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	<title>How to Get Out of Debt With the Get Out of Debt Guy » Featured Debt Relief Company</title>
	
	<link>http://getoutofdebt.org</link>
	<description>Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry.</description>
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		<title>All About Tax Resolution Services, Co</title>
		<link>http://getoutofdebt.org/35883/all-about-tax-resolution-services-co</link>
		<comments>http://getoutofdebt.org/35883/all-about-tax-resolution-services-co#comments</comments>
		<pubDate>Thu, 15 Mar 2012 21:23:52 +0000</pubDate>
		<dc:creator>Research Department</dc:creator>
				<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[Featured Debt Relief Company]]></category>
		<category><![CDATA[Brian Compton]]></category>
		<category><![CDATA[Michael Rozbruch]]></category>
		<category><![CDATA[Tax Resolution Services]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=35883</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Company Name Tax Resolution Services, Co Owners/Managers Michael Rozbruch, Founder and CEO CPA and Certified Tax Resolution Specialist (CTRS) Brian Compton, President CPA and Certified Tax Resolution Specialist (CTRS) Physical Street Address 6345 Balboa Blvd., Suite 285, Encino Office Park Bldg. IV Encino, CA 91316 Contact Information Michael Rozbruch 1-866 477-7762 michael@taxresolution.com Website taxresolution.com Description [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/35883/all-about-tax-resolution-services-co">All About Tax Resolution Services, Co</a></p>]]></description>
			<content:encoded><![CDATA[<p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><h3 id="company-name">Company Name</h3>
<p>Tax Resolution Services, Co</p>
<h3 id="ownersmanagers">Owners/Managers</h3>
<p>Michael Rozbruch, Founder and CEO<br />
CPA and Certified Tax Resolution Specialist (CTRS)</p>
<p>Brian Compton, President<br />
CPA and Certified Tax Resolution Specialist (CTRS)</p>
<h3 id="physical-street-address">Physical Street Address</h3>
<p>6345 Balboa Blvd.,<br />
Suite 285,<br />
Encino Office Park Bldg. IV<br />
Encino, CA 91316 </p>
<h3 id="contact-information">Contact Information</h3>
<p>Michael Rozbruch<br />
1-866 477-7762<br />
<a href="mailto:michael@taxresolution.com">michael@taxresolution.com</a></p>
<h3 id="website">Website</h3>
<p><a href="http://www.taxresolution.com/">taxresolution.com</a></p>
<h3 id="description-of-services-provided">Description of Services Provided</h3>
<p>IRS and State tax Representation, Mediation and Negotiation</p>
<h3 id="what-makes-us-special">What Makes Us Special</h3>
<ul>
<li>Business Model is predicated on staffing 6 professionals to 1 tax consultant (salesperson);
<li>Intensive 4-6 week in-house training before a tax consultant is permitted on the phone;
<li>Review/audit of prospect calls that become clients for client care purposes;
<li>New clients contacted (and work commences) within 48-72 hours of being retained;
<li>All clients contacted every 25 days for a case status update;
<li>14 year track record with a BBB B+ rating; Five Star rating with TustLink (140 reviews);
<li>Only national firm that requires all licensed professionals to obtain the CTRS credential fromm the American Society of Tax Problem Solvers (www.ASTPS.org);
<li>Owned and operated by 2 &#8220;active&#8221; CPAs in good standing by their respective State Boards Of Accountancy;
<li>Have saved our clients over $82 million in tax, penalty and interest through various IRS and State programs;
</ul>
<h3 id="our-philosophy-in-assisting-people">Our Philosophy in Assisting People</h3>
<ul>
<li>Everybody deserves a second chance;
<li>Never judge people;
<li>There is a solution to every problem;
<li>Providing exceptional client care while obtaining the lowest settlement allowed under law, in the most expeditous fashon possible;
</ul>
<h3 id="fee-schedule">Fee Schedule</h3>
<p>Fix Flat Fees ranging from $500 to $25,000</p>
<h3 id="client-satisfaction-policy">Client Satisfaction Policy</h3>
<p>Full refunds granted within 7 &#8211; 14 days of becoming a client.</p>
<p>Partial refunds granted based on facts and circumstances.</p>
<p>We work cases as if we&#8217;ve been paid in full, although we generally only receive about 25%-33% of the flat fee to begin work. We &#8220;carry&#8221; clients, on the remainder, for up to ten months.</p>
<blockquote><p>If you would like to be a featured debt relief company, just <a href="http://getoutofdebt.org/31217/get-your-debt-relief-company-featured-for-free-on-the-getoutofdebt-org-site">complete this form</a>.</p></blockquote>
<p><em>The information contained on this page was provided by the company itself as a way to introduce themselves to the public. It has not been independently verified. </em></p>
<h3 id="have-you-used-this-company-and-would-love-to-share-your-opinion-about-them-post-your-comment-below">Have you used this company and would love to share your opinion about them? Post your comment below.</h3>
<p>Source: <a href="http://getoutofdebt.org/35883/all-about-tax-resolution-services-co" rel="bookmark" title="Permanent Link: All About Tax Resolution Services, Co">All About Tax Resolution Services, Co</a></p>
<div id="wpcr_respond_1"></div><h3  class="related_post_title">Other Related Articles to Read</h3><ul class="related_post"><li><a href="http://getoutofdebt.org/21441/nations-leading-tax-relief-firm-helps-distressed-homeowners-resolve-irs-back-taxes" title="Nation&#8217;s Leading Tax Relief Firm Helps Distressed Homeowners Resolve IRS Back Taxes">Nation&#8217;s Leading Tax Relief Firm Helps Distressed Homeowners Resolve IRS Back Taxes</a></li><li><a href="http://getoutofdebt.org/24288/sean-hannity-endorses-tax-resolution-services-co-for-ethical-and-expert-tax-relief" title="Sean Hannity Endorses Tax Resolution Services, Co. for Ethical and Expert Tax Relief">Sean Hannity Endorses Tax Resolution Services, Co. for Ethical and Expert Tax Relief</a></li><li><a href="http://getoutofdebt.org/22466/tax-relief-providers-want-to-avoid-new-ftc-telemarketing-sales-rules" title="Tax Relief Providers Want to Avoid New FTC Telemarketing Sales Rules">Tax Relief Providers Want to Avoid New FTC Telemarketing Sales Rules</a></li><li><a href="http://getoutofdebt.org/22300/need-for-tax-help-grows-as-irs-seeks-funds-to-bail-out-bankrupt-nation" title="Need for Tax Help Grows as IRS Seeks Funds to Bail Out Bankrupt Nation">Need for Tax Help Grows as IRS Seeks Funds to Bail Out Bankrupt Nation</a></li><li><a href="http://getoutofdebt.org/22143/tax-resolution-services-scam-complaint-review-or-praise" title="Tax Resolution Services &#8211; Scam, Complaint, Review, or Praise?">Tax Resolution Services &#8211; Scam, Complaint, Review, or Praise?