DOWNsized. But NEVER out.

Plan B. LSAT

noreply@blogger.com (Unknown) — Tue, 15 Aug 2017 05:35:00 +0000

My dad always said, " you should be a lawyer." I didn't disagree with him but he came to this conclusion right after I finished my MBA. For godness sake! Give a girl a break.

But here I am another layoff. And in the meantime I've grown a lot as an individual and I realize a law degree isn't such a bad idea.

For the past five years I've been involved in a legal battle within my community. I'm constantly working with lawyers and I probably could've saved a ton of money if I had just an ounce more of legal knowledge. So why not?

The first step is to take the LSAT. Then apply to law school. So that's my plan. I'm back at my office at Panera.

Test is Sept 16. Giddy up.

Quote of the Day:

The first step in solving a problem is to recognize that it does exist. Zig Ziglar

Taking a test

noreply@blogger.com (Unknown) — Thu, 06 Jul 2017 15:41:00 +0000

So last week I took a preliminary test. I must have done well because I have been called to take the next step in the process.

If I get this job, it is a foot in the door and that's what I have to do.
Working through my little lists of getting my life together. Its slow going, but it is happening.

A dream...what does it mean?

noreply@blogger.com (Unknown) — Sat, 01 Jul 2017 23:09:00 +0000

I wake up today with the crazy dream. Running through the city of NY topless. I'm running for a presentation for the entire company. Running to get an outfit that I needed to wear. Running out of time... Then I was wearing a sweater and my pants were not buckled. When I try to give the presentation, nobody is listening. Then they are listening...but I was out of sorts and then was like why the hell do I care. I don't work for this company. Someone from Senior Management is asking a question, but I don't care because I am not working there.

I woke up...mad.

Funny thing. Except for the toplessness, it reminded me of our offsite back in October. I ran for the bus in the city, because I was late. Only to sit in a rest stop for an hour, while the big bosses assistant makes us wait for her cab to meet us there.

Then giving a presentation, in front of senior management who didn't care. It was a fake show and I was annoyed I had to even do it. Then becoming flustered, because I really didn't want to be there. Plus Rudy was giving me the "Hurry up you are boring me hand signals and eye rolls. And when I finally made it to the end, Rudy saying, "we have to see if we want to do these programs next year."

I was mad then too. Rudy told me, "good presentation." And I was like, "sorry, I was losing steam at the end." She said, "You did a good job, what's the matter?" I don't know...maybe you were rolling your eyes... " I wish the numbers were better." What a joke.

--------------

Topless

To dream that you are topless signifies your way of showing and exhibiting love. You may be inviting love toward your direction.

Presentation

To dream that you are giving a presentation symbolizes the way you want to "present" yourself to the public. You are working on your image and how you portray yourself.

Running

To dream that you are running away from someone indicates an issue that you are trying to avoid. You are not taking or accepting responsibility for your actions. In particular, if you are running from an attacker or any danger, then it suggests that you are not facing and confronting your fears.

To dream that something or someone is running towards you refers to your willingness to confront any situation head on. You need to analyze the significance of what is running towards you. If you are the one running towards someone or something, then it refers to your determination to go after what you want. Consider who or what you are running towards for additional analysis.

To dream that you are trying to run but cannot make your feet move as fast as you want them to signifies lack of self-esteem and self-confidence. It may also reflect your actual state of REM paralysis during the dream state.

To dream that you are running alone refers to your determination and motivation in the pursuit of your goals. You will find success and rise above those around you. Alternatively, the dream may mean that you need to hurry up in making a decision.

To dream that you are running with someone signifies cooperation.

Anger

To dream that you are holding or expressing anger symbolizes frustrations and disappointments in your Self. You tend to repress your negative emotions or project your anger onto others. You need to look within yourself.

Being angry in your dream may have been carried over from your waking life. Dreams function as a safe outlet where you can express your strong and/or negative emotions. You are suppressing your anger and aggression, instead of consciously acknowledging them. TOP

Day 1 of my new life

noreply@blogger.com (Unknown) — Wed, 28 Jun 2017 19:03:00 +0000

Here's a few things that are different about this layoff.
1) I wasn't the only one.
2) I was towards the top of the food chain. I had staff to worry about. Thankfully no survivors guilt.
3) Those who are left are incredibly kind. I think they know company is serious about things.
4) Elastic was in financial crisis. The cut was business.
5) I have more contacts now than ever before.

Its funny. I look back at my original Elastic posts. Nothing really different from when I first landed there except we had 2 good years. The big boss aka "Rudy" is more interested in her blog and just about anything else that doesn't help the bottom line. Bring her the facts and she asks a question you would have never predicted, and doesn't matter. For example, if you tell her most of our customers purchase 3 times in a year, she wanted to know if they were wearing sneakers when they ordered. It was just about impossible and the future looked pretty dim, even if I could have stayed on.

So today is a new day. Here was my plan:

The first 3 were soooo easy. I got up, I sent out good morning text to my former co-workers and got on with my walk.

Instead of taking the normal route, I walked to the beach, up Seaview to Hylan Blvd. I saw this great house across from the hospital...with great signs all over it. Below is one of my favorites. Then I stopped at Walgreens, Met Foods and then headed home.

Accomplished 6 miles. Then I cleared up the corner of some crap that I have been avoiding (moved upstairs to deal with later...lol) and now I am working on my resume. Not bad for my first day of my new life.

Quote of the day:

Life is 10% what happens to you and 90% how you react to it. Charles R. Swindoll
Read more at: https://www.brainyquote.com/quotes/quotes/c/charlesrs388332.html

"Life is 10% what happens to you and 90% how you react to it." - Charles R. Swindoll

Life is 10% what happens to you and 90% how you react to it. Charles R. Swindoll
Read more at: https://www.brainyquote.com/quotes/quotes/c/charlesrs388332.html

You'll never guess what happened today. 2017

noreply@blogger.com (Unknown) — Tue, 27 Jun 2017 17:50:00 +0000

Well, I can't believe it but I have been downsized again. I knew it was coming, I could feel it in my bones. But I thought I made it...Then I didn't.

