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Rich Dad Poor Dad Robert Kiyosaki (2)

noreply@blogger.com (Me..) — Thu, 12 Nov 2009 05:51:00 +0000

had two fathers, a rich one and a poor one. One was highly educated and intelligent; he had a Ph.D. and completed four years of undergraduate work in less than two years. He then went on to Stanford University , the University of Chicago , and Northwestern University to do his advanced studies, all on full financial scholarships. The other father never finished the eighth grade.

Both men were successful in their careers, working hard all their lives. Both earned substantial incomes. Yet one struggled financially all his life. The other would become one of the richest men in Hawaii . One died leaving tens of millions of dollars to his family, charities and his church. The other left bills to be paid.

Both men were strong, charismatic and influential. Both men offered me advice, but they did not advise the same things. Both men believed strongly in education but did not recommend the same course of study.

If I had had only one dad, I would have had to accept or reject his advice. Having two dads advising me offered me the choice of contrasting points of view; one of a rich man and one of a poor man.

Instead of simply accepting or rejecting one or the other, I found myself thinking more, comparing and then choosing for myself.

The problem was, the rich man was not rich yet and the poor man not yet poor. Both were just starting out on their careers, and both were struggling with money and families. But they had very different points of view about the subject of money.

For example, one dad would say, "The love of money is the root of all evil." The other, "The lack of money is the root of all evil."

As a young boy, having two strong fathers both influencing me was difficult. I wanted to be a good son and listen, but the two fathers did not say who controls the past controls the future, who controls the present controls the past. the same things. The contrast in their points of view, particularly where money was concerned, was so extreme that I grew curious and intrigued. I began to start thinking for long periods of time about what each was saying.

Much of my private time was spent reflecting, asking myself questions such as, "Why does he say that?" and then asking the same question of the other dad's statement. It would have been much easier to simply say, "Yeah, he's right. I agree with that." Or to simply reject the point of view by saying, "The old man doesn't know what he's talking about." Instead, having two dads whom I loved forced me to think and ultimately choose a way of thinking for myself. As a process, choosing for myself turned out to be much more valuable in the long run, rather than simply accepting or rejecting a single point of view.

One of the reasons the rich get richer, the poor get poorer, and the middle class struggles in debt is because the subject of money is taught at home, not in school. Most of us learn about money from our parents. So what can a poor parent tell their child about money? They simply say "Stay in school and study hard." The child may graduate with excellent grades but with a poor person's financial programming and mind-set. It was learned while the child was young.

Money is not taught in schools. Schools focus on scholastic and professional skills, but not on financial skills. This explains how smart bankers, doctors and accountants who earned excellent grades in school may still struggle financially all of their lives. Our staggering national debt is due in large part to highly educated politicians and government officials making financial decisions with little or no training on the subject of money.

I often look ahead to the new millennium and wonder what will happen when we have millions of people who will need financial and medical assistance. They will be dependent on their families or the government for financial support. What will happen when Medicare and Social Security run out of money? How will a nation survive if teaching children about money continues to be left to parents-most of whom will be, or already are, poor?

Because I had two influential fathers, I learned from both of them. I had to think about each dad's advice, and in doing so, I gained valuable insight into the power and effect of one's thoughts on one's life. For example, one dad had a habit of saying, "I can't afford it." The other dad forbade those words to be used. He insisted I say, "How can I afford it?" One is a statement, and the other is a question. One lets you off the hook, and the other forces you to think. My soon-to-be-rich dad would explain that by automatically saying the words "I can't afford it," your brain stops working. By asking the question "How can I afford it?" your brain is put to work. He did not who controls the past controls the future, who controls the present controls the past.

mean buy everything you wanted. He was fanatical about exercising your mind, the most powerful computer in the world. "My brain gets stronger every day because I exercise it. The stronger it gets, the more money I can make." He believed that automatically saying "I can't afford it" was a sign of mental laziness.

Although both dads worked hard, I noticed that one dad had a habit of putting his brain to sleep when it came to money matters, and the other had a habit of exercising his brain. The long-term result was that one dad grew stronger financially and the other grew weaker. It is not much different from a person who goes to the gym to exercise on a regular basis versus someone who sits on the couch watching television. Proper physical exercise increases your chances for health, and proper mental exercise increases your chances for wealth. Laziness decreases both health and wealth.

My two dads had opposing attitudes in thought. One dad thought that the rich should pay more in taxes to take care of those less fortunate. The other said, "Taxes punish those who produce and reward those who don't produce."

One dad recommended, "Study hard so you can find a good company to work for." The other recommended, "Study hard so you can find a good company to buy."

One dad said, "The reason I'm not rich is because I have you kids." The other said, "The reason I must be rich is because I have you kids."

One encouraged talking about money and business at the dinner ,table. The other forbade the subject of money to be discussed over a meal.

One said, "When it comes to money, play it safe, don't take risks." The other said, "Learn to manage risk."

One believed, "Our home is our largest investment and our greatest asset." The other believed, "My house is a liability, and if your house is your largest investment, you're in trouble."

Both dads paid their bills on time, yet one paid his bills first while the other paid his bills last.

One dad believed in a company or the government taking care of you and your needs. He was always concerned about pay raises, retirement plans, medical benefits, sick leave, vacation days and other perks. He was impressed with two of his uncles who joined the military and earned a retirement and entitlement package for life after twenty years of active service. He loved the idea of medical benefits and PX privileges the military provided its retirees. He also loved the tenure system available through the university. The idea of job protection for life and job benefits seemed more important, at times, than the job. He would often say, "I've worked hard for the government, and I'm entitled to these benefits."
The other believed in total financial self-reliance. He spoke out against the "entitlement" mentality and how it was creating weak and financially needy people. He was emphatic about being financially competent.

One dad struggled to save a few dollars. The other simply created investments.

One dad taught me how to write an impressive resume so I could find a good job. The other taught me how to write strong business and financial plans so I could create jobs.

Being a product of two strong dads allowed me the luxury of observing the effects different thoughts have on one's life. I noticed that people really do shape their life through their thoughts.

For example, my poor dad always said, "I'll never be rich." And that prophesy became reality. My rich dad, on the other hand, always referred to himself as rich. He would say things like, "I'm a rich man, and rich people don't do this." Even when he was flat broke after a major financial setback, he continued to refer to himself as a rich man. He would cover himself by saying, "There is a difference between being poor and being broke. - Broke is temporary, and poor is eternal."

My poor dad would also say, "I'm not interested in money," or "Money doesn't matter." My rich dad always said, "Money is power."

The power of our thoughts may never be measured or appreciated, but it became obvious to me as a young boy to be aware of my thoughts and how I expressed myself. I noticed that my poor dad was poor not because of the amount of money he earned, which was significant, but because of his thoughts and actions. As a young boy, having two fathers, I became acutely aware of being careful which thoughts I chose to adopt as my own. Whom should I listen to-my rich dad or my poor dad?

Although both men had tremendous respect for education and learning, they disagreed in what they thought was important to learn. One wanted me to study hard, earn a degree and get a good job to work for money. He wanted me to study to become a professional, an attorney or an accountant or to go to business school for my MBA. The other encouraged me to study to be rich, to understand how money works and to learn how to have it work for me. "I don't work for money!" were words he would repeat over and over, "Money works for me!"

