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	<title>Elder Law and Estate Planning</title>
	
	<link>http://massestatelawyer.com/blog</link>
	<description>Massachusetts Estate and Elder Law Blog</description>
	<lastBuildDate>Thu, 22 Sep 2011 21:20:32 +0000</lastBuildDate>
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		<title>REDUCING ESTATE TAXES THROUGH  THE USE OF A Q-TIP TRUST</title>
		<link>http://feedproxy.google.com/~r/ElderLawAndEstatePlanning/~3/gMUc33kIn5M/</link>
		<comments>http://massestatelawyer.com/blog/estate-planning/reducing-estate-taxes-q-tip-trust/#comments</comments>
		<pubDate>Thu, 22 Sep 2011 21:15:44 +0000</pubDate>
		<dc:creator>Stephanie Konarski</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[credit shelter]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[q-tip trust]]></category>

		<guid isPermaLink="false">http://massestatelawyer.com/blog/?p=471</guid>
		
			<content:encoded><![CDATA[There is no tax paid in the estate of the first spouse to die because of the unlimited marital deduction.  However, such property is includible in the surviving spouse’s subsequent estate for estate...<br/>
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[[ This is a content summary only. Visit my website for full links, other content, and more! ]]<img src="http://feeds.feedburner.com/~r/ElderLawAndEstatePlanning/~4/gMUc33kIn5M" height="1" width="1"/>]]></content:encoded>
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		<feedburner:origLink>http://massestatelawyer.com/blog/estate-planning/reducing-estate-taxes-q-tip-trust/</feedburner:origLink></item>
		<item>
		<title>CARING FOR AN AGING PARENT  THROUGH THE USE OF CAREGIVER CONTRACTS  | www.massestatelawyer.com</title>
		<link>http://feedproxy.google.com/~r/ElderLawAndEstatePlanning/~3/S18qE3KUPxE/</link>
		<comments>http://massestatelawyer.com/blog/elder-law/caring-aging-parent-caregiver-contracts-www-massestatelawyer-com/#comments</comments>
		<pubDate>Fri, 19 Aug 2011 14:28:06 +0000</pubDate>
		<dc:creator>Stephanie Konarski</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Guardian]]></category>
		<category><![CDATA[Long-Term Care]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[benefits for children caring for parents]]></category>
		<category><![CDATA[caregiver children]]></category>
		<category><![CDATA[caregiver contracts in mass]]></category>

		<guid isPermaLink="false">http://massestatelawyer.com/blog/?p=461</guid>
		
			<content:encoded><![CDATA[A caregiver contract outlines the responsibilities of the caregiver and specifies the payment he or she will receive for their services.   Such a contract can both protect and benefit the parent and...<br/>
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[[ This is a content summary only. Visit my website for full links, other content, and more! ]]<img src="http://feeds.feedburner.com/~r/ElderLawAndEstatePlanning/~4/S18qE3KUPxE" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>LONG TERM CARE INSURANCE AND MEDICAID PLANNING</title>
		<link>http://feedproxy.google.com/~r/ElderLawAndEstatePlanning/~3/YbC-jlubWHY/</link>
		<comments>http://massestatelawyer.com/blog/medicare/long-term-care-insurance-medicaid-planning/#comments</comments>
		<pubDate>Tue, 19 Jul 2011 17:14:59 +0000</pubDate>
		<dc:creator>Stephanie Konarski</dc:creator>
				<category><![CDATA[Long-Term Care]]></category>
		<category><![CDATA[MassHealth]]></category>
		<category><![CDATA[Medicare]]></category>

		<guid isPermaLink="false">http://massestatelawyer.com/blog/?p=450</guid>
		
			<content:encoded><![CDATA[The cost of long term care can be devastating for many people.  In Massachusetts, nursing home care can cost as much as $10,000 a month, and receiving comparable care at home can be even more costly....<br/>
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[[ This is a content summary only. Visit my website for full links, other content, and more! ]]<img src="http://feeds.feedburner.com/~r/ElderLawAndEstatePlanning/~4/YbC-jlubWHY" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>1</slash:comments>
		<feedburner:origLink>http://massestatelawyer.com/blog/medicare/long-term-care-insurance-medicaid-planning/</feedburner:origLink></item>
		<item>
		<title>Alternatives to Nursing Homes</title>
		<link>http://feedproxy.google.com/~r/ElderLawAndEstatePlanning/~3/HRmaoUIuqyE/</link>
		<comments>http://massestatelawyer.com/blog/disability-special-needs-planning/alternatives-nursing-homes/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 22:54:42 +0000</pubDate>
		<dc:creator>Stephanie Konarski</dc:creator>
				<category><![CDATA[Disability & Special Needs Planning]]></category>
		<category><![CDATA[Long-Term Care]]></category>
		<category><![CDATA[alf]]></category>
		<category><![CDATA[assisted living facility]]></category>
		<category><![CDATA[ccrcs]]></category>
		<category><![CDATA[continuing care retirement communities]]></category>
		<category><![CDATA[nursing home]]></category>
		<category><![CDATA[retirement home]]></category>