</a></li><li><a href="http://getoutofdebt.org/21520/nation%e2%80%99s-leading-tax-relief-firm-helps-client-resolve-91000-in-irs-back-taxes" title="Nation’s Leading Tax Relief Firm Helps Client Resolve $91,000 in IRS Back Taxes">Nation’s Leading Tax Relief Firm Helps Client Resolve $91,000 in IRS Back Taxes</a></li><li><a href="http://getoutofdebt.org/21433/tax-resolution-services-co-honored-on-inc-magazines-top-5000-list" title="Tax Resolution Services, Co., Honored on Inc. Magazine&#8217;s Top 5000 List">Tax Resolution Services, Co., Honored on Inc. Magazine&#8217;s Top 5000 List</a></li><li><a href="http://getoutofdebt.org/21284/tax-resolution-firm-helps-taxpayers-by-offering-irs-tax-relief-tips-on-facebook" title="Tax Resolution Firm Helps Taxpayers by Offering IRS Tax Relief Tips on Facebook">Tax Resolution Firm Helps Taxpayers by Offering IRS Tax Relief Tips on Facebook</a></li></ul><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/35883/all-about-tax-resolution-services-co">All About Tax Resolution Services, Co</a></p>]]></content:encoded>
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		<title>All About Consumer Recovery Network</title>
		<link>http://getoutofdebt.org/34423/all-about-consumer-recovery-network</link>
		<comments>http://getoutofdebt.org/34423/all-about-consumer-recovery-network#comments</comments>
		<pubDate>Sun, 12 Feb 2012 21:33:13 +0000</pubDate>
		<dc:creator>Michael Bovee</dc:creator>
				<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[Featured Debt Relief Company]]></category>
		<category><![CDATA[consumer recovery network]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=34423</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Company Name Consumer Recovery Network Owners/Managers Michael Bovee &#8211; CRN President Physical Street Address 110 Main Suite A Sandpoint, Idaho 83864 Contact Information 800-939-8357 info@consumerrecoverynetwork.com Website consumerrecoverynetwork.com Description of Services Provided We provide detailed information to those struggling with debt. The comprehensive upfront debt and credit education is supplemented with ongoing information delivered throughout our [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/34423/all-about-consumer-recovery-network">All About Consumer Recovery Network</a></p>]]></description>
			<content:encoded><![CDATA[<p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><h3 id="company-name">Company Name</h3>
<p>Consumer Recovery Network</p>
<h3 id="ownersmanagers">Owners/Managers</h3>
<p>Michael Bovee &#8211; CRN President</p>
<h3 id="physical-street-address">Physical Street Address</h3>
<p>110 Main Suite A<br />
Sandpoint, Idaho 83864 </p>
<div align="center"><a href="http://cdn.getoutofdebt.org/wp-content/uploads/2012/02/Screen-Shot-2012-02-12-at-4.29.12-PM.jpg?7d8816"><img src="http://cdn3.getoutofdebt.org/wp-content/uploads/2012/02/Screen-Shot-2012-02-12-at-4.29.12-PM-200x173.jpg?7d8816" alt="All About Consumer Recovery Network consumer recovery network  featured debt relief company debt relief industry " title="All About Consumer Recovery Network featured debt relief company debt relief industry  consumer recovery network " width="200" height="173" class="alignnone size-medium wp-image-34424" /></a></div>
<h3 id="contact-information">Contact Information</h3>
<p>800-939-8357<br />
<a href="mailto:info@consumerrecoverynetwork.com">info@consumerrecoverynetwork.com</a></p>
<h3 id="website">Website</h3>
<p><a href="http://www.consumerrecoverynetwork.com/">consumerrecoverynetwork.com</a></p>
<h3 id="description-of-services-provided">Description of Services Provided</h3>
<p>We provide detailed information to those struggling with debt. The comprehensive upfront debt and credit education is supplemented with ongoing information delivered throughout our subscribers experience, and further enhanced by the ability to work one on one with a professional debt and credit coach.</p>
<p>We provide training and support to the debt relief services industry. We are accessible to market participants who are committed to developing their brand and focused on the success of their clients through the delivery of comprehensive instruction on an as needed and ongoing basis.</p>
<p>Limited by the geographic location of our subscribers, we do provide some direct debt negotiation services to our active members.</p>
<h3 id="what-makes-us-special">What Makes Us Special</h3>
<p>CRN is unique in the debt relief market place for many reasons. Here are some of the attributes that we believe place us in a special category:</p>
<p>Our education is designed to assist our members with making good debt relief decisions based on each members unique set of circumstances. Rather than &#8220;canned&#8221; and &#8220;one size fits all&#8221; solutions found throughout the market place for bankruptcy alternatives, our approach allows our members to be flexible and creative during their debt relief journey.</p>
<p>Through education and information we empower our members to be part of their own success. What this translates into is lower costs and more affordable solutions. When our members save money on professional fees they can better manage their cash flow and monthly budget; reduce the time it takes to get clear of problem debts; better manage and prepare for future credit goals; and in different instances achieve better and more meaningful results than can be achieved through third party intervention.</p>
<p>At the time of this writing CRN is the only company providing complete DIY debt settlement education with ongoing support combined with access to attorney directed full service negotiations and settlement where the fees are capped at 15% of savings and paid strictly on a contingency.</p>
<p>CRN provides a unique social network experience through its subscriber forum where our members can interact with and assist each other as they navigate their way through the debt relief process.</p>
<h3 id="our-philosophy-in-assisting-people">Our Philosophy in Assisting People</h3>
<p>Do the right thing, at the right time, for the right reason, with the right people.</p>
<p>This is CRN’s basic philosophy and drives how we do business. It is reflected in how we provide honest, affordable, and effective tools to the public and the debt relief business community. This attitude is also reflected in the partners we have selected into our network of service providers.</p>
<h3 id="fee-schedule">Fee Schedule</h3>
<p>At the time of this writing CRN charges:<br />
$99.00 for the foundational education and first month membership.<br />
Full Membership subscribers pay $50.00 per month thereafter.</p>
