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        <title>elements Podcast</title>
        <description>The elements podcast is about  money. How to make it, spend it, borrow it, save it, and keep it safe. In each podcast we'll talk about real world issues affecting young people and money. </description>
        <link>http://www.elementspodcast.com/</link>
        <copyright>2012 by Subcat, Inc.</copyright>
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        <itunes:subtitle>The elements podcast is about money. How to make it, spend it, borrow it, save it, and keep it safe. In each podcast we'll talk about real world issues affecting young people and money.</itunes:subtitle>
        <itunes:summary>The elements podcast is about  money. How to make it, spend it, borrow it, save it, and keep it safe. In each podcast we'll talk about real world issues affecting young people and money. </itunes:summary>
        <itunes:category text="Business">
            <itunes:category text="Investing" />
        </itunes:category>
        <itunes:keywords>Money, credit union, personal finance, saving, credit, loans, scholarship</itunes:keywords>
        <itunes:author>A Credit Union Friend</itunes:author>
        <itunes:owner>
            <itunes:email>feedback@elementspodcat.com</itunes:email>
            <itunes:name>Subcat, Inc.</itunes:name>
        </itunes:owner>
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        <itunes:explicit>no</itunes:explicit>
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            <title>elements Podcast</title>
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            <title>Getting Ready for the Tuition Countdown</title>
            <description>In this podcast, Nikki and Jenny give you tips for preparing for college expenses. Whether you're a few months or a few years away from college, this podcast is a must-listen.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            
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            <pubDate>Thu, 19 Jan 2012 20:43:08 -0800</pubDate>
            <itunes:subtitle>Getting Ready for the Tuition Countdown</itunes:subtitle>
            <itunes:summary>In this podcast, Nikki and Jenny give you tips for preparing for college expenses. Whether you're a few months or a few years away from college, this podcast is a must-listen.</itunes:summary>
            <itunes:duration>4:10</itunes:duration>
            <itunes:keywords>money, college, tuition, credit union, teen, student</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>End of Year Financial Roundup</title>
            <description>Nikki and Jenny share their favorite money-saving tips from 2011.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>finance, education</category>
            
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            <pubDate>Tue, 20 Dec 2011 15:06:00 -0800</pubDate>
            <itunes:subtitle>End of Year Financial Roundup</itunes:subtitle>
            <itunes:summary>Nikki and Jenny share their favorite money-saving tips from 2011.</itunes:summary>
            <itunes:duration>4:25</itunes:duration>
            <itunes:keywords>money, teen, finance, credit union, saving money</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>no</itunes:explicit>
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        <item>
            <title>Department Store Credit Cards</title>
            <description>The elements podcast is about  money. How to make it, spend it, borrow it, save it, and keep it safe. In each podcast we'll talk about real world issues affecting young people and money.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money</category>
            <category>education</category>
            
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            <pubDate>Thu, 19 Jan 2012 20:43:33 -0800</pubDate>
            <itunes:subtitle>Department Store Credit Cards</itunes:subtitle>
            <itunes:summary>In this podcast, Nikki and Jenny discuss the mistakes people make when carrying a department store credit card. </itunes:summary>
            <itunes:duration>3:55</itunes:duration>
            <itunes:keywords>money, shopping, credit union, teen, elements of money, credit card</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>no</itunes:explicit>
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        <item>
            <title>Scary Financial Stories</title>
            <description>In this special spooky episode, Nikki and Jenny share their favorite scary money stories. From people getting ripped off to online scams, this podcast will surely have you quaking in your boots.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>education</category>
            
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            <pubDate>Mon, 17 Oct 2011 13:54:31 -0700</pubDate>
            <itunes:subtitle>Scary Financial Stories</itunes:subtitle>
            <itunes:summary>In this special spooky episode, Nikki and Jenny share their favorite scary money stories. From people getting ripped off to online scams, this podcast will surely have you quaking in your boots.</itunes:summary>
            <itunes:duration>5:04</itunes:duration>
            <itunes:keywords>money, teens, credit union, scams, finance</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>no</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/V3WxebxbR74/2011_10_01_elements.mp3" fileSize="571000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/V3WxebxbR74/2011_10_01_elements.mp3" length="571000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2011/2011_10_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>All About Passwords</title>
            <description>When it comes to protecting your money online, your best line of defense is a solid password. In this podcast, Nikki and Jenny discuss what you can do to create the perfect password.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, finance, teens</category>
            
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            <pubDate>Fri, 23 Sep 2011 15:49:29 -0700</pubDate>
            <itunes:subtitle>All About Passwords</itunes:subtitle>
            <itunes:summary>When it comes to protecting your money online, your best line of defense is a solid password. In this podcast, Nikki and Jenny discuss what you can do to create the perfect password.</itunes:summary>
            <itunes:duration>4:19</itunes:duration>
            <itunes:keywords>money, passwords, hackers, teens, education, finance, credit union</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>no</itunes:explicit>
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        <item>
            <title>Back-to-School Shopping on a Budget</title>
            <description>Nikki and Jenny give their tips for making the most of your back-to-school clothing budget.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, finance, education</category>
            
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            <pubDate>Thu, 18 Aug 2011 12:33:48 -0700</pubDate>
            <itunes:subtitle>Back-to-School Shopping on a Budget</itunes:subtitle>
            <itunes:summary>Nikki and Jenny give their tips for making the most of your back-to-school clothing budget. </itunes:summary>
            <itunes:duration>3:53</itunes:duration>
            <itunes:keywords>shopping, school, teens, credit union, back-to-school, budget</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>no</itunes:explicit>
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        <item>
            <title>Protect Your Money From Hackers</title>
            <description>In this podcast, Nikki and Jenny talk about things you can do to protect your online accounts and your money from hackers.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>finance, education</category>
            
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            <pubDate>Wed, 20 Jul 2011 22:23:41 -0700</pubDate>
            <itunes:subtitle>Protect Your Money From Hackers</itunes:subtitle>
            <itunes:summary>In this podcast, Nikki and Jenny talk about things you can do to protect your online accounts and your money from hackers. </itunes:summary>
            <itunes:duration>4:51</itunes:duration>
            <itunes:keywords>money, finance, education, hackers, identity theft, safety, teen</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>no</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/L92k5fDcbDs/2011_07_01_elements.mp3" fileSize="6700000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/L92k5fDcbDs/2011_07_01_elements.mp3" length="6700000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2011/2011_07_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Movie Money Savings</title>
            <description>Check out this podcast before you buy your next movie ticket or bag of popcorn. Nikki and Jenny share their tips for helping you save money at the movie theater.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>entertainment, finance</category>
            
