Encore Ideas

Digital wallets in modern India

divyashalu08@gmail.com (EncoreIdeas) — Tue, 18 Dec 2018 22:30:00 +0530

In Modern Era, Digital Wallets play a major role in purchase many online services like Bill Payment, Grocery, Fashion trends, Tax payment, etc.,. We have been rated a few top wallets based on their services, offers, etc. To create your own wallet on any of the following the KYC guidelines are the same. As per Reserve Bank of India (RBI) rules updated recently on 28^th Feb 2018 for KYC, digital wallets have been updated their limits and features.

Here we discuss Cash Load limit, Sending Limit to wallet and Withdrawal limit to Bank account for the handy reference to the customer. Yes, most of the wallets are covered for the above detail.

KYC Guideline

As per orders issued by the Reserve Bank of India, February 28, 2018, is the last day for mandatory Know Your Customer (KYC) compliance by prepaid wallet customers. Hence, you cannot load money in any PPI (Prepaid Payment Instruments) without KYC from 1^st March 2018. But you can still use your available balance with your wallet for bank transfer, purchase, etc.,
Some wallet services follow Minimum KYC and Full KYC. If you upgrade your wallet for full KYC you can use your wallet to the maximum limit with less charge. Most of the digital wallets accept e-KYC which you can update my means of updating Aadhaar ID with OTP. Other Govt ID proof like Voted ID, Driving License and passport also accepted for Minimum KYC. The withdrawal of wallet balance to any bank account, you can only transfer Rs.5000 in a single transaction.

1) Paytm

Paytm is one of the most popular digital wallets used by many merchants and customers in India. It has lots of features like Recharge and Bill pay for various services like mobile, electricity, broadband, DTH, Landline, Cable TV, Metro, Data card. It has shopping features in paytm app as well as under Paytm mall app. Under shopping, we can even book automobiles like Bikes and cars.

Premium features like paying Tuition Fee, Loan repayment Gold, Gas bill, Insurance, FAS tag, Petrol, Challan, Municipal tax payments, Toll, Donations for devotional and credit card payment is recently launched. Other Features like Flight booking, Train booking, Bus booking, Movie booking, and monthly grocery booking features are updated recently.

Amusement parks entry tickets can be booked for major cities like Bengaluru, Delhi-NCR, Hyderabad, Mumbai, Pune, Chennai, and few more cities. Still, we can expect more from Paytm as they are rocking already with their service and in a confined packed mobile app.

The beneficiary is to be added before transferring to the amount to other wallets as well as bank account. In a single attempt, you can withdraw up to Rs.25000 in your added bank account. This facility is only available with Paytm wallet.

2) Mobikwik

Mobikwik wallet made easy for online recharge and bill payments like mobile, DTH, Electricity, Data Card, etc., It also has the premier features like paying landline metro, Gas, Insurance, Broadband, water, Digital Cable TV, Municipal Payments, Traffic Challan, Jio Phone Booking, etc., It specialty features are bus ticket booking and hotel booking. It also has special features like SuperCash.
SuperCash can be earned through various promotions running across Mobikwik platform and it can be used against purchases and recharges through Mobikwik. You can use 10% of SuperCash Balance as a discount against purchases made online and stores and 5% of SuperCash Balance against recharges made through Mobikwik. This SuperCash is valid for 3 months. You can use SuperCash in 3 transactions a day and 20 transactions or maximum ₹1000 SuperCash whichever is earlier in a calendar month.

Example: If you have 1000 rupees in SuperCash balance then you can use 10%, i.e., 100 rupees ad discount for purchases and 50 rupees as the discount for recharges and bill payments.

Users cannot use SuperCash more than once in a day on a single sub-category from Recharge and Bill Payments. For example, if you have utilized SuperCash today on post-paid mobile bill payment, you will not be able to use it again on another post-paid mobile bill payment today.

I have personally checked with SuperCash balance and it works only against recharges and bill payments and not in purchased made online. Even If I have balance in SuperCash it shows as zero while doing the transaction. You can see the screenshot for the same as shown below.

Hence check your SuperCash balance for usage against other online purchase before accumulating it more.

3) Unimoni wallet

UAE Exchange Ltd has introduced this user-friendly mobile app, XPay Wallet. Later this wallet name changed to unimoni. This wallet can be used for Loading and sending and withdrawal of money as well as regular services like recharge and bill pay facilities. This wallet charges flat Rs.5/ as withdrawal charge and it charges while loading the cash as 1.95%. This wallet is charging very minimal comparing to other wallets. Their in-app user experience is comparatively low. But still, it can be used for a very less charge.

4) ABPB

Idea money wallet is now ABPB (Aditya Birla Payments Bank) wallet. ABPB wallet cash loading will be free up to maximum 5 cash deposits per month. You can load only 5000 in a single transaction through credit/debit card. It will take 48 hours to enable you to transfer to bank account from the date of loading. Maximum cash deposit per transaction limited to Rs 25000. You can do the transaction with *400# using your idea number.