<p>CRN and its network partners charge fees for direct debt settlement services at the rate of 15% of the savings achieved on your behalf. These fees are not paid until the service is performed.</p>
<p>Other network partners provide direct services to CRN members for a fair rate and a discount where possible.</p>
<h3 id="client-satisfaction-policy">Client Satisfaction Policy</h3>
<p>CRN basic education subscribers are guaranteed to receive value for the $99.00 enrollment costs or your money back. I would say no questions asked, but we will ask you to tell us where we fell short of your expectations so that we can improve ourselves for the benefit of all. You of course get the guarantee and a prompt return of your money whether you participate in the survey or not.</p>
<blockquote><p>If you would like to be a featured debt relief company, just <a href="http://getoutofdebt.org/31217/get-your-debt-relief-company-featured-for-free-on-the-getoutofdebt-org-site">complete this form</a>.</p></blockquote>
<p><em>The information contained on this page was provided by the company itself as a way to introduce themselves to the public. It has not been independently verified. </em></p>
<h3 id="have-you-used-this-company-and-would-love-to-share-your-opinion-about-them-post-your-comment-below">Have you used this company and would love to share your opinion about them? Post your comment below.</h3>
<div id="wpcr_respond_1"></div><h3  class="related_post_title">Other Related Articles to Read</h3><ul class="related_post"><li><a href="http://getoutofdebt.org/34326/debt-relief-information-and-innovation-helping-companies-help-their-customers" title="Debt Relief Information and Innovation – Helping Companies Help Their Customers">Debt Relief Information and Innovation – Helping Companies Help Their Customers</a></li><li><a href="http://getoutofdebt.org/27969/see-who-is-for-and-against-california-sb-708-debt-settlement-legislation" title="See Who is For and Against California SB 708 Debt Settlement Legislation">See Who is For and Against California SB 708 Debt Settlement Legislation</a></li><li><a href="http://getoutofdebt.org/27260/couple-did-it-themselves-settles-half-million-dollars-of-debt-for-154k" title="Couple Did It Themselves. Settles Half Million Dollars of Debt For $154K.">Couple Did It Themselves. Settles Half Million Dollars of Debt For $154K.</a></li><li><a href="http://getoutofdebt.org/26634/where-the-site-is-headed-and-what-is-coming-up-free-free-free" title="Where the Site is Headed and What is Coming Up. Free, Free, Free.">Where the Site is Headed and What is Coming Up. Free, Free, Free.</a></li><li><a href="http://getoutofdebt.org/26211/debt-free-and-you-can-be-too" title="Debt Free! And You Can Be Too">Debt Free! And You Can Be Too</a></li><li><a href="http://getoutofdebt.org/22232/consumer-recovery-network-taking-on-abandoned-debt-settlement-clients-for-significantly-reduced-rate" title="Consumer Recovery Network Taking on Abandoned Debt Settlement Clients for Significantly Reduced Rate">Consumer Recovery Network Taking on Abandoned Debt Settlement Clients for Significantly Reduced Rate</a></li><li><a href="http://getoutofdebt.org/21701/consumer-recovery-network-scam-complaint-review-or-praise" title="Consumer Recovery Network &#8211; Scam, Complaint, Review, or Praise?">Consumer Recovery Network &#8211; Scam, Complaint, Review, or Praise?</a></li><li><a href="http://getoutofdebt.org/21700/consumer-recovery-network-makes-the-wall-street-journal-site" title="Consumer Recovery Network Makes The Wall Street Journal Site">Consumer Recovery Network Makes The Wall Street Journal Site</a></li><li><a href="http://getoutofdebt.org/7974/i-make-too-much-money-to-go-bankrupt-so-what-about-debt-settlement-jerry" title="I Make Too Much Money to Go Bankrupt So What About Debt Settlement? &#8211; Jerry">I Make Too Much Money to Go Bankrupt So What About Debt Settlement? &#8211; Jerry</a></li></ul><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/34423/all-about-consumer-recovery-network">All About Consumer Recovery Network</a></p>]]></content:encoded>
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		<title>All About McCarthy Law, PLC</title>
		<link>http://getoutofdebt.org/33630/all-about-mccarthy-law-plc</link>
		<comments>http://getoutofdebt.org/33630/all-about-mccarthy-law-plc#comments</comments>
		<pubDate>Mon, 09 Jan 2012 20:43:36 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[Featured Debt Relief Company]]></category>
		<category><![CDATA[Kevin Fallon McCarthy]]></category>
		<category><![CDATA[Kevin McCarthy]]></category>
		<category><![CDATA[McCarthy Law]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=33630</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Company Name McCarthy Law, PLC Owners/Managers Kevin Fallon McCarthy, Esq. Physical Street Address 5450 East High Street, Suite 300 Phoenix, AZ 85054 Contact Information Office (602) 456-8900; Info@mccarthylawyer.com Additional Addresses: 8880 Rio San Diego, Suite 800 San Diego, CA 92108 Office: (619) 478-6200 1600 Rosecrans Avenue Building 7 4th Floor (Suite 36) Manhattan Beach, CA, [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/33630/all-about-mccarthy-law-plc">All About McCarthy Law, PLC</a></p>]]></description>
			<content:encoded><![CDATA[<p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><h3 id="company-name">Company Name</h3>
<p>McCarthy Law, PLC</p>
<h3 id="ownersmanagers">Owners/Managers</h3>
<p>Kevin Fallon McCarthy, Esq.</p>
<h3 id="physical-street-address">Physical Street Address</h3>
<p>5450 East High Street,<br />
Suite 300<br />
Phoenix, AZ 85054 </p>
<h3 id="contact-information">Contact Information</h3>
<p>Office (602) 456-8900;<br />
<a href="mailto:Info@mccarthylawyer.com">Info@mccarthylawyer.com</a></p>
<p>Additional Addresses:</p>
<p>8880 Rio San Diego, Suite 800<br />
San Diego, CA 92108<br />
Office: (619) 478-6200</p>
<p>1600 Rosecrans Avenue<br />
Building 7<br />
4th Floor (Suite 36)<br />
Manhattan Beach, CA, 90266<br />
Office: (310) 564.0999</p>
<p>10100 Santa Monica Boulevard, Suite 300<br />
Suite 300<br />
Los Angeles, CA 90067<br />
Office: (310) 564-0999 </p>
<p>California website: <a href="http://www.debtsettlement-ca.com">www.debtsettlement-ca.com</a></p>
<h3 id="website">Website</h3>
<p><a href="http://www.attorneydebtsettled.com">www.attorneydebtsettled.com</a></p>
