8th CPC & EMPLOYEE NEWS TODAY

Subject: Introduction of SAMPATI (System for Asset Monitoring, Presentation and Tracking e-Asset Register) a new initiative for Civil Ministries and Departments.

2026-05-20T19:13:23.288+05:30

Government Employee - Rules, Circulars & Order: Introduction of SAMPATI (System for Asset Monitori...:

Introduction of SAMPATI (System for Asset Monitoring, Presentation and Tracking e-Asset Register) a new initiative for Civil Ministries and Departments.

No.ARC-18001/5/2021-TA-CGA/E-7060/48
भारत सरकार
वित्त मंत्रालय, व्यय विभाग
महालेखा नियंत्रक कार्यालय
ए.आर.सी. अनुभाग
महालेखा नियंत्रक भवन
ई-ब्लॉक, जी.पी.ओ. कॉम्प्लेक्स, आई.एन.ए.
नई दिल्ली – 110023
Email: amitabh.ghai72[at]gov.in, Phone: 011-24665647

New Delhi, Dated 19.05.2026

OFFICE MEMORANDUM

Subject: Introduction of SAMPATI (System for Asset Monitoring, Presentation and Tracking e-Asset Register) a new initiative for Civil Ministries and Departments.

For efficient functioning of any organisation in Government, it is imperative that they should know the complete details, location and condition of their assets and whether they are being optimally used. Any misappropriation or loss can also be prevented and controlled by proper recording, regular monitoring and updating of asset registers. Further capital investment decisions can also be taken effectively by maintaining a proper record of all the Assets.

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RBE No: 32/2026 - Revision of Designation of Station Master’s Cadre of Indian Railways.

2026-04-27T17:55:00.644+05:30

Railway & Railway Board's Circulars & Orders : RBE No: 32/2026 - Revision of Designation of Stati...:

GOVERNMENT OF INDIA

MINISTRY OF RAILWAYS

RAILWAY BOARD

RBE No: 32/2026

File No. PC-II/CRC/Misc/2023/2/8

New Delhi, dated:22.04.2026

The General Manager

All India Railways,

(As per mailing list)

Sub: – Revision of Designation of Station Master’s Cadre of Indian Railways.

The issue of re-designation of ‘Group ‘C’ Station Superintendent’ has been under deliberation in Board’s Office and after thorough examination, it has been decided to revise the designation as under:

S. No.	Present Designation	GP and Level	Re-designated as
1.	Station Superintendent	Rs. 4600/-&Level-7	Deputy Station Manager
2.	Station Superintendent	Rs. 4800/- & Level-8	Station Manager

2. The revised designation will not entail any change in their classification, pay levels, method of recruitment, existing duties and responsibilities, seniority and avenues of promotion.

3. This issues in consultation with the Traffic Transportation Directorate.

(Jaya Kumar G)

Joint Director Pay Commission & HRMS

Railway Board

Ph. No. 011-47845125

e-mail :jaya.kumarg[at]gov.in

केंद्रीय कर्मचारियों के लिए मेडिकल रिम्बर्समेंट सीमा ₹5 लाख से बढ़ाकर ₹10 लाख

2026-04-18T21:41:00.004+05:30

Railway & Railway Board's Circulars & Orders : केंद्रीय कर्मचारियों के लिए मेडिकल रिम्बर्समेंट सी...:

File No. S.11030/4/2026-EHS(8385264)

1/3840089/2026

Government of India

Ministry of Health & Family Welfare

(EHS Section)

Kartavya Bhawan-1,

New Delhi Dated the 16-02-2026

OFFICE MEMORANDUM

Subject: Delegation of Powers to Heads of Departments in various Ministries/Departments for Settling Permission cases and Post Facto Approval Approval relating to Referral System and Medical Reimbursement under CGHS or CS(MA) Rules, 1944 Enhancement of Ceiling Rate from Rs. 5 Lakhs to Rs. 10 Lakhs without Consultation of IFD of concerned Ministry. - reg.

The undersigned is directed to refer to the MoHFW vide OM No. 11011/20/2014-CGHS(P)/EHS, dated 23.11.2016, whereby the ceiling limit for settlement of medical reimbursement cases (where no relaxation of rules is involved and entitlement is worked out strictly as per prescribed CGHS rates) was enhanced from 2.00 lakh to 5.00 lakh.

2. In this regard, the matter has been re-examined and decided toenhance the present ceiling limit from 5.00 lakh to 10.00 lakh for settling medical reimbursement cases by the Heads of Departments of Ministries/Departments without consultation of IFD, provided that:

(i) No relaxation of CGHS/CS(MA) Rules is involved, and

(ii) The entitlement is worked out strictly with reference to the prescribed CGHS/CS(MA) rate lists.

3. This has the concurrence of IFD vide CD No. 3131 dated 29.01.2026. This issues with the approval of the competent authority.

Digitally signed by

HEMLATA SINGH

Date: 16-02-2026

(Hemlata Singh)

Under Secretary to the Government of India

Tel No. 011-24013252

JCM Memorandum to 8th Central Pay Commission: Minimum Pay ₹69,000, 3.833 Fitment Factor & Pay Matrix Changes

2026-04-15T12:18:00.004+05:30

STAFF SIDE OF NATIONAL COUNCIL-JCM for CENTRAL GOVERNMENT EMPLOYEES

MEMORANDUM

Submitted to 8 th Central Pay Commission On Common Service Matters of Central Government Employees & Existing Pensioners Demands 14th of April, 2026

Q 1. What concerns / views do you have related to pay matters ?

Select those which are applicable

Basic Pay, Minimum Pay, Increment / Annual Increment, Level in Pay Matrix, Maximum of Pay Level, Any Other

Answer :-

Central Government Employees are the backbone of Government of India and plays a very important role in implementing its policies and programs and ensure that the same reaches the citizens throughout the country.

The major workforce are in the Group C & B category who are Industrial Employees in the Railways and Ministry of Defence. Pay is the foundation of Dignity, Motivation and Efficiency in Public Service.

8th CPC must ensure that real wages are protected and reasonably enhanced and not merely adjusted. Minimum Pay must be based on a scientific living wage formula covering Food, Housing, Education, Health Care, Transport and the Technological / Digital Needs.

The Present system of treating a family as 3 Units should be dispensed with and the Family should be treated as 5 Units (employee 1 Unit, Spouse 1 Unit (No Gender Discrimination), 2 Children, 0.8 Units each of the parents 0.8 Units. This works out to a total of 5.2 Units (Rounded off to 5 Units).

This is in conformity with the legal obligations under the Maintenance and Welfare of Parents and Senior Citizens Act which mandates Children to support dependent parents. It is pertinent to mention here that in the Social Security Code 2020 in the definition of "family" dependent parents, and female employees can include their parent-in-laws as part of their family.

The fact is that Government services is not merely contractual but a status that carries expectation of fairness and dignity. The observations of the Hon'ble Supreme Court in Bhupendra Nath Hazarika Vs State of Assam highlight that the legitimate aspirations of employees should not be frustrated and that the government must act as a model employer by ensuring fairness, trust, and transparency in its treatment of employees. The current Minimum Pay is inadequate and must ensure a decent standard of living and not subsistence.

Food and Nutrition Norms

The earlier 2700 Kcal norm is inadequate.

The ICMR recommendation of ~3490 Kcal should be adopted, especially for physically demanding work.
The food basket must include:

Adequate protein sources (milk, eggs, meat, fish)
Dairy consumption (~30-35 litres/month for 5 units)
Fruits, vegetables, and balanced nutrition
Spices, beverages, and processed food

Nutrition must ensure health, productivity, and dignity, not mere survival.

Government employees are Drivers of Governance and Development. Fair Pay enhances Productivity, Morale and Talent Retention. Pay Revision is an investment in human capital and economic growth, not merely expenditure. Therefore, considering the average retail prices of the Food items, Clothing expenditure, 7.5% for Housing, 20% for Fuel, Electricity, Water Charges, 25% for Skill Development, 25% for Additional Expenditure towards marriage, recreation, festival etc., as per Supreme Court Judgment of 1991 and Technology Charges at the rate of 5%, the minimum pay computed by the Staff Side National Council (JCM) is Rs. 69,000/- for 5 Unit Family. Accordingly, the Fitment Formula for the existing employees and pensioners will be 3.833. The Minimum Wage and the Fitment Fator calculated by us is enclosed as Annexure-I of this Memorandum.

We propose the rate of annual increment should be increased from the existing 3% to 6%. We propose the following Merger of Pay Scales and the Revised Pay Scales of 8th CPC.

MERGER OF PAY SCALE

1) Level 2 & Level 3 should be merged in to one pay scale at level 3.
2) Level 4 & Level 5 should be merged in to one pay scale at level 5.
3) Level 7 & Level 8 should be merged in to one pay scale at level 8.
4) Level 9 & Level 10 should be merged in to one pay scale at level 10.
5) Existing employees in Level 5 should be upgraded and merged with Level 6 as a one time measure.

Annual Increment as already mentioned will be 6% of the Basic Pay in the proposed Pay Scale.

The gap between Minimum and Maximum Pay should be balanced to avoid excess disparity. The ratio should not been more than 1:12. This will help in reducing income in equality, improving morale and reinforcing the Governments role as a model employer committed to fairness and Social Justice. Moreover the Pay Scales also should not have a wide gap between one pay scale and the other pay scale and a structural balance may be maintained.

Government Expenditure on Salaries

At present, the Central Government spends approximately 13% of its revenue expenditure on salaries, allowances, and pensions. With the implementation of the 8th Central Pay Commission (CPC), this expenditure is expected to rise during 2026-27.

However, such expenditure should be viewed as an investment rather than a burden because:

Higher salaries increase purchasing power
Increased consumption boosts demand
Higher demand leads to greater tax collections

Thus, pay revisions contribute positively to economic growth and fiscal sustainability.

Need for a Sound Pay Structure

A fair and rational pay structure is essential to:

Attract talented individuals to government service
Retain skilled and experienced personnel
Ensure efficiency in governance

In view of:

Rising cost of living
Changing economic conditions

There is a strong need for periodic pay revision, ideally every five years, to maintain adequacy and relevance.

Principle of Fair Treatment

The 7th Central Pay Commission (Para 1.29) emphasized that government service is not merely contractual but carries a status with expectations of fairness and dignity.

Further, the Hon'ble Supreme Court in Bhupendra Nath Hazarika vs State of Assam observed that:

Legitimate aspirations of employees should not be frustrated
The Government must act as a model employer
Fairness, transparency, and trust must guide employer-employee relations

Contribution of Central Government Employees

Central Government employees contribute significantly across sectors:

Revenue Departments Enhance tax collection
Defence & Paramilitary Forces including Defence Civilian Employees Protect national security
Railways - Ensure transportation
Scientific Community Drive innovation
Administrative Services Implement policies

Their role is fundamental to national development.

The functioning of government departments cannot be judged on profit and loss principles, as the State has a social obligation to provide essential services such as defence, infrastructure, health, food security, postal services, and public utilities. Moreover, India is one of the lowest ratios of Government employees to population globally. Only about 1.6% of the population is employed in Government service.

India's Economic Strength and Capacity

In the Union Budget 2025-26 the Central Government has allotted Rs. 2.85 Lakh Crore for salaries and Rs. 2.65 Lakh Crore for pensions, together making up nearly Rs. 5.5 Lakh Crore of Expenditure. Expenditure on pay and allowances and pension is approximately accounting for about 12 to 15% of the total union budget expenditure including pension for the Armed Forces, Pay & Allowances. Excluding Defence it is 7.1% on salary + 4% on pension.

India is currently ranked 4th in global GDP (2025), with an economy valued at approximately $4.3 trillion and growing at around 6.5%.

According to IMF projections:

India is expected to become the 3rd largest economy by 2027
GDP likely to cross $5 trillion
Growth projected at 6.2% (2025) and 6.3% (2026)
Comparatively:
China: ~4.0%
USA: ~1.8%
Global average: ~2.8%

This demonstrates that India's economic position is strong and expanding, providing adequate fiscal space to ensure fair compensation for government employees.

At this juncture, it is considered appropriate to briefly advert to the growth trends of two additional macroeconomic parameters over the same period. The first pertains to India's GDP at current prices. As reported in the Economic Survey 2025-26, GDP at current prices has increased from Rs. 1,24,67,959 crore in FY 2014-15 to Rs. 3,30,68,145 crore, reflecting a growth of 165.23%.

The second parameter relates to the revenue collection of the Government. As per figures reported in the respective Union Finance Bills of India, the combined direct and indirect tax revenue has risen from Rs. 12,41,681 Crore in FY 2014-15 to Rs. 37,92,250 crore, registering a growth of 205.41%.

Both these parameters assume considerable significance, as they represent the aggregate outcome of policy implementation in which Government employees play a pivotal role. More importantly, the substantial and sustained growth, particularly in revenue collection, clearly evidences the enhanced fiscal capacity of the Government. This, in turn, establishes that the Government is well-positioned to comfortably absorb the financial implications arising from a meaningful revision of minimum wages and the broader expenditure associated with the implementation of revised pay structures pursuant to the recommendations of the 8th Central Pay Commission.

Revision of Pay structure to following shall also be recommended with effect from 1/1/2026

Extension of revised pay structures to Central Government Pensioners who are retired before 1/1/2026
Extension of revised pay structures to autonomous bodies approved by Parliament and other Autonomous Institutions of Government of India and Union Territories (effective 1 January 2026)
Revision of Gramin Dak Sevaks (GDS) pay scales to strengthen rural services.
BSNL & DOT Pensioners

Conclusion

The fixation of salaries and allowances for Central Government employees should not be guided solely by revenue expenditure considerations. It must take into account:

Their critical role in nation-building
The need to attract and retain talent
The broader economic benefits of higher wages

A fair, transparent, and dynamic pay structure, supported by a permanent pay review mechanism, is essential to ensure motivated, efficient, and accountable public service.

We also propose that all Central Government employees may be exempted from Professional Tax being recovered by the State Governments from the salary of the employees. Already the employees are subjected to payment of Income Tax and GST etc. Over and above this the Central Government employees are burdened with the recovery of Perfossnal Tax. 8th CPC may kindly recommend for exemption of Professional Tax from the Wages of the employees.

8वें वेतन आयोग को जेसीएम का बड़ा ज्ञापन: न्यूनतम वेतन ₹69,000, 6% वार्षिक वृद्धि और Pay Matrix में बड़े बदलाव का प्रस्ताव

2026-04-15T12:14:00.005+05:30

8वें वेतन आयोग को जेसीएम का बड़ा ज्ञापन: न्यूनतम वेतन ₹69,000, 6% वार्षिक वृद्धि और Pay Matrix में बड़े बदलाव का प्रस्ताव

केंद्रीय सरकारी कर्मचारियों के प्रतिनिधि निकाय, राष्ट्रीय परिषद (JCM) के स्टाफ साइड ने 8वें केंद्रीय वेतन आयोग को एक विस्तृत ज्ञापन प्रस्तुत किया है, जिसमें वेतन, भत्तों, पेंशन और सेवा शर्तों से संबंधित व्यापक मांगें रखी गई हैं। यह ज्ञापन केंद्रीय सरकारी कर्मचारियों एवं वर्तमान पेंशनभोगियों के सामान्य सेवा मामलों को ध्यान में रखते हुए तैयार किया गया है।

ज्ञापन में स्पष्ट रूप से कहा गया है कि केंद्रीय सरकारी कर्मचारी भारत सरकार की रीढ़ हैं और देश भर में नीतियों एवं कार्यक्रमों के प्रभावी क्रियान्वयन में उनकी महत्वपूर्ण भूमिका है। विशेष रूप से ग्रुप ‘C’ और ‘B’ श्रेणी के कर्मचारी, जो रेलवे एवं रक्षा मंत्रालय में औद्योगिक कर्मचारियों के रूप में कार्यरत हैं, इस व्यवस्था का प्रमुख आधार हैं। जेसीएम ने जोर देकर कहा कि वेतन केवल आर्थिक तत्व नहीं है, बल्कि यह गरिमा, प्रेरणा और दक्षता का आधार है, इसलिए 8वां वेतन आयोग यह सुनिश्चित करे कि वास्तविक वेतन सुरक्षित रहे और उसमें उचित वृद्धि हो, न कि केवल समायोजन।

ज्ञापन में न्यूनतम वेतन को वैज्ञानिक जीवन-यापन (Living Wage) के आधार पर निर्धारित करने की मांग की गई है, जिसमें भोजन, आवास, शिक्षा, स्वास्थ्य, परिवहन और डिजिटल आवश्यकताओं को शामिल किया जाए। इसके साथ ही परिवार की परिभाषा में बड़ा बदलाव सुझाते हुए वर्तमान 3 इकाई प्रणाली को समाप्त कर 5 इकाई प्रणाली लागू करने का प्रस्ताव दिया गया है, जिसमें कर्मचारी, जीवनसाथी, दो बच्चे और माता-पिता (प्रत्येक 0.8 इकाई) शामिल होंगे। यह प्रस्ताव Maintenance and Welfare of Parents and Senior Citizens Act तथा Social Security Code 2020 के अनुरूप बताया गया है।

जेसीएम ने यह भी रेखांकित किया कि सरकारी सेवा केवल अनुबंध नहीं बल्कि एक विशेष दर्जा है, जिसमें न्याय और गरिमा की अपेक्षा होती है। सर्वोच्च न्यायालय के Bhupendra Nath Hazarika मामले का उल्लेख करते हुए कहा गया है कि सरकार को एक आदर्श नियोक्ता के रूप में कार्य करना चाहिए और कर्मचारियों की वैध अपेक्षाओं को पूरा करना चाहिए। वर्तमान न्यूनतम वेतन को अपर्याप्त बताते हुए इसे सम्मानजनक जीवन स्तर सुनिश्चित करने के अनुरूप बढ़ाने की मांग की गई है।

पोषण मानकों के संदर्भ में जेसीएम ने कहा कि पूर्व का 2700 कैलोरी मानक अब पर्याप्त नहीं है और ICMR द्वारा सुझाए गए लगभग 3490 कैलोरी मानक को अपनाया जाना चाहिए, विशेषकर श्रमसाध्य कार्यों के लिए। भोजन में प्रोटीन, डेयरी, फल-सब्जियां, मसाले और प्रसंस्कृत खाद्य शामिल करने पर जोर दिया गया है, ताकि केवल जीवित रहने के बजाय स्वास्थ्य, उत्पादकता और गरिमा सुनिश्चित हो सके।

ज्ञापन में वेतन को शासन और विकास का चालक बताते हुए कहा गया है कि उचित वेतन से उत्पादकता, मनोबल और प्रतिभा प्रतिधारण में वृद्धि होती है। वेतन संशोधन को व्यय नहीं बल्कि निवेश माना जाना चाहिए। विभिन्न व्ययों जैसे खाद्य, वस्त्र, आवास (7.5%), ईंधन व अन्य सेवाएँ (20%), कौशल विकास (25%), सामाजिक/अतिरिक्त व्यय (25%) और तकनीकी व्यय (5%) को ध्यान में रखते हुए जेसीएम ने न्यूनतम वेतन ₹69,000 निर्धारित किया है। इसके साथ ही फिटमेंट फैक्टर 3.833 प्रस्तावित किया गया है, जिसका विवरण ज्ञापन के Annexure-I में दिया गया है।

वार्षिक वेतन वृद्धि को वर्तमान 3% से बढ़ाकर 6% करने का प्रस्ताव दिया गया है। इसके अतिरिक्त Pay Matrix में व्यापक बदलाव सुझाते हुए विभिन्न स्तरों के विलय का प्रस्ताव रखा गया है, जिसमें स्तर 2 और 3 को स्तर 3 में, स्तर 4 और 5 को स्तर 5 में, स्तर 7 और 8 को स्तर 8 में तथा स्तर 9 और 10 को स्तर 10 में मिलाने की बात कही गई है। साथ ही स्तर 5 के कर्मचारियों को एक बार के उपाय के रूप में स्तर 6 में अपग्रेड करने का सुझाव दिया गया है।

