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		<copyright>1996 - 2012 Employee Benefit Research Institute</copyright>
		<docs>http://www.ebri.org/</docs>
		<category>Employee Benefit Research Institute</category>
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			<title><![CDATA[Younger 401(k) Participants Turning to Target-Date Funds]]></title>
			<pubDate>2012-02-07 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/GUa_cyy35Wo" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/GUa_cyy35Wo/FFE_222.07Feb12.K-update-1.pdf</link>
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		<item>
			<title><![CDATA[Those in Consumer-Driven Health Plans More Likely to Use Wellness Programs]]></title>
			<pubDate>2012-02-02 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/OyWqrjt0a0M" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/OyWqrjt0a0M/FFE_221.02Feb12.CEHCS-3.pdf</link>
			<category />
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		<item>
			<title><![CDATA[Patients in Consumer-Driven Health Plans Show More Cost-Conscious Behavior
]]></title>
			<pubDate>2012-01-31 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/nGGH8nIFM70" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/nGGH8nIFM70/FFE_220.31Jan12.CEHCS-2.pdf</link>
			<category />
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		<item>
			<title><![CDATA[Consumer-Driven Health Plans Post Continued Growth]]></title>
			<pubDate>2012-01-26 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/rDnvfczK8dw" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/rDnvfczK8dw/FFE_219.26Feb12.CEHCS-1.pdf</link>
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		<item>
			<title><![CDATA[Health Accounts Continue to Grow in Numbers, Assets]]></title>
			<pubDate>2012-01-12 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/PR5TOhrDaJA" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/PR5TOhrDaJA/PR956.12Jan12.HlthAcnts.pdf</link>
			<category />
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		<item>
			<title><![CDATA[Health Savings Accounts and Health Reimbursement Arrangements: Assets, Account Balances, and Rollovers, 2006–2011]]></title>
			<pubDate>2012-01-12 00:00:00.0</pubDate>
			<description>Account-based health plans continued to grow in 2011, increasing to $12.4 billion in assets among 8.4 million accounts, according to the latest survey by EBRI and Mathew Greenwald &amp;amp; Associates. That’s up more than 55 percent in the number of accounts and almost 70 percent in assets since 2010. &lt;A href="http://www.ebri.org/pdf/PR956.12Jan12.HlthAcnts.pdf"&gt;Press release &lt;/A&gt;&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/I0KRg3UoXac" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/I0KRg3UoXac/EBRI_IB_01-2012_No367_HlthAccnts.pdf</link>
			<category>Managing Health Care Costs Consumer-Driven Health/Managed Care </category>
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		<item>
			<title><![CDATA[1 in 5 Older Americans Cutting Back on Health Care to Save Money
]]></title>
			<pubDate>2012-01-11 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/mlVuYpZx-5I" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/mlVuYpZx-5I/PR955.11Jan12.HlthSpndg.pdf</link>
			<category>Managing Health Care Costs </category>
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		<item>
			<title><![CDATA[New Health Law Increased Insurance Coverage of Adult Children]]></title>
			<pubDate>2012-01-10 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/hqWqR4L85D8" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/hqWqR4L85D8/PR954.10Jan12.PPACA1.pdf</link>
			<category>Managing Health Care Costs Consumer-Driven Health/Managed Care </category>
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		<item>
			<title><![CDATA['The Impact of PPACA on Employment-Based Health Coverage of Adult Children to Age 26,' and 'Spending Adjustments Made By Older Americans to Save Money']]></title>
			<pubDate>2012-01-10 00:00:00.0</pubDate>
			<description>&lt;P&gt;&lt;STRONG&gt;Adult Children Coverage:&lt;/STRONG&gt; PPACA, the new federal insurance law, has increased the health insurance coverage of adult children between 2009 and 2011, according to a new report by EBRI. &lt;A href="http://www.ebri.org/pdf/PR954.10Jan12.PPACA1.pdf"&gt;Press release&lt;/A&gt; &lt;/P&gt;