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            <pubDate>Fri, 17 Jun 2011 23:35:29 -0700</pubDate>
            <itunes:subtitle>Movie Money Savings</itunes:subtitle>
            <itunes:summary>Check out this podcast before you buy your next movie ticket or bag of popcorn. Nikki and Jenny share their tips for helping you save money at the movie theater.</itunes:summary>
            <itunes:duration>5:00</itunes:duration>
            <itunes:keywords>entertainment, movies, teen, credit union, money, savings</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>no</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/y42lHRwzAL4/2011_06_01_elements.mp3" fileSize="5300000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/y42lHRwzAL4/2011_06_01_elements.mp3" length="5300000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2011/2011_06_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Tips for a Successful Yard Sale</title>
            <description>Planning a yard sale? Check out Jenny and Nikki's tips to help make your yard sale fun ... and a success!&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>education</category>
            
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            <pubDate>Wed, 25 May 2011 17:04:10 -0700</pubDate>
            <itunes:subtitle>Tips for a Successful Yard Sale</itunes:subtitle>
            <itunes:summary>Planning a yard sale? Check out Jenny and Nikki's tips to help make your yard sale fun ... and a success!</itunes:summary>
            <itunes:duration>4:06</itunes:duration>
            <itunes:keywords>yard sale, money, teen, credit union, finance</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>no</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/oUeaBoXRb8M/2011_05_01_elements.mp3" fileSize="9400000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/oUeaBoXRb8M/2011_05_01_elements.mp3" length="9400000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2011/2011_05_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>What it Means to Be a Credit Union Member</title>
            <description>Young credit union members from across the country tweet what it means to them to be a credit union member.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>finance, youth, family</category>
            
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            <pubDate>Wed, 13 Apr 2011 15:27:38 -0700</pubDate>
            <itunes:subtitle>What it Means to Be a Credit Union Member</itunes:subtitle>
            <itunes:summary>Young credit union members from across the country tweet what it means to them to be a credit union member. </itunes:summary>
            <itunes:duration>5:36</itunes:duration>
            <itunes:keywords>credit union, twitter, teen, money, finance</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>no</itunes:explicit>
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        <item>
            <title>Inside the World of Advertising</title>
            <description>Learn the tricks advertisers use to get people to spend money. From celebrity endorsements to "extreme" soft drinks , Nikki and Jenny cover the most popular types of commercials.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, finance, family</category>
            
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            <pubDate>Thu, 24 Mar 2011 16:41:12 -0700</pubDate>
            <itunes:subtitle>Inside the World of Advertising</itunes:subtitle>
            <itunes:summary>Learn the tricks advertisers use to get people to spend money. From celebrity endorsements to "extreme" soft drinks , Nikki and Jenny cover the most popular types of commercials.</itunes:summary>
            <itunes:duration>5:02</itunes:duration>
            <itunes:keywords>money, advertising, credit union, elements of money, elements, finance, teens</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>Credit Cards Under the Microscope</title>
            <description>In this episode, Nikki and Jenny uncover the top three features to look for when choosing a credit card.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>credit card, finance, family</category>
            
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            <pubDate>Wed, 23 Feb 2011 17:17:54 -0800</pubDate>
            <itunes:subtitle>Credit Cards Under the Microscope</itunes:subtitle>
            <itunes:summary>In this episode, Nikki and Jenny uncover the top three features to look for when choosing a credit card.</itunes:summary>
            <itunes:duration>4:06</itunes:duration>
            <itunes:keywords>credit card, teens, finance, credit union, money</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>The Best Things in Life Are Free</title>
            <description>Check out this month's podcast as Jenny and Nikki share their favorite tips for finding stuff for free.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, family, finance</category>
            
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            <pubDate>Thu, 20 Jan 2011 11:15:08 -0800</pubDate>
            <itunes:subtitle>The Best Things in Life Are Free</itunes:subtitle>
            <itunes:summary>Check out this month's podcast as Jenny and Nikki share their favorite tips for finding stuff for free.</itunes:summary>
            <itunes:duration>4:00</itunes:duration>
            <itunes:keywords>money, teens, credit union, finance, shopping, elements</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/kSHJzDNA7fc/2011_01_01_elements.mp3" fileSize="3700000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/kSHJzDNA7fc/2011_01_01_elements.mp3" length="3700000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2011/2011_01_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>The Top Money Tips of 2010</title>
            <description>Jenny and Nikki wrap up another year with their favorite money tips of 2010.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, finance</category>
            
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            <pubDate>Sun, 19 Dec 2010 14:50:57 -0800</pubDate>
            <itunes:subtitle>The Top Money Tips of 2010</itunes:subtitle>
            <itunes:summary>Jenny and Nikki wrap up another year with their favorite money tips of 2010.</itunes:summary>
            <itunes:duration>4:25</itunes:duration>
            <itunes:keywords>money, finance, credit union teen</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/ya7mI-JuRZo/2010_12_01_elements.mp3" fileSize="4300000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/ya7mI-JuRZo/2010_12_01_elements.mp3" length="4300000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2010/2010_12_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>The Eco-Friendly (and Cheap) Way to Shop</title>
            <description>Nikki and Jenny show you how a little bit of planning can help you make your holiday shopping green, while saving some green.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, green, environment, teen, financial</category>
            
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            <pubDate>Sat, 27 Nov 2010 18:07:16 -0800</pubDate>
            <itunes:subtitle>The Eco-Friendly (and Cheap) Way to Shop</itunes:subtitle>
            <itunes:summary>Nikki and Jenny show you how a little bit of planning can help you make your holiday shopping green, while saving some green.</itunes:summary>
            <itunes:duration>4:20</itunes:duration>
            <itunes:keywords>money, green, environment, teen, financial</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/daN0NW4FsNI/2010_11_01_elements.mp3" fileSize="4100000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/daN0NW4FsNI/2010_11_01_elements.mp3" length="4100000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2010/2010_11_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>The Economics of Learning a Musical Instrument</title>
            <description>From garage bands to marching bands and everything in-between, Nikki and Jenny show you how to learn how to play a musical instrument ... without spending a fortune.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            
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            <pubDate>Tue, 26 Oct 2010 13:56:24 -0700</pubDate>
            <itunes:subtitle>The Economics of Learning a Musical Instrument</itunes:subtitle>
            <itunes:summary>From garage bands to marching bands and everything in-between, Nikki and Jenny show you how to learn how to play a musical instrument ... without spending a fortune.</itunes:summary>
            <itunes:duration>5:11</itunes:duration>
            <itunes:keywords>music, credit union, teens, money, drums, orchestra, band, finance</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/CENJuCjD9m8/2010_10_01_elements.mp3" fileSize="4750000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/CENJuCjD9m8/2010_10_01_elements.mp3" length="4750000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2010/2010_10_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Upgrading Your Digital Life</title>
            <description>Whether it's getting a new cell phone, buying the latest gaming console accessory, or upgrading your favorite app,  keeping your digital life up-to-date can get expensive. Jenny and Nikki cover it all in this podcast.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>family, money</category>
            