👉 प्रमुख प्रस्ताव (Pay Structure):

न्यूनतम वेतन: ₹69,000
फिटमेंट फैक्टर: 3.833
वार्षिक वृद्धि: 6%
वेतन अनुपात (Min:Max): 1:12 से अधिक नहीं

प्रस्तावित Pay Matrix के अनुसार विभिन्न वेतन स्तरों के न्यूनतम वेतन में उल्लेखनीय वृद्धि का सुझाव दिया गया है, जैसे Level 1 के लिए ₹69,000, Level 2-3 के लिए ₹83,200, Level 4-5 के लिए ₹1,12,000, Level 6 के लिए ₹1,35,700, Level 7-8 के लिए ₹1,82,500 और Level 9-10 के लिए ₹2,15,100। Level 11 से 17 तक के स्तरों को पुनः क्रमांकित कर नए Pay Scales के रूप में बनाए रखने का प्रस्ताव भी दिया गया है।

सरकारी व्यय के संदर्भ में ज्ञापन में बताया गया है कि वर्तमान में केंद्र सरकार अपने कुल राजस्व व्यय का लगभग 13% वेतन, भत्तों और पेंशन पर खर्च करती है, जो 8वें वेतन आयोग के लागू होने के बाद बढ़ सकता है। हालांकि, इसे बोझ नहीं बल्कि निवेश बताया गया है, क्योंकि वेतन वृद्धि से क्रय शक्ति बढ़ती है, जिससे मांग और कर संग्रह में वृद्धि होती है, और अंततः आर्थिक विकास को बल मिलता है।

जेसीएम ने सुदृढ़ वेतन संरचना की आवश्यकता पर जोर देते हुए कहा कि इससे प्रतिभाशाली व्यक्तियों को आकर्षित करने, अनुभवी कर्मचारियों को बनाए रखने और प्रशासनिक दक्षता सुनिश्चित करने में मदद मिलेगी। बढ़ती महंगाई और बदलती आर्थिक परिस्थितियों को देखते हुए हर 5 वर्ष में वेतन संशोधन की आवश्यकता बताई गई है।

ज्ञापन में केंद्रीय सरकारी कर्मचारियों के योगदान को रेखांकित करते हुए बताया गया है कि वे राजस्व संग्रह, राष्ट्रीय सुरक्षा, परिवहन, नवाचार और नीतियों के क्रियान्वयन जैसे क्षेत्रों में महत्वपूर्ण भूमिका निभाते हैं। साथ ही यह भी कहा गया कि सरकारी कार्यों का मूल्यांकन लाभ-हानि के आधार पर नहीं किया जा सकता, क्योंकि राज्य का दायित्व सामाजिक सेवाएँ प्रदान करना है। भारत में केवल लगभग 1.6% जनसंख्या ही सरकारी सेवा में कार्यरत है, जो वैश्विक स्तर पर बहुत कम है।

भारत की आर्थिक स्थिति को मजबूत बताते हुए ज्ञापन में उल्लेख किया गया है कि देश वर्तमान में $4.3 ट्रिलियन अर्थव्यवस्था के साथ विश्व की चौथी सबसे बड़ी अर्थव्यवस्था है और 2027 तक तीसरी सबसे बड़ी अर्थव्यवस्था बनने की संभावना है। GDP और कर संग्रह में उल्लेखनीय वृद्धि को सरकार की बढ़ती वित्तीय क्षमता का प्रमाण बताया गया है, जिससे वेतन संशोधन को सहजता से लागू किया जा सकता है।

👉 अन्य प्रमुख सिफारिशें:

01.01.2026 से पूर्व सेवानिवृत्त पेंशनभोगियों को लाभ
स्वायत्त संस्थाओं एवं केंद्र शासित प्रदेशों में लागू करना
ग्रामीण डाक सेवकों (GDS) के वेतन में संशोधन
BSNL एवं DoT पेंशनभोगियों को शामिल करना

अंत में जेसीएम ने कहा कि वेतन निर्धारण केवल राजस्व व्यय के आधार पर नहीं होना चाहिए, बल्कि कर्मचारियों की भूमिका, प्रतिभा आकर्षण और आर्थिक लाभों को ध्यान में रखा जाना चाहिए। एक पारदर्शी, न्यायसंगत और गतिशील वेतन संरचना, स्थायी वेतन समीक्षा तंत्र के साथ, प्रभावी सार्वजनिक सेवा सुनिश्चित करेगी।

इसके साथ ही एक अतिरिक्त प्रस्ताव के रूप में जेसीएम ने केंद्रीय सरकारी कर्मचारियों को प्रोफेशनल टैक्स से छूट देने की मांग भी की है, यह तर्क देते हुए कि कर्मचारी पहले से आयकर और जीएसटी जैसे करों का भुगतान कर रहे हैं।

ADMIN

For the consideration of 8th CPC so as to enable the Staff Side of NC JCM/ Unions/Federations/Associations / employees to submit the memorandum

2026-04-14T21:17:00.005+05:30

Forwarding of important points for the consideration of 8th CPC so as to enable the Staff Side of NC JCM/ Unions/Federations/Associations / employees to submit the memorandum to the 8th CPC in a constructive manner.

Advances to Government Servants — Rate of interest for purchase of Computer during 2026-27.

2026-04-14T20:48:00.003+05:30

Government Employee - Rules, Circulars & Order: Advances to Government Servants — Rate of interest...:

F.No. 5(3)-B(PD)/2026

Government of India

Ministry of Finance

Department of Economic Affairs

(Budget Division)

Room No.15022, D-wing, KB1

New Delhi, dated the 09th April, 2026

Geographic Reference

OFFICE MEMORANDUM

Subject: Advances to Government Servants — Rate of interest for purchase of Computer during 2026-27.

The undersigned is directed to state that the rate of interest for advance sanctioned to the Government servants for purchase of computer during 2026-27 i.e. from 1st April, 2026 to 31st March, 2027 is as under:

Rate of interest per annum

Advance for purchase of Computer 9.1%

Sd/-

(Ram Pravesh Kumar)

Deputy Director (Budget)

Official Notice Regarding 8th Central Pay Commission Meeting at Delhi

2026-04-13T20:34:00.003+05:30

No.25/2/2026-App/8CPC

Government of India

Eighth Central Pay Commission

11th April, 2026

NOTICE

The Eighth Central Pay Commission shall schedule interactions at Delhi on 28th 29th and 30th April, 2026 (Tuesday-Thursday). Interested Unions/Associations desirous of interacting with the Commission at Delhi may kindly submit memorandum at Commission's website (8cpc.gov.in) and thereafter, submit their request seeking an appointment at abhay.sahay@nic.in on or before 20th April, 2026, alongwith 'unique memo Id' generated after submitting memorandum. Venue details and meeting schedule shall be intimated subsequently.

2. Please note that the Commission shall be holding more meetings at Delhi and at various other States in due course.

(Abhay N Sahay)

Deputy Secretary

Eighth Central Pay Commission

Clarification on admissibility of Children Education Allowance (CEA) issuance of consolidated FAQs – reg.

2026-04-07T19:24:00.000+05:30

No. PP-33/1/2022-PAP-DOP
Government of India
Ministry of Communications
Department of Posts
(P.A.P. Section)

Dak Bhawan, Sansad Marg
New Delhi 110001
Date: 02.04.2026

OFFICE MEMORANDUM

Subject: Clarification on admissibility of Children Education Allowance (CEA) issuance of consolidated FAQs – reg.

The undersigned is directed to refer to references received from various Circles, inter alia, O/o the Chief Postmaster General, Andhra Pradesh Circle vide letter No. EST/7th CPC/Dlgs/2017 and Tamil Nadu Circle vide letter No. APB/CEA-MISC/2025 dated 14.10.2025, seeking clarifications regarding admissibility of Children Education Allowance (CEA) in light of DoPT O.M. No. A-27012/01-2023-Pers. Policy (Allowance) dated 14.03.2024.

2. The matter has been examined with relevant guidelines issued by DoPT from time to time. It has been observed that similar queries are being raised by various Circles on issues such as admissibility of CEA for pre-primary classes, repetition of class under NEP-2020, admissibility during suspension/termination, etc.

3. In order to ensure uniform implementation of the scheme and to avoid repeated references, a consolidated set of Frequently Asked Questions (FAQs) has been prepared and is enclosed herewith as Annexure for guidance and strict compliance.

4. The clarifications contained in the enclosed FAQs are based on existing DoPT instructions, including O.M. dated 17.07.2018 and O.M. dated 14.03.2024. Issues already covered in earlier FAQs issued vide DOPT O.M. dated 11.11.2008 have not been reiterated.

5. All Circles are requested to adhere to the above clarifications while processing CEA claims and to ensure that pending cases are disposed of accordingly.

6. This issues with the approval of the Competent Authority.

Encl.: As above

Yours faithfully,

(Gurvinder Singh)

Assistant Director General

Annexure

Frequently Asked Questions (FAQs) on Children Education Allowance (CEA)

Sl. No.	Subject	Question	Clarification / Reply
1	Admissibility for Pre-Primary Classes	Whether, in addition to three classes before Class I, repetition of a class (irrespective of its nomenclature) may be considered for the sanction of CEA under the one-time relaxation mentioned in DOPT OM dated 14.03.2024, resulting in four CEA claims before Class 1?	Yes, the DOPT OM dated 14.03.2024 provides for a one-time relaxation for reimbursement of CEA/Hostel Subsidy in cases where children of Government employees are required to repeat one additional class on account of the implementation of NEP-2020. Accordingly, where a child repeats a class (including classes prior to Class I), such repetition may be considered for reimbursement under the said one-time relaxation, subject to fulfillment of prescribed conditions. The relaxation shall be admissible only once and strictly in accordance with the provisions of the OM dated 14.03.2024.
2	Admissibility for Pre-Primary Classes	Whether Nursery studied during 2022-23 can be considered for CEA reimbursement in addition to LKG (2023-24) and UKG (2024-25), considering that OM dated 14.03.2024 is effective from academic year 2023-24?	Yes, the DOPT OM dated 14.03.2024 provides that CEA shall be admissible for three classes before Class I and is effective from the academic year 2023-24 onwards. The intent of the OM is to extend the benefit of CEA to three pre-primary classes in alignment with NEP-2020. Accordingly, where a child has studied Nursery (2022-23), LKG (2023-24) and UKG (2024-25) as the three classes preceding Class I, the claim for Nursery (2022-23) may also be considered for reimbursement, provided all other prescribed conditions are fulfilled.
3	CEA During Termination / Reinstatement (Court Cases)	Whether CEA is admissible for the period of termination, where reinstatement is ordered by Court and the period is treated as qualifying service?	The admissibility of CEA shall depend upon how the period from termination to reinstatement is treated by the Competent Authority. As per Para 2(t) of DOPT OM dated 17.07.2018, CEA/Hostel Subsidy is admissible if the Government servant is on duty, under suspension, or on leave (including extraordinary leave).
4	Admissibility During Leave or Suspension	Whether CEA is admissible during leave or suspension?	As per Para 2(t) of DOPT OM dated 17.07.2018 CEA/Hostel Subsidy is admissible under suspension also.
5	Admissibility During dies non	Whether CEA is admissible during dies non?	During any period treated as ‘dies non’, the Government servant will not be eligible for CEA/Hostel Subsidy.
6	Admissibility In case of Retirement, Discharge, Dismissal or Removal	Whether CEA is admissible in case of retirement, discharge, dismissal or removal from service during the academic year?	As per Para 2(1) of DOPT OM dated 17.07.2018, in case of retirement, discharge, dismissal or removal from service, CEA/Hostel Subsidy shall be admissible till the end of the academic year in which the Government servant ceases to be in service. The payment shall be made by the office in which the government servant worked prior to these events and will be regulated by the other conditions laid down in this OM.
7	CEA for Children Admitted in Anganwadi	Whether CEA is admissible for children admitted in Anganwadi?	Please refer to the letter no. PP-33/1/2022-PAP-DOP dated 28.08.2024 issued by this Department pursuant to the clarification received from the DOPT OM No. dated 14.08.2024. (Copy enclosed)

Revision of Norms for Head Post Offices (HOs) and Sub-Post Offices (SOs)- ‘reg

2026-04-06T20:29:00.003+05:30

No. 25-11/2019-PE-l/WS
Government of India
Ministry of Communications
Department of Posts
(PE-I Section)

Dak Bhawan, Sansad Marg,
New Delhi — 110001
Dated: 27.03.26

All Heads of Postal Circles

Subject: Revision of Norms for Head Post Offices (HOs) and Sub-Post Offices (SOs)- ‘reg.’.

Sir/Madam,

I am directed to refer to the Work Study Report on Norms of Head Post Offices and Sub Post Offices under APT 2.0 received from the Work Study Unit of Training Division vide letter No. 30-16/2018-
WS dated 23.02.2026.

2. The aforesaid report was circulated to all Postal Circles vide this office letter dated 05.03.2026 for seeking comments/suggestions. The comments/suggestions received from the Circles have been duly examined. Based on the Work Study Report and inputs received from Circles, the norms for various activities have been approved as per Annexure.

3. Further, for miscellaneous work, which inter alia includes activities such as administrative work, complaint management, raising tickets on the service desk, etc., and for which precise time factors cannot be assigned, provision has been made for a Standard Co-efficient as under:

(i) 15% in respect of Head Post Offices (HOs)
(ii) 10% in respect of Sub Offices (SOs)

4. The job lists and time factors, being voluminous, has been shared separately through email for information of all the Circles. The norms for Branch Post Offices (BOs) will be issued separately.

5. The ad-hoc norms circulated vide this office’ letter of even 25-11/2019-PE-I/WS 1/240339/2026
number dated 24.05.2019 stand superseded with the issue of this order.

6. This issues with the approval of Secretary (Posts).

Yours faithfully,
Digitally signed by
Prabha Sharma
Date: 27-03-2026
14:34:48
(Prabha Sharma)
ADG-PEI

ORIGINAL PDF 119 Page

8th Central Pay Commission को लेकर Loksabha से अपडेट

2026-03-26T18:36:00.008+05:30

8वें वेतन आयोग (8th CPC) को लेकर अपडेट

लोकसभा में सरकार ने 8वें वेतन आयोग के गठन और इसकी टाइमलाइन को लेकर अहम जानकारी दी है।

#8thPayCommission #GovernmentEmployees #indianrailway #SalaryHike #CentralGovernment #Pensioners #BreakingNews #ModiSarkar #EmployeeBenefits

Regarding Consideration of representation against APARs

2026-03-09T09:54:00.005+05:30

Railway & Railway Board's Circulars & Orders : Regarding Consideration of representation against ...:

Government of India

Ministry of Railways

(Railway Board)

No. 2025/CRB&CEO-CC/03/12

New Delhi, Dated 24.02.2026

To,

General Managers

Zonal Railways, PUs

DG/RDSO, Director/CTIs

MDs/CMDs of PSUs etc

(Kind Atten: DS(Conf) /AS(Conf)/Sr.PPS/PPS/Custodian APARs)

Sub: Consideration of representation against APARs- reg.

Ref: Board’s letter no.2017/SCC/03/09 Dated 09.06.2017

In terms of Board’s letter referred to above, representations against APARs from the year 2016-17 onwards are required to be considered by the Competent Authority, i.e., the authority one level above the Accepting Authority, with the remarks of the Reporting, Reviewing, and Accepting Authorities, wherever they are in service. Accordingly, Railways forward representations of officers against APARs to the Board in cases where the Competent Authority is posted in the Railway Board’s office.

2. However, it has been observed that in some cases, representations against APARs are forwarded by the Railways to the Board without obtaining remarks from the Reporting, Reviewing, and Accepting Authorities. Further, in certain instances, officers have submitted representations directly to the Board without routing them through the proper channel, 1.e., through the concerned Railway/PU/CTI/PSU, etc., where they are presently posted.

3. In this regard, it is emphasized that officers should refrain from submitting representations directly to the Board. Officers should submit their representations to the concerned Railway/PU/CTI/PSU, etc., where they are presently posted. The concerned Railway/PU/CTI/PSU shall forward such representations to the Railway Board through the proper channel, duly accompanied by the remarks of the Reporting, Reviewing, and Accepting Authorities, wherever they are in service. This procedure shall be followed irrespective of whether the representation is within the prescribed time limit or is time-barred, so as to avoid multiple submissions of the same representation to the Competent Authority.

4. Railways /PUs/CTIs/PSUs, etc., are requested to bring these instructions to the notice of all concerned officers and ensure strict compliance.

(Sushanto Bhadra)

Deputy Secretary (Conf)-II

Room No.144 A

Tel. 011-47845578

SHINE Module Indian Railways: महिला रेलकर्मी अब ऑनलाइन दर्ज कर सकेंगी यौन उत्पीड़न की शिकायत

2026-03-07T21:32:00.005+05:30

SHINE Module Indian Railways: महिला रेलकर्मी अब ऑनलाइन दर्ज कर सकेंगी यौन उत्पीड़न की शिकायत:

SHINE Module Indian Railways: महिला रेलकर्मी अब ऑनलाइन दर्ज कर सकेंगी यौन उत्पीड़न की शिकायत

भारतीय रेलवे का SHINE मॉड्यूल – महिला रेलकर्मियों के लिए ऑनलाइन शिकायत प्रणाली (पूरी जानकारी)

भारतीय रेलवे ने महिला कर्मचारियों की सुरक्षा और सम्मानजनक कार्य वातावरण सुनिश्चित करने के लिए एक महत्वपूर्ण डिजिटल पहल शुरू की है। इस पहल का नाम SHINE मॉड्यूल है। यह सुविधा रेलवे के HRMS (Human Resource Management System) प्लेटफॉर्म के माध्यम से उपलब्ध कराई गई है, जिससे महिला रेलकर्मी कार्यस्थल पर होने वाले दुर्व्यवहार या यौन उत्पीड़न (Sexual Harassment) की शिकायत सीधे ऑनलाइन दर्ज कर सकती हैं।

यह व्यवस्था विशेष रूप से इसलिए बनाई गई है ताकि महिला कर्मचारियों को शिकायत दर्ज कराने के लिए कार्यालयों के चक्कर न लगाने पड़ें और उनकी पहचान सुरक्षित रखी जा सके।

1. SHINE मॉड्यूल क्या है

SHINE का पूरा नाम है – Sexual Harassment Incident Notification for Empowerment (SHINE) of Female Employees

यह भारतीय रेलवे का एक डिजिटल मॉड्यूल है, जिसे HRMS पोर्टल और HRMS मोबाइल ऐप में जोड़ा गया है।

इस मॉड्यूल का उद्देश्य है:

महिला कर्मचारियों को सुरक्षित और गोपनीय शिकायत प्लेटफॉर्म देना
कार्यस्थल पर यौन उत्पीड़न के मामलों की तुरंत रिपोर्टिंग
शिकायतों की निगरानी और समयबद्ध कार्रवाई
POSH Act (Prevention of Sexual Harassment Act, 2013) के प्रावधानों को लागू करना

2. SHINE मॉड्यूल शुरू करने का उद्देश्य

रेलवे भारत का सबसे बड़ा सरकारी नियोक्ता है, जहां लाखों कर्मचारी कार्यरत हैं। इनमें बड़ी संख्या में महिला कर्मचारी भी शामिल हैं।

पहले शिकायत दर्ज करने की प्रक्रिया में कई समस्याएँ सामने आती थीं:

शिकायत दर्ज करने में झिझक
वरिष्ठ अधिकारियों तक पहुंचने में कठिनाई
पहचान उजागर होने का डर
शिकायत प्रक्रिया लंबी होना

इन समस्याओं को देखते हुए रेलवे ने डिजिटल और सुरक्षित शिकायत प्रणाली शुरू की है।

3. SHINE मॉड्यूल कहाँ उपलब्ध होगा

SHINE मॉड्यूल निम्न प्लेटफॉर्म पर उपलब्ध है:

1. HRMS Portal - रेलवे कर्मचारी लॉगिन करके उपयोग कर सकते हैं - https://hrms.indianrail.gov.in/HRMS/?lang=hi

2. HRMS Mobile App

3. Railway Internal Network

इसका मतलब यह है कि शिकायत दर्ज करने के लिए किसी अलग वेबसाइट या ऐप की आवश्यकता नहीं है।

4. कौन शिकायत दर्ज कर सकता है

SHINE मॉड्यूल के माध्यम से शिकायत दर्ज करने का अधिकार मुख्य रूप से निम्न को दिया गया है:

1. महिला रेलवे कर्मचारी

नियमित कर्मचारी
संविदा कर्मचारी (Contract Staff)

2. प्रशिक्षु (Trainee)

3. इंटर्न या छात्र

4. रेलवे परिसर में काम करने वाली अन्य महिलाएँ

5. किस प्रकार की शिकायत दर्ज की जा सकती है

SHINE मॉड्यूल के माध्यम से निम्न प्रकार की शिकायतें दर्ज की जा सकती हैं:

कार्यस्थल पर यौन उत्पीड़न

उदाहरण:

अश्लील टिप्पणी
अनुचित शारीरिक स्पर्श
अनुचित संदेश या कॉल
कार्य के बदले व्यक्तिगत संबंध का दबाव
आपत्तिजनक व्यवहार या संकेत

यह सभी मामले POSH Act 2013 के अंतर्गत आते हैं।

6. शिकायत दर्ज करने की प्रक्रिया

SHINE मॉड्यूल के माध्यम से शिकायत दर्ज करना बहुत सरल बनाया गया है।

Step 1

HRMS Portal या HRMS App में लॉगिन करें।

Step 2

SHINE Module विकल्प पर क्लिक करें।

Step 3

New Complaint चुनें।

Step 4

निम्न विवरण भरें:

घटना की तिथि
घटना का स्थान
आरोपी का नाम (यदि ज्ञात हो)
घटना का विवरण

Step 5

यदि आवश्यक हो तो:

दस्तावेज
स्क्रीनशॉट
ऑडियो / वीडियो प्रमाण

अपलोड कर सकते हैं।

Step 6

Submit बटन दबाकर शिकायत दर्ज कर दें।

7. शिकायत के बाद क्या होता है

शिकायत दर्ज होने के बाद:

1. शिकायत Internal Complaints Committee (ICC) के पास भेजी जाती है।

2. संबंधित विभाग के अधिकारी को सूचना मिलती है।

3. जांच प्रक्रिया शुरू की जाती है।

4. दोनों पक्षों को सुनने के बाद कार्रवाई की जाती है।

8. शिकायतकर्ता की गोपनीयता

SHINE मॉड्यूल की सबसे महत्वपूर्ण विशेषता है गोपनीयता (Confidentiality)।

शिकायतकर्ता की पहचान सुरक्षित रखी जाती है
अनधिकृत व्यक्ति शिकायत की जानकारी नहीं देख सकता
केवल अधिकृत समिति ही मामले की जांच कर सकती है

9. SHINE मॉड्यूल के प्रमुख लाभ

1. डिजिटल शिकायत प्रणाली - कहीं भी और कभी भी शिकायत दर्ज की जा सकती है।

2. तेज कार्रवाई - शिकायत सीधे संबंधित समिति तक पहुँचती है।

3. गोपनीयता - शिकायतकर्ता की पहचान सुरक्षित रहती है।

4. पारदर्शिता - सिस्टम में शिकायत की स्थिति ट्रैक की जा सकती है।

5. महिला सुरक्षा - कार्यस्थल पर सुरक्षित वातावरण बनाने में मदद।

10. रेलवे में POSH Act का महत्व

POSH Act 2013 (Prevention of Sexual Harassment Act) के अनुसार हर संस्थान को:

Internal Complaints Committee बनानी होती है
शिकायत निवारण प्रणाली बनानी होती है

SHINE मॉड्यूल इसी कानून को प्रभावी तरीके से लागू करने का डिजिटल माध्यम है।

11. अंतरराष्ट्रीय महिला दिवस से जुड़ी पहल

भारतीय रेलवे ने इस मॉड्यूल को अंतरराष्ट्रीय महिला दिवस (8 मार्च) के अवसर पर लागू करने की घोषणा की है।

यह कदम रेलवे में महिला कर्मचारियों को सशक्त बनाने की दिशा में महत्वपूर्ण माना जा रहा है।

SHINE मॉड्यूल भारतीय रेलवे की एक महत्वपूर्ण डिजिटल पहल है, जिसका उद्देश्य महिला कर्मचारियों को सुरक्षित और सम्मानजनक कार्य वातावरण प्रदान करना है।

इस प्रणाली से:

शिकायत दर्ज करना आसान होगा
कार्रवाई तेज होगी
महिलाओं को न्याय मिलने की संभावना बढ़ेगी

इस प्रकार SHINE मॉड्यूल रेलवे में महिला सशक्तिकरण और सुरक्षित कार्यस्थल की दिशा में एक महत्वपूर्ण कदम है।

FAQ Section

Q1. SHINE Module क्या है?

SHINE Module भारतीय रेलवे की डिजिटल शिकायत प्रणाली है, जिसके माध्यम से महिला कर्मचारी HRMS पोर्टल या ऐप से यौन उत्पीड़न की शिकायत ऑनलाइन दर्ज कर सकती हैं।

Q2. SHINE का पूरा नाम क्या है?

SHINE का पूरा नाम Sexual Harassment Incident Notification for Empowerment of Female Employees है।

Q3. SHINE Module कहाँ उपलब्ध है?

यह सुविधा भारतीय रेलवे के HRMS Portal और HRMS Mobile App में उपलब्ध है।

Q4. कौन SHINE Module में शिकायत दर्ज कर सकता है?

रेलवे की महिला कर्मचारी, प्रशिक्षु, संविदा कर्मचारी और रेलवे परिसर में काम करने वाली महिलाएँ शिकायत दर्ज कर सकती हैं।

Q5. SHINE Module की शुरुआत कब हुई?

भारतीय रेलवे ने इसे अंतरराष्ट्रीय महिला दिवस (8 मार्च) के अवसर पर शुरू किया है।

RBE 18-2026- Format-1 of Railway Services (Pension) Rules, 2026-reg.

2026-03-05T13:28:00.003+05:30

Railway & Railway Board's Circulars & Orders : RBE 18-2026- Format-1 of Railway Services (Pension...:

RBE No. 18/2026.

GOVERNMENT OF INDIA (BHARAT SARKAR)

MINISTRY OF RAILWAYS (RAIL MANTRALAYA)

(RAILWAY BOARD)

No. D-43/9/2022-F(E)III

New Delhi, dated: 24.02.2026.

The General Managers/Principal Financial Advisors,

All Zonal Railways/Production Units etc,

DGs of RDSO and NAIR.

Subject:- Format-1 of Railway Services (Pension) Rules, 2026-reg.

Railway Services (Pension) Rules, 2026 have been notified in Gazette Notification vide G.S.R. 23 (E) dated 12th January, 2026 and circulated to Railways vide Board's Letter No. D-43/9/2022-F(E)III dated 20.01.2026. It has now been found that a typographic error has occurred in Format-1 of the ibid rules. Therefore, sub-rule (2) of Rule 8 in Format-1 of these rules may be read as sub-rule (3) of Rule 8.

2. Necessary Amendment to the Railway Services (Pension) Rules, 2026, giving effect to the same will be issued in due course.

(G. Priya Sudarsani),

Director, Finance (Estt.),

Railway Board.

No. D-43/9/2022-F(E)III

New Delhi, Dated: 24.02.2026

8th Pay Commission: मीडिया रिपोर्टों के अनुसार संभावित फिटमेंट फैक्टर और पे मैट्रिक्स

2026-02-26T20:04:00.002+05:30

8th Pay Commission: मीडिया रिपोर्टों के अनुसार संभावित फिटमेंट फैक्टर और पे मैट्रिक्स:

8वें केंद्रीय वेतन आयोग (8th CPC) को लेकर कर्मचारियों और पेंशनरों के बीच उत्सुकता बढ़ती जा रही है। विभिन्न मीडिया रिपोर्टों के अनुसार कर्मचारी संगठनों द्वारा आयोग के समक्ष प्रस्तुत किए जाने वाले मांग-पत्र की तैयारी जारी है, जिसमें वेतन संशोधन, भत्तों और पेंशन से जुड़े कई महत्वपूर्ण मुद्दे शामिल बताए जा रहे हैं।

संभावित फिटमेंट फैक्टर

मीडिया रिपोर्टों में चर्चा है कि कर्मचारी संगठनों ने मल्टी-लेवल फिटमेंट फैक्टर का सुझाव दिया है, जिसमें अलग-अलग वेतन स्तरों के लिए अलग गुणक लागू करने का प्रस्ताव है।

संभावित संरचना (अनुमान):

लेवल 1–5 : 3.00
लेवल 6–12 : 3.05–3.10
लेवल 13–15 : 3.10–3.15
लेवल 16–18 : 3.20–3.25

संभावित पे मैट्रिक्स

लेवल	7th CPC पे	संभावित 8th CPC पे
Level 1	18,000	54,000
Level 5	29,200	87,600
Level 7	44,900	1,37,000
Level 10	56,100	1,74,000
Level 12	78,800	2,44,000
Level 14	1,44,200	4,54,000
Level 17	2,25,000	7,31,000

यह आंकड़े केवल अनुमान समझाने के उद्देश्य से हैं।

अन्य संभावित मांगें

वार्षिक वेतन वृद्धि दर में बढ़ोतरी
चिकित्सा भत्तों में संशोधन
परिवार इकाई का विस्तार
अवकाश नकदीकरण सीमा में वृद्धि
पेंशन प्रणाली में सुधार

संभावित लागू तिथि

मीडिया रिपोर्टों के अनुसार संशोधित वेतन संरचना की संभावित प्रभावी तिथि जनवरी 2026 मानी जा रही है, हालांकि अंतिम निर्णय आयोग और सरकार की मंजूरी पर निर्भर करेगा।

रेलवे कर्मचारियों के लिए विशेष विश्लेषण

रेलवे कर्मचारियों के लिए 8वें वेतन आयोग का प्रभाव विशेष रूप से महत्वपूर्ण माना जा रहा है क्योंकि रेलवे में बड़ी संख्या में Group C और Level 1–7 कर्मचारी कार्यरत हैं।

रेलवे कर्मचारियों पर संभावित प्रभाव

Level 1 कर्मचारियों का वेतन लगभग 50–55 हजार तक पहुंचने की संभावना
Level 6–7 कर्मचारियों के वेतन में 3 गुना तक वृद्धि का अनुमान
रनिंग स्टाफ भत्तों के पुनरीक्षण की संभावना
NPS-OPS मुद्दे पर पुनर्विचार की मांग

हालांकि यह सभी संभावनाएं कर्मचारी संगठनों के प्रस्तावों पर आधारित हैं।

Expert Prediction

वित्तीय भार और पिछली वेतन आयोग प्रवृत्तियों को देखते हुए विशेषज्ञों की राय:

संभावित fitment factor: 2.8 – 3.1
न्यूनतम वेतन: 50,000 – 56,000
अधिकतम fitment (high level): 3.2 तक संभव लेकिन कठिन
3.25 universal fitment की संभावना कम

कारण:

सरकारी वित्तीय भार
महंगाई भत्ता मर्जिंग फार्मूला
पिछली आयोग की trend

महत्वपूर्ण निष्कर्ष

वर्तमान में सामने आ रही सभी जानकारी मीडिया रिपोर्ट और कर्मचारी संगठनों के सुझाव पर आधारित है
कोई भी आंकड़ा अभी आधिकारिक नहीं है
अंतिम निर्णय आयोग की रिपोर्ट और कैबिनेट मंजूरी के बाद होगा

Mandatory reporting of vacancies in Group ‘A’ and Group ‘B’ posts to the Surplus Cell under Rule 3(1)(iii) and (iv) of CCS (Redeployment of Surplus Staff) Rules, 1990 – regarding.

2026-01-20T17:02:00.002+05:30

Government Employee - Rules, Circulars & Order: Mandatory reporting of vacancies in Group ‘A’ and ...:

No.1/2/2022-R&R and DC

Government of India
Ministry of Personnel, Public Grievances & Pensions
(Department of Personnel & Training)

3rd Floor, Lok Nayak Bhawan,
Khan Market, New Delhi – 110003
Dated 19th January, 2026.

OFFICE MEMORANDUM

Subject: Mandatory reporting of vacancies in Group ‘A’ and Group ‘B’ posts to the Surplus Cell under Rule 3(1)(iii) and (iv) of CCS (Redeployment of Surplus Staff) Rules, 1990 – regarding.

The undersigned is directed to invite attention to the provisions of the CCS (Redeployment of Surplus Staff) Rules, 1990, relating to the reporting of vacancies in Central Civil Services and posts in Group ‘A’ and Group ‘B’ to the Surplus Cell of this Department.

2. In terms of Rule 3(1)(iii) and Rule 3(1)(iv) of the aforesaid Rules, all vacancies in Group ‘A’ and Group ‘B’ posts, which are proposed to be filled by Direct Recruitment or by Transfer/ Transfer on absorption, are required to be reported to the Surplus Cell in the first instance, prior to initiating any further action for filling up such posts.

3. Accordingly, all Ministries/Departments are requested to ensure that all vacancies in Group ‘A’ and Group ‘B’ posts, proposed to be filled by Direct Recruitment or by Transfer/Transfer on absorption, are invariably reported to the Surplus Cell through the Redeployment of Surplus Management System (RSMS), strictly in accordance with Rule 3(1)(ii) and Rule 3(1)(iv) of the CCS (Redeployment of Surplus Staff) Rules, 1990.

4. The Nodal Officers of the Ministries/Departments may also ensure wide dissemination of these instructions to all attached and subordinate offices under their administrative control for information and strict compliance.

Sd/-

(Arun Kumar Dahiya)

Under Secretary to the Government of India

Tel. No. 011-24651898

Master Circular on Investment Guidelines for Government Sector – UPS/NPS/APY Schemes

2025-12-26T11:43:00.001+05:30

Original Master Circular

MASTER CIRCULAR

PFRDA/Master Circular/2025/05/PF-03

Date: 10th December 2025

The CEOs of All Pension Funds & NPS Trust
All other NPS Stake Holders

SUBJECT: Master Circular on Investment Guidelines for Government Sector – UPS/NPS/APY Schemes- Central/ State Government (default), Corporate CG, NPS Lite, Atal Pension Yojana and APY Fund Scheme.

This Master Circular is being issued in exercise of powers of the Authority conferred under sub-clause (b) of sub-section (2) of Section 14 read with Section 23 of the PFRDA Act, 2013 and sub-regulation (1) of Regulation 14 of PFRDA (Pension Fund) Regulations, 2015 as amended from time to time.
This master circular supersedes the earlier circular dated 28.03.2025 and all the circulars/ letters mentioned in the Appendix.
This master circular shall be effective immediately.

Yours sincerely

K MOHAN GANDHI
Digitally signed by
K MOHAN GANDHI
Chief General Manager

Appendix
INDEX
Part I – Introduction
Part II – General Guidelines
Part III – Investment Guidelines
Part IV – List of circulars/ letters consolidated in the Master Circular

Part I – Introduction

The Pension Fund Regulatory and Development Authority (Pension Fund) Regulations, 2015, as amended from time to time, stipulate that the pension funds shall manage the pension schemes in accordance with the investment guidelines issued by the Authority for the benefit of the subscribers.

Part II – General Guidelines

i. The compliance obligation of the intermediary/entity shall not be confined merely to the Master Circular but, also the applicable laws.
ii. This Master Circular shall take immediate but shall be without prejudice to their (earlier issued circulars) operation and effect, for the period when they were in force, until them being subsumed under the Master Circular. Based on the above caveat, Part IV containing the list of circulars/ letters consolidated in the Master Circular shall stand rescinded with the issuance of this Master Circular, such that they are subsumed in the Master Circular and for all purpose and intent, remain operative, with no break of continuity.
iii. Notwithstanding such rescission of any circular, upon their merger in the Master Circular, or otherwise, anything done or any action taken or purported to have been done or taken, or to be taken hereafter, under the circulars/ letters now rescinded (for the period of their operation) shall be construed to have been validly taken as if the said circulars are in full force and effect and shall remain unaffected by their rescission, in any manner.
iv. The previous operation of the rescinded circulars or anything duly done or suffered thereunder, any right, privilege, obligation or liability acquired, accrued or incurred, any penalty, any order passed, any violation committed, any investigation, legal proceedings pending in terms of the circular (now rescinded), shall be treated as if the circulars are in full force and effect, and shall remain unaffected by their rescission, in any manner.

Part III – Investment Guidelines

The Investment Guidelines for UPS/NPS/APY Schemes viz. Central/ State Government (default), Corporate CG, NPS Lite, Atal Pension Yojana and APY Fund Scheme are as under –

