to $250 with a credit card</a></li>
</ul>
<h3>United Debit Card 10,000 Miles</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.uniteddebitrewards.com/">Direct link to offer</a></p>
<p>Relatively easy bonus with debit card account signup and $500 spend on the debit card.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/united-launches-new-mileageplus-debit-card-10000-miles-signup-bonus-more/">Read our full post</a></li>
<li>Soft pull</li>
<li>No credit card funding</li>
<li>No direct deposit required</li>
</ul>
<h3 class="entry-title">Affinity Federal Credit Union $100 Referral Bonus</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://share.affinityfcu.org/zone/microsite?journey.campaign_id=7134729748330288377">Direct link to offer</a></p>
<p>Affinity have offered a $150 bonus in this past, this is better if you&#8217;re referred by a friend or family member and they are happy to give some of their bonus.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/affinity-federal-credit-union-100-referral-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Affinity_Federal_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Affinity_Federal_Credit_Union">Can fund up to $1,000 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Affinity_Federal_Credit_Union">Direct deposit of $100+ required</a></li>
</ul>
<h3>Charles Schwab Up To $500 Bonus</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.schwab.com/public/schwab/nn/refer-prospect.html">Direct link to bonus</a></p>
<p>This is now a soft pull making it much more interesting. People like this account because the account is quite useful (e.g ATM fees reimbursed, no fees for foreign transaction withdrawals) and you can also get this account and a brokerage account at the same time for one hard pull. The brokerage account then gives you access to the <a href="https://www.doctorofcredit.com/two-new-american-express-charles-schwab-cards-available-sign-ups-eligibility-requirements/">Charles Schwab credit cards</a>. Obviously not for everybody, but a pretty good combination.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/charles-schwab-referral-bonus-up-to-500/">Read our post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Charles_Schwab">Soft pull to open</a></li>
<li>No requirements for bonus</li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Charles_Schwab_Checking">Unknown credit card funding</a></li>
</ul>
<h3>Unify Financial Credit Union $150</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.unifyfcu.com/Get3055">Direct link to offer</a></p>
<p>Sometimes this is only available in specific areas/states but currently seems to be nationwide.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/unify-financial-credit-union-150-checking-bonus-nationwide/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Unify">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Unify_Financial_Credit_Union">Can fund up to $2,000 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Unify_Financial_Credit_Union">Direct deposit of $500+ required</a></li>
</ul>
<h3>Varo Money $150 Referral</h3>
<p style="padding-left: 40px;"><a href="https://www.doctorofcredit.com/varo-money-online-bank-account-75-sign-up-bonus-ios-android-sharing-referrals-still-a-nono/">Direct link to offer</a></p>
<p>Both parties get $150</p>
<ul>
<li><a href="https://www.doctorofcredit.com/varo-money-online-bank-account-75-sign-up-bonus-ios-android-sharing-referrals-still-a-nono/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Varo_Money">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Varo_Money">Requires a direct deposit of $500+</a></li>
</ul>
<h3>Lake Michigan Credit Union $100 Referral</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.lmcu.org/Refer">Direct link to offer</a></p>
<p>Out of state you do need to an appointment to open.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/lake-michigan-credit-union-100-referral-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Lake_Michigan_Credit_Union_LMCU">Hard pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Lake_Michigan_Credit_Union_LMCU">Can fund up to $50 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Lake_Michigan_Credit_Union">Two direct deposits of $500+ required</a></li>
</ul>
<h2>Best Saving Account Bonuses</h2>
<h3>e*Trade $400 Savings Bonus</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://us.etrade.com/promo/savings">Direct link to offer</a></p>
<p>Account also earnings 4% APY.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/etrade-400-savings-bonus-requires-20k-deposit-4-intro-rate/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#ETrade">Unknown if hard/soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#ETrade">Unknown if credit card funding is possible</a></li>
<li>Requires a $20,000 deposit for 60+ days&nbsp;</li>
</ul>
<h3>Capital One Up To $1,500 Bonus</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.capitalone.com/bank/bonus1500/">Direct&nbsp; Link to offer</a></p>
<p>The higher $1,500 tier does require $100,000 deposit. The account earns a decent interest rate and so this is well worth considering if you have the cash. Look back period recently improved.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/capital-one-300-1500-savings-bonus-requires-20000-100000-deposit/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Capital_One_360" data-wpel-link="internal">Soft pull as long as you opt out of overdraft protection</a></li>
<li>No credit card funding</li>
<li>Direct deposit not required</li>
</ul>
<h3>Citi Up To $2,000 Bonus &#8211; No Direct Deposit Required</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://banking.citi.com/cbol/checking/tiered/default.htm?venue=GoogleBR&amp;cmp=knc_acquire_2207_BAUCHK_Multi_Google_BR&amp;gclid=Cj0KCQjw27mhBhC9ARIsAIFsETF6eGwWVjwKlkdph7xlIEEuASamm3vH1V4huLyb9THTOrl19LLovZsaAqOFEALw_wcB&amp;gclsrc=aw.ds&amp;BT_TX=1&amp;ProspectID=4C57CC7F2B114FAA81C235424EA5A370">Direct link to offer</a></p>
<p>This is really more of a savings bonus as it requires a large deposit. Works out to be 8.6% APY for the best bonus.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/citi-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Citibank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/citibank-credit-card-funding-appears-to-be-dead/">No credit card funding</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>MooMoo $1,000 Cash Account Bonus</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.moomoo.com/us/en/events/welcome?">Direct Link to offer</a></p>
<p>MooMoo brokerage has a $1,000 bonus for making $100,000 deposit into their Cash Account and holding for 60 days. The $1,000 comes as NVDA stock which you can immediately sell. The account also comes with some other bonuses.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/moomoo-brokerage-bonus-up-to-1000-with-50000-deposit-more/">Read our full post</a></li>
<li>Soft pull</li>
<li>No credit card funding</li>
<li>No direct deposit required</li>
</ul>
<h3>HSBC Up To $1,500-$7,000 Checking Bonus</h3>
<p style="padding-left: 40px;"><a href="https://www.doctorofcredit.com/hsbc-1500-2500-bonus-with-100k-250k-deposit-share-your-referrals/">Direct link to offer</a></p>
<p>Can put it in an account that earns 3.3% APY or use investments. Referral option best for most people but there is another option that has <a href="https://www.doctorofcredit.com/hsbc-1500-7000-checking-bonus/">higher tiers of up to $7,000</a>. Bonus is better now as there is a $1,000 brokerage bonus that can be done at same time.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/hsbc-up-to-4000-checking-bonus-2/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#HSBC">Soft pull</a></li>
<li>Requires a $100,000 deposit for a $1,500 bonus or $250,000+ for $2,500</li>
</ul>
<h3>Ameriprise Financial $900</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.ameriprise.com/products/ameriprise-bank/checking">Direct link to offer</a></p>
<p>This works out to be 7.43% APY annualized when you include the bonus and base interest rate. You do need to be an existing Ameriprise customer to be eligible.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/existing-customers-ameriprise-up-to-900-checking-savings-bonus/">Read our full post</a></li>
<li>Soft pull</li>
<li>Requires a deposit of $35,000</li>
</ul>
<h3>Raisin/Savebetter + Topcashback: Up To $2,250 Savings</h3>
<p style="padding-left: 40px;"><a href="https://www.doctorofcredit.com/raisin-up-to-200-savings-bonus-referral-savebetter/">Direct link to offer</a></p>
<p>Topcashback seems to vary, but $150 is the highest you can expect.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/raisin-up-to-200-savings-bonus-referral-savebetter/">Read our full post</a></li>
</ul>
<h3>TD Bank up To $200 Savings Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, &amp; VA]</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.td.com/us/en/personal-banking/checking-bonus/pso">Direct Link to offer</a></p>
<p>Can also be combined with a $300 checking bonus.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/targeted-td-bank-300-checking-200-savings-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#TD_Bank" target="_blank" rel="noopener noreferrer" data-wpel-link="internal">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#TD_Bank" target="_blank" rel="noopener noreferrer" data-wpel-link="internal">Can fund up to $300 with a credit card</a></li>
<li>Requires a deposit of $20,000+ for 90 days</li>
</ul>
<h3>Buckeye State Bank 14% APY On Balances Up To $15,000 &#8211; OH</h3>
<p style="padding-left: 40px;"><a href="https://www.doctorofcredit.com/oh-buckeye-state-bank-14-apy-on-balances-up-to-15000-3-months/">Read our full post</a></p>
<p>Basically a $525 bonus if you max out the account.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/oh-buckeye-state-bank-14-apy-on-balances-up-to-15000-3-months/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Buckeye_State_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Buckeye_State_Bank">Direct deposit required</a></li>
</ul>
<h2>Best Business Bank Bonuses</h2>
<p>There are a lot less business bank bonuses than personal bonuses, you can view all of them here.</p>
<h3>Chase $500-$750 Business Checking Bonus</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.chase.com/business/banking/checking-offer">Direct Link to offer</a></p>
<p>Can be done by anyone online. Pretty easy offer to complete with a $10,000 deposit and 5 transactions. There is also a <a href="https://www.doctorofcredit.com/chase-business-total-checking-750-bonus-no-direct-deposit-required/">$750 offer that requires a $20,000 deposit (not currently available)</a>.&nbsp;You can also make these deals better by stacking them with the following:</p>
<ul>
<li><a href="https://www.doctorofcredit.com/targeted-chase-business-checking-50-bonus-for-making-15-zelle-transactions-of-5-each/">[YMMV] Chase Business Checking: $50 Bonus For Making 15 Zelle Transactions Of $5+ Each</a></li>
<li><a href="https://www.doctorofcredit.com/targeted-chase-business-checking-pay-5-bills-online-earn-250/">[YMMV] Chase Business Checking: Pay 5 Bills Online &amp; Earn $250</a></li>
</ul>
<ul>
<li><a href="https://www.doctorofcredit.com/chase-business-checking-500-online-bonus-no-direct-deposit-required/">Read our full post $500&nbsp;</a>| <a href="https://www.doctorofcredit.com/chase-business-total-checking-750-bonus-no-direct-deposit-required/">$750 full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Chase">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Chase">$500 credit card funding, but it codes as cash advance</a></li>
<li>Deposit of $10,000+ and 25 transactions required</li>
</ul>
<h3>Bank of America $400/$750</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://promotions.bankofamerica.com/smallbusiness/biz2toffer">Direct link to offer</a></p>
<p>Requires a deposit of $5,000-$15,000 and maintain it from day 31 through 90.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/bank-of-america-400-750-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Bank_of_America">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Bank_of_America">No credit card funding but can fund with a debit card of up to $100</a></li>
</ul>
<h3 class="entry-title">Grasshopper Bank $300 Via Finder</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.finder.com/banking/finder-x-grasshopper-reward-offer?utm_source=doctorofcredit&amp;utm_medium=referral">Direct link to offer</a></p>
<p>This just requires a $100 qualified deposit.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/grasshopper-bank-300-business-checking-bonus-via-finder/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Grasshopper">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Grasshopper">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Grasshopper">No direct deposit required</a></li>
</ul>
<h3>Capital One $500 Business</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.capitalone.com/small-business/bank/bizchecking500/">Direct link to offer</a></p>
<p>Requires a $5,000 balance for the $500 bonus. There has been a $1,000 tier in the past.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/capital-one-500-1000-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Capital_One_360">Soft pull</a></li>
<li>No credit card funding</li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Capital_One_360">No direct deposit required</a></li>
</ul>
<h3>BMO Harris $400-$1,000</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.bmoharris.com/main/business-banking/bank-accounts/bb-checking-offer/">Direct link to offer</a></p>
<p>Quite a high deposit requirement but still worth doing.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/az-fl-il-ks-mo-mn-wi-bmo-harris-200-500-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#BMO_Harris">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#BMO_Harris">Cannot fund with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#BMO_Harris">Requires a direct deposit of $4,000 &#8211; $7,500</a></li>
</ul>
<h3>Wells Fargo $400/$825</h3>
<p style="padding-left: 40px;"><a href="https://www.doctorofcredit.com/wells-fargo-400-825-business-checking-bonus/">Direct link to offer</a></p>
<p>Requires a balance of $2,500/$25,000 but thankfully only for 30 days.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wells-fargo-400-825-business-checking-bonus/">Read our full</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Wells_Fargo">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Wells_Fargo">No credit card funding</a></li>
</ul>
<h3>Citibank Up To $2,000 Business Checking Bonus &#8211; In Branch Only</h3>
<p style="padding-left: 40px;">No direct link, being offered in branch</p>
<p>Only available in branch and not all branches have this offer. This is more of a savings bonus as the $2,000 bonus requires a deposit of $200,000+ for example.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ymmv-in-branch-citibank-business-up-to-2000-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Citibank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/citibank-credit-card-funding-appears-to-be-dead/">No credit card funding</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>American Express Business Checking 30,000 Points</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.americanexpress.com/en-us/business/checking/">Direct link to offer</a></p>
<p>Requires $5,000 in deposits for 60 days and also 10 transactions. Fairly simple bonus to do a nice bonus (though it was once higher at 60k).</p>
<ul>
<li><a href="https://www.doctorofcredit.com/american-express-business-checking-20000-membership-rewards-points-bonus-1-10-apy-earn-points-with-debit-card-spend/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#American_Express_Bluebird">Soft pull</a></li>
</ul>
<h3>Bank Novo &#8211; $500 &#8211; Business Checking</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.novo.co/offer/nerdwallet">Direct link to offer</a></p>
<p>Requires $10,000 in debit spend.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/bank-novo-business-checking-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Bank_Novo">Soft pull</a></li>
</ul>
<h3>U.S. Bank $400/$1,500 Business Checking Bonus</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.usbank.com/affiliate/business-checking/online-banking-bonus-a.html">Direct link to offer</a></p>
<p>Previously terms excluded you if you had an account in the last 24 months, now it&#8217;s in the last 12 months. $400 bonus is very attractive. Larger bonus has been increased to $1,200.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/u-s-bank-400-900-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#US_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#US_Bank">Can fund up to $3,000 with a credit card</a></li>
</ul>
<h3>BlueVine Business Checking $500</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.bluevine.com/partner/nw300-checking">Direct link to offer</a></p>
<p>Bit annoying that the easiest way to get the bonus is by spending $2,000+ every month for three months. Better than the $300 bonus offered below.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/bluevine-business-checking-300-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#BlueVine">Soft pull</a></li>
<li>No credit card funding</li>
</ul>
<h3>Grasshopper $200 Business Referral Bonus</h3>
<p style="padding-left: 40px;"><a href="https://www.doctorofcredit.com/share-your-grasshopper-referrals-here/">Direct link to offer</a></p>
<p>Has been as high as $300 in the past, but the requirements are easier to meet now.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/grasshopper-200-business-checking-referral-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Grasshopper">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Grasshopper">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Grasshopper">No direct deposit required</a></li>
</ul>
<h3>Found $125-$250 Business Checking Bonus</h3>
<p style="padding-left: 40px;"><a href="https://www.doctorofcredit.com/found-125-business-checking-bonus/">Direct link to offer</a></p>
<p>Requires a $5,000 deposit and must maintain that for 30 days. There is now a $250 bonus that only requires a $2,500 deposit.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/found-125-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Found">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Found">No credit card funding</a></li>
</ul>
<h3>Citizens Bank $1,500 &#8211; CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.citizensbank.com/promo/business/checking/2025/earn-up-to-1500-a.aspx">Direct link to offer</a></p>
<p>Online link has targeted language, but the bonus is available in branch so can always just apply in branch.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ymmv-ct-de-ma-mi-nh-nj-ny-oh-pa-ri-vt-va-d-c-md-fl-citizens-bank-750-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Charter_One">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Citizens_Bank">No direct deposit required</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Citizens_Bank">No credit card funding</a></li>
</ul>
<h3>ACNB &#8211; $1,000-$2,000 Bonus &#8211; PA &amp; MD only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.acnb.com/earn2000">Direct link to offer</a></p>
<p>Requires a $10,000/$25,000 balance for three consecutive months.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/pa-md-only-acnb-1000-2000-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#ACNB">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#ACNB_Bank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#ACNB_Bank">Direct deposit not required</a></li>
</ul>
<h3>Equity Bank $1,000 &#8211; KS, MO, AR, OK, NE</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.equitybank.com/biz1000/">Direct link to offer</a></p>
<p>Requires a $20,000 deposit but no hold period, not even sure if you need to deposit all $20,000 at once or if it can be cycled.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ks-mo-ar-ok-equity-bank-1000-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Equity_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Equity_Bank">Direct deposit of $1,000+ required</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Equity_Bank">Can fund up to $2,500 with a credit card</a></li>
</ul>
<h3>BOK Financial $500-$1,500 &#8211; CO</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.bokfinancial.com/landing-pages/offers/colorado-business-checking-offer">Direct link to offer</a></p>
<p>There are three tiers, each requires the deposit be maintained for 60 days: $500 requires $5,000, $1,000 requires $25,000 and $1,500 requires $100,000. $1,000 and $1,500 deals are comparable so better to do the $1,000 deal so you don&#8217;t need to tie up as much in funds.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/co-only-bok-financial-1500-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Bank_of_Oklahoma">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Bank_of_Oklahoma">No credit card funding</a></li>
</ul>
<h3>Bank of Colorado &#8211; $750 &#8211; CO, NM, AZ, In Branch</h3>
<p style="padding-left: 40px;"><a href="https://www.doctorofcredit.com/co-nm-az-in-branch-only-bank-of-colorado-500-business-checking-bonus/">Direct link to offer</a></p>
<p>Requires $5,000 in deposits and 15 debit card purchases.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/co-nm-az-in-branch-only-bank-of-colorado-500-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Pinnacle_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Bank_of_Colorado">Credit card funding of up to $1,000</a></li>
</ul>
<h3>Keybank $500 AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA, In Branch</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.key.com/small-business/promo/bb-500-offer.html">Direct link to offer</a></p>
<p>First time we have seen a business bonus from Keybank.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ak-co-ct-id-in-ma-me-mi-ny-oh-or-pa-ut-vt-or-wa-in-branch-keybank-500-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#KeyBank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#KeyBank">Can fund up to $50 with a credit card online, not sure if possible in branch</a></li>
</ul>
<h3>Popular Bank $400 &#8211; FL, NJ, NY</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.popularbank.com/business/deposits/">Direct link to offer</a></p>
<p>First business checking bonus we&#8217;ve seen from Popular Bank.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-nj-ny-popular-bank-400-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Popular_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Popular_Bank">No credit card funding</a></li>
</ul>
<h3>Hancock Whitney $500 Checking Bonus &#8211; LA, MS, FL, AL, TX</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.hancockwhitney.com/26-acq-sb">Direct link to offer</a></p>
<p>Requires a $5,000 deposit and $5,000 balance for 30 days.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/la-ms-fl-al-tx-hancock-whitney-200-business-checking/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Whitney_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Whitney_Bank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Hancock_Whitney">Direct deposit of $250+ required</a></li>
</ul>
<h3>Provident Credit Union &#8211; $475 &#8211;&nbsp; CA, In Branch</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://providentcu.org/business/checking/dividend-checking/bonus">Direct link to offer</a></p>
<p>Unfortunately has to be opened in branch.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/provident-credit-union-150-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Provident_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Provident_Credit_Union">Can fund up to $1,000 with a credit card</a></li>
</ul>
<h3>Axos Bank $100/$200 Business Checking</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.axosbank.com/basicbusinesschecking">Direct link to offer</a></p>
<p>Just need an average balance of $2,500+ for the first two months. Bonus is $200 if business must be incorporated after 6/01/2020</p>
<ul>
<li><a href="https://www.doctorofcredit.com/axos-bank-100-business-checking-bonus-business-must-be-incorporated-after-6-1-20/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Axos_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Axos_Bank">No credit card funding</a></li>
<li>No direct deposit required</li>
</ul>
<h3>M&amp;T Bank $300-$1,500 Business Checking Bonus &#8211; MA, CT, DE, D.C., MD, NJ, NY, PA, VA, WV</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://campaigns.mtb.com/bizbonus">Direct link to offer</a></p>
<p>$1,500 bonus requires $100,000 in deposits unfortunately.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ct-de-d-c-md-nj-ny-pa-va-wv-in-branch-mt-bank-400-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#MT_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/">No credit card funding</a></li>
<li>No direct deposit required</li>
</ul>
<h3>Huntington Bank $200/$500/$1,000 &#8211; AL, AR, FL, GA, LA, MS, MO, OK, TN, OH, MI, IN, PA, KY, WV, IL, CO, MN, SC, WI, NC, TX</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.huntington.com/business-banking-promotions-offers">Direct link to offer</a></p>
<p>The $400 bonus has been increased to $500. $750 bonus has been increased to $1,000.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/oh-mi-pa-ky-wv-il-wi-huntington-bank-500-750-business-checking-bonuses/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Huntington_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Huntington_Bank">No credit card funding</a></li>
<li>No direct deposit required</li>
</ul>
<h3>PNC $200/$500 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.pnc.com/en/small-business/banking/business-checking-overview/business-checking-offer.html">Direct link to offer</a></p>
<p>Not nationwide like the personal bonus unfortunately. They have offered a $300 bonus in the past, but that hasn&#8217;t been available for some time. It&#8217;s also now easier to keep the account fee free and because of that we&#8217;ve added it back to this list. In some states this is now $500.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/pnc-up-to-500-business-checking-bonus-al-dc-de-fl-ga-il-in-ky-md-mi-mo-nc-nj-ny-oh-pa-sc-va-wi-and-wv/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/">Soft pull</a></li>
<li>Unknown if credit card funding is possible</li>
<li>Direct deposit not required</li>
</ul>
<h3>Associated Bank $750 &#8211; IA, IL, IN, KS, MI, MN, MO, OH and WI</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.associatedbank.com/businesschecking?promoCode=2020&amp;utm_source=googlesearch&amp;utm_medium=cpc&amp;utm_campaign=BUS24&amp;gad_source=1&amp;gclid=CjwKCAiA_OetBhAtEiwAPTeQZwyFnLxyTGktetwRKl74zpkDQDSSvI-EjwEX6bFdntdUC3e84T8rHxoCM0sQAvD_BwE">Direct link to offer</a></p>
<p>Requires $20,000 for the full bonus, but smaller bonuses available as well.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ia-il-in-ks-mi-mn-mo-oh-and-wi-associated-bank-up-to-750-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Associated_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Associated_Bank">Can fund up to $300 with a credit card</a></li>
</ul>
<h3>S&amp;T Bank $900 &#8211; PA &amp; OH</h3>
<p style="padding-left: 40px;"><a href="https://www.stbank.com/specials/q425-aob/" target="_blank" rel="external noopener noreferrer" data-wpel-link="external">Direct link to offer</a></p>
<p>$300 of the bonus is very easy, the rest needs a $25,000 deposit.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/pa-oh-st-bank-600-business-checking-bonus-requires-payment-processing/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#ST_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#ST_Bank">Can fund up to $100 with a credit card</a></li>
<li>No direct deposit is required</li>
</ul>
<h3>Broadway Bank $300-$1,000 &#8211; TX</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://broadway.bank/landing-pages/1000-offer">Direct link to offer</a></p>
<p>Requires a $25,000 deposit for the $400 bonus and $2,000 for the $300 bonus.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/tx-only-broadway-bank-300-500-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Broadway_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Broadway_Bank">Can fund up to $500 with a credit card</a></li>
</ul>
<h3>South State Bank $600 checking Bonus &#8211; GA, NC, SC, VA&nbsp;</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.southstatebank.com/small-business/bank/earn400">Direct link to offer</a></p>
<p>Bonus is up to $1,000 but $400 requires merchant services.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ga-nc-sc-va-fl-al-south-state-bank-400-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#South_State_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#South_State_Bank">Can fund up to $1,000 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#South_State_Bank">No direct deposit required</a></li>
</ul>
<h3>Community Credit Union Florida &#8211; $500 &#8211; FL</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.ccuflorida.org/home/landing/checkingbonus">Direct link to offer</a></p>
<p>Checking bonus has been increased to $500, previously it was $300 and there was a $200 savings bonus.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-community-credit-union-florida-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Community_Credit_Union_Florida">Hard pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Community_Credit_Union_Florida">Direct deposit of $500+ required</a></li>
<li>Unknown if credit card funding is possible&nbsp;</li>
</ul>
<h3>Fulton Bank $500 &#8211; DE, DC, MD, NJ, PA, &amp; VA</h3>
<p style="padding-left: 40px;"><a href="https://www.fultonbank.com/offers/small-business-checking" target="_blank" rel="external noopener noreferrer" data-wpel-link="external">Direct link to offer</a></p>
<p>Requires a $5,000 deposit for 60 days.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/de-dc-md-nj-pa-va-only-fulton-bank-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Fulton_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Fulton_Bank">Can fund up to $500 with a credit card</a></li>
<li>Direct deposit not required</li>
</ul>
<h3 class="entry-title">WaterStone Bank $300/$500 &#8211; WI, In Branch Only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.wsbonline.com/smallbusinessmonthoffers">Direct link to offer</a></p>
<p>Bonus was originally $250 but now $300 and $500 are available</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wi-only-waterstone-bank-250-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#WaterStone_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#WaterStone_Bank">Unknown if credit card funding is possible&nbsp;</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>Bell Bank $500 Bonus&nbsp; &#8211; MN, Select Counties</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://bell.bank/business/services/small-business-checking-baxter">Direct link to offer</a></p>
<p>Offer valid only to businesses in Crow Wing County, Cass County, Morrison County, or Atkin County, Minn</p>
<ul>
<li><a href="https://www.doctorofcredit.com/select-counties-mn-bell-bank-500-business-checking/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Bell_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Bell_Bank">Can fund up to $500 with a Visa or Mastercard</a></li>
</ul>
<h3>Trustco Bank $350 Business Checking Bonus&nbsp; FL, MA, NJ, NY, VT</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.trustcobank.com/checking-bonus-2/">Direct link to offer</a></p>
<p>Previously this was a $200 bonus but had no requirements.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-ma-nj-ny-vt-trustco-bank-200-business-checking-bonus-no-requirements/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#TrustCo_Bank" data-wpel-link="internal">Soft</a></li>
<li>No direct deposit required</li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Trustco_Bank">Unknown if credit card is allowed</a></li>
</ul>
<h3>Hancock Whitney $300/$1,000 Checking Bonus &#8211; LA, MS, FL, AL, TX</h3>
<p style="padding-left: 30px;"><a href="https://www.doctorofcredit.com/la-ms-fl-al-tx-hancock-whitney-bank-600-checking-savings-bonus/">Direct link to offer</a></p>
<p>This is a $300 checking bonus but can get up to $1,000 when doing the savings portion at the same time.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/la-ms-fl-al-tx-hancock-whitney-bank-600-checking-savings-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Whitney_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Whitney_Bank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Hancock_Whitney">Direct deposit of $3,000+ required</a></li>
</ul>
<h3>Farm Bureau Bank $250 &#8211; NV</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://farmbureau.bank/Reno-Location">Direct link to offer</a></p>
<p>There is also a $150 personal checking bonus but not clear if both of these bonuses can be done.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/nv-farm-bureau-bank-150-personal-checking-250-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Farm_Bureau_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Farm_Bureau_Bank">No credit card funding</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>Fulton Bank &#8211; $225 Business Checking DE, DC, MD, NJ, PA, &amp; VA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.fultonbank.com/offers/smallbiz225">Direct link to offer</a></p>
<p>Has been as high as $300 in the past.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/de-dc-md-nj-pa-va-only-fulton-bank-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Fulton_Bank">Soft pull</a></li>
<li>No direct deposit required</li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Fulton_Bank">Can fund up to $500 with a credit card</a></li>
</ul>
<h3>1st United Credit Union &#8211; $200 Business Checking Bonus &#8211; CA only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.1stunitedcu.org/business-checking">Direct link to offer</a></p>
<p>Normally in branch only but can also be opened online.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ymmv-select-ca-areas-only-1st-united-credit-union-200-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#1st_United_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#1st_United_Credit_Union">Can fund up to $2,000 with a credit card</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>MidFirst &#8211; OK, TX, AZ &#8211; $300</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.midfirst.com/business-offer">Direct link to offer</a></p>
<p>Requires a $7,500 average balance.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ok-az-midfirst-250-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#MidFirst_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#MidFirst_Bank">No credit card funding</a></li>
</ul>
<h2>Best State Specific Bonuses</h2>
<p>In the past we haven&#8217;t listed state specific bonuses on this page, I thought it was worth listing ones that are definitely worth doing, so here they are.</p>
<h3>Abington Bank $300 Checking Bonus, Direct Deposit Not Required MA, CT, RI, NH</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://abingtonbank.com/landing/specials/">Direct link to offer</a></p>
<p>We don&#8217;t know much about this bank, but this bonus seems easy to trigger and is much higher than normal.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ma-only-abington-bank-200-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Abington_Bank">Unknown if soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Abington_Bank">Up to $1,000</a></li>
<li>Direct deposit is optional</li>
</ul>
<h3>Stanford Federal Credit Union $620 &#8211; CA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.sfcu.org/bonus/">Direct link to offer</a></p>
<p>Highest this has ever been and no longer requires opening in branch.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-only-stanford-federal-credit-union-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Stanford_Federal_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Stanford_Federal_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Stanford_Federal_Credit_Union">Direct deposit of $500+ required</a></li>
</ul>
<h3>Cambridge Savings Bank $800- MA</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.cambridgesavings.com/300-checking-bonus">Direct link to offer</a></p>
<p>Only available in MA this time. Can also get a $400 savings bonus but that requires $25,000 for three full calendar months.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ma-ct-me-nh-ri-vt-cambridge-savings-bank-400-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Cambridge_Savings_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Cambridge_Savings_Bank">Can fund up to $1,000 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Cambridge_Savings_Bank">Direct deposit of $1,000 required for three consecutive months</a></li>
</ul>
<h3>Truist $400 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.truist.com/checking/open-checking">Direct link to offer</a></p>