Anyway...I'm unemployed again. Downsized. But never out.

When you bleed EVERYONE bleeds.

noreply@blogger.com (Unknown) — Sat, 11 May 2013 05:30:00 +0000

Unemployment is stressful for the person experiencing it, but it also affects your family and friends. They worry about you CONSTANTLY. Its such a relief when you can finally say, I got a job, so they can stop worrying. I was thinking today of some of the funny conversations I got into with family related to my employment (or lack there of).

My uncle John told me once that he invests in the stock market based on whether or not I was working. I was in shock. He explained, "You have a college degree, you are smart, and you are a hard worker. If you can't find a job, the economy is bad."    This was a shock to me. I had no idea I was his barometer!

When he told me of his investment strategy, I had just gotten the job at Elastic (I was unemployed over a year). So I said, "So now that I am working, you can invest?" He said, "Nope, the day you were hired, my friend Rob lost his job in IT...so as far as I am concerned, the economy is still bad...and by the way, I'd really appreciate it if you got a job outside of publishing." The pressure!

My dad's best friend, who I call my uncle Pete was so excited when he heard I had an interview for a job. At dinner, he kept asking me questions about the interview. He wanted to know what I was going to wear, what I would say and how I was planning to get my hair cut.  The topic dominated the meal. My uncle Pete is a retired fireman and is by no means a fashion expert. Anyway, after I had my hair cut, and straightened for he interview, I sent uncle Pete a photo. Later, my dad told me that Uncle Pete wanted me to cut my hair shorter, because "Shorter" it looked more professional.   I finally did go shorter...but I don't know if it really helped...by the time I finally got a job, it was probably the same legnth as in the photo I sent Uncle Pete.

Parents are always worried about my working. Every conversation starts with, "How's work?" Which is normal. But I always feel like they are waiting for me to say, "Not good." My last layoff, I was given a month's notice. I waited 3 weeks to tell my parents, in the hopes that I would find something else before I had to tell them. It was silly. I don't live with them, I never ask them for money...but they worry. My dad is 70+ years old and he won't retire because he says he has to "support the family" (all of which typically have jobs and income of their own).

In a recent phone conversation, I told him about the recent lay-offs at Elastic. I told him I was going to keep my head down and stay as long as they would have me. My thought was that right now, nothing is really safe, so it doesn't make sense to get another job, when maybe this might actually work out. I love Elastic and while we are going through a tough time, I'd really like to stay. My dad said he "liked the way I was thinking" and he really wasn't too worried about me because I was "resourceful" and made the most of my last unemployment stint.   That made me feel pretty good. Now I don't have to second guess my plan.

I love that my family cares so much about me...but I really wish they didn't have to worry. Frankly I wish I didn't have to worry. It really would be nice to just be able to love my work, let my hair grow long, and start planning for retirement.

QUOTE OF THE DAY:
"Everybody's got plans... until they get hit." Mike Tyson

Arrrrrggggghhhhh...Its Happening AGAIN!

noreply@blogger.com (Unknown) — Thu, 18 Apr 2013 02:04:00 +0000

Oh God...survivors guilt during a layoff is HUGE. But I learned my lesson. Don't be so quick to think you are the lucky one who gets to stay. You never know what's around the corner.

At my last layoff, I made it through the first round, and then I was one of the stragglers that came later. I had a very false sense of security. I sure learned the hard way.

This was a rough week at Elastic. I don't know what to think. I was just starting to feel good about being employed. I saw a light at the end of the tunnel with my finances. I am approaching my 2 year anniversary fully employed. I know that staying one place for a long time, is not going to be common anymore.

Well, I know what I have to do. I have to keep my head down...and do my work and if I am next, it is my turn. I can not let worry drag me under.

QUOTE OF THE DAY:

"What you are afraid of is never as bad as what you imagine. The fear you let build up in your mind is worse than the situation that actually exists.”― Spencer Johnson

Its the HAPPIEST time of the year?

noreply@blogger.com (Unknown) — Wed, 12 Dec 2012 02:31:00 +0000

Oh its that time of year again...the possible layoffs right at the holidays. Its the end of the calendar year, or the middle of fiscal year, depending on where you work. Companies are tightening their budgets and everyone's holding their breath. And if you make it through the holidays, you have to pray that your company made their holiday sales figures. It is the way of the world.

I loved my days at BSpan. Its been years since I left...but it still holds a big place in my heart. Today I learned about BIG layoffs. These people have been there FOREVER. That's scary to me. They were in an OLD business...that was getting older fast with the introduction of Amazon, Big Box Stores and Ebooks. Now what?

Well I'm at Elastic. We are on the same cyclic calendar as every other company. I am praying as hard as anyone else... You just have to. No matter how well you prepare mentally, it is always a surprise.

CHRISTMAS QUOTE:
May all your dreams come true. May love work its magic into your life. May your heart be filled with hope and joy. May you touch every life you meet. Merry Christmas and a prosperous New Year.

One Year On the Job! YAY

noreply@blogger.com (Unknown) — Thu, 29 Nov 2012 05:27:00 +0000

Well, its been a year of Full Time on staff at Elastic. Soooo nice.

We've had a lot of staff changes...new bosses and bosses-bossses. Its been a roller coaster, but I am hanging on! The highlight of my year was a trip to the DMA in Vegas. It was nice to be out there and see what was going on in the industry (I gambled...but I also learned that Vegas on a business trip isn't like Vegas with your friends!)
Being full time makes you feel more secure. As a result I spent quite a bit of money....like I hit lotto.

I went on a very big vacation (actually 2)
I put in a new kitchen and added a bathroom to my condo
I started loosening the pursestrings.

I also gained a ton of weight.

I haven't done all the things I promised myself I would do. I need get back on my game...Networking and building my skill sets. I need to get into shape (AGAIN) and start saving.

