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	<title>Comments for Evil Esquire Bar Association</title>
	
	<link>http://www.evilesq.com</link>
	<description>The Bar Association for Evil and Unethical Lawyers</description>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by Roger</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/G_PL-btCcYw/</link>
		<dc:creator>Roger</dc:creator>
		<pubDate>Fri, 12 Mar 2010 21:14:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1490</guid>
		<description>I know it is important to file all the complaints,but they have not helped me at all,except my own state and it is now turned over to the attorney general's office</description>
		<content:encoded><![CDATA[<p>I know it is important to file all the complaints,but they have not helped me at all,except my own state and it is now turned over to the attorney general&#8217;s office</p>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by Roger</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/Af3i1rWXq9g/</link>
		<dc:creator>Roger</dc:creator>
		<pubDate>Fri, 12 Mar 2010 21:03:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1489</guid>
		<description>Naomi
If you go to small claims court,than you will win your case,but there is a problem.You will be responsible of collecting the money and that means you would than have to hire a lawyer in California to get your money and might be spending good money over bad. Cival Case but might have a hard time hiring a lawyer to work for that little bit of money,but in my state you can go after three times the amount and attorney fees.Lawyer told me we need to start a class action suit probaly needs to start in California.There is a case pending if you google it.I wonder if that is a cival suit,because all the scum bag companies are mentioned as the defendant.</description>
		<content:encoded><![CDATA[<p>Naomi<br />
If you go to small claims court,than you will win your case,but there is a problem.You will be responsible of collecting the money and that means you would than have to hire a lawyer in California to get your money and might be spending good money over bad. Cival Case but might have a hard time hiring a lawyer to work for that little bit of money,but in my state you can go after three times the amount and attorney fees.Lawyer told me we need to start a class action suit probaly needs to start in California.There is a case pending if you google it.I wonder if that is a cival suit,because all the scum bag companies are mentioned as the defendant.</p>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by trock</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/mwbYsso50HE/</link>
		<dc:creator>trock</dc:creator>
		<pubDate>Fri, 12 Mar 2010 19:15:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1488</guid>
		<description>My story on preventloanmodscam.gov  WE NEED TO BAND TOGETHER AND TAKE ACTION

This is LLB an Craig Laverty. 

Anthony proactively contacted both of his lenders in February 2009 about getting a loan modification. His work as a product engineer for a major medical supplier paid his bills, but his large student loan payments made him worry he would soon be unable to afford his current mortgage payments. The lenders sent him confusing paperwork, and he filled it out to the best of his ability, but when he contacted the lenders, they told him they never received anything and sent him more paperwork. After numerous phone calls to his lenders for help, Anthony began to look elsewhere.

While browsing the Internet for advice, Anthony came across a California based company claiming to have attorneys with 40 years of experience securing beneficial loan modifications for distressed homeowners like him. All Anthony had to do in return was make four monthly payments of $1,600 that were fully refundable if he did not receive a loan modification in four months.  The company instructed him to execute a written retainer and a power of attorney, granting them the authority to negotiate with his lenders.

After making his third payment, Anthony grew suspicious. He never received any updates. When he made a concerned call to the company, they transferred Anthony to the negotiator assigned to his case. She was not an attorney, and she did not have any answers for him.

Months passed with no response and no loan modification. Anthony called his lenders and learned that no one from the company contacted them on his behalf. Upset, Anthony called the company, and told them he was revoking the power of attorney.  His negotiator said he would be getting an offer from his lender soon, but she was unaware of the exact contents of the offer. In February 2010, Anthony received a package from his lender. They would reduce his monthly payment by a paltry $82 a month, and if he accepted this reduction, the lender would increase the principal balance on his loan by several thousand dollars.

