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	<title>Faith and Finance</title>
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	<link>https://www.patheos.com/blogs/faithandfinance</link>
	<description>where faith and money meet</description>
	<lastBuildDate>Fri, 30 Nov 2018 16:39:14 +0000</lastBuildDate>
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		<title>Is There Such a Thing as Good Debt?</title>
		<link>https://www.patheos.com/blogs/faithandfinance/2018/11/30/is-there-such-a-thing-as-good-debt/</link>
		<comments>https://www.patheos.com/blogs/faithandfinance/2018/11/30/is-there-such-a-thing-as-good-debt/#respond</comments>
		<pubDate>Fri, 30 Nov 2018 16:39:14 +0000</pubDate>
		<dc:creator><![CDATA[Bob Lotich]]></dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[borrowing money]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[good debt]]></category>

		<guid isPermaLink="false">http://admin.patheos.com/blogs/faithandfinance/?p=8205</guid>
		<description><![CDATA[Good Debt I confess at the outset that the phrase “good debt” sounds like an oxymoron to me. Because I view “debt” with great negativity, attaching the word “good” to it doesn’t quite resonate. I also confess that I am not sure that I can be absolutely objective in answering the “good debt” issue because [&#8230;]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>5 Wrong Reasons To Build Wealth and One Right One</title>
		<link>https://www.patheos.com/blogs/faithandfinance/2018/11/25/5-wrong-reasons-to-build-wealth-and-one-right-one/</link>
		<comments>https://www.patheos.com/blogs/faithandfinance/2018/11/25/5-wrong-reasons-to-build-wealth-and-one-right-one/#respond</comments>
		<pubDate>Sun, 25 Nov 2018 16:39:01 +0000</pubDate>
		<dc:creator><![CDATA[Bob Lotich]]></dc:creator>
				<category><![CDATA[Biblical Perspective]]></category>
		<category><![CDATA[building wealth]]></category>
		<category><![CDATA[generosity]]></category>
		<category><![CDATA[giving]]></category>

		<guid isPermaLink="false">http://admin.patheos.com/blogs/faithandfinance/?p=8178</guid>
		<description><![CDATA[Contrary to what some believe, the phrase “wealthy Christian” is not an oxymoron. Wealth and Godliness are not necessarily contradictory terms &#8211; it all depends on the motives. Building wealth for the wrong reasons does not produce Godliness but the right reasons will. Let’s dig deeper. Five Wrong Reasons For Building Wealth 1. Advice from [&#8230;]]]></description>
		<wfw:commentRss>https://www.patheos.com/blogs/faithandfinance/2018/11/25/5-wrong-reasons-to-build-wealth-and-one-right-one/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Is it OK to Tithe With a Credit Card?</title>
		<link>https://www.patheos.com/blogs/faithandfinance/2018/11/23/is-it-ok-to-tithe-with-a-credit-card/</link>
		<comments>https://www.patheos.com/blogs/faithandfinance/2018/11/23/is-it-ok-to-tithe-with-a-credit-card/#respond</comments>
		<pubDate>Fri, 23 Nov 2018 16:38:42 +0000</pubDate>
		<dc:creator><![CDATA[Bob Lotich]]></dc:creator>
				<category><![CDATA[Bible and Money]]></category>
		<category><![CDATA[giving]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[tithe]]></category>

