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    	<title>EBRI RSS</title>
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    	<description>Feed for the Employee Benefit Research Institute</description>
		<copyright>1996 - 2013 Employee Benefit Research Institute</copyright>
		<docs>http://www.ebri.org/</docs>
		<category>Employee Benefit Research Institute</category>
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			<title><![CDATA[The Impact of an Advisor]]></title>
			<pubDate>2013-05-20 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/NfjuZJq_FYs" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/NfjuZJq_FYs/FF.229.Advisors.20May13.pdf</link>
			<category />
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		<item>
			<title><![CDATA[Pre-RMD IRA Withdrawals Larger Than Those of Older Households]]></title>
			<pubDate>2013-05-15 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/IibpNWj9CGM" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/IibpNWj9CGM/PR-1025.15May13.Notes-IRAs.pdf</link>
			<category>IRAs/Roth IRAs </category>
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		<feedburner:origLink>http://www.ebri.org/pdf/PR-1025.15May13.Notes-IRAs.pdf</feedburner:origLink></item>
		<item>
			<title><![CDATA[IRA Withdrawals: How Much, When, and Other Saving Behavior]]></title>
			<pubDate>2013-05-15 00:00:00.0</pubDate>
			<description>Those Americans between ages 61 and 70, who are withdrawing money from their individual retirement accounts (IRA), are making withdrawals that are larger, both in absolute dollar amounts and as a percentage of their IRA account balance, than those taken by older households, according to a new report from EBRI. &lt;A href="http://www.ebri.org/pdf/PR-1025.15May13.Notes-IRAs.pdf"&gt;Press release. &lt;/A&gt;&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/gqrPuCBdMG0" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/gqrPuCBdMG0/index.cfm</link>
			<category>IRAs/Roth IRAs </category>
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		<item>
			<title><![CDATA[Sick Sense? Health Care Concerns & Retirement Plans
]]></title>
			<pubDate>2013-05-10 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/MYudiB4Cziw" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/MYudiB4Cziw/FF.228.HCS.Sick-Sense.9May13.pdf</link>
			<category />
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		<item>
			<title><![CDATA[Are Men From Mars and Women From Venus on Retirement Expectations?]]></title>
			<pubDate>2013-05-02 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/3M1zsZEvGCQ" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/3M1zsZEvGCQ/FF.227.RetExp-Gndr.2May13.pdf</link>
			<category />
			<guid isPermaLink="false">http://www.ebri.org/pdf/FF.227.RetExp-Gndr.2May13.pdf</guid>
		<feedburner:origLink>http://www.ebri.org/pdf/FF.227.RetExp-Gndr.2May13.pdf</feedburner:origLink></item>
		<item>
			<title><![CDATA[More Than One Retirement Plan Type? Chances are You Hold More Stocks]]></title>
			<pubDate>2013-04-25 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/iHbgMgFwX_M" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/iHbgMgFwX_M/PR-1024.25Apr13.Notes-Ret1.pdf</link>
			<category />
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		<item>
			<title><![CDATA[“Characteristics of the Population With Consumer-Driven and High-Deductible Health Plans, 2005–2012,” and “Retirement Plan Participation and Asset Allocation, 2010”]]></title>
			<pubDate>2013-04-25 00:00:00.0</pubDate>
			<description>&lt;P&gt;&lt;STRONG&gt;&lt;EM&gt;Consumer-driven Health Plans:&lt;/EM&gt;&lt;/STRONG&gt; It is often assumed that consumer-driven health plan enrollees are more likely than those with traditional coverage to be young, because they use less health care, on average. However, that is generally not the case in recent years, according to new research by EBRI. &lt;A href="http://www.ebri.org/pdf/PR-1023.24Apr13.Notes-Hlth.pdf"&gt;Press release. &lt;/A&gt;&lt;/P&gt;