&lt;P&gt;&lt;STRONG&gt;Spending Adjustments:&lt;/STRONG&gt; More than 20 percent of americans age 50 and over report saving on health costs by switching to cheaper generic drugs, getting free samples, stopping pills or reducitn dosages, and nearly as many sip or postpone doctor appointsments for the same reason, according&amp;nbsp;to a new report by EBRI. &lt;A href="http://www.ebri.org/pdf/PR955.11Jan12.HlthSpndg.pdf"&gt;Press release&lt;/A&gt;&lt;SPAN style="FONT-FAMILY: 'Times New Roman','serif'; FONT-SIZE: 10pt; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA"&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/sntVIRM4nQc" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/sntVIRM4nQc/index.cfm</link>
			<category>Managing Health Care Costs Consumer-Driven Health/Managed Care </category>
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			<title><![CDATA[401(k) Investors Pursue Greater Balance After Bear Markets]]></title>
			<pubDate>2011-12-21 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/ZVoOVyCfVGI" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/ZVoOVyCfVGI/PR953.21Dec11.401kUpdate.pdf</link>
			<category>401(k) Plans </category>
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		<item>
			<title><![CDATA[401(k) Plan Asset Allocation, Account Balances, and Loan Activity In 2010]]></title>
			<pubDate>2011-12-21 00:00:00.0</pubDate>
			<description>After a decade marked by two severe bear markets, 401(k) plan participants have adopted a more balanced approach to their portfolios, according to a report released today by the Investment Company Institute (ICI) and the Employee Benefit Research Institute (EBRI). Fears that younger participants in 401(k) plans would abandon stock investing are not borne out by the data, which suggest that greater use of target-date funds is helping workers keep their investing on track. &lt;A href="http://www.ebri.org/pdf/PR953.21Dec11.401kUpdate.pdf"&gt;Press release &lt;/A&gt;&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/vsOHHR6rT_M" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/vsOHHR6rT_M/EBRI_IB_12-2011_No366_401(k)-Update.pdf</link>
			<category>Retirement Plans Profit-Sharing Plans 401(k) Plans </category>
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		<feedburner:origLink>http://www.ebri.org/pdf/briefspdf/EBRI_IB_12-2011_No366_401(k)-Update.pdf</feedburner:origLink></item>
		<item>
			<title><![CDATA[EBRI to Host Policy Forum on Health Policy]]></title>
			<pubDate>2011-12-14 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/gEiriEJMMIY" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/gEiriEJMMIY/PR952.14Dec11.Advise-PolFor.pdf</link>
			<category />
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			<title><![CDATA[Consumer-Driven Health Plans Show Continued Growth, Now Cover 7% of Adult  Population]]></title>
			<pubDate>2011-12-13 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/xwI9wg8MdTE" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/xwI9wg8MdTE/PR951.13Dec11.CEHCS.pdf</link>
			<category>Consumer-Driven Health/Managed Care </category>
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		<item>
			<title><![CDATA[Findings From the 2011 EBRI/MGA Consumer Engagement in Health Care Survey]]></title>
			<pubDate>2011-12-13 00:00:00.0</pubDate>
			<description>Enrollment in so-called “consumer-driven” health plans continued to grow in 2011, according to the 11th annual EBRI/MGA Consumer Engagement in Health Care Survey (CEHCS). In 2011, 7 percent of the population was enrolled in a consumer-driven health plan, or CDHP, compared with 5 percent a year ago. When children are included, about 21 million individuals with private insurance, representing about 12 percent of the market, were either in a CDHP or an HSA-eligible plan, the survey found. &lt;A href="http://www.ebri.org/pdf/PR951.13Dec11.CEHCS.pdf"&gt;Press release&lt;/A&gt;&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/2K3obFZNrPk" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/2K3obFZNrPk/EBRI_IB_12-2011_No365_CEHCS.pdf</link>
			<category>Consumer-Driven Health/Managed Care </category>
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		<item>
			<title><![CDATA[Older Americans Expect to Work Longer, And Many Expect Never to Retire, Data Show]]></title>
			<pubDate>2011-12-08 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/Ql5Buy9hG1I" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/Ql5Buy9hG1I/PR950.08Dec11.RetAge.pdf</link>
			<category>Retirement Plans </category>
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		<item>