<p>Have seen a slightly higher bonus at launch but I doubt we will see that again and has been lower at $300 for some time.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/truist-300-checking-bonus-al-ar-ga-fl-in-ky-md-ms-nc-nj-oh-pa-sc-tn-tx-va-wv-or-dc/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Truist">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Truist">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Truist">Two direct deposits totaling $1,000+ are required</a></li>
</ul>
<h3>4Front Credit Union $400 &#8211; MI &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.4frontcu.com/4front-400">Direct link to offer</a></p>
<p>No monthly fees to worry about either</p>
<ul>
<li><a href="https://www.doctorofcredit.com/mi-4font-credit-union-400-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#4Font_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#4Font_Credit_Union">Can fund up to $5,000 with a credit card</a></li>
<li>No direct deposit required</li>
</ul>
<h3>BECU $500 Bonus&nbsp; &#8211; WA, ID &amp; OR</h3>
<p style="padding-left: 40px;"><a href="https://www.becu.org/landing/membership/consumer-member-checking-400-500?utm_source=qrcode&amp;utm_medium=directmail&amp;utm_campaign=2026_q1_deposits_checking_offer500_hmg_dm&amp;utm_content=CKG500Q126" target="_blank" rel="external noopener noreferrer" data-wpel-link="external">Direct link to offer</a></p>
<p>Previously offered as a referral bonus of $100</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wa-id-or-only-becu-400-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#BECU">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#BECU">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#BECU">Direct deposit of $250+ required</a></li>
</ul>
<h3>TruNorth Bank $300 &#8211; Direct Deposit Not Required &#8211; MA, CT, RI, NH</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://trunorthbank.com/landing/specials/">Direct link to bonus</a>&nbsp;</p>
<p>&nbsp;TruNoth Bank is the new name of <a href="https://www.doctorofcredit.com/ma-only-abington-bank-200-checking-bonus/">Abington Bank</a> &amp; <a href="https://www.doctorofcredit.com/ma-only-north-shore-bank-300-checking-bonus/">North Shore Bank</a>. So most likely a soft pull to open.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ma-ct-ri-nh-trunoth-bank-300-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#TruNoth_Bank">Most likely Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#TruNoth_Bank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#TruNoth_Bank">Direct deposit optional</a></li>
</ul>
<h3>Visions Federal Credit Union &#8211; NY, PA, NJ &#8211; $500</h3>
<p style="padding-left: 40px;"><a href="https://www.doctorofcredit.com/ny-pa-nj-visions-federal-credit-union-200-checking-bonus/">Direct link to offer</a></p>
<p>Bonus is at an all time high, has been $300 and $200 in the past.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ny-pa-nj-visions-federal-credit-union-200-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Visions_Federal_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Visions_Federal_Credit_Union">Can fund up to $2,500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Visions_Federal_Credit_Union">Direct deposit of $500+ required</a></li>
</ul>
<h3>First Bank &#8211; $500&nbsp; &#8211; CA, IL, KS &amp; MO,</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.first.bank/Checking-Account-Bonus-Offers">Direct link to offer</a></p>
<p>Main issue is getting approved unfortunately.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-il-mo-first-bank-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#First_Bank_CA_IL_MO">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#First_Bank_CA_IL_MO">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#First_Bank_CA_IL_MO">Direct deposit of $250+ required</a></li>
</ul>
<h3>Waterstone Bank $250 Checking &#8211; WI only</h3>
<p style="padding-left: 40px;"><a href="https://www.wsbonline.com/bravo-program-benefits" target="_blank" rel="external noopener noreferrer" data-wpel-link="external">Direct link to bonus</a></p>
<p>No monthly fee. There is also a $100 money market bonus.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wi-waterstone-bank-256-checking-promotion-1000-scorecard-points/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#WaterStone_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#WaterStone_Bank">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#WaterStone_Bank">Direct deposit of $300+ required</a></li>
</ul>
<h3>Associated Bank &#8211; $600 Bonus&nbsp; &#8211; IA, IL, IN, KS, MI, MN, MO, OH and WI</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.associatedbank.com/growyourbonus">Direct link to offer</a></p>
<p>Huge bonus, does require a large balance of $10,000+ for a short period of time for the full $400 bonus but well worth doing if you have the spare funds. Available in a lot more states now.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/il-in-mn-wi-only-associated-bank-500-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Associated_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Associated_Bank">Fund up to $300 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Associated_Bank">Requires a direct deposit of $500+</a></li>
</ul>
<h3>First Horizon Bank $450 Bonus &#8211; LA, NY, SC, TX, TN, AR, MS, AL, GA, KY, FL, NC &amp; VA &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.firsthorizon.com/offer700">Direct link to offer</a></p>
<p>Usually this bonus isn&#8217;t this high and there is normally a monthly fee as well. There is also a $250 savings bonus.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/tn-ar-ms-al-ga-ky-fl-nc-va-first-horizon-bank-450-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#First_Horizon_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#First_Horizon_Bank">Credit card funding of up to $50 available</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#First_Horizon_Bank">Direct deposit required, no minimum</a></li>
</ul>
<h3>USC Credit Union $400 &#8211; CA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://info.usccreditunion.org/400bonus">Direct link to offer</a></p>
<p>Also requires some debit card transactions.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-usc-credit-union-250-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#USC_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#USC_Credit_Union">Direct deposit of $2,000+ required</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#USC_Credit_Union">Unknown if credit card funding is possible</a></li>
</ul>
<h3>Fulton Bank $300 &#8211; DE, DC, MD, NJ, PA, &amp; VA &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a href="https://offer.fultonbank.com/CheckingPromo" target="_blank" rel="external noopener noreferrer" data-wpel-link="external">Direct link to offer</a></p>
<p>Nice bonus that only requires 15 debit card transactions to trigger. Bonus has been increased to $300 from $200.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/de-dc-md-nj-pa-va-only-fulton-bank-200-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Fulton_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Fulton_Bank">Can fund up to $500 with a credit card</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>SouthEast Bank &#8211; $400 &#8211; TN</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.southeastbank.com/core-business-checking-bonus-spring26/">Direct link to offer</a></p>
<p>Requires a $5,000 deposit for 60 days.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/tn-southeast-bank-400-business-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#SouthEast_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#SouthEast_Bank">Unknown if credit card funding is possible</a></li>
</ul>
<h3>TruStone Financial $500 &#8211; WI &amp; MN only</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://trustonefinancial.org/checking-and-savings/checking-accounts/">Direct link to offer</a></p>
<p>Previously this was only $150 or $350.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wi-mn-only-trustone-financial-350-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#TruStone_Financial">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#TruStone_Financial">Can fund up to $2,000 with a Visa/Mastercard</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#TruStone_Financial">Direct deposit of $5,000+ required</a></li>
</ul>
<h3>Suffolk Credit Union $500 &#8211; NY&nbsp;</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.suffolkfcu.org/personal-banking/checking/sharks-checking/">Direct link to offer</a></p>
<p>Previously this was a $300 bonus but direct deposit wasn&#8217;t required.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ny-suffolk-federal-credit-union-100-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li>Unknown if hard/soft pull</li>
<li>Unknown if credit card funding is possible</li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Suffolk_Credit_Union">Direct deposit not required</a></li>
</ul>
<h3>Equity Bank $400 &#8211; KS, MO, AR, OK &amp; NE?</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.equitybank.com/bloom/">Direct link to offer</a></p>
<p>Not sure if NE works or not, but they recently acquired a bank that operates in NE.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ks-mo-ar-ok-ne-equity-bank-400-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Equity_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Equity_Bank">Direct deposit of $1,000+ required</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Equity_Bank">Can fund up to $2,500 with a credit card</a></li>
</ul>
<h3>Regions Bank $400 Checking Bonus + $50 &#8211; AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN &amp; TX</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.regions.com/promo/pm/switch-to-regions?promo=EZV3F2M">Direct link to offer</a></p>
<p>This is the highest variation of this bonus we see. They are churnable every 12 months you might as well&nbsp; get that clocking going for another bonus ASAP.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/regions-bank-400-checking-bonus-50-referral-al-ar-fl-ga-il-in-ia-ky-la-ms-mo-nc-sc-tn-tx-2/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Regions_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Regions_Bank">Can fund up to $100 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Regions_Bank">Direct deposit of $500+ required</a></li>
</ul>
<h3>Fifth Third $350 Checking Bonus &#8211; TX, CA, AL, FL, GA, IL, IN, KY, MI, NC, OH, TN, WV, SC</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.53.com/content/fifth-third/en/mkg/checking-offer.html">Direct link to offer</a></p>
<p>This seems to range from $250-$400 on a semi frequent basis. Best to do it when it&#8217;s $400 obviously.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fifth-third-200-checking-bonus-fl-ga-il-ky-mi-nc-oh-tn-wv/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Fifth_Third_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Fifth_Third_53rd">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Fifth_Third_Bank">Direct deposit of $500+ required</a></li>
</ul>
<h3>Old National Bank $300/$650 Bonus &#8211; IA, IL, IN, KY, MN, WI, TN, ND &amp; MI</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.oldnational.com/personal/our-best-offers/#QUALIFYING">Direct link to offer</a></p>
<p>Bit annoying to keep the $450 bonus fee free but can always just do the $250 bonus.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/in-ky-mn-mi-old-national-bank-300-450-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Old_National_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Old_National_Bank">Credit card funding of $500 allowed</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Old_National_Bank">Direct deposit of $500+ required</a></li>
</ul>
<h3>MIDFLORIDA Credit Union &#8211; $400 &#8211; FL</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.midflorida.com/current-offers/$400-bonus-free-checking">Direct link to offer</a></p>
<p>Older datapoints suggest hard pull but newer one say soft pull.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-only-midflorida-credit-union-200-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#MIDFLORIDA_CU">Soft pull</a></li>
<li>Unknown if credit card funding is possible</li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#MIDFLORIDA_CU">Direct deposit of $500+ required</a></li>
</ul>
<h3>Republic Bank &#8211; FL, IN, KY, OH &amp; TN &#8211; $400</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.republicbank.com/start-here/">Direct link to offer</a></p>
<p>Requires 10 debit card purchases and 3&nbsp;or more ACH credits (direct deposits)</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-in-ky-oh-tn-republic-bank-200-checking-bonus-2/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Republic_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Republic_Bank">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Republic_Bank_INKY">Requires 3&nbsp;or more ACH credits (direct deposits)</a></li>
</ul>
<h3>First Bank Financial Centre (FBFC) $150 Bonus &#8211; Direct Deposit Not Required &#8211; WI Only</h3>
<p style="padding-left: 40px;"><a href="https://www.fbfcwi.com/open-new-account" target="_blank" rel="external noopener noreferrer" data-wpel-link="external">Direct link to offer</a></p>
<p>No monthly fees or direct deposit required. $150 donation is also made to a local school program.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wi-veterans-only-150-first-bank-financial-centre-fbfc-checking-bonus-no-direct-deposit-or-monthly-fees/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#First_Bank_Financial_Centre">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#First_Bank_Financial_Centre_FBFC">No credit card funding available</a></li>
<li>No direct deposit required</li>
</ul>
<h3>SECU $350 &#8211; DC, DE, PA, VA, WV, MD</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.secumd.org/promo/welcome_to_your_last_checking_account/">Direct link to offer</a></p>
<p>$350 is an all time high for this bonus.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/dc-de-pa-va-wv-md-secu-250-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#State_Employees_Credit_Union_SECU_Of_Maryland">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#State_Employees_Credit_Union_SECU_Of_Maryland">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#SECU">Two direct deposits required</a></li>
</ul>
<h3>TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, &amp; VA]</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://checkingbonus.tdbank.com/Digital500.html">Direct Link to offer</a></p>
<p>Excellent bonus, but does have quite a large direct deposit requirement to get the $300 and needs a balance of $2,500 to keep it fee-free. There is also a $200 savings bonus.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/targeted-td-bank-300-checking-200-savings-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#TD_Bank" target="_blank" rel="noopener noreferrer" data-wpel-link="internal">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#TD_Bank" target="_blank" rel="noopener noreferrer" data-wpel-link="internal">Can fund up to $300 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#TD_Bank" data-wpel-link="internal">Direct deposit of $500 for $150 bonus and $2,500 for $300 bonus</a></li>
</ul>
<h3>MidFirst Bank $300/$350 &#8211; AZ, OK, TX</h3>
<p style="padding-left: 40px;"><a href="https://www.doctorofcredit.com/az-ok-only-midfirst-bank-200-checking-promotion-direct-deposit-not-required-100-savings/">Direct link to offer</a></p>
<p>$300 is the highest we have seen from MidFirst.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/az-ok-only-midfirst-bank-200-checking-promotion-direct-deposit-not-required-100-savings/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#MidFirst_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#MidFirst_Bank">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/">Direct deposit optional</a></li>
</ul>
<h3>AllTru Credit Union $300 Checking Bonus &#8211; MO</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://alltrucu.org/checking/personal-checking/">Direct link to offer</a></p>
<p>Just requires two $500+ direct deposits.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/mo-alltru-credit-union-400-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#AllTru_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#AllTru_Credit_Union">Can fund with up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#AllTru_Credit_Union">Direct deposit of $500+ required</a></li>
</ul>
<h3>Canandaigua National Bank $300 &#8211; NY</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.cnbank.com/you/checking/rochester-switch">Direct link to offer</a></p>
<p>Bit annoying that there are multiple requirements that need to be completed over two months but worth it for $300.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ny-canadaigua-national-bank-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Canadaigua_National_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Canadaigua_National_Bank">Direct deposit required in second and third month</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Canadaigua_National_Bank">Unknown if credit card funding is possible</a></li>
</ul>
<h3>Trustco Bank $300 Checking Bonus &#8211; FL, MA, NJ, NY, VT</h3>
<p style="padding-left: 40px;"><a href="https://www.trustcobank.com/deposit-accounts/250-and-a-ring-doorbell/" target="_blank" rel="external noopener noreferrer" data-wpel-link="external">Direct link to offer</a></p>
<p>Previously there was a bonus that didn&#8217;t require a direct deposit. This one might be in branch only as well.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-ma-nj-ny-vt-trustco-bank-250-stanley-cup-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#TrustCo_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Trustco_Bank">Can&#8217;t be funded with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#TrustCo_Bank">Direct deposit optional</a></li>
</ul>
<h3>Florida Credit Union $300 Checking &#8211; FL</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://flcu.org/600-bonus/">Direct link to offer</a></p>
<p>There is also a $300 CD bonus that can be done at the same time.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-only-florida-credit-union-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Florida_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Florida_Credit_Union">Can fund up to $2,500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Florida_Credit_Union">Direct deposit of $500+ required</a></li>
</ul>
<h3 class="entry-title">Unity Bank $300-$400 &#8211; NJ, PA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.unitybank.com/contests-and-promotions/cd-specials">Direct link to offer</a></p>
<p>$300 bonus is easier to keep fee free.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/nj-pa-only-unity-bank-300-400-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Unity_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#United_Roosevelt_Savings_Bank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Unity_Bank">Direct deposit of $1,500-$2,500 required</a></li>
</ul>
<h3>BOK Financial $450-$750 &#8211; CO</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.bokfinancial.com/landing-pages/offers/colorado-access-premier-bonus">Direct link to offer</a></p>
<p>There is also a $200 savings bonus, probably worth just paying the monthly fee on the $750 bonus to get the extra $300.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/co-only-bok-financial-950-checking-savings-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Bank_of_Oklahoma">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Bank_of_Oklahoma">No credit card funding</a></li>
</ul>
<h3 class="entry-title">Pittsfield Coop Bank $500/$750 &#8211; MA Pittsfield/Hinsdale Area</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://pittsfieldcoop.com/BANK/ReferAFriend">Direct link to offer</a></p>
<p>Might as well do the $750 offer as it only requires an extra 10 debit card transactions.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ma-pittsfield-coop-bank-750-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Pittsfield_Coop_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Pittsfield_Coop_Bank">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Pittsfield_Coop_Bank">Direct deposit of $500+ required for six months</a></li>
</ul>
<h3>C&amp;N Bank &#8211; $600 &#8211; PA, NJ &amp; NY</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.cnbankpa.com/Campaigns/4Suits">Direct link to offer</a></p>
<p>Bonus is technically up to $1,000, but only $600 is really achievable.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/pa-ny-cn-bank-400-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#CN_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#CN_Bank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#CN_Bank">Direct deposit of $5,000+ required</a></li>
</ul>
<h3>Eastern Bank $750 Checking/Savings Bonus &#8211; MA, NH, ME, RI</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.easternbank.com/eastern-bank-combo-offer-2">Direct link to offer</a></p>
<p>Not as good as it previously was as you can no longer fund up to $2,000 with a credit card but still a bonus worth considering.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ma-nh-me-ri-eastern-bank-750-checking-savings-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Eastern_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Eastern_Bank">Credit card funding no longer possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Eastern_Bank">Recurring direct deposit of $250+ required</a></li>
</ul>
<h3 class="omc-post-heading-standard">Fidelity Bank $500 Checking &#8211; Northeastern PA only</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.bankatfidelity.com/summer-checking-bonus/">Direct link to offer</a></p>
<p>This is normally $400.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/northeastern-pa-only-fidelity-bank-400-checking/">Read our full post</a></li>
<li>Deposit of $10,000 required for 30 days</li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Fidelity_Bank_PA">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Fidelity_Bank_PA">Can fund up to $500 with a credit card</a></li>
</ul>
<h3>Clearview Credit Union $412 &#8211; PA Only &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.clearviewfcu.org/New-Checking-Account-Offer">Direct link to offer</a></p>
<p>Much better than a previous deal that required a direct deposit and was smaller.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/pa-only-clearview-credit-union-412-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Clearview_Federal_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Clearview_Federal_Credit_Union">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Clearview_Federal_Credit_Union">No direct deposit required</a></li>
</ul>
<h3 class="entry-title">bankESB (Easthampton Savings Bank) $325 &#8211; Direct Deposit Not Required &#8211; MA, CT, RI &amp; NH</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://bank-hfg.com/landing/bankhometown-personal-checking/">Direct link to offer</a></p>
<p>No monthly fees or direct deposit required.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ma-ct-ri-bankesb-east-hampton-savings-bank-200-checking-bonus-direct-deposit-no-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#bankESB_East_Hampton_Savings_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#bankESB_East_Hampton_Savings_Bank">Can fund up to $1,000 with a credit card</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>Citizens Bank $400&nbsp; Checking Bonuses &#8211;&nbsp;CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.citizensbank.com/promo/checking/drc-2026-q2.aspx?ctzMode=CFG-LRA_DCR_CHK_CTZ_Q2DOC_28811Q226_INT-CVR-AGG">Direct link to offer</a></p>
<p>This is the highest bonus they have offered, it&#8217;s hard to keep the account fee free but that shouldn&#8217;t really be an issue as you can just pay the monthly fee and still end up ahead.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ct-de-ma-mi-nh-nj-ny-oh-pa-ri-vt-citizens-bank-400-checking-bonus-2/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Charter_One">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Citizens_Bank">Can fund up to $1,000 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Citizens_Bank">Direct deposit of $1,000+ required</a></li>
</ul>
<h3>Texana Bank &#8211; $500 &#8211; TX, AR</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://texanabank.com/personal/checking/checking-cash-bonus/">Direct link to offer</a></p>
<p>Requires a $5,000 direct deposit for the full bonus but there are lower tiers.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/tx-ar-texana-bank-up-to-500-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Texana_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Texana_Bank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Texana_Bank">Direct deposit of $5,000+ required</a></li>
</ul>
<h3>Huntington Bank &#8211; $400 &#8211; AL, AR, FL, GA, LA, MS, MO, OK, TN, OH, MI, IN, PA, KY, WV, IL, CO, MN, SC, WI, NC, TX</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.huntington.com/checking-account-promotions-bonuses-offers">Direct Link to offers</a></p>
<p>There is new anti churning language and we aren&#8217;t sure how this will be enforced.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/oh-mi-pa-ky-wv-huntington-bank-200-checking-promotion-no-direct-deposit-requirement/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Huntington_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Huntington_Bank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Huntington_Bank">Direct deposit of $400+ required</a></li>
</ul>
<h3>Wings Credit Union $500 + $50 &#8211; MN, WI, MI, WI, FL, GA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.wingscu.com/year-end-2025">Direct link to offer</a></p>
<p>This variation is not available nationwide.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/mn-wi-mi-fl-ga-wings-credit-union-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Wings_Financial_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Wings_Financial_Credit_Union">Can fund up to $1,500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Wings_Financial_Credit_Union">Requires direct deposits totaling $5,000+ for full bonus</a></li>
</ul>
<h3>Middlesex Savings Bank $350 &#8211; MA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.middlesexbank.com/bonus?utm_campaign=Platchecking&amp;utm_medium=paid-social&amp;utm_source=meta&amp;utm_content=yellow&amp;fbclid=Iwb21leASRnglleHRuA2FlbQEwAGFkaWQBqzMBiF0BNnNydGMGYXBwX2lkDDM1MDY4NTUzMTcyOAABHhL_ntEgQkQaTw2jvLdy6xfi8TokcIhru594kqCcbuy7JiDAICYWCVv1gAA7_aem_oC1dwhi09A6hvVDV5KZuzA&amp;utm_id=120238856839000518&amp;utm_term=120238856839280518">Direct link to offer</a></p>
<p>Only requires 8 debit card purchases and has no monthly fees.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ma-only-middlesex-savings-bank-200-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Middlesex_Savings_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Middlesex_Bank">Unknown if credit card funding is possible</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>Sunflower Bank $200 &#8211; AZ, MO, NM, KS &amp; CO and TX, In Branch only &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.sunflowerbank.com/personal/current-promotions/new-checking-reward/">Direct link to offer</a></p>
<p>This offer specifically states that ACH credits work to trigger the bonus, there is also no monthly fees to worry about.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ks-co-only-sunflower-bank-200-checking-savings-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Sunflower_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Sunflower_Bank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Sunflower_Bank">ACH credits totalling $500 or more required&nbsp;</a></li>
</ul>
<h3>South State Bank $300 checking Bonus &#8211; AL, CO, FL, GA, NC, SC, TX, VA &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.southstatebank.com/personal/bank/earn200">Direct link to offer</a></p>
<p>Doesn&#8217;t require a direct deposit either.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ga-nc-sc-south-state-bank-100-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#South_State_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#South_State_Bank">Can fund up to $1,000 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#South_State_Bank">No direct deposit required</a></li>
</ul>
<h3 class="entry-title">Numerica Credit Union $300 &#8211; WA, ID &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.numericacu.com/300">Direct link to offer</a></p>
<p>Was $200, now increased to $300.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wa-id-numerica-credit-union-200-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Numerica_Credit_Union">Unknown if hard or soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Numerica_Credit_Union">Can fund up to $500 with a credit card</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>Frontwave Credit Union $350 &#8211; CA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.frontwavecu.com/new-member">Direct link to offer</a></p>
<p>Looks like a regular ACH transfer will count for the direct deposit.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-frontwave-credit-union-200-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Frontwave_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Frontwave_Credit_Union">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Frontwave_Credit_Union">Direct deposit of $250+ required</a></li>
</ul>
<h3>PeoplesBank (Bankatpeoples) $350 MA &amp; CT Only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.bankatpeoples.com/home/standalone/checking350">Direct link to offer</a></p>
<p>They have had a $300 bonus in the past, but no gaurantee that offer will return.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ma-ct-only-peoplesbank-bankatpeoples-250-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#PeoplesBank_Bankatpeoples">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#PeoplesBank_Bankatpeoples">Credit card funding of $500</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>Metro Credit Union $500 Checking Bonus &#8211; MA, Southern NH</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.metrocu.org/bank-local">Direct link to offer</a></p>
<p>Previously you need to open in branch, that&#8217;s no longer the case.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ma-only-metro-credit-union-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Metro_Credit_Union_MA">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Metro_Credit_Union_MA">Can fund up to $2,000 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Metro_Credit_Union_MA">Direct deposit required, no minimum specified</a></li>
</ul>
<h3>Flagstar Bank $300-$500 &#8211; AZ, CA, FL, IN, MI, NJ, NY, OH, WI</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.flagstar.com/promo/retail/checking-cash-offer.html">Direct link to offer</a></p>
<p>Recently increased to $300/$500 from $250/$350.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/az-ca-fl-in-mi-nj-ny-oh-wi-flagstar-bank-250-350-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Flagstar_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Flagstar_Bank">No credit card funding possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Flagstar">Direct deposit of $500+ required&nbsp;</a></li>
</ul>
<h3>Country Bank $400 &#8211; MA, NH, ME, RI, CT, VT &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.countrybank.com/a-different-kind-of-banking-in-springfield/">Direct link to offer&nbsp;</a></p>
<p>Can do billpay or ACH payment instead of a direct deposit. Not churnable anymore.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ma-nh-me-ri-ct-vt-country-bank-200-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Country_Bank">Unknown if soft pull</a></li>
<li>Direct deposit optional</li>
<li>Unknown if credit card funding available&nbsp;</li>
</ul>
<h3>Academy Bank $500 &#8211; AR, MO, KS, CO, AZ</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.academybank.com/open-a-new-checking-account-500digital-lp">Direct link to offer</a></p>
<p>Slightly annoying to waive the $20 monthly fee, but worst case you can just pay it.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ar-mo-ks-co-az-academy-bank-500-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Academy_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Academy_Bank">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Academy_Bank">Requires four direct deposits totaling $10,000+</a></li>
</ul>
<h3>Bankers Trust $400 AZ, IA, NE In Branch</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.bankerstrust.com/400-offer/">Direct link to offer</a></p>
<p>Great deal if you can do the credit card funding.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/az-ia-in-branch-bankers-trust-250-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Bankers_Trust">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Bankers_Trust">Can fund up to $10,000 with a credit card, unsure if possible in branch</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Bankers_Trust">Direct deposit required, no minimum</a></li>
</ul>
<h3>Redstone Federal Credit Union $475 &#8211; AL, TN</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.redfcu.org/specials/JOIN475/">Direct link to offer</a></p>
<p>Offer available to residents in Cullman, Jackson, Limestone, Marshall, DeKalb, Morgan and Lawrence Counties in Alabama, or Bedford, Cannon, Lincoln, Moore, Rutherford, and Williamson Counties in Tennessee. <a href="https://www.doctorofcredit.com/al-tn-redstone-financial-credit-union-200-youth-savings-bonus-0-17/">There is also a $200 youth savings bonus</a>. Not as good as the recent $500 bonus.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/tn-rutherford-only-redstone-federal-credit-union-500-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Redstone_Federal_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Redstone_Federal_Credit_Union">Can fund up to $530 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Redstone_Federal_Credit_Union">Direct deposit not required</a></li>
</ul>
<h3>First Merchants Bank $400/$600 &#8211; MI</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.firstmerchants.com/switch-mi">Direct link to offer</a></p>
<p>Only really worth doing the $400 bonus, $600 requires a $25,000 balance.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/mi-first-merchants-bank-400-600-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#First_Merchants_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#First_Merchants_Bank">Can fund up to $2,500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#First_Merchants_Bank">Direct deposit of $500+ required for three months</a></li>
</ul>
<h3>First Commonwealth Federal Credit Union $400 Checking Bonus &#8211; PA, NJ</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.firstcomcu.org/EARN400.html">Direct link to offer</a></p>
<p>Bonus increased to $400, previously was $250.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/pa-nj-only-first-commonwealth-federal-credit-union-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#First_Commonwealth_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#First_Commonwealth_Bank">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#First_Commonwealth_Bank">Direct deposit of $500+ per month required</a></li>
</ul>
<h3>Bank of Colorado &#8211; $500 &#8211; CO, In Branch</h3>
<p style="padding-left: 40px;"><a href="https://www.doctorofcredit.com/co-nm-az-in-branch-only-bank-of-colorado-500-business-checking-bonus/">Direct link to offer</a></p>
<p>Not always in branch only. There is also a $750 business bonus.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/az-co-bank-of-colorado-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Pinnacle_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Bank_of_Colorado">Credit card funding of up to $1,000</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Bank_Of_Colorado">Requires $5,000 in direct deposits</a></li>
</ul>
<h3>OneAZ $300 Checking Bonus &#8211;&nbsp; AZ Only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.oneazcu.com/300-checking/">Direct link to offer</a></p>
<p>Has been as high as $500 in the past but that was a long time ago.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/az-only-oneaz-credit-union-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Arizona_State_Credit_Union_now_OneAZ_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Arizona_State_Credit_Union_now_OneAZ_Credit_Union">Credit card funding of $500 required</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#OneAZ_Credit_Union">Direct deposit of $1,000+ required for six months</a></li>
</ul>
<h3>KeyPoint Credit Union $300 Checking &#8211; CA Only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://kpcu.com/LPs/MB50">Direct link to offer</a></p>
<p>Big bonus with a nice amount of credit card funding.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-only-keypoint-credit-union-200-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#KeyPoint_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#KeyPoint_Credit_Union">Can fund up to $3,000 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#KeyPoint_Credit_Union">Direct deposit of $1,000 required</a></li>