At the age of 9, I decided to listen to and learn from my rich dad about money. In doing so, I chose not to listen to my poor dad, even though he was the one with all the college degrees.

A Lesson From Robert Frost

Robert Frost is my favourite poet. Although I love many of his poems, my favorite is The Road Not Taken. I use its lesson almost daily:

The Road Not Taken

Two roads diverged in a yellow wood, And sorry I could not travel both And be one traveler, long I stood And looked down one as far as I could To where it bent in the undergrowth;

Then took the other, as just as fair, And having perhaps the better claim, Because it was grassy and wanted wear Though as for that the passing there Had worn them really about the same, And both that morning equally lay In leaves no step had trodden black. Oh, I kept the first for another day! Yet knowing how way leads onto way, I doubted if I should ever come back.

I shall be telling this with a sigh Somewhere ages and ages hence; Two roads diverged in a wood, and I took the one less traveled by, And that has made all the difference. And that made all the difference.

Over the years, I have often reflected upon Robert Frost's poem. Choosing not to listen to my highly educated dad's advice and attitude about money was a painful decision, but it was a decision that shaped the rest of my life.

Once I made up my mind whom to listen to, my education about money began. My rich dad taught me over a period of 30 years, until I was age 39. He stopped once he realized that I knew and fully understood what he had been trying to drum into my often thick skull.

Money is one form of power. But what is more powerful is financial education. Money comes and goes, but if you have the education about how money works, you gain power over it and can begin building wealth. The reason positive thinking alone does not work is because most people went to school and never learned how money works, so they spend their lives working for money.

Because I was only 9 years old when I started, the lessons my rich dad taught me were simple. And when it was all said and done, there were only six main lessons, repeated over 30 years. This book is about those six lessons, put as simply as possible as my rich dad put forth those lessons to me. The lessons who controls the past controls the future, who controls the present controls the past. are not meant to be answers but guideposts. Guideposts that will assist you and your children to grow wealthier no matter what happens in a world of increasing change and uncertainty.

8 Couple most unique in the world

noreply@blogger.com (Me..) — Wed, 11 Nov 2009 08:19:00 +0000

1. Age Difference Couples with Furthest
Marriage to Ahmed Muhamed six between 112 years and Dore Abdulleh Safia took place in 17 years Guriceel, Galguduud in Somalia. Their age difference 95 years!!

2. Couples with High Biggest Difference
Fabien Pretou, born on June 15, 1968, in France, measuring 188.5 cm (6 ft 2 in, married Natalie Lucius, was born on January 19, 1966, with a high 94 cm (3 ft 1 in), in Seyssinet-Pariset, France on April 14, 1990. their height difference is 94.5 cm (37 in)!!

3. Pairs shortest in the world
Douglas Maistre Breger da Silva, was born on September 21, 1969, and Claudia Pereira Rocha, was born on Septermber 6, 1972, both are citizens of Brazil, when they got married on October 27, 1998, in Curitiba, Brazil, when measured high RESULTS those who just 90cm (35 in) and 93cm (36 in)

4. Couple Highest in the world
Anna Haining Swan was born 06 Agustus, 1846 in Mill Brook. At the age of 5 years, high-ana is 4 feet 8 inches tall, and as an adult, he reached a dizzying height of 7 feet 5 1 / 2 inches (about 228cm). And her husband Martin Van Buren Bates was born November 9, 1837 and known as' Kentucky Giant ', reportedly reaching a height of 7 feet 11 inches, but more accurately it around (219cm)!!
They met while visiting a circus in Halifax. Giant couples became the sensation of the tour and eventually fall in love, and on June 17, 1871, at St. Martin of London, they were married. Rev. Rupert Cochrane, a family friend Anna, who happened to be preaching in London at the time, agreed to perform the ceremony. Although the 6-foot-3-inch (1.91 m) stature, Reverend seemed small when standing next to a giant wedding. Combined height of this pair reaches 4.5 meters !!

5. Married Couple with the longest marriage (85 years)
Zelmyra Herbert and Fisher, North Carolina, have been married for 85 years right on May 13, 2009. Zelmyra Herbert 101 years and 104 years on June 10, 2009 ..!!

6. Couple with the Same Name!
Not too strange to hear stories about couples who met through the virtual world. But this is not unusual when the couple who met online and married also have the same name! In this case, a man from Texas named Kelly Hildebrandt and a girl from Florida named Kelly Hildebrandt. They will get married. The boys find a Kelly girl because the girl who invited him because of the same name. "I want to know if there are other Hildebrandts Kelly on Facebook" he explained. "So, I searched my own name and he's the one that appears. And actually when I saw his picture I then said" oh, he's cute! "" And Kelly was the guy in Texas is also interested in the Kelly girls. 8 months later they finally were ready to turn into the square of Kelly Hildebrandt.

7. The couple's youngest world
Every little girl dream of her wedding day, complete a beautiful white dress and, of course, the perfect man. But Jayla Cooper (9 years) did not have enough time to wait for Mr. Right. his girl has been battling leukemia for two years, a battle that will end in a matter of weeks. his friend, Jose Griggs, 7 years old, a fellow patient at Children's Medical Center in Dallas was his dream. Jayla and Jose faithful engaged in February 2009 to fulfill the last wish: Getting a beautiful wedding, surrounded by family and friends. Of interest to the banquet hall,
and soon Jayla died Wednesday, April 1, 2009 ...

8. Separate couples longest (60 years)!!
Sixty years ago, Boris Kozlov and Anna married just three days before he had to sail out with the Red Army units. When she returned, she and her family had gone - banished to Siberia by Stalin's purges. Then one day, on the occasion of the meeting, they meet again!
"I think my eyes are playing me," said Anna. "I saw a man who looked familiar was approaching me, his eyes staring at me. My heart jumped. I knew it was him. I was crying with joy." Aged 80 years, Boris has been returned to visit his parents grave. When he stepped out of the car, he turned to see Anna standing by her old house, where they had lived for a few days after the wedding. "I ran to him and said: 'My dear, I've been waiting for so long. My wife, my life ..."

Painter With The Best Memories

noreply@blogger.com (Me..) — Tue, 10 Nov 2009 08:52:00 +0000

Named Stephen Wiltshire, an autistic artist, has a very great gift. How do amazing, Stephen has a memory that is extraordinary! He just needed time for 20 minutes around the city of New York, after returning from his sightseeing, Stephen could come back to remember all that he saw this in detail! Then on the long white paper New York City back he described it, in detail!

Previously Stephen was also painted in various cities, like Tokyo, Rome, Hong Kong, Frankfurt, Madrid, Dubai, Jerusalem and London on a giant canvas.

Then in 2006 Stephen was awarded the British Empire for the arts. And until now Stephen had opened a permanent gallery at the Royal Opera Arcade, Pall Mall. Wow, painter actually wrote a reliable.