Category	Investment Pattern	Permissible Limit
(i)	Government Securities and Related Investments: (a) Government Securities, (b) Other Securities {‘Securities’ as defined in section 2(h) of the Securities Contracts (Regulation) Act, 1956} the principal whereof and interest whereon is fully and unconditionally guaranteed by the Central Government or any State Government and also includes fresh issuance of “Govt. of India- Fully Serviced Bonds” issued by Public Sector Undertakings under Extra Budgetary Resources (EBR) after 3rd Jun 2020. Provided that the portfolio invested under this sub-category of securities shall not exceed 10% of the total Govt. Securities portfolio in the concerned Scheme at any point of time. (c) Units of Mutual Funds set up as dedicated funds for investment in Govt. securities and regulated by the SEBI. Provided that the portfolio invested in such mutual funds shall not exceed 5% of the total Govt. Securities portfolio in the concerned Scheme at any point of time.	Up to 65%
(ii)	Debt Instruments and Related Investments: (a) Listed (or proposed to be listed in case of fresh issue) debt securities issued by bodies corporate, including banks and public financial institutions (Public Financial Institutions as defined under Section 2 of the Companies Act, 2013). (b) Listed (or proposed to be listed in case of initial offering) Basel III Tier-1 bonds issued by scheduled commercial banks, AIFIs and Govt owned NBFCs under RBI Guidelines. Provided that the portfolio invested in this sub-category shall not exceed 2% of the concerned Scheme AUM at any point of time. No investment in this sub-category in initial offerings shall exceed 20% of the initial offering. Further, at any point of time, the aggregate value of Tier I bonds of any particular Bank held across all schemes managed by the Pension Fund shall not exceed 20% of such Tier I Bonds issued by that Bank. (c) Rupee Bonds issued by institutions of the International Bank for Reconstruction and Development, International Finance Corporation and Asian Development Bank. (d) Term Deposit receipts of more than one year duration issued by scheduled commercial banks, which meets the regulatory requirement of Net worth and Capital to Risk Weighted Asset Ratio as stipulated by Reserve Bank of India and additionally satisfy the following conditions on the basis of published annual report(s) for the most recent years, as required to have been published by them under the law: (i) having declared profit in the immediately preceding three financial years; (ii) having net non-performing assets of not more than 4% of the net advances; Provided that such Term Deposits with any one scheduled commercial bank including its subsidiaries should not exceed 10% of the concerned Scheme AUM at any point of time. (e) Units of Debt Schemes of Mutual Funds as regulated by SEBI. Provided these schemes shall exclude schemes of mutual funds having investment in short term debt securities with Macaulay Duration of less than 1 year. Provided further that the portfolio invested in such mutual funds shall not exceed 5% of the total debt instruments portfolio in the concerned scheme at any point of time. (f) Debt securities issued by Real Estate Investment Trusts (REIT) regulated by the SEBI. (g) Debt securities issued by Infrastructure Investment Trusts (InVIT) regulated by the SEBI. (h) The following infrastructure related debt instruments: (i) Listed (or proposed to be listed in case of fresh issue) debt securities issued by body corporates engaged mainly in the business of development or operation and maintenance of infrastructure, or development, construction or finance of affordable housing. Further, this category shall also include securities issued by Indian Railways or any of the body corporates in which it has majority shareholding. This category shall also include securities issued by any Authority of the Government which is not a body corporate and has been formed mainly with the purpose of promoting development of infrastructure. It is further clarified that any structural obligation undertaken or letter of comfort issued by the Central Government, Indian Railways or any Authority of the Central Government, for any security issued by a body corporate engaged in the business of infrastructure, which notwithstanding the terms in the letter of comfort or the obligation undertaken, fails to enable its inclusion as security covered under category (i) (b) above, shall be treated as an eligible security under this sub-category. (ii) Infrastructure and affordable housing Bonds issued by any scheduled commercial bank, which meets the conditions specified in category (ii)(d) above. (iii) Listed (or proposed to be listed in case of fresh issue) securities issued by Infrastructure Debt Funds operating as a NBFC and regulated by Reserve Bank of India. (iv) Listed (or proposed to be listed in case of fresh issue) units issued by Infrastructure Debt Funds operating as a Mutual Fund and regulated by SEBI. It is clarified that, barring exceptions mentioned above, for the purpose of this sub-category (h), a sector shall be treated as part of infrastructure as per Government of India’s harmonized master-list of infrastructure sub-sectors. (i) Listed or proposed to be listed credit rated Municipal bonds. (j) Investment in units of Debt ETFs issued by Government of India specifically meant to invest in bonds issued by Government owned entities such as CPSEs, CPSUs/CPFIs and other Government organizations, etc. Provided that the portfolio invested in such Debt ETFs shall not exceed 5% of total debt instruments portfolio in the concerned scheme at any point of time. Provided that the investment under sub-categories (a), (b) and (h) (i) to (iv) of this category (ii) shall be made in such securities with at least AA rating or equivalent in the applicable rating scale from at least two credit rating agencies registered with SEBI. However, Pension Fund can invest up to 10% of the total debt instruments portfolio in such securities with AA rating or above in the applicable rating scale that are rated by a single rated agency registered with SEBI. Provided further that in case of the sub-category (h)(iii) the ratings shall relate to the NBFC and for the sub-category (h)(iv) the ratings shall relate to the investment in eligible securities of the Infrastructure Debt Fund. Provided further that under sub-category (h), Pension Fund can make investment in infrastructure companies rated not less than ‘A’ along with an Expected Loss Rating of ‘EL1’ Further though investments under this category (ii) require at least AA rating as specified above, Pension Fund can invest in securities having investment grade rating below ‘AA’, provided that, investments in securities rated from ‘AA-’ to ‘A’ shall not exceed 10% of the total debt instruments portfolio in the concerned scheme while making such investment. Any investments in securities rated below ‘AA’ in excess of 10% of the total debt instruments portfolio in the concerned scheme, the risk of default for such securities shall be fully covered with Credit Default Swaps (CDSs) issued under Guidelines of the RBI and purchased along with the underlying securities. Purchase amount of such Swaps shall be considered to be investment made under this category. Provided further that if the securities/entities have been rated by more than two rating agencies, the two lowest of all the ratings shall be considered. For sub-category (c), a single rating of AA or above by a domestic or international rating agency will be acceptable. For sub-category (a) and (c), the investments made in debt securities and Rupee Bonds with residual maturity period of less than three years on the date of investment shall be limited to 10% of the investments made in debt instruments portfolio during the preceding 12 months in the concerned Scheme. In case of securities where the principal is to be repaid in a single pay-out, the maturity of the securities shall mean residual maturity. In case the principal is to be repaid in more than one pay-out, then the maturity of the securities shall be calculated on the basis of weighted average maturity of the security. For sub-category (f) and (g), the Trust should be rated as ‘AAA’ or equivalent in the applicable rating scale by at least two credit rating agencies registered with SEBI. For sub-category (i), the Municipal Bonds should be rated ‘AAA’ or equivalent in the applicable rating scale by at least two credit rating agencies registered with SEBI. It is clarified that debt securities covered under category (i)(b) above are excluded from this category (ii).	Up to 45%
(iii)	Short-term Debt Instruments and Related Investments: (a) Money market instruments comprising of Treasury Bills, Commercial Paper and Certificates of Deposit Provided that investment in Commercial Paper issued by body corporates shall be made only in such instruments which have minimum rating of A1+ by at least two credit rating agencies registered with the SEBI. Provided further that if Commercial Paper has been rated by more than two rating agencies, the two lowest of the ratings shall be considered Provided further that investment in this sub-category in Certificates of Deposit of up to one year duration issued by scheduled commercial banks, will require the bank to satisfy all conditions mentioned in category (ii) (d) above. (b) Term Deposit Receipts of up to one year duration issued by such scheduled commercial banks which satisfy all conditions mentioned in category (ii) (d) above. (c) Investments in units of a debt scheme of a mutual fund as regulated by SEBI where investment is in short term securities with Macaulay duration of less than 1 year viz. Overnight fund, Liquid Fund, Ultra Short Duration Fund and Low Duration Fund with the condition that the average total asset under management of AMC for the most recent six-month period should be at least Rs 5000 crore. (d) Investments in Government Securities as Lender in Triparty Repo conducted over the Triparty Repo (Dealing) System (TREPS) provided by RBI through Clearing Corporation of India Limited (CCIL).	Upto 10%
(iv)	Equities and Related Investments: (a) Stocks which are constituents of NIFTY 250 Index are eligible for investments. However, constituent stocks of BSE 250 Index which are not part of NIFTY 250 Index are also eligible for investments. Provided that 90% of the Asset Class / Scheme AUM shall be invested only in to the top 200 stocks of NIFTY 250 Index with flexibility to invest up to 10% in the remaining eligible stocks. (b) Units of equity schemes of mutual funds regulated by the SEBI, which have minimum 65% of their investment in shares of body corporates listed on BSE or NSE Provided that investment in such mutual funds shall not exceed 5% of the total equity portfolio in the concerned scheme at any point of time and the fresh investment in such mutual funds shall not exceed 5% of the fresh inflows invested in the year. (c) Exchange Traded Funds (ETFs)/Index Funds regulated by SEBI that replicate the portfolio of either BSE Sensex Index or NSE Nifty 50 Index. (d) ETFs regulated by SEBI that are constructed specifically for disinvestment of shareholding of the Government of India in body corporates. (e) Exchange Traded Derivatives regulated by SEBI having the underlying of any permissible listed stock or any of the permissible indices, with the sole purpose of hedging Provided that the portfolio invested in derivatives in terms of contract value shall not exceed 5% of the total equity portfolio in the concerned scheme at any point of time. (f) Initial Public Offering (IPO), Follow on Public Offer (FPO) and Offer for Sale (OFS) of companies, approved by SEBI.	Up to 25%
(v)	Asset Backed, Trust Structured and Miscellaneous Investments: (a) Commercial mortgage-based securities (CMBS) or Residential mortgage-based securities (RMBS). (b) Units issued by Real Estate Investment Trusts (REITs) regulated by the SEBI. (c) Asset Backed Securities (ABS) regulated by the SEBI. (d) Units of Infrastructure Investment Trusts (InvITs) regulated by the SEBI. (e) Investment in SEBI Regulated ‘Alternative Investment Funds’ (Category I and Category II only). Investments in sub-category (e) (i.e. AIF – Cat. I and Cat. II) is allowed subject to: – (i) The permitted funds under category I are Start-up Funds, Infrastructure Funds, SME Funds, Venture Capital Funds and Social Venture Capital Funds as detailed in Alternative Investment Funds Regulations, 2012 by SEBI. (ii) For category II AIF as per Alternative Investment Funds Regulations, 2012 by SEBI, at least 51% of the funds of such AIF shall be invested in either of the Start-up entities, infrastructure entities or SMEs or venture capital or social welfare entities. (iii) Pension Fund shall invest only in those AIFs whose corpus is equal to or more than Rs.100 crore. (iv) The exposure to single AIF shall not exceed 10% of the AIF size. (v) Pension Funds to ensure that funds should not be invested in securities of the companies or Funds incorporated and operated outside the India in violation of Section 25 of the PFRDA Act 2013. (vi) The sponsors of the Alternative investment funds should not be the promoter in Pension Fund or the promoter group of the Pension Fund. (vii) The AIFs shall not be managed by Investment manager, who is directly or indirectly controlled or managed by Pension Fund or the promoter group of the Pension Fund. (f) Units issued by Gold and silver ETF regulated by SEBI Provided that the aggregate investment under sub-category (e) in such AIFs for Govt Sector shall not exceed the 1% of the respective Scheme AUM managed by the Pension Fund. Provided that the aggregate investment under sub-category (f) shall not exceed the 1% of the respective Scheme AUM managed by the Pension Fund. Provided that investment under this category (v) shall only be in listed instruments or fresh issues that are proposed to be listed except in case of sub-category (e) above. Provided further that investment under this category shall be made only in such securities which have minimum ‘AA’ or equivalent rating in the applicable rating scale from at least two credit rating agencies registered by the SEBI. Provided further that in case of the sub-categories (b) and (d), the Trust should have minimum rating of ‘AAA’ or equivalent rating in the applicable rating scale from at least two credit rating agencies registered by SEBI. Provided further that if the securities/entities have been rated by more than two rating agencies, the two lowest of the ratings shall be considered.	Up to 5%

Inflows to the aforesaid Schemes will be invested in the permissible categories stated above in a manner consistent with the specified maximum permissible percentage amounts to be invested in each such investment category, while also complying with such other restrictions as made applicable for various sub-categories of the permissible investments.
Inflows to the schemes shall be the sum of un-invested funds from the past and receipts like contributions to the schemes, dividend/interest/commission, maturity amounts/ sale proceeds of earlier investments etc., as reduced by redemptions and applicable charges.
At any given point of time the percentage of assets under each category should not exceed the maximum limit prescribed for that category and also should not exceed the maximum limit prescribed for the sub-categories, if any. However, asset switch because of any RBI mandated Government debt switch would not be covered under this restriction.
If for any of the instruments mentioned above, the rating falls below the minimum permissible grade prescribed for investment in that instrument when it was purchased, as confirmed by one credit rating agency, the option of exit shall be considered and exercised, as appropriate, in a manner that is in the best interest of the subscribers. On these guidelines coming into effect, the above prescribed investment pattern shall be achieved separately for each successive financial year through timely and appropriate planning.
The prudent investment of the inflows/funds within the prescribed pattern is the fiduciary responsibility of the Pension Fund. NPS Trust shall monitor the investment decisions of the Pension Funds with utmost due diligence.
The Pension Fund and NPS Trust will take suitable steps to control and optimize the cost of management of the schemes.
The NPS Trust and Pension Fund will ensure that the process of investment is accountable and transparent. It should be ensured that due diligence is carried out to assess risks associated with any particular asset before investment is made by the Pension Fund in that particular asset and also during the period over which it is held in the scheme. The requirement of ratings as mandated in this circular merely intends to limit the risk associated with investments at a broad and general level. Accordingly, it should not be construed in any manner as an endorsement for investment in any asset satisfying the minimum prescribed rating or a substitute for the due diligence prescribed for being carried out by the Pension Fund.
For equity investments through stock brokers, the amount of brokerage that can be debited to the schemes shall not exceed 0.03% of the equity transaction amount inclusive of stamp duty and applicable taxes.
Investments in Initial Public Offer (IPO), Follow on Public Offer (FPO) and Offer for Sale (OFS) are permitted subject to fulfilment of the following conditions: –

(i) Equity offering through IPO are proposed to be “listed” in BSE or NSE and full float market capitalization calculated at lower band of IPO issue price should be equivalent or greater than the market capitalization of the 250th company as per the Nifty 250 Index list.

(ii) Shares offered under Follow on Public Offer (FPO)/Offer for Sale (OFS) should be listed on BSE or NSE and constituent in the list of Top 250 stocks as per the Nifty 250 Index.

(iii) Board approved Investment Policy of Pension Funds should contain detailed guidelines/procedure for investments in IPO. Investments in Equity Shares through IPO/FPO or OFS shall be reported to NPS Trust within 30 days from the date of investment.

(iv) In case a Pension Fund has invested through IPO and it fails to be in the latest published list of NIFTY 250 Index, a time period of maximum one year from the date of listing shall be provided to the Pension Fund for making a decision on exiting such shares.

(v) PFs are allowed to invest in Shares through Secondary Market, eligible under i & ii.

12. Subsequent to any changes in the NIFTY 250 Index, Pension Funds would have to rebalance their portfolios in line with eligible stocks in a period of six months.

13. The following restrictions/filters are being enforced to reduce concentration risks in the scheme investments:

(a) NPS Equity investments shall be restricted to 5% of the ‘paid up equity capital’* of all the sponsor group companies or 5% of the total AUM under Equity portfolio, whichever is lower, in each respective scheme and 10% of the ‘paid up equity capital’ of all the non-sponsor group companies or 10% of the total AUM under Equity portfolio, whichever is lower in each respective scheme.

Paid up share capital: Paid up share capital means market value of paid up and subscribed equity capital.

Sponsor shall mean an entity described as “Sponsor” under Pension Fund Regulatory and Development Authority (Pension Fund) Regulations, 2015 and subsequent amendments thereto.

‘Group’ means two or more individuals, association of individuals, firms, trusts, trustees or bodies corporate, or any combination thereof, which exercises, or is established to be in a position to exercise, significant influence and / or control, directly or indirectly, over any associate as defined in Accounting Standard (AS), body corporate, firm or trust, or use of common brand names, Associated persons, as may be stipulated by the Authority.

Explanation: Use of common brand names in conjunction with other parameters of significant influence and / or control whether direct or indirect shall be reckoned for determination for inclusion as forming part of the group or otherwise.

All Pension Funds shall publish on their respective website a list of their group companies and those of their sponsor.

(b) NPS Debt investments have been restricted to 5% of the ‘net-worth’^ of all the sponsor group companies or 5% of the total AUM in debt instruments portfolio (excluding Govt. securities) whichever is lower in each respective scheme and 10% of the net-worth of all the non-sponsor group companies or 10% of the total AUM in debt instruments portfolio (excluding Govt. securities) whichever is lower, in each respective scheme.

Net Worth: Net worth would comprise of Paid-up capital plus Free Reserves including Share Premium but excluding Revaluation Reserves, plus Investment Fluctuation Reserve and credit balance in Profit & Loss account, less debit balance in Profit and Loss account, Accumulated Losses and Intangible Assets.

(c) Investment exposure to a single Industry shall be restricted to 15% of AUM under all Schemes managed by each Pension Fund as per Level-5 of NIC classification. Investment in scheduled commercial bank FDs would be exempted from exposure to Banking Sector.

(d) For investments made in Index Funds/ETF/Debt MF, the exposure limits under such Index Funds/ETF/Debt MF shall not be considered for compliance of the prescribed Industry Concentration, Sponsor/ Non-Sponsor group norms under these guidelines.

(e) Investment exposure norms for InvITs/REITs shall be as under:

Cumulative Investments in Units and Debt Instruments of InvITs and REITs shall not exceed 3% of total AUM of the Pension Fund at any point of time.
Pension Fund shall not invest more than 15% of the total outstanding debt instruments issued by single InvIT/REIT issuer.
Pension Fund shall not invest more than 5% of the Units issued by a single InvIT/REIT issue.

13. The value of funds invested by Pension Fund in any mutual funds mentioned in any of the categories or ETFs or Index Funds shall be reduced from the respective scheme AUM, before computation of investment management fees payable to them, to avoid double incidence of costs. However, investments made by Pension Funds in MFs until the Scheme AUM reached Rs. 5 crores, in ETFs/Index Funds for the purpose of disinvestment of shareholding of the Government of India in body corporates, Bharat Bond ETF/Debt ETF issued by Government of India in respect of bonds issued by CPSEs, CPSUs, CPFIs and other Government organizations, Gold and Silver ETFs and all short duration mutual funds (liquid mutual fund, overnight fund ultra-short duration fund etc.) as permitted by SEBI, would be eligible for payment of investment management fee.

14. In APY Fund Scheme, there shall not be any deduction of NPS Trust charges/fee as the scheme is managed for a specific purpose.

15. Transfer of securities within schemes or inter scheme are allowed only if such transfers are done at the prevailing market price for traded instruments or at the valuation price for non-traded instruments and the securities so transferred are in conformity with the investment objective of the scheme to which such transfer has been made. Such transfers may be allowed in following scenarios:

To meet liquidity requirement in a scheme in case of unanticipated redemption pressure
To adjust securities received through corporate action.

The inter scheme transfers are allowed only on exceptional basis. The Pension Fund shall inform NPS Trust and Authority upon exercise of this option.

16. Pension Fund are permitted to keep securities as margin with the CCIL for margin requirements for investment in Government securities and Triparty Repo (Dealing) System (TREPS).

17. For National Pension Scheme Tier II – Tax Saver Scheme, 2020 (NPS–TTS) which is available for subscription only by Central Government employees, the following investments limits will apply;

Asset Class	Limits
Equity (as per Asset Class E of NPS Tier-II)	10% – 25%
Debt (as per Asset Class C & G NPS Tier-II)	Up to 90%
Cash/Money Market, Liquid Mutual Funds*	Up to 20%

* this limit shall be applicable only after the scheme corpus reaches Rs 5 crore.

18. The prescribed limits in to different asset classes such as G-Sec, Corporate Bonds, Equity, Money Market Instruments, and ABS & Misc. Investments have increased from 140% to 150%, giving flexibility to the Pension Funds to choose among the instruments based on their independent risk – return analytic framework in the interest of the subscribers. It is, therefore, desirable that Pension Funds may choose to different asset- classes exposure gradually and in a phased manner based on their own risk assessment.

19. The following exemptions available to NPS Tier-II Schemes as stated in Master Circular for the Non-Govt Sector dated 10.12.2025 are also be applicable to Composite Tier II Scheme:

In addition to the permissible instruments of investments as mentioned above for each Scheme/Asset Class, Pension Fund can temporarily park the inflows/funds in short-term debt instruments and related investments as noted below subject to the following limits;

(ii) 20% of AUM for each of the Scheme/Asset Class under NPS Tier-II

(iii) the aforesaid limits shall not be applicable till the AUM of the respective Scheme/Asset Class reaches Rs 5 crore.

15. The exposure Norms at Para 13 of this Master Circular are not applicable to Composite Tier II Scheme till the Scheme/Asset Class AUM reaches Rs 5 crore.