Anthony refused his lender's offer. He sent the company a letter demanding they refund his money. Despite their initial money-bank guarantee, the company is now telling him all refunds are subject to the approval of the attorneys representing him. To date, Anthony has never spoken to any of these attorneys, and he hasn't received any of his money back. Because of the money he paid to this company, Anthony can no longer afford the payments for his second mortgage.</description>
		<content:encoded><![CDATA[<p>My story on preventloanmodscam.gov  WE NEED TO BAND TOGETHER AND TAKE ACTION</p>
<p>This is LLB an Craig Laverty. </p>
<p>Anthony proactively contacted both of his lenders in February 2009 about getting a loan modification. His work as a product engineer for a major medical supplier paid his bills, but his large student loan payments made him worry he would soon be unable to afford his current mortgage payments. The lenders sent him confusing paperwork, and he filled it out to the best of his ability, but when he contacted the lenders, they told him they never received anything and sent him more paperwork. After numerous phone calls to his lenders for help, Anthony began to look elsewhere.</p>
<p>While browsing the Internet for advice, Anthony came across a California based company claiming to have attorneys with 40 years of experience securing beneficial loan modifications for distressed homeowners like him. All Anthony had to do in return was make four monthly payments of $1,600 that were fully refundable if he did not receive a loan modification in four months.  The company instructed him to execute a written retainer and a power of attorney, granting them the authority to negotiate with his lenders.</p>
<p>After making his third payment, Anthony grew suspicious. He never received any updates. When he made a concerned call to the company, they transferred Anthony to the negotiator assigned to his case. She was not an attorney, and she did not have any answers for him.</p>
<p>Months passed with no response and no loan modification. Anthony called his lenders and learned that no one from the company contacted them on his behalf. Upset, Anthony called the company, and told them he was revoking the power of attorney.  His negotiator said he would be getting an offer from his lender soon, but she was unaware of the exact contents of the offer. In February 2010, Anthony received a package from his lender. They would reduce his monthly payment by a paltry $82 a month, and if he accepted this reduction, the lender would increase the principal balance on his loan by several thousand dollars.</p>
<p>Anthony refused his lender&#8217;s offer. He sent the company a letter demanding they refund his money. Despite their initial money-bank guarantee, the company is now telling him all refunds are subject to the approval of the attorneys representing him. To date, Anthony has never spoken to any of these attorneys, and he hasn&#8217;t received any of his money back. Because of the money he paid to this company, Anthony can no longer afford the payments for his second mortgage.</p>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by Naomi</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/6shyTV-cchw/</link>
		<dc:creator>Naomi</dc:creator>
		<pubDate>Fri, 12 Mar 2010 16:00:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1487</guid>
		<description>Manoj
Did you get to visit the other office?</description>
		<content:encoded><![CDATA[<p>Manoj<br />
Did you get to visit the other office?</p>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by Naomi</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/bxqFuvU4e4o/</link>
		<dc:creator>Naomi</dc:creator>
		<pubDate>Fri, 12 Mar 2010 15:59:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1486</guid>
		<description>I am from a different state, but if we do this, can we get our money back? I mean I'm all for it.</description>
		<content:encoded><![CDATA[<p>I am from a different state, but if we do this, can we get our money back? I mean I&#8217;m all for it.</p>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by Roger</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/NuxdrIyEPBw/</link>
		<dc:creator>Roger</dc:creator>
		<pubDate>Fri, 12 Mar 2010 11:13:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1485</guid>
		<description>Class action Suit is the only way,especially if you are from another state.How can we start one.</description>
		<content:encoded><![CDATA[<p>Class action Suit is the only way,especially if you are from another state.How can we start one.</p>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by Juli D</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/g8iz9AzvRLM/</link>
		<dc:creator>Juli D</dc:creator>
		<pubDate>Wed, 10 Mar 2010 18:08:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1483</guid>
		<description>Naomi, 
Thank you again.  We have not filed with anyone yet.  We are trying to figure out at this point how to get the money to get our home from going into foreclosure status...then once that is done, and we reliquish power of attorney from Laverty we are going to start sending out letters and documentation etc to everyone.  It has been great to get all this information from everyone...It sucks to find some great people in Sh....ty situations.   Thanks again... everyone.</description>
		<content:encoded><![CDATA[<p>Naomi,<br />
Thank you again.  We have not filed with anyone yet.  We are trying to figure out at this point how to get the money to get our home from going into foreclosure status&#8230;then once that is done, and we reliquish power of attorney from Laverty we are going to start sending out letters and documentation etc to everyone.  It has been great to get all this information from everyone&#8230;It sucks to find some great people in Sh&#8230;.ty situations.   Thanks again&#8230; everyone.</p>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by naomi</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/WaU9gzwf65g/</link>
		<dc:creator>naomi</dc:creator>
		<pubDate>Wed, 10 Mar 2010 16:58:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1482</guid>
		<description>almost forgot.

Governor Arnold Schwarzenegger
State Capitol Building
Sacramento, CA 95814

 Laura also advised me to request a refund from the State Bar, but that you have to download the application. On the web-site of the state bar you will find it. I just did mine too.

Did you file with FTC? I also reported them to the FTC.</description>
		<content:encoded><![CDATA[<p>almost forgot.</p>
<p>Governor Arnold Schwarzenegger<br />
State Capitol Building<br />
Sacramento, CA 95814</p>
<p> Laura also advised me to request a refund from the State Bar, but that you have to download the application. On the web-site of the state bar you will find it. I just did mine too.</p>
<p>Did you file with FTC? I also reported them to the FTC.</p>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by naomi</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/Nds9K8WWRPo/</link>
		<dc:creator>naomi</dc:creator>
		<pubDate>Wed, 10 Mar 2010 16:51:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1481</guid>
		<description>in the letter I wrote dates and the phone conversations I had had with them, I sent copies of canceled checks, I sent them a copy of the contract, and I also sent emails conversations I had with them (solutions processing).</description>
		<content:encoded><![CDATA[<p>in the letter I wrote dates and the phone conversations I had had with them, I sent copies of canceled checks, I sent them a copy of the contract, and I also sent emails conversations I had with them (solutions processing).</p>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by Juli D</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/482nkUgSV70/</link>
		<dc:creator>Juli D</dc:creator>
		<pubDate>Wed, 10 Mar 2010 15:34:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1480</guid>
		<description>Naomi, 
Thank you so much... what was the complaint package that you sent to the Gov.  I appreciate the help so much.