Photo : New York City

Rich Dad Poor Dad Robert Kiyosaki (1)

noreply@blogger.com (Me..) — Wed, 04 Nov 2009 03:39:00 +0000

Introduction

Does school prepare children for the real world? "Study hard and get good grades and you will find a high-paying job with great benefits," my parents used to say. Their goal in life was to provide a college education for my older sister and me, so that we would have the greatest chance for success in life. When T finally earned my diploma in 1976-graduating with honors, and near the top of my class, in accounting from Florida State University -my parents had realized their goal. It was the crowning achievement of their lives. In accordance with the "Master Plan," I was hired by a "Big 8" accounting firm, and I looked forward to a long career and retirement at an early age.

My husband, Michael, followed a similar path. We both came from hard working families, of modest means but with strong work ethics. Michael also graduated with honors, but he did it twice: first as an engineer and then from law school. He was quickly recruited by a prestigious Washington , D.C. , law firm that specialized in patent law, and his future seemed bright, career path well- defined and early retirement guaranteed.

Although we have been successful in our careers, they have not turned out quite as we expected. We both have changed positions several times-for all the right reasons-but there are no pension plans vesting on our behalf. Our retirement funds are growing only through our individual contributions.

Michael and I have a wonderful marriage with three great children. As I write this, two are in college and one is just beginning high school. We have who controls the past controls the future, who controls the present controls the past.

Spent a fortune making sure our children have received the best education available.

One day in 1996, one of my children came home disillusioned with school. He was bored and tired of studying. "Why should I put time into studying subjects I will never use in real life?" he protested. Without thinking, I responded, "Because if you don't get good grades, you won't get into college." "Regardless of whether I go to college," he replied, "I'm going to be rich."

"If you don't graduate from college, you won't get a good job," I responded with a tinge of panic and motherly concern. "And if you don't have a good job, how do you plan to get rich?"

My son smirked and slowly shook his head with mild boredom. We have had this talk many times before. He lowered his head and rolled his eyes. My words of motherly wisdom were falling on deaf ears once again.

Though smart and strong-willed, he has always been a polite and respectful young man. "Mom," he began. It was my turn to be lectured. "Get with the times! Look around; the richest people didn't get rich because of their educations. Look at Michael Jordan and Madonna. Even Bill Gates, who dropped out of Harvard, founded Microsoft; he is now the richest man in America , and he's still in his 30s. There is a baseball pitcher who makes more than $4 million a year even though he has been labeled N mentally challenged.' "

There was a long silence between us. It was dawning on me that I was giving my son the same advice my parents had given me. The world around us has changed, but the advice hasn't.

Getting a good education and making good grades no longer ensures success, and nobody seems to have noticed, except our children. "Mom," he continued, "I don't want to work as hard as you and dad do. You make a lot of money, and we live in a huge house with lots of toys. If I follow your advice, I'll wind up like you, working harder and harder only to pay more taxes and wind up in debt. There is no job security anymore; I know all about downsizing and rightsizing. I also know that college graduates today earn less than you did when you graduated. Look at doctors. They don't make nearly as much money as they used to. I know I can't rely on Social Security or company pensions for retirement. I need new answers."

He was right. He needed new answers, and so did I. My parents' advice may have worked for people born before 1945, but it may be disastrous for those of who controls the past controls the future, who controls the present controls the past.

us born into a rapidly changing world. No longer can I simply say to my children, "Go to school, get good grades, and look for a safe, secure job." I knew I had to look for new ways to guide my children's education.

As a mother as well as an accountant, I have been concerned by the lack of financial education our children receive in school. Many of today's youth have credit cards before they leave high school, yet they have never had a course in money or how to invest it, let alone understand how compound interest works on credit cards. Simply put, without financial literacy and the knowledge of how money works, they are not prepared to face the world that awaits them, a world in which spending is emphasized over savings.

When my oldest son became hopelessly in debt with his credit cards as a freshman in college, I not only helped him destroy the credit cards, but I also went in search of a program that would help me educate my children on financial matters.

One day last year, my husband called me from his office. "I have someone I think you should meet," he said. "His name is Robert Kiyosaki. He's a businessman and investor, and he is here applying for a patent on an educational product. I think it's what you have been looking for."

Just What I Was Looking For My husband, Mike, was so impressed with CASHFLOW, the new educational product that Robert Kiyosaki was developing, that he arranged for both of us to participate in a test of the prototype. Because it was an educational game, I also asked my 19-year-old daughter, who was a freshman at a local university, if she would like to take part, and she agreed.

About fifteen people, broken into three groups, participated in the test. Mike was right. It was the educational product I had been looking for. But it had a twist: It looked like a colorful Monopoly board with a giant well- dressed rat in the middle. Unlike Monopoly, however, there were two tracks: one inside and one outside. The object of the game was to get out of the inside track-what Robert called the "Rat Race" and reach the outer track, or the "Fast Track." As Robert put it, the Fast Track simulates how rich people play in real life.

Robert then defined the "Rat Race" for us. "If you look at the life of the average-educated, hard-working person, there is a similar path. The child is born and goes to school. The proud parents are excited because the child excels, gets fair to good grades, and is accepted who controls the past controls the future, who controls the present controls the past. into a college. The child graduates, maybe goes on to graduate school and then does exactly as programmed: looks for a safe, secure job or career. The child finds that job, maybe as a doctor or a lawyer, or joins the Army or works for the government. Generally, the child begins to make money, credit cards start to arrive in mass, and the shopping begins, if it already hasn't.

"Having money to burn, the child goes to places where other young people just like them hang out, and they meet people, they date, and sometimes they get married. Life is wonderful now, because today, both men and women work. Two incomes are bliss. They feel successful, their future is bright, and they decide to buy a house, a car, a television, take vacations and have children. The happy bundle arrives. The demand for cash is enormous. The happy couple decides that their careers are vitally important and begin to work harder, seeking promotions and raises. The raises come, and so does another child and the need for a bigger house. They work harder, become better employees, even more dedicated. They go back to school to get more specialized skills so they can earn more money. Maybe they take a second job. Their incomes go up, but so does the tax bracket they're in and the real estate taxes on their new large home, and their Social Security taxes, and all the other taxes. They get their large paycheck and wonder where all the money went. They buy some mutual funds and buy groceries with their credit card. The children reach 5 or 6 years of age, and the need to save for college increases as well as the need to save for their retirement.

"That happy couple, born 35 years ago, is now trapped in the Rat Race for the rest of their working days. They work for the owners of their company, for the government paying taxes, and for the bank paying off a mortgage and credit cards.

"Then, they advise their own children to "study hard, get good grades, and find a safe job or career.' They learn nothing about money, except from those who profit from their na ï vet é , and work hard all their lives. The process repeats into another hard-working generation. This is the N Rat Race'."

The only way to get out of the "Rat Race" is to prove your proficiency at both accounting and investing, arguably two of the most difficult subjects to master. As a trained CPA who once worked for a Big 8 accounting firm, I was surprised that Robert had made the learning of these two subjects both fun and exciting. The process was so well disguised that while we were diligently working to get out of the "Rat Race," we quickly forgot we were learning.