Part IV – List of circulars consolidated in the Master Circular

No	Circular Name	Date	Circular No.
1.	Investment Guidelines	15-10-2013	PFRDA/2013/16/PFM/4
2	Accounting Policy for Inflation linked Bonds	11-12-2013	PFRDA/2013/19/PFM/5
3.	Revision of Investment Guidelines for NPS Schemes	29-01-2014	PFRDA/2014/02/PFM/1
4.	Investment in Basel -III compliant Additional Tier I Bonds.	22-09-2014	PFRDA/2014/06/PFM/04
5.	Clarification on Revision of Investment Guidelines for NPS Scheme issued on 29.01.2014	22-01-2015	PFRDA/2015/05/PFM/03
6.	Amendment to Revised Investment Guidelines for NPS schemes.	31-03-2015	PFRDA/2015/12/PFM/06
7.	Investment guidelines for NPS Schemes (Applicable to Scheme CG, Scheme SG Corporate CG and NPS Lite schemes of NPS and Atal Pension Yojana) w.e.f. 10th June, 2015.	03-06-2015	PFRDA/2015/16/PFM/7
8.	Advisory for all Pension Funds and Custodian regarding investments in Mutual Fund schemes	14-02-2017	Advisory
9.	Clarification with respect to advisory for all the Pension Funds and Custodian regarding investments in Mutual Fund schemes.	15-05-2017	PFRDA/6/PFM/7/1
10.	Revised rating Criteria for investments under NPS Schemes -reg.	08-05-2018	PFRDA/2018/02/PF/02
11.	Change in Investment Guidelines for NPS Schemes w.r.t. investment in Equity Mutual funds by Pension Funds	20-08-2018	PFRDA/2018/56/PF/2
12.	Clarifications on Circular No. PFRDA/2018/56/ PF/2 dated 20th August, 2018 issued by the Authority for Change in Investment Guidelines for NPS Schemes	02-11-2018	PFRDA/2018/60/PF/3
13.	Amendment to the investment Guidelines (Applicable to Scheme CG, Scheme SG, Corporate CG and NPS Lite schemes of NPS and Atal Pension Yojana)	25-03-2019	PFRDA/2019/8/SUP-PF/2
14.	Change in Investment Guidelines for NPS Schemes- permitting Pension Funds to invest in Overnight Funds and all such short duration funds as may be permitted by SEBI from time to time	20-11-2019	PFRDA/2019/22/REG-PF/3
15.	Change in Investment Guidelines for NPS Schemes and other pension schemes administered by PFRDA	29-06-2020	PFRDA/2020/26/REG-PF/2
16.	Investment Guidelines – 2021 for NPS Schemes (Applicable to Scheme CG, Scheme SG, Corporate CG and NPS Lite scheme of NPS and Atal Pension Yojana) w.e.f. 20th July 2021.	20-07-2021	PFRDA/2021/28/REG-PF/2
17.	Guidelines for Investment by Pension Funds in an Initial Public Offer (IPO), Follow on Public Offer (FPO) and/or Offer for Sale (OFS) under National Pension System (NPS) and other Pension Schemes regulated/ administered by the Authority -reg.	27-07-2021	PFRDA/2021/32/REG-PF/4
18.	Clarification on Guidelines for investment by Pension Funds in IPO/ FPO and/ or OFS issued vide Circular dated 27.07.2021 -reg.	16-09-2021	PFRDA/2021/39/REG-PF/5
19.	Change in Operational Guidelines for National Pension Scheme Tier II- Tax Saver Scheme, 2020 (NPS – TTS) -reg.	30-11-2021	PFRDA/2021/47/REG-PF/09
20.	Change in Investment Guidelines-2021 for NPS Schemes (Applicable to Scheme CG, Scheme SG, Corporate CG and NPS Lite schemes of NPS and Atal Pension Yojana) -reg.	30-11-2021	PFRDA/2021/45/REG-PF/07
21.	Change in Investment Guidelines-2021 for NPS Schemes (Applicable to Scheme CG, Scheme SG, Corporate CG and NPS Lite schemes of NPS and Atal Pension Yojana) -reg.	28-04-2022	PFRDA/2022/09/REG-PF/01
22.	Change in Investment Guidelines-2021 for NPS Schemes (Applicable to Scheme CG, Scheme SG, Corporate CG and NPS Lite schemes of NPS and Atal Pension Yojana) -reg.	18-11-2022	PFRDA/2022/33/REG-PF/5
23.	Change in Operational Guidelines for National Pension Scheme Tier II- Tax Saver Scheme, 2020 (NPS – TTS) -reg.	18-11-2022	PFRDA/2022/35/REG-PF/7
24.	Permission for keeping of securities as margin with the CCIL for margin requirements-reg.	20-04-2023	PFRDA/2023/13/REG-PF/01
25.	Master Circular on Investment Guidelines for NPS/ APY Schemes- Central Government, State Government, Corporate CG, NPS Lite, Atal Pension Yojana and APY Fund Scheme	18-08-2023	PFRDA/ MASTERCIRCULAR/ 2023/01/PF-01
26.	Investment Guidelines and Asset Allocation for APY Fund Scheme	15-03-2023	Letter no. PFRDA/16/3/29/0123/2017-REG- PF
27.	Master Circular on Investment Guidelines for UPS/ NPS/ APY Schemes- Central/ State Government (default), Corporate CG, NPS Lite, Atal Pension Yojana and APY Fund Scheme.	28-03.2025	PFRDA/Master Circular/2025/02/PF-01

Railway & Railway Board's Circulars & Orders : RBE 115-2025 Renewal of Delegation of Powers beyon...

2025-11-13T20:45:00.005+05:30

Railway & Railway Board's Circulars & Orders : RBE 115-2025 Renewal of Delegation of Powers beyon...: GOVERNMENT OF INDIA

MINISTRY OF RAILWAYS

RAILWAY BOARD

RBE No. 115/2025

New Delhi, dt. 03.11.2025

No. E(P&A)II/2024/HRA-5

The General Managers,

All Indian Railways & Production Units etc.

Sub: Renewal of Delegation of Powers beyond 31.03.2024 for the purpose of admissibility of House Rent Allowance in the event of non-acceptance or surrender of Railway Residential Accommodation - reg.

Ref: Board's letters Nos.

(i) No. E(P&A)II-87/HRA-15, dated 16.05.1988

(ii) No. E(P&A)1-95/HRA-3, dated 14.02.1996

(iii) Νο. Ε(Ρ&Α)Π-99/HRA-2, dated 12.07.1999 &16.03.2000

(iv) Νο. Ε(Ρ&Α)Π-2002/HRA-4, dated 16.10.2002

(v) Νο. Ε(Ρ&Α)Π-2002/HRA-4, dated 09.05.2003

(vi) No. E(P&A)II-2010/HRA-2, dated 08.12.2010

(vii) No. E(P&A)Π-2017/HRA-3, dated 15.01.2018

(viii) No. E(P&A)II/2012//F.E.2/4 dt. 02.04.2019

Attention is invited to Board's letters quoted above delegating powers to the General Managers and other Heads of Organizations directly controlling allotment of quarters to Railway Servants for sanction of House Rent Allowance in accordance with the prescribed conditions to the categories of Railway Employees specified therein. This delegation of powers was valid up to 31.03.2024.

2. The question of renewing this delegation of powers beyond 31.03.2024 has been engaging the attention of the Board. On the basis of the reports received from the Zonal Railways and Production Units, the matter has been considered and the Board have decided to renew the sanction contained in para 5 of Board's letter dated 16.5:1988 ibid and as amended/modified from time to time, w.e.f 01.04.2024 up to 31.03.2031 whereafter the question of renewing this delegation will be considered by the Board and a fresh sanction, if necessary, issued on the basis of reports received from the General Managers etc. directly controlling allotment of quarters, in regard to the position of availability of railway accommodation under their control.

3. In case at any point of time it transpires that some accommodation is likely to remain vacant/un-occupied due to lack of demand, it should be made compulsory to submit applications for such types where there is surplus accommodation, and consequently, the employees entitled for such types would not be eligible to draw House Rent Allowance. In terms of para-2 of Board's letter dt. 02.04.2019 referred at (viii) above, the Railway accommodation so vacated may be allotted to other employees of the same pool or other pool of essential category employees by changing the pool, if required, by the Zonal Railway. The Quarter Controlling Authority shall promptly take necessary action in this regard.

4. This delegation is also subject to the over-riding condition that these orders are liable to be withdrawn/modified at any time during this period, if it is considered necessary by the Board to do so.

5. This issues with the concurrence of the Finance Directorate of the Ministry of Railways.

(Manoj Kumar)

Dy. Director, Estt.(P&A)11

Railway Board

Tele No.011-47845113

E-mail: manoj.rb@gov.in

Original Order PDF - Click Here -

RBE 108-2025 - Grant of Dearness Allowance to Railway employees Rates effective from 01.07.2025. Revised

2025-10-16T13:42:00.010+05:30

Railway & Railway Board's Circulars & Orders : RBE 108-2025 - Grant of Dearness Allowance to Rail...:

GOVERNMENT OF INDIA (भारत सरकार)

Ministry of Railways (रेल मंत्रालय)

Railway Board (रेलवे बोर्ड)

PC-VII No.- 230

RBE No: 108/2025

File No. PC-VII/2016/1/7/2/1

New Delhi, dated: 16.10.2025

The General Manager/CAOs(R),

All India Railways & Production Units, (As per mailing list)

Sub: Grant of Dearness Allowance to Railway employees Rates effective from 01.07.2025. Revised

The undersigned is directed to refer to this Ministry's letter RBE No. 31/2025 dated 09.04.2025 (F.No. PC-VII/2016/I/7/2/1) on the subject mentioned above and to say that the President is pleased to decide that the Dearness Allowance payable to Railway employees shall be enhanced from the existing rate of 55% to 58% of the Basic Pay with effect from 1 July, 2025.

2. The term 'Basic Pay' in the revised pay structure means the pay drawn in the prescribed Level in the Pay Matrix as per 7th CPC recommendations accepted by the Government, but does not include any other type of pay like special pay, etc.

3. The Dearness Allowance will continue to be distinct element of remuneration and will not be treated as pay within the ambit of Rule 1303 (FR 9(21)), Indian Railway Establishment Code, Volume-II (Sixth Edition-1987) - Second Reprint 2005.

4. The payment on account of Dearness Allowance involving fractions of 50 paise and above may be rounded to the next higher rupee and the fractions of less than 50 paise may be ignored.

5. This issues with the concurrence of Finance Directorate of Ministry of Railways.

Digitally signed by Jaya Kumar G

Date: 13-10-2025

(Jaya Kumar G)

Joint Director, Pay Commission & HRMS

Railway Board

e-mail: jaya.kumarg@gov.in

Ph. No: 011-47845125

New Delhi, dated: 16.10.2025

File No. PC-VII/2016/1/7/2/1

Copy (with 40 spares) forwarded to the A.D.A.I., Railways, New Delhi.

Jitendra Kumar

Date: 16-10-2025

For Member (Finance), Railway Board

Railway Board, Rail Bhawan, Raisina Road, New Delhi-110001

एकीकृत पेंशन योजना (UPS) - अक्सर पूछे जाने वाले प्रश्न (FAQs)

2025-09-19T14:18:00.002+05:30

Government Employee - Circulars, Rules & Order: एकीकृत पेंशन योजना (UPS) - अक्सर पूछे जाने वाले प्...:

अक्सर पूछे जाने वाले प्रश्न (FAQs) - एकीकृत पेंशन योजना (UPS)

1. एकीकृत पेंशन योजना (UPS) क्या है?

एकीकृत पेंशन योजना (UPS) को केंद्र सरकार द्वारा 1 अप्रैल 2025 से राष्ट्रीय पेंशन प्रणाली (NPS) के अंतर्गत एक विकल्प के रूप में शुरू किया गया है। UPS निर्धारित शर्तों के आधार पर सुनिश्चित भुगतान प्रदान करता है।

2. क्या मौजूदा केंद्रीय सरकारी कर्मचारी UPS का विकल्प चुनने के पात्र हैं?

हाँ, 1 अप्रैल 2025 तक सेवा में कार्यरत कोई भी केंद्रीय सरकारी कर्मचारी, जो राष्ट्रीय पेंशन प्रणाली (NPS) के अंतर्गत आता है, UPS का विकल्प चुनने के लिए पात्र है।

3. क्या नए भर्ती केंद्रीय सरकारी कर्मचारी UPS का विकल्प चुन सकते हैं?

हाँ, 1 अप्रैल 2025 या उसके बाद सेवा में शामिल होने वाले सभी केंद्रीय सरकारी कर्मचारी UPS का विकल्प चुनने के लिए पात्र होंगे।

4. क्या 31 मार्च 2025 से पहले सेवानिवृत्त केंद्रीय सरकारी कर्मचारी UPS का विकल्प चुन सकते हैं?

हाँ, ऐसा केंद्रीय सरकारी कर्मचारी जो NPS के अंतर्गत था और 31 मार्च 2025 या उससे पहले सेवानिवृत्त हो चुका है, UPS का विकल्प चुन सकता है, बशर्ते कि वह निम्नलिखित शर्तों में से किसी एक को पूरा करता हो:

(i) न्यूनतम 10 वर्षों की योग्यता सेवा पूरी करने के बाद सेवानिवृत्त हुआ हो; या
(ii) स्वेच्छा से सेवानिवृत्ति ली हो या मौलिक नियम 56(j) के अंतर्गत सेवानिवृत्त हुआ हो (जो केंद्रीय सिविल सेवा (वर्गीकरण, नियंत्रण और अपील) नियम, 1965 के तहत दंड नहीं माना जाता), 31 मार्च 2025 तक; या
(iii) सदस्य की मृत्यु के मामले में, यदि सदस्य सेवानिवृत्त हो चुका था और विकल्प का उपयोग करने से पहले निधन हो गया, तो उसकी विधिवत विवाहित पत्नी पात्र होगी।

5. UPS का विकल्प चुनने के लिए पात्र केंद्रीय सरकारी कर्मचारी को कौन से प्रपत्र भरने होंगे?

प्रपत्र का नाम — पात्रता

Form A1 : 1 अप्रैल 2025 या उसके बाद सेवा में शामिल होने वाले नए केंद्रीय सरकारी कर्मचारी।
Form A2 : मौजूदा केंद्रीय सरकारी कर्मचारी जो NPS के अंतर्गत आते हैं।

6. UPS में नामांकन हेतु प्रपत्र कहाँ से प्राप्त किए जा सकते हैं?

Form A1, A2 सहित दिशा-निर्देश और संलग्न करने योग्य दस्तावेजों की सूची, प्रोटियन CRA की वेबसाइट से डाउनलोड की जा सकती है: www.npscra.nsdl.co.in/ups.php

7. मौजूदा (31.03.2025 तक) केंद्रीय सरकारी कर्मचारियों के लिए UPS विकल्प चुनने की अंतिम तिथि क्या है?

विकल्प 30 सितंबर 2025 तक या केंद्र सरकार द्वारा निर्धारित किसी विस्तारित समयसीमा तक देना होगा।

8. 31.03.2025 तक सेवानिवृत्त केंद्रीय सरकारी कर्मचारी के लिए विकल्प की अंतिम तिथि क्या है?

9. ऐसे मामलों में जहाँ सदस्य की मृत्यु हो चुकी हो (विकल्प देने से पहले), विधिवत विवाहित पत्नी को विकल्प देने की अंतिम तिथि क्या है?

10. नए भर्ती (1 अप्रैल 2025 के बाद) कर्मचारियों के लिए विकल्प देने की अंतिम तिथि क्या है?

नियुक्ति की तिथि से 30 दिनों के भीतर, या केंद्र सरकार द्वारा दी गई किसी विस्तारित समयसीमा तक।

11. क्या UPS सदस्य बाद में NPS में वापस जा सकता है?

हाँ, एक बार का "एक-तरफ़ा स्विच" सुविधा उपलब्ध है, जिसके तहत सदस्य अपनी सेवा अवधि में कभी भी NPS में वापस जा सकता है, निम्नलिखित समयसीमाओं के भीतर:

(a) सेवानिवृत्ति की तिथि से बारह माह पूर्व;
(b) स्वैच्छिक सेवानिवृत्ति की अनुमानित तिथि से तीन माह पूर्व;
(c) इस्तीफे या मौलिक नियम 56(j) के तहत अनिवार्य सेवानिवृत्ति (जो दंड नहीं है) के समय।

12. यदि सदस्य इस स्विच सुविधा का उपयोग करता है तो क्या होगा?

सदस्य को NPS के अंतर्गत 14% नियोक्ता अंशदान मिलेगा।
UPS के अंतर्गत सदस्यता अवधि में 4% अतिरिक्त अंशदान की गणना डिफ़ॉल्ट निवेश पैटर्न के आधार पर होगी और यह NPS खाते में जमा किया जाएगा।
भविष्य के अंशदान 14% की दर से NPS खाते में जमा किए जाएंगे।
सदस्य भविष्य के अंशदान के लिए निवेश विकल्प चुन सकता है।
PFRDA (Exits and Withdrawals under NPS) Regulations, 2015 लागू होंगे।
ऐसे सदस्य UPS के अंतर्गत आश्वस्त भुगतान और अन्य लाभों के पात्र नहीं होंगे।

(अधिक जानकारी के लिए CCS (Implementation of Unified Pension Scheme under NPS) Rules, 2025 के नियम 11 देखें)

13. यदि कर्मचारी समय पर UPS का विकल्प नहीं चुनता तो क्या होगा?

ऐसा पात्र व्यक्ति जिसने निर्धारित समयसीमा में विकल्प नहीं चुना, उसे माना जाएगा कि वह UPS का विकल्प नहीं चुनकर NPS में ही जारी रहेगा।

14. UPS में स्थायी सेवानिवृत्ति खाता संख्या (PRAN) क्या है?

PRAN एक स्थायी सेवानिवृत्ति खाता संख्या है जो UPS खाता खोलने/चुनने पर सदस्य को दी जाती है। इसी PRAN के अंतर्गत CRA प्रणाली में सभी लेनदेन दर्ज होते हैं।

15. UPS खाता खोलने के लिए पहचान और पते के प्रमाण हेतु कौन से दस्तावेज़ आवश्यक हैं?

KYC हेतु किसी एक पहचान और पते का प्रमाण देना अनिवार्य है:

पासपोर्ट
ड्राइविंग लाइसेंस
वोटर आईडी कार्ड
CKYC नंबर
नेशनल पॉपुलेशन रजिस्टर
आधार कार्ड का प्रमाण

16. UPS विकल्प/खाता खोलने का प्रपत्र सदस्य को कहाँ जमा करना होगा?

प्रपत्र ऑनलाइन या ऑफलाइन दोनों तरीकों से, संबंधित कार्यालय प्रमुख/डीडीओ को जमा किया जा सकता है। सदस्य को हस्ताक्षरित/मोह़रयुक्त रसीद अपने पास सुरक्षित रखनी चाहिए।

17. क्या UPS में नामांकन की ऑनलाइन प्रक्रिया उपलब्ध है?

हाँ, CRA वेबसाइट के माध्यम से ऑनलाइन प्रपत्र भरकर UPS में नामांकन किया जा सकता है। इसके बाद यह प्रपत्र DDO और फिर PAO द्वारा सत्यापित किया जाएगा।

18. UPS खाता खोलने के प्रपत्र में नोडल कार्यालय को कौन-कौन सी जानकारी भरनी होती है?

रोज़गार संबंधी विवरण (UPS विकल्प चुनते समय):
i. नियुक्ति की तिथि
ii. सेवानिवृत्ति की तिथि
iii. योग्यता सेवा प्रारंभ की तिथि
iv. कर्मचारी कोड/आईडी
v. मूल वेतन
vi. वेतनमान (वैकल्पिक)
vii. कार्यालय का नाम
viii. विभाग
ix. मंत्रालय
x. DDO पंजीकरण संख्या
xi. PAO / CDDO / Pr.AO पंजीकरण संख्या

19. UPS के अंतर्गत योग्यता सेवा क्या है?

UPS सदस्य द्वारा केंद्रीय सरकार के अंतर्गत की गई नियमित सेवा की पूर्ण महीनों की अवधि, जिसे कार्यालय प्रमुख द्वारा PFRDA (Operationalization of UPS under NPS) Regulations, 2025 के विनियमन 13 के अनुसार निर्धारित किया जाएगा।

20. UPS के प्रपत्र नोडल कार्यालय द्वारा कहाँ जमा/प्रोसेस किए जाते हैं?

CRA की ऑनलाइन प्रणाली के माध्यम से।

21. UPS के अंतर्गत न्यूनतम सदस्यता अवधि कितनी है?

UPS में कम से कम 10 वर्ष की सदस्यता आवश्यक है।

22. UPS में केंद्रीय सरकारी अंशदान कितना होगा?

UPS में नियोक्ता (केंद्र सरकार) कर्मचारी के मूल वेतन + महंगाई भत्ते (DA) का 18.5% योगदान करेगी।

23. UPS में कर्मचारी का अंशदान कितना होगा?

UPS सदस्य अपने मूल वेतन + महंगाई भत्ते (DA) का 10% योगदान करेगा।

24. UPS सदस्य का अंशदान किस प्रकार जमा होगा?

कर्मचारी का अंशदान वेतन से काटकर CRA में स्थित UPS खाते में जमा किया जाएगा।

25. UPS सदस्य के लिए नियोक्ता का अंशदान कैसे जमा होगा?

केंद्र सरकार द्वारा सदस्य के वेतन का 18.5% (मूल वेतन + महंगाई भत्ता) CRA प्रणाली में स्थित UPS खाते में जमा किया जाएगा।

26. UPS सदस्य द्वारा स्वैच्छिक अंशदान की अनुमति है?

नहीं, UPS के अंतर्गत स्वैच्छिक अंशदान की अनुमति नहीं है।

27. UPS के अंतर्गत निवेश का प्रबंधन कौन करेगा?

UPS के निवेश का प्रबंधन PFRDA द्वारा पंजीकृत पेंशन फंड मैनेजर (PFM) करेंगे।

28. UPS के अंतर्गत निवेश का पैटर्न क्या होगा?

UPS के अंशदान का निवेश डिफ़ॉल्ट निवेश पैटर्न के अनुसार किया जाएगा, जो सरकार द्वारा अधिसूचित है।

29. UPS के अंतर्गत सदस्य को मिलने वाले लाभों का भुगतान कौन करेगा?

UPS के अंतर्गत लाभों का भुगतान केंद्रीय रिकॉर्डकीपिंग एजेंसी (CRA) की प्रणाली से किया जाएगा।

30. UPS से सदस्य को किस प्रकार का लाभ मिलेगा?

UPS से सेवानिवृत्ति पर सदस्य को सुनिश्चित मासिक पेंशन तथा अन्य निर्धारित लाभ प्राप्त होंगे।

31. UPS के अंतर्गत सुनिश्चित मासिक पेंशन क्या होगी?

UPS में सेवानिवृत्ति पर अंतिम मूल वेतन + महंगाई भत्ते का 50% सुनिश्चित मासिक पेंशन के रूप में दिया जाएगा।

32. क्या UPS के अंतर्गत पारिवारिक पेंशन भी उपलब्ध है?