<div align="center"><a href="http://cdn3.getoutofdebt.org/wp-content/uploads/2012/01/Phoenix-Debt-Settlement-Attorney-Arizona-Debt-Settlement-Phoenix-AZ-Credit-Card-Lawyer-Consumer-Debt-Negotiation-AZ-20120109.jpg?7d8816"><img src="http://cdn.getoutofdebt.org/wp-content/uploads/2012/01/Phoenix-Debt-Settlement-Attorney-Arizona-Debt-Settlement-Phoenix-AZ-Credit-Card-Lawyer-Consumer-Debt-Negotiation-AZ-20120109-200x305.jpg?7d8816" alt="All About McCarthy Law, PLC McCarthy Law Kevin McCarthy Kevin Fallon McCarthy  featured debt relief company debt relief industry " title="All About McCarthy Law, PLC featured debt relief company debt relief industry  McCarthy Law Kevin McCarthy Kevin Fallon McCarthy " width="200" height="305" class="alignleft size-medium wp-image-33631" /></a></div>
<h3 id="description-of-services-provided">Description of Services Provided</h3>
<p>Our law firm negotiates for large reductions in our clients’ unsecured debts without the need for bankruptcy. We have attorneys and offices in Phoenix, AZ, San Diego, CA, Manhattan Beach, CA, and Century City, CA.</p>
<h3 id="what-makes-us-special">What Makes Us Special</h3>
<p>Unlike a traditional debt settlement company, we are a law firm. As a law firm, we can and do represent clients if they are sued by a creditor for just $500 and the cost of filing an answer on their behalf, as part of our larger debt workout program. We are the total solution for folks burdened by credit card debt.</p>
<h3 id="our-philosophy-in-assisting-people">Our Philosophy in Assisting People</h3>
<p>It is our business at McCarthy Law to help people who are in difficult financial situations because of too much debt. For many different reasons – the loss of a job, personal or medical emergencies, divorce, declining home values, a difficult economic environment – many people find themselves in financial difficulties. </p>
<p>Declaring bankruptcy may be the best answer in any particular person’s unique situation. If so, we will refer them to a bankruptcy law firm. If, however, an individual is not a good candidate for bankruptcy, our attorneys can work with clients and their creditors to resolve the debts they are facing. </p>
<h3 id="fee-schedule">Fee Schedule</h3>
<p>Our initial consultation is ALWAYS free. Our firm requires a small initial fee and a legal fee, both of which are dependent on the nature of the debt, the amount of debt, the number of creditors, the identity of creditors, and the length of time the client estimates he or she will require to assemble funds for settlement. Additionally, if our client is sued by a creditor during the time in which we are retained, we will represent them in that suit for an additional flat fee of $500, plus the cost of filing an answer to the lawsuit. </p>
<p>We guarantee to settle a client’s debt at or below a certain percentage of the amount claimed due. The level and nature of the guarantee, like the legal fee, depends on the nature of the debt, the amount of the debt, the number of creditors, the identity of creditors, and the length of time the client estimates he or she will require to assemble funds for settlement.</p>
<h3 id="client-satisfaction-policy">Client Satisfaction Policy</h3>
<p>We offer virtually all of our clients seven days to change their minds and receive a full refund of any monies paid. We always guarantee to settle a client’s debt at or below a certain percentage of the amount claimed due. The level and nature of the guarantee, like our legal fee, depends on the nature of the debt, the amount of the debt, the number of creditors, the identity of creditors, and the length of time the client estimates he or she will require to assemble funds for settlement.</p>
<blockquote><p>If you would like to be a featured debt relief company, just <a href="http://getoutofdebt.org/31217/get-your-debt-relief-company-featured-for-free-on-the-getoutofdebt-org-site">complete this form</a>.</p></blockquote>
<p><em>The information contained on this page was provided by the company itself as a way to introduce themselves to the public. It has not been independently verified. </em></p>
<h3 id="have-you-used-this-company-and-would-love-to-share-your-opinion-about-them-post-your-comment-below">Have you used this company and would love to share your opinion about them? Post your comment below.</h3>
<div id="wpcr_respond_1"></div><h3  class="related_post_title">Other Related Articles to Read</h3><ul class="related_post"><li>No Related Post</li></ul><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/33630/all-about-mccarthy-law-plc">All About McCarthy Law, PLC</a></p>]]></content:encoded>
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		<title>All About New Era Debt Solutions</title>
		<link>http://getoutofdebt.org/31602/all-about-new-era-debt-solutions</link>
		<comments>http://getoutofdebt.org/31602/all-about-new-era-debt-solutions#comments</comments>
		<pubDate>Fri, 28 Oct 2011 12:05:16 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[Featured Debt Relief Company]]></category>
		<category><![CDATA[Alex Viecco]]></category>
		<category><![CDATA[Camarillo Chamber of Commerce]]></category>
		<category><![CDATA[Dan Smith]]></category>
		<category><![CDATA[instant access to tools]]></category>
		<category><![CDATA[Make-A-Wish-Foundation]]></category>
		<category><![CDATA[new era debt solutions]]></category>
		<category><![CDATA[online client site]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=31602</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Company Name New Era Debt Solutions Owners/Managers Dan Smith – President Alex Viecco – Vice-President Physical Street Address 295 Willis Ave. Camarillo, CA 93010 Contact Information 888-639-4050 info@NewEraDebtSolutions.com Website www.NewEraDebtSolutions.com Description of Services Provided New Era Debt Solutions is a Full-Service Debt Settlement Company. By Full-Service we mean that all client services are performed under [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/31602/all-about-new-era-debt-solutions">All About New Era Debt Solutions</a></p>]]></description>
			<content:encoded><![CDATA[<p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><h3 id="company-name">Company Name</h3>
<p>New Era Debt Solutions</p>
<h3 id="ownersmanagers">Owners/Managers</h3>
<p>Dan Smith – President<br />
Alex Viecco – Vice-President</p>
<h3 id="physical-street-address">Physical Street Address</h3>
<p>295 Willis Ave.<br />
Camarillo,  CA   93010</p>
<h3 id="contact-information">Contact Information</h3>
<p>888-639-4050<br />
info@NewEraDebtSolutions.com</p>
<h3 id="website">Website</h3>
<p><a href="http://www.NewEraDebtSolutions.com">www.NewEraDebtSolutions.com</a></p>
<h3 id="description-of-services-provided">Description of Services Provided</h3>
<p>New Era Debt Solutions is a Full-Service <a href="http://www.neweradebtsolutions.com">Debt Settlement Company</a>.</p>