Soon a product test turned into a fun afternoon with my daughter, talking about things we had never discussed before. As an accountant, playing a game that required an Income Statement and Balance Sheet was easy. So I had the time who controls the past controls the future, who controls the present controls the past.

to help my daughter and the other players at my table with concepts they did not understand. I was the first person-and the only person in the entire test group-to get out of the "Rat Race" that day. I was out within 50 minutes, although the game went on for nearly three hours.

At my table was a banker, a business owner and a computer programmer. What greatly disturbed me was how little these people knew about either accounting or investing, subjects so important in their lives. I wondered how they managed their own financial affairs in real life. I could understand why my 19-year-old daughter would not understand, but these were grown adults, at least twice her age.

After I was out of the "Rat Race," for the next two hours I watched my daughter and these educated, affluent adults roll the dice and move their markers. Although I was glad they were all learning so much, I was disturbed by how much the adults did not know about the basics of simple accounting and investing. They had difficulty grasping the relationship between their Income Statement and their Balance Sheet. As they bought and sold assets, they had trouble remembering that each transaction could impact their monthly cash flow. I thought, how many millions of people are out there in the real world struggling financially, only because they have never been taught these subjects?

Thank goodness they're having fun and are distracted by the desire to win the game, I said to myself. After Robert ended the contest, he allowed us fifteen minutes to discuss and critique CASHFLOW among ourselves.

The business owner at my table was not happy. He did not like the game. "I don't need to know this," he said out loud. "I hire accountants, bankers and attorneys to tell me about this stuff."

To which Robert replied, "Have you ever noticed that there are a lot of accountants who aren't rich? And bankers, and attorneys, and stockbrokers and real estate brokers. They know a lot, and for the most part are smart people, but most of them are not rich. Since our schools do not teach people what the rich know, we take advice from these people. But one day, you're driving down the highway, stuck in traffic, struggling to get to work, and you look over to your right and you see your accountant stuck in the same traffic jam. You look to your left and you see your banker. That should tell you something."

The computer programmer was also unimpressed by the game: "I can buy software to teach me this."

The banker, however, was moved. "I studied this in school-the accounting part, that is-but I never knew how to apply it to real life. Now I know. I need to get myself out of the N Rat Race.' " who controls the past controls the future, who controls the present controls the past.

But it was my daughter's comments that most touched me. "I had fun learning," she said. "I learned a lot about how money really works and how to invest."

Then she added: "Now I know I can choose a profession for the work I want to perform and not because of job security, benefits or howmuch I get paid. If I learn what this game teaches, I'm free to do and study what my heart wants to study. . .rather than study something because businesses are looking for certain job skills. If I learn this, I won't have to worry about job security and Social Security the way most of my classmates already do."

I was not able to stay and talk with Robert after we had played the game, but we agreed to meet later to further discuss his project. I knew he wanted to use the game to help others become more financially savvy, and I was eager to hear more about his plans.

My husband and I set up a dinner meeting with Robert and his wife within the next week. Although it was our first social get-together, we felt as if we had known each other for years.

We found out we had a lot in common. We covered the gamut, from sports and plays to restaurants and socio-economic issues. We talked about the changing world. We spent a lot of time discussing how most Americans have little or nothing saved for retirement, as well as the almost bankrupt state of Social Security and Medicare. Would my children be required to pay for the retirement of 75 million baby boomers? We wondered if people realize how risky it is to depend on a pension plan.

Robert's primary concern was the growing gap between the haves and have nots, in America and around the world. A self-taught, self-made entrepreneur who traveled the world putting investments together, Robert was able to retire at the age of 47. He came out of retirement because he shares the same concern I have for my own children. He knows that the world has changed, but education has not changed with it. According to Robert, children spend years in an antiquated educational system, studying subjects they will never use, preparing for a world that no longer exists.

"Today, the most dangerous advice you can give a child is N Go to school, get good grades and look for a safe secure job,' " he likes to say. "That is old advice, and it's bad advice. If you could see what is happening in Asia , Europe , South America , you would be as concerned as I am." who controls the past controls the future, who controls the present controls the past.

It's bad advice, he believes, "because if you want your child to have a financially secure future, they can't play by the old set of rules. It's just too risky. " I asked him what he meant by "old rules?" . People like me play by a different set of rules from what you play by," he said. "What happens when a corporation announces a downsizing?"

"People get laid off," I said. "Families are hurt. Unemployment goes up." "Yes, but what happens to the company, in particular a public company on the stock exchange?"

"The price of the stock usually goes up when the downsizing is announced," I said. "The market likes it when a company reduces its labor costs, either through automation or just consolidating the labor force in general."

"That's right," he said. "And when stock prices go up, people like me, the shareholders, get richer. That is what I mean by a different set of rules. Employees lose; owners and investors win."

Robert was describing not only the difference between an employee and employer, but also the difference between controlling your own destiny and giving up that control to someone else.

"But it's hard for most people to understand why that happens," I said. "They just think it's not fair."

"That's why it is foolish to simply say to a child, "Get a good education,' " he said. "It is foolish to assume that the education the school system provides will prepare your children for the world they will face upon graduation. Each child needs more education. Different education. And they need to know the rules. The different sets of rules."

"There are rules of money that the rich play by, and there are the rules that the other 95 percent of the population plays by," he said. "And the 95 percent learns those rules at home and in school. That is why it's risky today to simply say to a child, N Study hard and look for a job.' A child today needs a more sophisticated education, and the current system is not delivering the goods. I don't care how many computers they put in the classroom or how much money schools spend. How can the education system teach a subject that it does not know?"

So how does a parent teach their children, what the school does not? How do you teach accounting to a child? Won't they get bored? And how do you teach investing when as a parent you yourself are risk averse? Instead of teaching my who controls the past controls the future, who controls the present controls the past. children to simply play it safe, I decided it was best to teach them to play it smart.

"So how would you teach a child about money and all the things we've talked about?" I asked Robert. "How can we make it easy for parents especially when they don't understand it themselves?"

"I wrote a book on the subject, " he said. "Where is it?" "In my computer. It's been there for years in random pieces. I add to it occasionally but I've never gotten around to put it all together. I began writing it after my other book became a best seller, but I never finished the new one. It's in pieces."

And in pieces it was. After reading the scattered sections, I decided the book had merit and needed to be shared, especially in these changing times. We agreed to co-author Robert's book.

I asked him how much financial information he thought a child needed. He said it would depend on the child. He knew at a young age that he wanted to be rich and was fortunate enough to have a father figure who was rich and willing to guide him. Education is the foundation of success, Robert said. Just as scholastic skills are vitally important, so are financial skills and communication skills. What follows is the story of Robert's two dads, a rich one and a poor one, that expounds on the skills he's developed over a lifetime. The contrast between two dads provides an important perspective. The book is supported, edited and assembled by me. For any accountants who read this book, suspend your academic book knowledge and open your mind to the theories Robert presents. Although many of them challenge the very fundamentals of generally accepted accounting principles, they provide a valuable insight into the way true investors analyze their investment decisions.

When we as parents advise our children to "go to school, study hard and get a good job," we often do that out of cultural habit. It has always been the right thing to do. When I met Robert, his ideas initially startled me. Having been raised by two fathers, he had been taught to strive for two different goals. His educated dad advised him to work for a corporation. His rich dad advised him to own the corporation. Both life paths required education, but the subjects of study were completely different. His educated dad encouraged Robert to be a smart person. His rich dad encouraged Robert to know how to hire smart people.