I am not going to lie. I wouldn't be so worried about the paragraph above if the economy was doing great. No company is really safe right now...its quarter to quarter. For every job you hear someone getting, another person has a story of getting laid off. New York State’s unemployment rate decreased from 8.9% in September 2012 to 8.7% in October 2012. That's still pretty high.

Fingers crossed that I don't have to really blog again for another year....but if I do...I do. If I learned anything, you can't stress over things you can't control.

“You can't stop the future
You can't rewind the past
The only way to learn the secret
...is to press play.”
― Jay Asher, Thirteen Reasons Why

Some good news...in the news

noreply@blogger.com (Unknown) — Thu, 22 Dec 2011 19:25:00 +0000

Just going through the news and came across this article. Since I have been hired at Elastic I feel like I am out of the fire. But, seeing articles like this one make me feel even better about the job situation though I still think it is pretty bad.

As always I am hopeful that the economy will turn around a bit more and the jobless rate will continue to decline.

3rd straight decline puts jobless claims at April 2008 levels
Dow Jones Newswires
7:32 AM CST, December 22, 2011

New claims for unemployment benefits unexpectedly fell last week, reaching the lowest level since April 2008 and providing another sign of improvement for the weak labor market.

Initial jobless claims declined by 4,000, to a seasonally adjusted 364,000, in the week ended Dec. 17, the Labor Department said Thursday.

Economists surveyed by Dow Jones Newswires had forecast claims would rise by 14,000, to 380,000.

The decline carried claims to the lowest since the week ending April 19, 2008, and marked the third drop in a row. For the week ended Dec. 10, claims were revised slightly up to 368,000 from an originally reported 366,000.

Weekly figures are volatile, particularly during the holidays, and economists prefer to look at the four-week moving average of new jobless claims. Last week, it dropped by 8,000 to 380,250.

The four-week average has remained below 400,000 for six consecutive weeks, a sign the economy is adding more jobs than it is shedding. Private employers continued hiring in November, according to the Labor Department's monthly employment report. The report, a critical look at the U.S. labor market's strength, also showed the jobless rate fell to its lowest since March 2009.

That said, the Federal Reserve is forecasting an unemployment rate ranging from 8.5 to 8.7 percent in 2012, with economic growth picking up yet remaining modest. Headwinds continue to sweep over the long recovery from the recession and the housing market bust. Stock market prices have fallen amid Europe's debt crisis and home values are down, making people feel less wealthy. Efforts in the U.S. to reduce the government budget deficit carry the risk of higher taxes. Consumers and their spending habits are a big driver of the economy.

The Labor report Thursday showed the number of continuing unemployment benefit claims--those drawn by workers for more than a week--decreased by 79,000 to 3,546,000 in the week ended Dec. 10. Continuing claims are reported with a one-week lag.

The unemployment rate for workers with unemployment insurance for the week ending Dec. 10 was 2.8 percent, down from 2.9 percent in the prior week.

The state-by-state breakdown in initial jobless claims is also released with a one-week lag. It showed California with the biggest drop in new claims - 15,583. The biggest increase came in New Jersey, where claims rose by 3,068.

A Labor Department official said there was nothing unusual about the latest state-level claims data.

One Month On the Job....

noreply@blogger.com (Unknown) — Mon, 21 Nov 2011 03:01:00 +0000

Well, its been one month on the job at Elastic. Its was like a light switch was turned on. Everything CHANGED.

Now I am on the company email distribution list, so now I know in advance when something is going on...instead of finding out minutes before. Now I have my own phone number with phone mail. My email address doesn't end with "-temp" on it and I have a regular ID card. It feels good.

But the biggest gift was that I don't have to pay medical insurance. That saves $500 a month. I decided to use a little of that savings to help out a few students in my former high school. I learned that there were a few students that might have to leave because they couldn't pay tuition (parents recently laid off). It just felt like the right thing to do. I can't imagine leaving HS in the middle of my career there...I was glad I was able to help.

I also get vacation days! I can't believe it! That was my biggest stress of being a temp. Every day off would cost me. Now...I have to figure out what to do with the days I have been given!!!

As a side note, I walk by Occupy Wall Street every day. Its part of an exercise thing I am working on. I've gained a bit of weight since I have been back to work. Up until they cleared the park they were occupying, I'd see something different every night. Anyway...its been interesting and made me wonder if I would be right there with them if I was still unemployed.

So here is what I decided. I totally respect the right to protest, and I agree (whether I am employed or unemployed) that the country is screwed up. I also respect this group because for the most part, they have not interrupted business to get their points across. I've experienced unemployment first hand, and seen how the crisis affects my friends and family. I agree that something needs to be done. I just can't make the connection between the protest itself and how it is going to fix the problem. So I think I would support from afar...unless I was presented with something compelling to get me physically involved.

Anyway...I'll be slowing down the blogging here...but this topic will always be front and center in my mind, and I will continue to share my thoughts as they arrive.

Today's Quote
The best thing about the future is that it comes one day at a time.

Abraham Lincoln

I'm HIRED...

noreply@blogger.com (Unknown) — Fri, 14 Oct 2011 04:22:00 +0000

My unemployement adventure began on April 15 2009. Today on Oct 14, I am officially employed. After temping for over 15 months, they finally made me a permanent member of the company.

I almost cried when I got the news. Funny thing. It feels good. But at the same time, you see big changes in the company. Not everyone gets good news.

So...now I have benefits, vacation days and a little bit more security than yesterday, and boy does that feel good.

I've learned a lot of good lessons during this experience. The biggest one is that it always pays to be planning ahead. So...I'll keep planning sharing my experiences.

Thanks for the support!

Find NEW Cheese!

noreply@blogger.com (Unknown) — Mon, 26 Sep 2011 16:26:00 +0000

When I was in Grad School we were required to read the book, "Who Moved My Cheese?" by Spenser Johnson, MD. It had any ugly cover and I always hated assigned reading. Of course, I wanted to pass the class, so I cracked the book open and read it.

After a few pages in it was clear that this is not a boring business book. This book was different. It was a really short story about two mice, Sniff and Scurry, and two humans, Hem and Haw, a maze and some cheese.