<p>By Full-Service we mean that all client services are performed under one roof in the same location. The services are not outsourced to another company, in or out of the USA.</p>
<p>New Era negotiates with creditors to reduce the amount of money owed.</p>
<p>New Era settles both consumer debt as well as business debt.</p>
<p>New Era has attorneys on staff to help negotiate on the client’s behalf.</p>
<h3 id="what-makes-us-special">What Makes Us Special</h3>
<p>The thousands of successful and satisfied clients are what really make New Era Debt Solutions special. Please hear directly from our clients at <a href="http://www.neweradebtsolutions.com/Testimonials.aspx">http://www.neweradebtsolutions.com/Testimonials.aspx</a></p>
<p>For many years the Better Business Bureau gave every debt settlement company in the country an F rating. New Era Debt Solutions challenged the BBB to see for themselves that when it comes to debt settlement solutions, we are different from every other debt settlement company in the country. The BBB performed their due diligence and put us to the test. Their investigation was thorough and it was complete. When they were finished, they gave New Era an A+, the highest possible rating for any company!</p>
<p>New Era Debt Solutions is a founding member of the <a href="http://www.neweradebtsolutions.com/blog/new-era-debt-solutions-proud-to-be-a-founding-member-of-the-aacc/">American Association of Credit Counselors</a>. The AACC requires that all members satisfy strict standards to qualify for membership. The motto of the AACC is “Putting Consumers First”.</p>
<p>New Era Debt Solutions has earned a 97% customer satisfaction rate in surveys performed by a third party.</p>
<p>New Era has more than a decade of experience and has settled over $170,000,000 on behalf of its clients. </p>
<p>For over ten years New Era has been working diligently with creditors and delivering results. Having a solid reputation with the creditors has proven to be a benefit to the clients we serve.</p>
<p>New Era is 100% compliant with the Federal Trade Commission amended Telemarketing Sales Rule (“TSR”) which, among other things, precludes the collection of up-front fees.</p>
<p>New Era is a member of the Camarillo Chamber of Commerce and donates a portion of all proceeds to the Make-A-Wish Foundation.</p>
<p>For protection of sensitive information, all data is stored on on-site servers in their Camarillo location.</p>
<p>New Era Debt Solutions is a full disclosure company and transparent with their success rates.</p>
<p>There is an Account Management Team assigned to every client.</p>
<p>There is a professional expert negotiator assigned to every client.</p>
<p>New Era has an accessible staff of knowledgeable people right here in the USA.</p>
<p>New Era provides each client with their own online client site to provide instant access to tools and monitoring of their account.</p>
<p>New Era is a people-friendly company with a great reputation.</p>
<h3 id="our-philosophy-in-assisting-people">Our Philosophy in Assisting People</h3>
<p>New Era’s philosophy is that The Client Always Comes First and to support our clients in anyway possible to ensure their success throughout the program.</p>
<p>Our Mission Statement – “New Era Debt Solutions is committed to helping families improve their quality of life by freeing them from the burden of debt. It is our goal to help people eliminate their debt as quickly and inexpensively as possible.”</p>
<p>Our Vision Statement &#8211; “Based on sound principles, high standards, integrity, and customer satisfaction, New Era Debt Solutions will be the best debt settlement company in America, and a model for what the entire debt settlement industry should be.”</p>
<h3 id="fee-schedule">Fee Schedule</h3>
<p>New Era charges no fees up-front and is compliant with the FTC.</p>
<p>The fees range between 7.5% to 15% of the debt amount. </p>
<p>The clients are not on the hook for any long-term contracts. They can cancel at any time.</p>
<p>The client’s funds are held in an FDIC insured trust account that only they control.</p>
<p>There are discounts available for both active military and veterans.</p>
<p>The New Era program is guaranteed to save money or there is no fee.</p>
<h3 id="client-satisfaction-policy">Client Satisfaction Policy</h3>
<p>We believe if we can’t save you money then we don’t deserve to get paid.</p>
<p>New Era Debt Solutions doesn’t charge any fees at all until after a settlement is made;<br />
and if that settlement doesn’t save money then there is no fee.</p>
<p>We believe in providing a product that all clients will be satisfied with.<br />
If for some reason a client isn’t satisfied they have direct access to senior management.</p>
<hr />
<blockquote><p>If you would like to be a featured debt relief company, just <a href="http://getoutofdebt.org/31217/get-your-debt-relief-company-featured-for-free-on-the-getoutofdebt-org-site">complete this form</a>.</p></blockquote>
<p><em>The information contained on this page was provided by the company itself as a way to introduce themselves to the public. It has not been independently verified. </em></p>
<h3 id="have-you-used-this-company-and-would-love-to-share-your-opinion-about-them-post-your-comment-below">Have you used this company and would love to share your opinion about them? Post your comment below.</h3>
<div id="wpcr_respond_1"></div><h3  class="related_post_title">Other Related Articles to Read</h3><ul class="related_post"><li><a href="http://getoutofdebt.org/22130/my-interview-with-alex-viecco-of-new-era-debt-solutions-after-they-resigned-from-tasc" title="My Interview With Alex Viecco of New Era Debt Solutions After They Resigned From TASC">My Interview With Alex Viecco of New Era Debt Solutions After They Resigned From TASC</a></li><li><a href="http://getoutofdebt.org/23929/interview-with-alex-viecco-of-new-era-debt-solutions-about-their-a-bbb-rating" title="Interview With Alex Viecco of New Era Debt Solutions About Their A+ BBB Rating">Interview With Alex Viecco of New Era Debt Solutions About Their A+ BBB Rating</a></li><li><a href="http://getoutofdebt.org/22239/we-quit-in-debt-settlement-and-making-your-finances-more-friendly-the-get-out-of-debt-guy-show" title="&#8220;We Quit&#8221; in Debt Settlement and Making Your Finances More Friendly &#8211; The Get Out of Debt Guy Show">&#8220;We Quit&#8221; in Debt Settlement and Making Your Finances More Friendly &#8211; The Get Out of Debt Guy Show</a></li><li><a href="http://getoutofdebt.org/20099/interview-with-alex-viecco-from-new-era-debt-solutions-on-how-a-performance-fee-model-can-work" title="Interview with Alex Viecco from New Era Debt Solutions on How a Performance Fee Model Can Work">Interview with Alex Viecco from New Era Debt Solutions