5) Airtelmoney

Airtelmoney is the father of mobile wallet. Yes, Airtel launched its recharge facility through mcheck. Later it came up with service called Airtelmoney which facilitated free cash load as well as free withdrawal to the bank while launching its service. You can access this service using *400# USSD also. Hence it doesn’t require the internet also. But after some days they started charging for withdrawal of cash to the bank. Nowadays their service mainly concentrates on Airtel Payments Bank which simply left the customer out of focus from Airtel money service.

As of now, they take 24 hours to withdraw the cash to the bank which you loaded from a credit card, debit card or net banking. Airtelmoney has express wallet features which give a monthly limit of 1 Lakh with an up-gradation Fee of Rs.50/-.

6) Phonepe

Phonepe is a wallet service launched by Flipkart and it runs of lots promotion on recharge services, Flipkart purchases and also with transactions with other merchants both offline and online. This app is really user-friendly, but still, you cannot load this wallet using credit cards. Those who are getting points for transacting through debit cards can use this phonepe wallet to earn points. There is no charge on withdrawal to the bank. Please refer the below table for limits.

Wallet top-up using the credit card is not allowed. Per transaction limits on spending from the wallet is Rs.10000. An overall limit of Rs.10000 is allowed for (non-KYC) Basic wallet customers.

7) Payzapp

Payzapp which was launched by HDFC and it runs various promotions for paying through its wallet. The charge to withdraw from wallet to bank is 2% +18% GST.

The only Rs.20000 can be transferred to a particular bank account per day. You can still initiate another transaction to a different bank account. Currently, this is the best wallet giving you a hassle free usage with low bank transfer charges. You can load up to Rs.25000 from a single card with a maximum limit of Rs.50000 per day.

8) Ola money

You need to use ola money app to use this facility. Only Full KYC customer can transfer to the bank with a maximum limit of Rs.10000 per month. It will take 72 hours to enable you to transfer to bank account from the time of loading

9) Oxigen

An overall limit of Rs.10000 is allowed for (non-KYC) Basic wallet customers. You can load only Rs.4000 in a single transaction through any mode. It is very difficult if you wish to load large amount as the wallet can be loaded with a maximum amount of Rs.4000 per transaction.

10) Udio

e-KYC Customers can hold up to Rs.1,00,000 at any point of time for 1 year from the date of OTP e-KYC and can transact for up to for Rs.2,00,000 in a year. The customer can transfer funds only after a cooling period of 30 mins from the date of registering the beneficiary. Loading charge will be limited to a maximum amount of Rs.99/- only. Wallet account maintenance fee will be Rs.100 per quarter from the second quarter onwards. You can only load a maximum of two times using a single card. You can transfer a maximum of Rs 5000 per day and Rs 50,000 per beneficiary per month.

11) Jiomoney

Jiomoney service was launched by Jio telecom network. Currently, they offer only minimum KYC account. You can load an amount of 10000 in a month and can use up to 1 lac per financial year. You can not initiate bank transfer from wallet right now.

12) Mpesa

Mpesa is a wallet launched by Vodafone and owned by ICICI Bank currently. It will take 15 days to enable you to transfer to bank account from the date of loading. You can do the transaction with *400# using your Vodafone number. Charges are as listed in the below table. The 20000 limit is also applicable to a Full-KYC customer. Certain net banking and debit card customers are limited with a loading amount of Rs.10000 to 15000.

Please check the page link referred here.

https://www.mpesa.in/portal/customer/LoadMoneyBeforeLogin.jsp

13) Amazonpay

This wallet can be used on third party sites also. Amazon pay offers different promotions with third party sites. Please do have regular check with those sites to utilise it. Currently, you will get 2% of shopping value as amazon pay rewards when you set an auto load option on amazon pay with a minimum load amount of Rs.1000. You whole purchase amount should be from amazon pay balance.

14) Freecharge

Transfer to other wallets as well as bank withdrawal requires full KYC status. But the full KYC feature is not yet launched.

What can you do with Alexa as a developer?

divyashalu08@gmail.com (EncoreIdeas) — Wed, 21 Mar 2018 20:36:00 +0530

Alexa:

Alexa is an intelligent personal assistant developed by Amazon, used in Amazon Echo, Echo Plus, Echo Dot, Echo Show, Echo Look, Amazon Tap and Echo spot. These devices connect to the voice-controlled intelligent personal assistant service which responds to the name "Alexa". This "wake word" can be changed by the user to "Amazon", "Echo" or "Computer".

Echo Products

It is capable of voice interaction, music playback, making to-do lists, setting alarms, playing audiobooks, streaming podcasts, and providing real-time information like weather, traffic, news, etc.,. Alexa can also control several smart devices. Users can extend the Alexa knowledge by adding apps called "skills". We can control these skills by using Alexa app on any devices.