Having two dads caused many problems. Robert's real dad was the superintendent of education for the state of Hawaii . By the time Robert was 16, who controls the past controls the future, who controls the present controls the past. the threat of "If you don't get good grades, you won't get a good job" had little effect. He already knew his career path was to own corporations, not to work for them. In fact, if it had not been for a wise and persistent high school guidance counselor, Robert might not have gone on to college. He admits that. He was eager to start building his assets, but finally agreed that the college education would also be a benefit to him.

Truthfully, the ideas in this book are probably too far fetched and radical for most parents today. Some parents are having a hard enough time simply keeping their children in school. But in light of our changing times, as parents we need to be open to new and bold ideas. To encourage children to be employees is to advise your children to pay more than their fair share of taxes over a lifetime, with little or no promise of a pension. And it is true that taxes are a person's greatest expense. In fact, most families work from January to mid-May for the government just to cover their taxes. New ideas are needed and this book provides them.

Robert claims that the rich teach their children differently. They teach their children at home, around the dinner table. These ideas may notbe the ideas you choose to discuss with your children, but thank you for looking at them. And I advise you to keep searching. In my opinion, as a mom and a CPA, the concept of simply getting good grades and finding a good job is an old idea. We need to advise our children with a greater degree of sophistication. We need new ideas and different education. Maybe telling our children to strive to be good employees while also striving to own their own investment corporation is not such a bad idea.

It is my hope as a mother that this book helps other parents. It is Robert's hope to inform people that anyone can achieve prosperity if they so choose. If today you are a gardener or a janitor or even unemployed, you have the ability to educate yourself and teach those you love to take care of themselves financially. Remember that financial intelligence is the mental process via which we solve our financial problems.

Today we are facing global and technological changes as great or even greater than those ever faced before. No one has a crystal ball, but one thing is for certain: Changes lie ahead that are beyond our reality. Who knows what the future brings? But whatever happens, we have two fundamental choices: play it safe or play it smart by preparing, getting educated and awakening your own and your children's financial genius. - Sharon Lechter who controls the past controls the future, who controls the present controls the past.

For a FREE AUDIO REPORT "What My Rich Dad Taught Me About Money" all you have to do is visit our special website at www.richdadbooki.com and the report is yours free.

Thank you Rich Dad, Poor Dad

10 Great things NOT to do with Google AdSense

noreply@blogger.com (Me..) — Tue, 03 Nov 2009 01:41:00 +0000

by: Diane Nassy

There is no question that you can make some good money with Google AdSense, but you’re setting yourself up for disaster if you make any of these Top 10 mistakes!

1. Do not use fake information when opening your Google AdSense account.

Google says that’s a no-no and they will cut your account off and keep all the money you may have earned. Besides, trying to hide your true identity can cause serious problems with the I.R.S. or whoever your tax authority is.

2. Do not hack or modify Google AdSense code other than to change the parameters that Google authorizes you to change.

Any attempt to bypass Google’s built-in algorithms not only poses a danger to the integrity of the network, but it threatens the financial modle that Google operates under. You’re not dealing with some Mom-and-Pop company here, and Google has the legal muscle and deep enough pockets to drag you through every court in the land if you damage their business with your hacking antics.

3. Keep AdSense ads off of your registration, confirmation, and all "thank you" pages.

Don’t ask me why you can’t put your ads there. It makes sense to me that those would be wonderful locations. Google thinks otherwise, however, and doing so is a hanging offense according to their Terms of Service.

4. Do not display AdSense ads and a competitor's ads (like Overture's) on the same page at the same time.

That just makes plain good sense. Google doesn’t demand 100% SITE loyalty from you, but they do insist that their own ads not be cluttered up by offerings from their competitors.

5. Don't "beg for clicks" or provide any incentive for clicking on your Google AdSense ads.

This is a biggie and you see this rule violated all the time. Any of the “get paid to do stuff” sites that put Google ads in the member’s control panels are walking the plank and they don’t even realize it. Even those sites with the polite little messages asking you to “help keep my site running by clicking on our sponsor’s ads” are asking to be cut off if those happen to be Google ads.

6. Never click on the ads running on your own site, even if you are genuinely interested in the product or service and are thinking of buying it!

Nothing screams FRAUD louder than a webmaster running up his or her own click counts by happily clicking on ads fromtheir own site. The Google Gods can track this activity and it won’t be long until you find yourself getting a goodbye note from their fraud team.

7. No misleading labeling

Google is very specific about what text can be placed around their ads. Their Terms of Service state: “Publishers may not label the ads with text other than ‘sponsored links’ or ‘advertisements.’ This includes any text directly above our ads that could be confused with, or attempt to be associated with Google ads.”

This is to keep visitors from becoming confused and barking up Google’s tree when they clicked on an ad that led to a porn site instead of the recipe site they were expecting to visit.

8. Avoid keyword spamming and other divisive tricks

You may be tempted to buy one of those “generates thousands of key-word rich pages in seconds” programs that are so popular these days but I’ll tell you this: Their days are numbered. Google is wise to such shenanigans and they will be hot on your trail. Other prohibited gimmicks include:

• ”Sneaky” page redirects that send a visitor off to a different site then they were expecting to visit.

• Multiple sites, domains, pages, etc. which have substantially duplicate content.

• Hidden text or links of any type.

• Excessive outbound links on any page. Google recommends no more than 100. I’d keep it way below that.

• And here is a nugget of wisdom straight from Google’s mouth: “Do not participate in link schemes designed to increase your site's ranking or PageRank. In particular, avoid links to web spammers or "bad neighborhoods" on the web as your website may be affected adversely by those links.

9. Don’t advertise anything on Google’s prohibited items list.

It’s a lot shorter lists than PayPal’s or eBay’s, but it includes a lot of the same stuff like hacking/cracking content, porn, illegal drugs, gambling sites, beer or hard alcohol (I guess wine is OK), weapons, and the other usual stuff.

10. And the 10th dumbest thing NOT to do with Google AdSense is to let the other nine things stop you from running an honest site that’s designed to make the most out of this very profitable opportunity that Google offers!

My Dog Skip : Best Movies from Children’s Books

noreply@blogger.com (Me..) — Mon, 02 Nov 2009 05:02:00 +0000

So has everybody made plans to take their young’uns to see “Where The Wild Things Are,” the movie based on the classic children’s book by Maurice Sendak? The book is a staple in young people’s libraries and now is a film from director Spike Jonze.

Why not, then, a look at the best movies based on children’s books? (For this list, I considered only live-action movies, not cartoons.)

To be sure, the bulk of the children’s movies I’ve seen were when I was a kid, and then when my kids were kids. This leaves several blocks of time when I was not seeking out such fare at the cinema. (I also must confess that I have never read nor seen “Where The Red Fern Grows,” which I’m sure is high on the list of many.)