on How a Performance Fee Model Can Work</a></li><li><a href="http://getoutofdebt.org/30903/sales-representative-finds-new-way-to-poach-debt-settlement-clients" title="Sales Representative Finds New Way to Poach Debt Settlement Clients">Sales Representative Finds New Way to Poach Debt Settlement Clients</a></li><li><a href="http://getoutofdebt.org/23926/new-era-debt-solutions-scores-a-with-bbb" title="New Era Debt Solutions Scores A+ With BBB">New Era Debt Solutions Scores A+ With BBB</a></li><li><a href="http://getoutofdebt.org/23399/big-cheer-for-new-era-debt-solutions" title="Big Cheer for New Era Debt Solutions">Big Cheer for New Era Debt Solutions</a></li><li><a href="http://getoutofdebt.org/22128/new-era-debt-solutions-tells-tasc-to-shove-it-after-attending-debt-settlement-conference" title="New Era Debt Solutions Tells TASC to Shove It After Attending Debt Settlement Conference">New Era Debt Solutions Tells TASC to Shove It After Attending Debt Settlement Conference</a></li><li><a href="http://getoutofdebt.org/21430/morgan-drexen-partners-with-the-make-a-wish%c2%ae-foundation-of-orange-county-and-the-inland-empire-to-sponsor-a-young-boys%e2%80%99-all-star-baseball-wish" title="Morgan Drexen Partners with the Make-A-Wish® Foundation of Orange County and the Inland Empire to Sponsor a Young Boys’ All-Star Baseball Wish">Morgan Drexen Partners with the Make-A-Wish® Foundation of Orange County and the Inland Empire to Sponsor a Young Boys’ All-Star Baseball Wish</a></li><li><a href="http://getoutofdebt.org/20093/performance-fee-debt-settlement-company-new-era-comes-out-shining-in-test" title="Performance Fee Debt Settlement Company, New Era, Comes Out Shining in Test">Performance Fee Debt Settlement Company, New Era, Comes Out Shining in Test</a></li></ul><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/31602/all-about-new-era-debt-solutions">All About New Era Debt Solutions</a></p>]]></content:encoded>
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		<title>All About Cambridge Credit Counseling Corp.</title>
		<link>http://getoutofdebt.org/31600/all-about-cambridge-credit-counseling-corp</link>
		<comments>http://getoutofdebt.org/31600/all-about-cambridge-credit-counseling-corp#comments</comments>
		<pubDate>Fri, 21 Oct 2011 12:01:40 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[Featured Debt Relief Company]]></category>
		<category><![CDATA[association of independent consumer credit counseling agencies]]></category>
		<category><![CDATA[cambridge credit counseling]]></category>
		<category><![CDATA[Cambridge Credit Counseling Corporation]]></category>
		<category><![CDATA[Christopher Viale]]></category>
		<category><![CDATA[credit counseling]]></category>
		<category><![CDATA[debt management plan]]></category>
		<category><![CDATA[Pre-purchase Rental and MA Department of Elderly Affairs]]></category>
		<category><![CDATA[reverse mortgage]]></category>
		<category><![CDATA[Thomas Herbert]]></category>
		<category><![CDATA[Tracy Guay]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=31600</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Company Name Cambridge Credit Counseling Corp. Owners/Managers Christopher A. Viale, President &#038; CEO Thomas W. Hebert, Chief Financial Officer Tracy Guay, Clerk Of the Corporation Physical Street Address 67 Hunt Street Agawam, MA 01030 Contact Information 1-800-CAMBRIDGE (1-800-226-2743) info@cambridgecredit.org Website CambridgeCredit.org Description of Services Provided Cambridge Credit Counseling Corp. is a 501(c) 3 non-profit credit [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/31600/all-about-cambridge-credit-counseling-corp">All About Cambridge Credit Counseling Corp.</a></p>]]></description>
			<content:encoded><![CDATA[<p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><h3 id="company-name">Company Name</h3>
<p>Cambridge Credit Counseling Corp.</p>
<h3 id="ownersmanagers">Owners/Managers</h3>
<p>Christopher A. Viale, President &#038; CEO<br />
Thomas W. Hebert, Chief Financial Officer<br />
Tracy Guay, Clerk Of the Corporation</p>
<h3 id="physical-street-address">Physical Street Address</h3>
<p>67 Hunt Street<br />
Agawam, MA 01030 </p>
<h3 id="contact-information">Contact Information</h3>
<p>1-800-CAMBRIDGE (1-800-226-2743)<br />
info@cambridgecredit.org</p>
<h3 id="website">Website</h3>
<p><a href="http://www.cambridgecredit.org/">CambridgeCredit.org</a></p>
<h3 id="description-of-services-provided">Description of Services Provided</h3>
<p>Cambridge Credit Counseling Corp. is a 501(c) 3 non-profit credit and housing counseling agency. All consumers who contact Cambridge have the opportunity to engage in a thorough analysis of their finances and to receive education and budgeting advice appropriate to their circumstances, free of charge. If such a financial assessment indicates that the consumer would not ordinarily be able to alleviate his or her debt without creditor concessions, Cambridge will offer the option of enrolling in its debt management program (DMP) to help the individual establish an affordable and convenient plan to repay their current debts in a timely manner.</p>
<p>As a HUD Certified housing counseling agency, we work to assist consumers with the many homeownership concerns indicative of our current economic climate. Our Housing division offers offers HUD-approved housing counseling services for homeowners, prospective buyers and renters. Among the services offered by our experienced staff are Foreclosure intervention, Pre-purchase, Rental, and </p>
<p>MA Department of Elderly Affairs approved Reverse Mortgage Counseling.<br />
Lastly, Cambridge is a US Department of Justice approved Pre-Filing Bankruptcy Counseling service, helping to empower consumers who’ve begun the bankruptcy process. </p>
<h3 id="what-makes-us-special">What Makes Us Special</h3>
<p>Our Counseling Department is comprised of AFCPE Accredited Credit Counselors, and our Housing Department is staffed by NCHEC Certified Housing Counselors. on average, these dedicated individuals have been assisting consumers with financial problems for more than 10 years. Their unique insights and critical thinking has helped more than 2,000,000 Americans take a proactive approach to remedying their financial concerns.</p>