It was introduced in the United States of America on November 2014 with limited version, later June 2015 released full version. It was released in the UK on September 2016; later in October 2016 it extended its services to Germany & Australia. In 2017 it was introduced in the India, Japan, Canada, New Zealand and other 38 countries.

Alexa Skill Developers:

Amazon also introduces developer portal for talented genius, who can add their own apps and skills. Alexa team will review your skills and certify for public access. Based on the highest customer engagement, developers are rewarded by cash every month and they will be notified when their skill eligible for the same. They have several categories like Education, Food, Games, Trivia & Knowledge, Health & fitness, Kids, Lifestyle, Music& Audio, and Productivity. Developers can make a skill based on the location specific like US, UK, etc., As of now Alexa allows only English(US), English(UK), English(Australia), English(Canada), English(India) and Japan & German languages.

Amazon Developer Services is a suite of tools and services that enable a developer to build, test and sell applications and games in the Amazon App Store. Amazon Developer Services includes software development kits for building apps for Android or iOS mobile devices, multiple platform engines, Fire tablets, Fire TV, Alexa-enabled devices, PC and Mac.

AWS Promotional credits:

Amazon encourages developer with one year free access for the development environment within their free tier limit. If their free tier limits exceeds they can apply for AWS promotional credits. If you have published one or more Alexa skills you are eligible to receive a $100 AWS promotional credit and can also receive $100 per month in AWS promotional credits if you incur AWS usage charges for your skill.

Alexa developers can build and host most Alexa skills for free using Amazon Web Services (AWS). Many Alexa skill developers currently take advantage of the AWS Free Tier, which offers one million AWS Lambda requests and up to 750 hours of Amazon Elastic Compute Cloud (Amazon EC2) compute time per month at no charge. However, if developers exceed the AWS Free Tier usage limits, they may incur AWS usage charges each month.

Windows 10 Update is Available Free for limited edition.

divyashalu08@gmail.com (EncoreIdeas) — Sat, 29 Aug 2015 11:42:00 +0530

Microsoft has promised the present owners of a legitimate copy of Windows 7 or 8.1 can upgrade for free.

One who is reserve for the Windows 10 is eligible to download and upgrade to windows 10. To know about reserve windows 10 visit how to reserve your windows 10 .

Once the windows 10 is available it will notify to download .

Once it is download completely then install Windows 10.

How to Reserve Windows 10

divyashalu08@gmail.com (EncoreIdeas) — Sat, 29 Aug 2015 00:43:00 +0530

There are a few requirements your system need to meet in order to reserve and use Windows 10:

· Your device must be running the latest version of Windows with the latest updates. That means you either run Windows 7 Service Pack 1, or Windows 8.1. If you don't know what version of Windows you're using, this article will help you: How to Determine What Version of Windows YouHave Installed.

· Update the Important Updates available in Windows Update of your current Version

· If you are using Windows 7, Check do you have Internet Explorer 11 . If not update KB3078071.

· In order to be able to reserve your free upgrade to Windows 10, you need to have this Windows update installed: KB3035583.

How to Check what version of the Windows OS I am having?

divyashalu08@gmail.com (EncoreIdeas) — Sat, 29 Aug 2015 00:21:00 +0530

It is so easy to check what Windows OS using. There are several ways to get there.

Use the System Section from Control Panel (Windows 7& Windows 8.1)

You can easily find all the specifications of the operating system you are using from System panel.

Go to Start and select Control Panel

Go to System under System and Security.

If you are using classic view of Control Panel then you can see the System can be find directly.

Check Windows Edition Tab. In the screenshot below, you can see how the System window looks in Windows 7.

The next screenshot shows you how the System window looks in Windows 8.1.

Home Remedy of the Skin Turning

divyashalu08@gmail.com (EncoreIdeas) — Tue, 16 Jun 2015 17:52:00 +0530

As the Climatic change you cannot avoid the Skin turning . There are natural remedies for this in our day to day life.

Method 1:

Wash your Face with warm water.
Apply curd and rub evenly in affected parts
Do it for atleast 10 mins to 20 mins
And wash it with water.

Note:

Don't use the soap or face wash cream after doing this.
It will suit for you

Method 2:

Wash your Face with warm water.
Apply Honey mixed with lemon (equal proposition) and rub evenly in affected parts
Do it for atleast 10 mins to 20 mins
And wash it with water.

Note:

Don't use the soap or face wash cream after doing this.
Lemon may not suit to all skin type.

Method 3:

Wash your Face with warm water.
Apply Curd mixed with Tomato and rub evenly in affected parts
Do it for atleast 10 mins to 20 mins
And wash it with water.