		<guid isPermaLink="false">http://massestatelawyer.com/blog/?p=441</guid>
		
			<content:encoded><![CDATA[Moving into an assisted community can be very stressful and takes a lot of thought and careful consideration, but finding the right solution can be the difference between happiness and regret. 
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[[ This is a content summary only. Visit my website for full links, other content, and more! ]]<img src="http://feeds.feedburner.com/~r/ElderLawAndEstatePlanning/~4/HRmaoUIuqyE" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://massestatelawyer.com/blog/disability-special-needs-planning/alternatives-nursing-homes/</feedburner:origLink></item>
		<item>
		<title>The Common Misconceptions of Social Security Benefits</title>
		<link>http://feedproxy.google.com/~r/ElderLawAndEstatePlanning/~3/1gDiGgETVlw/</link>
		<comments>http://massestatelawyer.com/blog/attorney-advice/common-misconceptions-social-security-benefits/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 22:36:19 +0000</pubDate>
		<dc:creator>Stephanie Konarski</dc:creator>
				<category><![CDATA[Attorney Advice]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[What You Need To Know]]></category>
		<category><![CDATA[disability benefits]]></category>
		<category><![CDATA[Disability planning]]></category>
		<category><![CDATA[elder law attorney]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[Social Security Disability Insurance]]></category>
		<category><![CDATA[SSDI]]></category>
		<category><![CDATA[SSI]]></category>
		<category><![CDATA[Supplemental Security Income]]></category>

		<guid isPermaLink="false">http://massestatelawyer.com/blog/?p=434</guid>
		
			<content:encoded><![CDATA[Social Security benefits are a reliable form of support for someone disabled or unable to work and most retirees receive back a significantly larger amount than they contributed and are able to live...<br/>
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[[ This is a content summary only. Visit my website for full links, other content, and more! ]]<img src="http://feeds.feedburner.com/~r/ElderLawAndEstatePlanning/~4/1gDiGgETVlw" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://massestatelawyer.com/blog/attorney-advice/common-misconceptions-social-security-benefits/</feedburner:origLink></item>
		<item>
		<title>WHEN TO UPDATE YOUR ESTATE PLAN</title>
		<link>http://feedproxy.google.com/~r/ElderLawAndEstatePlanning/~3/zmBp5BNCNWg/</link>
		<comments>http://massestatelawyer.com/blog/estate-planning/update-estate-plan/#comments</comments>
		<pubDate>Thu, 16 Jun 2011 19:38:51 +0000</pubDate>
		<dc:creator>Stephanie Konarski</dc:creator>
				<category><![CDATA[Attorney Advice]]></category>
		<category><![CDATA[Disability & Special Needs Planning]]></category>
		<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[What You Need To Know]]></category>
		<category><![CDATA[estate plan]]></category>
		<category><![CDATA[estate plan attorney]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[estate planning attorney]]></category>
		<category><![CDATA[Estate Tax Laws]]></category>
		<category><![CDATA[estate taxes]]></category>
		<category><![CDATA[Massachusetts estate plan]]></category>

		<guid isPermaLink="false">http://massestatelawyer.com/blog/?p=386</guid>
		
			<content:encoded><![CDATA[It is important to review your estate planning documents at least every 3-5 years to make sure that they are accurate, reflect your current wishes and are still effective.  An estate plan should be...<br/>
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[[ This is a content summary only. Visit my website for full links, other content, and more! ]]<img src="http://feeds.feedburner.com/~r/ElderLawAndEstatePlanning/~4/zmBp5BNCNWg" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>WHEN IS THE BEST TIME TO CLAIM SOCIAL SECURITY BENEFITS?</title>
		<link>http://feedproxy.google.com/~r/ElderLawAndEstatePlanning/~3/NTQZAnJOzXY/</link>
		<comments>http://massestatelawyer.com/blog/uncategorized/time-claim-social-security-benefits/#comments</comments>
		<pubDate>Thu, 02 Jun 2011 20:20:07 +0000</pubDate>
		<dc:creator>Stephanie Konarski</dc:creator>
				<category><![CDATA[Attorney Advice]]></category>
		<category><![CDATA[Disability & Special Needs Planning]]></category>
		<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Guardian]]></category>
		<category><![CDATA[Liens]]></category>
		<category><![CDATA[MassHealth]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Monetary Gifts]]></category>
		<category><![CDATA[Probate]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[What You Need To Know]]></category>
		<category><![CDATA[calculate your benefits]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[Social Security Benefits]]></category>
		<category><![CDATA[social security retirement benefits]]></category>
		<category><![CDATA[SSI]]></category>
		<category><![CDATA[SSI benefits]]></category>