It took all about an hour to read (if that). The story was simple, but the lesson was big: If someone moves your cheese, you can keep going back to where it used to be, hoping it will come back. Or you can plan ahead, anticipate change and find more cheese.

You can apply this book to your business, your career and to your life. Things change. They always do. You have to decide how to deal with this change.

A few years ago, I bought copies for my staff and we spent a few hours talking about how it applied to our team, the industry we were working in, and our own development. (they were not happy about assigned reading either...but they enjoyed the exercise.). I got the books for $2.00 each on Alibris, but you can also read it for free online.

Today, I open the book once in a while to remind me that I always have to be planning ahead. Each time I read it, I apply it to something different in my life. Today I have a good situation at Elastic, but I am pretty sure it won't last forever. Numbers are down...cuts will be made. Will my cheese be moved? What will I do to find more cheese? What can I do to prepare for change?

These are questions I need to ask before the change happens. This book helps you see how important it is to do this.

Barb's Top 5 quotes about change (inspired by Spencer Johnson, author of Who Moved My Cheese?):

“What would you do if you weren't afraid?”― Spencer Johnson
“Change happens when the pain of holding on becomes greater than the fear of letting go.”― Spencer Johnson
“Noticing small changes early helps you adapt to the bigger change that are to come”― Spencer Johnson
"What you are afraid of is never as bad as what you imagine. The fear you let build up in your mind is worse than the situation that actually exists.”― Spencer Johnson
"When you are afraid things are going to get worse if you don't do something, it can prompt you into action. But it is not good when you are afraid that it keeps you from doing anything.”― Spencer Johnson

Social Media is not Set up and Forget it!

noreply@blogger.com (Unknown) — Sun, 18 Sep 2011 18:13:00 +0000

You have a website, or maybe you don't. You decided you are going to create a Facebook and Twitter page for your business because everyone is telling you that you need to have one. Well that's not necessarily true.

In my opinion, if you are just going to set up the page and just leave it there, don't bother. You need a social media strategy. Here are some questions you should ask yourself when setting up your social media page.

1) Can I keep my page fresh? You MUST make a commitment to post at least once a week. Decide what you can post on the page on a regular basis to let your fans know that there is a living body on the page.

Remember, social media is a CONVERSATION with the fans. Its not just telling them that there is a "Sale" or you are promoting an event. You can post about your business anniversaries, ask for opinions, welcome new staff members, post an article of interest, or let them know something about your industry. If you are linking to another page, try to keep things mysterious so that they are intrigued enough to click on the link.

I suggest creating at least 25 "evergreen" posts in advance. This way if you don't have time to think of something, you have a back-up post to let them know the "lights are still on" on your social media page.

When you get a response to a post, you must be ready to respond, with a thank you, or advice or a follow up with better customer service. Otherwise the conversation is one sided and that's boring for everyone.

2) How am I going to drive traffic to this page? You can have the best page in the world, but if nobody knows about it, you won't get many fans. It won't happen "Virally" at first (maybe ever).

Evaluate all your current communication with your customers. If you have a website, make sure there is a link to facebook, if you are sending emails, the links should be included there too. In addition, business cards, stationary, advertisements and even the signature on your emails, should include a "follow us" link.

Once you covered the basics, then try a few grassroots ways to up the "Fans" to your page. Ask your friends to help you increase your fan base and ask their friends to fan your page.

Create a promotion for "Fans" of the page. A quick and easy way to get fans is always a sweepstakes. Make sure you promote the sweeps as much as possible.

3) What are my goals for Social Media? If you don't set goals, you won't be able to measure success or evaluate if social media is right for your business.

I suggest setting a goal for your page. For example, in the first month your goal is to get 100 fans through grass roots, followed by 1000 by promoting the sweepstakes in month 2.

If you are struggling to hit these goals, you have to either re-evaluate your strategy or decide if you want to dedicate resources to building your social media presence. But if you are going to keep the page up, I strongly suggest you stick with your weekly postings.

Barb's Top 10 Quotes about Social Media:

“New marketing is about the relationships, not the medium.” – Ben Grossman, founder of BiGMarK
“You can be professional while also ‘keeping it real’ with your customers. By interacting with customers in a less formal way, you’ll build a strong human connection that helps build brand loyalty.” David Hauser, co-founder of Grasshopper
“If your social strategy relies on advertising in social media, it’s probably better to hang on to your money.” – Taddy Hall, chief operating officer of Meteor Solutions
“Social networks aren’t about Web sites. They’re about experiences.” – Mike DiLorenzo, NHL social media marketing director
“To utilize social media tools effectively and properly, you must absolutely generate spontaneous communications in direct response to what others are saying or to what is happening in that moment. Be yourself. Be conversational. Be engaged.” – Aliza Sherman, co-owner of social marketing firm Conversify
"Quit counting fans, followers and blog subscribers like bottle caps. Think, instead, about what you’re hoping to achieve with and through the community that actually cares about what you’re doing.” – Amber Naslund, Social Media Today
“Engage rather than sell … Work as a co-creator, not a marketer.” – Tom H. C. Anderson, market researcher
"The most successful marketer becomes part of the lives of their followers. They follow back. They wish happy birthday. They handle problems their customers have with products or service. They grow their businesses and brands by involving themselves in their own communities.” – Marsha Collier, speaker and business author
“Ask yourself this question CONSTANTLY: where can I add the most value to what matters most to me and the people who care about me?” – Chris Brogan, author of “Trust Agents”
“Think like a publisher, not a marketer.” – David Meerman Scott, DavidMeermanScott.com

Websites 101

noreply@blogger.com (Unknown) — Sat, 17 Sep 2011 20:30:00 +0000

If you have a small business, you need a website. It doesn't have to be fancy or have a lot of bells and whistles. It just has to work and be up to date.

The first step seemes to be the hardest. You have to buy the hosting and url. Once that's done, the rest is "easy."