Note:

Don't use the soap or face wash cream after doing this.
It will suit for you

Method 4:

Wash your Face with warm water.
Apply Curd mixed with Turmeric and rub evenly in affected parts
Do it for atleast 10 mins to 20 mins
And wash it with water.

Note:

Don't use the soap or face wash cream after doing this.
Turmeric may not suit to all skin type. It will make your skill more dark sometimes. In this case you use other methods.

Method 5:

Wash your Face with warm water.
Apply Tomato and rub evenly in affected parts
Do it for atleast 10 mins to 20 mins
And wash it with water.

Note:

Don't use the soap or face wash cream after doing this.
It will suit for you

WhatsApp Call and WhatsApp web

divyashalu08@gmail.com (EncoreIdeas) — Tue, 17 Mar 2015 22:23:00 +0530

We all know that whatsapp come with the calling features if you update your whatsapp version to 2.11.560 or more.

Download whatsapp 2.11.560

Whatsapp Calling:

Whatsapp calling has been activated once you download and update the apk file to the version atleast 2.11.560 and once you get updated after the first call you receive then the whatsapp call is activated. You can also see the missed call in whatsapp.

Whatsapp Web:

The new version of Whatsapp for calling also contains the updation of the web version whatsapp.

Step 1:

Go to Desktop Browser and go to web.whatsapp.com

Step 2 :

For Android/ Windows/ Nokia S60 : Go to WhatsApp --> Menu -- >WhatsApp Web in mobile.

For BlackBerry: Go to WhatsApp -- > Chat --> Menu Key --> WhatsApp Web in mobile.

For BlackBerry 10: Go to WhatsApp -- > Swipe down from top of screen --> WhatsApp Web in mobile.

For Nokia S40: Go to WhatsApp -- > Swipe down from bottom of screen --> WhatsApp Web in mobile.

Step 3 :

Scan the QR Code displayed in the website through mobile.

Step 4:

Your WhatsApp will be synchronized in Desktop in a second.

Note:
Mobile must be connected in internet to use the web whatsapp.

Xiaomi Redmi 2 is launching in 12th March 2015

divyashalu08@gmail.com (EncoreIdeas) — Tue, 10 Mar 2015 21:32:00 +0530

Xiaomi Redmi 2 is expected to release on 12th March 2015. We can expect the product on famous online shopping portal flipkart. It was released on Jan 2015.

Comparison of Xiaomi Redmi 1S and Redmi 2:

Compared to Redmi 1s, Redmi 2 is lightweight as it is 133gms where as Redmi 1s is 158. Both are in the same display size at 4.7 Inch screen.

Both Redmi 1s and 2 contains the removable battery, but the capacity of Redmi 2 is varies by 200mAh increased from Redmi 1s which is 2000mAh.

Redmi 1s comes with only gray, but Xiaomi Redmi 2 comes with several colour skin like White, Black , Yellow , Pink and Green.

Compare to Redmi 1s , Redmi 2 contains less processor speed 1.2GHz quad-core , where Redmi 1s contains a 1.6 GHz quad-core, but Redmi 2 contains the next version processor of Qualcomm Snapdragon 410

Redmi 2 contains of 2 GB RAM where as Redmi 1s contains 1 GB, Internal storage of 2 is 16 GB where as 1s is 8 GB but 1s contains the more expandable memory up to 64 GB where as 2 contains 32 GB.

The Rear camera of 1s and 2 are same of 8 Megapixel but the front camera clarity is different from 1s is a 1.6 Mega Pixel where 2 contains 2 MegaPixel.

Redmi 2 is of Android Kitkat version where Redmi 1s are of the Jelly Bean OS.

Redmi 2 not contains the Wifi Direct where Redmi 1s contains the Wifi Direct.

Both are dual SIM with GSM SIM slots where 1s has the 3G features in sim1 and no 3G features in second sim but in 2s second simslot only supports 3G.

Redmi 2s does not support Gyroscope and compass magnetic sensor.

Valentine's Day Gift Ideas

divyashalu08@gmail.com (EncoreIdeas) — Tue, 10 Feb 2015 00:56:00 +0530

It is a time to exposure of love to their beloved ones. The best way of making the time more happier is to give a surprise gift to the beloved ones. So here we are going to see some of the top best gifts. The gifts may differ from person to person and also depends on the gender.

Gifts for Him :

Romantic Candle Light Dinner : A Surprise dinner of candle light makes more pleasant and make the moment more romantic and unforgettable.
Plan for a Movie which they Love : Guys always like to see movies . Plan for a movie on the first day , which they never want to miss .
Plan for an Place which is different and he didn't visit it.
Electronic Gadgets: Men's are fond of current electronics and gadgets .
Artistic Work Products: They are persons who loves each minute worked products.