</ul>
<h3>M&amp;T Bank $400 Checking &#8211; CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://campaigns.mtb.com/personal/banking/cash-bonus-offer">Direct link to offer</a></p>
<p>Has been higher in the past but not for some time.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/mt-bank-150-checking-bonus-tn-available-online-ct-dc-de-md-nj-ny-pa-va-wv/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#MT_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#MT_Bank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#MT_Bank">Requires $500+ in direct deposits</a></li>
</ul>
<h3>Stanford Federal Credit Union $250/$500 &#8211; CA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.sfcu.org/bonus/">Direct link to offer</a></p>
<p>This requires a monthly direct deposit of $2,500 or $5,000.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-only-stanford-federal-credit-union-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Stanford_Federal_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Stanford_Federal_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Stanford_Federal_Credit_Union">Direct deposit of $2,500/$5,000 required</a></li>
</ul>
<h3>Union Savings Bank &#8211; $400 Bonus &#8211; CT Only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.unionsavings.com/business-checking/500bonus-get-started">Direct link to offer</a></p>
<p>Bonus is less than before but only requires a $500 balance instead of $15,000.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ct-only-union-savings-bank-300-checking-savings-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Union_Savings_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Union_Savings_Bank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Union_Savings_Bank">Direct deposit required</a></li>
</ul>
<h3>Camden National Bank $300 &#8211; MA, ME, NH</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.camdennational.bank/levelup">Direct link to offer</a></p>
<p>Have been slight variations of this offer in the past. There is also a $200 savings bonus.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/me-nh-camden-national-bank-300-checking-bonus-2/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Camden_National_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Camden_National_Bank">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Camden_National_Bank">Direct deposit of $500+ required</a></li>
</ul>
<h3>Local Bank &#8211; $250 &#8211; AL</h3>
<p style="padding-left: 40px;">Direct link to offer</p>
<p>Previously you could get some of the bonus without completing the requirements, this isn&#8217;t possible any longer.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/al-local-bank-250-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Local_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Local_Bank">Unknow if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Local_Bank">Direct deposit of $1,000+ required</a></li>
</ul>
<h3>Air Academy Credit Union $225 &#8211; CO</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.aacu.com/local.html">Direct link to offer</a></p>
<p>Has been as high as $250 in the past but as it&#8217;s not a huge difference I think this is still worth doing.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/co-only-air-academy-credit-union-250-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Air_Academy_Federal_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Air_Academy_Federal_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Air_Academy_Federal_Credit_Union">Direct deposit required</a></li>
</ul>
<h3>Bar Harbor Bank &amp; Trust $200 Checking Bonus &#8211; ME, VT &amp; NH</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.barharbor.bank/cashbonus">Direct link to offer</a></p>
<p>They offer a free checking account.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/me-nh-in-branch-only-bar-harbor-bank-trust-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Bar_Harbor_Bank_Trust">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Bar_Harbor_Bank_Trust">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Bar_Harbor_Bank_Trust">Direct deposit of $250+ required</a></li>
</ul>
<h3>PECU $200, Direct Deposit Not Required &#8211; TX</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.pecutx.org/community-impact.html">Direct link to offer</a></p>
<p>Requires 5 debit card purchases of $10+</p>
<ul>
<li><a href="https://www.doctorofcredit.com/tx-pecu-200-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li>Unknown if hard/soft pull</li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Public_Employees_Credit_Union_PECU">Can fund up to $250 with a credit card</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>Old Second Bank $300 Bonus &#8211; IL only</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.oldsecond.com/personal-banking/checking-300">Direct link to offer</a></p>
<p>Another small bonus, upside is that $100 can be done without a direct deposit being required.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/il-only-old-second-bank-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Old_Second_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Old_Second_Bank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Old_Second_Bank">Two direct deposits totaling $500 or more required</a></li>
</ul>
<h3>Oostburg State Bank $300 &#8211; WI</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.oostburgstate.bank/checking-reward">Direct link to offer</a></p>
<p>Just requires the direct deposit and a $750 balance.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wi-only-oostburg-state-bank-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Oostburg_State_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Oostburg_State_Bank">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Oostburg_State_Bank">Direct deposit of $500+ required</a></li>
</ul>
<h3>Vantage Credit Union $250, Direct Deposit Not Required &#8211; MO &amp; IL</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.vcu.com/ln-checking-offer">Direct link to offer</a></p>
<p>Unfortunately seems to be a hard pull</p>
<ul>
<li><a href="https://www.doctorofcredit.com/mo-ilvantage-credit-union-250-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Vantage_Credit_Union">Hard pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Vantage_Credit_Union">Can fund up to $500 with a credit card</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>Westmark Credit Union $250 &#8211; Direct Deposit Not Required, ID Only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.westmark.org/accounts/checking-new.shtml">Direct link to offer</a></p>
<p>No monthly fees to worry about.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/id-only-westmark-credit-union-250-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Westmark_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Westmark_Credit_Union">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Westmark_Credit_Union">Direct deposit not required</a></li>
</ul>
<h3>Safe 1 Credit Union $200 &#8211; CA, Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.safe1.org/checking-account-promotion/">Direct link to offer</a></p>
<p>No monthly fee to worry about either.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-safe-1-credit-union-200-checking-bonus-no-direct-deposit-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Safe_1_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Safe_1_Credit_Union">Can fund up to $500 with a credit card</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>WECU $250 Checking Bonus &#8211; WA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.wecu.com/offer/">Direct link to offer</a></p>
<p>Sadly don&#8217;t know if it&#8217;s a hard or soft pull.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wa-only-wecu-250-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#WECU">Unknown if hard or soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#WECU">Unclear if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#WECU">Direct deposit of $100+ required</a></li>
</ul>
<h3>Honor Credit Union $250 Checking Bonus &#8211; MI</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.honorcu.com/jointhefam/">Direct link to offer</a></p>
<p>The credit card funding is interesting, but it&#8217;s unfortunate about the $15 fee and also the hard pull to open the account.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/mi-only-honor-credit-union-250-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/mi-honor-credit-union-5-apy-benefits-checking-account/#comment-277931">Hard pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Honor_Credit_Union">Can fund up to $2,500 with a credit card, but there is a $15 fee</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Honor_Credit_Union">Direct deposit of $100+ per month required</a></li>
</ul>
<h3>Columbia Bank $300 Bonus &#8211; NJ only</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.columbiabankonline.com/personal-banking/personal-checking/advantage-plus-checking">Direct link to offer</a></p>
<p>Bonus has been as high as $500 in the past and that&#8217;s why we don&#8217;t have it higher in the list. Still worth considering for some that don&#8217;t want to wait for a potential bigger offer to come along. There is a $400 savings bonus as well.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/nj-columbia-bank-200-chehking-account-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Columbia_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Columbia_Bank">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Columbia_Bank">Direct deposit required but no minimum specified</a></li>
</ul>
<h3>Freedom Credit Union $200 Referral Bonus &#8211; PA</h3>
<p style="padding-left: 40px;"><a href="https://www.doctorofcredit.com/pa-freedom-credit-union-100-checking-bonus-100-per-person-refer/">Direct link to offer</a></p>
<p>Deal is made better if you can refer a few people as well.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/pa-freedom-credit-union-100-checking-bonus-100-per-person-refer/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Freedom_Credit_Union">Unknown if hard/soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Freedom_Credit_Union">Credit card funding of $500+</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Freedom_Credit_Union">Direct deposit required for the full bonus</a></li>
</ul>
<h3>CIBC US $200 IL, MI, MO, FL, CA &amp; WI</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://us.cibc.com/en/personal/checking.html">Direct link to offer</a></p>
<p>Can now be opened online, previously it was in branch only.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/il-mi-mo-wi-cibc-us-200-checking-bonus-in-branch-only/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#CIBC_US">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#CIBC_US">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#CIBC_US">Recurring Direct deposit required</a></li>
</ul>
<h3>KeyBank $300/$500 Bonus &#8211; AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.key.com/personal/checking/checking-account-bonus-offers.html?sqkl=personal_homepage_marquee_CMP500_0825">Direct link to offer</a></p>
<p>Normally KeyBank offers a bonus of up to $300 but only in a few very specific areas, this seems to be available in a lot more areas than normal. If you&#8217;re considering this offer (and you should) then it&#8217;s worth doing sooner rather than later as it often expires before it&#8217;s listed to expire.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/unknown-location-restrictions-keybank-200-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#KeyBank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#KeyBank">Can fund up to $100 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Key_Bank">Direct deposit of $500+ required</a></li>
</ul>
<h3>BOK Financial $300 College Bonus OK, AR, AZ, CO, KS, NM, TX &amp; MO &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a href="https://www.doctorofcredit.com/ok-bank-of-oklahoma-300-in-branch-college-checking-bonus-direct-deposit-not-required/">Direct link to offer</a></p>
<p>Unfortunately only available to college students and they do require ID.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ok-bank-of-oklahoma-300-in-branch-college-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Bank_of_Oklahoma">Soft pull</a></li>
<li>Direct Deposit Not Required</li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Bank_of_Oklahoma">Unknown if credit card funding is possible</a></li>
</ul>
<h3>Municipal Credit Union &#8211; NYC $350 Bonus</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.nymcu.org/personal-banking/everyday-hero">Direct link to offer</a></p>
<p>Requires a $3,500 direct deposit for the full bonus.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/nyc-muncipal-credit-union-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Muncipal_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Muncipal_Credit_Union">Direct deposit of $1,000+ required</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Muncipal_Credit_Union">No credit card funding</a></li>
</ul>
<h3>Seacoast Bank $400 Bonus &#8211; FL only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.seacoastbank.com/switch600">Direct link to offer</a></p>
<p>There is also a $200 savings bonus that can be done at the same time.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-in-branch-only-seacoast-bank-350-checking-150-savings-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Seacoast_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Seacoast_Bank">Can fund up to $1,000 with a credit card but likely to be a cash advance in branch</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Seacoast_Bank">Direct deposit of $500+ required</a></li>
</ul>
<h3>Guaranty Bank &#8211; MO &#8211; $300 &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://gbankmo.com/bank/summer-checking-bonus">Direct link to offer</a></p>
<p>Any ACH will work.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/mo-guaranty-bank-300-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Guaranty_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Guaranty_Bank">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Guaranty_Bank">Direct deposit not required</a></li>
</ul>
<h3>Power Financial Credit Union $199 &#8211; FL &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.powerfi.org/About/Jason-Taylor">Direct link to offer</a></p>
<p>Previously bonus was only $100.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-power-financial-credit-union-100-checking-bonus-no-direct-deposit-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Power_Financial_Credit_Union">Mixed datapoints if it&#8217;s a hard/soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Power_Financial_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Power_Financial_Credit_Union">Direct deposit not required</a></li>
</ul>
<h3>Everwise Credit Union $250 [Formerly Teachers Credit Union] IN &amp; MI &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.everwisecu.com/get250-em">Direct link to offer</a></p>
<p>Normally this bonus is only $200, but there is now another $200 that it&#8217;s easy to meet the requirements for.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/in-mi-everwise-credit-union-250-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Teachers_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Teachers_Credit_Union">Direct deposit not required</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Teachers_Credit_Union">Can fund up to $2,500 with a credit card</a></li>
</ul>
<h3>Idaho Central Credit Union (ICCU) $150/$250 Bonus &#8211; ID, WA, OR, Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.iccu.com/info/26039-new-member/">Direct link to offer</a></p>
<p>$250 bonus requires an account with a monthly fee that cannot be waived.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/id-only-idaho-central-credit-union-iccu-150-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Idaho_Central_Credit_Union_ICCU">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Idaho_Central_Credit_Union_ICCU">Unknown if credit card funding is possible</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>Credit Human $300 Bonus &#8211; TX, LA only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.credithuman.com/checking-promo-2026">Direct link to offer</a></p>
<p>No monthly fee to worry about.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/tx-la-credit-human-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Credit_Human">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Credit_Human">Can fund up to $150 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Credit_Human">Two direct deposits of $250+ within 60 days of account opening</a></li>
</ul>
<h3>Broadway Bank $300 &#8211; TX</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://broadway.bank/landing-pages/300-offer">Direct link to offer</a></p>
<p>Fairly easy bonus and no monthly fees.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/tx-only-broadway-bank-200-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Broadway_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Broadway_Bank">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Broadway_Bank">Direct deposit of $2,500+ required</a></li>
</ul>
<h3>Bellwether Community Credit Union &#8211; $300 &#8211; NH, MA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.bccu.org/checking200">Direct link to offer</a>&nbsp;</p>
<p>Requires keeping the account open for 12 months for the full bonus otherwise you only get $150.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/nh-ma-bellwether-community-credit-union-200-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Bellwether_Community_Credit_Union">Unknown if hard/soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Bellwether_Community_Credit_Union">Can fund up to $3,000 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Bellwether_Community_Credit_Union">Requires two direct deposits of $500+ required</a></li>
</ul>
<h3>Fidelity Bank Up To $300 Checking Bonus + $100 Savings &#8211; MA, NH</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.fidelitybankonline.com/checkingbonus/">Direct link to offer</a></p>
<p>Sometimes it includes Airpods or something similar instead of the $100.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ma-fidelity-bank-up-to-250-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Fidelity_Bank_Online_MA">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Fidelity_Bank_Online_MA">Direct deposit of $500+ required</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Fidelity_Bank_Online_MA">Can fund up to $500 with a credit card</a></li>
</ul>
<h3>Star Financial Bank &#8211; $300 &#8211; IN, In Branch</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.starfinancial.com/switch-to-star-westfield-offer">Direct link to offer</a></p>
<p>Been a long time since we&#8217;ve seen a bonus from Star Financial.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/star-financial-bank-200-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Star_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Star_Bank">Direct deposit of $500+ required</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Star_Bank">Unknown if credit card funding is possible</a></li>
</ul>
<h3>S&amp;T Bank $300/$400 &#8211; PA &amp; OH</h3>
<p style="padding-left: 40px;"><a href="https://www.doctorofcredit.com/pa-oh-st-bank-350-checking-bonus-no-direct-deposit/" target="_blank" rel="external noopener noreferrer" data-wpel-link="external">Direct link to offer</a></p>
<p>Just need to fund the account with $1,000.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/pa-oh-st-bank-350-checking-bonus-no-direct-deposit/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#ST_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#ST_Bank">Can fund up to $100 with a credit card</a></li>
<li>No direct deposit is required</li>
</ul>
<h3>Tower Federal Credit Union $100 &#8211; MD &#8211; No Requirements</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.towerfcu.org/cwfgolf2021/">Direct link to offer</a></p>
<p>This bonus has no monthly fees or requirements to trigger, making it extremely easy.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/md-only-tower-federal-credit-union-100-checking-bonus-no-requirements/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Trademark_Federal_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Tower_Federal_Credit_Union_TFCU">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Tower_Federal_Credit_Union">Direct deposit not required</a></li>
</ul>
<h3>Westfield Bank $100 Bonus &#8211; OH Only &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.westfield-bank.com/promo-switch-bonus">Direct link to offer</a></p>
<p>Any ACH deposit will work for this, doesn&#8217;t need to be direct deposit/payroll.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/oh-westfield-bank-100-checking-bonus-no-direct-deposit-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Westfield_Bank_OH">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Westfield_Bank">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Westfield_Bank_OH">Direct deposit or recurring ACH deposit required</a></li>
</ul>
<h3>Orange County&#8217;s Credit Union $100 Checking Bonus &#8211; No Direct Deposit Required &#8211; CA Only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.orangecountyscu.org/landing/get-checking-and-$100/">Direct link to offer</a></p>
<p>Always nice to see a bonus with no direct deposit required, in addition no monthly fees to worry about.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-only-orange-countys-credit-union-100-checking-referral-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Orange_County_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Orange_County8217s_Credit_Union">Can fund up to $100 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Orange_County8217s_Credit_Union">Direct deposit not required</a></li>
</ul>
<h3>Horizon Credit Union $200 Checking Bonus &#8211; WA, ID, MT, OR &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.hzcu.org/personal-accounts/checking/checking-offer/">Direct link to offer</a></p>
<p>Unfortunately there is a hard pull but everything else about this offer is great.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wa-id-mt-or-horizon-credit-union-200-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Horizon_Credit_Union_WA_ID_MT">Hard pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Horizon_Credit_Union_WA_ID_MT">Credit card funding of $500</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>Alpena Alcona Area Credit Union $125 (Youth), $275 (Adult) &#8211; MI &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.aaacu.com/become-a-member">Direct link to offer</a></p>
<p>Great to see a bonus available to youth/teens as well.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/mi-alpena-alcona-area-credit-union-125-youth-275-adult-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Alpena_Alcona_Area_Credit_Union">Soft pull</a></li>
<li>Unknown if credit card funding is possible&nbsp;</li>
<li>No direct deposit required</li>
</ul>
<h3>CCFBank $300 &#8211; WI, MN, MI</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://marketplace.southernminn.com/places/view/14105/ccf_bank.html">Direct link to offer</a></p>
<p>Also comes with a $100 donation.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wi-mn-mi-ccfbank-200-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#CCFBank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#CCFBank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#CCFBank">Direct deposit of $250+ required, or ACH</a></li>
</ul>
<h3>Teachers Federal Credit Union &#8211; $600 &#8211; NY, FL</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.teachersfcu.org/new-member-offer">Direct link to offer</a></p>
<p>Can also be combined with a $100 referral.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/teachers-federal-credit-union-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Teachers_Federal_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Teachers_Federal_Credit_Union">No credit card funding</a></li>
<li><a target="_blank" href="https://doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Teachers_Federal_Credit_Union">Direct deposit of $1,000+ for four months required</a></li>
</ul>
<h3>Greater Iowa Credit Union &#8211; $400 &#8211; IA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.gicu.org/spend/checking/greater-checking/">Direct link to offer</a></p>
<p>Previously this was only $300 but no direct deposit required.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ia-greater-iowa-credit-union-300-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Greater_Iowa_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Greater_Iowa_Credit_Union">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Greater_Iowa_Credit_Union">Direct deposit of $100+ required</a></li>
</ul>
<h3>St. Mary’s Bank $300 Checking Bonus &#8211; NH only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.stmarysbank.com/for-you/join/account-offers">Direct link to offer</a></p>
<p>There is also a $200 savings bonus.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/st-marys-bank-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#St_Mary8217s_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#St_Mary8217s_Bank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#St_Mary8217s_Bank">Two direct deposits totaling $1,000 required</a></li>
</ul>
<h3>Trustco Bank $300 Checking Bonus &#8211; FL, MA, NJ, NY, VT, In Branch</h3>
<p style="padding-left: 40px;"><a href="https://www.trustcobank.com/get-300-on-us/" target="_blank" rel="external noopener noreferrer" data-wpel-link="external">Direct link to offer</a></p>
<p>Previously there was a bonus that didn&#8217;t require a direct deposit.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-ma-nj-ny-vt-trustco-bank-250-stanley-cup-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#TrustCo_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Trustco_Bank">Can&#8217;t be funded with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#TrustCo_Bank">Requires a recurring direct deposit</a></li>
</ul>
<h3>Monterra Credit Union &#8211; $150 &#8211; CA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.monterra.org/checking150">Direct link to offer</a></p>
<p>Says any ACH transfer will work</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-only-san-mateo-credit-union-100-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#San_Mateo_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#San_Mateo_Credit_Union">Can fund up to $500 with a credit card</a></li>
<li>Requires a direct deposit of $500+&nbsp;</li>
</ul>
<h3>California Credit Union &#8211; $250 &#8211; CA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.ccu.com/echecking-offer/">Direct link to offer</a></p>
<p>Previously this was only $150.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-only-california-credit-union-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#California_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/">Direct deposit of $500+ required for three months</a></li>
</ul>
<h3>WinTrust Community Bank $500 Bonus &#8211; IL, WI, FL</h3>
<p style="padding-left: 40px;"><a href="https://www.doctorofcredit.com/il-only-wintrust-bank-300-checking-bonus/">Direct link to offer</a></p>
<p>Now available in more states, requirements are easy as well.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/il-only-wintrust-bank-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Town_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Town_Bank">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#WinTrust">Direct deposit of $500+ required for two months</a></li>
</ul>
<h3>Addition Financial $400 Bonus &#8211; FL only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://pages.additionfi.com/checking-300?_gl=1*nd4e3a*_gcl_au*Nzk5ODkyOTQuMTc1ODAzMzcxNw">Direct link to offer</a></p>
<p>Has increased from $300 to $400.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-addition-financial-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Addition_Financial">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Addition_Financial">Direct deposit of $1,000-$2,000 required</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Addition_Financial">Can fund up to $3,000 with a Visa or Mastercard</a></li>
</ul>
<h3>TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, &amp; VA]</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.td.com/us/en/personal-banking/checking-bonus/pso">Direct Link to offer</a></p>
<p>Excellent bonus, but does have quite a large direct deposit requirement to get the $300 and needs a balance of $2,500 to keep it fee-free. There is also a $200 savings bonus.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/targeted-td-bank-300-checking-200-savings-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#TD_Bank" target="_blank" rel="noopener noreferrer" data-wpel-link="internal">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#TD_Bank" target="_blank" rel="noopener noreferrer" data-wpel-link="internal">Can fund up to $300 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#TD_Bank" data-wpel-link="internal">Direct deposit of $500 for $150 bonus and $2,500 for $300 bonus</a></li>
</ul>
<h3>GECU Federal Credit Union &#8211; $300 &#8211; NM, TX</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.gecu.com/checking-and-savings/checking-accounts/checking-offer">Direct link to offer</a></p>
<p>No monthly fees to worry about&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/nm-tx-gecu-federal-credit-union-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#GECU_Federal_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#GECU_Federal_Credit_Union">Can fund up to $250 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#GECU_Federal_Credit_Union">Direct deposit of $2,000+ required</a></li>
</ul>
<h3>Service 1st Federal Credit Union &#8211; PA &#8211; $300</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://service1.org/promo-landing-pages/tick-tock!-checking">Direct link to offer</a></p>
<p>Can get $150 of the bonus without a direct deposit.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/pa-service-1st-federal-credit-union-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Service_1st_Federal_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Service_1st_Federal_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Service_1st_Federal_Credit_Union">Direct deposit of $250+ required</a></li>
</ul>
<h3>Penn Community Bank $400/$475 &#8211; PA, NJ, Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.penncommunitybank.com/400bonusoffer/">Direct link to offer</a></p>
<p>There is also a $50 statement savings bonus that can be done at the same time, although this isn&#8217;t currently being offered.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/pa-only-penn-community-bank-350-checking-bonus-50-savings-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Penn_Community_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Penn_Community_Bank">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Penn_Community_Bank">No direct deposit required</a></li>
</ul>
<h3>Savings Bank of Danbury $100-$300 &#8211; CT</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.sbdanbury.com/danbury/Get123">Direct link to offer</a></p>
<p>Don&#8217;t think the $200 bonus is worth doing but both the $100 and $300 bonuses are.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ct-only-savings-bank-of-danbury-100-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Savings_Bank_of_Danbury">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Savings_Bank_of_Danbury">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Savings_Bank_of_Danbury">Direct deposit required, amount varies on bonus</a></li>
</ul>
<h3>Community First Credit Union $200 Bonus &#8211; FL only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.communityfirstfl.org/offers/free-checking">Direct link to offer</a></p>
<p>No monthly fees to worry about and a nice bit of credit card funding as well.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-only-community-first-credit-union-160-amazon-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Community_First_Credit_Union_of_Florida">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Community_First_Credit_Union_of_Florida">Can fund up to $1,500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Community_First_Credit_Union_of_Florida">Direct deposit of $300+ required</a></li>
</ul>
<h3 class="entry-title">Bank of Hawaii $100 – $400 &#8211; HI</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.boh.com/personal/bank-accounts/pr/checking-offer">Direct link to offer</a></p>
<p>Difficult to keep the $400 bonus account fee free, but the $200 bonus is much easier.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/hi-bank-of-hawaii-100-400-checking-bonus">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Bank_of_Hawaii">Unknown if hard/soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Bank_of_Hawaii">Unknown if credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Bank_of_Hawaii">Direct deposit of $2,000-$3,500 required</a></li>
</ul>
<h3>Arapahoe Credit Union $200 Referral Bonus &#8211; CO</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.arapahoecu.org/creditunion/offers/referral.html">Direct link to offer</a></p>
<p>Nice that this is a referral bonus.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/co-arapahoe-credit-union-200-referral-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Arapahoe_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Arapahoe_Credit_Union">Can fund up to $1,005 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Arapahoe_Credit_Union">Direct deposit of $75+ required</a></li>
</ul>
<h3>Provident Credit Union $300 Checking Bonus &#8211; CA</h3>
<p style="padding-left: 40px;"><a href="https://providentcu.org/products/checking-accounts/super-reward-checking/300-bonus-yelp" target="_blank" rel="external noopener noreferrer" data-wpel-link="external">Direct link to offer</a></p>
<p>Would be higher but has been offered with no direct deposit in the past.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-only-provident-credit-union-300-checking-bonus-with-debit-spend-2-direct-deposits/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/ca-onlyprovident-credit-union-150-checking-bonus/#comment-296067">Hard pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Provident_Credit_Union">Can fund up to $1,000 with a credit card</a></li>
<li>No direct deposit required</li>
</ul>
<h3>Vantage Credit Union $250 &#8211; MO, IL &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.vcu.com/ln-checking-offer">Direct link to offer</a></p>
<p>Would be higher but unfortunately it&#8217;s a hard pull.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/mo-ilvantage-credit-union-250-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Vantage_Credit_Union">Hard pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Vantage_Credit_Union">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Vantage_Credit_Union">No direct deposit required</a></li>
</ul>
<h3>Blaze Credit Union $225 Bonus, Direct Deposit Not Required &#8211; MN</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://blazecu.com/personal/spend/free-checking">Direct link to offer</a></p>
<p>Recently increased to $225.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/mn-blaze-credit-union-150-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Blaze_Credit_Union">Mixed DP on hard/soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Blaze_Credit_Union">Can fund up to $250 with a credit card</a></li>
</ul>
<h3>ENT Credit Union $200 Bonus &#8211; No Direct Deposit Required &#8211; CO only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.ent.com/campaigns/red-rocks/">Direct link to offer</a></p>
<p>No monthly fees to worry about and doesn&#8217;t require a direct deposit.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/co-only-ent-credit-union-200-checking-bonus-direct-deposit-not-required-2/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#ENT_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#ENT_Credit_Union">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#ENT_Credit_Union">No direct deposit required</a></li>
</ul>
<h3>Berkshire Bank &#8211; $300 + $360 Streaming Credit &#8211; MA, NY, CT, RI, or VT</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://info.berkshirebank.com/berkshireone">Direct link to offer</a></p>
<p>Direct deposit requirement is a bit confusing as it says you need to use through pinwheel.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ma-ny-ct-ri-or-vt-berkshire-bank-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Berkshire_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Berkshire_Bank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Berkshire_Bank">Direct deposit of $1,000+ required</a></li>
</ul>