			<title><![CDATA['Retirement Age Expectations of Older Americans Between 2006 and 2010,' and 'Variation in Public Opinion on the Future of Employment-Based Health Benefits: Findings from the 2011 Health Confidence Survey']]></title>
			<pubDate>2011-12-06 00:00:00.0</pubDate>
			<description>&lt;P&gt;&lt;FONT color=#000080&gt;&lt;FONT color=#000000&gt;&lt;STRONG&gt;Retirement Age Expectations: &lt;/STRONG&gt;&lt;/FONT&gt;&lt;/FONT&gt;&lt;FONT color=#000080&gt;&lt;FONT color=#000000&gt;Not only are older American workers (age 50 and over) expecting to work longer, but many now say they expect to never retire, according to EBRI. Data suggest the trend may be tied to the recent economic recession. &lt;A href="http://www.ebri.org/pdf/PR950.08Dec11.RetAge.pdf"&gt;Press release &lt;/A&gt;&lt;/FONT&gt;&lt;/FONT&gt;&lt;/P&gt;
&lt;P&gt;&lt;FONT color=#000080&gt;&lt;FONT color=#000000&gt;&lt;STRONG&gt;Variation in Public Opinion on the Future of Employment-Based Health Benefits:&lt;/STRONG&gt; &lt;STRONG&gt;Findings from the 2011 Health Confidence Survey--&lt;/STRONG&gt; The public remains in large part confident that employers and unions will continue to offer health coverage following enactment of the federal health reform law. According to results from the 2011 Health Confidence Survey, 57 percent of individuals with employment-based coverage are extremely or very confident that their employer or union would continue to offer health coverage. &lt;A href="http://www.ebri.org/pdf/PR949.06Dec11.HCS1.pdf"&gt;Press release&amp;nbsp;&lt;/A&gt;&lt;/FONT&gt;&lt;BR&gt;&lt;/FONT&gt;&lt;A href="http://www.ebri.org/pdf/PR949.06Dec11.HCS1.pdf"&gt;&lt;/A&gt;&amp;nbsp;&lt;/P&gt;&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/u6ZYxJOnxMU" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/u6ZYxJOnxMU/index.cfm</link>
			<category>Managing Health Care Costs Consumer-Driven Health/Managed Care Retirement Plans </category>
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			<title><![CDATA[Public Remains Confident in Workplace Health Benefits, 
but Worried About Affordability
]]></title>
			<pubDate>2011-12-06 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/pbrakr5KSXU" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/pbrakr5KSXU/PR949.06Dec11.HCS1.pdf</link>
			<category />
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			<title><![CDATA[Retirement Plan Participation Lowest in South, West]]></title>
			<pubDate>2011-12-01 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/fqF-wokOO9Y" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/fqF-wokOO9Y/FFE.218.01Dec11.Part-21.pdf</link>
			<category />
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		<item>
			<title><![CDATA[Women Working Full-Time: Higher Retirement Plan Participation than Men
]]></title>
			<pubDate>2011-11-29 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/__0qdQ_G8x0" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/__0qdQ_G8x0/FFE.217.29Nov11.Part-1.pdf</link>
			<category />
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		<item>
			<title><![CDATA['Public Opinion on the Future of Employment-Based Health Benefits: Findings From the 2011 Health Confidence Survey,' and 'How Do Financial Literacy and Financial Behavior Vary by State?']]></title>
			<pubDate>2011-11-17 00:00:00.0</pubDate>
			<description>&lt;P&gt;&lt;STRONG&gt;&lt;EM&gt;Health Benefits:&lt;/EM&gt;&lt;/STRONG&gt; Even though employment-based health coverage is the primary source of health insurance coverage in the United States, long-term public confidence that employers and unions will continue to offer health coverage has fallen, according to findings by EBRI. &lt;A href="http://www.ebri.org/pdf/PR947.15Nov11.HCS.pdf"&gt;Press release &lt;/A&gt;&lt;/P&gt;
&lt;P&gt;&lt;STRONG&gt;&lt;EM&gt;Financial Literacy:&lt;/EM&gt;&lt;/STRONG&gt; New research by EBRI finds that the residents of New Hampshire and Alaska rank at the top of financial literacy and financial behavior, while residents of Louisiana and West Virginia rank at the bottom. &lt;A href="http://www.ebri.org/pdf/PR948.17Nov11.FinLit.pdf"&gt;Press release &lt;/A&gt;&lt;/P&gt;&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/Sx0nDf_SRjI" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/Sx0nDf_SRjI/index.cfm</link>
			<category>Managing Health Care Costs Consumer-Driven Health/Managed Care Retirement Plans </category>
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