<p>For those consumers opting to use our Debt Management Program, we have developed an extensive post-counseling initiative that reinforces the education provided during the initial counseling session, ensuring consumers get the most out their Debt Management Plan experience. Although a DMP can be instrumental in helping some consumers become debt free in a 5-year timeframe, enrollment alone does not prevent them from reverting to the behaviors, attitudes and spending patterns that resulted in their need to contact Cambridge in the first place. For this reason, Cambridge’s counselors reach out to these consumers for three post-counseling sessions within their first 90 days of enrollment, and offer financial check-ups every six months thereafter. Furthermore, Our staff also conducts comprehensive reviews of every client’s account after four months to make sure all benefits have been appropriately extended. </p>
<p>Cambridge discloses performance and satisfaction information each quarter as part our effort to promote transparency in the debt relief industry. Results can be seen on our website at <a href="http://www.cambridge-credit.org./transparency.html">www.cambridge-credit.org./transparency.html</a>.</p>
<p>Lastly, Cambridge maintains an A+ rating with the BBB, are members of the Association of Independent Consumer Credit Counseling Agencies (AICCCA) and have been audited to their best practices (the AICCCA Code of Practice) since 2005.</p>
<h3 id="our-philosophy-in-assisting-people">Our Philosophy in Assisting People</h3>
<p>Cambridge is dedicated to promoting a more knowledgeable and financially responsible America: by teaching sound money management practices; by assisting financially distressed individuals and families through appropriate counseling, education and advice; and by providing people with information and resources needed to obtain, maintain and sustain housing.</p>
<h3 id="fee-schedule">Fee Schedule</h3>
<p>Cambridge follows all state laws regarding the charging of fees. Fees are capped at $75.00 for the setup (or initial) fee and $50.00 for a monthly fee. Additionally, Cambridge reduces or waives its fees for consumer’s experiencing extreme hardship.</p>
<h3 id="client-satisfaction-policy">Client Satisfaction Policy</h3>
<p>Cambridge will refund its initial fee to any client who cancels within the first 90 days of enrollment. Cambridge’s goal is to maintain a 95% Satisfaction score for both its Credit Counseling and Client Support divisions, as measured through surveys sent to random members of the client population each quarter. We also expect that 65% of respondents will rate their experiences as “Excellent.”</p>
<blockquote><p>If you would like to be a featured debt relief company, just <a href="http://getoutofdebt.org/31217/get-your-debt-relief-company-featured-for-free-on-the-getoutofdebt-org-site">complete this form</a>.</p></blockquote>
<p><em>The information contained on this page was provided by the company itself as a way to introduce themselves to the public. It has not been independently verified. </em></p>
<h3 id="have-you-used-this-company-and-would-love-to-share-your-opinion-about-them-post-your-comment-below">Have you used this company and would love to share your opinion about them? Post your comment below.</h3>
<div id="wpcr_respond_1"></div><h3  class="related_post_title">Other Related Articles to Read</h3><ul class="related_post"><li><a href="http://getoutofdebt.org/7594/im-up-to-my-ears-in-debt-nathan" title="I&#8217;m Up to My Ears in Debt. &#8211; Nathan">I&#8217;m Up to My Ears in Debt. &#8211; Nathan</a></li><li><a href="http://getoutofdebt.org/32979/less-than-full-balance-plans-and-the-problems-they-create-for-credit-counselors" title="Less Than Full Balance Plans and the Problems They Create for Credit Counselors">Less Than Full Balance Plans and the Problems They Create for Credit Counselors</a></li><li><a href="http://getoutofdebt.org/31826/cambridge-credit%e2%80%99s-latest-transparency-report-finds-consumers-struggling-more-than-ever-to-make-bill-payments" title="Cambridge Credit’s Latest Transparency Report Finds Consumers Struggling More Than Ever to Make Bill Payments">Cambridge Credit’s Latest Transparency Report Finds Consumers Struggling More Than Ever to Make Bill Payments</a></li><li><a href="http://getoutofdebt.org/28865/cambridge-credit-counseling-releases-latest-performance-report" title="Cambridge Credit Counseling Releases Latest Performance Report">Cambridge Credit Counseling Releases Latest Performance Report</a></li><li><a href="http://getoutofdebt.org/27575/the-importance-of-data-transparency-when-working-with-credit-counseling-and-debt-settlement-regulators-and-lawmakers" title="The Importance of Data Transparency When Working With Credit Counseling and Debt Settlement Regulators and Lawmakers">The Importance of Data Transparency When Working With Credit Counseling and Debt Settlement Regulators and Lawmakers</a></li><li><a href="http://getoutofdebt.org/23844/how-can-we-reduce-our-interest-rates-so-we-can-pay-our-own-way-joan" title="How Can We Reduce Our Interest Rates So We Can Pay Our Own Way? &#8211; Joan">How Can We Reduce Our Interest Rates So We Can Pay Our Own Way? &#8211; Joan</a></li><li><a href="http://getoutofdebt.org/21145/the-association-of-credit-counseling-professionals-supports-new-ftc-rules-aimed-at-cleaning-up-the-debt-settlement-industry" title="The Association of Credit Counseling Professionals Supports New FTC Rules Aimed at Cleaning up the Debt Settlement Industry">The Association of Credit Counseling Professionals Supports New FTC Rules Aimed at Cleaning up the Debt Settlement Industry</a></li><li><a href="http://getoutofdebt.org/19578/how-to-shop-for-a-good-debt-management-program" title="How to Shop for a Good Debt Management Program">How to Shop for a Good Debt Management Program</a></li><li><a href="http://getoutofdebt.org/18492/how-can-we-get-a-monthly-payment-lower-than-cambridge-credit-counseling-nicole" title="How Can We Get a Monthly Payment Lower Than Cambridge Credit Counseling? &#8211; Nicole">How Can We Get a Monthly Payment Lower Than Cambridge Credit Counseling? &#8211; Nicole</a></li><li><a href="http://getoutofdebt.org/7233/the-truth-about-the-failure-rates-and-completion-rates-of-credit-counseling-debt-settlement-and-bankruptcy" title="The Truth About The Success Rates, Failure Rates and Completion Rates of Credit Counseling, Debt Settlement, and Bankruptcy.">The Truth About The Success Rates, Failure Rates and Completion Rates of Credit Counseling, Debt Settlement, and Bankruptcy.</a></li></ul><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/31600/all-about-cambridge-credit-counseling-corp">All About Cambridge Credit Counseling Corp.</a></p>]]></content:encoded>
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		</item>
		<item>
		<title>All About Consumer Credit &amp; Budget Counseling, Inc.</title>
		<link>http://getoutofdebt.org/31371/all-about-consumer-credit-budget-counseling-inc</link>
		<comments>http://getoutofdebt.org/31371/all-about-consumer-credit-budget-counseling-inc#comments</comments>