Juli</description>
		<content:encoded><![CDATA[<p>Naomi,<br />
Thank you so much&#8230; what was the complaint package that you sent to the Gov.  I appreciate the help so much.</p>
<p>Juli</p>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by naomi</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/SzPVgbuns_E/</link>
		<dc:creator>naomi</dc:creator>
		<pubDate>Wed, 10 Mar 2010 13:33:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1479</guid>
		<description>Juli D
I didn't fill out a form I just sent a complaint letter and prove of payments.</description>
		<content:encoded><![CDATA[<p>Juli D<br />
I didn&#8217;t fill out a form I just sent a complaint letter and prove of payments.</p>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by naomi</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/cOzFTcqLKDE/</link>
		<dc:creator>naomi</dc:creator>
		<pubDate>Wed, 10 Mar 2010 13:27:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1478</guid>
		<description>Juli D.
Here is the address: The Department of Real Estate
                              221 Broadway
                              Sacramento, CA 95818-2500

I just sent out a complaint package to the Governor of California if you like, I can give you that too.</description>
		<content:encoded><![CDATA[<p>Juli D.<br />
Here is the address: The Department of Real Estate<br />
                              221 Broadway<br />
                              Sacramento, CA 95818-2500</p>
<p>I just sent out a complaint package to the Governor of California if you like, I can give you that too.</p>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by Laura</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/HyCrFzv9jfU/</link>
		<dc:creator>Laura</dc:creator>
		<pubDate>Wed, 10 Mar 2010 03:28:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1477</guid>
		<description>You are welcome.  I am so interested in hearing everyone's story.  I'm sorry for it - but it is amazing to me.   I believe just about everyone of us will have an intermediary involved.  Either real estate broker, mortgage broker, loan modification agent, what ever.  These people haven't been attacked yet.  

Hang in there everyone.</description>
		<content:encoded><![CDATA[<p>You are welcome.  I am so interested in hearing everyone&#8217;s story.  I&#8217;m sorry for it &#8211; but it is amazing to me.   I believe just about everyone of us will have an intermediary involved.  Either real estate broker, mortgage broker, loan modification agent, what ever.  These people haven&#8217;t been attacked yet.  </p>
<p>Hang in there everyone.</p>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by greg</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/n1svV6610Hw/</link>
		<dc:creator>greg</dc:creator>
		<pubDate>Wed, 10 Mar 2010 03:07:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1476</guid>
		<description>Well folks it looks like I have joined the rest of you in not getting my money back from Craig Laverty  to the tune of $2995.00 .After reading all the advice given

thru this web page, I appreciate all the advice given-thank you particularly to
Laura . I am in the process of filing a complaint with the attorney general of 
California and am thinking about taking them to small claims . I seem to have a
added twist I went thru a realtor of the name Celestina  Uriarti who was doing loan -mods
on her own by herself when I decided to go thru her she decided to team up with
Craig M. Laverty.She assured me that she had checked him out and he was fine.
However,when the chips are down and I was calling Laferty,Celestina and that
Solutions group all of a sudden no one was returning my calls or e-mails.</description>
		<content:encoded><![CDATA[<p>Well folks it looks like I have joined the rest of you in not getting my money back from Craig Laverty  to the tune of $2995.00 .After reading all the advice given</p>
<p>thru this web page, I appreciate all the advice given-thank you particularly to<br />
Laura . I am in the process of filing a complaint with the attorney general of<br />
California and am thinking about taking them to small claims . I seem to have a<br />
added twist I went thru a realtor of the name Celestina  Uriarti who was doing loan -mods<br />
on her own by herself when I decided to go thru her she decided to team up with<br />
Craig M. Laverty.She assured me that she had checked him out and he was fine.<br />
However,when the chips are down and I was calling Laferty,Celestina and that<br />
Solutions group all of a sudden no one was returning my calls or e-mails.</p>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by Juli D</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/Yw7CYJw-Q-I/</link>
		<dc:creator>Juli D</dc:creator>
		<pubDate>Wed, 10 Mar 2010 01:47:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1475</guid>
		<description>Naomi, 
Where to did you go to file a report with the Dept of Real Estate.  I am not able to find the correct form?  