<h3>Delta Community Credit Union $250 Bonus &#8211; GA Only&nbsp;</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.deltacommunitycu.com/home/checking-promotion26.html">Direct link to offer</a></p>
<p>Has been $200 without a direct deposit in the past.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ga-only-delta-community-credit-union-200-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Delta_Community_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Delta_Community_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Delta_Community_Credit_Union">Direct deposit required</a></li>
</ul>
<h3>TruMark Financial &#8211; $250 &#8211; PA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.trumark.com/personal/checking-accounts/momentum-checking">Direct link to offer</a></p>
<p>Nice bonus especially with the credit card funding.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/pa-trumark-financial-150-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#TruMark">Mixed DP on hard/soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#TruMark_Financial">Can fund up to $2,000 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#TruMark_Financial">Direct deposit of $1,000+ required</a></li>
</ul>
<h3>Sacramento Credit Union $200 &#8211; CA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.sactocu.org/200bonus">Direct link to offer</a></p>
<p>No monthly fee and at it&#8217;s highest level.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-only-sacramento-credit-union-150-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Sacramento_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Sacramento_Credit_Union">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Sacramento_Credit_Union">Direct deposit required, no minimum</a></li>
</ul>
<h3>Credit Union One $200 Bonus &#8211; MI only</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.cuone.org/cash-back-checking-rewards">Direct link to offer</a></p>
<p>Not as good as the $300 previously offered.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/mi-only-credit-union-one-200-checking-bonus-2/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Credit_Union_One">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Credit_Union_One-2">Can fund up to $600 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Credit_Union_One">Direct deposit of $1,000 required</a></li>
</ul>
<h3>Superior Credit Union &#8211; $200 &#8211; OH, KY, IN, MI</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.superiorcu.com/about/news/easter">Direct link to offer</a></p>
<p>Don&#8217;t have a lot of information about this bank unfortunately</p>
<ul>
<li><a href="https://www.doctorofcredit.com/oh-superior-credit-union-200-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Superior_Credit_Union">Unknow if hard/soft pull credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Superior_Credit_Union">Direct deposit of $1,000+ required</a></li>
</ul>
<h3>Communication Federal Credit Union $300 &#8211; OK &amp; KS</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.comfedcu.org/black-friday/">Direct link to offer</a></p>
<p>Relatively big bonus, requirements aren&#8217;t that hard to meet and no monthly fee to worry about. Plus you can fund a small amount with a credit card.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ok-ks-communication-federal-credit-union-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Communication_Federal_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Communication_Federal_Credit_Union">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Communication_Federal_Credit_Union">Direct deposit of $500+ required within 45 days</a></li>
</ul>
<h3>Cornerstone Community Financial Credit Union &#8211; $300 &#8211; MI, OH</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.ccfinancial.com/move">Direct link to offer</a></p>
<p>Unfortunately it&#8217;s a hard pull.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/mi-oh-cornerstone-community-financial-credit-union-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Cornerstone_Community_Financial_Credit_Union">Hard pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Cornerstone_Community_Financial_Credit_Union">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Cornerstone_Community_Financial_Credit_Union">Direct deposit of $500+ required</a></li>
</ul>
<h3>Summit Credit Union &#8211; $200 &#8211; WI &#8211; Direct Deposit Not required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.summitcreditunion.com/_docs/truth-in-savings.pdf">Direct link to offer</a></p>
<p>Previously this was for students only, that doesn&#8217;t seem to be the case any longer.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wi-only-summit-credit-union-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/wi-only-summit-credit-union-100-checking-bonus/#comment-1049923">Soft pull to open account but maybe hard pull to become member, YMMV</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Summit_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Summit_Credit_Union">Direct deposit not required</a></li>
</ul>
<h3>DFCU Financial $100 Referral Bonus &#8211; FL, MI</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.dfcufinancial.com/Open-An-Account/Referlive">Direct link to offer</a></p>
<p>Nice that it is a referral bonus. Previously was for $175 though.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-mi-dfcu-financial-175-referral-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#DFCU_Financial">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#DFCU_Financial">Can fund up to $1,000 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#DFCU_Financial">Direct deposit of $100+ required</a></li>
</ul>
<h3>Jovia Financial Credit Union $150 Checking Bonus &#8211; NY Only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.joviafinancial.com/personal-banking/spend-save/checking">Direct link to offer</a></p>
<p>Only requires a small direct deposit and no monthly fee.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ny-only-jovia-financial-credit-union-125-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Jovia_Financial_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Jovia_Financial_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Jovia_Financial_Credit_Union">Direct deposit of $100+ required</a></li>
</ul>
<h3>Grow Financial Federal Credit Union $300 FL, SC, &amp; Military Only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.growfinancial.org/checking300/?gad_source=1&amp;gad_campaignid=23086825878">Direct link to offer</a></p>
<p>No direct deposit and easy to keep fee free as well.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-sc-grow-financial-federal-credit-union-200-checking-bonus-no-direct-deposit-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Grow_Financial">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Grow_Financial_Credit_Union">Credit card funding of $500+ available</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Grow_Financial_Federal_Credit_Union">Direct deposit required, no minimum</a></li>
</ul>
<h3>OneAZ $350 Checking Bonus &#8211;&nbsp; AZ Only &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a href="https://www.oneazcu.com/sem-200/" target="_blank" rel="external noopener noreferrer" data-wpel-link="external">Direct link to offer</a></p>
<p>Has been higher in the past but required a direct deposit.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/az-only-oneaz-credit-union-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Arizona_State_Credit_Union_now_OneAZ_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Arizona_State_Credit_Union_now_OneAZ_Credit_Union">Credit card funding of $500 required</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#OneAZ_Credit_Union">Direct deposit of $1,000+ required for six months</a></li>
</ul>
<h3>CEFCU &#8211; $225/$275 &#8211; IL or CA only &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a href="https://www.cefcu.com/promos/checkingbonus" target="_blank" rel="noopener">Direct link to offer</a>&nbsp;|&nbsp;<a href="https://www.cefcu.com/promos/specialpricing" target="_blank" rel="noopener">Direct link to offer $225 bonus</a></p>
<p>Unfortunately it&#8217;s a hard pull to open.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/il-or-ca-only-cefcu-125-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#CEFCU">Hard pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#CEFCU">Can fund up to $200 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#CEFCU">Direct deposit not required</a></li>
</ul>
<h3>Provident Bank &#8211; NJ, NY &amp; PA &#8211; $300</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.provident.bank/basic-offer">Direct link to offer</a></p>
<p>Can be opened online now and it&#8217;s now a $300 bonus.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/nj-pa-only-provident-bank-250-checking-bonus-10-7-10-12/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Provident_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Provident_Bank">Can fund up to $2,500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Provident_Bank">Two direct deposits of $500+ required</a></li>
</ul>
<h3>Seattle Credit Union $150 Checking Bonus, Direct Deposit Not Required &#8211; WA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.seattlecu.com/checking-offer/">Direct link to offer</a></p>
<p>Can just do 10 transactions and eStatements instead of a direct deposit.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wa-seattle-credit-union-150-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Seattle_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Seattle_Credit_Union">Direct deposit optional</a></li>
<li>Unknown if credit card funding is possible</li>
</ul>
<h3>U of I Community Credit Union $150 Checking Bonus, Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.uoficreditunion.org/grad-combo-promo/">Direct link to offer</a></p>
<p>Requires 30 debit card transactions.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/il-only-u-of-i-community-credit-union-150-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#U_of_I_Community_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#U_of_I_Community_Credit_Union">Unknown if credit card funding is possible</a>&nbsp;</li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#U_of_I_Community_Credit_Union">Direct deposit not required</a></li>
</ul>
<h3>Reliant Community Credit Union $150 Bonus + $25 Referral Bonus &#8211; NY only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.reliantcu.com/personal/loans/home/business-development/">Direct link to offer</a></p>
<p>No monthly fees to worry about.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ny-reliant-community-credit-union-150-checking-bonus-25-referral-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Reliant_Community_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Reliant_Community_Credit_Union">Direct deposit required, no minimum mentioned</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Reliant_Community_Credit_Union">Can fund up to $500 with a credit card</a></li>
</ul>
<h3>Desert Financial Credit Union $100 Referral Bonus For Both Parties &#8211; AZ only</h3>
<p style="padding-left: 40px;"><a href="https://www.desertfinancial.com/-/media/desert-financial/files/refer-a-friend.ashx" target="_blank" rel="external noopener noreferrer" data-wpel-link="external">Direct link to offer</a></p>
<p>Requires a referral, but that potentially makes it more profitable for those that do sign up if you can refer some friends/family.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/az-only-desert-financial-credit-union-100-referral-bonus-for-both-parties/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Desert_Financial_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Desert_Financial_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Desert_Financial_Credit_Union">Direct deposit required, no minimum specified</a></li>
</ul>
<h3>Community Choice Credit Union &#8211; $100 Referral &#8211; MI</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://info.communitychoicecu.com/stars-stripes-and-stadium-bites">Direct link to offer</a></p>
<p>Deal is obviously better if you can refer a P2 or other people for additional bonuses.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/mi-community-choice-credit-union-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Community_Choice_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Community_Choice_Credit_Union">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Community_Choice_Credit_Union">Direct deposit required, no minimum?</a></li>
</ul>
<h3>Collins Community Credit Union $100 Bonus &#8211; IA only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.collinscu.org/promotions/open-a-new-advantage-checking-account-and-get-a-100-bonus">Direct link to offer</a></p>
<p>No monthly fee to worry about and nice amount of credit card funding as well.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ia-in-branch-only-collins-community-credit-union-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Collins_Community_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Collins_Community_Credit_Union">Can fund up to $2,500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Collins_Community_Credit_Union">Direct deposit, no minimum</a></li>
</ul>
<h3>America First Credit Union $200 &#8211; UT, NV, AZ, ID, OR, NM</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.americafirst.com/350-offer.html">Direct link to offer</a></p>
<p>Has been as high as $200 in the past but with a lot more requirements.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ut-nv-az-id-or-nm-ca-america-first-credit-union-150-savings-200-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#America_First_Credit_Union">Hard pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#America_First_Credit_Union">Unknown if credit card funding is possible</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>Power Financial Credit Union $100&nbsp; – No Direct Deposit Required &#8211; FL only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.powerfi.org/About/Membership/Welcome-Gift">Direct link to offer</a></p>
<p>Unfortunately seems to be a hard pull according to most people.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-power-financial-credit-union-100-checking-bonus-no-direct-deposit-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Power_Financial_Credit_Union">Hard pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Power_Financial_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Power_Financial_Credit_Union">Direct deposit not required</a></li>
</ul>
<h3>Mainstreet Credit Union &#8211; $300 &#8211; KS &amp; MO</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.mainstreetcu.org/new-checking-account-bonus">Direct link to offer</a></p>
<p>Previously this was only $150.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ks-mo-only-mainstreet-credit-union-150-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Mainstreet_Credit_Union">Hard pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Mainstreet_Credit_Union">Can fund up to $505 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Mainstreet_Credit_Union">Direct deposit of $800+ required</a></li>
</ul>
<h3>Hawthorn Bank $300 &#8211; MO, KS &#8211; In Branch Only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.hawthornbank.com/earn-300-when-you-open-an-account">Direct link to offer</a></p>
<p>This requires a referral, person referring also gets a $150 bonus.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/mo-ks-only-hawthorn-bank-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Hawthorn_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Hawthorn_Bank">Unknown credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Hawthorn_Bank">Two direct deposits totaling $500+</a><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Hawthorn_Bank">required</a></li>
</ul>
<h3>1st Advantage Federal Credit Union &#8211; $200 &#8211; VA, NC</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.1stadvantage.org/checkingoffer/">Direct link to offer</a></p>
<p>Bonus was as low as $100, but now up to $100.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/va-only-1st-advantage-federal-credit-union-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#1st_Advantage_Federal_Credit_Union">Hard pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#1st_Advantage_Federal_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#1st_Advantage_Federal_Credit_Union">Direct deposit required, no minimum</a></li>
</ul>
<h3>Community First Credit Union of Florida &#8211; $200 &#8211; FL &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://info.communityfirstfl.org/fb/chk/free-checking">Direct link to offer</a>&nbsp;</p>
<p>Just requires some debit purchases and a $1,000 deposit</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-only-community-first-credit-union-of-florida-100-checking-sign-up-bonus-no-bonus-requirements/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Community_First_Credit_Union_of_Florida">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Community_First_Credit_Union_of_Florida">No credit card funding</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>Lafayette Federal Credit &#8211; $150 &#8211; MD, D.C., VA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.lfcu.org/greenbelt-branch-150-new-checking-account-offer/">Direct link to offer</a></p>
<p>Looks like it can be opened online now.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/md-d-c-va-lafayette-federal-credit-union-100-checking-bonus-2/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Lafayette_Federal_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Lafayette_Federal_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Lafayette_Federal_Credit_Union">Direct deposit of $500+ required</a></li>
</ul>
<h3>California Coast Credit Union &#8211; $150 &#8211; CA &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.calcoastcu.org/200/">Direct link to offer</a></p>
<p>There is a $3.75 monthly fee that is not waived.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-california-coast-credit-union-150-checking-bonus-direct-deposit-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#California_Coast_Credit_Union">Mixed DP on hard/soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#California_Coast_Credit_Union">Can fund using a credit card for a total of $5,100</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#California_Coast_Credit_Union">Direct deposit not required</a>&nbsp;</li>
</ul>
<h3>Red Canoe Credit Union &#8211; $150 &#8211; OR, WA &#8211; Direct Deposit Not Required</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.redcanoecu.com/q425promo">Direct link to offer</a></p>
<p>Unfortunately don&#8217;t know a lot about this one.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/or-wa-red-canoe-credit-union-150-checking-bonus-direct-deposit-not-required/">Read our full post&nbsp;</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Red_Canoe_Credit_Union">Unknown if hard/Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Red_Canoe_Credit_Union">Unknown if credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Red_Canoe_Credit_Union">Direct deposit not required</a></li>
</ul>
<h3>Portland Federal Credit Union (PFCU) &#8211; MI &#8211; $100 Referral</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.pfcu4me.com/About-Us/Refer-a-Friend-Program">Direct link to offer</a></p>
<p>This is a $100 referral bonus for both parties.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/mi-portland-federal-credit-union-pfcu-100-referral-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Portland_Federal_Credit_Union_PFCU">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Portland_Federal_Credit_Union_PFCU">Can fund up to $3,000 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Portland_Federal_Credit_Union_PFCU">Direct deposit required, no minimum specified</a></li>
</ul>
<h3>Verity Credit Union $100 Referral Bonus &#8211; WA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.veritycu.com/about-us/new-member/refer-a-friend.html">Direct link to offer</a></p>
<p>Nice bonus especially if you can refer a few people.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wa-only-verity-credit-union-150-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Verity_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Verity_Credit_Union">Can fund up to $1,000 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Verity_Credit_Union">Direct deposit of $500+ required</a></li>
</ul>
<h3>Greater Nevada Credit Union $100 &#8211; NV</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.gncu.org/Resources/GreaterPerks">Direct link to offer</a></p>
<p>Nice amount of credit card funding.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/nv-only-greater-nevada-credit-union-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Greater_Nevada_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Greater_Nevada_Credit_Union">Can fund up to $5,000 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Greater_Nevada_Credit_Union">Direct deposit not required</a></li>
</ul>
<h3>California Coast Credit Union $100 Bonus &#8211; CA only</h3>
<p style="padding-left: 40px;"><a href="https://www.ccu.com/eChecking" target="_blank" rel="external noopener noreferrer" data-wpel-link="external">Direct link to offer</a></p>
<p>California Coast sometimes have good CD rates as well. This is a small bonus but worth doing if you&#8217;ve already done bigger bonuses listed above.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-only-california-credit-union-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#California_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/">Direct deposit of $500+ required for three months</a></li>
</ul>
<h3>USE Credit Union $100 Bonus &#8211; CA only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.usecu.org/home/home">Direct link to offer</a></p>
<p>This is a referral bonus, so the bonus referring you will also receive $100.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-only-use-credit-union-100-referral-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#USE_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#USE_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#USE_Credit_Union">Direct deposit of $500+ required</a></li>
</ul>
<h3>Heritage Credit Union &#8211; WI &amp; IL only &#8211; $100 Bonus</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.heritagecu.org/free-checking.html">Direct link to offer</a></p>
<p>No monthly fees to worry about but a relatively small bonus.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wi-il-onlyheritage-credit-union-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Heritage_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Heritage_Credit_Union">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Heritage_Credit_Union">Direct deposit of $100+ required</a></li>
</ul>
<h3>Mountain America Credit Union &#8211; $150 &#8211;&nbsp; UT, ID, NV, NM, MT, AZ</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.macu.com/cp/checking/byu-mystyle-150">Direct link to offer</a></p>
<p>Hopefully it&#8217;s now a soft pull instead of hard.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ut-id-nv-nm-mt-az-mountain-america-credit-union-150-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Mountain_America_Credit_Union">Mixed DP on hard/soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Mountain_America_Credit_Union">You can fund with a credit card but a 2.5% fee is charged ($4.95 flat fee for debit cards)</a>.</li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Mountain_America_Credit_Union">Direct deposit required, no minimum</a></li>
</ul>
<h3>First Financial Bank &#8211; $100 Referral &#8211; IL, IN, KY, OH</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.bankatfirst.com/refer.html">Direct link to offer</a></p>
<p>Bonus is $150 if referring a business.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/il-in-ky-oh-first-financial-bank-100-150-checking-referral-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#First_Financial_Bank_IL_IN_KY_OH">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#First_Financial_Bank_IL_IN_KY_OH">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#First_Financial_Bank_IL_IN_KY_OH">Two direct deposits totaling $500+ required</a></li>
</ul>
<h3>iTHINK Financial $125 &#8211; FL &amp; GA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.ithinkfi.org/personal/services/join-us-promotion">Direct link to offer</a>&nbsp;</p>
<p>Can get $50 of the bonus without a direct deposit.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/fl-ga-ithink-financial-125-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#iTHINK_Financial">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#iTHINK_Financial">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#iTHINK_Financial">Direct deposit of $1,000+ required</a></li>
</ul>
<h3>Financial Partners Credit Union &#8211; CA &#8211; $100 Referral Bonus</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://promos.fpcu.org/referafriend/">Direct link to offer</a></p>
<p>No monthly fees and the fact that it is a referral bonus makes this more attractive.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-only-financial-partners-credit-union-100-referral-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Financial_Partners_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Financial_Partners_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Financial_Partners_Credit_Union">Direct deposit of $500+ required</a></li>
</ul>
<h3>Kohler Credit Union $100 Referral &#8211; WI</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.kohlercu.com/promotions/refer-your-friends">Direct link to offer</a></p>
<p>You also get $100 for each person you refer.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/wi-kohler-credit-union-100-referral-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Kohler_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Kohler_Credit_Union">Can fund up to $1,000 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Kohler_Credit_Union">Direct deposit of $3,000+ required</a></li>
</ul>
<h3>LBS Financial Credit Union &#8211; CA Only &#8211; $100 Bonus</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.lbsfcu.org/long-beach-classic/">Direct link to offer</a></p>
<p>Smallish bonus with a small amount of credit card funding and no monthly fees to worry about.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-only-lbs-financial-credit-union-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#LBS_Financial_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#LBS_Financial_Credit_Union">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#LBS_Financial_Credit_Union">Direct deposit required, no minimum specified</a></li>
</ul>
<h3>Primeway Federal Credit Union &#8211; $100 &#8211; TX, Select Counties</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.primewayfcu.com/refer-a-friend">Direct link to offer</a></p>
<p>Also requires 5 debit card transactions.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/tx-select-counties-primeway-federal-credit-union-100-referral-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Primeway_Federal_Credit_Union">Unknown if hard or soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Primeway_Federal_Credit_Union">Unknown if credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Primeway_Federal_Credit_Union">Direct deposit of $500+ required</a></li>
</ul>
<h3>Western State Bank &#8211; $100-$250 &#8211; AZ, ND, MN &#8211; In Branch Only</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.westernbanks.com/personal/programs/">Direct link to offer</a></p>
<p>Another relatively small in branch bonus, still worth doing if you live near a branch and have done the bigger bonuses listed above.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/az-nd-only-100-western-state-bank-checking-account-promotion/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Western_State_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Western_State_Bank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Western_State_Bank">Direct deposit required, no minimum specified</a></li>
</ul>
<h3>CinFed Credit Union $150 Referral &#8211; OH, KY, IN</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.cinfed.com/full200">Direct link to offer</a></p>
<p>Would be higher but it&#8217;s a hard pull.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/oh-ky-cinfed-credit-union-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#CinFed_Credit_Union">Hard pull</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>The Bank of Princeton $100 Checking Bonus &#8211; NJ &amp; PA, In Branch</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://thebankofprinceton.com/wise-checking-promotion">Direct link to offer</a></p>
<p>No monthly fee is required which is nice.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/nj-pa-in-branch-only-the-bank-of-princeton-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#The_Bank_of_Princeton">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#The_Bank_of_Princeton">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#The_Bank_of_Princeton">Direct deposit of $500+ required</a></li>
</ul>
<h3>City National Bank &#8211; $100 Checking &#8211;&nbsp;VA, WV, OH &#8211; In Branch</h3>
<p style="padding-left: 30px;"><a target="_blank" href="https://www.bankatcity.com/get100">Direct link to offer</a></p>
<p>Not the most attractive offer given that it&#8217;s only $100 and in branch only, but still worth considering for those that have done the bigger bonuses above.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/va-city-national-bank-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#City_National_Bank_Bankatcity">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#City_National_Bank_Bankatcity">Unknown credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#City_National_Bank_Bankatcity">Direct deposit of $200+ required</a></li>
</ul>
<h3>Logix Credit Union $200 &#8211; CA</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.logixbanking.com/promotions/smart">Direct link to offer</a></p>
<p>Would be higher up, but insanely hard to get approved.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-only-logix-bank-150-checking-promotion/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Logix_Credit_Union">Was originally a HARD pull</a>, report of&nbsp;<a href="https://www.doctorofcredit.com/ca-only-logix-bank-150-checking-promotion/#comment-590083">soft pull</a></li>
<li>Direct deposit not required</li>
</ul>
<h3>Neighborhood Credit Union $300 Checking Bonus &#8211; TX</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.myncu.com/bank/checking/cash-bonus">Direct link to offer</a></p>
<p>Previously this was only a $100 bonus, so it&#8217;s nice to see it increased by such a huge amount.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/tx-only-neighborhood-credit-union-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Neighborhood_Credit_Union">Hard pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Neighborhood_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Neighborhood_Credit_Union">Direct deposit of $500+ required</a></li>
</ul>
<h2>Highly Region Specific/Branch Specific</h2>
<h3>TTCU Federal Credit Union $500 &#8211; OK Select Branches</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.ttcu.com/landing-pages/okc-checking-bonus">Direct link to offer</a></p>
<p>Fantastic bonus if you live near a branch.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ok-select-branches-only-ttcu-federal-credit-union-500-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#TTCU_Formerly_Tulsa_Teachers_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#TTCU_Formerly_Tulsa_Teachers_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#TTCU_Formerly_Tulsa_Teachers_Credit_Union">Recurring $500+ direct deposit required</a></li>
</ul>
<h3>Island Federal Credit Union &#8211; $600 &#8211; Nassau County, Suffolk Country, NY</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://islandfcu.org/new-600-bonus-cash-back-checking-offer">Direct link to offer</a></p>
<p>Maximum bonus used to be $400.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/nassau-county-suffolk-country-ny-island-federal-credit-union-400-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/">Unknown if hard/soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Island_Federal_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Island_Federal_Credit_Union">Two recurring deposits that total $1,000+ are required</a></li>
</ul>
<h3>Bank of Texas &#8211; $400/$850 TX, San Antonio</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.bankoftexas.com/landing-pages/san-antonio-checking-savings">Direct link to offer</a></p>
<p>Requires a savings account now.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/tx-the-woodlands-only-bank-of-texas-400-800-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Bank_of_Oklahoma">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Bank_of_Oklahoma">No credit card funding</a></li>
<li>Direct deposit not required, says ACH will work</li>
</ul>
<h3>CommunityAmerica &#8211; $400 &#8211; Kansas City/St Louis</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.communityamerica.com/personal/bank/accounts/checking/kc-checking-promo">Direct link to offer</a></p>
<p><a href="https://www.doctorofcredit.com/ks-mo-only-communityamerica-credit-union-300-checking-bonus/">Sometimes they have a $300 bonus for everybody in KS &amp; MO</a>.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/kansas-city-st-louis-communityamerica-up-to-400-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#CommunityAmerica_Credit_Union">Hard pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#CommunityAmerica_Credit_Union">Can fund up to $1,000 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#CommunityAmerica_Credit_Union">Two direct deposits of $10,000+ required</a></li>
</ul>
<h3>Picatinny Credit Union $285 NJ &#8211; Morris County, New Jersey. Morris Essex Union Somerset</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.picacreditunion.com/picatinny-free-checking-account/">Direct link to offer</a></p>
<p>Available in more counties now as well.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/picatinny-credit-union-150-checking-bonus-morris-county-nj/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Picatinny_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Picatinny_Credit_Union">Can fund up to $500 with a credit card</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Picatinny_Credit_Union">Direct deposit of $500+ required</a></li>
</ul>
<h3>Apple Bank $300 &#8211; NY, Rego Park branch</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.applebank.com/rp300">Direct link to offer</a></p>
<p>Only available in this one branch unfortunately.&nbsp;</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ny-greenpoint-branch-apple-bank-300-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Apple_Bank">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Apple_Bank">No credit card funding</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Apple_Bank">Direct deposit of $500+ required for two months</a></li>
</ul>
<h3>Truity Credit Union $250 Referral &#8211; OK, KS, Highly Select Areas only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.truitycu.org/en/services/accountservices/refer">Direct link to offer</a></p>
<p>Person signing up gets $250, person referring gets $50. You either need to be a relative of existing member, affiliated with a qualifying employer or community partner or Bartlesville, OK, Lawrence, KS or Springdale, AR regions and make a one time $25 donation. Might be able to stack with base bonus.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ok-ks-ar-highly-select-areas-truity-credit-union-100-checking-bonus-no-bonus-requirements/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Truity_Credit_Union">Hard pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Truity_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Truity_Credit_Union">Direct deposit not required</a></li>
</ul>
<h3>MyUSA Credit Union $200 Checking Bonus &#8211; OH &#8211; No Requirements</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.myusacu.com/checking200/">Direct link to offer</a></p>
<p>Must live/work/learn in Butler, Clark, Greene, Miami, Montgomery or Warren County in OH only</p>
<ul>
<li><a href="https://www.doctorofcredit.com/oh-only-myusa-credit-union-200-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#MyUSA_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#MyUSA_Credit_Union">Can fund up to $500 with a credit card</a></li>
<li>No direct deposit required</li>
</ul>
<h3>Southland Credit Union $200 Checking Bonus &#8211; CA Long Beach</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.southlandcu.org/save-spend/checking/long-beach-checking/">Direct link to offer</a></p>
<p>Only available at the long beach location.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-long-beach-only-200-southland-credit-union-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Southland_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Southland_Credit_Union">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Southland_Credit_Union">Direct deposit optional</a></li>