Gifts for Her :

Roses : She Loves roses all time especially from the beloved one.
Chocolate : There is no age for fond of Chocolates.Chocolates make them more happy and feel romantic.
Teddy Bear : There is no women who hate teddy bear. It is more than closest friend to her.
Jewelry or Other Accessories like stud , bangles , Necklace, etc., : No Girls hate accessories which is matching to her party wears.
Romantic Candle Light Dinner : The Last but not least , they love romantic outings with some privacy.

Make use of these gifting ideas and have an romantic day on Valentine's Day.

CCD - Buy One Get One (BOGO) Offer

divyashalu08@gmail.com (EncoreIdeas) — Mon, 22 Dec 2014 03:42:00 +0530

Cafe Coffee Day Join hands with Oxigen Wallet and gives an BOGO ( Buy one Get one) Offer.

How to Redeem :

Step 1 :

Load Cash in Oxigen Wallet.

Step 2:

Go to Merchant Payments and Offers ( in Oxigen Wallet App Only ).

Step 3 :

Click Cafe Coffee Day and Press Get Offer in Buy 1 and Get 1 offer.

Step 4:

Pay through Oxigen Wallet. Enter your Oxigen Password and Get OTP to your registered Mobile Number.

Step 5:

Get the Buy one Get one 16 Digit CCD Coupon Code. (only for immediate Purchase )

Step 6 :

Show the code to Cafe Coffee Day Bill counter and say payment through Oxigen wallet.

Step 7 :

Give them your registered Mobile Number and OTP for billing your order and Get Extra Coffee in CCD...

Offer Valid till 18th Jan 2015.

Huwai Holly on Flipkart Hurry

divyashalu08@gmail.com (EncoreIdeas) — Thu, 4 Dec 2014 15:39:00 +0530

The Great Expected Huawei Honor Holly is Available in flipkart now.

Start rushing your orders with flipkart

Golden Stock to buy at End 2014 and during kick 2015

divyashalu08@gmail.com (EncoreIdeas) — Wed, 26 Nov 2014 10:32:00 +0530

Some stocks are available cheap now, which is having buy recommendation. The below listed companies has strong fundamentals and you can expect a good return in an year.

Please note: All of the below stocks suggested based on the market situation and price dated 24.11.2014

Large Caps

1) ONGC

Oil price is becoming low and stock price also reduced in the last few months. You can accumulate on further price reductions and expect a good return at the end of the year. This company has good market capital.

2) Jindal Steel

This stock also looking cheap and touched its 52 Week Low value. By seeing past history this company not performed that much but having good fundamental and good capital to move further

3) NMDC

This stock price reduced around 10% for the past one month. It has an uniform growth. So please allocate your less scope on it. This stock will pay a good dividend

4) Cairn India

Due to major oil price reduction this stock got severe reduction in price. So accumulate as much as you can. It will give a positive boost and available for 52 Week low price

Mid Caps

1) Spicejet

CEO of spicejet has good scope on his profit in the upcoming years. Spicejet is a major competitor and performing good in all values and filling almost all seats to endeavor earning. Sun group may sell their stacks in this stock. So this will be a boosting news for them to hold this stock

2) Suzlon Energy

For the past few years it gave heavy loss for most of the shareholders. But it is also trading in huge volume in Both NSE and BSE. This shows the aggressive on this stock. So just accumulate at lower price less than 25.

Small Caps

1) Alok Industries

2) Gujarat Cotex

3) Visesh infotecnic

4) VKS Projects

5) Rasoya Proteins

6) Esaar (India)

The above small caps stocks has high risk but it may give enormous returns for the aggressive long term traders. Please keep bull eye on the above stocks to see a good returns in few months.

Gift your beloved one from your Favorite Flipkart

divyashalu08@gmail.com (EncoreIdeas) — Wed, 26 Nov 2014 10:32:00 +0530

Now you can gift someone from your favorite shopping giant flipkart.

How to Gift – A Small Brief on Flipkart e-gift Voucher Purchase

1) e-Gift Voucher Valid for one Year from the date of issuance.

2) An user can use a maximum of three Vouchers per order. Balance can be paid by any other payment mode other than COD (Cash On Delivery).

3) e-Gift Voucher not valid for partial cash on delivery order

4) You can gift for any denomination from Rs.25 to Rs.10000

5) You can send any personalized message to the recipient.

Why Waiting Still.. Be the part of gifting joy to make others enjoy in the stunning online shopping. Click here to buy e-Gift Voucher from flipkart

How to Hard Reset or Reboot or FastBoot Moto E?

divyashalu08@gmail.com (EncoreIdeas) — Mon, 13 Oct 2014 00:22:00 +0530

How to Hard Reset or Reboot or FastBoot Moto E?

Moto E is not on or no display then how to reset or hard reset when it is hanged or had someother issue.

To Hard Reset:

Switch off the phone.

If it battery is fully dry then charge it more than 30 mins still it is not on. then try with charging.