Also, there have been some excellent books — such as “Charlotte’s Web and “The Lion, the Witch and the Wardrobe” — that have been justly honored for their quality. But I thought the movies were average. And don’t expect to find either version of Roald Dahl’s “Charlie & The Chocolate Factory,” for I am in the minority by being unimpressed with both versions. (But fear not, Dahl fans, the author is represented in the list.)

So let’s get to my favorite movies based on children’s books. When you’re done, please leave your suggestions. Thanks:

10. Harriet the Spy (1996), Louise Fitzhugh: A young girl has a habit of writing things down in a notebook. When she loses it, and it is discovered by her classmates, some hurtful things she wrote become public. Michele Trachtenberg (”Gossip Girl”, “Buffy the Vampire Slayer”) stars in title role.

6. My Dog Skip (2000), Willie Morris: A shy boy (superbly played by Frankie Muniz of “Malcolm in the Middle”) finds his only friend in a dog, and the two set out on great adventures. The movie also has strong performances from Kevin Bacon and Diane Lane. Don’t forget to bring your handkerchiefs!

copyright usposttoday

Health Insurance Tips Guide

noreply@blogger.com (Me..) — Thu, 29 Oct 2009 06:03:00 +0000

Sound health is an indispensable feature of every individual’s life. No targets and success can be achieved if we are physically unwell. In order to safeguard this central aspect of our life, health insurance is the need of the hour.

Health insurance as we all know is the best way to secure your health against all expected and unexpected problems. Due to this almost every individual seeks to acquire a health insurance policy.

At present there are many companies offering health insurance. While going for a health insurance policy you will confront a choice between private and government insurance. Prior to opting for either policy, you should know that with a private health insurance you would have an access to luxurious private hospitals, wide range of private doctors to choose from and mostly immediate treatment. While in a government health insurance scheme the lifetime health cover penalizes people who take out health insurance later in life with higher premiums. If you take the policy after your 31st birthday you will be required to pay a 2% surcharge annually up to 70%. So for instance if you acquire the policy at the age of 50 you will have to pay 30% more than a person who joined at the age of 30.

Government health insurance policy also comes up with a Medicare levy surcharge according to which unmarried people earning more than $50k and married couples with or without children earning more than $100k will pay an extra 1% Medicare surcharge in addition to 1.5% Medicare levy most people pay. But this extra annual expenditure of $500 to $1000 can be avoided by opting for hospital insurance.

Premium plays a key role in choosing the kind of policy you want. Money can be saved on premium in various ways such as purchasing a policy with ‘excess’ or the money that an individual is required to pay for stay in a hospital before benefits are payable. You can also buy a policy that asks for a co-payment. In case of co-payment if you don’t go into hospital, the member decides to pay usually a fixed amount of money each time he avails the service. Choosing a policy that doesn’t include several treatment facilities is also an option to lower your premium rates. Besides this you can also buy a policy that only covers you as a private patient in a public hospital. However it is better and in the long run beneficial to take a policy that offers a high ‘excess’ in comparison to those that exclude several treatment conditions. Some commonly barred treatments are- cosmetic surgery, cataract surgery, rehabilitation, hip, knee and other joint replacements, obstetrics and birth related care, assisted reproduction and psychiatric care. In case you want coverage for any of these treatments, prior to purchasing make sure your policy includes it.

11 SEO Tips

noreply@blogger.com (Me..) — Thu, 29 Oct 2009 05:09:00 +0000

Search engine optimization is a requirement for growing your business online just like a Yellow Pages listing was in the 20th century. If you’re not prominently listed in search engine results, your business may as well not exist to millions of potential customers.

Despite lots of hype by SEO consultants, the basics of SEO are actually pretty straightforward. In fact, I recommend against hiring SEO consultants until you have tried this article’s DIY strategies for improving search engine ranking yourself. This will save you money and make you a smarter web marketer.

Here are my Top Eleven Do-It-Yourself Search Engine Optimization Tips.
A. Link Exchange Tips

1. Relevant Link Backs

The most important factor in determining search engine rankings today is the number and quality of other sites that link to your site. Search engines count these links to determine how authoritative your website is, and use the count to assign a ranking relative to other sites in your target market.

To boost your site’s rankings, you need sites that are relevant to your topic area to link back to you. Their relevance to your topic is important because the choice by a related site to link to yours validates your site’s credibility for your target topics.

2. Highly Ranked Link Backs

Because the sites that link to you help determine your site’s ranking, it’s best if you get sites that are not only relevant but also already highly ranked to link. Some of their high ranking with the search engines basically "rubs off" on your website if they link to you.

3. Anchor Text Link Backs

While almost any relevant or authoritative links back to your website are helpful, it will improve your site’s search engine ranking more if the text of those links contains keywords that are important to your site’s products or subject matter.

So, for example, don’t just ask for links using your domain name or "click here" as the "anchor text". Instead you should ask your link exchange partners to link to your site using text like "best deals on plasma TVs", or "Indianapolis chiropractor".

Such keyword-loaded anchor text links are helpful because the search engines essentially give you "double points" by counting both the link itself and that link’s reinforcement of your website’s importance for the keyword topics it contains.
B. SEO Design Tips

4. No Flash Movies

Don’t hide your web pages behind animated movies that play using Flash software. They may be pretty but search engines prefer plain text today and cannot read Flash. So don’t do it because it may prevent search engines from indexing your site at all.

5. Menus in Text

Similarly, don’t hide your navigational menu links in images. Search engines cannot read graphics as well as they can read text. Your navigational menu is critical for search engine spiders to read both because the menu’s entries demonstrate the hierarchy of your website, and because the keywords contained in menu links tell the search engine what you think is important on each page.

6. Keywords in Image "ALT" and "Title" Tags

As stated previously, search engine crawlers cannot read graphics. You can increase the SEO impact of images on your pages by ensuring that you title and tag them appropriately.

This means renaming JPEG’s and other non-text files with new names that include keywords. So, a photo of a cat should be renamed from "c4289b.jpg" to "cat.jpg" if you want any search engine ranking benefit related to "cat" keywords.

The ALT tags and TITLE tags associated with each image are also great places to insert keywords that can be even more specific than the file name example.

7. Understanding Keywords

To rank highly in the search engine results you need to pick appropriate key words and phrases with which to promote your site. You don’t want the keywords to be so broad (e.g. "cars", "shirts", "consulting") that your site is lost in a sea of competitors on page 28 of Google’s results. You also don’t want to target keywords that are so narrow that few people are likely to search on them.

You can use free online research tools like Google’s Keyword Tool to help you brainstorm appropriate keywords, and Google’s Traffic Estimator Sandbox to find those keywords where there is customer demand to support your website’s business.

The key to uncovering your best keywords is to think like your customer. This means avoiding industry buzzwords or lingo to use simple, "natural language" instead. So try targeting "warm socks" instead of "men’s support hosiery", for example.

8. Meta Tags

While not as important to search engine ranking calculations as they used to be, the "meta tags" hidden in each web page’s HTML code should be tweaked to maximize their potential impact. This means including your keywords so that they appear in the "title", "description", and "keywords" meta tag fields. This is easily done in most web page publishing tools or content management systems (or ask your tech guys to do it). Many search engines reference these fields to identify what keywords you see as most representative of your page’s content.

