Dollars and Sense https://www.ffef.org/ffefblog/ Thu, 25 Sep 2025 01:22:02 +0000 en-US hourly 1 https://wordpress.org/?v=6.6.5 214950405 Changes are coming to payment apps that can affect your tax liability http://www.ffef.org/ffefblog/changes-are-coming-to-payment-apps-that-can-affect-your-tax-liability/ Thu, 25 Sep 2025 00:51:27 +0000 https://www.ffef.org/ffefblog/?p=1522 Cash payment applications started as an easy way to pay off a friend for a share of the dinner bill, send rent, or to allow reimbursement for a purchase; but today they are becoming an increasingly popular way for small businesses to make transactions. The government has taken note, and they want to make sure … Continue reading Changes are coming to payment apps that can affect your tax liability →

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]]> 1522 It’s time for back-to-school shopping! http://www.ffef.org/ffefblog/its-time-for-back-to-school-shopping/ Wed, 02 Aug 2023 03:38:04 +0000 https://www.ffef.org/ffefblog/?p=1517 It’s been a long hot summer and now that it’s August it’s time to leave the cold drinks and lazy afternoons behind and start thinking about getting the kids ready to go back to the classroom. According to the National Retail Federation’s Back-to-School 2022 survey, families plan to spend a whopping $864, on average, on back-to-school … Continue reading It’s time for back-to-school shopping! →

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]]> 1517 The Benefits of Financial Freedom http://www.ffef.org/ffefblog/benefits-financial-freedom/ Tue, 04 Jul 2023 20:23:07 +0000 http://www.ffef.org/ffefblog/?p=476 To be totally free in your financial affairs, you need an environment that permits you to work toward any financial goal you choose. As Americans, we have inherited the foundations for a free financial climate. We enjoy the benefits of liberty, the free enterprise system, and capitalism. They’re celebrated to be the most progressive and … Continue reading The Benefits of Financial Freedom →

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]]> 476 Which Savings Account is the Right One for Me? http://www.ffef.org/ffefblog/which-savings-account-is-the-right-one-for-me/ Thu, 01 Jun 2023 01:44:39 +0000 https://www.ffef.org/ffefblog/?p=1511 Savings accounts are a great way to protect your money and earn a little interest over time, but there are many different kinds to choose from. Where do you start? Think about your needs The first thing you should consider are what you want the savings for and how soon you may need to access … Continue reading Which Savings Account is the Right One for Me? →

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]]> 1511 Fair Debt Collection Practices Act http://www.ffef.org/ffefblog/fair-debt-collection-practices-act/ Sat, 06 May 2023 19:51:24 +0000 http://www.ffef.org/ffefblog/?p=456 It probably comes as no surprise that if you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a “debtor”. If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a “debt collector”. Dealing with … Continue reading Fair Debt Collection Practices Act →

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]]> 456 Secured Credit Cards – A Good Option to Help Built or Repair Credit http://www.ffef.org/ffefblog/secured-credit-cards/ Tue, 04 Apr 2023 01:48:43 +0000 https://www.ffef.org/ffefblog/?p=1502 In today’s world it’s nearly impossible to buy anything without a bank card. Even if you intend to pay cash later, one is typically needed to make reservations or secure a hotel stay among other things. Debit cards tied to your bank account can of course fill that need, but they also carry greater risk … Continue reading Secured Credit Cards – A Good Option to Help Built or Repair Credit →

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]]> 1502 Twelve Ideas for Winning at the Savings Game http://www.ffef.org/ffefblog/twelve-ideas-winning-savings-game/ Wed, 01 Mar 2023 01:25:04 +0000 http://www.ffef.org/ffefblog/?p=577 If you have struggled in the past with the savings game it can be hard to get that door open, especially if you are living paycheck-to-paycheck. Saving money for your future is the most important habit you can create in your life. Here are twelve ideas to get you started on a healthy plan to … Continue reading Twelve Ideas for Winning at the Savings Game →

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]]> 577 Healthcare Coverage Options http://www.ffef.org/ffefblog/healthcare-coverage-options/ Thu, 02 Feb 2023 22:45:08 +0000 https://www.ffef.org/ffefblog/?p=1489 Carrying health insurance can help protect you and your family from large medical bills due to unforeseen circumstances. Because of the high cost of the health care programs in the United States health insurance is considered essential to protecting yourself physically as well as your future wealth. While having health insurance has typically been left … Continue reading Healthcare Coverage Options →

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]]> 1489 Helping older teens build good credit http://www.ffef.org/ffefblog/helping-older-teens-build-good-credit/ Mon, 02 Jan 2023 03:10:20 +0000 https://www.ffef.org/ffefblog/?p=1484 While it’s never too early to start teaching children healthy money habits, it’s crucial for young adults to learn the importance of good money management and take the next step toward starting their own credit history. By starting early, even before graduation and move into their own households, they can access better insurance rates, enjoy … Continue reading Helping older teens build good credit →

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]]> 1484 Tips to keep your money safe this holiday http://www.ffef.org/ffefblog/tips-to-keep-your-money-safe-this-holiday/ Mon, 05 Dec 2022 05:24:00 +0000 https://www.ffef.org/ffefblog/?p=1477 The end of the year is typically marked by family activities, beautiful lights, and lots of holiday spending. Be sure that your bank account is protected from scammers and malicious individuals. The last thing you need is to have to deal with the additional stress of cancelling bank cards, dealing with a fraud department, or … Continue reading Tips to keep your money safe this holiday →

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