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Workers’ Retirement Date: Planned vs. Actual

2009-07-15 00:00:00.0

What Does Consistent Participation in 401(k) Plans Generate?

2009-07-14 00:00:00.0

This Issue Brief presents recently available longitudinal data from the EBRI/ICI 401(k) database on consistent participation in a 401(k) plan, through year-end 2007. Looking at consistent participants in the EBRI/ICI 401(k) database over the eight-year period from 1999 to 2007, the average 401(k) account balance increased at an annual growth rate of 9.5 percent over the period, to $137,430 at year-end 2007. The median 401(k) account balance (half above, half below) increased at an annual growth rate of 15.2 percent over the period, to $76,946 at year-end 2007. Data for 2008 are currently being analyzed and are expected to be published later this year.

Lump-Sum Distributions: How Many, What Size, Where Do They Go?

2009-07-07 00:00:00.0

More Detail on Lump-Sum Distributions of Workers Who Have Left a Job, 2006

2009-07-07 00:00:00.0

This article examines workers’ decisions to a take a lump-sum distribution—a one-time payment—from an employment-based retirement plan when changing jobs, while remaining in the labor force. It builds on earlier, top-line data from the 2004 Survey of Income and Program Participation (SIPP). This study provides estimates of the percentage of workers changing jobs and leaving their assets in their former employers’ plan, compares the standard of living of individuals age 55 or older with that of their early 50s, and assesses how the current near-elderly and elderly have fared after making a lump-sum decision. Press release

The 2009 Health Confidence Survey: Public Opinion on Health Reform Varies; Strong Support for Insurance Market Reform and Public Plan Option, Mixed Response to Tax Cap

2009-07-01 00:00:00.0

As Congress prepares to debate a major overhaul of the nation’s health care system, Americans already have formed opinions in support of several proposals to expand coverage that have been part of the preliminary discussion, according to the 12th annual Health Confidence Survey. But attitudes could change as the public learns more about the details. Press release

Medicare: How Much Confidence Among Workers, Retirees?

2009-06-23 00:00:00.0

Sources of Funding of Public Pension Plans

2009-06-17 00:00:00.0

401(k) Sponsors Suspending Matching Contributions Are Generally Also Funding Defined Benefit Pensions

2009-06-16 00:00:00.0

How Much Confidence Do Americans Have in Financial Institutions?

2009-06-11 00:00:00.0

Americans Show Support for Several Health Coverage Options, But Their Views Could Change as More Details Emerge

2009-06-11 00:00:00.0

New Estimates Update Retiree Health Savings Needs

2009-06-10 00:00:00.0

“Savings Needed for Health Expenses in Retirement: An Examination of Persons Ages 55 and 65 in 2009,” and “Many 401(k) Sponsors Suspending Matching Contributions Also Funding Defined Benefit Pension Plans”

2009-06-10 00:00:00.0

EBRI has published a newly updated set of estimates of the amount of money individuals and couples will need to cover certain health care expenses in retirement. The new estimates attempt to provide current information to allow men, women, and couples deal with the financial consequences of longevity and investment risk, as well as the various types of medical care coverage available when they reach age 65. Press release

Health Reform “Exchange” Plan Would Restructure Health Insurance Market, Has Big Implications for Current Employment-Based Benefits

2009-06-09 00:00:00.0

Addressing Health Care Market Reform Through an Insurance Exchange: Essential Policy Components, the Public Plan Option, and Other Issues to Consider

2009-06-09 00:00:00.0

A key element being discussed as part of health reform—the creation of a health insurance exchange that would offer new forms of insurance pooling, combined with an individual mandate and guaranteed issue—would restructure the health insurance market and has major implications for the existing employment-based benefits system that provides the majority of Americans with health coverage, according to a new study by EBRI. Press release

Sources of Income for Those Age 65 and Over in 2007

2009-06-04 00:00:00.0

Study Examines Plan Demographics, Saving Behavior Of Participants, and Target-Date Fund Investments

2009-05-28 00:00:00.0

Plan Demographics, Participants’ Saving Behavior, and Target-Date Fund Investments

2009-05-28 00:00:00.0

A new EBRI study of target-date fund investments explores whether plan demographic characteristics would affect individual participant contribution rates and target-date fund investments for participants in relation to plan demographics by considering target replacement income and its success rate. Press release

Social Security: How Much Confidence Among Workers, Retirees?

2009-05-20 00:00:00.0

Paying for Retiree Medical Costs, II: Retirees’ Views

2009-05-14 00:00:00.0

Paying for Retiree Medical Costs, I: Workers’ Views

2009-05-13 00:00:00.0