</ul>
<h3>City National Bank VA, WV, OH, In Branch only &#8211; $200 Bonus</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.bankatcity.com/get200">Direct link to offer</a></p>
<p>This has been available online in the past, but currently in branch only.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/va-city-national-bank-100-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#City_National_Bank_Bankatcity">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#City_National_Bank_Bankatcity">Unknown if credit card funding is possible</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#City_National_Bank_Bankatcity">Direct deposit of $200+ required</a></li>
</ul>
<h3 class="entry-title">San Mateo Credit Union $150 Bonus – Direct Deposit Not Required &#8211; CA Only</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.smcu.org/Landing-Pages/checking100">Direct link to offer</a></p>
<p>Only available in San Mateo County, the City of Palo Alto, or certain areas of San Francisco.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/ca-only-san-mateo-credit-union-100-checking-bonus-direct-deposit-not-required/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#San_Mateo_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#San_Mateo_Credit_Union">Can fund up to $500 with a credit card</a></li>
<li>Direct Deposit not required</li>
</ul>
<h3>Purdue Federal Credit Union $400 IN, Lake &amp; Porter County</h3>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.purduefed.com/Crown-Point-Welcome/Checking-Bonus-Promo">Direct link to offer</a></p>
<p>Bonus was previously only $150.</p>
<ul>
<li><a href="https://www.doctorofcredit.com/in-lake-porter-county-purdue-federal-credit-union-150-checking-bonus/">Read our full post</a></li>
<li><a href="https://www.doctorofcredit.com/bank-accounts/is-opening-a-bank-account-a-soft-or-hard-pull/#Purdue_Federal_Credit_Union">Soft pull</a></li>
<li><a href="https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#Purdue_Federal_Credit_Union">Direct deposit required, but fine print says any ACH will work</a></li>
<li><a href="https://www.doctorofcredit.com/does-funding-a-bank-account-with-a-credit-card-count-as-a-purchase-or-cash-advance/#Purdue_Federal_Credit_Union">Can fund up to $250 with a credit card</a></li>
</ul>
<h2>Recent Changes</h2>
<ul>
<li>[6/18/26] <a href="https://www.doctorofcredit.com/az-co-bank-of-colorado-300-checking-bonus/">Added Union Savings Bank &#8211; $400 Bonus &#8211; CT Only</a></li>
<li>[6/18/26] <a href="https://www.doctorofcredit.com/az-co-bank-of-colorado-300-checking-bonus/">Added Bank of Colorado &#8211; $500 &#8211; CO, In Branch</a></li>
<li>[6/18/26] <a href="https://www.doctorofcredit.com/connexus-credit-union-300-checking-bonus/">Added Connexus Credit Union $250 Checking Bonus, Direct Deposit Not Required</a></li>
<li>[6/18/26] <a href="https://www.doctorofcredit.com/mi-community-choice-credit-union-100-checking-bonus/">Added Community Choice Credit Union &#8211; $100 Referral &#8211; MI</a></li>
<li>[6/17/26] <a href="https://www.doctorofcredit.com/usaa-300-checking-bonus/">Removed USAA $300</a></li>
<li>[6/16/26] <a href="https://www.doctorofcredit.com/ivy-bank-200-savings-bonus-2500-required-for-60-days-via-finder/">Removed Ivy Bank &#8211; $200 ($2,500 For 60 Days)</a></li>
<li>[6/15/26] <a href="https://www.doctorofcredit.com/ny-nj-pa-ct-or-de-first-commerce-bank-500-checking-bonus-direct-deposit-not-required/">Removed First Commerce Bank &#8211; $500 &#8211; NY, NJ, PA, CT, or DE &#8211; Direct Deposit Not Required</a></li>
<li>[6/14/26] <a href="https://www.doctorofcredit.com/fl-il-in-mo-busey-bank-300-checking-bonus/">Removed Busey Bank $300 &#8211; AZ, CO, FL, IL, IN, KS, MO, OK, TX, In Branch</a></li>
<li>[6/13/26] <a href="https://www.doctorofcredit.com/id-only-idaho-central-credit-union-iccu-150-checking-bonus-direct-deposit-not-required/">Added Idaho Central Credit Union (ICCU) $150/$250 Bonus &#8211; ID, WA, OR, Direct Deposit Not Required</a></li>
<li>[6/13/26] <a href="https://www.doctorofcredit.com/fl-in-ky-oh-tn-republic-bank-200-checking-bonus-2/">Added Republic Bank &#8211; FL, IN, KY, OH &amp; TN &#8211; $400</a></li>
<li>[6/13/26] <a href="https://www.doctorofcredit.com/fl-only-community-first-credit-union-of-florida-100-checking-sign-up-bonus-no-bonus-requirements/">Added Community First Credit Union of Florida &#8211; $200 &#8211; FL &#8211; Direct Deposit Not Required</a></li>
<li>[6/12/26] <a href="https://www.doctorofcredit.com/mt-bank-150-checking-bonus-tn-available-online-ct-dc-de-md-nj-ny-pa-va-wv/">Added M&amp;T Bank $400 Checking &#8211; CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV</a></li>
<li>[6/10/26] <a href="https://www.doctorofcredit.com/grasshopper-bank-300-business-checking-bonus-via-finder/">Added Grasshopper Bank $300 Via Finder</a></li>
<li>[6/9/26] <a href="https://www.doctorofcredit.com/ma-nh-me-ri-eastern-bank-750-checking-savings-bonus/">Removed Eastern Bank $750 Checking/Savings Bonus &#8211; MA, NH, ME, RI</a></li>
<li>[6/9/26] <a href="https://www.doctorofcredit.com/ok-az-midfirst-250-business-checking-bonus/">Added MidFirst &#8211; OK, TX, AZ &#8211; $300</a></li>
<li>[6/9/26] <a href="https://www.doctorofcredit.com/oh-ky-cinfed-credit-union-100-checking-bonus/">Added CinFed Credit Union $150 Referral &#8211; OH, KY, IN</a></li>
<li>[6/9/26] <a href="https://www.doctorofcredit.com/ma-only-middlesex-savings-bank-200-checking-bonus-direct-deposit-not-required/">Added Middlesex Savings Bank $350 &#8211; MA</a></li>
<li>[6/9/26] <a href="https://www.doctorofcredit.com/tn-southeast-bank-400-business-checking-bonus/">Added SouthEast Bank &#8211; $400 &#8211; TN</a></li>
<li>[6/9/26] <a href="https://www.doctorofcredit.com/ut-nv-az-id-or-nm-ca-america-first-credit-union-150-savings-200-checking-bonus/">Added America First Credit Union $200 &#8211; UT, NV, AZ, ID, OR, NM</a></li>
<li>[6/9/26] <a href="https://www.doctorofcredit.com/ca-california-coast-credit-union-150-checking-bonus-direct-deposit-required/">Added California Coast Credit Union &#8211; $150 &#8211; CA &#8211; Direct Deposit Not Required</a></li>
<li>[6/9/26] <a href="https://www.doctorofcredit.com/ca-only-lbs-financial-credit-union-100-checking-bonus/">Added LBS Financial Credit Union &#8211; CA Only &#8211; $100 Bonus</a></li>
<li>[6/9/26] <a href="https://www.doctorofcredit.com/az-ok-only-midfirst-bank-200-checking-promotion-direct-deposit-not-required-100-savings/">Added MidFirst Bank $300/$350 &#8211; AZ, OK, TX</a></li>
<li>[6/9/26] <a href="https://www.doctorofcredit.com/pa-service-1st-federal-credit-union-300-checking-bonus/">Added Service 1st Federal Credit Union &#8211; PA &#8211; $300</a></li>
<li>[6/9/26] <a href="https://www.doctorofcredit.com/la-ms-fl-al-tx-hancock-whitney-200-business-checking/">Added Hancock Whitney $500 Checking Bonus &#8211; LA, MS, FL, AL, TX</a></li>
<li>[6/9/26] <a href="https://www.doctorofcredit.com/co-nm-az-in-branch-only-bank-of-colorado-500-business-checking-bonus/">Added Bank of Colorado &#8211; CO, NM, AZ, In Branch</a></li>
<li>[6/9/26] <a href="https://www.doctorofcredit.com/il-or-ca-only-cefcu-125-checking-bonus-direct-deposit-not-required/">Added CEFCU &#8211; $225/$275 &#8211; IL or CA only &#8211; Direct Deposit Not Required</a></li>
<li>[6/9/26] <a href="https://www.doctorofcredit.com/fl-ma-nj-ny-vt-trustco-bank-250-stanley-cup-checking-bonus/">Added Trustco Bank $300 Checking Bonus &#8211; FL, MA, NJ, NY, VT, In Branch</a></li>
<li>[6/9/26] <a href="https://www.doctorofcredit.com/il-in-ky-oh-first-financial-bank-100-150-checking-referral-bonus/">Added First Financial Bank &#8211; $100 Referral &#8211; IL, IN, KY, OH</a></li>
<li>[6/8/26] <a href="https://www.doctorofcredit.com/wi-only-summit-credit-union-100-checking-bonus/">Added Summit Credit Union &#8211; $200 &#8211; WI &#8211; Direct Deposit Not required</a></li>
<li>[6/8/26] <a href="https://www.doctorofcredit.com/al-tn-redstone-federal-credit-union-600-checking-bonus-direct-deposit-not-required/">Added Redstone Federal Credit Union $475 &#8211; AL, TN</a></li>
<li>[6/8/26] <a href="https://www.doctorofcredit.com/sc-oh-in-ky-nc-park-national-bank-300-500-checking-bonus/">Removed Park National &#8211; $300 &#8211; $500 SC, OH, IN, KY, NC</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/nj-pa-only-provident-bank-250-checking-bonus-10-7-10-12/">Added Provident Bank &#8211; NJ, NY &amp; PA &#8211; $300</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/nh-ma-bellwether-community-credit-union-200-checking-bonus/">Added Bellwether Community Credit Union &#8211; $300 &#8211; NH, MA</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/ia-greater-iowa-credit-union-300-checking-bonus-direct-deposit-not-required/">Added Greater Iowa Credit Union &#8211; $400 &#8211; IA</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/ny-reliant-community-credit-union-150-checking-bonus-25-referral-bonus/">Added Reliant Community Credit Union $150 Bonus + $25 Referral Bonus &#8211; NY only</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/ga-nc-sc-va-fl-al-south-state-bank-400-business-checking-bonus/">Added South State Bank $600 checking Bonus &#8211; GA, NC, SC, VA</a>&nbsp;</li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/tx-the-woodlands-only-bank-of-texas-400-800-checking-bonus/">Added Bank of Texas &#8211; $400/$850 TX, San Antonio</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/pa-ny-cn-bank-400-checking-bonus/">Added C&amp;N Bank &#8211; $600 &#8211; PA, NJ &amp; NY</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/ymmv-ct-de-ma-mi-nh-nj-ny-oh-pa-ri-vt-va-d-c-md-fl-citizens-bank-750-business-checking-bonus/">Added Citizens Bank $1,500 &#8211; CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/mo-ks-only-hawthorn-bank-300-checking-bonus/">Added Hawthorn Bank $300 &#8211; MO, KS &#8211; In Branch Only</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/pa-trumark-financial-150-checking-bonus/">Added TruMark Financial &#8211; $250 &#8211; PA</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/pa-only-penn-community-bank-350-checking-bonus-50-savings-direct-deposit-not-required/">Added Penn Community Bank $400/$475 &#8211; PA, NJ, Direct Deposit Not Required</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/az-ia-in-branch-bankers-trust-250-checking-bonus/">Added Bankers Trust $400 AZ, IA, NE In Branch</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/mo-guaranty-bank-300-checking-bonus-direct-deposit-not-required/">Added Guaranty Bank &#8211; MO &#8211; $300 &#8211; Direct Deposit Not Required</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/american-express-250-checking-bonus/">Added American Express $300 Checking Bonus</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/ca-only-san-mateo-credit-union-100-checking-bonus-direct-deposit-not-required/">Added Monterra Credit Union &#8211; $200 &#8211; CA</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/fl-ma-nj-ny-vt-trustco-bank-200-business-checking-bonus-no-requirements/">Added Trustco Bank $350 Business Checking Bonus&nbsp; FL, MA, NJ, NY, VT</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/nassau-county-suffolk-country-ny-island-federal-credit-union-400-checking-bonus/">Added Island Federal Credit Union &#8211; $600 &#8211; Nassau County, Suffolk Country, NY</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/me-nh-camden-national-bank-300-checking-bonus-2/">Added Camden National Bank $300 &#8211; MA, ME, NH</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/ny-nj-pa-ct-or-de-first-commerce-bank-500-checking-bonus-direct-deposit-not-required/">Added First Commerce Bank &#8211; NY, NJ, PA, CT, or DE &#8211; Direct Deposit Not Required</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/fl-il-in-mo-busey-bank-300-checking-bonus/">Added Busey Bank $300 &#8211; AZ, CO, FL, IL, IN, KS, MO, OK, TX, In Branch</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/bank-novo-business-checking-300-checking-bonus/">Added Bank Novo &#8211; $500 &#8211; Business Checking</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/tx-ar-texana-bank-up-to-500-checking-bonus/">Added Texana Bank &#8211; $500 &#8211; TX, AR</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/mi-first-merchants-bank-400-600-checking-bonus/">Added First Merchants Bank $400/$600 &#8211; MI</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/select-counties-mn-bell-bank-500-business-checking/">Added Bell Bank $500 Bonus&nbsp; &#8211; MN</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/four-leaf-federal-credit-union-550-checking-bonus-fka-as-bethpage-federalcredit-union/">Added Four Leaf Federal Credit Union $550</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/navy-federal-credit-union-200-new-member-bonus/">Added Navy Federal Credit Union $200</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/teachers-federal-credit-union-300-checking-bonus/">Added Teachers Federal Credit Union &#8211; $600 &#8211; NY, FL</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/citi-300-checking-bonus/">Added Citi $325/$475</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/nj-columbia-bank-200-chehking-account-bonus/">Added Columbia Bank $300 Bonus &#8211; NJ only</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/or-wa-red-canoe-credit-union-150-checking-bonus-direct-deposit-not-required/">Added Red Canoe Credit Union &#8211; $150 &#8211; OR, WA &#8211; Direct Deposit Not Required</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/ma-ct-me-nh-ri-vt-cambridge-savings-bank-400-checking-bonus/">Added Cambridge Savings Bank $800- MA</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/co-only-ent-credit-union-200-checking-bonus-direct-deposit-not-required-2/">Added ENT Credit Union $200 Bonus &#8211; No Direct Deposit Required &#8211; CO only</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/mi-only-people-driven-credit-union-200-checking-bonus/">Added People Driven Credit Union &#8211; $300 &#8211; MI</a></li>
<li>[6/6/26] <a href="https://www.doctorofcredit.com/ca-only-safe-credit-union-600-checking-bonus/">Removed SAFE Credit Union $300 Bonus &#8211; CA Only</a></li>
<li>[6/5/26] <a href="https://www.doctorofcredit.com/fl-nj-ny-popular-bank-400-business-checking-bonus/">Added Popular Bank $400 &#8211; FL, NJ, NY</a></li>
<li>[6/5/26] <a href="https://www.doctorofcredit.com/il-only-u-of-i-community-credit-union-150-checking-bonus-direct-deposit-not-required/">Added U of I Community Credit Union $150 Checking Bonus, Direct Deposit Not Required</a></li>
<li>[6/5/26] <a href="https://www.doctorofcredit.com/ny-suffolk-federal-credit-union-100-checking-bonus-direct-deposit-not-required/">Added Suffolk Credit Union $500 &#8211; NY</a>&nbsp;</li>
<li>[6/5/26] <a href="https://www.doctorofcredit.com/il-mi-mo-wi-cibc-us-200-checking-bonus-in-branch-only/">Added CIBC US $200 IL, MI, MO, FL, CA &amp; WI</a></li>
<li>[6/5/26] <a href="https://www.doctorofcredit.com/percapita-fintech-300-checking-bonus-25-per-month-direct-deposit-not-required/">Added Percapita (Fintech) $300 Checking Bonus ($25 Per Month), Direct Deposit Not Required</a></li>
<li>[6/5/26] <a href="https://www.doctorofcredit.com/etrade-300-checking-bonus/">Removed e*Trade $300 Checking Bonus</a></li>
<li>[6/5/26] <a href="https://www.doctorofcredit.com/etrade-400-savings-bonus-requires-20k-deposit-4-intro-rate/">Added e*Trade $400 Savings Bonus</a></li>
<li>[6/2/26] <a href="https://www.doctorofcredit.com/ny-nj-only-flushing-bank-350-checking-bonus/">Removed Flushing Bank $350 Bonus &#8211; NY &amp; NJ</a></li>
<li>[6/1/26] <a href="https://www.doctorofcredit.com/tn-only-pinnacle-financial-partners-200-mastercard-checking-bonus/">Removed Pinnacle Financial Partners $200 Mastercard Checking Bonus &#8211; TN</a></li>
<li>[6/1/26] <a href="https://www.doctorofcredit.com/mt-bank-150-checking-bonus-tn-available-online-ct-dc-de-md-nj-ny-pa-va-wv">Removed M&amp;T Bank $450 Checking/Savings Bonus &#8211; CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV</a></li>
<li>[5/25/26] <a href="https://www.doctorofcredit.com/skyone-federal-credit-union-up-to-50000-business-bonus-1-on-deposits-3-apy/">Removed SkyOne Federal Credit Union &#8211; 1% Up To $50,000</a></li>
<li>[5/20/26] <a href="https://www.doctorofcredit.com/ny-only-capital-bank-105-checking-bonus/">Removed Capital Bank $105 &#8211; NY &#8211; Direct Deposit Not Required</a></li>
<li>[5/20/26] <a href="https://www.doctorofcredit.com/mi-omni-community-credit-union-200-checking-bonus/">Removed OMNI Community Credit Union $200 Referral &#8211; MI, IN</a></li>
<li>[5/20/26] <a href="https://www.doctorofcredit.com/unitus-community-credit-union-200/">Removed Unitus Community Credit Union OR &amp; WA &#8211; $300</a></li>
<li>[5/20/26] <a href="https://www.doctorofcredit.com/ct-only-union-savings-bank-300-checking-savings-bonus/">Removed Union Savings Bank &#8211; $150 Checking Bonus &#8211; CT Only</a></li>
<li>[5/18/26] <a href="https://www.doctorofcredit.com/capital-one-400-checking-bonus/">Removed Capital One $400</a></li>
<li>[5/15/26] <a href="https://www.doctorofcredit.com/ny-broadview-federal-credit-union-750-checking-bonus/">Removed Broadview Federal Credit Union &#8211; $350 &#8211; NY</a></li>
<li>[5/12/26] <a href="https://www.doctorofcredit.com/316-financial-250-savings-bonus-5000-for-90-days/">Removed 316 Financial $250</a></li>
<li>[5/10/26] <a href="https://www.doctorofcredit.com/ma-nh-me-ri-eastern-bank-750-checking-savings-bonus/">Eastern Bank $350 Checking Bonus &#8211; MA, NH, ME, RI</a></li>
<li>[5/9/26] <a href="https://www.doctorofcredit.com/mi-only-independent-bank-100-checking-bonus/#comment-2318517">Removed Independent Bank &#8211; $350 Bonus &#8211; MI</a></li>
<li>[5/5/26] <a href="https://www.doctorofcredit.com/capital-one-400-checking-bonus/">Removed Capital One $400</a></li>
<li>[5/2/26] <a href="https://www.doctorofcredit.com/fl-il-in-mo-busey-bank-300-checking-bonus/">Removed Busey Bank $200-500 &#8211; AZ, CO, FL, IL, IN, KS, MO, OK, TX</a></li>
<li>[4/30/26] <a href="https://www.doctorofcredit.com/td-bank-500-business-checking-bonus-ct-dc-de-fl-md-me-ma-nc-nh-nj-ny-pa-ri-sc-vt-va/">Removed TD Bank $500 &#8211; CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, &amp; VA</a></li>
<li>[4/27/26] <a href="https://www.doctorofcredit.com/tn-rutherford-only-redstone-federal-credit-union-500-checking-bonus/">Removed Redstone Federal Credit Union $500 &#8211; AL, TN</a></li>
<li>[4/26/26] <a href="https://www.doctorofcredit.com/upgrade-rewards-checking-100-referral-bonus/">Removed Upgrade Rewards Checking $200 Referral Bonus</a></li>
<li>[4/22/26] <a href="https://www.doctorofcredit.com/al-local-bank-250-checking-bonus/">Added Local Bank &#8211; $250 &#8211; AL</a></li>
<li>[4/22/26] <a href="https://www.doctorofcredit.com/md-d-c-va-lafayette-federal-credit-union-100-checking-bonus-2/">Added Lafayette Federal Credit &#8211; $150 &#8211; MD, D.C., VA</a></li>
<li>[4/22/26] <a href="https://www.doctorofcredit.com/ca-only-logix-bank-150-checking-promotion/">Added Logix Credit Union $200 &#8211; CA</a></li>
<li>[4/22/26] <a href="https://www.doctorofcredit.com/ca-usc-credit-union-250-checking-bonus/">Added USC Credit Union $400 &#8211; CA</a></li>
<li>[4/22/26] <a href="https://www.doctorofcredit.com/sc-oh-in-ky-nc-park-national-bank-300-500-checking-bonus/">Added Park National &#8211; $300 &#8211; $500 SC, OH, IN, KY, NC</a></li>
<li>[4/22/26] <a href="https://www.doctorofcredit.com/kansas-city-st-louis-communityamerica-up-to-400-checking-bonus/">Added CommunityAmerica &#8211; $400 &#8211; Kansas City/St Louis</a></li>
<li>[4/22/26] <a href="https://www.doctorofcredit.com/nyc-muncipal-credit-union-100-checking-bonus/">Added Municipal Credit Union &#8211; NYC $350 Bonus</a></li>
<li>[4/22/26] <a href="https://www.doctorofcredit.com/ca-il-mo-first-bank-100-checking-bonus/">Added First Bank &#8211; $500&nbsp; &#8211; CA, IL &amp; MO</a></li>
<li>[4/22/26] <a href="https://www.doctorofcredit.com/existing-customers-ameriprise-up-to-900-checking-savings-bonus/">Added Ameriprise Financial $900</a></li>
<li>[4/22/26] <a href="https://www.doctorofcredit.com/tn-ar-ms-al-ga-ky-fl-nc-va-first-horizon-bank-450-checking-bonus-direct-deposit-not-required/">Added First Horizon Bank $450 Bonus &#8211; LA, NY, SC, TX, TN, AR, MS, AL, GA, KY, FL, NC &amp; VA &#8211; Direct Deposit Not Required</a></li>
<li>[4/22/26] <a href="https://www.doctorofcredit.com/316-financial-250-savings-bonus-5000-for-90-days/">Added 316 Financial $250</a></li>
<li>[4/22/26] <a href="https://www.doctorofcredit.com/ga-nc-sc-south-state-bank-100-checking-bonus-direct-deposit-not-required/">Added South State Bank $300 checking Bonus &#8211; AL, CO, FL, GA, NC, SC, TX, VA &#8211; Direct Deposit Not Required</a></li>
<li>[4/19/26] <a href="https://www.doctorofcredit.com/ca-travis-credit-union-250-checking-bonus/">Removed Travis Credit Union $475 Checking &#8211; CA</a></li>
<li>[4/15/26] <a href="https://www.doctorofcredit.com/va-only-virginia-credit-union-100-checking-bonus/">Removed Virginia Credit Union $100 &#8211; VA Only</a></li>
<li>[4/14/26] <a href="https://www.doctorofcredit.com/wi-il-only-north-shore-bank-300-checking-bonus-direct-deposit-optional/">Removed North Shore Bank $400 Checking Bonus WI + IL &#8211; Direct Deposit Not Required</a></li>
<li>[4/14/26] <a href="https://www.doctorofcredit.com/ct-only-union-savings-bank-250-500-business-checking-bonus/">Removed Union Savings Bank &#8211; $305/$605 Bonus &#8211; CT Only</a></li>
<li>[4/14/26] <a href="https://www.doctorofcredit.com/ny-ma-ri-ct-webster-bank-100-350-checking-bonus-direct-deposit-not-required/">Removed Webster Bank $300 &#8211; NY, MA, RI, and CT Only, In Branch only</a></li>
<li>[4/14/26] <a href="https://www.doctorofcredit.com/nh-ma-ri-ct-de-ny-nj-pa-or-fl-in-branch-santander-400-checking-bonus/">Removed Santander $400 Checking Bonus &#8211;&nbsp;&nbsp;NH, MA, RI, CT, DE, NY, NJ &amp; PA</a></li>
<li>[4/14/26] <a href="https://www.doctorofcredit.com/mo-ks-in-branch-only-hawthorn-bank-500-1000-business-checking-bonus/">Removed Hawthorn Bank $500-$1,000 Business Checking &#8211; MO</a></li>
<li>[4/10/26] <a href="https://www.doctorofcredit.com/md-d-c-va-lafayette-federal-credit-union-100-checking-bonus-2/">Removed Lafayette Federal Credit Union $150 &#8211; MD, D.C. &amp; VA</a></li>
<li>[4/7/26] <a href="https://www.doctorofcredit.com/nv-nevada-state-bank-350-checking-350-savings-500-investment-bonus/">Removed Nevada State Bank $350 &#8211; NV, ID, UT, WY, TX, CA, AZ, CO, NM</a></li>
<li>[4/4/26] <a href="https://www.doctorofcredit.com/truist-200-business-checking-bonus-al-ar-ga-fl-in-ky-md-ms-nc-nj-oh-pa-sc-tn-tx-va-wv-or-dc/">Removed Truist $400 &#8211; AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC</a></li>
<li>[4/3/26] <a href="https://www.doctorofcredit.com/washington-d-c-only-andrews-federal-credit-union-150-checking-bonus/">Removed Andrews Federal Credit Union $150 &#8211; Washington D.C only</a></li>
<li>[4/2/26] <a href="https://www.doctorofcredit.com/me-only-truchoice-federal-credit-union-400-checking-bonus/">Removed TruChoice Federal Credit Union $500 &#8211; ME</a></li>
<li>[4/1/26] <a href="https://www.doctorofcredit.com/barclays-200-savings-bonus/">Removed Barclays $200</a></li>
<li>[3/31/26] <a href="https://www.doctorofcredit.com/ar-tx-tn-ok-mo-ks-simmons-bank-300-checking-bonus/">Removed Simmons Bank &#8211; $450 Checking Bonus &#8211; AR, TX, TN, OK, MO &amp; KS</a></li>
<li>[3/28/26] <a href="https://www.doctorofcredit.com/ma-nh-me-ri-eastern-bank-750-checking-savings-bonus/">Added Eastern Bank $350 Checking Bonus &#8211; MA, NH, ME, RI</a></li>
<li>[3/28/26] <a href="https://www.doctorofcredit.com/ca-only-safe-credit-union-600-checking-bonus/">Added SAFE Credit Union $300 Bonus &#8211; CA Only</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/mi-only-people-driven-credit-union-200-checking-bonus/">Added People Driven Credit Union &#8211; $300 &#8211; MI</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/ma-nh-me-ri-ct-vt-country-bank-200-checking-bonus/">Added Country Bank $400 &#8211; MA, NH, ME, RI, CT, VT &#8211; Direct Deposit Not Required</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/ar-mo-ks-co-az-academy-bank-500-checking-bonus/">Added Academy Bank $500 &#8211; AR, MO, KS, CO, AZ</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/tx-select-counties-primeway-federal-credit-union-100-referral-checking-bonus/">Added Primeway Federal Credit Union &#8211; $100 &#8211; TX, Select Counties</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/wi-kohler-credit-union-100-referral-checking-bonus/">Added Kohler Credit Union $100 Referral &#8211; WI</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/ny-broadview-federal-credit-union-750-checking-bonus/">Added Broadview Federal Credit Union &#8211; $350 &#8211; NY</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/va-only-1st-advantage-federal-credit-union-100-checking-bonus/">Added 1st Advantage Federal Credit Union &#8211; $200 &#8211; VA, NC</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/az-only-oneaz-credit-union-300-checking-bonus/">Added OneAZ $200 Checking Bonus &#8211;&nbsp; AZ Only &#8211; Direct Deposit Not Required</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/tn-only-pinnacle-financial-partners-200-mastercard-checking-bonus/">Added Pinnacle Financial Partners $200 Mastercard Checking Bonus &#8211; TN</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/ok-ks-ar-highly-select-areas-truity-credit-union-100-checking-bonus-no-bonus-requirements/">Added Truity Credit Union $250 Referral &#8211; OK, KS, Highly Select Areas only</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/ma-pittsfield-coop-bank-750-checking-bonus/">Added Pittsfield Coop Bank $500/$750 &#8211; MA Pittsfield/Hinsdale Area</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/co-only-bok-financial-950-checking-savings-bonus/">Added BOK Financial $450-$750 &#8211; CO</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/co-only-bok-financial-950-checking-savings-bonus/">Added BOK Financial $500-$1,500 &#8211; CO</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/pa-nj-only-first-commonwealth-federal-credit-union-300-checking-bonus/">Added First Commonwealth Federal Credit Union $400 Checking Bonus &#8211; PA, NJ</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/ks-mo-ar-ok-equity-bank-1000-business-checking-bonus/">Added Equity Bank $1,000 &#8211; KS, MO, AR, OK, NE</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/ny-only-capital-bank-105-checking-bonus/">Added Capital Bank $105 &#8211; NY &#8211; Direct Deposit Not Required</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/fl-addition-financial-300-checking-bonus/">Addition Financial $400 Bonus &#8211; FL only</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/nm-tx-gecu-federal-credit-union-300-checking-bonus/">Added GECU Federal Credit Union &#8211; $300 &#8211; NM, TX</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/hi-bank-of-hawaii-100-400-checking-bonus/">Added Bank of Hawaii $100 – $400 &#8211; HI</a></li>
<li>[3/27/26] <a href="https://www.doctorofcredit.com/ut-ufirst-credit-union-300-checking-bonus/">Removed UFirst Credit Union &#8211; $400 UT</a></li>
<li>[3/24/26] <a href="https://www.doctorofcredit.com/mi-oh-cornerstone-community-financial-credit-union-300-checking-bonus/">Added Cornerstone Community Financial Credit Union &#8211; $300 &#8211; MI, OH</a></li>
<li>[3/24/26] <a href="https://www.doctorofcredit.com/usaa-300-checking-bonus/">Added USAA $300</a></li>
<li>[3/24/26] <a href="https://www.doctorofcredit.com/oh-superior-credit-union-200-checking-bonus/">Added Superior Credit Union &#8211; OH, KY, IN, MI</a></li>
<li>[3/24/26] <a href="https://www.doctorofcredit.com/tx-only-broadway-bank-200-checking-bonus/">Added Broadway Bank $300 &#8211; TX</a></li>
<li>[3/24/26] <a href="https://www.doctorofcredit.com/ny-pa-nj-visions-federal-credit-union-200-checking-bonus/">Added Visions Federal Credit Union &#8211; NY, PA, NJ &#8211; $500</a></li>
<li>[3/24/26] <a href="https://www.doctorofcredit.com/unitus-community-credit-union-200/">Added Unitus Community Credit Union OR &amp; WA &#8211; $300</a></li>
<li>[3/22/26] <a href="https://www.doctorofcredit.com/tx-only-prestige-community-credit-union-100-referral-checking-bonus/">Removed Prestige Community Credit Union $200 &#8211; TX</a></li>
<li>[3/19/26] <a href="https://www.doctorofcredit.com/va-only-virginia-credit-union-100-checking-bonus/">Added Virginia Credit Union $100 &#8211; VA Only</a></li>
<li>[3/19/26] <a href="https://www.doctorofcredit.com/mt-bank-150-checking-bonus-tn-available-online-ct-dc-de-md-nj-ny-pa-va-wv/">Added M&amp;T Bank $450 Checking/Savings Bonus &#8211; CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV</a></li>
<li>[3/19/26] <a href="https://www.doctorofcredit.com/pa-md-only-acnb-1000-2000-checking-bonus/">Added ACNB &#8211; $1,000-$2,000 Bonus &#8211; PA &amp; MD only</a></li>
<li>[3/19/26] <a href="https://www.doctorofcredit.com/ma-ct-ri-nh-trunoth-bank-300-checking-bonus-direct-deposit-not-required/">Added TruNorth Bank $300 &#8211; Direct Deposit Not Required &#8211; MA, CT, RI, NH</a></li>
<li>[3/19/26] <a href="https://www.doctorofcredit.com/md-dc-de-pa-va-wv-tower-federal-credit-union-300-checking-bonus/">Removed Tower Federal Credit Union $300 Bonus &#8211; MD, DC, DE, PA, VA, WV</a></li>
<li>[3/19/26] <a href="https://www.doctorofcredit.com/wa-seattle-credit-union-150-checking-bonus-direct-deposit-not-required/">Added Seattle Credit Union $150 Checking Bonus, Direct Deposit Not Required &#8211; WA</a></li>
<li>[3/19/26] <a href="https://www.doctorofcredit.com/wi-il-only-north-shore-bank-300-checking-bonus-direct-deposit-optional/">Added North Shore Bank $400 Checking Bonus WI + IL &#8211; Direct Deposit Not Required</a></li>
<li>[3/19/26]<a href="https://www.doctorofcredit.com/ct-only-union-savings-bank-300-checking-savings-bonus/"> Added Union Savings Bank &#8211; $150 Checking Bonus &#8211; CT Only</a></li>
<li>[3/19/26] <a href="https://www.doctorofcredit.com/ct-only-union-savings-bank-250-500-business-checking-bonus/">Added Union Savings Bank &#8211; $305/$605 Bonus &#8211; CT Only</a></li>
<li>[3/19/26] <a href="https://www.doctorofcredit.com/az-nd-only-100-western-state-bank-checking-account-promotion/">Added Western State Bank &#8211; $100-$250 &#8211; AZ, ND, MN &#8211; In Branch Only</a></li>
<li>[3/19/26] <a href="https://www.doctorofcredit.com/fl-il-in-mo-busey-bank-300-checking-bonus/">Added Busey Bank $200-500 &#8211; AZ, CO, FL, IL, IN, KS, MO, OK, TX</a></li>
<li>[3/19/26] <a href="https://www.doctorofcredit.com/tx-la-credit-human-300-checking-bonus/">Added Credit Human $300 Bonus &#8211; TX, LA only</a></li>
<li>[3/19/26] <a href="https://www.doctorofcredit.com/ga-only-delta-community-credit-union-200-checking-bonus-direct-deposit-not-required/">Added Delta Community Credit Union $250 Bonus &#8211; GA Only&nbsp;</a></li>
<li>[3/19/26] <a href="https://www.doctorofcredit.com/capital-one-500-1000-business-checking-bonus/">Added Capital One $500 Business</a></li>
<li>[3/17/26] <a href="https://www.doctorofcredit.com/az-only-sun-canyon-bank-300-checking-bonus/">Removed Sun Canyon Bank &#8211; $300 &#8211; AZ</a></li>
<li>[3/12/26] <a href="https://www.doctorofcredit.com/marcus-100-1500-bonus-for-new-existing-savings-customers/">Removed Marcus $100-$1,500 Savings Bonus</a></li>
<li>[3/12/26] <a href="https://www.doctorofcredit.com/etrade-300-2000-savings-bonus-requires-20k-200k-deposit/">Removed E*trade Up To $2,000 Savings Bonus</a>&nbsp;</li>
<li>[3/10/26] <a href="https://www.doctorofcredit.com/md-d-c-va-lafayette-federal-credit-union-100-checking-bonus-2/">Removed Lafayette Federal Credit Union $150 &#8211; MD, D.C., VA</a></li>
<li>[3/10/26] <a href="https://www.doctorofcredit.com/wi-il-in-branch-only-northshore-bank-500-business-checking-bonus/">Removed North Shore Bank $500 Checking Bonus WI + IL, In Branch Only</a></li>
<li>[3/10/26] <a href="https://www.doctorofcredit.com/sd-mn-american-bank-trust-250-checking-bonus/">Removed American Bank &amp; Trust $500 &#8211; SD &amp; MN, In Branch</a></li>
<li>[2/28/26] <a href="https://www.doctorofcredit.com/316-financial-100-checking-bonus/">Removed 316 Financial $100</a></li>
<li>[2/24/26] <a href="https://www.doctorofcredit.com/oh-only-bmi-federal-credit-union-150-checking-bonus-direct-deposit-not-required/">Removed BMI Federal Credit Union $500 &#8211; OH &#8211; Direct Deposit Not Required</a></li>
<li>[2/24/26] <a href="https://www.doctorofcredit.com/bank-novo-business-checking-300-checking-bonus/">Removed Bank Novo &#8211; $300 &#8211; Business Checking</a></li>
<li>[2/23/26] <a href="https://www.doctorofcredit.com/u-s-bank-450-100-checking-bonus/">Added U.S. Bank $450</a>&nbsp;</li>
<li>[2/22/26] <a href="https://www.doctorofcredit.com/la-ms-fl-al-tx-hancock-whitney-bank-600-checking-savings-bonus/">Added Hancock Whitney $300/$1,000 Checking Bonus &#8211; LA, MS, FL, AL, TX</a></li>
<li>[2/22/26] <a href="https://www.doctorofcredit.com/la-ms-fl-al-tx-hancock-whitney-200-business-checking/">Added Hancock Whitney $200 Checking Bonus &#8211; LA, MS, FL, AL, TX</a></li>
<li>[2/22/26] <a href="https://www.doctorofcredit.com/ny-ma-ri-ct-webster-bank-100-350-checking-bonus-direct-deposit-not-required/">Added Webster Bank $300 &#8211; NY, MA, RI, and CT Only, In Branch only</a></li>
<li>[2/22/26] <a href="https://www.doctorofcredit.com/wi-only-waterstone-bank-250-business-checking-bonus/">Added WaterStone Bank $300/$500 &#8211; WI, In Branch Only</a></li>
<li>[2/22/26] <a href="https://www.doctorofcredit.com/sd-mn-american-bank-trust-250-checking-bonus/">Added American Bank &amp; Trust $500 &#8211; SD &amp; MN, In Branch</a></li>
<li>[2/22/26] <a href="https://www.doctorofcredit.com/az-ca-fl-in-mi-nj-ny-oh-wi-flagstar-bank-250-350-checking-bonus/">Added Flagstar Bank $300-$500 &#8211; AZ, CA, FL, IN, MI, NJ, NY, OH, WI</a></li>
<li>[2/22/26] <a href="https://www.doctorofcredit.com/cit-bank-225-300-savings-bonus-4-30-apy-new-no-hold-period/">Removed CIT Bank $225/$300 Savings Bonus</a></li>
<li>[2/22/26] <a href="https://www.doctorofcredit.com/laurel-road-200-high-yield-savings-bonus-balance-only-required-on-day-90/">Removed Laurel Road $200</a></li>
<li>[2/22/26] <a href="https://www.doctorofcredit.com/243542-2/">Removed Live Oak Bank $200</a></li>
<li>[2/22/26] <a href="https://www.doctorofcredit.com/etrade-300-checking-bonus/#comments">Added e*Trade $300 Checking Bonus</a></li>
<li>[2/22/26] <a href="https://www.doctorofcredit.com/bask-bank-300-checking-bonus-live-from-11-1-25/">Removed Bask Bank $300</a></li>
<li>[2/22/26] <a href="https://www.doctorofcredit.com/pa-only-penn-community-bank-350-checking-bonus-50-savings-direct-deposit-not-required/">Removed Penn Community Bank $400 &#8211; PA, NJ, Direct Deposit Not Required</a></li>
<li>[2/15/26] <a href="https://www.doctorofcredit.com/nj-ny-pa-ocean-first-bank-235-checking-account-bonus/">Removed OceanFirst Bank $500 Bonus &#8211; NJ, NY &amp; PA</a></li>
<li>[2/14/26] <a href="https://www.doctorofcredit.com/la-ms-fl-al-tx-hancock-whitney-bank-600-checking-savings-bonus/">Removed Hancock Whitney $300 Checking Bonus &#8211; LA, MS, FL, AL, TX</a></li>
<li>[2/14/26] <a href="https://www.doctorofcredit.com/mn-southpoint-financial-credit-union-400-checking-bonus/">Removed SouthPoint Financial Credit Union &#8211; MN</a></li>
<li>[2/14/26] <a href="https://www.doctorofcredit.com/il-byline-bank-600-business-checking-bonus/">Removed Byline Bank $600 Business Checking Bonus &#8211; IL</a></li>
<li>[2/7/26] <a href="https://www.doctorofcredit.com/ks-mo-only-communityamerica-credit-union-300-checking-bonus/">Removed CommunityAmerica &#8211; $300 &#8211; KS &amp; MO</a></li>
<li>[2/6/26] <a href="https://www.doctorofcredit.com/marcus-100-1500-bonus-for-new-existing-savings-customers/">Added Marcus $1,500 bonus</a></li>
<li>[2/1/26] <a href="https://www.doctorofcredit.com/american-express-250-checking-bonus/">Removed American Express $250 Checking Bonus</a></li>
<li>[2/1/26] <a href="https://www.doctorofcredit.com/tx-wellby-financial-1000-bonus-with-50000-deposit-plus-possible-4-50-apyearn2025/">Removed Wellby Financial $1,000 Checking Bonus With $50,000 Deposit (4.50%) &#8211; TX</a></li>
<li>[2/1/26] <a href="https://www.doctorofcredit.com/az-ca-fl-in-mi-nj-ny-oh-wi-flagstar-bank-250-350-checking-bonus/">Removed Flagstar Bank $300-$500 &#8211; AZ, CA, FL, IN, MI, NJ, NY, OH, WI</a></li>
</ul>
<ul>
<li>For changes before, <a href="https://www.doctorofcredit.com/bank-bonus-changes/">click here</a>.</li>
</ul>
<p>If you know of any better bank account bonuses, let us know in the comments section and we will add them.</p>
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		<title>[New Boosts] Cash App (Square Cash Debit Card): Cash Boost &#8211; Get Cash Back On Categories/Specific Merchants</title>
		<link>https://www.doctorofcredit.com/square-cash-debit-card-cash-boost-get-cash-back-on-categories-specific-merchants/</link>
					<comments>https://www.doctorofcredit.com/square-cash-debit-card-cash-boost-get-cash-back-on-categories-specific-merchants/#comments</comments>
		