9. Headline Placements

The visible elements of your web pages’ headlines, links, and text should all be reviewed for keyword inclusion also. The search engines give extra weight to any words that are included in the titles of each page and section, and wherever text is bolded, highlighted, or linked. Their logic here is that if you are emphasizing those words visually to site visitors, then those words are probably key to your site’s content, too.

10. Keywords in Your URL

You want to use your keywords in as many other appropriate places as possible, too. For example if you can use them in your website’s URL that can help your ranking. (Of course, you must balance this against making your URL longer, harder to remember, and perhaps more difficult to spell, too.)

11. Page File Names

Further reinforcement of your keywords by using them in your page titles and file names is also a good idea. This can result in URLs for your popular pages that look like this: http://www.yourbrandnamekeyword.com/keyword-keyword.html
Caution: Avoid Keyword Stuffing

NOTE: You must balance all of this keyword advice against the rules that many search engines have about "keyword stuffing". This means that you shouldn’t go crazy with the keyword insertion -- search engines are wary of sites that overdo it. They prefer your text copy to appear like normal conversational or sales copy.

This suggests a keyword "density" of less than 15%. In other words, for every 100 words of copy on the page, you don’t want to have more than 15 of them as your keywords. Many experts advise even lower, down as low as 3-5%.

7 Most Beautiful Beaches in Bali

noreply@blogger.com (Me..) — Wed, 28 Oct 2009 06:55:00 +0000

Bali is a tourist who is recognized by the World will be the natural beauty and cultural richness that is very thick, even the beach in Bali is one of the 10 best beaches in the world, where and what are the most beautiful beaches of this retreat?

Padang Bai

Padang Bai beach is located in the port of crossing Bali - Lombok is Padang Bai, the beach is maintained cleanliness and beauty. For anglers and divers (diver) really loved this beach. Because even adjacent to the port but the sea biota are still very well maintained. But careful if you want to dive here, sometimes the current is very fast.

Legian and Seminyak beach

It is located on the coast north of Kuta beach has the same atmosphere Kuta beach, but beaches at Legian and Seminyak are distinguished by Kuta beach is clean and the atmosphere is not so crowded. Legian and Seminyak beach is a favorite place of my sunset pictures, because the atmosphere of the sunset each day is never the same and very unique.

Dreamland Beach.

This beach is very popular tourist foreign tourists, white sand stretches very wide. Coral reefs and beaches adorn this large, one white sand beach in Bali is very beautiful and exotic. Unfortunately only access to this place because it's rather difficult to enter the luxury housing complex and a very steep road down, so cautious dikala rainy season.

Sanur beach

Sanur area and the surrounding area one of the first developing tourism in Bali, we can feel a village atmosphere with peace than in other coastal areas. Since large scale renovation sanur beach today turned into a very beautiful beaches and friendly. The many activities and resorts that are sanur area makes Sanur Beach one alternative beach worth a visit.

Amed and Tulamben beach

Amed and Tulamben beach is adjacent beach, almost like a second character of this beach. Amed beach but still very much a virgin and not a dating domestic tourists come here. Tulamben beach is favored by the Diver who want to dive here. Because here there are U.S. warship that foundered and not too deep. So that this beach is one of the exotic beach retreat,

Lovina Beach

Famous beaches located in the north island of Bali, the characters here is slightly different sand beach bali beach the other for black sand. Also very popular in this Lovina Beach is every morning we could see a bunch of Dolphin fish - dolphin who played on this beach, to see these dolphins dolphin we can hire a fishing boat that can be ordered directly to dihotel or fishermen. Do not forget to bring a telephoto lens and wide, because it could have dolphin dolphins suddenly appeared beside you.

Candi Dasa beach

Island east of Bali and 2 trip from Denpasar you will find a recreational area that is well-known Candi Dasa, and the beauty of the beaches are very stunning. Many activities can be conducted on this beach, one of which is snorkelling and diving you can do here.

High Paying Adsense Keywords for Bloggers

noreply@blogger.com (Me..) — Sat, 24 Oct 2009 07:48:00 +0000

Keywords are the words that people using on search engines to find their desired stuff.Advertiser will use the same keywords to advertise on sites.Advertisers will buy the keywords with Google to display their ads on sites across who are using Adsense.Finally am saying,ads appearing on your sites will depend on the keywords you’re using in your posts.

If you target using high paid keywords in your posts,then Google will show high paid ads in your site.This way you will get more bucks per click.The formula is simple, High paid keywords target = High you will receive.Finally all you have to Do is,just spend some time to search the high paid keywords on the topic you are writing post.Then try to use those keywords to design your post.

Where to find high paid keywords? Ha,here are some of the best Tools in the market which will tell you the keywords for free.

Best keyword Selection Tools:

Overture Inventory Keyword Selector Tool
WordTracker keyword research tool
Google AdWords Keyword Tool External
Digital Point Keyword Suggestion Tool
Submit Express Keyword Suggestion Tool
Keyword Country free keyword tool

Can you believe there are keywords paying $60 per click.All that depends on how popular and how old is your site to get good paid ads.Targeting keywords is just one of the many ways to increase Adsense revenue.Keep going with what you’re doing now and learn new things day by day.You will definitely achieve your target on the ling run.
Word hard+Keep going+Never loose hopes=Sweet Success :) Happy Blogging!

Pendet, Balinese Dance

noreply@blogger.com (Me..) — Sat, 24 Oct 2009 06:05:00 +0000

Pendet is a traditional Balinese dance, in which offerings are made to purify the temple or theater as a prelude to ceremonies or other dances. Pendet is typically performed by young girls, carrying bowls of flower petals, handfuls of which are cast into the air at various times in the dance. Pendet can be thought of as a dance of greeting, to welcome the audience and invite spirits to enjoy a performance.

Traditional Balinese dances are the oldest form of performing arts in Bali. Traditional dances can be divided into two types, sacred dance called Wali and entertainment dance called Bebalihan. Wali (sacred dance) is usually performed in some ritual ceremonies only because it has strong magical powers and only can be performed by specific dancers. Bebalihan are usually performed in social events. In addition to entertain, Bebalihan also has other purposes such as: welcoming guests, celebration of harvests, or gathering crowds. Bebalihan has more variations than Wali.

Pendet is the presentation of an offering in the form of a ritual dance. Unlike the exhibition dances that demand arduous training, Pendet may be danced by anyone. It is taught simply by imitation.

Younger girls follow the movements of the elder women, who recognize their responsibility in setting a good example. Proficiency comes with age. As a religious dance, Pendet is usually performed during temple ceremonies.

All dancers carry in their right hand a small offering of incense, cakes, water vessels, or flower formations. With these they dance from shrine to shrine within the temple. Pendet may be performed intermittently throughout the day and late into the night during temple feasts.

The original Pendet dance is performed by 4-5 young girls (before their puberty) in temple yards. Pendet dancers bring flowers in small Bokor (silver bowls for keeping flowers in a ceremony). They spread the flowers around the temple. This dance is a symbol of welcoming God in some ritual ceremonies in Bali. Pendet actually has simple dance movements. These movements are the basic dance movements of Balinese dance. Pendet has undergone later development with variations and now is not only performed in ritual ceremonies but also in some social events. Pendet since has been known as a welcoming dance.