thanks</description>
		<content:encoded><![CDATA[<p>Naomi,<br />
Where to did you go to file a report with the Dept of Real Estate.  I am not able to find the correct form?  </p>
<p>thanks</p>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by greg</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/jgVeD5X-gqY/</link>
		<dc:creator>greg</dc:creator>
		<pubDate>Wed, 10 Mar 2010 01:43:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1474</guid>
		<description>Well folks it looks like I have joined tahe rest of you in getting ripped off by
Craig Laverty  to the tune of $2995.00 .After reading all the advice given
thru this web page. I appreciate all the advice given-thank you particularly to
Laura</description>
		<content:encoded><![CDATA[<p>Well folks it looks like I have joined tahe rest of you in getting ripped off by<br />
Craig Laverty  to the tune of $2995.00 .After reading all the advice given<br />
thru this web page. I appreciate all the advice given-thank you particularly to<br />
Laura</p>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by Naomi</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/cpN8daRcG-A/</link>
		<dc:creator>Naomi</dc:creator>
		<pubDate>Tue, 09 Mar 2010 19:22:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1473</guid>
		<description>No, I want my money first, then I would love to go after him. I just sent out a refund form to the State Bar, and I just got a letter from the Dept. of Realestate, just letting me know that their doing the investigation, and I sent out my complaint since Dec. 3rd.</description>
		<content:encoded><![CDATA[<p>No, I want my money first, then I would love to go after him. I just sent out a refund form to the State Bar, and I just got a letter from the Dept. of Realestate, just letting me know that their doing the investigation, and I sent out my complaint since Dec. 3rd.</p>
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	<feedburner:origLink>http://www.evilesq.com/102112-craig-laverty-02/#comment-1473</feedburner:origLink></item>
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		<title>Comment on Ben Zander, Xsquire | DISBARRED by david a. miller</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/mdNcQZcx84g/</link>
		<dc:creator>david a. miller</dc:creator>
		<pubDate>Tue, 09 Mar 2010 16:42:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com.php5-1.dfw1-1.websitetestlink.com/?p=507#comment-1472</guid>
		<description>Judges and lawyers/ You are all thieves, hypocrites, and liars.</description>
		<content:encoded><![CDATA[<p>Judges and lawyers/ You are all thieves, hypocrites, and liars.</p>
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	<feedburner:origLink>http://www.evilesq.com/ben-j-zander-esquire-disbarred/#comment-1472</feedburner:origLink></item>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by Juli D</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/51tU3DQraxE/</link>
		<dc:creator>Juli D</dc:creator>
		<pubDate>Tue, 09 Mar 2010 16:26:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1471</guid>
		<description>If anyone is interested, and want to know if your case will stand against Laverty...found this website that might give some of us an answer and at the very least it helps with some questions about laws and rights.

http://www.lawyersandsettlements.com/state-laws/california-legal-help/</description>
		<content:encoded><![CDATA[<p>If anyone is interested, and want to know if your case will stand against Laverty&#8230;found this website that might give some of us an answer and at the very least it helps with some questions about laws and rights.</p>
<p><a href="http://www.lawyersandsettlements.com/state-laws/california-legal-help/" rel="nofollow">http://www.lawyersandsettlements.com/state-laws/california-legal-help/</a></p>
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	<feedburner:origLink>http://www.evilesq.com/102112-craig-laverty-02/#comment-1471</feedburner:origLink></item>
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		<title>Comment on Craig Laverty  | ADDED TO EEBA WATCH LIST by Nick</title>
		<link>http://feedproxy.google.com/~r/EvilEsqComments/~3/qmH74xNravw/</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Tue, 09 Mar 2010 15:52:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.evilesq.com/?p=1002394#comment-1470</guid>
		<description>On the class action suite.It all depends what you want out of it,if you want your money back,than it will not be the way to go,but if you want him to end up in prison and hold him accountable than we just need to find a lawyer,that is willing to take the case and that is the issue what I am running into.It is alot to think about.I have talk to numerous lawyers and nobody wants to pursue it beyond a letter,because of the work involved and 25 percent of a few thousand is wasting their time.One lawyer told me we need to find someone that is hungary and willing to make a name for them self.I am talking to another lawyer this week to get an opinion.I think the F.B.I. will end up getting companies like this in the end.</description>
		<content:encoded><![CDATA[<p>On the class action suite.It all depends what you want out of it,if you want your money back,than it will not be the way to go,but if you want him to end up in prison and hold him accountable than we just need to find a lawyer,that is willing to take the case and that is the issue what I am running into.It is alot to think about.I have talk to numerous lawyers and nobody wants to pursue it beyond a letter,because of the work involved and 25 percent of a few thousand is wasting their time.One lawyer told me we need to find someone that is hungary and willing to make a name for them self.I am talking to another lawyer this week to get an opinion.I think the F.B.I. will end up getting companies like this in the end.</p>
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