Your website should have the following basic information:

Business Name, and or logo.
Brief decription about your business.
Contact information for your business.

That's it. If that is all you have that's enough. But if you want to add more here are some other suggestions.

About your business - Why you started it, what you do for your customers, and why you do what you do.
Description of your products/services - What are the different services you offer to your customers. You may "need" your help and how you are are different than other vendors. If you have set pricing, you can also include this there.
Links to resources that may be helpful for people who visit your site, or other businesses you recommend.
Frequently Asked Questions - Provide a list of questions customers typically ask, and explain how you can help them.
Testimonials from customers - Share letters from customers, case studies, or a simple customer list as a reference.

Start pulling this info together. Then build the website yourself, or bring it to a web designer to bring your vision to life!

If you need help with your website, I also provide these services. My business website is http://www.linkwizards.com/.

Mental Health Day

noreply@blogger.com (Unknown) — Thu, 15 Sep 2011 05:40:00 +0000

I'm not going to lie. Tough days at Elastic. Its our busy season...so its been very crazy. I've been stressed and super grumpy even though I just got back from vacation.

ANYWAY, this week was tough for me. I was very very sad. I think it was 9/11, I don't know. But I decided to take a day off to get out of the office. Mom and I went to AC. It was a nice drive, we won a little money and I went to work today, much calmer.

The day cost me, but I believe with all my heart that you have to always remember to take care of yourself. Your body and your mind. You are no good to ANYONE if you stress yourself sick.

Barb's Top 5 Stress Free Life Quotes:

On the keyboard of life, always keep one finger on the Escape key. Meaning – take a vacation, learn to relax sometimes.

The time to relax is when you don't have time for it. ~ Sydney J. Harris

For fast-acting relief, try slowing down. ~Lily Tomlin

Sometimes it's important to work for that pot of gold. But other times it's essential to take time off and to make sure that your most important decision in the day simply consists of choosing which color to slide down on the rainbow. ~Douglas Pagels, These Are the Gifts I'd Like to Give to You

Sometimes the most important thing in a whole day is the rest we take between two deep breaths. ~Etty Hillesum

Have you read Ayn Rand???

noreply@blogger.com (Unknown) — Tue, 13 Sep 2011 03:27:00 +0000

I just discovered Ayn Rand.   I bought her book Atlas Shrugged while ago. I think I saw it on a list of books I should read in my lifetime. Its had been sitting on my bookshelf for some time...if I only knew.

Atlas Shrugged was a big book, so I brought it with me on my 23 hour flight to Australia. Someone on the plane saw me reading it, and asked me how I liked the book. He commented that it was a great read and particularly interesting in these times. I agreed with him, but I hadn't gotten to the point that that was obvious. I think I finished about 100 pages on the trip.

Halfway through the book (400 pages), one of my co-workers saw it on my desk and asked me how old I was. Apparently, I was supposed to read this books in my 20s.   Sooo...I'm a little late.

Another co-worker commented that it was disgusting. I asked her why, and she said I would find out for myself.

Anyway, after 3 months I finally finished the 800 page book. The scary thing is...this novel was written over 50 years ago, but the story is very applicable to today's world.   In a nutshell, there are people in the government and in big business that have an incredible impact on the rest of the world. While some people are fighting to hold things together, there are others trying to push forward their own agendas.

Reading this story, you see how much today's unemployment, financial crisis, failing business are all related to greed...This book tells what happens when society fights back (Actually, its probabaly deeper than that...but that's as deep as I get.) I loved every page.

Anyway. If you haven't read the book. You should have already. But it is not too late.   :)

Barb's Top 5 Ayn Rand Quotes

Achievement of your happiness is the only moral purpose of your life, and that happiness, not pain or mindless self-indulgence, is the proof of your moral integrity, since it is the proof and the result of your loyalty to the achievement of your values. Ayn Rand
I swear, by my life and my love of it, that I will never live for the sake of another man, nor ask another man to live for mine. Ayn Rand
Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. Ayn Rand
When I die, I hope to go to Heaven, whatever the Hell that is. Ayn Rand
A creative man is motivated by the desire to achieve, not by the desire to beat others. Ayn Rand

Remembering 9/11

noreply@blogger.com (Unknown) — Sun, 11 Sep 2011 20:00:00 +0000

Today was the 10 year Anniversary of 9/11. It was surprisingly a tough day for me. Thankfully, I didn't lose anyone close to me on that day, but I will never forget the fear and anxiety of that day.

The morning of Sept 11, 2001 I was late for work because I had been looking at a condo I wanted to buy.  It was a BEAUTIFUL September day.   I was on the bus and headed to Manhattan when the first plane hit. I called my boss to tell him that I was going to be late for work, because a "small aircraft" hit the twin towers. He told me not to worry about being late and thanked me for calling him to let him know.

I called my cousin John and asked him if his dad was still working at the Trade Center. He told me no, he had retired a while ago. He turned on the TV and and said "Holy Shit."

We were headed on the BQE. I could see the smoke coming from the tower when the second plane hit. The girl next to me started hysterical crying. I tried to calm her, but she was getting to me. Someone yelled, "It is a terrorist attack." My phone didn't work anymore.   The bus started moving. People were shouting at the bus driver to stop...not to take us to the city. He bus driver yelled to stop telling him what to do. The girl next to me was still hysterical. Her boyfriend worked on the 13th floor.

Finally, the bus got off the BQE. The driver said anyone who wanted to go into the city could grab the subway. I got off. I couldn't take the girl next to me anymore. My old boss Ginny was on the bus too. She said to me, "Barbara, don't go to the city." I told her I wasn't. It was the truth. I wasn't going anywhere. I just wanted to get off that bus. I wanted to control where I was going and how I was going to get there. I didn't want to be on that bus.

I walked down to the water to where the warehouses are in Brooklyn. I think around 59th street. I could see the towers burning. People were on the streets watching. One man said, "Those people are not going to be rescued up there..." I  remember him laughing, not like he thought it was funny, but like he knew something everyone else didn't know and how stupid everyone around him was. I stood there for a while, and then went to find a way to get back home.