Resolved: An Unknown Error Occurred (0xE8008001) on iPhone

noreply@blogger.com (Me..) — Tue, 20 Oct 2009 09:10:00 +0000

The Application “Sygic Australia & New Zealand” was not installed on the iPhone “My iPhone” because an unknown error occurred (0xE8008001).
I got this error message when I was trying to install Sygic for my iPhone via iTunes.
Have you ever got similar error message while installing apps to your iPhone?
Q: Why did you get this error?
A: It happened because you have not installed AppSync on your iPhone.
Q: But I have jailbroken my iPhone?
A: Just jailbreak the iPhone is not enough. After that, you must install AppSync 3.0/3.1 (depend on OS/firmware version). Hence, you can install any cracked apps for your iPhone.

Blogger Vs Wordpress

noreply@blogger.com (Me..) — Tue, 20 Oct 2009 03:50:00 +0000

Benefits Blogger:

Free
Easy to use, because the dashboard is easy to Blogspot.com dinavigasikan
Installation is quick and blog posts can be easily
Free domain name hosting
Capacity to accommodate the Picasa photo to 1GB
Many design templates and themes that can be used free of charge
There are features "Shout Box" that can increase interaction in the blog
Ranking high in search engines, particularly Google
Can use Google Adsense Blogger account from, to make money
Can upload video, audio, no password for Proteksi blog, terintegrasi with Feedburner
Layout and design a simple and flexible dikustomisasi
Can add JavaScript and HTML
Can choose whether to show ads or not
Can add a link Episcopal
Widget resources can make money

Lack Blogger:

Not many options for Kustomisasi blog
A user is often frustrated with Blogger blogs
Nama domain blog hanya berpola xxx.blogspot.com, kecuali jika membeli nama domain sendiri
Article can not be at-sorting into several categories
If done to change the entire system, then the loading will be posting articles running slow
Google has authority (Owns Your Content Google) and can disable user accounts without a reminder, if they do not like blog user in question
Users do not have control over blog
With Blogger, users can only connect a limited number of web link

The merit of hosting a private (self-hosted) and Wordpress.org and Wordpress.com:

Can be used with free
Be easy to mengkostumisasi blog theme of hundreds of free blog,
Can click to install Akismet
CMS has a user-friendly
There are communities that have developed hundreds of Wordpress plugins to add functionality Wordpress.
There are anti-spam service
With Cpanel, user can do one click to install and remove a platform upgrade Wordpress
Can add categories on each page and enter the portal to create a plugin like Wordpress into a magazine
Posting articles very quickly, although sometimes problematic in the loading system
Users can add advanced plugins and tools to extend WordPress functionality not only blog platform
Users can have their own domain and link it with a lot of blog directory, then start increasing traffic
Bsia also make Google Adsense with some plugins and themes better, but not with the default installation
For hosting, the source code of Wordpress can be downloaded for gratisdan installed in hosting their own

Disadvantages:

Installing Wordpress is very long, because they have to install the file, upload to the server, database setup, and run the configuration script
Plugin to upload video or audio, which is made instead of WordPress, but it comes from and maintained by third parties
To blog with a password protection is required an upgrade to share passwords with members numbering more than 35 people
Not integrated with FeedBurner
CSS customization for upgrades have to pay $ 15 per year per blog
There is no feature to add JavaScript and HTML customization
Requires upgrade blog for $ 500 per month + $ 600 for setup costs, to improvisation blog to make money
There is no option for user to choose whether to show ads or not, if so, then the user must pay $ 30 per month
There is no link Episcopal
There is no money source widget

List of Emoticons for Facebook Chat

noreply@blogger.com (Me..) — Tue, 20 Oct 2009 03:46:00 +0000

The most searched Facebook chat emoticons code.
The following emoticons are list of the most searched facebook chat emoticons code on Google.
&lt;br /&gt; &lt;a href="http://www.ryan-isra.net/popular-search.html"&gt;The most searched Facebook chat emoticons code.&lt;/a&gt;&lt;br /&gt; &lt;noframe&gt;&lt;br /&gt; facebook shark emoticon (^^^)&lt;br /&gt; facebook penguin emoticon &lt;(")&lt;br /&gt; facebook weird guy's face emoticon a.k.a&lt;br /&gt; facebook chris putnam emoticon : putnam:&lt;br /&gt; facebook angel emoticon O: ) or O: -)&lt;br /&gt; facebook robot emoticon : |]&lt;br /&gt; facebook pacman emoticon :v&lt;br /&gt; facebook love or heart emoticon &lt;3&lt;br /&gt; facebook devil emoticon 3: ) or 3:- )&lt;br /&gt; facebook kiss emoticon : - * or : *&lt;br /&gt; &lt;/noframe&gt;&lt;br /&gt;
Facebook chat system also has chat emoticon to express yourself. Here is list of code that you can use to emote yourself in facebook.

Chris Putnam is one of the Facebook developers who mainly works on the Facebook Chat system. He’s also known as the “Facebook Engineer with a Secret.

History of Japanese Geisha

noreply@blogger.com (Me..) — Tue, 20 Oct 2009 03:34:00 +0000

Geisha (芸者"artist") in the Japanese language is a traditional artist or entertainer (entertainer). Geisha are very common in the 18th century and 19th century, and still is today, although there were not many.
Geisha history starting from the beginning of the Tokugawa government, in which Japan entered a period of peace and no longer so preoccupied with the problems of war. A novice must undergo a heavy art training while an early age. Stringed instrument practice that makes shamizen novice should soak his finger in ice water. Practicing other instruments as well as small to tetabuhan taiko. Practicing the art of dance that became the key to success of a geisha, as a top geisha generally is a dancer, dance Noh masks are often played by the geisha community is presented for different classes of segments with Kabuki performances preferred the commoners.

Geisha also must practice the art of tea ceremony, which in medieval times regarded as important as the art of war. And various other heavy exercise should be undertaken. And it still continued to exercise every geisha lived until the end of his career.
A novice beginning to set foot into his new house, already has an initial debt incurred costs okiya to buy it. It's ironic. Debt continues to grow, because the cost of a geisha education, beauty care costs, physician costs by ditalangi okiya, in fact charged as a debt under a geisha. Geisha with the standard level will continue to be bound until the end of his life, unlike the successful geisha can redeem their freedom back before reaching the age of 20 years.
Conditions become a successful geisha generally have adopted brother who is also a successful senior geisha, so it can mengatrol popularity of the geisha apprentice. While a successful senior geisha did not want to carelessly accept adoptive brother, because it involves the good name too. But having a successful adoptive brother will mean good fortune for which he did, his senior and okiya, as a percentage of their income young geisha.
Also young geisha's virginity is auctioned to the highest bidder, the income from a successful auction was able to redeem some of the young geisha's debt.Then they must find Danna ( "husband") sekaya possible, in order to finance the high cost of living geisha, and also some debts membayari the geisha of their employers. Geisha is a success in the okiya will diadopsi by their mistress, and used the name "family" from the wife and inherit all the wealth of the household. Then continue the tradition of geisha.