		<dc:creator><![CDATA[William Charles]]></dc:creator>
		<pubDate>Fri, 19 Jun 2026 05:04:54 +0000</pubDate>
				<category><![CDATA[Deals]]></category>
		<category><![CDATA[cash app]]></category>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=82096?d=20260619</guid>

					<description><![CDATA[Update 6/19/26: New offer for 10% back on gas and 10% back on grocery, limit $10 for each. Valid each week until July 3, 2026.&#160; Update 6/16/26: New crypto offer, buy any amount of BTC and get $10 in BTC. Sent via e-mail (subject line is &#8216;Get a $10 bonus in bitcoin&#8217;) but might see [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Update 6/19/26: New offer for 10% back on gas and 10% back on grocery, limit $10 for each. Valid each week until July 3, 2026.&nbsp;</p>
<p>Update 6/16/26: New crypto offer, buy any amount of BTC and get $10 in BTC. Sent via e-mail (subject line is &#8216;Get a $10 bonus in bitcoin&#8217;) but might see it in app as well. Hat tip to reader curmudgeon.&nbsp;</p>
<p>Update 4/6/26: New crypto offers, don&#8217;t think everybody is eligible. Shows under promotions:</p>
<ul>
<li>Earn $5 for purchasing $10+ of bitcoin on Cash App</li>
<li>Earn $25 for paying a participating Square merchant with bitcoin using Cash App.</li>
<li>Earn $50 for withdrawing $50+ of bitcoin from Cash App through the Bitkey app.</li>
</ul>
<p style="text-align: right;">Hat tip to reader <a href="https://www.doctorofcredit.com/contact-us/#comment-2292849"><strong>Amalie</strong></a></p>
<p>Update 3/28/26: New offer for $10 off $10 at any restaurant. <a href="https://www.doctorofcredit.com/square-cash-debit-card-cash-boost-get-cash-back-on-categories-specific-merchants/#comment-2286714">Seems to work </a>on<a href="https://www.doctorofcredit.com/doordash-save-15-off-many-egiftcard-brands-starbucks-zift-amazon-lowes-doordash-walgreens-outback-and-many-more/"> giftcards via DoorDash giftcards</a> (can get 3rd party like Best Buy). Valid 3/28 &#8211; 3/29</p>
<p>Update 3/4/26: $5 off $5 at any coffee shop. Starbucks loads <a target="_blank" href="https://www.reddit.com/r/churning/comments/1rkhlwn/news_and_updates_thread_march_04_2026/o8nn0f4/">are working</a> (Dunkin is <a href="https://www.doctorofcredit.com/square-cash-debit-card-cash-boost-get-cash-back-on-categories-specific-merchants/#comment-2269261">unclear</a>).&nbsp; Note, <a href="https://www.doctorofcredit.com/square-cash-debit-card-cash-boost-get-cash-back-on-categories-specific-merchants/#comment-2269261">some are saying</a> to do $5.01.</p>
<p>Update 12/5/25:&nbsp; Some are seeing 50% off DoorDash (max $20; 12/8/25). Also available some of the older offers: 50% off Lyft (max $10; 1/1/26) and/or 20% off Grubhub (max $10 or $20; 3/28/26).</p>
<p>Update 12/4/25: $10 off any purchase is back. Hat tip to reader <a href="https://www.doctorofcredit.com/square-cash-debit-card-cash-boost-get-cash-back-on-categories-specific-merchants/#comment-2204462">ntn</a>. Also another deal for 20% off Grubhub Max discount $10.&nbsp;</p>
<p>Update 11/26/25: 20% off at Target, up to $20 off, expires in 9 weeks. (ht reader ar)</p>
<p>Update 11/22/25: $10 off groceries, this weekend only. Unsure if YMMV</p>
<p>Update 11/3/25: 50% off on Lyft, up to $10</p>
<p>Update 11/2/25: Cash app now has something called Cash App green, some offers are now locked behind this. It requires:</p>
<ul>
<li>Spend&nbsp;$500 or more with your Cash App Card or Cash App Pay</li>
<li>Deposit&nbsp;$300 or more in qualifying paychecks, or</li>
</ul>
<p>Update 9/19/25: $10 off any restaurant (ht Shawntheshawn)</p>
<p>Update 9/1/25: $10 off any purchase.&nbsp;</p>
<p>Update 8/29/25: $10 off any restaurant. Expires in 3 days Min purchase $10 In person or online. Hat tip to reader Kate M</p>
<p>Update 8/24/25: New offers $5 maximum:</p>
<p><u>5% Any purchase</u><br />
<u>5% Any ride</u><br />
<u>5% Any restaurant</u><br />
<u>5% Any grocery&nbsp;</u><strong><u>(in person only)</u></strong></p>
<p>In addition to the above, one of my accounts also has:</p>
<p><strong>$1 off any coffee shop</strong><br />
<strong>5% Amazon</strong><br />
<strong>5% Walmart</strong><br />
<strong>5% McDonalds</strong><br />
<strong>5% CVS</strong></p>
<p style="text-align: right;">Hat tip to <a href="https://www.doctorofcredit.com/square-cash-debit-card-cash-boost-get-cash-back-on-categories-specific-merchants/#comment-2127286">AdoptaPetInstead</a> &amp; <a href="https://www.doctorofcredit.com/square-cash-debit-card-cash-boost-get-cash-back-on-categories-specific-merchants/#comment-2127690">Svy</a></p>
<p>Update 7/29/25:,E-mail offer for 60% back at Doordash on two delivered orders. Min $12 order. Max $20 off. Ends 8/25</p>
<p>Update 6/24/25: Email offer for $15 back toward future purchase after spending $100 across 5 purchases (ht Tom)</p>
<p>Update 5/23/25: <a href="https://www.doctorofcredit.com/square-cash-debit-card-cash-boost-get-cash-back-on-categories-specific-merchants/#comment-2066600">Some people are seeing</a> a free $10 anywhere or free $10 for any restaurant.</p>
<p>Update 5/19/25: Check for 50% off PlayStation store and for 50% off Gopuff. <em>(ht <a href="https://www.doctorofcredit.com/contact-us/#comment-2063467">AdoptaPetInstead</a>)</em></p>
<p>Update 5/9/25: Check for new boost to get $10 off $10 purchase, valid through 5/30. <em>(ht readers Yj32 and A1)</em></p>
<p>Update 4/3/25: Check for new boosts: 10% cashback on Target (max $5), 10% Walgreens (max $5), and 15% Doordash (max $50). Hat tip to <a href="https://www.doctorofcredit.com/contact-us/#comment-2037071">AdoptaPetInstead</a></p>
<p>Update 3/25/25: New boost for Walmart $10 off $10+ purchase</p>
<p>Update 3/12/25: New boost for 30% back on Doordash (ht Lily)</p>
<p>Update 12/18/24: Some other deals:</p>
<ul>
<li>$10 off $10 when using the CashApp debit card</li>
<li>30% off DoorDash</li>
</ul>
<p>Update 12/10/24: 10% off at Kroger, $10 maximum.</p>
<p>Update 11/28/24: New boost: 50% off Gopuff, max discount $10</p>
<p>Update 11/21/24: New boost: TopGolf 50% off up to $50</p>
<p>Update 10/30/24: New boosts:</p>
<ul>
<li>CVS – 7% off</li>
<li>Family Dollar – 5% off</li>
<li>7-Eleven – 5% off</li>
<li>Food Lion – 3% off</li>
</ul>
<p>Update 10/25/24: Some new boosts:</p>
<ul>
<li>20% off Lyft (max $10)</li>
<li>15% Temu</li>
<li>5% CVS (max $20/every 24 hours)</li>
<li>5% Chipotle, Starbucks, Taco Bell, Burger King, Wendy’s, Popeyes</li>
</ul>
<p>Update 9/20/24: Some new boosts:</p>
<ul>
<li>$5/$10 off anywhere</li>
<li>50% off GoPuff. $20 maximum discount.</li>
</ul>
<p>Update 12/10/23: some new boosts: 10% at Best Buy, up to $10 back; 5% at Dollar General and at Lowe&#8217;s; 8% at Rite Aid; 15% at Shake Shack; 3% at Food Lion. (ht <a target="_blank" href="https://gcgalore.com/cash-app-boosts-10-best-buy-8-rite-aid-5-lowes-dollar-general-more/">GC Galore</a>)</p>
<p>Update 11/18/23: 10% back at Walmart, up to $10 back. Hat tip to reader TDD</p>
<p>Update 8/28/23: Added 20% off at Target</p>
<p>Update 8/19/23: A few options available at 10-15%:</p>
<ul>
<li>Chipotle</li>
<li>Dollar General</li>
<li>Family Dollar</li>
<li>Home Depot</li>
<li>McDonald’s</li>
<li>Starbucks</li>
<li>Subway</li>
<li>Target</li>
<li>Wendy’s</li>
</ul>
<p>Update 8/12/23: Starbucks is back at 15% back. Max discount is $5. (Minimum order is $1.50.) (ht <a target="_blank" href="https://gcgalore.com/cash-app-get-15-off-at-starbucks-buy-gift-card-in-app-in-store/">GCG</a>)</p>
<p>Update 8/11/23: Sam&#8217;s Club is back at 5% back. Online only, $1.50 min and $20 max</p>
<p>Update 7/7/23: Sam&#8217;s Club is back at 5% back. Online only, $1.50 min and $20 max</p>
<p>Update 1/13/23: Sam&#8217;s Club is back at 8% back. Online only, $1.50 min and $20 max. Hat tip to reader Steve</p>
<p>Update 12/11/22: MTA boost showing again</p>
<p>Update 11/22/22: New changes including 10% off Walmart and Target in app. Hat tip to <a href="https://www.doctorofcredit.com/square-cash-debit-card-cash-boost-get-cash-back-on-categories-specific-merchants/#comment-1494012">ieatdogfood</a></p>
<p>Update 10/20/22: New boost for 4% back at Target, up to $50 back. Valid for 5 weeks, once every hour. (ht Matt who also notes that this offer works on gift cards as well; Update 10/21/22 from Matt: This boost has been patched to no longer work on gift cards.)</p>
<p>Update 8/14/22: There’s a new Walmart.com Cash boost when shopping through Cash app that some people are seeing: get 5% off when you shop through the app, max discount $50, can be used every hour. Doesn&#8217;t seem to work on gift cards. Expires end of&nbsp; August. (ht Matt)</p>
<p>Update 8/7/22: Some people seeing a 10% back anywhere deal, up to $50.</p>
<p>Update 8/5/22: Boost for 5% off Walmart.com added, must complete purchase in app (ht Josh)</p>
<p>Update 7/29/22: Some people are seeing 10% back on any purchase, up to $5.</p>
<p>Update 7/25/22: CashApp now has 10% CVS, max $5, as an every-hour boost (ht <a href="https://www.doctorofcredit.com/bank-amerideals-chase-offers-save-10-at-cvs-max-4-cashback/#comment-1414748">TDD</a>)</p>
<p>Update 7/8/22: $1 off MTA transaction boost is back.</p>
<p>Update 5/8/22: Sam&#8217;s Club is 10% back.</p>
<p>Update 4/1/22: 30% Instacart (ht aran)</p>
<p>Update 3/25/22: Sam&#8217;s Club is 10% back.</p>
<p>Update 3/4/22: 20% Instacart (ht ShawntheShawn)</p>
<p>Update 2/6/22: Sam&#8217;s Club is 5% back, $20 maximum. Can be done once per 24 hrs until 3/1/22</p>
<p>Update 1/13/22: Sam&#8217;s Club is showing as 10% up to $200 in spend for some people. Can be done once per 24 hrs for the next 18 days. Hat tip to <a href="https://www.doctorofcredit.com/square-cash-debit-card-cash-boost-get-cash-back-on-categories-specific-merchants/#comment-1314423">Jay</a></p>
<p>Update 12/20/21: 20% DoorDash &amp; Instacart showing along with 6% Alberstons.</p>
<p>Update 12/6/21: Sam&#8217;s Club is showing 12%, maximum discount of $20. Online only</p>
<p>Update 11/17/21: 99% off one order from GoPuff, $25 maximum discount. Hat tip to William Tell.</p>
<p>Update 10/28/21: Sam&#8217;s Club is showing as 10% up to $200 in spend for some people. Can be done daily</p>
<p>Update 10/22/21: Some people are seeing $50 off $50+ when you receive a direct deposit and also $30 off $30 off an order of $30+ from Italic (shipping is $7 but is included in the $30).</p>
<p>Update 7/16/21: Reader Davis reports seeing 15% back in BTC on restaurants, 15% back on grocery stores, 20% back in BTC on coffee shops, 15% back at Chick-Fil-A, McDonalds, Domino’s, 7-11, Starbucks, Taco Bell, Playstation Network, Xbox, Walmart.</p>
<p>Update 5/1/21:&nbsp;10% back on Bitcoin (up to $7.50 available again).</p>
<p>Update 4/24/21: 5% back on Sam&#8217;s Club, up to $20 back.</p>
<p>Update 2/27/21: 10% back on Bitcoin (up to $7.50 available again).</p>
<p>Update 1/29/20: $5 off DoorDash now showing up. Stack with any <a href="https://www.doctorofcredit.com/doordash-promo-codes-25-off-with-25off4u-20-maximum-savings/">DoorDash promo codes</a>.</p>
<p>Update 1/1/2021: New boosts (ht reader Kris):</p>
<p><a href="https://www.doctorofcredit.com/cash-app-get-5-back-in-bitcoin-on-3-purchases-can-be-done-once-per-hour/">5% bitcoin, three times</a><br />
15% door dash<br />
10% grocery store<br />
20% shake shack<br />
5% goat<br />
5% off Sam’s online<br />
10% taco bell<br />
10% chick fil a<br />
10% playstation network<br />
10% xbox<br />
10% Starbucks<br />
20% usps</p>
<p>Update 12/18/20: New boost &#8211;<a href="https://www.doctorofcredit.com/cash-app-get-5-back-in-bitcoin-on-3-purchases-can-be-done-once-per-hour/"> Cash App: Get 10% Back On Your Purchases In Bitcoin, Up To $22.50 Back Maximum</a></p>
<p>Update 12/16/20: New boost &#8211;<a href="https://www.doctorofcredit.com/cash-app-get-5-back-in-bitcoin-on-3-purchases-can-be-done-once-per-hour/"> Cash App: Get 5% Back On Your Purchases In Bitcoin, Up To $22.50 Back Maximum</a></p>
<p>Update 12/8/20: New boost &#8211; <a href="https://www.doctorofcredit.com/cash-app-get-up-to-50-bonus-when-you-make-direct-deposit-targeted-boost/">Cash App: Get Up To $50 Bonus When You Make Direct Deposit [Targeted Boost]</a></p>
<p>Update 12/3/20: Sam’s Club added. 5% off one online purchase. $20 max discount. Expires in 8 days.</p>
<p>Update 11/25/20: New boosts added (ht SK and Kris):</p>
<ul>
<li>Nike 10%<br />
Best Buy 10%<br />
Ulta Beauty<br />
Walmart 10%<br />
Adidas 10%<br />
Bath &amp; Body works 10%<br />
Chewy 10%<br />
The Home Depot 10%</li>
</ul>
<p>Update 11/13/20: New boosts added</p>
<p>Update 11/7/20: New boosts added.</p>
<p>Update 10/31/20: Get 99% back on Instacart Express monthly membership fee of $9.99. Some offers are for one use and others are for two uses (valid for 8 weeks, once per month). Thanks to all those who sent this in.</p>
<p>Update 10/24/20: For travel 25% back deal, loading Lyft credit works. Hat tip to <a target="_blank" href="https://www.reddit.com/r/churning/comments/jh73ws/discussion_thread_october_24_2020/g9wlvmj/">rtrandom</a></p>
<p>Update 10/23/20: new boosts added, including 20% back at USPS and 25% back on travel (max $10 discount)</p>
<p>Update 10/9/20: new boosts added.</p>
<p>Update 10/6/20: USPS 20% back has been added. Doesn&#8217;t work on money orders. Maximum discount of $7.5, can be used every three hours.</p>
<p>Update 10/2/20: New boosts added</p>
<p>Update 9/19/20: Another round of boosts added.</p>
<p>Update 9/12/20: Check your accounts again, many people reporting receiving $10 off $10+. Valid for 18 days. Hat tip to reader Hari.</p>
<p>Update 9/11/20: new boosts added, valid through September 18. Popular boosts such as the grocery deal are back.</p>
<p>Update 9/4/20: new boosts added, valid through September 11. Popular boosts such as the grocery deal are back.</p>
<p>Update 9/1/20: More boosts added.</p>
<p>Update 8/28/20: More boosts added, including some good ones such as 10% off grocery and $5 off $5+.</p>
<p>Update 8/25/20: 50% back at McDonald&#8217;s added (maximum discount of $10, minimum payment of $1). Can be used once every six hours.</p>
<p>Update 8/21/20: More boosts added</p>
<p>Update 7/31/20: Some new boosts added:</p>
<ul>
<li>DoorDash: 15% off</li>
<li>Restaurant: 15% off</li>
<li>$5 off $5+ one purchase</li>
<li>Grocery: 10% off one purchase</li>
<li>Taco Bell &#8211; 15% off each purchase</li>
<li>Domino&#8217;s &#8211; 15% off each purchase</li>
<li>Chick-fil-A &#8211; 15% off each purchase</li>
<li>Lyft &#8211; 20% off one purchase</li>
<li>Walgreens &#8211; 15% off one purchase</li>
<li>Playstation Network &#8211; 10% off each purchase</li>
<li>Xbox &#8211; 10% off each purchase</li>
<li>McDonald&#8217;s &#8211; 15% off each purchase</li>
<li>Walmart &#8211; 10% off one purchase (requires 5 purchases to unlock)</li>
<li>Subway &#8211; 10% off each order</li>
<li>Chipotle &#8211; 10% off each purchase</li>
<li>Whataburger &#8211; 10% off&nbsp; each purchase</li>
<li>Dollar General &#8211; 10% off one purchase</li>
<li>Starbucks &#8211; $1 off one purchase</li>
</ul>
<p>Hat tip to reader Ben Y</p>
<p>Update 7/19/20: Grocery store showing again.</p>
<p>Update 6/27/20: Walgreens should be showing again after disappearing for a few weeks. Hat tip to <a href="https://www.doctorofcredit.com/square-cash-debit-card-cash-boost-get-cash-back-on-categories-specific-merchants/#comment-1004891">ieatdogfood</a></p>
<p>Update 6/20/20: Some people are seeing 10% back at Amazon ($7.50 limit).</p>
<p>Update 5/18/20: Looks like this isn&#8217;t new. <del>Looks like you can change your boost instantly now rather than once every 24 hours. After using a boost it&#8217;ll disappear and then be available the following week.</del></p>
<p>Update 4/3/20: Grocery, Walgreens, Amazon, and Taco Bell all added again.</p>
<p>Update 3/18/20: New boosts added:</p>
<ul>
<li>15% door dash</li>
<li>10% grocery store</li>
<li>10% dollar general</li>
<li>10% Walgreens</li>
<li>10% domino&#8217;s</li>
<li>10% Xbox</li>
<li>10% psn</li>
</ul>
<p>Hat tip to <a target="_blank" class="author may-blank id-t2_5e8k0" href="https://www.reddit.com/r/churning/comments/fk3e1w/discussion_thread_march_17_2020/fksp7ef/">kcihtred2</a></p>
<p>Update 3/13/20: New boosts added:</p>
<ul>
<li>Get $5 off Lyft after making 5 transactions (must use $5.01 Or more to redeem)</li>
<li>Get 10% off one visit at Walmart after making 10 transactions ($7.50 max cash back)</li>
</ul>
<p>Update 3/9/20: New boost added, 20% off at Walmart, max $10 back.</p>
<p>Update 3/4/20: New boost added: 20% off at Walgreen&#8217;s, max $10 back. Easy to use on a $50 Amazon gift card. (ht <a target="_blank" class="author may-blank id-t2_tjyjf" href="https://www.reddit.com/user/The-y-factor">The-y-factor</a>)</p>
<p>Update 1/16/20: New boosts: 10% off Chipotle, 10% off DoorDash, 10% off Whole Foods, 10% off Nike, 10% off Cinemark, 10% off Petsmart, 10% off Burger King, 5% off CVS, $1 off Any Coffee Shop (ht <a target="_blank" href="https://slickdeals.net/f/13802411-cashapp-10-off-at-chipotle-whole-foods-burger-king-petsmart-more-includes-gift-cards?utm_source=feedly&amp;utm_content=9&amp;utm_medium=RSS2">SD</a>)</p>
<p>Update 1/11/2020: More new options, Whole foods 10%, burger King 10%, petco 10%, AMC 10%, cinemark 10%, Popeyes 10% (ht <a target="_blank" href="https://www.reddit.com/r/churning/comments/en6640/discussion_thread_january_11_2020/fdxjf92/">kcihtred2</a>)</p>
<p>Update 1/6/20: New offers: Home depot 5%, Taco Bell 10%, cfa 10%, Best Buy 5%. (ht <a target="_blank" class="author may-blank id-t2_5e8k0" href="https://www.reddit.com/user/kcihtred2">kcihtred2</a>)</p>
<p>Update 12/12/19: New offer for 20% back on Expedia, max $20. Expires at around 10 am ET on 12/13/19.</p>
<p>Update 11/29/19: New boosts added for Black Friday</p>
<ul>
<li>Best Buy 10% back, max $7.50</li>
<li>H&amp;M 10% back, max $7.50</li>
</ul>
<p>Update 10/27/19: New boosts added.</p>
<p>Update 10/1/19: New boosts added, such as:</p>
<ul>
<li>AMC: $3 off each visit ($5 minimum spend)</li>
<li>MTA: $1 off each purchase ($1.5 minimum spend)</li>
</ul>
<p>Add any others you see in the comments.</p>
<p>Update 9/6/19: Looks like Target 5% off each visit has changed to Target $1 off $1.50. Must wait 1 hour in between redemption.</p>
<p>Update 8/14/19: Looks like the coffee shop visit is locked for some people and they have to make 5 debit card purchases to unlock it. Hat tip to reader Jon S. Some new boosts as well:</p>
<ul>
<li>Safeway: 5% off each visit. Max discount $7.50</li>
<li>Target: 5% off each visit. Max discount $7.50</li>
<li>Burger King: $1 off, $1.5 minimum spend</li>
<li>Airbnb: 5% off ($20 max)</li>
<li>Jamba Juice: 10% off</li>
<li>Panda Express: 10% off</li>
</ul>
<p><a href="https://www.doctorofcredit.com/wp-content/uploads/2019/08/IMG_0238.png"><img decoding="async" width="577" height="1024" class="aligncenter size-large wp-image-123543" src="https://www.doctorofcredit.com/wp-content/uploads/2019/08/IMG_0238-577x1024.png" alt="" srcset="https://www.doctorofcredit.com/wp-content/uploads/2019/08/IMG_0238-577x1024.png 577w, https://www.doctorofcredit.com/wp-content/uploads/2019/08/IMG_0238-169x300.png 169w, https://www.doctorofcredit.com/wp-content/uploads/2019/08/IMG_0238.png 640w" sizes="(max-width: 577px) 100vw, 577px" /></a></p>
<p>8/9/19: New boosts added, 5% at CVS with a $7.50 max and 10% at Dollar Tree with a $7.5 max. (ht Michael)</p>
<p>7/12/19: New boosts added, $3 off AMC and 10% off Dairy Queen ($7.50 maximum discount). Hat tip to <a target="_blank" href="https://dannydealguru.com/2019/07/11/cash-app-debit-card-offers/">DDG</a></p>
<p>Update 6/7/19: New boost has been added: 15% on Doordash (ht reader A.) Seems that some people are getting different amounts, like 10% back or 20% back.</p>
<p>Update 3/14/19: New boosts have been added including:</p>
<ul>
<li>Trader Joe&#8217;s 10% back</li>
<li>In-N-Out</li>
<li>Del Taco</li>
<li>Buffalo Wild Wings</li>
<li>Kroger: 10% back ($7.5 max)</li>
<li>Five Guys: 10% back ($7.5 max)</li>
<li>Dominos: $2 off ($3 minimum spend)</li>
</ul>
<p>Keep in mind it seems like these deals are localized, so you won&#8217;t necessarily see the same offers.</p>
<p><strong>Update 8/31/18</strong>: Reader Max tells us they&#8217;ve updated the list, including bumping Whole Foods from 5% to 10% and more additions and changes.</p>
<h2><span id="The_Offer">The Offer</span></h2>
<ul>
<li>The&nbsp;<a href="https://www.doctorofcredit.com/square-cash-rolling-debit-card/" data-wpel-link="internal">Square Cash Debit Card</a>&nbsp;is now offering all customers something called &#8216;Cash Boost&#8217;. Basically you choose one place or category to earn cash back in. Some examples:
<ul>
<li>$1 off at coffee shops ($1.5 minimum spend)</li>
<li>$1 off at Subway ($1.5 minimum spend)</li>
<li>5% off at Whole Foods</li>
<li>10% off at Chick-fil-A</li>
<li>15% off at Chipotle</li>
<li>10% off at Panera</li>
<li>15% off at Shake Shack</li>
</ul>
</li>
<li>You can change your boost once every 24 hours and you can use it once every 2 hours</li>
</ul>
<p><a href="https://www.doctorofcredit.com/wp-content/uploads/2018/05/cash-boost.png"><img decoding="async" width="1460" height="657" class="aligncenter size-full wp-image-82097" src="https://www.doctorofcredit.com/wp-content/uploads/2018/05/cash-boost.png" alt="" srcset="https://www.doctorofcredit.com/wp-content/uploads/2018/05/cash-boost.png 1460w, https://www.doctorofcredit.com/wp-content/uploads/2018/05/cash-boost-300x135.png 300w, https://www.doctorofcredit.com/wp-content/uploads/2018/05/cash-boost-768x346.png 768w, https://www.doctorofcredit.com/wp-content/uploads/2018/05/cash-boost-1024x461.png 1024w" sizes="(max-width: 1460px) 100vw, 1460px" /></a></p>
<h2>Our Verdict</h2>
<p>They tested a similar feature on a small subset of users, <a href="https://www.doctorofcredit.com/square-cash-debit-card-1-back-coffee-shop-purchases/">offering $1.5 back at coffee shops</a>. $1 back at coffee shops is still great though, especially since those transactions are usually small and frequent (e.g daily cup) rather than one large purchase less often. Quite sad that this debit card has a better rewards program than the <a href="https://www.doctorofcredit.com/now-live-chase-starbucks-visa-card-review-get-2750-stars-signup-bonus-1-star-1-starbucks-1-star-4-elsewhere-49-annual-fee/">Chase Starbucks card</a>. You should also still be able to get a&nbsp;<a href="https://www.doctorofcredit.com/square-cash-app-offering-10-sign-bonus-10-referral-bonus-free/" data-wpel-link="internal">$10 bonus for sending money via Square cash the first time</a>.</p>
<div style="display: none; height: 16px; width: 16px; position: fixed; z-index: 100000000; cursor: pointer; padding: 0px; margin: 0px; opacity: 0.5;">&nbsp;</div>
<div style="display: none; height: 16px; width: 16px; position: fixed; z-index: 100000000; cursor: pointer; padding: 0px; margin: 0px; opacity: 0.5;">&nbsp;</div>
<div style="display: none; height: 16px; width: 16px; position: fixed; z-index: 100000000; cursor: pointer; padding: 0px; margin: 0px; opacity: 0.5;">&nbsp;</div>
]]></content:encoded>
					