I went back to where the bus left me, and got onto another express bus headed to Staten Island. My friend from the neighborhood Derek was there. We talked about how crazy the day was and how we couldn't believe everything that had happened.

The bus driver was getting reports from his wife on his phone. He was waiting to hear word back from his daughter. Someone else had a radio and gave it to the bus driver to put on the microphone for everyone to hear. That's how we learned about the Pentagon and the plane in Philadelphia.

The bus driver was older, this apparently was his second career. He explained to us that he was a steelworker and worked on the towers. Then we heard the report that the first tower fell. The driver said he couldn't believe that the towers came down as he knew how they were built. He was concerned about all of us and did as much as he could to reassure us. Then the second tower came down.    It was unreal.

The bridges were all closed and so we couldn't get back into Staten Island. The driver pulled into Bay Ridge into the parking lot of the Nathans. Derek and I waited in Nathans until they told us to go back to the bus.

We drove through the side streets of Brooklyn. From the bus, I saw a woman in her car with a rosary bead in her hands. It took us hours to get out of Brooklyn and get over the bridge. I think it was about 3:00. I saw a black man in a full suit carrying a business case covered with dust walking on the side of the Staten Island Expressway as we came over the bridge. My guess is he walked all the way from Wall Street to Staten Island.

Derek and I got home around 5:00. It was the longest day of my life. And I we didn't know if there was more coming.

Then at home we got a call from my Aunt. She had been in Manhattan with my Aunt Aida. They got evacuated to Jersey. They were at my cousin's in Union City. She didn't have her medication.   My dad and I went to go get her. The tank was on "E" and we were stuck in traffic. We finally got off the Turnpike on on a side street somewhere for gas. We got to my cousin's house (usually a 45 minute drive) at around 10 pm.   We learned that bridges were closed back into NYC (which included Staten Island).

That night I slept on an air mattress on the floor of my cousin's house. We ended up staying until around 1pm the next day.

In the days that passed we were on constant alert for other attacks. There were reports of vans being stopped, or bomb threats and everything else were on the nightly news.   I wasn't leaving my house until I felt it was safe. I sat on my parent's couch and watched the news non-stop that entire week.

There were reports of all the stories of the people who were in the building that day. Some survived because they were late for work, others died because they were there that day for a random meeting.   There were stories about the local businesses who gave out water to people who were running out of the area, and others that were charging ridiculous prices to take advantage of the situation. There were reports of people cheering that the towers went down and those of people who were beat up for being Arab or anything that even looked Middle Eastern.

I remember the CEO of Cantor Fitzgerald crying...he lost most of his company employees in the attack.  The Fire Department lost over 300 of their men. The death toll numbers changed daily.

Many of the people who died were from Staten Island.  Many were from the Fire Department as well as people who worked in the towers. I didn't know many of them personally, but one was my classmate from OLQP, Shuan Bowman he was 28, had a small son and his wife was pregnant with his second child. He worked at Cantor. The other one was Sal Lopes, a travel agent that I used to call at AAA Travel. Sal had just left AAA offices in Long Island, to work for his new job. I remember him telling me he was leaving and he was very excited about his new job in the city. I don't think he was working there more than a few months.

I remember stories of volunteers coming out to being turned away because they wanted to control the rescue and recovery efforts.  There  were questions about the dust and if it was safe. The EPA said it was. There were family members waiting outside the rescue area with pictures of their loved ones. Waiting for ANY word if they may have survived.   The stories went on for weeks...good and bad. Bad and good.

Ten years ago feels like just yesterday. I will never forget that day. I pray for the families of those who lost someone. I pray for those who were part of the rescue/recovery who are now suffering from the dust that was not safe. I pray that those with troubling memories of this day (many much worse than mine) find peace in their minds.

I pray that we never experience a day like that again.

God Bless America.

FREE Stuff for your Start-up

noreply@blogger.com (Unknown) — Thu, 08 Sep 2011 03:38:00 +0000

As you all know, right now I am temping at "Elastic," but I do web design and other odd jobs on the side. What I have learned from my experience is that you don't need a ton on money to get your business going. Here's some FREE advice for you:

1) Business Cards

Its your calling card. You should always have a few on you, whether you are going to a networking event or to the supermarket. You never know when or where a business opportunity may arise. Be prepared.

You can professional looking business cards from Vistaprint.com for FREE!

In fact you can get LOTS of good stuff from Vistaprint, like magnets, pens, postcards, lawn signs and banners for FREE. Sign up for their emails, and you'll start receiving great deals right away.

2) Facebook Page
You really should have a website, but if you are not able to design one for yourself, you can at least set up a Facebook Page for your business for FREE.  Ask your friends to help you get started by becoming a fan of the page. Make sure you write a good description for your business and come up with a posting strategy to keep your page current. Try to do one post a week.

3) Business Plan This should really be the FIRST thing you do. It helps you map out the strategy of your business and define who you are and what you want to do. It helps you prepare for talking to investors, or potential clients.   A good business plan takes time and research.  You can find Business Plan templates for FREE on the internet.  Bplans.com has some great samples to get you started.

4) Business Phone Number
I suggest getting a phone number which is seperate from your personal cell phone. Google.com/voice  offers a FREE phone number, with Voice mail, call forwarding, texting and more. If you have a phone with internet, you can use this service to send and receive calls from your business.

5) Internet
I made it a mission to take my home office, outside of a home. If you have a laptop, or Ipad, this is easy to do. You can find FREE Internet at Starbucks, Barnes and Noble and Panera. Check out my list of other free NYC locations here.

Barb's Top Quotes on FREE Stuff:
“The best things in life are free.” -American Proverb

“Smile, it's free therapy.” - Doug Horton

“Dreams are free.”

“Living on Earth may be expensive, but it includes an annual free trip around the Sun.”