हाँ, सदस्य की मृत्यु होने पर उसकी विधिवत विवाहित पत्नी/पति को सुनिश्चित पारिवारिक पेंशन दी जाएगी।

33. पारिवारिक पेंशन की दर क्या होगी?

सुनिश्चित मासिक पेंशन का 60% पारिवारिक पेंशन के रूप में दिया जाएगा।

34. यदि सदस्य की मृत्यु 10 वर्ष की न्यूनतम सेवा पूर्ण करने से पहले हो जाए तो क्या होगा?

ऐसे मामले में सदस्य के नॉमिनी या विधिवत विवाहित पत्नी/पति को सदस्य के खाते की संपूर्ण संचित राशि दी जाएगी।

35. यदि सदस्य की मृत्यु 10 वर्ष की सेवा पूर्ण करने के बाद होती है तो क्या होगा?

उसकी विधिवत विवाहित पत्नी/पति को पारिवारिक पेंशन दी जाएगी।

36. UPS के अंतर्गत पेंशन का भुगतान कितने समय तक होगा?

सदस्य के जीवनकाल तक, और उसकी मृत्यु के बाद उसकी विधिवत विवाहित पत्नी/पति के जीवनकाल तक।

37. क्या UPS पेंशन महंगाई भत्ते (DA) के साथ इंडेक्स होगी?

हाँ, UPS के अंतर्गत दी जाने वाली पेंशन पर महंगाई राहत (DA) केंद्र सरकार के अनुसार लागू होगी।

38. UPS पेंशन कब से प्रभावी होगी?

UPS पेंशन सदस्य के सेवानिवृत्ति की तिथि से अगले दिन से प्रभावी होगी।

39. क्या UPS पेंशन अग्रिम रूप से (advance) दी जाएगी या बकाया (arrears) में?

UPS पेंशन मासिक आधार पर बकाया (arrears) में दी जाएगी।

40. UPS के अंतर्गत पेंशन का भुगतान कौन करेगा?

UPS पेंशन का भुगतान केंद्रीय पेंशन लेखा कार्यालय (CPAO) के माध्यम से किया जाएगा।

41. UPS पेंशन प्राप्त करने के लिए क्या सदस्य को आवेदन करना होगा?

हाँ, सदस्य को सेवानिवृत्ति से पहले निर्धारित पेंशन प्रपत्र भरकर संबंधित कार्यालय के माध्यम से जमा करना होगा।

42. UPS पेंशन का आवेदन कहाँ जमा किया जाएगा?

यह आवेदन कार्यालय प्रमुख (Head of Office) के माध्यम से केंद्रीय पेंशन लेखा कार्यालय (CPAO) को भेजा जाएगा।

43. UPS पेंशन आवेदन में कौन-कौन से दस्तावेज़ आवश्यक हैं?

सेवा पुस्तिका (Service Book)
UPS सदस्यता विवरण
नॉमिनी का विवरण
बैंक खाते की जानकारी
आधार कार्ड और अन्य KYC दस्तावेज़

44. UPS के अंतर्गत पेंशन का भुगतान किस बैंक में होगा?

पेंशन का भुगतान किसी भी अधिकृत राष्ट्रीयकृत बैंक की शाखा के माध्यम से किया जा सकता है।

45. क्या UPS पेंशन एक से अधिक बैंकों में विभाजित की जा सकती है?

नहीं, UPS पेंशन केवल एक बैंक खाते में ही दी जाएगी।

46. क्या UPS पेंशनर को जीवन प्रमाण पत्र (Life Certificate) देना होगा?

हाँ, UPS पेंशनर को हर वर्ष नवंबर माह में जीवन प्रमाण पत्र देना आवश्यक है।

47. जीवन प्रमाण पत्र कहाँ जमा किया जा सकता है?

संबंधित बैंक शाखा में
Jeevan Pramaan Portal के माध्यम से ऑनलाइन
निकटतम Common Service Centre (CSC) पर

48. यदि जीवन प्रमाण पत्र समय पर जमा न हो तो क्या होगा?

यदि पेंशनर जीवन प्रमाण पत्र समय पर नहीं जमा करता है, तो उसकी पेंशन अस्थायी रूप से रोक दी जाएगी।

49. UPS पेंशनर की मृत्यु होने पर क्या प्रक्रिया है?

पेंशनर की मृत्यु की सूचना बैंक और CPAO को देनी होगी। इसके बाद पारिवारिक पेंशन प्रारंभ की जाएगी।

50. पारिवारिक पेंशन प्राप्त करने के लिए विधवा/विधुर को कौन से दस्तावेज़ देने होंगे?

मृत्यु प्रमाण पत्र
विवाह का प्रमाण पत्र
बैंक खाते का विवरण
पहचान और पते का प्रमाण

51. UPS के अंतर्गत पारिवारिक पेंशन कब से प्रारंभ होगी?

सदस्य/पेंशनर की मृत्यु की तिथि के अगले दिन से पारिवारिक पेंशन प्रारंभ होगी।

52. क्या UPS पारिवारिक पेंशन पर महंगाई राहत (DA) भी लागू होगी?

हाँ, UPS पारिवारिक पेंशन पर भी केंद्र सरकार द्वारा घोषित महंगाई राहत (DA) लागू होगी।

53. यदि सदस्य की मृत्यु सेवा के दौरान होती है, तो परिवार को क्या लाभ मिलेगा?

परिवार को सदस्य के वेतन का 50% सुनिश्चित पारिवारिक पेंशन के रूप में मिलेगा, साथ ही अन्य लाभ जो नियमों में निर्धारित हैं।

54. UPS पेंशन और पारिवारिक पेंशन का भुगतान कितने समय तक होगा?

सदस्य को जीवन भर UPS पेंशन मिलेगी।
उसकी मृत्यु के बाद विधिवत विवाहित पत्नी/पति को जीवन भर पारिवारिक पेंशन मिलेगी।

55. यदि UPS सदस्य की पत्नी/पति जीवित न हों तो पारिवारिक पेंशन किसे मिलेगी?

ऐसे मामले में पारिवारिक पेंशन पात्र आश्रितों (बच्चों आदि) को CCS (Pension) Rules के अनुसार मिलेगी।

56. क्या UPS पेंशन और पारिवारिक पेंशन आयकर के अंतर्गत करयोग्य है?

हाँ, UPS पेंशन और पारिवारिक पेंशन दोनों ही आयकर कानून के अनुसार करयोग्य होंगी।

57. क्या UPS पेंशनर मेडिकल सुविधाओं के पात्र होंगे?

हाँ, UPS पेंशनर और उनके आश्रित CGHS (Central Government Health Scheme) की सुविधाओं के पात्र होंगे।

58. UPS पेंशन का भुगतान किस मुद्रा में किया जाएगा?

UPS पेंशन और पारिवारिक पेंशन का भुगतान भारतीय रुपये (INR) में ही किया जाएगा।

59. UPS सदस्य का खाता किसके पास रहेगा?

UPS सदस्य का खाता केंद्रीय रिकॉर्डकीपिंग एजेंसी (CRA) के पास रहेगा।

60. CRA कौन-कौन सी सेवाएँ प्रदान करेगा?

CRA निम्नलिखित सेवाएँ प्रदान करेगा:

सदस्य का रिकॉर्ड सुरक्षित रखना
अंशदान का हिसाब-किताब
UPS विकल्प और स्विच की प्रक्रिया
पेंशन भुगतान की प्रक्रिया

61. UPS के अंतर्गत सेवा पुस्तिका (Service Book) का क्या महत्व है?

सेवा पुस्तिका में कर्मचारी की नियुक्ति, सेवा अवधि, पदोन्नति, वेतन और अन्य विवरण दर्ज होते हैं। UPS पेंशन की गणना और पात्रता निर्धारित करने के लिए यह दस्तावेज़ आवश्यक है।

62. UPS के अंतर्गत पेंशन की गणना कैसे होगी?

सेवानिवृत्ति पर अंतिम मूल वेतन + महंगाई भत्ते का 50% सुनिश्चित मासिक पेंशन के रूप में दिया जाएगा।

63. क्या UPS के अंतर्गत ग्रेच्युटी (Gratuity) भी मिलेगी?

हाँ, UPS सदस्य को CCS (Gratuity) Rules, 2021 के अनुसार ग्रेच्युटी दी जाएगी।

64. UPS पेंशन और ग्रेच्युटी का भुगतान कौन करेगा?

UPS पेंशन का भुगतान CPAO (Central Pension Accounting Office) करेगा और ग्रेच्युटी का भुगतान संबंधित Pay & Accounts Office (PAO) करेगा।

65. क्या UPS सदस्य को भविष्य निधि (GPF) की सुविधा भी मिलेगी?

हाँ, UPS सदस्य को GPF (General Provident Fund) में अंशदान करने और निकासी की अनुमति होगी।

66. UPS पेंशन में क्या किसी प्रकार की कटौती की जा सकती है?

हाँ, यदि सदस्य के विरुद्ध सरकार के देय दायित्व लंबित हैं तो UPS पेंशन से निर्धारित नियमों के अनुसार कटौती की जा सकती है।

67. क्या UPS पेंशन पर अदालत द्वारा कुर्की (attachment) हो सकती है?

हाँ, केवल अदालत के आदेश के अनुसार और नियमों के अंतर्गत UPS पेंशन पर कुर्की की जा सकती है।

68. UPS सदस्य के इस्तीफा देने पर क्या लाभ मिलेगा?

यदि 10 वर्ष की सेवा पूर्ण नहीं हुई है तो खाते की संचित राशि वापस मिलेगी।
यदि 10 वर्ष या उससे अधिक सेवा पूरी की है, तो UPS नियमों के अनुसार आंशिक पेंशन या अन्य लाभ मिल सकते हैं।

69. UPS सदस्य के नॉमिनी को क्या अधिकार हैं?

UPS सदस्य द्वारा नामित व्यक्ति को सदस्य की मृत्यु के बाद पेंशन/संचित राशि प्राप्त करने का अधिकार होगा।

70. क्या UPS के अंतर्गत ऋण (loan) की सुविधा उपलब्ध है?

नहीं, UPS के अंतर्गत किसी प्रकार की ऋण सुविधा उपलब्ध नहीं है।

71. UPS पेंशनर के स्थान परिवर्तन (shift) करने पर पेंशन भुगतान कैसे होगा?

यदि पेंशनर अपना निवास स्थान बदलता है, तो उसे नए बैंक खाते का विवरण CPAO/बैंक को देना होगा। इसके बाद पेंशन का भुगतान नए बैंक खाते में जारी रहेगा।

72. UPS पेंशन से जुड़ी शिकायतों का निवारण कहाँ होगा?

UPS पेंशन से संबंधित शिकायतें CPAO, CRA या संबंधित नोडल कार्यालय में दर्ज कराई जा सकती हैं।

73. क्या UPS सदस्य अपनी सेवा के दौरान नॉमिनी बदल सकता है?

हाँ, UPS सदस्य किसी भी समय अपना नॉमिनी बदल सकता है, इसके लिए CRA में निर्धारित प्रपत्र जमा करना होगा।

74. UPS सदस्य के लिए "योग्यता सेवा" का प्रमाणन कौन करेगा?

कर्मचारी की सेवा अवधि की गणना और प्रमाणीकरण कार्यालय प्रमुख (Head of Office) द्वारा किया जाएगा।

75. UPS के अंतर्गत सेवा के दौरान मृत्यु होने पर पारिवारिक पेंशन किसे मिलेगी?

सेवा के दौरान सदस्य की मृत्यु होने पर उसकी विधिवत विवाहित पत्नी/पति को पारिवारिक पेंशन मिलेगी। यदि वे जीवित न हों तो पात्र आश्रित बच्चों को मिलेगी।

76. UPS पेंशन के अंतर्गत क्या "Commutation" (आंशिक अग्रिम भुगतान) की सुविधा है?

हाँ, UPS पेंशनर अपनी पेंशन का एक हिस्सा अग्रिम रूप से Commutation के रूप में प्राप्त कर सकता है, जैसा कि CCS (Commutation of Pension) Rules में प्रावधान है।

77. UPS के अंतर्गत पेंशन और पारिवारिक पेंशन का पुनरीक्षण (Revision) कब होगा?

केंद्र सरकार द्वारा वेतन आयोग की सिफारिशों या अन्य आदेशों के अनुसार, UPS पेंशन और पारिवारिक पेंशन का पुनरीक्षण किया जाएगा।

78. UPS और CCS (Pension) Rules, 2021 के बीच क्या संबंध है?

UPS एक अलग योजना है, लेकिन जिन मामलों का UPS में स्पष्ट प्रावधान नहीं है, वहाँ CCS (Pension) Rules, 2021 लागू होंगे।

79. UPS के कार्यान्वयन से संबंधित अधिक जानकारी कहाँ से प्राप्त की जा सकती है?

UPS से संबंधित अधिक जानकारी DoPT, वित्त मंत्रालय, PFRDA और CRA की वेबसाइट पर उपलब्ध होगी।

Frequently Asked Questions (FAQs) on the Unified Pension Scheme (UPS)

2025-09-19T14:04:00.008+05:30

Government Employee - Circulars, Rules & Order: Frequently Asked Questions (FAQs) on the Unified P...:

TA-3-07001/3/2025-TA-CGA/e-19475/341

Ministry of Finance

Controller General of Accounts

Department of Expenditure

Mahalekha Niyantrak Bhawan

E-Block, GPO Complex, INA, New Delhi-110023

Dated: 17-09.2025

OFFICЕ МЕМОORANDUM

Subject: Frequently Asked Questions (FAQs) on the Unified Pension Scheme (UPS)

Reference is invited to Gazette Notification Pension Fund Regulatory and Development Authority (Operationalisation of Unified Pension Scheme under National Pension System) Regulations dated 19.03.2025.

2. In this regard, O/o CGA has been closely monitoring the problems in collaboration with PFRDA that is associated with Unified Pension scheme at the level of DDOs/PAOs/Subscribers. For smooth and seamless implementation of the Scheme, a FAQS has been prepared and is circulated for wide circulation (copy enclosed).

This issues with the approval of the Competent authority.

(Samya Bhushan)

Assistant Controller General of Accounts

Updated on 13.09.2025

Frequently Asked Questions (FAQs) - Unified Pension Scheme (UPS)

1. What is Unified Pension Scheme (UPS)?

The Unified Pension Scheme (UPS) is introduced by the Central Government as an option under the National Pension System (NPS) for Central Government employees with effect from 1st April 2025. The UPS provides assured pay-out based on the prescribed conditions.

2. Whether existing central government employee is eligible to opt for UPS?

Yes, an existing Central Government employee in service as of 1 April 2025, who is covered under National Pension System (NPS) is eligible to opt for UPS.

3. Whether newly recruited Central government employee is eligible to opt for UPS?

Yes, Central Government employees joining service on or after 1 April 2025 will be eligible to opt for UPS.

4. Whether Central government employee retired prior to 31 March 2025 is eligible to opt for UPS?

Yes, a Central Government employee who was covered under NPS and retired on or before 31st March 2025 is eligible to opt for UPS, provided they meet any of the following prescribed conditions:

(i) Has superannuated after minimum 10 years of qualifying service; or

(ii) Has voluntarily retired or retired under the provisions of Fundamental Rules 56(j) (which is not treated as penalty under Central Civil Services (Classification, Control and Appeal) Rules, 1965), on or before 31st March 2025, or

(iii) the legally wedded spouse in case of a subscriber who has superannuated or retired and has demised prior to exercising the option for UPS.

5. What are the forms to be filled by eligible Central Government employee to opt for UPS?

Form Al - Newly recruited Central Government employees joining service on or after 1st April 2025.

Form A2 - Existing Central Government Employee covered under NPS

6. From where the forms for enrollment under UPS can be obtained?

The forms A1, A2, along with the instructions and list of documents to be attached can be downloaded from the website of the Protean CRA at, www.npscra.nsdl.co.in/ups.php

7. What is the timeline to exercise the option of UPS under NPS by an eligible existing (as on 31.03.2025) Central Govt employee?

Option has to be exercised by 30th September 2025 or within such extended timelines if any, allowed by the Central Government.

8. What is the timeline to exercise the option of UPS under NPS by an eligible retired (as on 31.03.2025) Central Govt employee?

Option has to be exercised by 30th September 2025, or within such extended timelines if any, allowed by the Central Government.

9. What is the timeline to exercise the option of UPS under NPS by the legally wedded spouse in case of a subscriber who superannuated or retired and demised prior to exercising the option for UPS?

Option has to be exercised by 30th September 2025, or within such extended timelines if any, allowed by the Central Government.

10. What is the timeline to exercise the option of UPS under NPS by new recruit to the Central Govt services joining on or after 1st April 2025?

Option has to be exercised within thirty (30) days from the date of joining Central Government services or within such extended timelines, if any, allowed by the Central Government.

11. Can a UPS subscriber switch to NPS at a later date?

Yes, a “one-time, one-way switch” facility is available for reverting to the National Pension System at any time during the service of the subscriber, within following timelines:

(a) twelve months prior to the date of superannuation;

(b) three months prior to the deemed date of voluntary retirement;

12. What happens if the switch facility is availed by the subscriber?

The subscriber shall be eligible for the employer contribution at the rate of fourteen percent as available under the NPS. The additional four percent contribution for the period during which subscriber was under UPS (before the switch facility becomes effective) shall be computed on the default investment pattern, as notified by the Authority, and credited to the NPS Account of the subscriber.

The future contributions of the Central Government, after the switch facility become effective, will be credited to the NPS account of the subscriber, at the rate of fourteen per cent. as per the provisions of the Central Civil Services (Implementation of National Pension System) Rules, 2021, in the following month in which switch facility has been exercised. The subscriber may also exercise investment choices for such future contributions.

Provisions of the PFRDA (Exits and Withdrawals under the National Pension System) Regulations, 2015 shall apply in respect of such subscribers. Such subscribers will not be eligible for assured payout and other benefits under the Unified Pension Scheme.

(For more details on the switch facility, refer Rule 11 of the Central Civil Services (Implementation of the Unified Pension Scheme under the National Pension System) Rules, 2025)

13. What happens if the employee fails to opt for UPS within the specified time period?

An eligible person, who does not exercise the UPS option under NPS within the timelines laid down shall be deemed to have opted to continue under NPS without UPS option.

14. What is Permanent Retirement Account Number (PRAN) under UPS?

PRAN is a Permanent Retirement Account Number allocated to subscriber opening/opting for UPS, and under which all the transactions are recorded by the CRA system.