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            <pubDate>Wed, 22 Sep 2010 13:50:16 -0700</pubDate>
            <itunes:subtitle>Upgrading Your Digital Life</itunes:subtitle>
            <itunes:summary>Whether it's getting a new cell phone, buying the latest gaming console accessory, or upgrading your favorite app,  keeping your digital life up-to-date can get expensive. Jenny and Nikki cover it all in this podcast.</itunes:summary>
            <itunes:duration>4:25</itunes:duration>
            <itunes:keywords>money, teen, ipod, cell phone, college, credit union</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/AhfDcSGaSFE/2010_09_01_elements.mp3" fileSize="4300000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/AhfDcSGaSFE/2010_09_01_elements.mp3" length="4300000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2010/2010_09_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Three Big Money Mistakes</title>
            <description>When it comes to money, it's easy to make a mistake. Hear the three biggest mistakes young people make when it comes to money, and learn what you can do to avoid them.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, finance, teen</category>
            
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            <pubDate>Thu, 12 Aug 2010 15:29:47 -0700</pubDate>
            <itunes:subtitle>Three Big Money Mistakes</itunes:subtitle>
            <itunes:summary>When it comes to money, it's easy to make a mistake. Hear the three biggest mistakes young people make when it comes to money, and learn what you can do to avoid them. </itunes:summary>
            <itunes:duration>4:10</itunes:duration>
            <itunes:keywords>money, teen, credit union, credit, peer pressure</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/MkYVF8pdDmE/2010_08_01_elements.mp3" fileSize="3830000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/MkYVF8pdDmE/2010_08_01_elements.mp3" length="3830000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2010/2010_08_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>A Cheap Guide to Playing Video Games</title>
            <description>In this podcast, Jenny and Nikki explore different ways to find and play video games for the least amount of money possible.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>video games, money, family, teen, credit union</category>
            
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            <pubDate>Wed, 21 Jul 2010 15:04:25 -0700</pubDate>
            <itunes:subtitle>A Cheap Guide to Playing Video Games</itunes:subtitle>
            <itunes:summary>In this podcast, Jenny and Nikki explore different ways to find and play video games for the least amount of money possible. </itunes:summary>
            <itunes:duration>5:10</itunes:duration>
            <itunes:keywords>video games, gaming, money, teen, credit union</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/BKHu3KZ6wAQ/2010_07_01_elements.mp3" fileSize="5370000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/BKHu3KZ6wAQ/2010_07_01_elements.mp3" length="5370000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2010/2010_07_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>A Guide to Buying and Renting Movies</title>
            <description>Jenny and Nikki tackle the world of movie downloads, digital rentals and old-fashioned DVD shopping. We review the most popular options for watching and renting movies in the digital age.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>movies, money, entertainment, family</category>
            
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            <pubDate>Wed, 16 Jun 2010 13:15:05 -0700</pubDate>
            <itunes:subtitle>A Guide to Buying and Renting Movies</itunes:subtitle>
            <itunes:summary>Jenny and Nikki tackle the world of movie downloads, digital rentals and old-fashioned DVD shopping. We review the most popular options for watching and renting movies in the digital age.</itunes:summary>
            <itunes:duration>4:55</itunes:duration>
            <itunes:keywords>movies, teens, entertainment, money, credit union</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/Prc_oAtFetA/2010_06_01_elements.mp3" fileSize="4490000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/Prc_oAtFetA/2010_06_01_elements.mp3" length="4490000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2010/2010_06_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>All About Savings Accounts</title>
            <description>Jenny and Nikki dive deep into the world of  
savings accounts. From regular savings to retirements accounts, we  
look at the many different savings options available to you.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, finance, family</category>
            
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            <pubDate>Wed, 19 May 2010 16:41:45 -0700</pubDate>
            <itunes:subtitle>All About Savings Accounts
</itunes:subtitle>
            <itunes:summary>Jenny and Nikki dive deeper into the  
world of savings accounts. From regular savings to retirements  
accounts, we look at the many different savings options available to  
you. </itunes:summary>
            <itunes:duration>5:45</itunes:duration>
            <itunes:keywords>savings, money, teen, finance, credit  
union</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/XTBVEFxE1jE/2010_05_01_elements.mp3" fileSize="5290000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/XTBVEFxE1jE/2010_05_01_elements.mp3" length="5290000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/%20%0A2010/2010_05_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Setting Financial Goals</title>
            <description>Nikki and Jenny outline a few simple steps for helping you save for the future using financial goals.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, financial, saving, credit union</category>
            
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            <pubDate>Mon, 12 Apr 2010 23:23:22 -0700</pubDate>
            <itunes:subtitle>Setting Financial Goals</itunes:subtitle>
            <itunes:summary>Nikki and Jenny outline a few simple steps for helping you save for the future using financial goals.</itunes:summary>
            <itunes:duration>6:05</itunes:duration>
            <itunes:keywords>money, goals, teens, credit union</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/t7KKV7c21o4/2010_04_01_elements.mp3" fileSize="5570000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/t7KKV7c21o4/2010_04_01_elements.mp3" length="5570000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2010/2010_04_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Yes, You Can Afford College</title>
            <description>With the costs of a college education rising, you may be looking for ways to pay. In this episode, Nikki and Jenny share their ideas to help you find college funding.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, college, teens, students, credit union</category>
            