Hold Power key and Volume down for 5 mins.

Still no display then press Power key continuously for 15 seconds.

Then Check.

If the connection to power cames then try to remove charging and try It will work as normal.

EMI for Debit card users also Only for ICICI Customers

divyashalu08@gmail.com (EncoreIdeas) — Tue, 9 Sep 2014 17:54:00 +0530

ICICI has a bring a new innovation who does not have a credit card for the EMI options. Now Debit card users also use the EMI options . ICICI has announced a new rules.

ICICI Bank announces the launch of EMI (Equated Monthly Installments) for its debit card customers. This will enable customers to convert their high value transactions into easy installments. This facility allows ICICI Bank Debit Card customers who have a linked fixed deposit with their bank account to convert their high value transactions into easy installments.

Conditions are:

No processing fee.
Tenure option of 3, 6 ,9 and 12 months.
Low interest rate of 13%(on reducing basis) for 3, 6, 9 and 12 month tenures.
Currently facility available for all ICICI Bank Savings and select Current account category customers having a linked fixed deposit other than tax saver fixed deposits and PPF.
EMI facility is applicable on all transactions above Rs.10,000 at participating stores.
EMI conversion without the hassles of any paperwork.
Exclusive tie up with Samsung in 9000 stores pan India (Smart phones, Tablets, Televisions, Refrigerators, Air – Conditioners, Microwave etc).
To know your nearest store offering EMI facility, SMS EMI <PIN CODE> to 56886 or click here.
Leverage your existing fixed deposits to convert big ticket purchases to easily manageable installments.
Earn up to 6 PAYBACK points on transactions.
Coming soon: EMI on Call, EMI facility at other partners across categories.

How to avail of EMI facility:

Customer does a transaction at participating partner stores and selects the tenure of EMI.
Customer pays by ICICI Bank Debit Card and inputs the ATM PIN at specified terminals in the store.
Transaction is authorized and conversion to EMI happens post successful validation of parameters.
EMI conversion and reversal of amount in the account happens within 2 business working days after the transaction date.
First installment will be deducted 30 days from reversal of the money in the account.
Account statement will display the transaction with appropriate narration.

Moto G launch Offers list

divyashalu08@gmail.com (EncoreIdeas) — Sat, 6 Sep 2014 00:02:00 +0530

Moto G 2nd edition Launch offers are

Luck Draw Offer:

100% Cash back for 100 Customers

Flat 35% shopping on Myntra App

Flat 50% offer on Moto G Cover and Case

Discount Worth Rs. 6000 /- on Flipkart.com

Free Pre-Selected ebooks on Flipkart Worth Rs. 1000/-

Moto G 2nd Edition on Flipkart @12999 only with Exclusive Launch Offer( Lower than Moto G)

divyashalu08@gmail.com (EncoreIdeas) — Fri, 5 Sep 2014 23:06:00 +0530

Nowadays Mobile phones are releasing only on online shopping sites . Flipkart is the King of releasing new products on their sites they also have an prebooking and pre order before launching.

On the Successful Launch of Moto Series like Moto E , Moto G , MI3 now it next series is Moto G 2nd Edition release on 06/09/2014 sharp at 12 A.M.

Link for Black : http://goo.gl/C2wtVV

Link for White : http://goo.gl/ZXUMUv

Technical Specifications

Moto G vs Moto G 2nd Edition

Camera:

Major Changes in Moto G 2nd Edition is Camera Clarity in Moto G it is 5MP of Primary Camera and 1.3 MP of Secondary Camera but in Moto G 2nd Edition contains of 8MP Primary and 2 MP of Secondary Camera.

Display :

4.5 Inch Display in Moto G whereas in its 2nd edition it is 5 Inch with HD stereo Display.

Memory Storage :

In Moto G it is only internal memory of 16 GB and 32 GB the major disadvantages is No External Memory support but in Moto G2nd Edition overcomes this with MicroSD Slot upto 32 GB.

Price :

Moto G 2nd Edition is less than Moto G introduction price. 2nd Edition is at Rs. 12999/-

Jet Airways Low Fare Sale - Ticket Price at and above 725

divyashalu08@gmail.com (EncoreIdeas) — Fri, 5 Sep 2014 22:22:00 +0530

Book your tickets on jetairways.com and Jet Airways mobile apps on September 4 and

September 5, 2014 for travel effective January 16, 2015 onwards.

Terms and Conditions:

• Valid for travel in Economy on flights within India operated by Jet Airways and JetKonnect

• Valid for flights booked on September 4 and September 5, 2014 only

• Valid for travel on or after January 16, 2015

• Discount is applicable only on select booking class

• Tickets purchased under this offer are non-refundable

• Limited seats available on a first come, first serve basis

• This offer cannot be combined with any other offer

Why book on jetairways.com and Jet Airways mobile apps?