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			<slash:comments>3644</slash:comments>
		
		
			</item>
		<item>
		<title>Kroger: Free Pint Of Ice Cream Giveaway (6/19, First Come First Served Via e-coupon)</title>
		<link>https://www.doctorofcredit.com/kroger-45000-pints-of-ice-cream-giveaway-6-20-first-come-first-served-via-e-coupon/</link>
					<comments>https://www.doctorofcredit.com/kroger-45000-pints-of-ice-cream-giveaway-6-20-first-come-first-served-via-e-coupon/#comments</comments>
		
		<dc:creator><![CDATA[William Charles]]></dc:creator>
		<pubDate>Fri, 19 Jun 2026 04:01:27 +0000</pubDate>
				<category><![CDATA[Deals]]></category>
		<category><![CDATA[free food]]></category>
		<category><![CDATA[freebies]]></category>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=224263?d=20260619</guid>

					<description><![CDATA[Kroger is giving away 45,000 pints of ice cream via e-coupon on June 20, 2024. First come first served ]]></description>
										<content:encoded><![CDATA[<p>Update 6/4/26: Available again. Friday, June 19, 2026, starting at 12 p.m. Eastern time, while supplies last. Doesn&#8217;t say how many they are giving away this time.&nbsp;</p>
<p>Update 6/3/25: Available again, this time 92,000 pints.</p>
<h2>The Offer</h2>
<p style="padding-left: 40px;"><a target="_blank" href="https://www.kroger.com/blog/free-kroger-ice-cream">Direct link to offer</a></p>
<ul>
<li>Kroger is giving away 92,000 pints of ice cream via e-coupon on June 20, 2025. First come first served</li>
</ul>
<h2>The Fine Print</h2>
<ul>
<li>Promotion only valid in the United States, excluding CA, LA, NV, TN, MO, ID, ND, MS, VA and CO</li>
</ul>
<h2>Our Verdict</h2>
<p>Hopefully it&#8217;s not too difficult to actually get the e-coupon.</p>
]]></content:encoded>
					
					<wfw:commentRss>https://www.doctorofcredit.com/kroger-45000-pints-of-ice-cream-giveaway-6-20-first-come-first-served-via-e-coupon/feed/</wfw:commentRss>
			<slash:comments>30</slash:comments>
		
		
			</item>
		<item>
		<title>Chase Secures Miami Airport Lounge Spot Over Capital One (Huge Outbid)</title>
		<link>https://www.doctorofcredit.com/chase-secures-miami-airport-lounge-spot-over-capital-one-huge-outbid/</link>
					<comments>https://www.doctorofcredit.com/chase-secures-miami-airport-lounge-spot-over-capital-one-huge-outbid/#comments</comments>
		
		<dc:creator><![CDATA[William Charles]]></dc:creator>
		<pubDate>Thu, 18 Jun 2026 21:31:42 +0000</pubDate>
				<category><![CDATA[Credit Cards]]></category>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=260434?d=20260618</guid>

					<description><![CDATA[Last year we learnt that Miami Airport (MIA) would be getting a new lounge, OMaaT is now reporting that Chase has won that spot over Capital One and TAV]]></description>
										<content:encoded><![CDATA[<p>Last year we learned that Miami Airport (MIA) would be getting a new lounge, <a target="_blank" href="https://onemileatatime.com/news/chase-sapphire-lounge-miami-airport/">OMaaT</a> is now reporting that Chase has won that spot over Capital One and TAV. The new Chase Sapphire Lounge will be located in Concourse E near gate E7 on the third floor and be roughly 14,000 square feet.&nbsp;</p>
<p>Chase has <a target="_blank" href="https://www.miamidade.gov/govaction/legistarfiles/Matters/Y2026/260874.pdf">secured</a> a 15 year lease in a deal that is expected to bring the airport nearly $94 million in revenue. As part of the deal chase will pay for all capital improvements, 40% of gross revenues across applicable categories and an annual &#8216;privilege&#8217; fee of ~$3.46 million. It seems that Chase massively outbid the competitors as the others were offering:</p>
<ul>
<li>13-25% of gross revenue &amp; $120,000 annually (Capital One, bid was under PPL holdings)</li>
<li>13-26% of gross revenue &amp; $100,000 annually (TAV)</li>
</ul>
<p>Looks like lounge spots are becoming as competitive as airline slots.&nbsp;</p>
]]></content:encoded>
					
					<wfw:commentRss>https://www.doctorofcredit.com/chase-secures-miami-airport-lounge-spot-over-capital-one-huge-outbid/feed/</wfw:commentRss>
			<slash:comments>22</slash:comments>
		
		
			</item>
		<item>
		<title>Southwest Shopping Portal Bonus &#8211; 2,000 Bonus Points</title>
		<link>https://www.doctorofcredit.com/southwest-shopping-portal-bonus-2000-bonus-points/</link>
					<comments>https://www.doctorofcredit.com/southwest-shopping-portal-bonus-2000-bonus-points/#comments</comments>
		
		<dc:creator><![CDATA[Chuck]]></dc:creator>
		<pubDate>Thu, 18 Jun 2026 20:11:24 +0000</pubDate>
				<category><![CDATA[Deals]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[shopping portals]]></category>
		<category><![CDATA[southwest airlines]]></category>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=260431?d=20260618</guid>

					<description><![CDATA[Southwest Rapid Rewards Shopping is offering 2,000 bonus points when you shop $200 or more through their portal by 6/29/26.]]></description>
										<content:encoded><![CDATA[<h2>The Offer</h2>
<p><a target="_blank" href="https://rapidrewardsshopping.southwest.com/p/extra-rewards.htm">Direct Link to offer</a></p>
<ul>
<li>Southwest Rapid Rewards Shopping is offering 2,000 bonus points when you shop $200 or more through their portal by 6/29/26.</li>
</ul>
<p><img decoding="async" class="alignnone wp-image-260432 size-large" src="https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-4.10.04-PM-1024x282.png" alt="" width="810" height="223" srcset="https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-4.10.04-PM-1024x282.png 1024w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-4.10.04-PM-300x83.png 300w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-4.10.04-PM-768x212.png 768w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-4.10.04-PM-1536x424.png 1536w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-4.10.04-PM-2048x565.png 2048w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-4.10.04-PM-810x223.png 810w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-4.10.04-PM-1140x314.png 1140w" sizes="(max-width: 810px) 100vw, 810px" /></p>
<h2>Our Verdict</h2>
<p>Nice little bonus. The <a href="https://www.doctorofcredit.com/shopping-portal-bonus-from-alaska-american-airlines-united-up-to-1750-miles/">other airline portal bonuses are just ending now</a>, so it&#8217;s good to see this new one available now through 6/29/26.</p>
<p style="text-align: right;">Hat tip to <a target="_blank" href="https://frequentmiler.com/southwest-shopping-portal-promo-earn-2k-bonus-points-when-spending-200-ends-6-29-26/">FM</a></p>
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		<title>AmEx Offers: Priceline &#8211; Get $30 off $150 Hotel Booking</title>
		<link>https://www.doctorofcredit.com/amex-offers-priceline-get-30-off-150-hotel-booking/</link>
					<comments>https://www.doctorofcredit.com/amex-offers-priceline-get-30-off-150-hotel-booking/#respond</comments>
		
		<dc:creator><![CDATA[Chuck]]></dc:creator>
		<pubDate>Thu, 18 Jun 2026 20:07:37 +0000</pubDate>
				<category><![CDATA[Deals]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[amex offers]]></category>
		<category><![CDATA[priceline]]></category>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=260427?d=20260618</guid>

					<description><![CDATA[AmEx Offers: Get $30 off $150 on Priceline prepaid hotel bookings. Valid through 8/13/26]]></description>
										<content:encoded><![CDATA[<h2>The Offer</h2>
<p>Check your AmEx Offers for the following deal:</p>
<ul>
<li>Get a $30 statement credit after using your enrolled card to spend $150 in one or more purchases of pre-paid lodging bookings (&#8220;pay now&#8221;) online at priceline.com/amexoffer by 8/13/2026.</li>
</ul>
<h2>The Fine Print</h2>
<ul>
<li>Valid through 8/13/2026.</li>
<li>Offer valid only for pre-paid hotel purchases made online at US website priceline.com/amexoffer, using the prepaid option at checkout (&#8220;pay now&#8221;). Excludes “pay at property” purchases.</li>
<li>Excludes all other purchases that are not prepaid hotel purchases.</li>
<li>Excludes vacation packages, car rentals, flights, cruises, airport taxis, trip insurance and attractions such as activities, experiences and tours. Excludes Priceline partner solution.</li>
<li>Purchases must be made in USD, and offer is only valid on purchases made directly with the merchant. Offer not valid on purchases made using third parties, such as resellers, delivery services, or other intermediaries.</li>
</ul>
<h2>Our Verdict</h2>
<p>Nice savings for Priceline. It might be possible to stack this with a shopping portal (though note: technically, per terms, you need to use the specific priceline.com/amexoffer link to get the offer credit).&nbsp;</p>
<p style="text-align: right;">Hat tip to <a target="_blank" href="https://frequentmiler.com/get-30-back-on-a-150-hotel-booking-on-priceline-with-targeted-amex-offer-enrollment-required/">FM</a></p>
<p><em><a href="https://www.doctorofcredit.com/category/free-money/amex-offers-free-money/" data-wpel-link="internal">View more Amex offers here</a>&nbsp;&amp; if you have any&nbsp;<a href="https://www.doctorofcredit.com/things-know-amex-offers/" data-wpel-link="internal">questions about American Express offers then read this post</a>.</em></p>
<ul>
<li><a href="https://www.doctorofcredit.com/amex-offers-an-introduction-profitable-examples/" data-wpel-link="internal">AmEx Offers: An Introduction &amp; Profitable Examples</a></li>
<li><a href="https://www.doctorofcredit.com/how-to-sign-up-for-multiple-american-express-sync-offers/" data-wpel-link="internal">How To Sign Up For Multiple American Express Sync Offers</a></li>
<li><a href="https://www.doctorofcredit.com/amex-offer-credit-not-posting-what-to-do/" target="_blank" rel="noopener noreferrer" data-wpel-link="internal">Amex Offer Credit Not Posting, What to Do?</a></li>
<li><a href="https://www.doctorofcredit.com/how-does-american-express-decide-who-receives-what-amex-sync-offer/" target="_blank" rel="noopener noreferrer" data-wpel-link="internal">How Does American Express Decide Who Receives What AmEx Sync Offer?</a></li>
<li><a href="https://www.doctorofcredit.com/do-i-need-to-make-a-single-purchase-for-amex-offers-or-is-it-cumulative/" data-wpel-link="internal">Do I Need To Make A Single Purchase For AmEx Offers, Or Is It Cumulative?</a></li>
<li><a href="https://www.doctorofcredit.com/what-happens-when-you-have-two-active-amex-offers-for-the-same-store/" data-wpel-link="internal">What Happens When You Have Two Active AmEx Offers For The Same Store?</a></li>
<li><a href="https://www.doctorofcredit.com/amex-offers-will-an-electronic-wallet-trigger-the-offer/" data-wpel-link="internal">Amex Offers: Do Electronic Wallets Trigger the Offer Credit?</a></li>
<li><a href="https://www.doctorofcredit.com/amex-offer-deals-work-purchase-gift-cards/" data-wpel-link="internal">Do Amex Offer Deals Work on the Purchase of Gift Cards?</a></li>
</ul>
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		<title>[Update] Verizon Credit Card With VerizonDollars 4% Back on Groceries &#038; Gas; AutoPay Benefit; $150 Signup Bonus</title>
		<link>https://www.doctorofcredit.com/verizon-launches-credit-card-with-verizondollars-4-back-on-groceries-potential-of-up-to-1000-signup-bonus/</link>
					<comments>https://www.doctorofcredit.com/verizon-launches-credit-card-with-verizondollars-4-back-on-groceries-potential-of-up-to-1000-signup-bonus/#comments</comments>
		
		<dc:creator><![CDATA[Chuck]]></dc:creator>
		<pubDate>Thu, 18 Jun 2026 19:00:39 +0000</pubDate>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[big]]></category>
		<category><![CDATA[verizon]]></category>
		<category><![CDATA[verizon wireless]]></category>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=149433?d=20260618</guid>

					<description><![CDATA[Verizon launched a new credit card today, in partnership with Synchrony Bank which has no annual fee and no foreign transaction fee. It offers 4% back at grocery stores and gas stations, and offers 3% back on dining. There is a $100 bill credit signup bonus. There's also a potential signup bonus of up to $1,000 for those who signup by June 25th.]]></description>
										<content:encoded><![CDATA[<p><strong>Update 6/18/26:</strong><a target="_blank" href="https://www.reddit.com/r/CreditCards/comments/1u8pkls/the_verizon_card_just_moved_from_a_tier_to_s_tier/"> Verizon is marketing</a> that you&#8217;ll now get 4% back on your Verizon bill when paying with the card. In reality, the extra 3% is just <a href="https://www.doctorofcredit.com/new-verizon-shine-rewards-program-3-back-verizon-dollars-weekly-reward-drops-like-t-mobile-tuesday-avoid-fees/">the regular Verizon Shine rewards</a> (enrollment required) which you can get regardless of which card you pay. <a target="_blank" href="https://www.reddit.com/r/CreditCards/comments/1u85se2/verizon_card_holders_coming_soon_use_verizon/">There is a big benefit coming</a> for Verizon cardholders in that you&#8217;ll be able to pay your Verizon credit card bill with Verizon Dollars (instead of being forced to use it to buy accessories and the like). And so that might be a motivating factor for some people to get the Verizon card, though you won&#8217;t necessarily want to use it to pay your monthly Verizon bill.</p>
<p><strong>Update 4/15/22:</strong> Some cardholders got an email offer for double cash back offer for one month up to $1,000 in spend. Works well for 8% on gas and groceries or 6% on dining. (ht readers James and MisterBill)</p>
<p><strong>Update 12/9/21:</strong> They have <a target="_blank" href="https://www.verizon.com/solutions-and-services/add-ons/financial-services/verizon-visa-card/#support">now increased</a> the signup bonus to $200: the regular $100 Verizon bill credit over 24 months (see below), plus a new $100 statement credit when you spend $500 within&nbsp;<strong>30&nbsp;</strong>days from account opening. Offer ends January 4, 2022.</p>
<p><strong>Original Post:</strong></p>
<p>Verizon launched a new credit card today, in partnership with Synchrony Bank which has no annual fee and no foreign transaction fee. It offers 4% back at grocery stores and gas stations, and offers 3% back on dining. There is a $100 bill credit signup bonus. There&#8217;s also a potential signup bonus of up to $1,000 for those who signup by June 25th.</p>
<p><a target="_blank" href="https://www.verizon.com/about/news/introducing-verizon-visa-card">Press Release</a> | <a target="_blank" href="https://www.verizon.com/solutions-and-services/verizon-visa-card/">Signup Link</a> | <a target="_blank" href="https://www.verizonwireless.com/support/verizon-visa-card-faqs/?">FAQs</a></p>
<h2>Card Details</h2>
<ul>
<li>Card is a Visa and is issued by Synchrony Bank. Card can be used anywhere Visa is accepted.</li>
<li>Card only available for Verizon wireless postpaid customers. (Far as I can tell, the card is not available to those with Verizon Fios.)</li>
<li>Card earns Verizon Dollars which can be used on Verizon phone bills, Verizon Fios internet bills, phones, accessories and more. Each Verizon Dollar is worth $1.
<ul>
<li>Update 7/2/21: Rewards can now be used to redeem toward gift card purchases as well to places like Amazon and more. Can be redeemed for travel as well.</li>
</ul>
</li>
<li>Card earns the following rates:
<ul>
<li>4% back at gas stations and grocery stores, including delivery and pick up; <a href="https://www.doctorofcredit.com/verizon-making-changes-to-earn-rates-on-credit-card/">in June 2024, Dining was added to the 4% category</a></li>
<li><del>3% back on dining/delivery and curbside pick-up purchases</del></li>
<li><del>2% on</del> Verizon purchases; <a href="https://www.doctorofcredit.com/verizon-making-changes-to-earn-rates-on-credit-card/">in June 2024 this changed to 1%</a></li>
<li>1% on all other purchases</li>
</ul>
</li>
<li>Card made out of metal, <a target="_blank" href="https://www.reddit.com/r/CreditCards/comments/hkrx5h/i_had_a_feeling_the_verizon_visa_was_metal/?%2524deep_link=true&amp;correlation_id=c8a0de2d-3136-47a2-a3fb-da5b1d4cb7e4&amp;%25243p=e_as&amp;%2524original_url=https%3A%2F%2Fwww.reddit.com%2Fr%2FCreditCards%2Fcomments%2Fhkrx5h%2Fi_had_a_feeling_the_verizon_visa_was_metal%2F%3F%24deep_link%3Dtrue%26correlation_id%3Dc8a0de2d-3136-47a2-a3fb-da5b1d4cb7e4%26ref%3Demail_digest%26ref_campaign%3Demail_digest%26ref_source%3Demail%26utm_content%3Dpost_title%26utm_medium%3Ddigest%26utm_name%3Dtop_posts%26utm_source%3Demail%26utm_term%3Dday&amp;_branch_match_id=667528617311252878">reports</a> indicate.</li>
<li>No limits on how much you can earn, no expiration date.</li>
<li>No annual fee.</li>
<li>No foreign transaction fees.</li>
</ul>
<p><a href="https://www.doctorofcredit.com/wp-content/uploads/2020/06/Screen-Shot-2020-06-22-at-2.34.33-PM.png"><img decoding="async" class="aligncenter wp-image-149434 size-large wiz-to-process skfHide" src="https://www.doctorofcredit.com/wp-content/uploads/2020/06/Screen-Shot-2020-06-22-at-2.34.33-PM-1024x330.png" alt="" width="810" height="261" srcset="https://www.doctorofcredit.com/wp-content/uploads/2020/06/Screen-Shot-2020-06-22-at-2.34.33-PM-1024x330.png 1024w, https://www.doctorofcredit.com/wp-content/uploads/2020/06/Screen-Shot-2020-06-22-at-2.34.33-PM-300x97.png 300w, https://www.doctorofcredit.com/wp-content/uploads/2020/06/Screen-Shot-2020-06-22-at-2.34.33-PM-768x247.png 768w, https://www.doctorofcredit.com/wp-content/uploads/2020/06/Screen-Shot-2020-06-22-at-2.34.33-PM-1536x495.png 1536w, https://www.doctorofcredit.com/wp-content/uploads/2020/06/Screen-Shot-2020-06-22-at-2.34.33-PM-2048x660.png 2048w, https://www.doctorofcredit.com/wp-content/uploads/2020/06/Screen-Shot-2020-06-22-at-2.34.33-PM-810x261.png 810w, https://www.doctorofcredit.com/wp-content/uploads/2020/06/Screen-Shot-2020-06-22-at-2.34.33-PM-1140x367.png 1140w" sizes="(max-width: 810px) 100vw, 810px" /></a></p>
<h2>Additional Details and Benefits</h2>
<ul>
<li>Verizon customers get the Auto Pay discount &#8211; which either $5 or $10 per line each month &#8211; when paying with the Verizon credit card. Those who don&#8217;t have the Verizon credit card <a href="https://www.doctorofcredit.com/which-cellular-providers-allow-credit-card-payment-with-auto-pay-discount/">can only get the Auto Pay discount with bank payment or debit card, not credit card payment.</a></li>
<li>Two free TravelPass days per calendar year (a $20 value). <a target="_blank" href="https://www.verizonwireless.com/support/travelpass-faqs/">TravelPass eligibility</a>&nbsp;rules apply.</li>
<li>&#8220;New Auto Pay customers who enroll with the card can get the best pricing on Unlimited Verizon plans.&#8221;</li>
<li>Rewards combine with Verizon Dollars earned through <a href="https://www.doctorofcredit.com/new-verizon-rewards-program-review-formerly-smart-rewards/">the Verizon Up rewards program</a> which is available to all Verizon customers (no need to be a card member for that program).</li>
<li>Card is available <a href="https://www.doctorofcredit.com/list-of-credit-cards-that-issue-an-instant-card-number/#How_it_Works_with_Store_Cards">immediately for use</a> on Verizon purchases.</li>
<li>Card can be used in a mobile wallet or with the physical card.</li>
<li>Standard Visa Signature benefits.</li>
</ul>
<h2>Standard Signup Bonus</h2>
<ul>
<li>Get a $50 statement credit when you open an account and make a purchase in the first 90 days. Get an additional<br />
$100 statement credit when you spend $1500 using your card in the first 90 days.</li>
</ul>
<p><span style="font-size: 8pt;"><del>There is an inconspicuous mention of a signup bonus for the card, seems like this will be the standard signup for the card:</del></span></p>
<ul>
<li><span style="font-size: 8pt;"><del>New cardholders can get up to $100 in wireless bill credits over 24 consecutive months when they use their new Verizon Visa Card to pay their monthly Verizon bill.</del></span></li>
<li><span style="font-size: 8pt;"><del>To receive the full $100 credit, you must pay a Verizon Wireless or Verizon Fios bill with either a Verizon Visa Card or by redeeming Verizon Dollars to pay the total bill amount for the first 24 months of opening a credit card account. During that time, the monthly credit, equaling $4.17, will not be credited for any monthly bill that wasn’t paid using the Verizon Visa Card or Verizon Dollars. Visit the Verizon Visa Credit Card Rewards Program Terms and Conditions for details.</del></span></li>
</ul>
<h2><span style="font-size: 8pt;"><del>Launch Signup Bonus</del></span></h2>
<p><span style="font-size: 8pt;"><del>Update 9/3/20: People are getting the prelaunch bonus now and a report of $411.35. That means 2,431 people signed up and qualified for that bonus. Hat tip to <a href="https://www.doctorofcredit.com/verizon-launches-credit-card-with-verizondollars-4-back-on-groceries-potential-of-up-to-1000-signup-bonus/#comment-1048471"><strong>mothman69</strong></a></del></span></p>
<p><span style="font-size: 8pt;"><del><a target="_blank" href="https://www.verizon.com/be-the-first/?">Offer Link</a></del></span></p>
<p><span style="font-size: 8pt;"><del>There is a special pre-launch signup bonus of up to $1,000 Verizon Dollars, based on a pot of $1M divided between all those who apply during pre-launch:</del></span></p>
<ul>
<li><span style="font-size: 8pt;"><del>Signup between June 22 noon ET and June 25 p PM ET (before card launches officially on June 26) and get a chance to get up to $1,000 in Verizon Dollars if you are approved for the card.</del></span></li>
<li><span style="font-size: 8pt;"><del>Verizon Dollars will be awarded within 2-3 billing cycles to each eligible account owner&#8217;s or manager&#8217;s My Verizon account who completes all the following: (1) signs up on the list during the promotional period, (2) applies for a Verizon Visa Card through the link provided by the specified date, and (3) is approved for the Verizon Visa Card (&#8220;Approved Participant&#8221;).</del></span></li>
<li><span style="font-size: 8pt;"><del>$1,000,000 Verizon Dollars is available to be divided equally among all the Approved Participants, however in no event will any individual Approved Participant be awarded more than $1,000 Verizon Dollars. The actual amount awarded to each Approved Participant and the total amount awarded will depend upon the number of Approved Participants. For example, if there are 10,000 Approved Participants, then each will be awarded $100 Verizon Dollars and the $1,000,000 Verizon Dollars in total will be awarded. Void where prohibited. We reserve the right to remove anyone from the Early Access promotion in the event of fraud or abuse of the promotion.</del></span></li>
</ul>
<p><span style="font-size: 8pt;"><del>It&#8217;s totally plausible you&#8217;ll end up just getting $10 or less, if a lot of people sign up. I&#8217;d personally guess that if so many people sign up they&#8217;ll put a floor on it and offer everyone $50 or something like that, but who knows.</del></span></p>
<h2>Our Verdict</h2>
<p>I hate these kinds of vague signup bonuses since it&#8217;s impossible to know how many people will sign up and what the reward will be. That said, if I were a Verizon postpaid customer and I wasn&#8217;t worried about <a href="https://www.doctorofcredit.com/chase-524-rule-explained-detail-need-know/">5/24,</a> I&#8217;d consider signing up for the following reasons:</p>
<ul>
<li>Get 2% back each month on my Verizon bill (versus paying with bank account to get Auto Pay discount if I didn&#8217;t have the Verizon card). Let&#8217;s say a $75 monthly bill, means $1.50 per month or $18 per year. Also, if you use Verizon for wireless and internet, the monthly bills could add up and the 2% becomes more significant.
<ul>
<li>Some people use other credit cards <a href="https://www.doctorofcredit.com/credit-card-cell-phone-insurance-compared-get-600-coverage-free/">for cell phone insurance</a>, but if you&#8217;re anyway using your bank in order to get the AutoPay discount, this is a nice little incentive to sign up.</li>
</ul>
</li>
<li>Get $100 in Verizon credits over the course of 24 months, $4.17 per month.</li>
<li><del>Get up to $1,000 signup bonus with no spend requirement. In order for the bonus to be $1,000, that would mean only 1,000 customers signup (see above). In all likelihood, the bonus will be much less than that, but it still possible it&#8217;ll be some worthwhile amount.</del></li>
<li>The 4% gas and grocery categories will interest a lot of people.</li>
<li>No foreign transaction fees is a nice feature for a card with no annual fee.</li>
<li>Two free TravelPasses per year which might be useful for international travelers.</li>
<li>(Seems that some &#8216;device dollars&#8217; turn into un-expiring Verizon Dollars, but <a target="_blank" href="https://www.reddit.com/r/churning/comments/hdypew/verizon_launches_new_credit_card_could_be_useful/fw8y36x/?context=3">I&#8217;m hazy on the details.</a>)</li>
</ul>
<p>I can see this card especially for someone who plans to stick with Verizon wireless/Fios for a long time or for someone who values the 4% grocery category.</p>
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		<title>New &#8216;Verizon Shine&#8217; Rewards Program: 3% Back Verizon Dollars, Weekly Reward Drops (like T-Mobile Tuesday), Avoid Fees</title>
		<link>https://www.doctorofcredit.com/new-verizon-shine-rewards-program-3-back-verizon-dollars-weekly-reward-drops-like-t-mobile-tuesday-avoid-fees/</link>
					<comments>https://www.doctorofcredit.com/new-verizon-shine-rewards-program-3-back-verizon-dollars-weekly-reward-drops-like-t-mobile-tuesday-avoid-fees/#comments</comments>
		