15. What are the proofs of Identity and address documents required in form for opening UPS account?

Identity and address proof are the key KYC documents. Any one of the following to be submitted:Passport
Driving License
Voter ID Card
CKYC Number
National Population Register
Proof of possession of Aadhaar

16. Where the option form/ account opening forms under UPS is to be submitted by the subscriber?

The form can be submitted online or physically to the Head of Office / DDO where the subscriber is employed. Subscribers are advised to retain the acknowledgement slip signed/stamped by the designated respective nodal office where they submit the application.

17. Whether there is an online process for enrolment under UPS?

Yes, subscriber can submit their request for enrolment online by filing required forms through CRA website. Once it is submitted, the form goes to the DDO and then to PAO for verification.

18. What are the details to be filled by Nodal Office in the account opening form for UPS?

Employment Details (At the time of exercise of UPS option)

i. Date of joining

ii. Date of Superannuation

iii. Date of commencement of qualifying service

iv. Employee Code/ID

v. Basic Pay

vi. Pay Scale (Optional)

vii. Name of the office

viii. Department

ix. Ministry

x. DDO Registration Number

xi. PAO / CDDO / Pr.AO Registration Number.

19. What is qualifying service under UPS?

Qualifying service shall be the completed months for which UPS subscriber has rendered regular services under the Central Government, determined by the Head of Office, in terms of Regulation 13 of the PFRDA (Operationalization of Unified Pension Scheme under National Pension System) Regulations, 2025.

20. Where the forms are to be submitted/processed by the nodal office?

Through the online system of the CRA.

21. How the subscriber can obtain the status of his/her application?

The Subscriber can obtain the status of his/her application from CRA and respective Nodal Office.

22. Will UPS subscribers still be able to open/maintain/hold voluntary NPS Tier-I/II accounts?

Yes, UPS Subscriber may, in addition to his UPS account, have additional account under NPS (Tier I and Tier II) on a voluntary basis under All Citizen model.

23. How much is monthly contribution under UPS?

The monthly contribution of 10% of (basic pay + DA) by the employee along with a matching contribution by the employer, shall be credited to each employee's PRAN through the concerned nodal office.

Further, an estimated 8.5% contribution towards Pool Corpus shall be paid by Central Government, on aggregate basis.

24. What will happen to my existing corpus on migration from NPS to UPS?

On migration from NPS to UPS, the corpus of the subscriber will get transferred to the PRAN tagged to UPS.

25. On migration from NPS to UPS, whether new PRAN will be issued?

On migration from NPS to UPS, the subscriber shall be identified by the erstwhile PRAN tagged to UPS,

26. What is Individual Corpus and Benchmark Corpus?

Individual Corpus means the value of corpus available in the PRAN of a subscriber under UPS.

Benchmark Corpus is a notional value computed by CRA for comparison with individual corpus. It is based on NAV of the default investment. (For more details, Regulation 12 and Illustrations in Schedules to the Regulations, may be referred).

27. What are the timelines to be followed by the govt nodal offices for processing and remittance of contributions under UPS?

28. What is Pool Corpus under UPS?

The government contributes an estimated 8.5% towards a Pool Corpus based on aggregate employee data.

The Pool Corpus shall comprise of: -

i. additional Central Government contribution at an estimated eight and half percent of Basic Pay (including non-practicing allowance, wherever applicable) plus Dearness Allowance, on aggregate basis of all employees who have chosen the UPS option;

ii. transfer of balance from the individual corpus of a subscriber as per regulation 19 (3); and

any other contribution defined by the Central Government.

29. How is the Pool Corpus managed?

The Pool Corpus shall be allocated to such pension fund(s) as determined by the Central Government, who shall invest the funds in accordance with the investment pattern and related aspects thereto, as approved by the Central Government.

FAQs related to Investment of Contributions

30. Can an employee select the pension fund and investment pattern under UPS?

Yes, employees can choose from registered pension funds and investment patterns, including default patterns defined by PFRDA.

31. What happens if an employee does not choose a pension fund?

In such cases, the employee will be assigned the default pension fund and investment pattern defined by PFRDA.

32. What are the options of investment choices for individual corpus other that default pattern?

i Option to invest hundred percent of the funds in Government securities (Scheme G); or

ii. Option of any one of the following Life Cycle based schemes:

(a) Conservative Life Cycle Fund with maximum exposure to equity capped at twenty-five percent. LC-25; or

(b) Moderate Life Cycle Fund with maximum exposure to equity capped at fifty percent. LC-50.

33. How many times the choice of pension fund and investment choice can be exercised in a financial year?

UPS Subscriber shall have an option to change

the choice of pension fund once in a financial year and

investment choice twice in a financial year.

34. How Benchmark Corpus is calculated?

Benchmark corpus shall be computed in the following manner:

(i) Partial withdrawals made out of individual corpus and voluntary contributions made into the individual corpus shall not be considered in the computation.

(ii) For contributions received prior to 1st April, 2025: monthly contributions shall be considered as and when they have been received and be valued on default pattern.

(iii) For contributions received on or after 1st April, 2025:

(a) monthly contributions which are to be received in that month, shall be considered as and when received during the month and valued on default pattern.

(b) In the event of any missing contribution in any month, value shall be based on the weighted average NAV of default pattern as on the last working day of the month applied to monthly contributions of previous full month.

(iv) Contributions arising from arrears, such as arrears of Dearness Allowance shall be considered and valued on the default pattern as and when they are received.

35. Will the subscriber be informed of corpus value updates?

Yes, CRA will provide details of the individual corpus and benchmark corpus in the PRAN account statement periodically.

40. Will the assured payout under UPS reduce in case of reduction in qualifying service?

Yes, in case of Qualifying service period of ten years or more, but less than twenty-five years, proportionate payout shall be payable.

41. Under what conditions shall the assured payout reduce?

Assured payout shall be proportionately reduced in any or both of the following cases -

a) Individual corpus is less than the benchmark corpus as on the date of superannuation or voluntary retirement or retirement under Fundamental Rules 56(j), as may be applicable;

b) Final withdrawal not exceeding sixty percent of the individual corpus, as opted by a subscriber. The assured payout so proportionately reduced shall be payable as admissible payout.

42. What is Admissible Payout?

The assured payout (refer Q41) proportionately reduced shall be payable as admissible payout. The formula for calculating admissible payout is as under:

Admissible Payout Assured Payout x IC/BC x (1-FW%), where, IC value of Individual Corpus, BC= value of Benchmark Corpus, with condition of IC ≤ BC

FW Final withdrawal in percentage points (maximum upto sixty percent of IC or BC, whichever is lower).

43. What is Family Payout under UPS?

The legally wedded spouse as on date of superannuation/retirement of the deceased subscriber shall receive for life, family pay out of sixty percent of the amount of the admissible payout or top-up amount drawn by the subscriber immediately prior to the demise.

44. Subscriber who was eligible to receive UPS benefits but has not claimed any benefits prior to demise, whether spouse of such deceased UPS subscriber is eligible to receive UPS benefits?

Yes, the legally wedded spouse shall be eligible to receive the benefits payable to deceased subscriber till the date of his/her demise. Thereafter, the spouse shall be eligible for family pay out of sixty percent of the amount eligible to be received by such subscriber immediately prior to the demise.

45. What are the benefits available under UPS, to superannuated or retired employees covered under National Pension System on or before 31st March 2025?

Employee who complies with the requirements under regulation 4 and regulation 19 shall be eligible to receive the following benefits -

a) lumpsum payment;

b) monthly top-up amounts payable immediately after the date of superannuation or retirement;

c) applicable dearness relief; and

d) simple interest as per applicable Public Provident Fund rates on arrears with respect to above benefits for the past period from the month after superannuation up to the month preceding the submission of claim forms.

Further, no interest shall be payable for the period beyond the last date of submission of option or claim as per clause (ii) of regulation 3.

The benefits specified under sub-regulation (1) shall be in addition to the benefits availed or accrued to such employee under NPS including annuity, if any under NPS.

46. How the monthly top-up amount is calculated for employees already retired on or before 31st March 2025 and receiving annuity under NPS?

Such employees will receive monthly top-up amount, which will be calculated as follows:

Monthly top-up (Admissible Payout + Dearness Relief on Admissible Payout)- Representative Annuity amount

47. What is Representative Annuity rate & amount?

Representative Annuity rates for the period from January 2014 to March 2025 are provided under Schedule VI of PFRDA (Operationalization of Unified Pension Scheme under National Pension System) Regulations, 2025.

Representative annuity amount (IC) x (1-FW%) *(Representative Annuity Rate)/ (12*100). In case IC is greater than BC, IC shall be taken as equal to BC.

48. What benefits available and when payable under UPS to subscriber/Spouse?

Table- 1 (UPS subscriber who superannuated/retired on or before 31/03/2025)

49. Who are eligible to receive assured payouts under UPS?

Assured Payout, subject to certain conditions, shall be available only in the following cases: -

(a) In case of an employee superannuating after qualifying service of 10 years, from the date of superannuation;

(b) In case of the Government retiring an employee under the provisions of FR 56 (j) (which is not a penalty under Central Civil Services (Classification, Control and Appeal) Rules, 1965) from the date of such retirement; and

(c) In case of voluntary retirement after a minimum qualifying service period of 25 years, from the date such employee would have superannuated, if the service period had continued to superannuation.

50. Who can claim family payout under UPS?

Only the legally wedded spouse as on date of superannuation/retirement of the deceased UPS subscriber whose name appears as such in the service records as on the date of superannuation or voluntary retirement or retirement under Fundamental Rules 56(j), as may be applicable, and who is surviving the deceased subscriber is eligible for claiming family payout under UPS.

51. Whether the spouse of the subscriber who married the subscriber after the date of superannuation, is eligible for family payout?

No, only the legally wedded spouse as on date of superannuation/retirement is eligible for family payout.

52. Is there any provision for lump-sum payment under UPS?

Yes, a lump-sum amount equivalent to one-tenth of the last drawn basic pay (plus NPA and DA) is paid for every completed 6-month period of qualifying service.

53. Is there any option to withdraw an amount under UPS at the time of retirement? How much. is the final withdrawal percentage?

Yes, UPS Subscriber shall have an option of final withdrawal for an amount not exceeding sixty percent (60%) of the individual corpus or benchmark corpus, whichever is lower, available in the PRAN tagged to UPS as on the date of superannuation or voluntary retirement or retirement, subject to proportionate reduction in the assured payout payable to such UPS Subscriber.

54. How the final withdrawal amount shall be calculated in case Individual Corpus is more than the benchmark corpus?

Final withdrawal of up to 60% of the individual corpus or benchmark corpus (whichever is lower) is allowed as on date of Superannuation or Voluntary retirement or retirement under 56(j).

55. When will final withdrawal be admissible?

Such final withdrawal shall be admissible on the date of superannuation or voluntary retirement or retirement under Fundamental Rules 56(j).

56. How is Dearness Relief applied under UPS?

Dearness Relief as declared by the Central Government from time to time, will be applicable on admissible payout and family payout. Dearness Relief shall be payable only when admissible payout commences.

57. Can a subscriber make partial withdrawals during the service period?

Yes, partial withdrawals maximum up to 3 times, up to 25% of self-contribution (excluding returns) are allowed after completion of lock-in period of three years from the date of enrolment under UPS or NPS whichever is earlier, for specified purposes.

58. What purposes are allowed for partial withdrawal under UPS?

Higher education of children, marriage of children, purchase/construction of residential house, medical emergencies, disability-related expenses, and skill development.

59. How many times can partial withdrawals be made under UPS?

A maximum of three times, including withdrawals made under NPS before opting for UPS.

60. Is there any option to replenish the partial withdrawal made under UPS?

Yes, the subscriber has the option to replenish the partially withdrawn amount before retirement.

FAQs related to Benefits under UPS in case of death or invalidation or disability of subscriber during service/Resignation from the service

(Refer to the Central Civil Services (Implementation of the Unified Pension Scheme under the National Pension System) Rules, 2025)

61. How can the subscriber's family avail benefits of family pension on death or invalidation or disability of subscriber during service?

In the event of death or boarding out on account of disablement or retirement on invalidation of UPS subscriber, options for benefits of family pension under the UPS or under OPS i.e. the Central Civil Service (Pension) Rules, 2021 / the Central Civil Service (Extraordinary Pension) Rules, 2023 are available.

For this, the government employee covered under the UPS shall exercise such option in Form 1 and submit the details of family in Form 2 to the Head of Office, at the time of migration/joining.

62. Can this option for family pension under OPS be revised?

The option for family pension under OPS may be revised at any number of times by the subscriber before his retirement by making a fresh option intimating his revised option in Form 1 to the Head of Office.

63. What happens to individual corpus under UPS in case of benefits availed under OPS?

UPS account of the subscriber shall be closed and the government contribution and returns thereon in the individual corpus of the subscriber shall be transferred to government account. The remaining amount in the individual corpus shall be paid to the subscriber or the legally wedded spouse (as on the date of death of the subscriber), as the case may be. If the subscriber has no legally wedded spouse, the remaining amount in the individual corpus shall be paid to the legal heir(s) of the subscriber in lump sum.

64. What happens if the subscriber resigns from the central government service?

No assured payout under UPS shall be payable. However, in case of resignation, the accumulated pension wealth in the individual corpus shall be payable to the subscriber in lump sum in accordance with the regulations as notified by the PFRDA.

65. What happens if the subscriber resigns for taking up another central government service?

In such cases, the subscriber shall continue under the UPS with the same PRAN. He shall be deemed to be a subscriber of the UPS from the date he was first appointed in the Central Government.

66. What happens if the subscriber has resigned with proper permission to take another appointment in the State Government or any autonomous body/PSU, on or after completion of ten years of qualifying service?

The subscriber shall be entitled to assured Payout admissible under the PFRDA (Operationalisation of Unified Pension Scheme under National Pension System) Regulations, 2025, as în case of superannuation.

67. What happens if a subscriber has been permitted to be absorbed in a service or post in or under a corporation or company wholly or substantially owned or controlled by the Central Government or a State Government or in or under a body controlled or financed by the Central Government or a State Government?

In such cases, the subscriber shall be deemed to have retired from the central government service from the date of such absorption. If the qualifying service is less than ten (10) years, the accumulated pension wealth in the individual corpus under the UPS shall be payable to the subscriber in lump sum. In case of completion of qualifying service of ten years at the time of such absorption, the subscriber shall be entitled to assured payout admissible under UPS.

FAQs on Effect of Disciplinary or Judicial Proceedings on Benefits under UPS

(Refer to the Central Civil Services (Implementation of the Unified Pension Scheme under the National Pension System) Rules, 2025)

68. What happens in case of compulsory retirement (as a penalty)?

A government servant compulsorily retired from service as a penalty, may be granted, benefits at a rate not less than two thirds and not more than full admissible payout to him out of the individual corpus under the Unified Pension Scheme as per UPS regulations.

69. What happens in case of dismissal or removal from the service?

Assured payouts arising out of the individual corpus under the Unified Pension Scheme, shall be forfeited in case of dismissal or removal. Further, the accumulated pension wealth in the individual corpus under the Unified Pension Scheme of the subscriber, shall be payable in lump sum to the subscriber or in the event of death of subscriber, to the legally wedded spouse, or in the absence thereof to the legal heir(s).

70. What will be the effect of departmental or judicial proceedings pending on retirement?

Such subscriber shall not be paid any assured payout arising out of the individual corpus under the Unified Pension Scheme. Further, such subscriber shall be entitled to the accumulated. pension wealth in the individual corpus under the Unified Pension Scheme, to be paid in lump sum.

Further, on conclusion of departmental or judicial proceedings, where the government servant is fully exonerated from all charges, the government servant or legally wedded spouse, as the case may be, shall have an option of availing assured payout under the Unified Pension Scheme by paying back the lump sum amount so availed.

71. Can the spouse be debarred from receiving assured payout?

If the spouse is charged with the offence of murdering the subscriber or for abetting the commission of such an offence, his or her claim to receive family payout shall remain suspended till the conclusion of the criminal proceedings instituted against him or her.

72. How are UPS benefits claimed after retirement/death of the subscriber?

The subscriber or legally wedded spouse as on date of superannuation/retirement of the subscriber, as the case may be, must submit the relevant application forms to the Head of Office or DDO.

73. What is UPS Payout Order (UPO)?

The UPS Payout order contains the details of the benefits payable to a UPS Subscriber.

74. Who will authorize UPS payout order?

The UPO shall be authorized by the respective PAO and sent to the National Pension System Trust through CRA.

A copy of such UPS Payout Order shall simultaneously be made available to the UPS Subscriber or the legally wedded spouse as on date of superannuation/retirement, as the case may be.

a) Upon receipt of UPS Payout Order by National Pension System Trust together with option of final withdrawal, if any, by the UPS subscriber, the National Pension System Trust shall authorize the release of UPS benefits as specified under these regulations and authorise the transfer of the balance in the individual corpus to pool corpus.

b) The National Pension System Trust shall ensure payment of monthly payout from the Pool Corpus to the bank account of the UPS subscriber and periodic release of applicable dearness relief. For this purpose, CRA shall intimate to the pension fund to effect redemption from the Pool Corpus for payment of such payout to the subscriber.

75. What details are covered in UPS Payout Order (UPO)?

a) requisite details of UPS Subscriber including particulars of legally wedded spouse as on date of superannuation/retirement of such subscriber as appearing in the service records,

b) the period of qualifying service;

c) details of joint bank account of the UPS Subscriber and legally wedded spouse as on date of superannuation/retirement;

d) percentage of final withdrawal upto sixty percent of individual corpus or benchmark corpus, whichever is lower, as opted by UPS Subscriber;

e) details of benefits applicable under UPS as specified under these regulations, such as:

i. lumpsum payment;

ii. excess, if any, of individual corpus vis-à-vis benchmark corpus

iii. assured payout;

iv. admissible payout;

v. top-up amount (applicable for retirees on or after 31.03.2025)

vi. family payout;

vii. applicable dearness relief.

f) the date of commencement of admissible payout to subscriber.

76. How UPS Payout Order and monthly payouts shall be processed?

NPS Trust shall authorize release of benefits upon receipt of UPS Payout Order.

Further, the NPS Trust shall ensure payment of monthly payout from the Pool Corpus to the bank account of the UPS Subscriber and periodic release of applicable dearness relief.

77. What is the role of nodal offices and the CRA in processing of claims under UPS?

a) The CRA shall make available the details of partial withdrawals made if any, by superannuated or retired employee, and value of individual corpus and benchmark corpus as on the date of superannuation or retirement to DDO and PAO in their CRA system login.

b) The DDO shall update the records in CRA system after obtaining necessary details, if required from Head of Office and forward the same to PAO for its authorization in such system.

c) Based on the verification of subscriber details by Head of Office, the PAO shall issue a UPS Payout order, as per Form B1, B3 or B5, as applicable, containing details as specified under regulation 20.

d) Upon receipt of UPS Payout Order by National Pension System Trust together with option of final withdrawal if any by the UPS subscriber, the National Pension System Trust shall authorise the release of UPS benefits as specified under these regulations and authorise the transfer of the balance in the individual corpus to pool corpus.

The National Pension System Trust shall ensure payment of monthly payout from the Pool Corpus to the bank account of the UPS subscriber and periodic release of applicable dearness relief. For this purpose, CRA shall intimate to the pension fund to effect redemption from the Pool Corpus for payment of such payout to the subscriber.

78. Is gratuity payable to central government employees covered under UPS?

The Central Government employees covered under the Unified Pension Scheme shall be eligible for benefit of 'Retirement gratuity and Death gratuity' under the provisions of the Central Civil Service (Payment of Gratuity under National Pension System) Rules, 2021.

(Refer to Office Memorandum No. 57/01/2025-P&PW(B)/UPS/10498 dated 18.06.2025 issued by the Department of Pension and Pensioners' Welfare, Ministry of Personnel, P.G. and Pensions, Government of India)

79. What are the tax provisions related to UPS?

As per the Office Memorandum F. No. 178/4/2025-ITA-1 dated 02.07.2025 issued by the Central Board of Direct Taxes, the provisions of Section 80CCD (1), 80CCD (1B), 80CCD(2), 80CCD(3), 80CCD(4), 10(12A) and 10(12B) of the Income Tax Act, 1961 would be applicable mutatis-mutandis to Unified Pension Scheme (UPS) to the extent of limits as provided in the aforementioned Sections.