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            <pubDate>Tue, 09 Mar 2010 14:44:15 -0800</pubDate>
            <itunes:subtitle>Yes, You Can Afford to Go to College</itunes:subtitle>
            <itunes:summary>With the costs of a college education rising, you may be looking for ways to pay. In this episode, Nikki and Jenny share their ideas to help you find college funding.  </itunes:summary>
            <itunes:duration>4:09</itunes:duration>
            <itunes:keywords>money, college, tuition, scholarship, teen, student</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/eQSJ_MXQtnw/2010_03_01_elements.mp3" fileSize="4410000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/eQSJ_MXQtnw/2010_03_01_elements.mp3" length="4410000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2010/2010_03_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>The Difference Between Credit Unions and Banks</title>
            <description>Why should you choose a credit union versus a bank? Nikki and Jenny explain the differences that could have a huge impact on your wallet and financial life!&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, credit union, family, teen</category>
            
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            <pubDate>Fri, 05 Feb 2010 12:24:58 -0800</pubDate>
            <itunes:subtitle>The Difference Between Credit Unions and Banks</itunes:subtitle>
            <itunes:summary>Why should you choose a credit union versus a bank? Nikki and Jenny explain the differences that could have a huge impact on your wallet and financial life!</itunes:summary>
            <itunes:duration>4:22</itunes:duration>
            <itunes:keywords>money, bank, credit union, finances</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/CynDYySz21c/2010_02_01_elements.mp3" fileSize="4100000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/CynDYySz21c/2010_02_01_elements.mp3" length="4100000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2010/2010_02_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Hints and Tips for Finding a Job</title>
            <description>If you're under 18 and looking for a part-time job, you may find that all the traditional "teen" jobs are being filled by adults. Now what? Nikki and Jenny have a few ideas for finding the perfect job in today's challenging job market.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>family, teen, finance, career</category>
            
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            <pubDate>Wed, 13 Jan 2010 15:52:44 -0800</pubDate>
            <itunes:subtitle>Hints and Tips for Finding a Job</itunes:subtitle>
            <itunes:summary>If you're under 18 and looking for a part-time job, you may find that all the traditional "teen" jobs are being filled by adults. Now what? Nikki and Jenny have a few ideas for finding the perfect job in today's challenging job market.</itunes:summary>
            <itunes:duration>4:48</itunes:duration>
            <itunes:keywords>money, job, teen credit union</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/1LPG40mn6hQ/2010_01_01_elements.mp3" fileSize="4400000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/1LPG40mn6hQ/2010_01_01_elements.mp3" length="4400000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2010/2010_01_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>The Top Money Tips from 2009</title>
            <description>From saving money for concerts to spending less on movies, Nikki and Jenny share the best money-saving tips from the past year.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, finance, teen, youth, credit union</category>
            
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            <pubDate>Tue, 08 Dec 2009 07:42:31 -0800</pubDate>
            <itunes:subtitle>The Top Money Tips from 2009</itunes:subtitle>
            <itunes:summary>From saving money for concerts to spending less on movies, Nikki and Jenny share the best money-saving tips from the past year. </itunes:summary>
            <itunes:duration>6:24</itunes:duration>
            <itunes:keywords>money, youth, 2009, credit union, finance, teen</itunes:keywords>
            <itunes:author>Elements</itunes:author>
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        <item>
            <title>Saving Money Without a Piggy Bank</title>
            <description>Learn about different types of savings accounts and the best way to stash your cash.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money</category>
            
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            <pubDate>Thu, 05 Nov 2009 13:52:42 -0800</pubDate>
            <itunes:subtitle>Saving Money Without a Piggy Bank</itunes:subtitle>
            <itunes:summary>Learn about different types of savings accounts and the best way to stash your cash. </itunes:summary>
            <itunes:duration>6:08</itunes:duration>
            <itunes:keywords>savings, credit union, teen, youth, money, interest</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>Stay Fit and Save Money</title>
            <description>From exercise equipment and eating healthy, to skin care products and more, Jenny and Nikki discuss different ways to stay fit without breaking your budget.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, family, finance</category>
            
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            <pubDate>Thu, 08 Oct 2009 11:33:33 -0700</pubDate>
            <itunes:subtitle>Staying Fit and Saving Money</itunes:subtitle>
            <itunes:summary>From exercise equipment and eating healthy, to skin care products and more, Jenny and Nikki discuss different ways to stay fit without breaking your budget.</itunes:summary>
            <itunes:duration>5:15</itunes:duration>
            <itunes:keywords>exercise, health, money, teen, credit union</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>Gadgets and Gizmos</title>
            <description>It's easy to get caught up in the latest and greatest electronic devices. From iPods and iPhones, to PS3s and more, Jenny and Nikki give you tips for saving money on your favorite gadgets.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>business, family</category>
            
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            <pubDate>Wed, 09 Sep 2009 00:29:05 -0700</pubDate>
            <itunes:subtitle>Gadgets and Gizmos</itunes:subtitle>
            <itunes:summary>It's easy to get caught up in the latest and greatest electronic devices. From iPods and iPhones, to PS3s and more, Jenny and Nikki give you tips for saving money on your favorite gadgets.</itunes:summary>
            <itunes:duration>6:11</itunes:duration>
            <itunes:keywords>money, ipod, teen, finance, saving, credit</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>The Good, The Bad and The Ugly</title>
            <description>Who can young adults trust when it comes to their money? In this episode, Jenny and Nikki rate different types of financial options available to young people.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>finance, family</category>
            
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            <pubDate>Mon, 10 Aug 2009 09:55:34 -0700</pubDate>
            <itunes:subtitle>The Good, The Bad and The Ugly</itunes:subtitle>
            <itunes:summary>Who can young adults trust when it comes to their money? In this episode, Jenny and Nikki rate different types of financial options available to young people.</itunes:summary>
            <itunes:duration>5:30</itunes:duration>
            <itunes:keywords>money, bank, credit union, teen</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>Frugal Fashion Sense</title>
            <description>Learn how to  "dress to impress" without spending your last dollar.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, teen, credit union</category>
            
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            <pubDate>Tue, 07 Jul 2009 10:29:35 -0700</pubDate>
            <itunes:subtitle>Frugal Fashion Sense</itunes:subtitle>
            <itunes:summary>Learn how to  "dress to impress" without spending your last dollar.</itunes:summary>
            <itunes:duration>5:45</itunes:duration>
            <itunes:keywords>money, teen, credit union, fashion</itunes:keywords>
            <itunes:author>Elements</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>Music and Money</title>
            <description>Whether you’re a musician in a band, or simply a fan who loves listening to music and going to concerts, we have tips to help you save money.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, finance, music</category>
            