		<dc:creator><![CDATA[Chuck]]></dc:creator>
		<pubDate>Thu, 18 Jun 2026 18:35:01 +0000</pubDate>
				<category><![CDATA[Deals]]></category>
		<category><![CDATA[verizon]]></category>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=260413?d=20260618</guid>

					<description><![CDATA[The new Verizon Shine loyalty program gets you 3% back in Verizon Dollars, weekly freebie drops, and saves you the activation fee and upgrade fee]]></description>
										<content:encoded><![CDATA[<p>Verizon launched a new loyalty program for their customers called Verizon Shine (requires enrollment). The program is for Verizon Wireless and Verizon FiOS customers.&nbsp;</p>
<p><a target="_blank" href="https://www.verizon.com/about/news/verizon-puts-customers-first">Press Release</a></p>
<ol>
<li>Weekly freebie drops each Monday, similar to what T-Mobile does on Tuesday with their T-Mobile Tuesday. This past Monday (we missed it, sorry) they offered a free $5 Starbucks gift card. Not sure it&#8217;ll be that good every week, but we&#8217;ll see. Also each Monday: enter competition to win prizes for free.</li>
<li>Other days of the week will also have random freebies now and then.</li>
<li>Get 3% back in Verizon Dollars when you pay your Verizon bill each month (minus taxes/fees). <span style="text-decoration: underline;">These dollars can not be used to pay future bill.</span> They&#8217;ll work for purchasing new phones and accessories, or for purchases from partner brands like Hilton, Marriott, Starbucks, Sephora, and Roblox.
<ul>
<li><span style="text-decoration: underline;">Note</span>: you <a href="https://www.doctorofcredit.com/new-verizon-shine-rewards-program-3-back-verizon-dollars-weekly-reward-drops-like-t-mobile-tuesday-avoid-fees/#comment-2347606">can also&nbsp;pay your Verizon credit card bill</a> with Verizon Dollars. For cardholders, that will make Verizon Dollars as good as cash.&nbsp;</li>
</ul>
</li>
<li>Those signed up for Verizon Shine will also have two fees waived:
<ul>
<li>&nbsp;$40 activation fee paid when starting a new line of service.</li>
<li>$40 upgrade fee charged when switching service to a new device.</li>
</ul>
</li>
</ol>
<p>We&#8217;ll try covering the Monday deals if they turn out useful. Let me know if I&#8217;m missing any of the new Verizon Shine details. Not sure if Verizon Shine works for prepaid Verizon customers.</p>
<p>Examples of freebies during the first month of Verizon Shine:</p>
<ul class="VDS__MON__unordered-list-module__wjoB5 VDS__MON__unordered-list-module__9Gm-U VDS__MON__unordered-list-module__qeJum list_unorderedList__JlljK list_lineHeightLarge__g9yz0">
<li class="VDS__MON__unordered-list-module__Zjbrb VDS__MON__unordered-list-module__9Gm-U list_listItem__QSwbO">Free coffee from Starbucks</li>
<li class="VDS__MON__unordered-list-module__Zjbrb VDS__MON__unordered-list-module__9Gm-U list_listItem__QSwbO">Free Dunkin’ treats</li>
<li class="VDS__MON__unordered-list-module__Zjbrb VDS__MON__unordered-list-module__9Gm-U list_listItem__QSwbO">Free special sandwich from Arby’s</li>
<li class="VDS__MON__unordered-list-module__Zjbrb VDS__MON__unordered-list-module__9Gm-U list_listItem__QSwbO">Exclusive FIFA World Cup 2026 merchandise</li>
<li class="VDS__MON__unordered-list-module__Zjbrb VDS__MON__unordered-list-module__9Gm-U list_listItem__QSwbO">Free hour at TopGolf</li>
<li class="VDS__MON__unordered-list-module__Zjbrb VDS__MON__unordered-list-module__9Gm-U list_listItem__QSwbO">Free gift cards to Ulta</li>
<li class="VDS__MON__unordered-list-module__Zjbrb VDS__MON__unordered-list-module__9Gm-U list_listItem__QSwbO">Free Amazon gift cards</li>
<li class="VDS__MON__unordered-list-module__Zjbrb VDS__MON__unordered-list-module__9Gm-U list_listItem__QSwbO">Last-chance tickets to FIFA World Cup 2026 matches dropping on June 22 for customers in host cities</li>
</ul>
]]></content:encoded>
					
					<wfw:commentRss>https://www.doctorofcredit.com/new-verizon-shine-rewards-program-3-back-verizon-dollars-weekly-reward-drops-like-t-mobile-tuesday-avoid-fees/feed/</wfw:commentRss>
			<slash:comments>18</slash:comments>
		
		
			</item>
		<item>
		<title>Paypal Offers: Get 20% Back On Rideshare</title>
		<link>https://www.doctorofcredit.com/paypal-offers-get-20-back-on-rideshare/</link>
					<comments>https://www.doctorofcredit.com/paypal-offers-get-20-back-on-rideshare/#comments</comments>
		
		<dc:creator><![CDATA[Chuck]]></dc:creator>
		<pubDate>Thu, 18 Jun 2026 18:19:15 +0000</pubDate>
				<category><![CDATA[Deals]]></category>
		<category><![CDATA[paypal]]></category>
		<category><![CDATA[paypal rewards]]></category>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=260408?d=20260618</guid>

					<description><![CDATA[Earn 20 points per $1 spent on rideshare when you pay with Paypal. Limit 2,000 points back ($20 in Paypal Rewards). 
Must use offer within 14 days ]]></description>
										<content:encoded><![CDATA[<h2>The Offer</h2>
<ul>
<li>Save offer in your Paypal account to earn 20 points per $1 spent on rideshare when you pay with Paypal. Limit 2,000 points back ($20 in Paypal Rewards).&nbsp;</li>
<li>Must use the offer within 14 days of saving the offer (so you might consider holding off on saving the offer).</li>
<li>Offer expires 7/29/26 or whenever it&#8217;s maxed out.</li>
</ul>
<p>To find the offer, login into your Paypal account and then scroll through the tiles at the top-left of the home page.</p>
<p><img decoding="async" class="alignnone size-medium wp-image-260409" src="https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-2.12.33-PM-300x231.png" alt="" width="300" height="231" srcset="https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-2.12.33-PM-300x231.png 300w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-2.12.33-PM-1024x789.png 1024w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-2.12.33-PM-768x591.png 768w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-2.12.33-PM-1536x1183.png 1536w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-2.12.33-PM-810x624.png 810w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-2.12.33-PM-1140x878.png 1140w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-2.12.33-PM.png 1618w" sizes="(max-width: 300px) 100vw, 300px" /> <img decoding="async" class="alignnone size-medium wp-image-260410" src="https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-2.12.22-PM-300x156.png" alt="" width="300" height="156" srcset="https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-2.12.22-PM-300x156.png 300w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-2.12.22-PM-768x398.png 768w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-2.12.22-PM-810x420.png 810w, https://www.doctorofcredit.com/wp-content/uploads/2026/06/Screenshot-2026-06-18-at-2.12.22-PM.png 926w" sizes="(max-width: 300px) 100vw, 300px" /></p>
<h2>The Fine Print</h2>
<ul>
<li>Offer expires 7/29/26 11:59 PM or until we reach max reward available, whichever comes first</li>
<li>Total of 100,000 max rewards</li>
</ul>
<h2>Our Verdict</h2>
<p>Max this out with a rideshare ride of $100+ to get the full $20 back. Or just use on your next ride of any amount if you prefer to just lock in the deal. Uber and Lyft and others accept Paypal.&nbsp;</p>
<p style="text-align: right;">Hat tip to reader <a href="https://www.doctorofcredit.com/contact-us/#comment-2347276">Monty</a></p>
]]></content:encoded>
					
					<wfw:commentRss>https://www.doctorofcredit.com/paypal-offers-get-20-back-on-rideshare/feed/</wfw:commentRss>
			<slash:comments>18</slash:comments>
		
		
			</item>
		<item>
		<title>[Targeted] Wells, U.S. Bank Offers: Get 10% Back at Best Buy Stores</title>
		<link>https://www.doctorofcredit.com/targeted-chase-offers-get-10-back-at-best-buy-up-to-30-cash-back/</link>
					<comments>https://www.doctorofcredit.com/targeted-chase-offers-get-10-back-at-best-buy-up-to-30-cash-back/#comments</comments>
		
		<dc:creator><![CDATA[Chuck]]></dc:creator>
		<pubDate>Thu, 18 Jun 2026 17:51:12 +0000</pubDate>
				<category><![CDATA[Deals]]></category>
		<category><![CDATA[best buy]]></category>
		<category><![CDATA[chase offers]]></category>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=166412?d=20260618</guid>

					<description><![CDATA[Update 6/10/21: New offer with an end date of July 29, 2021. Chase Offers:

Get 10% back at Best Buy, up to $30 max ]]></description>
										<content:encoded><![CDATA[<p>Update 6/18/26: Deal is back now and seems widely available on U.S. Bank and Wells cards; I&#8217;m not sure about Chase this time. It&#8217;s 10% back, up to $30 cashback, for Best Buy (in-store only). Valid through 7/31/26.</p>
<p>Update 2/1/26: 10% back at Best Buy, up to $23 cashback. And 10% back on Instacart, up to $12 back. (ht <a target="_blank" class="author may-blank id-t2_12w9r6dj56" href="https://www.reddit.com/user/elonzucks">elonzucks</a>) Expires ??</p>
<h2>The Offer</h2>
<p>Check your Chase Offers <a href="https://www.doctorofcredit.com/credit-card-offer-portals-share-back-end/">and other banks</a> for the following deal:</p>
<ul>
<li>Get 10% back at Best Buy, up to $33 max cashback.</li>
</ul>
<h2>Our Verdict</h2>
<p>Nice discount for Best Buy. Readers confirm in the comments that this offer works at Bestbuy.com. I believe it works in-store as well.</p>
<p><strong>Post history:</strong></p>
<ul>
<li>Update 10/26/25: Offer is back on some U.S. Bank cards for 10% back, up to $23. Valid through 12/1/25. (ht <a href="https://www.doctorofcredit.com/amex-offers-best-buy-spend-250-get-25-statement-credit-2/#comment-2174699">atexit8</a>) I haven&#8217;t heard of it on Chase Offers or other banks yet.</li>
<li>Update 3/12/25: Showing on some U.S. Bank and BofA cards: 10% back through April 5th or 7th, up to $23 cashback. (ht Volt)</li>
<li>Update 11/24/24: Offer is back through December 6th.</li>
<li><span style="font-size: 8pt;">Update 2/4/24: Deal is back through 3/2/24. This time it&#8217;s up to $33 max cashback (instead of the usual $25).</span></li>
<li><span style="font-size: 8pt;">Update 12/11/23: Deal is back for some people, valid through January 4, 2024</span></li>
<li><span style="font-size: 8pt;">Update 10/9/23: Deal is back through November 9 or 23 (varying offers). This time it&#8217;s on BofA Bank Amerideals as well with a $35 max and a November 5th expiration.</span></li>
<li><span style="font-size: 8pt;">Update 8/12/23: Deal is back through 9/25/23 (ht Fred)</span></li>
<li><span style="font-size: 8pt;">Update 6/19/23: Deal is back through 6/29/23 or 6/30/23.</span></li>
<li><span style="font-size: 8pt;">Update 6/4/23: Deal is back through 6/15/23. 10% back this time</span></li>
<li><span style="font-size: 8pt;">Update 4/20/23: Deal is back through 5/25/23. (ht Landon) It&#8217;s 20%/$25 again for me.</span></li>
<li><span style="font-size: 8pt;">Update 2/24/23: Deal is now showing for some people through 4/13/23. Others still have the 3/30/23 expiration. There are versions of 15% back or 20% back showing now (higher than the standard 10% back). These have the same $25 max cashback.</span></li>
<li><span style="font-size: 8pt;">Update 2/14/23: More people targeted now, this time valid through 3/30/23 (ht <a href="https://www.doctorofcredit.com/contact-us/#comment-1555163">pprogram</a>)</span></li>
<li><span style="font-size: 8pt;">Update 1/23/23: More people seeing this now, valid through 3/13/23 (ht Xylexia)</span></li>
<li><span style="font-size: 8pt;">Update 12/22/22: Deal is back through 2/9/23 on some Chase cards</span></li>
<li><span style="font-size: 8pt;">Update 11/14/22: There&#8217;s another version of the offer that came out now with 12/29/22 expiration (ht MtM)</span></li>
<li><span style="font-size: 8pt;">Update 10/27/22: Deal is back, 10% up to $25 back this time, valid through 12/1/22 (ht GCG)</span></li>
<li><span style="font-size: 8pt;">Update 9/27/22: Deal is back until 10/1/22.</span></li>
<li><span style="font-size: 8pt;">Update 8/10/22: Multiple readers reporting a new version of 20% back, up to $20 cash back, through September 4, 2022. The older 10% version is still showing for other people as well through September 8th with a $25 max.</span></li>
<li><span style="font-size: 8pt;">Update 8/5/22: Another round went out today, expiration date of September 8, 2022 (ht Andy, someones1)</span></li>
<li><span style="font-size: 8pt;">Update 6/23/22: More people targeted now, there are varying expiration dates for this offer: July 11, July 28, or August 11.</span></li>
<li><span style="font-size: 8pt;">Update 5/27/22: Deal is back again through July 14th: 10% with $25 max (ht GCG)</span></li>
<li><span style="font-size: 8pt;">Update 1/16/22: Deal is back with $25 max again. Hat tip to <a target="_blank" class="author may-blank id-t2_r2yl2" href="https://www.reddit.com/user/philosophers_groove">philosophers_groove</a></span></li>
<li><span style="font-size: 8pt;">Update 12/5/21: Deal is back $25 max this time. Valid until 1/13/22</span></li>
<li><span style="font-size: 8pt;">Update 10/28/21: Others are reporting a new version of this deal which has a higher $44 max. This one expires November 11, 2021.</span></li>
<li><span style="font-size: 8pt;">Update 10/24/21: Deal is back and valid until 12/2/2021</span></li>
<li><span style="font-size: 8pt;">Update 8/29/21: More targeted with 10/7/21 end date. Hat tip to GCGalore</span></li>
<li><span style="font-size: 8pt;">Update 8/4/21: More targeted with 9/23/21 end date. Hat tip to <a href="https://www.doctorofcredit.com/targeted-chase-offers-get-10-back-at-best-buy-up-to-30-cash-back/#comment-1234325">ieatdogfood</a></span></li>
<li><span style="font-size: 8pt;">Update 7/24/21: More targeted with a 9/9/21 end date.</span></li>
<li><span style="font-size: 8pt;">Update 7/15/21: New offer with an end date of 8/26/2021.</span></li>
<li><span style="font-size: 8pt;">Update 7/8/21: New offer with an end date of August 12, 2021.</span></li>
<li><span style="font-size: 8pt;">Update 6/10/21: New offer with an end date of July 29, 2021.</span></li>
<li><span style="font-size: 8pt;">Update 5/28/21: New offer with an end date of July 15, 2021. Hat tip to <a target="_blank" href="https://gcgalore.com/best-buy-chase-offer-get-10-back-on-up-to-350-spend-different-offer/">GC Galore</a></span></li>
<li><span style="font-size: 8pt;">Update 5/3/21: New offer with an end date of June 17, 2021. Hat tip to <a target="_blank" href="https://gcgalore.com/best-buy-chase-offer-get-10-back-on-up-to-300-spend-ends-4-22-21/">GC Galore</a></span></li>
<li><span style="font-size: 8pt;">Update 4/15/21: New offer with end date of &nbsp;6/3/2021</span></li>
<li><span style="font-size: 8pt;">Update 4/4/21: New offer with end date of 5/20/2021</span></li>
</ul>
<div style="display: none; height: 16px; width: 16px; position: fixed; z-index: 100000000; cursor: pointer; padding: 0px; margin: 0px; opacity: 0.5;">&nbsp;</div>
<div style="display: none; height: 16px; width: 16px; position: fixed; z-index: 100000000; cursor: pointer; padding: 0px; margin: 0px; opacity: 0.5;">&nbsp;</div>
<div style="display: none; height: 16px; width: 16px; position: fixed; z-index: 100000000; cursor: pointer; padding: 0px; margin: 0px; opacity: 0.5;">&nbsp;</div>
<div style="display: none; height: 16px; width: 16px; position: fixed; z-index: 100000000; cursor: pointer; padding: 0px; margin: 0px; opacity: 0.5;">&nbsp;</div>
<div style="display: none; height: 16px; width: 16px; position: fixed; z-index: 100000000; cursor: pointer; padding: 0px; margin: 0px; opacity: 0.5;">&nbsp;</div>
<div style="display: none; height: 16px; width: 16px; position: fixed; z-index: 100000000; cursor: pointer; padding: 0px; margin: 0px; opacity: 0.5;">&nbsp;</div>
<div style="display: none; height: 16px; width: 16px; position: fixed; z-index: 100000000; cursor: pointer; padding: 0px; margin: 0px; opacity: 0.5;">&nbsp;</div>
<div style="display: none; height: 16px; width: 16px; position: fixed; z-index: 100000000; cursor: pointer; padding: 0px; margin: 0px; opacity: 0.5;">&nbsp;</div>
<div style="display: none; height: 16px; width: 16px; position: fixed; z-index: 100000000; cursor: pointer; padding: 0px; margin: 0px; opacity: 0.5;">&nbsp;</div>
<div style="display: none; height: 16px; width: 16px; position: fixed; z-index: 100000000; cursor: pointer; padding: 0px; margin: 0px; opacity: 0.5;">&nbsp;</div>
]]></content:encoded>
					
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			<slash:comments>370</slash:comments>
		
		
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		<item>
		<title>Amazon: Save On Giftcards For Coldstone, GolfNow &#038; More</title>
		<link>https://www.doctorofcredit.com/amazon-save-on-giftcards-for-coldstone-golfnow-more/</link>
					<comments>https://www.doctorofcredit.com/amazon-save-on-giftcards-for-coldstone-golfnow-more/#respond</comments>
		
		<dc:creator><![CDATA[Chuck]]></dc:creator>
		<pubDate>Thu, 18 Jun 2026 17:32:15 +0000</pubDate>
				<category><![CDATA[Gift Card Deals]]></category>
		<category><![CDATA[amazon]]></category>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=260398?d=20260618</guid>

					<description><![CDATA[Amazon is offering a few gift card deals today: Direct Link to offer (contains our affiliate): $50 Build A Bear physical gift card for $40 $50 Cold Stone Creamery physical gift card for $40 $50 Logan’s Roadhouse physical gift card for $40 $50 Jiffy Lube physical gift card for $40 $50 Lazy Dog Restaurants physical [&#8230;]]]></description>
										<content:encoded><![CDATA[<p>Amazon is offering a few gift card deals today:</p>
<p>Direct Link to offer<em> (contains our affiliate)</em>:</p>
<ol>
<li>$50 Build A Bear physical gift card for $40</li>
<li>$50 Cold Stone Creamery physical gift card for $40</li>
<li>$50 Logan’s Roadhouse physical gift card for $40</li>
<li>$50 Jiffy Lube physical gift card for $40</li>
<li>$50 Lazy Dog Restaurants physical gift card for $40</li>
<li>$50 GolfNow physical gift card for $40</li>
<li>$50 Golden Corral physical gift card for $40</li>
<li>$50 Hawaiian Bros physical gift card for $40</li>
</ol>
<p>Might be possible to stack <a href="https://www.doctorofcredit.com/complete-guide-saving-money-amazon-save-8-25/">with Shop With Points deals</a> as well. I&#8217;m sure we&#8217;ll see more gift card deals in the coming days with <a href="https://www.doctorofcredit.com/amazon-prime-day-2026-june-23-26/">the upcoming Prime Day.&nbsp;</a></p>
]]></content:encoded>
					
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		<title>Newegg.com: Buy $100 Newegg Giftcard, Get $15 Bonus (Stack With Paze)</title>
		<link>https://www.doctorofcredit.com/newegg-com-buy-100-newegg-giftcard-get-15-bonus-stack-with-paze/</link>
					<comments>https://www.doctorofcredit.com/newegg-com-buy-100-newegg-giftcard-get-15-bonus-stack-with-paze/#comments</comments>
		
		<dc:creator><![CDATA[Chuck]]></dc:creator>
		<pubDate>Thu, 18 Jun 2026 17:26:29 +0000</pubDate>
				<category><![CDATA[Gift Card Deals]]></category>
		<category><![CDATA[newegg]]></category>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=260395?d=20260618</guid>

					<description><![CDATA[Newegg is offering $100 Newegg gift card with a bonus $15 gift card. Limit 2. Pay with Paze and get additional $10 off - total $115 for $90 ]]></description>
										<content:encoded><![CDATA[<h2>The Offer</h2>
<p><a target="_blank" href="https://www.newegg.com/p/N82E16888891003?Item=N82E16888891003">Direct Link to offer</a></p>
<ul>
<li>Newegg is offering $100 Newegg gift card with a bonus $15 gift card. Limit 2.&nbsp;</li>
<li>The $15 bonus card will expire after 90 days. Note: The bonus card <a href="https://www.doctorofcredit.com/newegg-com-buy-100-newegg-giftcard-get-15-bonus-stack-with-paze/#comment-2347645">gets auto-tied to the purchaser&#8217;s account.</a></li>
</ul>
<h2>Our Verdict</h2>
<p><a href="https://www.doctorofcredit.com/paze-get-free-100-back-per-card-10-x-10/">Pay with Paze and get additional $10 off</a> &#8211; total $115 for $90 after the Paze cashback. You&#8217;ll also get <a href="https://www.doctorofcredit.com/chase-excludes-newegg-from-10x-ultimate-rewards-promo-starting-july-1-2026/">10x Ultimate Rewards points bonus if you pay with a Chase card (ends 6/30).</a> Nothing incredible, but maybe someone will be interested.</p>
<p>&nbsp;</p>
]]></content:encoded>
					
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		<title>Xfinity Rewards: Free $10 GrubHub Giftcard (YMMV)</title>
		<link>https://www.doctorofcredit.com/xfinity-rewards-free-10-ubereats-grubhub-giftcard/</link>
					<comments>https://www.doctorofcredit.com/xfinity-rewards-free-10-ubereats-grubhub-giftcard/#comments</comments>
		
		<dc:creator><![CDATA[William Charles]]></dc:creator>
		<pubDate>Thu, 18 Jun 2026 17:16:37 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[grubhub]]></category>
		<category><![CDATA[UberEATS]]></category>
		<category><![CDATA[Xfinity Rewards]]></category>
		<guid isPermaLink="false">https://www.doctorofcredit.com/?p=225254?d=20260618</guid>

					<description><![CDATA[Xfinity Rewards is offering a free $10 UberEats or GrubHub Giftcard ]]></description>
										<content:encoded><![CDATA[<p>Update 6/18/26: Free Grubhub $10 is back again (ht <a target="_blank" href="https://slickdeals.net/f/19644522-xfinity-rewards-members-10-grubhub-egc-free-to-claim?">SD</a>)</p>
<p>Update 5/21/26: Free Grubhub $10 is back again (ht <a target="_blank" href="https://slickdeals.net/f/19547049-xfinity-rewards-members-10-grubhub-credit?">SD</a>)</p>
<p>Update 4/23/26: Free $10 Grubhub is back again (ht to <a target="_blank" href="https://slickdeals.net/f/19452432-xfinity-rewards-members-free-10-grubhub-egift-card?">SD</a>)</p>
<h2><span id="The_Offer">The Offer</span></h2>
<p><a target="_blank" href="https://slickdeals.net/?sdtid=17369922&amp;sdop=1&amp;sdpid=169879719&amp;sdfid=9&amp;lno=1&amp;trd=https%20customer%20xfinit%20wbr%20y%20com%20&amp;pv=&amp;au=&amp;sdtrk=SiteSearch&amp;u2=https%3A%2F%2Fcustomer.xfinity.com%2Frewards">Direct link to offer</a></p>
<ul>
<li>Xfinity Rewards is offering a free $10 UberEats or GrubHub Giftcard</li>
</ul>
<h2><span id="Our_Verdict">Our Verdict</span></h2>
<p>Try to claim quickly otherwise this will hit the limit.</p>
]]></content:encoded>
					
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			<slash:comments>87</slash:comments>
		
		
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