Disclaimer:

This FAQ document is intended solely for informational and reference purposes based on the PFRDA (Operationalisation of UPS under NPS) Regulations, 2025. While every effort has been made to ensure the accuracy of the information provided, it should not be treated as a legal interpretation or a substitute for official regulations, circulars, or notifications issued by the Pension Fund Regulatory and Development Authority (PFRDA) or the Government of India. Users are advised to consult the relevant statutory documents and seek professional guidance, if required, for any specific queries or decisions.

कोविड-19 में रोका गया 18 माह का डीए बकाया – सरकार ने लोकसभा में दिया जवाब

2025-08-13T23:45:00.002+05:30

कोविड-19 में रोका गया 18 माह का डीए बकाया – सरकार ने लोकसभा में दिया जवाब:

कोविड-19 महामारी के दौरान केंद्रीय सरकारी कर्मचारियों और पेंशनरों के महंगाई भत्ता (DA) और महंगाई राहत (DR) के 18 महीनों के बकाये को लेकर लोकसभा में सवाल उठाया गया। यह प्रश्न श्री आनंद भदौरिया द्वारा पूछा गया था, जिसका जवाब वित्त राज्य मंत्री श्री पंकज चौधरी ने दिया।

कोविड-19 महामारी के समय, केंद्र सरकार ने 01 जनवरी 2020, 01 जुलाई 2020 और 01 जनवरी 2021 से लागू होने वाले तीन किश्तों का डीए/डीआर रोक दिया था। इसका कारण था – महामारी के चलते आर्थिक गतिविधियों में भारी गिरावट और सरकारी वित्तीय स्थिति पर दबाव।

सांसद के सवाल

सांसद ने सरकार से चार मुख्य प्रश्न पूछे:

क्या डीए/डीआर रोकने का निर्णय आर्थिक दबाव और दिवालियापन की स्थिति से बचने के लिए लिया गया था?
क्या आज भी सरकार की वित्तीय स्थिति दबाव में है और दिवालिया होने के कगार पर है?
यदि हाँ, तो इसके पीछे के कारण क्या हैं और 2014 में मिली अच्छी वित्तीय स्थिति को बनाए रखने में असफलता क्यों रही?
यदि नहीं, तो डीए/डीआर के 18 माह के बकाये का भुगतान कब तक होगा?

सरकार का जवाब

(a) हाँ, कोविड-19 के कारण अर्थव्यवस्था पर दबाव पड़ा, इसी वजह से डीए/डीआर की तीन किश्तें रोकी गईं।

(b) और (c) नहीं, सरकार की वित्तीय स्थिति दिवालिया होने जैसी नहीं है। वित्तीय घाटा (Fiscal Deficit) 2020-21 में 9.2% था, जो 2025-26 (बजट अनुमान) में घटकर 4.4% हो गया है।

(d) महामारी के कारण हुए वित्तीय असर और सरकार द्वारा चलाए गए कल्याणकारी कार्यक्रमों की लागत का असर 2020-21 के बाद भी रहा, इसलिए 18 महीनों के डीए/डीआर बकाये का भुगतान फिलहाल संभव नहीं है।

सरकार ने साफ किया है कि 18 महीनों का रोका गया डीए/डीआर वापस देने की फिलहाल कोई योजना नहीं है। हालांकि, मौजूदा वित्तीय घाटा घटा है, लेकिन महामारी के दौरान हुए खर्च का असर अभी भी महसूस किया जा रहा है।

महामारी के समय सरकारी वित्तीय स्थिति को संभालने के लिए कई कठिन फैसले लिए गए, जिनमें डीए/डीआर स्थगन भी शामिल था। अब जबकि वित्तीय घाटा सुधर रहा है, सरकार अभी भी पुराने बकाये की अदायगी को व्यावहारिक नहीं मान रही है।

Time Limit for choosing UPS Scheme extended

2025-08-02T21:29:00.002+05:30

GOVERNMENT OF INDIA

MINISTRY OF FINANCE
DEPARTMENT OF FINANCIAL SERVICES

*****

LOK SABHA
UNSTARRED QUESTION NO. 1152
ANSWERED ON MONDAY, 28 JULY, 2025/ SRAVANA 6, 1947 (SAKA)

TIME LIMIT FOR CHOOSING UPS SCHEME

1152. Shri Anto Antony
Will the Minister of Finance be pleased to state:

(a) whether the Government has introduced the Unified Pension Scheme (UPS) for its employees and if so, the details thereof;
(b) whether the Government has given options to join UPS or NPS;

(d) the number of employees opted UPS as on date; and

(e) whether the Government has any plan to extend the time limit for choosing the scheme and if so, the details thereof?

ANSWER

MINISTER OF STATE FOR FINANCE
(SHRI PANKAJ CHAUDHARY)

(a) to (e) Unified Pension Scheme (UPS) has been introduced as an option under National Pension System (NPS) for the employees of Central Government who are covered under the NPS, with the objective of providing assured payouts to the employees. Based on the representations from employees and associations, the cut-off date to opt for UPS has been extended for a period of three months up to 30th September, 2025. Further, as on 20.07.2025, 31555 employees have opted UPS.

Disciplinary Action Against Empanelled Hospitals – Standardisation of Process for Stop Referral and MoA Renewal Decisions.

2025-08-02T21:24:00.000+05:30

No. 25(02)/2018/WE/D(Res-1)

Government of India
Ministry of Defence
Department of Ex-Servicemen Welfare
D(WE)
***

Sena Bhawan, New Delhi
Dated: 22 July 2025

The Managing Director
Central Organisation ECHS
Adjutant General’s Branch
Integrated HQ of MoD (Army)
Maude Lines, Delhi Cantt — 110010

Subject: Disciplinary Action Against Empanelled Hospitals – Standardisation of Process for Stop Referral and MoA Renewal Decisions.

Sir,

Please refer to MoD Letter No 25(02)/2018/WE/D(Res) dated 10 Oct 2019 regarding initiating disciplinary action against empanelled hospitals, including issuance of Stop Referral orders and non-renewal of MOA.

2. It has come to the notice of this Department that in certain cases, empanelled hospitals have raised grievances regarding perceived high-handedness, procedural lapses, and unilateral action during inspections and disciplinary processes, particularly at the level of Regional Centres. Complaints have specifically alleged instances of harassment by certain Directors of RCs, lack of due opportunity to respond, and decisions being made without adequate transparency or higher-level scrutiny.

3. Considering the sensitivity of such disciplinary actions and the reputational and functional impact on the healthcare institutions serving ECHS beneficiaries, it has been decided that all the following type of cases involving punitive actions shall require approval of DESW.

a) Vigilance Inspections by Station ECHS Vigilance Team (SEVT) or Regional Teams: The proposal must indicate reasons for inspection, nature of allegations (if any), and proposed team composition.

b) Issuance of Stop Referral Orders: The proposal for Stop Referral shall include the following

i) The Articles of Charge including the nature and severity of the deficiencies /lapses reported.
ii) The hospital’s written or verbal representation, if submitted within the stipulated time.
iii) The findings of any Preliminary or Follow-up Inquiry, including site verification.

c) Non-Renewal of MoA: The proposal shall include the following:

i) List of deficiencies noted during the tenure of empanelment.
ii) Correspondence and response(s) from the hospital.
iii) Specific reasons for proposing non-renewal.

4. Need for Due Process and Fair Hearing: The empanelled hospitals form a critical part of ECHS service delivery, and any action that disrupts this chain must be backed by rigorous, objective, and fair process. Ensuring accountability of Health Care Organisations (HCOs) must go hand-in-hand with institutional safeguards to prevent misuse of authority or inconsistent application of disciplinary measures.

5. Compliance and Reporting: All ongoing and future disciplinary proposals involving Stop Referral or MoA Non-Renewal are to be routed through the DESW. CO ECHS is requested to ensure that no such action is initiated or finalised without DESW approval.

6. This issues with the approval of the Competent Authority.

Yours faithfully,

(L. Fimate)
Under Secretary (WE)
Ph: 23014946

करते हैं नाइट शिफ्ट में काम? जरूर अपनाएं ये 12 हेल्थ टिप्स

2025-07-11T12:41:00.004+05:30

आज की तेज़ रफ्तार दुनिया में बहुत से लोग नाइट शिफ्ट यानी रात की पाली में काम करते हैं। चाहे आप हेल्थकेयर, सिक्योरिटी, आईटी, मीडिया या रेलवे जैसे किसी भी क्षेत्र में हों — नाइट शिफ्ट में काम करना आपकी नींद, सेहत और सामाजिक जीवन को प्रभावित कर सकता है। लेकिन अगर आप कुछ जरूरी सावधानियां अपनाएं, तो नाइट शिफ्ट भी संतुलित और स्वस्थ जीवनशैली के साथ की जा सकती है।

1. नींद को दें सबसे ज़्यादा महत्व

दिन में 7–8 घंटे की नींद जरूर लें।
ब्लैकआउट पर्दों, ईयरप्लग्स और मोबाइल साइलेंस मोड का इस्तेमाल करें।
रोज एक ही समय पर सोने-जागने की आदत बनाएं ताकि बॉडी क्लॉक नियमित रहे।

2. हल्का और पोषणयुक्त भोजन करें

तली-भुनी और मसालेदार चीजों से परहेज करें।
रात में हल्का भोजन करें और पानी खूब पिएं।
शिफ्ट के आखिरी हिस्से में कैफीन (कॉफी/चाय) से बचें।

3. शरीर को रखें सक्रिय

शिफ्ट शुरू करने से पहले वॉर्म-अप या हल्का व्यायाम करें।
काम के दौरान छोटे-छोटे ब्रेक में टहलें या स्ट्रेचिंग करें।
छुट्टी वाले दिन फिजिकल एक्टिविटी को न भूलें।

4. मानसिक स्वास्थ्य का रखें ख्याल

मेडिटेशन और गहरी सांस की एक्सरसाइज अपनाएं।
दोस्तों, परिवार और सहकर्मियों से जुड़े रहें।
लगातार थकान या चिड़चिड़ापन हो तो काउंसलर से संपर्क करें।

5. काम के दौरान उजली लाइट का उपयोग करें

तेज रोशनी से नींद की इच्छा कम होती है और आप सतर्क रहते हैं।
शिफ्ट खत्म होने के बाद सूरज की सीधी रोशनी से बचें ताकि मेलाटोनिन का स्तर प्रभावित न हो।

6. पावर नैप्स का लाभ लें

शिफ्ट के दौरान 15-20 मिनट की छोटी नींद (पावर नैप) से थकान दूर होती है।
लेकिन नैप बहुत लंबा न हो वरना आप और सुस्त महसूस करेंगे।

7. परिवार का सहयोग लें

अपने घर वालों को अपनी रूटीन के बारे में बताएं ताकि वे आपको नींद के समय डिस्टर्ब न करें।
छुट्टियों में साथ समय बिताकर संबंधों को मजबूत करें।

8. शिफ्ट रोस्टर को समझदारी से मैनेज करें

अगर शिफ्ट चेंज करनी हो, तो धीरे-धीरे बदलाव करें।
रात से सीधा दिन में न जाएं, बीच में 1–2 दिन ब्रेक लें।

9. जरूरी सप्लीमेंट्स पर विचार करें

डॉक्टर की सलाह से मेलाटोनिन या विटामिन D सप्लीमेंट ले सकते हैं।
शरीर में पोषक तत्वों की कमी को पूरा करना ज़रूरी है।

10. स्क्रीन टाइम को करें नियंत्रित

सोने से पहले मोबाइल या लैपटॉप से दूरी बनाएं।
ब्लू लाइट फिल्टर या नाइट मोड ऑन करें ताकि नींद में बाधा न आए।

11. नियमित हेल्थ चेकअप कराएं

नाइट शिफ्ट में काम करने वालों में हार्मोनल और मेटाबॉलिज्म से जुड़ी समस्याएं अधिक होती हैं।
साल में कम से कम एक बार हेल्थ स्क्रीनिंग जरूर करवाएं।

12. सेफ्टी को न करें नजरअंदाज

थकान के बाद गाड़ी न चलाएं।
बहुत नींद आ रही हो तो थोड़ी देर आराम करें या पब्लिक ट्रांसपोर्ट का इस्तेमाल करें।

नाइट शिफ्ट करना आसान नहीं है, लेकिन सही लाइफस्टाइल, नींद की आदतें और मानसिक-सामाजिक संतुलन बनाकर आप अपनी सेहत को बनाए रख सकते हैं। ऊपर दिए गए टिप्स आपके शरीर और दिमाग को स्वस्थ रखने में मदद करेंगे।

रात में काम करें, पर सेहत से समझौता न करें!

8th CPC & EMPLOYEE NEWS TODAY

Subject: Introduction of SAMPATI (System for Asset Monitoring, Presentation and Tracking e-Asset Register) a new initiative for Civil Ministries and Departments.

Introduction of SAMPATI (System for Asset Monitoring, Presentation and Tracking e-Asset Register) a new initiative for Civil Ministries and Departments.

Subject: Introduction of SAMPATI (System for Asset Monitoring, Presentation and Tracking e-Asset Register) a new initiative for Civil Ministries and Departments.

RBE No: 32/2026 - Revision of Designation of Station Master’s Cadre of Indian Railways.

केंद्रीय कर्मचारियों के लिए मेडिकल रिम्बर्समेंट सीमा ₹5 लाख से बढ़ाकर ₹10 लाख

JCM Memorandum to 8th Central Pay Commission: Minimum Pay ₹69,000, 3.833 Fitment Factor & Pay Matrix Changes

8वें वेतन आयोग को जेसीएम का बड़ा ज्ञापन: न्यूनतम वेतन ₹69,000, 6% वार्षिक वृद्धि और Pay Matrix में बड़े बदलाव का प्रस्ताव

For the consideration of 8th CPC so as to enable the Staff Side of NC JCM/ Unions/Federations/Associations / employees to submit the memorandum

Advances to Government Servants — Rate of interest for purchase of Computer during 2026-27.

Official Notice Regarding 8th Central Pay Commission Meeting at Delhi

Clarification on admissibility of Children Education Allowance (CEA) issuance of consolidated FAQs – reg.

Revision of Norms for Head Post Offices (HOs) and Sub-Post Offices (SOs)- ‘reg

8th Central Pay Commission को लेकर Loksabha से अपडेट

Regarding Consideration of representation against APARs

SHINE Module Indian Railways: महिला रेलकर्मी अब ऑनलाइन दर्ज कर सकेंगी यौन उत्पीड़न की शिकायत

SHINE Module Indian Railways: महिला रेलकर्मी अब ऑनलाइन दर्ज कर सकेंगी यौन उत्पीड़न की शिकायत

भारतीय रेलवे का SHINE मॉड्यूल – महिला रेलकर्मियों के लिए ऑनलाइन शिकायत प्रणाली (पूरी जानकारी)

1. SHINE मॉड्यूल क्या है

2. SHINE मॉड्यूल शुरू करने का उद्देश्य

3. SHINE मॉड्यूल कहाँ उपलब्ध होगा

4. कौन शिकायत दर्ज कर सकता है

1. महिला रेलवे कर्मचारी

2. प्रशिक्षु (Trainee)

3. इंटर्न या छात्र

4. रेलवे परिसर में काम करने वाली अन्य महिलाएँ

5. किस प्रकार की शिकायत दर्ज की जा सकती है

कार्यस्थल पर यौन उत्पीड़न

6. शिकायत दर्ज करने की प्रक्रिया

Step 1

Step 2

Step 3

Step 4

Step 5

Step 6

7. शिकायत के बाद क्या होता है

8. शिकायतकर्ता की गोपनीयता

9. SHINE मॉड्यूल के प्रमुख लाभ

1. डिजिटल शिकायत प्रणाली - कहीं भी और कभी भी शिकायत दर्ज की जा सकती है।

2. तेज कार्रवाई - शिकायत सीधे संबंधित समिति तक पहुँचती है।

3. गोपनीयता - शिकायतकर्ता की पहचान सुरक्षित रहती है।

4. पारदर्शिता - सिस्टम में शिकायत की स्थिति ट्रैक की जा सकती है।

5. महिला सुरक्षा - कार्यस्थल पर सुरक्षित वातावरण बनाने में मदद।

10. रेलवे में POSH Act का महत्व

11. अंतरराष्ट्रीय महिला दिवस से जुड़ी पहल

FAQ Section

Q1. SHINE Module क्या है?

Q2. SHINE का पूरा नाम क्या है?

Q3. SHINE Module कहाँ उपलब्ध है?

Q4. कौन SHINE Module में शिकायत दर्ज कर सकता है?

Q5. SHINE Module की शुरुआत कब हुई?

RBE 18-2026- Format-1 of Railway Services (Pension) Rules, 2026-reg.

8th Pay Commission: मीडिया रिपोर्टों के अनुसार संभावित फिटमेंट फैक्टर और पे मैट्रिक्स

संभावित फिटमेंट फैक्टर

संभावित पे मैट्रिक्स

अन्य संभावित मांगें

संभावित लागू तिथि

रेलवे कर्मचारियों पर संभावित प्रभाव

Expert Prediction

महत्वपूर्ण निष्कर्ष

Mandatory reporting of vacancies in Group ‘A’ and Group ‘B’ posts to the Surplus Cell under Rule 3(1)(iii) and (iv) of CCS (Redeployment of Surplus Staff) Rules, 1990 – regarding.

Subject: Mandatory reporting of vacancies in Group ‘A’ and Group ‘B’ posts to the Surplus Cell under Rule 3(1)(iii) and (iv) of CCS (Redeployment of Surplus Staff) Rules, 1990 – regarding.

Master Circular on Investment Guidelines for Government Sector – UPS/NPS/APY Schemes

SUBJECT: Master Circular on Investment Guidelines for Government Sector – UPS/NPS/APY Schemes- Central/ State Government (default), Corporate CG, NPS Lite, Atal Pension Yojana and APY Fund Scheme.

AppendixINDEXPart I – IntroductionPart II – General GuidelinesPart III – Investment GuidelinesPart IV – List of circulars/ letters consolidated in the Master Circular

Part I – Introduction

The Pension Fund Regulatory and Development Authority (Pension Fund) Regulations, 2015, as amended from time to time, stipulate that the pension funds shall manage the pension schemes in accordance with the investment guidelines issued by the Authority for the benefit of the subscribers.

Part II – General Guidelines

Part III – Investment Guidelines

Railway & Railway Board's Circulars & Orders : RBE 115-2025 Renewal of Delegation of Powers beyon...

RBE 108-2025 - Grant of Dearness Allowance to Railway employees Rates effective from 01.07.2025. Revised

एकीकृत पेंशन योजना (UPS) - अक्सर पूछे जाने वाले प्रश्न (FAQs)

अक्सर पूछे जाने वाले प्रश्न (FAQs) - एकीकृत पेंशन योजना (UPS)

1. एकीकृत पेंशन योजना (UPS) क्या है?

2. क्या मौजूदा केंद्रीय सरकारी कर्मचारी UPS का विकल्प चुनने के पात्र हैं?

3. क्या नए भर्ती केंद्रीय सरकारी कर्मचारी UPS का विकल्प चुन सकते हैं?

4. क्या 31 मार्च 2025 से पहले सेवानिवृत्त केंद्रीय सरकारी कर्मचारी UPS का विकल्प चुन सकते हैं?

5. UPS का विकल्प चुनने के लिए पात्र केंद्रीय सरकारी कर्मचारी को कौन से प्रपत्र भरने होंगे?

6. UPS में नामांकन हेतु प्रपत्र कहाँ से प्राप्त किए जा सकते हैं?

7. मौजूदा (31.03.2025 तक) केंद्रीय सरकारी कर्मचारियों के लिए UPS विकल्प चुनने की अंतिम तिथि क्या है?

Appendix
INDEX
Part I – Introduction
Part II – General Guidelines
Part III – Investment Guidelines
Part IV – List of circulars/ letters consolidated in the Master Circular