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            <pubDate>Fri, 05 Jun 2009 10:31:32 -0700</pubDate>
            <itunes:subtitle>Music and Money</itunes:subtitle>
            <itunes:summary>The elements podcast is about  money. How to make it, spend it, borrow it, save it, and keep it safe. In each podcast we'll talk about real world issues affecting young people and money. </itunes:summary>
            <itunes:duration>7:29</itunes:duration>
            <itunes:keywords>music, money, youth, finance</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>Building a solid credit history while you're young</title>
            <description>In this episode, Jenny and Nikki talk about things young people can do to start building a positive credit history.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>family, finance</category>
            
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            <pubDate>Wed, 06 May 2009 11:41:23 -0700</pubDate>
            <itunes:subtitle>Building a solid credit history while you're young</itunes:subtitle>
            <itunes:summary>In this episode, Jenny and Nikki talk about things young people can do to start building a positive credit history. </itunes:summary>
            <itunes:duration>6:40</itunes:duration>
            <itunes:keywords>money, credit, teen, credit union</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>What do you REALLY need?</title>
            <description>Do you know the difference between Needs and Wants? In this episode, Nikki and Jenny help you determine what you really need to get by in today's economy.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>finance, family</category>
            
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            <pubDate>Wed, 08 Apr 2009 10:53:02 -0700</pubDate>
            <itunes:subtitle>What do you REALLY need?</itunes:subtitle>
            <itunes:summary>Do you know the difference between Needs and Wants? In this episode, Nikki and Jenny help you determine what you really need to get by in today's economy. </itunes:summary>
            <itunes:duration>6:40</itunes:duration>
            <itunes:keywords>money, finance</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>Get More Stuff for Less Money</title>
            <description>Meet Nikki and Jenny, the new hosts of The Elements of Money podcast. In today's episode, we  beat back the recession with tips on how to make your money go farther. From going to the movies to shopping for sales, these tips prove that economy doesn't have to get you down.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, youth, family</category>
            
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            <pubDate>Wed, 04 Mar 2009 10:30:15 -0800</pubDate>
            <itunes:subtitle>More Stuff for Less Money</itunes:subtitle>
            <itunes:summary>Meet Nikki and Jenny, the new hosts of The Elements of Money podcast. In today's episode, we  beat back the recession with tips on how to make your money go farther. From going to the movies to shopping for sales, these tips prove that economy doesn't have to get you down.</itunes:summary>
            <itunes:duration>5:15</itunes:duration>
            <itunes:keywords>money, finance, teens,</itunes:keywords>
            <itunes:author>Subcat</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>Exploring Checking Accounts</title>
            <description>In this episode, Catie and Joey talk about everything you need to know about checking accounts, including how to avoid bounced checks and fees. Also in this episode: great business ideas for young entrepreneurs.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>money, finance</category>
            
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            <pubDate>Tue, 06 Jan 2009 21:30:14 -0800</pubDate>
            <itunes:subtitle>Exploring Checking Accounts</itunes:subtitle>
            <itunes:summary>In this episode, Catie and Joey talk about everything you need to know about checking accounts, including how to avoid bounced checks and fees. Also in this episode: great business ideas for young entrepreneurs.</itunes:summary>
            <itunes:duration>7:27</itunes:duration>
            <itunes:keywords>checking account, credit union, money, teens, finance</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>Pay to Play: Sports and Money</title>
            <description>Whether you're an Olympic-bound athlete or just play sports for fun, we have a way for you to save money on equipment, lessons and even transportation. Catie and Joey talk about typical sports expenses, and ways to make playing affordable. Also in this episode: three organizations that can help  young entrepreneurs.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>family, money, sports</category>
            
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            <pubDate>Tue, 03 Feb 2009 09:51:20 -0800</pubDate>
            <itunes:subtitle>Pay to Play: Sports and Money</itunes:subtitle>
            <itunes:summary>Whether you're an Olympic-bound athlete or just play sports for fun, Catie and Joey share their tips to make playing more affordable. Also in this episode:  three organizations that help young entrepreneurs.</itunes:summary>
            <itunes:duration>6:48</itunes:duration>
            <itunes:keywords>sports, money, teen, credit union</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>Top Ten Money Tips from 2008</title>
            <description>From lowering your cell phone bill to spending less money on entertainment, Catie and Joey discuss their favorite money tips from the past year.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>finance, family</category>
            
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            <pubDate>Tue, 02 Dec 2008 11:39:16 -0800</pubDate>
            <itunes:subtitle>Top Ten Money Tips from 2008</itunes:subtitle>
            <itunes:summary>From lowering your cell phone bill to spending less money on entertainment, Catie and Joey discuss their favorite money tips from the past year. </itunes:summary>
            <itunes:duration>6:02</itunes:duration>
            <itunes:keywords>money, finance, cell phone, college, credit cards, loans</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>The Pros and Cons of Buying a Used Car</title>
            <description>Buying a car is a big purchase. One way to make it more affordable is to drive a previously owned car. In this episode, Catie and Joey discuss the pros and cons of buying a used car. Also in this episode: putting together a college expense checklist.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>business, money, family</category>
            
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            <pubDate>Tue, 02 Dec 2008 11:32:22 -0800</pubDate>
            <itunes:subtitle>The Pros and Cons of Buying a Used Car</itunes:subtitle>
            <itunes:summary>Buying a car is a big purchase. One way to make it more affordable is to drive a previously owned car. In this episode, Catie and Joey discuss the pros and cons of buying a used car. Also in this episode: putting together a college expense checklist.</itunes:summary>
            <itunes:duration>6:56</itunes:duration>
            <itunes:keywords>car, loan, money, youth, teen</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>The 411 on College Applications</title>
            <description>The deadline to submit college applications is right around the corner.  But don't worry - help is on the way. In this episode, Catie and Joey help make sense of the entire college application process. Tune in and take the stress out of applying for college.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>family, education, money</category>
            
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            <pubDate>Tue, 11 Nov 2008 10:58:39 -0800</pubDate>
            <itunes:subtitle>The 411 on College Applications</itunes:subtitle>
            <itunes:summary>The deadline to submit college applications is right around the corner.  But don't worry - help is on the way. In this episode, Catie and Joey help make sense of the entire college application process. Tune in and take the stress out of applying for college. </itunes:summary>
            <itunes:duration>5:50</itunes:duration>
            <itunes:keywords>college, credit union, student, money, financial aid, application</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/N6WiqzbW3XM/2008_10_01_elements.mp3" fileSize="5400000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/N6WiqzbW3XM/2008_10_01_elements.mp3" length="5400000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2008/2008_10_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Credit Prep 101</title>
            <description>How do you build a credit history from scratch? Catie and Joey talk about simple things young people can do today to get approved for a loan in the future. Also in this episode: College loans.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>business, family, money</category>
            