&lt;P&gt;&lt;STRONG&gt;&lt;EM&gt;Multiple Retirement Plans:&lt;/EM&gt;&lt;/STRONG&gt; People who own more than one type of retirement plan are more likely to invest a higher percentage in equities (stocks) than those who don’t, according to new research by EBRI. &lt;A href="http://www.ebri.org/pdf/PR-1024.25Apr13.Notes-Ret1.pdf"&gt;Press release. &lt;/A&gt;&lt;/P&gt;&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/K3nvpmBtxUY" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/K3nvpmBtxUY/index.cfm</link>
			<category>Consumer-Driven Health/Managed Care Retirement Plans 401(k) Plans IRAs/Roth IRAs </category>
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			<title><![CDATA[Consumer-Driven Health Plan Enrollees Less Likely to be Young ]]></title>
			<pubDate>2013-04-24 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/k5kjmSspjAU" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/k5kjmSspjAU/PR-1023.24Apr13.Notes-Hlth.pdf</link>
			<category>Consumer-Driven Health/Managed Care </category>
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		<item>
			<title><![CDATA[The Retirement Expectations Gap]]></title>
			<pubDate>2013-04-24 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/-kY-sGsg_8s" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/-kY-sGsg_8s/FF.226.RetExpcts.24Apr13.pdf</link>
			<category />
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		<item>
			<title><![CDATA[Save the Date: EBRI's 35th Anniversary Reception:
Wednesday, Dec. 11, 2013, in Washington, DC]]></title>
			<pubDate>2013-04-17 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/Rw7voNElJ1k" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/Rw7voNElJ1k/PR-1022.17Apr13.EBRI-35th.pdf</link>
			<category />
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		<feedburner:origLink>http://www.ebri.org/pdf/PR-1022.17Apr13.EBRI-35th.pdf</feedburner:origLink></item>
		<item>
			<title><![CDATA[Frontline to Air “The Retirement Gamble” Apr. 23]]></title>
			<pubDate>2013-04-16 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/5B5RtYHlbyI" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/5B5RtYHlbyI/PR-1021.16Apr13.Frntln.pdf</link>
			<category />
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		<item>
			<title><![CDATA[EBRI's 35th Anniversary Reception: Wednesday, Dec. 11, 2013, Washington, DC]]></title>
			<pubDate>2013-04-12 00:00:00.0</pubDate>
			<description>&lt;P&gt;EBRI will celebrate 35 years of providing "Just the Facts" on benefit issues at a reception Dec. 11, 2013, from 6:00-9:00 pm, in Washington, DC. Details to follow. Contact Nevin Adams, &lt;A href="mailto:nadams@ebri.org"&gt;nadams@ebri.org&lt;/A&gt;, 202/775-6329&lt;/P&gt;&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/Rw7voNElJ1k" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/Rw7voNElJ1k/PR-1022.17Apr13.EBRI-35th.pdf</link>
			<category />
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		<feedburner:origLink>http://www.ebri.org/pdf/PR-1022.17Apr13.EBRI-35th.pdf</feedburner:origLink></item>
		<item>
			<title><![CDATA[Advisory: EBRI’s Dallas Salisbury in Washington Post
Personal Finance Forum April 16]]></title>
			<pubDate>2013-04-12 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/DPPvwCX7N_g" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/DPPvwCX7N_g/PR-1020Advise.12Apr13.WaPoForum.pdf</link>
			<category />
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		<feedburner:origLink>http://www.ebri.org/pdf/PR-1020Advise.12Apr13.WaPoForum.pdf</feedburner:origLink></item>
		<item>
			<title><![CDATA[The Impact of a Retirement Savings Account Cap (Updated)]]></title>
			<pubDate>2013-04-12 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/OhuPFP5iHmc" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/OhuPFP5iHmc/PR-1019.Advise2.12Apr13.RetCap-Update2.pdf</link>
			<category />
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		<item>
			<title><![CDATA[Depression, Substance Abuse & Pregnancy: Major Conditions 
Treated Under the PPACA Adult-Dependent Mandate]]></title>
			<pubDate>2013-04-11 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/yyPclsKbvH0" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/yyPclsKbvH0/PR-1018.11Apr13.ADM.pdf</link>
			<category />
			<guid isPermaLink="false">http://www.ebri.org/pdf/PR-1018.11Apr13.ADM.pdf</guid>