		<guid isPermaLink="false">http://massestatelawyer.com/blog/?p=336</guid>
		
			<content:encoded><![CDATA[One of the most difficult decisions you must make as you approach retirement is the age at which you would like to begin receiving Social Security retirement benefits.  You have three options:  You...<br/>
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[[ This is a content summary only. Visit my website for full links, other content, and more! ]]<img src="http://feeds.feedburner.com/~r/ElderLawAndEstatePlanning/~4/NTQZAnJOzXY" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>46</slash:comments>
		<feedburner:origLink>http://massestatelawyer.com/blog/uncategorized/time-claim-social-security-benefits/</feedburner:origLink></item>
		<item>
		<title>Understanding and Using Irrevocable Life Insurance Trusts</title>
		<link>http://feedproxy.google.com/~r/ElderLawAndEstatePlanning/~3/mYWFGF7OkLk/</link>
		<comments>http://massestatelawyer.com/blog/uncategorized/understanding-irrevocable-life-insurance-trusts/#comments</comments>
		<pubDate>Mon, 23 May 2011 14:56:11 +0000</pubDate>
		<dc:creator>Stephanie Konarski</dc:creator>
				<category><![CDATA[Attorney Advice]]></category>
		<category><![CDATA[Disability & Special Needs Planning]]></category>
		<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Guardian]]></category>
		<category><![CDATA[Liens]]></category>
		<category><![CDATA[MassHealth]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Monetary Gifts]]></category>
		<category><![CDATA[Probate]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Uncategorized]]></category>
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		<category><![CDATA[federal taxes]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[ILIT]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[irrevocable life insurance trust]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[Life insurance]]></category>
		<category><![CDATA[life insurance policy]]></category>
		<category><![CDATA[life insurance trust]]></category>
		<category><![CDATA[state taxes]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://massestatelawyer.com/blog/?p=328</guid>
		
			<content:encoded><![CDATA[Many people believe that life insurance is exempt from federal and state estate tax. Nothing could be further from the truth.  Under Section 2042 of the Internal Revenue Code, a beneficiary on a life...<br/>
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[[ This is a content summary only. Visit my website for full links, other content, and more! ]]<img src="http://feeds.feedburner.com/~r/ElderLawAndEstatePlanning/~4/mYWFGF7OkLk" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>52</slash:comments>
		<feedburner:origLink>http://massestatelawyer.com/blog/uncategorized/understanding-irrevocable-life-insurance-trusts/</feedburner:origLink></item>
		<item>
		<title>HOUSING OPTIONS FOR MOM OR DAD</title>
		<link>http://feedproxy.google.com/~r/ElderLawAndEstatePlanning/~3/AhE6LIw09pw/</link>
		<comments>http://massestatelawyer.com/blog/uncategorized/housing-options-mom-dad/#comments</comments>
		<pubDate>Sun, 22 May 2011 02:58:14 +0000</pubDate>
		<dc:creator>Stephanie Konarski</dc:creator>
				<category><![CDATA[Attorney Advice]]></category>
		<category><![CDATA[Disability & Special Needs Planning]]></category>
		<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Guardian]]></category>
		<category><![CDATA[Liens]]></category>
		<category><![CDATA[MassHealth]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Monetary Gifts]]></category>
		<category><![CDATA[Probate]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[What You Need To Know]]></category>
		<category><![CDATA[assisted living]]></category>
		<category><![CDATA[assisted living facilities]]></category>
		<category><![CDATA[CCRC]]></category>
		<category><![CDATA[Continuing Care retirement community]]></category>
		<category><![CDATA[home care]]></category>
		<category><![CDATA[independent living]]></category>
		<category><![CDATA[independent living center]]></category>
		<category><![CDATA[nursing care]]></category>
		<category><![CDATA[Nursing homes]]></category>
		<category><![CDATA[residential care]]></category>
		<category><![CDATA[residential care homes]]></category>
		<category><![CDATA[retirement communities]]></category>
		<category><![CDATA[senior apartments]]></category>
		<category><![CDATA[Senior citizen housing]]></category>
		<category><![CDATA[senior citizens housing]]></category>
		<category><![CDATA[senior housing]]></category>
		<category><![CDATA[senior housing assistance]]></category>
		<category><![CDATA[senior housing communities]]></category>
		<category><![CDATA[seniors housing]]></category>