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            <pubDate>Fri, 05 Sep 2008 09:34:07 -0700</pubDate>
            <itunes:subtitle>Credit Prep 101</itunes:subtitle>
            <itunes:summary>How do you build a credit history from scratch? Catie and Joey talk about simple things young people can do today to get approved for a loan in the future. Also in this episode: College loans.</itunes:summary>
            <itunes:duration>5:40</itunes:duration>
            <itunes:keywords>credit, loan, money, credit union, teen, finance</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/y9kQ_hgsUTs/2008_09_01_elements.mp3" fileSize="5400000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/y9kQ_hgsUTs/2008_09_01_elements.mp3" length="5400000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2008/2008_09_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Will Work for Money: Job-Hunting Tips</title>
            <description>From resume and interview tips, to fashion hints and Facebook "no-nos", Catie and Joey show you how to crack into today's tough job market.  Don't miss this podcast filled with tips, hints and recommendations to help you land that dream job.  Also in this episode: Applying for financial aid.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>family, business, finance</category>
            
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            <pubDate>Fri, 05 Sep 2008 09:15:33 -0700</pubDate>
            <itunes:subtitle>Will Work for Money: Job-Hunting Tips</itunes:subtitle>
            <itunes:summary>From resume and interview tips, to fashion hints and Facebook "no-nos", Catie and Joey show you how to crack into today's tough job market. Don't miss this podcast filled with tips, tricks and recommendations to help you land that dream job.  Also in this episode: Applying for financial aid.</itunes:summary>
            <itunes:duration>6:40</itunes:duration>
            <itunes:keywords>money, jobs, employment, part-time, credit union</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/X54wlMT_ayU/2008_08_01_elements.mp3" fileSize="6100000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/X54wlMT_ayU/2008_08_01_elements.mp3" length="6100000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2008/2008_08_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Avoiding the Dark Side of Credit Card</title>
            <description>Is a free tote bag really worth applying for a 19.8% APR credit  card? No way! In this episode, Catie and Joey talk about the pros and cons of applying for and carrying a credit card. Don't get stuck owing a big credit card company thousands of dollars. Listen to this podcast and learn the truth about those slick giveaways. Also in this episode: Paying for last-minute college expense.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>business, family, money</category>
            
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            <pubDate>Mon, 07 Jul 2008 11:46:25 -0700</pubDate>
            <itunes:subtitle>Avoiding the Dark Side of Credit Card</itunes:subtitle>
            <itunes:summary>Is a free tote bag really worth applying for a 19.8% APR credit  card? No way! In this episode, Catie and Joey talk about the pros and cons of applying for and carrying a credit card. Don't get stuck owing a big credit card company thousands of dollars. Listen to this podcast and learn the truth about those slick giveaways. Also in this episode: Paying for last-minute college expense.</itunes:summary>
            <itunes:duration>6:02</itunes:duration>
            <itunes:keywords>money, credit union, credit card, finance</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/zdk16okPDjo/2008_07_01_elements.mp3" fileSize="5600000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/zdk16okPDjo/2008_07_01_elements.mp3" length="5600000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2008/2008_07_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Cheap Summer Entertainment</title>
            <description>Four dollars for a gallon of gas? Ten dollars for a movie ticket? If summer expenses have you counting your pennies, look no further.  In this podcast, Catie and Joey feel your financial pain and offer their suggestions for things to do during the summer months that won't leave you broke.  Also in this episode: Getting the most out of extracurricular activities.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>business, family, money</category>
            
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            <pubDate>Sun, 08 Jun 2008 12:26:39 -0700</pubDate>
            <itunes:subtitle>Cheap Summer Entertainment</itunes:subtitle>
            <itunes:summary>Four dollars for a gallon of gas? Ten dollars for a movie ticket? If summer expenses have you counting your pennies, look no further.  In this podcast, Catie and Joey feel your financial pain and offer their suggestions for things to do during the summer months that won't leave you broke.  Also in this episode: Getting the most out of extracurricular activities.  </itunes:summary>
            <itunes:duration>5:50</itunes:duration>
            <itunes:keywords>money, summer, discounts, teen, finance, economy, savings, credit union, bank</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/FjlS1dLZUcs/2008_06_01_elements.mp3" fileSize="5400000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/FjlS1dLZUcs/2008_06_01_elements.mp3" length="5400000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2008/2008_06_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Paying for Fido: Reducing Pet Expenses</title>
            <description>$90 Juicy Couture Doggy Bag? Not here! Catie and Joey talk about the many different ways to take care of your pet without going broke. Also in this episode: unique college scholarships. We cover everything from free money for duct tape prom dresses to vegetarian scholarships.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <category>family, money, business</category>
            
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            <pubDate>Sun, 08 Jun 2008 12:24:46 -0700</pubDate>
            <itunes:subtitle>Paying for Fido: Reducing Pet Expenses</itunes:subtitle>
            <itunes:summary>$90 Juicy Couture Doggy Bag? Not here! Catie and Joey talk about the many different ways to take care of your pet without going broke. Also in this episode: unique college scholarships. We cover everything from free money for duct tape prom dresses to vegetarian scholarships. </itunes:summary>
            <itunes:duration>8:10</itunes:duration>
            <itunes:keywords>money, pets, saving credit union, teen</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/00Dje44Iap8/2008_05_01_elements.mp3" fileSize="7480000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/00Dje44Iap8/2008_05_01_elements.mp3" length="7480000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2008/2008_05_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Foolish Money Mistakes</title>
            <description>It's April Fool's, so Catie and Joey are talking about foolish things people do with their money. From throwing money away on video late fees, to literally having rats eat your money, this episode is a funny and entertaining look at financial foolishness. Also in this episode: getting ready for college.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <author>feedback@elementspodcast.com</author>
            <category>family, business</category>
            