		<feedburner:origLink>http://www.ebri.org/pdf/PR-1018.11Apr13.ADM.pdf</feedburner:origLink></item>
		<item>
			<title><![CDATA[Mental Health, Substance Abuse, and Pregnancy: Health Spending Following the PPACA Adult-Dependent Mandate]]></title>
			<pubDate>2013-04-11 00:00:00.0</pubDate>
			<description>When Congress added a mandate to the federal health insurance reform law requiring group health plans to offer coverage to workers’ children up to age 26, little was known about how the provision would be used. New research by EBRI finds the mandate was more likely to be used to treat adult children with depression, substance abuse, and pregnancy. &lt;A href="http://www.ebri.org/pdf/PR-1018.11Apr13.ADM.pdf"&gt;Press release.&lt;/A&gt;&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/Jo6mQetYJAU" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/Jo6mQetYJAU/EBRI_IB_04-13.No385.ADM.pdf</link>
			<category>Prescription Drug Benefits Mental Health/Substance Abuse </category>
			<guid isPermaLink="false">http://www.ebri.org/pdf/briefspdf/EBRI_IB_04-13.No385.ADM.pdf</guid>
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		<item>
			<title><![CDATA[FY 2014 Obama Budget Proposal: The Impact of a Retirement Savings Account Cap
]]></title>
			<pubDate>2013-04-10 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/VHMbpt1dwSk" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/VHMbpt1dwSk/PR-1017.Advise.10Apr13.RetCap1.pdf</link>
			<category />
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		<feedburner:origLink>http://www.ebri.org/pdf/PR-1017.Advise.10Apr13.RetCap1.pdf</feedburner:origLink></item>
		<item>
			<title><![CDATA[News Advisory: The Impact of President Obama’s 
Proposed Retirement Savings Cap
]]></title>
			<pubDate>2013-04-09 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/j1kAEdmlxRA" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/j1kAEdmlxRA/PR-1016.Advise.10Apr13.EmbRetCap.pdf</link>
			<category>Retirement Plans </category>
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		<item>
			<title><![CDATA[What’s Next for Employment-Based Health Benefits?]]></title>
			<pubDate>2013-04-02 00:00:00.0</pubDate>
			<description>&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/b2W0Qn7q3Bw" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/b2W0Qn7q3Bw/PR1015.2Apr13.PolFor.pdf</link>
			<category />
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		<item>
			<title><![CDATA[“A Little Help: The Impact of On-line Calculators and Financial Advisors on Setting Adequate Retirement-Savings Targets: Evidence from the 2013 Retirement Confidence Survey,” and “'Post' Script: What’s Next for Employment-Based Health Benefits?”]]></title>
			<pubDate>2013-03-31 00:00:00.0</pubDate>
			<description>&lt;P&gt;&lt;STRONG&gt;&lt;EM&gt;Retirement-Savings Targets:&lt;/EM&gt;&lt;/STRONG&gt; The use of online calculators and retirement advisors has been linked to higher levels of retirement confidence – and with justification, according to new research from EBRI. &lt;A href="http://www.ebri.org/pdf/PR1014.29Mar13.SvgTgts2.pdf"&gt;Press release. &lt;/A&gt;&lt;/P&gt;
&lt;P&gt;&lt;STRONG&gt;&lt;EM&gt;Health Benefits:&lt;/EM&gt;&lt;/STRONG&gt; With key provisions of the federal health care reform law scheduled to take effect in the near future, what’s in store for the existing system of employment-based health benefits? That was the focus of the 71st policy forum sponsored by EBRI, which brought in some of the nation’s top health experts, including Assistant Secretary of Labor Phyllis Borzi. Employment-based health benefits remain the most common form of health coverage in the United States. &lt;A href="http://www.ebri.org/pdf/PR1015.2Apr13.PolFor.pdf"&gt;Press release. &lt;/A&gt;&lt;/P&gt;&lt;img src="http://feeds.feedburner.com/~r/EBRI-RSS/~4/KP7WEyKAiMU" height="1" width="1"/&gt;</description>
			<link>http://feedproxy.google.com/~r/EBRI-RSS/~3/KP7WEyKAiMU/index.cfm</link>
			<category>Managing Health Care Costs Consumer-Driven Health/Managed Care Retirement Plans </category>
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