		<guid isPermaLink="false">http://massestatelawyer.com/blog/?p=314</guid>
		
			<content:encoded><![CDATA[Finding housing for an aging parent can be a daunting task.  It is easy to feel confused and overwhelmed by all the different types of housing options available. Before beginning your search, it is...<br/>
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[[ This is a content summary only. Visit my website for full links, other content, and more! ]]<img src="http://feeds.feedburner.com/~r/ElderLawAndEstatePlanning/~4/AhE6LIw09pw" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>45</slash:comments>
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		<item>
		<title>Long-Term Care Insurance</title>
		<link>http://feedproxy.google.com/~r/ElderLawAndEstatePlanning/~3/Cyq5uNLpmHk/</link>
		<comments>http://massestatelawyer.com/blog/uncategorized/long-term-care-insurance-2/#comments</comments>
		<pubDate>Thu, 19 May 2011 17:21:39 +0000</pubDate>
		<dc:creator>Stephanie Konarski</dc:creator>
				<category><![CDATA[Attorney Advice]]></category>
		<category><![CDATA[Disability & Special Needs Planning]]></category>
		<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Guardian]]></category>
		<category><![CDATA[Liens]]></category>
		<category><![CDATA[MassHealth]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Monetary Gifts]]></category>
		<category><![CDATA[Probate]]></category>
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		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[What You Need To Know]]></category>
		<category><![CDATA[long term care]]></category>
		<category><![CDATA[long term care attorney]]></category>
		<category><![CDATA[long term care cost]]></category>
		<category><![CDATA[Long term care insurance]]></category>
		<category><![CDATA[LTC]]></category>
		<category><![CDATA[LTCI]]></category>
		<category><![CDATA[masshealth]]></category>

		<guid isPermaLink="false">http://massestatelawyer.com/blog/?p=304</guid>
		
			<content:encoded><![CDATA[Long term care insurance (LTCI) is an alternative to qualifying for Medicaid or paying all long-term care costs out-of-pocket. Coverage is triggered when an individual needs assistance with...<br/>
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[[ This is a content summary only. Visit my website for full links, other content, and more! ]]<img src="http://feeds.feedburner.com/~r/ElderLawAndEstatePlanning/~4/Cyq5uNLpmHk" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>53</slash:comments>
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	<item><title>Links for 2010-12-26 [del.icio.us]</title><link>http://feedproxy.google.com/~r/ElderLawAndEstatePlanning/~3/qVDIQhH8QuE/gaveltek</link><pubDate>Mon, 27 Dec 2010 00:00:00 PST</pubDate><guid isPermaLink="false">http://del.icio.us/gaveltek#2010-12-26</guid><description>&lt;ul&gt;
&lt;li&gt;&lt;a href="http://weeklylawyer.com/2010/12/attorney-don-martin-denvers-premier-traffic-criminal-defense-attorney/"&gt;Attorney Don Martin: Denver&amp;amp;#8217;s Premier Traffic and Criminal Defense Attorney&lt;/a&gt;&lt;br/&gt;
In this weeks WeeklyLawyer.Com interview Todd Hamilton and Steve Croke talk with Denver Colorado&amp;#039;s Attorney Don Martin. Attorney Marting provides helpful insight to new DUI laws in Colorado, tips and tricks on how to fight a speeding ticket, as well as what to look for when choosing a Traffic / Criminal defense Attorney.&lt;/li&gt;
&lt;/ul&gt;&lt;img src="http://feeds.feedburner.com/~r/ElderLawAndEstatePlanning/~4/qVDIQhH8QuE" height="1" width="1"/&gt;</description><feedburner:origLink>http://del.icio.us/gaveltek#2010-12-26</feedburner:origLink></item><item><title>Links for 2010-10-08 [del.icio.us]</title><link>http://feedproxy.google.com/~r/ElderLawAndEstatePlanning/~3/kGDwnAkIA4c/gaveltek</link><pubDate>Sat, 09 Oct 2010 00:00:00 PDT</pubDate><guid isPermaLink="false">http://del.icio.us/gaveltek#2010-10-08</guid><description>&lt;ul&gt;
&lt;li&gt;&lt;a href="http://www.floridaflowcontrol.com/?sms_ss=delicious&amp;at_xt=4caf4960472694f6,0"&gt;Home&lt;/a&gt;&lt;br/&gt;
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