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            <pubDate>Mon, 05 May 2008 22:25:01 -0700</pubDate>
            <itunes:subtitle>Foolish Money Mistakes</itunes:subtitle>
            <itunes:summary>It's April Fool's, so Catie and Joey are talking about foolish things people do with their money. From throwing money away on video late fees, to literally having rats eat your money, this episode is a funny and entertaining look at financial foolishness. Also in this episode: getting ready for college.</itunes:summary>
            <itunes:duration>7:58</itunes:duration>
            <itunes:keywords>money, mistakes, college, credit union, finance, teen</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/1jojSyWpTTg/2008_04_01_elements.mp3" fileSize="7300000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/1jojSyWpTTg/2008_04_01_elements.mp3" length="7300000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2008/2008_04_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Filing Taxes: It’s Not Just for Adults</title>
            <description>Do you have a part-time job and aren't sure if you have to file a tax return? Paying taxes isn't just for adults. Listen to this podcast for information important for workers under 18 years old (or any age for that matter). It doesn't matter if you have a part-time job at the mall, mow lawns or babysit, if you worked in 2007, this episode is for you ... so listen up! Also in this episode: ways to avoid scholarship scams.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <author>feedback@elementspodcast.com</author>
            <category>busines, family</category>
            
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            <pubDate>Tue, 04 Mar 2008 10:22:39 -0800</pubDate>
            <itunes:subtitle>Filing Taxes: It’s Not Just for Adults</itunes:subtitle>
            <itunes:summary>Do you have a part-time job and aren't sure if you have to file a tax return? Paying taxes isn't just for adults. Listen to this podcast for information important for workers under 18 years old (or any age for that matter). It doesn't matter if you have a part-time job at the mall, mow lawns or babysit, if you worked in 2007, this episode is for you ... so listen up! Also in this episode: ways to avoid scholarship scams.</itunes:summary>
            <itunes:duration>8:36</itunes:duration>
            <itunes:keywords>taxes, money, teen, youth, family, credit union, job</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/NuqVQX4-0Hc/2008_03_01_elements.mp3" fileSize="8300000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/NuqVQX4-0Hc/2008_03_01_elements.mp3" length="8300000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2008/2008_03_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>From Lattes to Credit Cards: Start Saving Money Today</title>
            <description>Worried about all this talk about a recession? It's never too late to start saving money. Catie and Joey talk about different ways you can trim your expenses and be prepared for anything. Also in this episode: Places to look for  scholarships.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <author>feedback@elementspodcast.com</author>
            <category>business, family</category>
            
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            <pubDate>Tue, 04 Mar 2008 10:04:58 -0800</pubDate>
            <itunes:subtitle>From Lattes to Credit Cards: Start Saving Money Today</itunes:subtitle>
            <itunes:summary>Worried about all this talk about a recession? It's never too late to start saving money. Catie and Joey talk about different ways you can trim your expenses and be prepared for anything. Also in this episode: Places to look for  scholarships.</itunes:summary>
            <itunes:duration>7:02</itunes:duration>
            <itunes:keywords>money, recession, saving, credit union, teen, finances, budget</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/UXd_FpjnCOA/2008_02_01_elements.mp3" fileSize="6500000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/UXd_FpjnCOA/2008_02_01_elements.mp3" length="6500000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2008/2008_02_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>How to Lower Your Cell Phone Bill</title>
            <description>Is your cell phone bill getting out of control? We have a few tips to help you save some money.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <author>feedback@elementspodcast.com</author>
            <category>business, family</category>
            
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            <pubDate>Wed, 09 Jan 2008 22:04:39 -0800</pubDate>
            <itunes:subtitle>How to Lower Your Cell Phone Bill</itunes:subtitle>
            <itunes:summary>Is your cell phone bill getting out of control? We have a few tips to help you save some money.</itunes:summary>
            <itunes:duration>7:24</itunes:duration>
            <itunes:keywords>money, cell phone, credit union, teen</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/uMkAooUCf_A/2008_01_01_elements.mp3" fileSize="6800000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/uMkAooUCf_A/2008_01_01_elements.mp3" length="6800000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2008/2008_01_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>The Top Ten Money Tips of 2007</title>
            <description>Catie and Joey list off their top ten money tips of 2007.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <author>feedback@elementspodcast.com</author>
            <category>business, family</category>
            
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            <pubDate>Thu, 03 Jan 2008 16:53:23 -0800</pubDate>
            <itunes:subtitle>The Top Ten Money Tips of 2007</itunes:subtitle>
            <itunes:summary>Catie and Joey list off their top ten money tips of 2007.</itunes:summary>
            <itunes:duration>8:30</itunes:duration>
            <itunes:keywords>money, credit union, young adult, teen, finance, identity theft</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/6xmyLb1OAEk/2007_12_01_elements.mp3" fileSize="8300000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/6xmyLb1OAEk/2007_12_01_elements.mp3" length="8300000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2007/2007_12_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Holiday Shopping on a Budget</title>
            <description>Want to learn how to get your holiday shopping done without spending a fortune? Joey and Catie talk about different ways to show you care and still have money left over. Also in this episode: outsmarting identity thieves during the holidays.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <author>feedback@elementspodcast.com</author>
            <category>Business, Family</category>
            
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            <pubDate>Thu, 01 Nov 2007 23:16:44 -0700</pubDate>
            <itunes:subtitle>Holiday Shopping on a Budget</itunes:subtitle>
            <itunes:summary>Want to learn how to get your holiday shopping done without spending a fortune? Joey and Catie talk about different ways to show you care and still have money left over. Also in this episode: outsmarting identity thieves during the holidays.</itunes:summary>
            <itunes:duration>8:18</itunes:duration>
            <itunes:keywords>credit union, holidays, shopping, money, teen, credit, bank</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/IHnnidhm2eg/2007_11_01_elements.mp3" fileSize="7600000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/IHnnidhm2eg/2007_11_01_elements.mp3" length="7600000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2007/2007_11_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>The Cost of Driving</title>
            <description>Do you know how much money it REALLY cost to drive a car? From car insurance to oil changes, we'll talk about all the different cost associated with owning a car. Joey and Catie will also share their tips for staying safe while sharing files via P2P.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <author>feedback@elementspodcast.com</author>
            <category>business, family</category>
            
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            <pubDate>Sat, 06 Oct 2007 18:18:03 -0700</pubDate>
            <itunes:subtitle>The Cost of Driving</itunes:subtitle>
            <itunes:summary>Do you know how much money it REALLY cost to drive a car? From car insurance to oil changes, we'll talk about all the different cost associated with owning a car. Joey and Catie will also share their tips for staying safe while sharing files via P2P.</itunes:summary>
            <itunes:duration>7:22</itunes:duration>
            <itunes:keywords>cars, credit union, money, insurance, p2p, bit torrent,</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/m6BmQkUqrVY/2007_10_01_elements.mp3" fileSize="6750000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/m6BmQkUqrVY/2007_10_01_elements.mp3" length="6750000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2007/2007_10_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Financial Urban Legends</title>
            <description>Bigfoot, the Loch Ness Monster and ... money? In this podcast we'll separate fact from fiction when it comes to urban legends about money. Joey and Catie also talk about ways to avoid getting ripped off in Second Life.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <author>feedback@elementspodcast.com</author>
            <category>business, family</category>
            