“Ask yourself, "If all jobs paid $2 an hour, what job would I want to do?" When you answer that question, start doing it, even if you have to do it for free at first” Greg Aldrik

Top 5 Invoicing Tips

noreply@blogger.com (Unknown) — Wed, 07 Sep 2011 05:14:00 +0000

For someone running your own business, one of the most important things you need to create is an invoice. Its how you get paid. Creating an invoice is not a big deal, but if you've never done it before, it can be overwhelming.

Here are a few tips:

1) Find a template you like. Microsoft Word offers a invoices as a template you can modify for your use. Every invoice should include the following information:

Your business name, address, phone, fax and email.
Date of invoice and date payment is due.
Name and address of the person and company you are billing
A unique invoice number. I like to use a three letter code to represent the business and a date. (ex. LWZ-20110906)
A description of the work your are charging for and the amount.
Any warranty for the work you did should also be outlined within the description.

2) Keep record of all the work you have done and time spent, especially if you are billing by the hour. This will be important in the cases when someone questions you on the total hours you are billing for. I recommend http://www.paymo.biz/. This tool is free. It allows you track your time and has tools to help you create your invoice.

3) Invoice immediately after the work is done. Do not hesitate. If there is any issue with the work you did, it needs to be addressed immediately, not after your client has time to reflect on what they should have asked you to do.

4) Keep records of invoices and which ones are still unpaid. You have to stay on top of this to make sure you get the money you are due.

5) Keep a spreadsheet of all your invoices. This will be useful when you prepare your taxes or review your strategy for the following year.

Top five quotes about Invoicing:

You don't get paid for the hour. You get paid for the value you bring to the hour. --Jim Rohn

I get satisfaction of three kinds. One is creating something, one is being paid for it and one is the feeling that I haven't just been sitting on my ass all afternoon. --William F. Buckley, Jr.

What more can you ask for - getting paid for doing what you love. --Tiger Woods

Deliver more than you are getting paid to do. The victory of success will be half won when you learn the secret of putting out more than is expected in all that you do. Make yourself so valuable in your work that eventually you will become indispensable. --Mandino, Og

Every day I get up and look through the Forbes list of the richest people in America. If I'm not there, I go to work. ~Robert Orben

Happy Labor Day, Dammit!

noreply@blogger.com (Unknown) — Tue, 06 Sep 2011 03:27:00 +0000

Labor Day was a creation of the labor movement to celebrate the social and economic achievements of American workers. In these times, these achievements should include keeping your head above water.

We've had hurricanes, floods, earthquakes, wars, market slides, and hitting our country harder than ever. Businesses are closing, people are defaulting on bills, losing their homes, and hope. Some people try to fight the good fight, while others concede that they can't win for trying.

According to The Bureau of Labor Statistics, "...the unemployment rate held at 9.1 percent this year... Employment in most major industries changed little over the month" That's scary. Obama is out there trying to rally the country, but he's been trying to do that for 3 years...its not working. In fact, looking back to one of my first posts in 2009, the rate is up from 8.6%!!!

This Labor Day, like many Americans, I celebrated on the beach. But unlike every other Labor Day that I can remember, I am 100% thankful for the opportunities I have been given in the past year to contribute to the Labor Force...and after a nice relaxing weekend, I am looking forward to another day at "Elastic."

I pray for all my friends fighting the good fight in these tough times. I know we will all make it...we have to keep on.

Barb's Top 5 Labor Day Quotes

Work isn't to make money; you work to justify life. ~Marc Chagall

A mind always employed is always happy. This is the true secret, the grand recipe, for felicity. ~Thomas Jefferson

A bad day at work is better than a good day in hell. - Scott Johnson

One machine can do the work of 50 ordinary men. No machine can do the work of one extraordinary man. -- Elbert Hubbard

I’m a great believer in luck, and I find the harder I work, the more I have of it.-- Thomas Jefferson

Being your own Boss is TOUGH!

noreply@blogger.com (Unknown) — Sun, 04 Sep 2011 04:22:00 +0000

Working at "Elastic" has a lot of perks. For one, I have a steady paycheck, and for that I am always thankful. Secondly, even though I am still a temp, they try their best to treat me like an employee of company, and that the most I can ask for. And it is a really nice company with a great mission, and that makes me feel good.

But at the end of the day, I am my own boss and I have a business to run. By that I mean I have to pay my own taxes, get my own insurance, stay on top of keeping records and receipts. I know for a fact, I'm not good at this.

My strong suit is marketing, coming up with great ideas and helping businesses make money, not administrative tasks.   Prior to being being my own boss, the only bill I was worried about staying on top of was my mortgage.

Last week, I almost lost my medical insurance, due to the fact that I didn't pay my bill. Its not that I didn't have the money. It was that I MISSED the bill.

Last year, I actually lost my Cobra benefits for a similar reason.  Due to the lapse of insurance (which I was unaware of), I had to do a lot of legwork to prove that I had no pre-exisiting conditions. And then, I had to wait another 30 days for the new insurance to kick in.

Had I lost medical insurance this time, it would have been 9 months before I could apply with them again. So not only would I be without insurance, I would have to research another carrier. I seriously don't have time for this.   Who does?

But as my own boss, I have to keep my "business" running.   I have to come up with a plan to stay organized.   I MUST make myself better at administrative duties. I cannot afford to make a mistake.

Here are some of the things I put in place to help the process:
1) Taxes - My accountant made me a nice schedule of paying quarterly taxes. I have updated my calendar with these dates and have a folder on my desk, which I check on a regular basis.

2) Medical Insurance - I now have this bill set as as an automatic withdrawal from my account. I don't like to do this with my bills, I like to control the payments, but I already messed up 2x with insurance. I don't want it to happen again.

3) Invoices and Receipts - Most of my expenses are recorded on my Credit Card bill. I only have one credit card, to keep things simple. I have a box that I store all my receipts, and when it comes to taxes at the end of the year, I use that box to inform my accountant of my deductions. My invoices are stored on my computer and sent via email, and I also record them in a spreadsheet.