		<guid isPermaLink="false">http://admin.patheos.com/blogs/faithandfinance/?p=8259</guid>
		<description><![CDATA[One of the latest waves in churches is to have online tithing.  It makes sense when you think about how the online payment processing industry has grown in the last few years.  People are more comfortable putting their credit and debit card information on payment sites and it becomes a normal part of every day [&#8230;]]]></description>
		<wfw:commentRss>https://www.patheos.com/blogs/faithandfinance/2018/11/23/is-it-ok-to-tithe-with-a-credit-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>5 Bible Verses John Wesley Used For His Money Decisions</title>
		<link>https://www.patheos.com/blogs/faithandfinance/2018/11/19/5-bible-verses-john-wesley-used-for-his-money-decisions/</link>
		<comments>https://www.patheos.com/blogs/faithandfinance/2018/11/19/5-bible-verses-john-wesley-used-for-his-money-decisions/#respond</comments>
		<pubDate>Mon, 19 Nov 2018 16:38:22 +0000</pubDate>
		<dc:creator><![CDATA[Bob Lotich]]></dc:creator>
				<category><![CDATA[Bible and Money]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[giving]]></category>
		<category><![CDATA[money decisions]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://admin.patheos.com/blogs/faithandfinance/?p=8268</guid>
		<description><![CDATA[John Wesley and His Money Decisions John Wesley (June 28, 1703 – March 2, 1791) was a Church of England cleric and Christian theologian who, along with his brother Charles, is largely credited with founding the Methodist movement. He was also a man who taught – and lived – some financial principles which continue to [&#8230;]]]></description>
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		<title>Envelopes: The Glue That Holds Your Budget Together</title>
		<link>https://www.patheos.com/blogs/faithandfinance/2018/11/16/envelopes-the-glue-that-holds-your-budget-together/</link>
		<comments>https://www.patheos.com/blogs/faithandfinance/2018/11/16/envelopes-the-glue-that-holds-your-budget-together/#respond</comments>
		<pubDate>Fri, 16 Nov 2018 16:49:08 +0000</pubDate>
		<dc:creator><![CDATA[Bob Lotich]]></dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[envelope system budgeting]]></category>
		<category><![CDATA[financial planning]]></category>

		<guid isPermaLink="false">http://admin.patheos.com/blogs/faithandfinance/?p=8250</guid>
		<description><![CDATA[Oftentimes when I talk about budgeting I hear responses like these: “I get worn out trying to track every dollar.” “It just didn’t work.” “I’m not a numbers cruncher.” “Budgets are just too complicated.” Sound familiar? These are just some of the reasons why we have struggled with budgeting over the years. We would diligently [&#8230;]]]></description>
		<wfw:commentRss>https://www.patheos.com/blogs/faithandfinance/2018/11/16/envelopes-the-glue-that-holds-your-budget-together/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Policy: Create Your “No” Policies Before You Need Them</title>
		<link>https://www.patheos.com/blogs/faithandfinance/2018/10/02/financial-policy-create-your-no-policies-before-you-need-them/</link>
		<comments>https://www.patheos.com/blogs/faithandfinance/2018/10/02/financial-policy-create-your-no-policies-before-you-need-them/#respond</comments>
		<pubDate>Tue, 02 Oct 2018 13:43:08 +0000</pubDate>
		<dc:creator><![CDATA[Bob Lotich]]></dc:creator>
				<category><![CDATA[Self-Improvement]]></category>
		<category><![CDATA[co-signing]]></category>
		<category><![CDATA[financial policy]]></category>
		<category><![CDATA[loans]]></category>