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            <pubDate>Sat, 08 Sep 2007 08:39:47 -0700</pubDate>
            <itunes:subtitle>Financial Urban Legends</itunes:subtitle>
            <itunes:summary>Bigfoot, the Loch Ness Monster and ... money? In this podcast we'll separate fact from fiction when it comes to urban legends about money. Joey and Catie also talk about ways to avoid getting ripped off in Second Life. </itunes:summary>
            <itunes:duration>7:42</itunes:duration>
            <itunes:keywords>money, urban legend, credit union</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>Getting Ready for Back to School</title>
            <description>Summer is just about over and it's time to start thinking about back-to-school expenses like books and clothes. Learn how to make the most of your money before school starts. Joey and Catie also talk about ways to protect your identity.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <author>feedback@elementspodcast.com</author>
            <category>business, family</category>
            
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            <pubDate>Tue, 07 Aug 2007 21:59:41 -0700</pubDate>
            <itunes:subtitle>Getting Ready for Back to School</itunes:subtitle>
            <itunes:summary>Summer is just about over and it's time to start thinking about back-to-school expenses like books and clothes. Learn how to make the most of your money before school starts. Joey and Catie also talk about ways to protect your identity.</itunes:summary>
            <itunes:duration>8:47</itunes:duration>
            <itunes:keywords>money, school, college, student, credit union, budgeting</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>Travel Money Tips</title>
            <description>If you're planning a trip this summer, there are steps you can take to make sure you don’t get ripped off while you're away from home. Joey and Catie  also talk about ways to avoid email scams.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <author>feedback@elementspodcast.com</author>
            <category>business, family, teen, travel</category>
            
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            <pubDate>Fri, 06 Jul 2007 10:14:57 -0700</pubDate>
            <itunes:subtitle>Travel Money Tips</itunes:subtitle>
            <itunes:summary>If you're planning a trip this summer, there are steps you can take to make sure you don’t get ripped off while you're away from home. Joey and Catie  also talk about ways to avoid email scams. </itunes:summary>
            <itunes:duration>8:00</itunes:duration>
            <itunes:keywords>Travel, money, teen, credit union, finance, atm card, credit card, debit card, travelers checks, elements, podcast</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>Things You Can Do for Under $20</title>
            <description>Looking for things to do this Summer but don't want to spend too much money? Yes, it's possible to have a good time on a limited budget. From movies to baseball games, Catie and Joey share some of their favorite ideas.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <author>feedback@elementspodcast.com</author>
            <category>business, family</category>
            
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            <pubDate>Tue, 12 Jun 2007 23:36:42 -0700</pubDate>
            <itunes:subtitle>Things You Can Do for Under $20</itunes:subtitle>
            <itunes:summary>Looking for things to do this Summer but don't want to spend too much money? Yes, it's possible to have a good time on a limited budget. From movies to baseball games, Catie and Joey share some of their favorite ideas.</itunes:summary>
            <itunes:duration>6:44</itunes:duration>
            <itunes:keywords>summer, budgeting, expenses, credit union, money, teen</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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        <item>
            <title>The Perfect Job Interview</title>
            <description>Summer is almost here, and so are summer job opportunities. In this episode, Joey and Catie talk about job interview tips — and funny interview bloopers. Learn how to put your best foot forward to get the perfect job.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <author>feedback@elementspodcast.com</author>
            <category>Business, Family</category>
            
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            <pubDate>Thu, 03 May 2007 14:54:55 -0700</pubDate>
            <itunes:subtitle>The Perfect Job Interview</itunes:subtitle>
            <itunes:summary>Summer is almost here, and so are summer job opportunities. In this episode, Joey and Catie talk about job interview tips — and funny interview bloopers. Learn how to put your best foot forward to get the perfect job.</itunes:summary>
            <itunes:duration>6:04</itunes:duration>
            <itunes:keywords>job interview, credit union, money, teen, career, finance</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
        <media:content url="http://feedproxy.google.com/~r/elementsPodcast/~5/U8dCOWJmfrQ/2007_05_01_elements.mp3" fileSize="5600000" type="audio/mpeg" /><feedburner:origLink>http://www.elementspodcast.com</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/elementsPodcast/~5/U8dCOWJmfrQ/2007_05_01_elements.mp3" length="5600000" type="audio/mpeg" /><feedburner:origEnclosureLink>http://www.elementspodcast.com/vault/2007/2007_05_01_elements.mp3</feedburner:origEnclosureLink></item>

        <item>
            <title>Saving Money Everyday</title>
            <description>Think you spend too much money? Do you find that you're paycheck (or allowance) seems to disappear the moment you get it? Listen as Joey and Catie talk about easy things you can do everyday to save money. They'll also talk about ways to keep your identity safe when using a wireless connection at public hot spots.&lt;img src="http://feeds.feedburner.com/~r/elementsPodcast/~4/RF5AhJzJXI4" height="1" width="1"/&gt;</description>
            <link>http://feedproxy.google.com/~r/elementsPodcast/~3/RF5AhJzJXI4/</link>
            <author>feedback@elementspodcast.com</author>
            <category>Business, Family</category>
            
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            <pubDate>Sun, 01 Apr 2007 21:49:52 -0700</pubDate>
            <itunes:subtitle>Saving Money Everyday</itunes:subtitle>
            <itunes:summary>Think you spend too much money? Do you find that you're paycheck (or allowance) seems to disappear the moment you get it? Listen as Joey and Catie talk about easy things you can do everyday to save money.</itunes:summary>
            <itunes:duration>6:37</itunes:duration>
            <itunes:keywords>Money, credit union, personal finance, saving, credit, loans</itunes:keywords>
            <itunes:author>A Credit Union Friend</itunes:author>
            <itunes:explicit>clean</itunes:explicit>
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    <media:credit role="author">A Credit Union Friend</media:credit><media:rating>nonadult</media:rating><media:description type="plain">The elements podcast is about money. How to make it, spend it, borrow it, save it, and keep it safe. In each podcast we'll talk about real world issues affecting young people and money.</media:description></channel>
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