Avail exclusive fares and offers

Experience quick and easy booking

Earn up to 500 Bonus JPMiles per flight

Ipad Mini at Rs.15600 only on SnapDeal

divyashalu08@gmail.com (EncoreIdeas) — Wed, 20 Aug 2014 14:13:00 +0530

Snapdeal is offering the Ipad Mini at very low Price

To Buy now : http://goo.gl/DBDi0d

Features :

Bluetooth V4.0
Operating System iOS
Wi-Fi 802.11a/b/g/n
VoiceOver screen reader
Front Camera 1.2 Mega Pixel
Rear Camera 5 Mega Pixel Camera
Internal Memory 16GB
7.9-inch (diagonal) LED-backlit
Multi-Touch Processor Dual-core A5SUPC: SDL526791938

For Citi Bank User it is only 14600 only
Coupon Code : CITIOMG2

There is currently an Ebola outbreak putting all of us at risk.

divyashalu08@gmail.com (EncoreIdeas) — Sat, 16 Aug 2014 21:00:00 +0530

What is EBOLA?

1)It's a virus that attacks a person’s blood system Ebola is what scientists call a hemorrhagic fever - it operates by making its victims bleed from almost anywhere on their body.

2) Usually victims bleed to death. Ebola is highly contagious, being transmitted via contact with body fluids such as blood, sweat, saliva, semen or other body discharges. Ebola is however NOT AN AIRBORNE VIRUS! EXTREMELY deadly: About 90% of people that catch Ebola will die from it. It's one of the deadliest diseases in the world, killing in just a few weeks. Untreatable (no cure): Ebola has no known treatment or cure.

3) Victims are usually treated for symptoms with the faint hope that they recover.

4) How Do I Know Someone has Ebola?

Fever
Headache
Diarrhea
Vomiting
Weakness
Joint & Muscle pains
Stomach Pain
Lack of Appetite

Protect Yourself Wash Your Hands with Soap. Do this a lot. You can also use a good hand sanitize.

5) Avoid unnecessary physical contact with people. Restrict yourself to food you prepared yourself. Disinfect Your Surroundings. The virus cannot survive disinfectants, heat, direct sunlight, detergents and soaps. Clean up! Fumigate if you have Pests. Rodents can be carriers of Ebola. Fumigate your environment & dispose of the carcasses properly! Dead bodies CAN still transmit Ebola. Don't touch them without protective gear or better yet avoid them altogether. Protect yourself; Use protective gear if you must care or go near someone you suspect has Ebola. Report any suspicious symptoms in yourself or anyone else IMMEDIATELY.

6) Do not delay! Educate Everyone: Tell your neighbor’s, colleagues and domestic staff (anyone really). Basically you're safer when everyone is educated.

Snapdeal Happy Hours Deal on 29th July to 30th July

divyashalu08@gmail.com (EncoreIdeas) — Tue, 29 Jul 2014 19:36:00 +0530

Snapdeal an e-commerce site which sells very cheap and best quality products. It recently announced a happy hours sales. In that happy hours user can purchase the list of products have many offers which contains Flat Rs.4000 offer for laptops , printers and desktops and more.

This deal opens at 8.p.m on 29th July , 2014 Tuesday and ends on morning 8.a.m. on 30th Wednesday , 2014

Purchase link : http://goo.gl/FXeTp2

Condition:

Flat 1000 offer on purchase below 25000

Flat 2000 offer on purchase above 25000

Flat 4000 offer on purchase above 50000

on Laptops , Printers and Desktops.

Upto 8.5% Offer on Ebay Hurry

divyashalu08@gmail.com (EncoreIdeas) — Tue, 15 Jul 2014 08:34:00 +0530

Ebay is an online portal where we can get 6% to 8.5% offer based on different categories. Few are

Up to 8.5% OFF on Memory Device

Discount : Get Up to 8.5%
Coupon Code : SCBMEMORY1
Product : Memory Device
Max discount : Rs. 1000.
Applicable : standard chartered credit card & debit card customers only
Only on eBay India.

Flat Up to 6% OFF

Discount : Get Up to 6%
Coupon Code : NHDFC1EBAY
Product : Except promotional products
Max discount : Rs. 500.
Applicable : HDFC Net Banking only
Only on eBay India.

Flat Up to 6% OFF

Discount : Get Up to 6%
Coupon Code : ICICIN2014
Product : Except promotional products
Max discount : Rs. 500.
Applicable : ICICI Net Banking only
Only on eBay India.

Get Upto 500 OFF on Axis Bank Users

Discount : 6% Offer
Coupon Code : AXISEBAY14
Product : Any Products.
Max discount : Rs. 500.
Applicable : Axis Bank Debit Card, Credit Card & Net banking only. Applicable per order only.
Only on eBay India.