		<guid isPermaLink="false">http://admin.patheos.com/blogs/faithandfinance/?p=7700</guid>
		<description><![CDATA[Creating a Financial Policy Some friends recently dropped by “to talk”. Once the iced tea was served and the four of us were comfortably seated around the dining room table, I turned to Dave (fictional name) and asked, “So tell me. What’s going on?” Dave said, “You know we have been on the waiting list [&#8230;]]]></description>
		<wfw:commentRss>https://www.patheos.com/blogs/faithandfinance/2018/10/02/financial-policy-create-your-no-policies-before-you-need-them/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Redefined: 5 Simple Tips You Hadn’t Considered</title>
		<link>https://www.patheos.com/blogs/faithandfinance/2018/09/25/retirement-redefined-5-simple-tips-you-hadnt-considered/</link>
		<comments>https://www.patheos.com/blogs/faithandfinance/2018/09/25/retirement-redefined-5-simple-tips-you-hadnt-considered/#respond</comments>
		<pubDate>Tue, 25 Sep 2018 18:43:04 +0000</pubDate>
		<dc:creator><![CDATA[Bob Lotich]]></dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[life planning]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://admin.patheos.com/blogs/faithandfinance/?p=7661</guid>
		<description><![CDATA[Redefining Retirement The traditional view of retirement &#8212; working for the same company your entire career and then retiring to draw a lifetime pension &#8212; is a thing of the past. Yes, some government workers continue to retire with paid pension plans, but as states and municipalities continue to fight for survival, these pension plans [&#8230;]]]></description>
		<wfw:commentRss>https://www.patheos.com/blogs/faithandfinance/2018/09/25/retirement-redefined-5-simple-tips-you-hadnt-considered/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Healthy Boundaries Make Healthy Relationships … and Finances</title>
		<link>https://www.patheos.com/blogs/faithandfinance/2018/09/21/how-healthy-boundaries-make-healthy-relationships-and-finances/</link>
		<comments>https://www.patheos.com/blogs/faithandfinance/2018/09/21/how-healthy-boundaries-make-healthy-relationships-and-finances/#respond</comments>
		<pubDate>Fri, 21 Sep 2018 18:47:40 +0000</pubDate>
		<dc:creator><![CDATA[Bob Lotich]]></dc:creator>
				<category><![CDATA[Self-Improvement]]></category>
		<category><![CDATA[boundaries]]></category>
		<category><![CDATA[marriage]]></category>
		<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://admin.patheos.com/blogs/faithandfinance/?p=7649</guid>
		<description><![CDATA[Healthy Boundaries Do you set boundaries? The principle of establishing healthy boundaries is one that has given me the courage to say &#8220;no&#8221; when yes is the wrong answer.  Hopefully, this message will impact your life like it has mine! Marti had begun to see a pattern in her life. In her words, “When someone [&#8230;]]]></description>
		<wfw:commentRss>https://www.patheos.com/blogs/faithandfinance/2018/09/21/how-healthy-boundaries-make-healthy-relationships-and-finances/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Breathe Spiritually and Financially</title>
		<link>https://www.patheos.com/blogs/faithandfinance/2018/09/15/how-to-breathe-spiritually-and-financially/</link>
		<comments>https://www.patheos.com/blogs/faithandfinance/2018/09/15/how-to-breathe-spiritually-and-financially/#respond</comments>
		<pubDate>Sat, 15 Sep 2018 14:46:55 +0000</pubDate>
		<dc:creator><![CDATA[Bob Lotich]]></dc:creator>
				<category><![CDATA[Faith and Economics]]></category>
		<category><![CDATA[Bible]]></category>
		<category><![CDATA[giving]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[stewardship]]></category>

		<guid isPermaLink="false">http://admin.patheos.com/blogs/faithandfinance/?p=7472</guid>
		<description><![CDATA[Breathing Spiritually and Financially Hyperventilation is defined as over breathing. Hypoventilation is the opposite: under breathing. The first will result in abnormally low levels of carbon dioxide in the blood. The second will result in too much carbon dioxide in the blood. Normal breathing maintains the perfect balance of oxygen and carbon dioxide in your [&#8230;]]]></description>
		<wfw:commentRss>https://www.patheos.com/blogs/faithandfinance/2018/09/15/how-to-breathe-spiritually-and-financially/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do You Make Excuses or Seize the Opportunity?</title>
		<link>https://www.patheos.com/blogs/faithandfinance/2018/09/07/do-you-make-excuses-or-seize-the-opportunity/</link>
		<comments>https://www.patheos.com/blogs/faithandfinance/2018/09/07/do-you-make-excuses-or-seize-the-opportunity/#respond</comments>
		<pubDate>Fri, 07 Sep 2018 14:46:29 +0000</pubDate>
		<dc:creator><![CDATA[Bob Lotich]]></dc:creator>
				<category><![CDATA[Bible and Money]]></category>
		<category><![CDATA[excuses]]></category>
		<category><![CDATA[opportunity]]></category>

		<guid isPermaLink="false">http://admin.patheos.com/blogs/faithandfinance/?p=7667</guid>
		<description><![CDATA[Excuse vs Opportunity Coker Tires is the world’s largest supplier of vintage tires, but it wasn’t always that way. Career coach Dan Miller tells the story of how this company, which started as a traditional service center in Chattanooga in 1958, saw their business gradually erode as the big-box retailers began dominating the competition. In [&#8230;]]]></description>
		<wfw:commentRss>https://www.patheos.com/blogs/faithandfinance/2018/09/07/do-you-make-excuses-or-seize-the-opportunity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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