Barb's Top 5 Quotes about Getting Organized:

"Don't find fault, find a remedy." - Henry Ford
"Organization is not an option, it is a fundamental survival skill and distinct competitive advantage" - Pam Woods
"Organizing is what you do before you do something, so that when you do it, it is not all mixed up. " -A. A. Milne
“Start by doing what's necessary; then do what's possible; and suddenly you are doing the impossible.” - Roman Catholic Saint Francis of Assisi
“Life is too complicated not to be orderly.”- Martha Stewart

Inspirational Words - Celebrate YOURSELF

noreply@blogger.com (Unknown) — Sat, 27 Aug 2011 19:35:00 +0000

An good friend gave me these words of wisdom, and I thought I would share. Whether it is unemployment or just tough times, the advice is solid.

CELEBRATE YOURSELF

1) Never think or speak negatively about yourself, for that puts you in disagreement with God.
2) Meditate on your strengths: Learn to encourage yourself, for most of the time nobody else will.
3) Never compare yourself with anyone else. You are unique, one-of-a-kind original. Don't settle for being a copy.
4) Focus on your potential, not your limitations. Remember, the "greater one" lives in you.
5)Find something you like to do and are "Gifted" to do well...and do it over and over.
6) Have the courage to be different. Be a God-pleaser, not a people-pleaser.
7) Learn to handle criticism. Let it develop you instead of discourage you.
8) Determine your own worth before others do it for you.
9) Keep your flaws in perspective, you are still a work in progress.
10) Focus daily on the one and only source of your confidence - GOD! Work on your relationship with him.

EARTHQUAKE in NYC!!!

noreply@blogger.com (Unknown) — Thu, 25 Aug 2011 08:15:00 +0000

So yesterday NYC experienced its first substantial earthquake in a very long time. According to reports after the Japan quakes, we were long overdue.

When this earthquake hit, I was on the ground floor in the "Elastic" Bookstore with my friend and her toddler daughter who came to visit.
Like many people at ground level, we didn't feel a thing.

I didn't realize something had happened until I saw EVERYONE leaving the "Elastic" offices and filling out to the street.

What shook me up was ACTUALLY the aftermath, (not the actual quake). I stood outside with a lot of nervous people on the street looking up at the buildings and had (minor) flashbacks of 9/11. There was the the fear of the unknown, and questions of what was coming next.

Then someone asked the question of whether it was smarter to be standing in the street or in the building? (We were all outside looking up at the building). Nobody seemed to know.

Then in the middle of this, I had a new fear: is this going to shake the economy too? Seriously... that was my next thought, which always comes back to the question "Will I be unemployed (again)?"

Thankfully, at the end of the day, it was a small quake...there were no aftershocks, and no damage in the city. We ALL went back to work, and life went on as if nothing happened.

People were even joking about it, posting silly photos on facebook of the "damage" (lawn chairs knocked over, water bottle on the floor).

All the worry and anxiety was for nothing.

I believe every experience has a lesson learned. Here is mine from yesterday:

What to do during an Earthquake:
If you are inside drop to the floor, take cover under a sturdy desk or table, and hold on to it firmly. If you’re in an office building, stay away from windows and outside walls and do not use the elevator.

If outside, stay out in the open and away from buildings (you could be hurt by falling bricks and glass.

What do to about Worry...Don't. Don't worry about things (like natural disasters and aftermath) that you can't control. Just do your best to be prepared, be smart with your money and keep on truckin'. No matter what happens, you will figure it out.

Barb's Top 5 Quotes About Worry:

Do not be afraid of tomorrow; for God is already there. ~Author Unknown

We are more disturbed by a calamity which threatens us than by one which has befallen us. ~John Lancaster Spalding

Rule number one is, don't sweat the small stuff. Rule number two is, it's all small stuff. ~Robert Eliot

You can't wring your hands and roll up your sleeves at the same time. ~Pat Schroeder

Wanna fly, you got to give up the shit that weights you down. ~Toni Morrison

This is why I have a REAL Financial Advisor.

noreply@blogger.com (Unknown) — Tue, 23 Aug 2011 04:52:00 +0000

Yesterday I was watching TV and saw Ivanka Trump. She said something about real estate mortgage rates being at an all time low, and that this was a great time to refinance. I promptly called my bank and asked for some rates.

After 30 mins on the phone with the broker, It ALL sounded great. I could consolidate my bills, my payments would be lower and I could own my home in 20 years. I was ready to sign and get my lower interest rate like Ivanka suggested.

I shopped around a little, but as I remembered from my original mortgage experience, every bank has different offers, and its never apples to apples. ( I think I finally I settled on my original mortgage because in addition to it being a good rate, the broker went to church with my Mom.) But based on what I could tell, this refi rate sounded good.

Just before I started moving the on the refi, I called my personal Ivanka, my financial advisor, Rae. I never make a move without her.

She said it sounded good, but she gave me a bunch of questions to ask the broker. They were questions I wouldn't even know to ask. I called the broker back, got the answers, and called Rae. Then Rae crunched the numbers and explained that the closing costs were so high and that my current rate was pretty good. At the end of the day, it wouldn't really be worth it. (Who knew?)

I have discussions like this at least 4 times a year with Rae. She always helps me realize if I am on the right track, or if I have considered all the possible sources of money available to me, and most importantly, keeps me from making some costly mistakes. Most of the advice she provides me are on decisions that will never put money in her pocket (at least not in the near future!). I might not always take her advice, but I always understand the situation better after talking with her.

Rae's helped me buy a condo (when I thought it was impossible), got me through 2 periods of unemployment (unharmed), and she took my 401K that was basically only the money that I had put inside in it for 11years and made it GROW. She's even helped my friends get engaged, and buy the homes of their dreams.

Anyway...the moral of the story really is, don't believe everything you see on TV, and if you don't understand the fine print or the nitty gritty, find someone who does.

QUOTE OF THE DAY:
“Experience taught me a few things. One is to listen to your gut, no matter how good something sounds on paper. The second is that you're generally better off sticking with what you know. And the third is that sometimes your best investments are the ones you don't make.” --Donald Trump