Flat Up to 6% OFF

Discount : Get Up to 6%
Coupon Code : SBICREDIT1
Product : Except promotional products
Max discount : Rs. 500.
Applicable : SBI Credit Card only and can be available per booking.
Only on eBay India.

Flat Up to 6% OFF

Discount : Get Up to 6%
Coupon Code : DHDFC1EBAY
Product : Except promotional products
Max discount : Rs. 500.
Applicable : HDFC Debit card Purchase only
Only on eBay India.

Flat Up to 6% OFF

Discount : Get Up to 6%
Coupon Code : ICICIC2014
Product : Except promotional products
Max discount : Rs. 500.
Applicable : ICICI Credit card Purchase only
Only on eBay India.

Fly on SpiceJet @ 999 only/-

divyashalu08@gmail.com (EncoreIdeas) — Wed, 9 Jul 2014 18:35:00 +0530

The SpiceJet has offered 10 lakh tickets at very cheapest rate to travel. As Railway budget has released which is higher than the SpiceJet rate.

This offer is valid on booking till 10th July 2014.

The booking date should be between on Jan 6th , 2015 to Oct 24th, 2015.

The base fare for all domestic ticket inside India is Rs.999 , additionally it will be fuel and the other charges based on the sectors.

SpiceJet was announcing this type of deal second time in this year. It may increase the budgetary peoples also fly easy within India and get benefit of it.

MTS introduced new Wifi Dongle with Power bank

divyashalu08@gmail.com (EncoreIdeas) — Tue, 8 Jul 2014 11:02:00 +0530

MTS MBlaze Power Wi-Fi Dongle With Power Bank, Router Launched at Rs. 2,999

MTS , on Monday announced the launch of MTS MBlaze Power Wi-Fi. The MBlaze Power Wi-Fi is an integrated device, which ensures that the user's smartphone and tablet never runs out of battery and have constant access of hi-speed Internet, it said in a release.

The Power of Wi-Fi dongle is 5200mAh battery bank and can provide hi-speed data connectivity .

It connect up to 6 devices including smartphones, tablets, laptops, smart TVs, gaming consoles on MTS' 3G+ telecom network, it added.

Priced at Rs. 2,999 for prepaid customers and Rs. 3,499 for postpaid customers, MBlaze Power Wi-Fi also supports media sharing on all devices connected via Wi-Fi, and comes with 10GB of bundled data. Users can store up to 32GB data on the device with a microSD card.

Last month, Sistema Shyam TeleServices Limited (SSTL) partnered with Hewlett-Packard India for offering MBlaze Ultra Wi-Fi dongle free on purchase of an HP Omni 10 tablet, priced at Rs. 27,990.

Flipkart Student Offer

divyashalu08@gmail.com (EncoreIdeas) — Thu, 3 Jul 2014 16:48:00 +0530

Signup Bonus Available for Students – How to get the offer.

1. Click a picture of your student ID

You may alternatively scan it too (in.jpg format). Ensure your name and student ID details are clear.

2. Email it to us at students@flipkart.com

Along with your student ID, please also mention your phone number, age and expected month/year of graduation. Offers will be activated for verified IDs within 3 working days.

Discounts available under this offer

1. Signup offer - Rs 150 off on purchase above Rs 750

Extra 5% on Bestselling Mobile Phones. Valid Till July 15^th 2014.
Extra 5% on Sunglasses ,Watches, Bags, Belts. Valid Till July 15^th 2014.
Extra 10% on Powerbanks. Valid Till July 15^th 2014.
Extra 500/- off on Bestselling Tablets. Valid Till July 15^th 2014.
inimum Rs 1,299/- extra off on Laptops. Valid Till September 30^th 2014.
Extra 5% on Books, Sports, Stationery, Clothing and Footwear. Valid Till September 30^th 2014.
Extra 10% on Trimmers & Shavers, Hair Care Appliances. Valid Till September 30^th 2014.
Extra 10% off on Laptop Accessories, Headphones and MP3 Players. Valid Till September 30^th 2014.

FAQ

Who can subscribe to Flipkart Students?

Anyone with an official student ID card can subscribe to exclusive student-only offers

How do I subscribe to Flipkart Students?

1 Take a picture/scan of your college ID card

2 Mail the picture/scan to students@flipkart.com in .jpg format

We'll confirm your subscription to Flipkart Students offers once your email is verified

How will I know if I have been subscribed to Flipkart Students.

You'll get an immediate acknowledgement to the mail ID from which you sent us your details. After that, you'll receive the following from us within 3 working days:

1 Email confirming verification along with your offer activation detail

2. SMS confirming activation, if you have given us your phone number

How do you redeem the exclusive student-only offers?

Once you receive the final confirmation email/SMS, log on to www.flipkart.com with the same email ID you have used to subscribe to Flipkart Students at www.flipkart.com/students