		<pubDate>Mon, 03 Oct 2011 19:05:26 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[Featured Debt Relief Company]]></category>
		<category><![CDATA[cc-bc]]></category>
		<category><![CDATA[CCBC]]></category>
		<category><![CDATA[Consumer Credit & Budget Counseling]]></category>
		<category><![CDATA[George Roe]]></category>
		<category><![CDATA[Judy Sorensen]]></category>
		<category><![CDATA[Ralph Dyer]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=31371</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Company Name Consumer Credit &#038; Budget Counseling, Inc. Owners/Managers Russell Graves &#8211; Executive Director Ralph R. Dyer &#8211; President Judith R. Sorensen &#8211; Vice President George E. Roe, Jr. &#8211; Chief Operating Officer Physical Street Address 299 South Shore Road &#8211; US Route 9 Marmora , NJ 08223 Contact Information ph: 888-738-8233 email: admin@ccbcinfo.org Website [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/31371/all-about-consumer-credit-budget-counseling-inc">All About Consumer Credit &#038; Budget Counseling, Inc.</a></p>]]></description>
			<content:encoded><![CDATA[<p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><h3 id="company-name">Company Name</h3>
<p>Consumer Credit &#038; Budget Counseling, Inc.</p>
<h3 id="ownersmanagers">Owners/Managers</h3>
<p>Russell Graves &#8211; Executive Director<br />
Ralph R. Dyer &#8211; President<br />
Judith R. Sorensen &#8211; Vice President<br />
George E. Roe, Jr. &#8211; Chief Operating Officer</p>
<h3 id="physical-street-address">Physical Street Address</h3>
<div align="center"><a href="http://cdn2.getoutofdebt.org/wp-content/uploads/2011/10/cc-bc-Google-Street-View.jpg?7d8816"><img src="http://cdn2.getoutofdebt.org/wp-content/uploads/2011/10/cc-bc-Google-Street-View-200x138.jpg?7d8816" alt="All About Consumer Credit & Budget Counseling, Inc. Ralph Dyer Judy Sorensen George Roe Consumer Credit &amp; Budget Counseling CCBC cc bc  featured debt relief company debt relief industry " title="All About Consumer Credit & Budget Counseling, Inc. featured debt relief company debt relief industry  Ralph Dyer Judy Sorensen George Roe Consumer Credit &amp; Budget Counseling CCBC cc bc " width="200" height="138" class="alignnone size-medium wp-image-31372" /></a></div>
<p>299 South Shore Road &#8211; US Route 9<br />
Marmora , NJ 08223 </p>
<h3 id="contact-information">Contact Information</h3>
<p>ph: 888-738-8233<br />
email: admin@ccbcinfo.org</p>
<h3 id="website">Website</h3>
<p><a href="http://www.cc-bc.com">www.cc-bc.com</a></p>
<div align="center"><a href="http://cdn2.getoutofdebt.org/wp-content/uploads/2011/10/Consumer-Credit-and-Budget-Counseling-20111003.jpg?7d8816"><img src="http://cdn.getoutofdebt.org/wp-content/uploads/2011/10/Consumer-Credit-and-Budget-Counseling-20111003-600x1111.jpg?7d8816" alt="All About Consumer Credit & Budget Counseling, Inc. Ralph Dyer Judy Sorensen George Roe Consumer Credit &amp; Budget Counseling CCBC cc bc  featured debt relief company debt relief industry " title="All About Consumer Credit & Budget Counseling, Inc. featured debt relief company debt relief industry  Ralph Dyer Judy Sorensen George Roe Consumer Credit &amp; Budget Counseling CCBC cc bc " width="600" height="1111" class="alignnone size-large wp-image-31373" /></a></div>
<h3 id="description-of-services-provided">Description of Services Provided</h3>
<p>Consumer Credit and Budget Counseling, Inc. (CC&#038;BC) is a non-profit education and financial counseling agency founded in 1998 by members of the Graves Family. Each member brought their previous experience in the credit counseling industry as well as a commitment to treat each client with compassion and understanding. CC&#038;BC is a HUD approved housing agency that provides comprehensive housing counseling services, credit and budget counseling, debt management plans, pre- &#038; post-bankruptcy counseling and financial education workshops and seminars to all age groups within the community.</p>
<h3 id="what-makes-us-special">What Makes Us Special</h3>
<p>What makes Consumer Credit &#038; Budget Counseling, Inc. special is our commitment to our clients. Our goal is to educate individuals and families, enabling them to reach their financial goals and solve their financial problems through a variety of education and counseling options. We know that there isn&#8217;t just one solution to fix our client&#8217;s financial difficulties, but we believe that financial education is the key component to success. Empowering our clients with knowledge and options is what sets our agency apart from others in the industry.</p>
<h3 id="our-philosophy-in-assisting-people">Our Philosophy in Assisting People</h3>
<p>Consumer Credit &#038; Budget Counseling, Inc. believes that each client&#8217;s situation is unique and that one solution doesn&#8217;t fit all. In order to provide a comprehensive individualized plan to meet the client&#8217;s goals we review the client&#8217;s overall financial well-being including analyzing their monthly budget, unsecured debt, debt-to-income ratio and overall financial condition. This comprehensive review allows our agency to provide the client with the best options for their unique situation.</p>
<h3 id="fee-schedule">Fee Schedule</h3>
<p>Fees vary by state regulations and guidelines and fees are reduced and/or waived based upon the poverty guidelines established by the US Department of Health and Human Services.</p>
<h3 id="client-satisfaction-policy">Client Satisfaction Policy</h3>
<p>Consumer Credit &#038; Budget Counseling, Inc. prides itself on making client satisfaction our number one priority. Our agency has maintained an A+ rating with the Better Business Bureau which shows our ongoing commitment to make a good faith efforts to resolve any and all consumer complaints.</p>
<blockquote><p>If you would like to be a featured debt relief company, just <a href="http://getoutofdebt.org/31217/get-your-debt-relief-company-featured-for-free-on-the-getoutofdebt-org-site">complete this form</a>.</p></blockquote>
<p><em>The information contained on this page was provided by the company itself as a way to introduce themselves to the public. It has not been independently verified. </em></p>
<h3 id="have-you-used-this-company-and-would-love-to-share-your-opinion-about-them-post-your-comment-below">Have you used this company and would love to share your opinion about them? Post your comment below.</h3>
<div id="wpcr_respond_1"></div><h3  class="related_post_title">Other Related Articles to Read</h3><ul class="related_post"><li>No Related Post</li></ul><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/31371/all-about-consumer-credit-budget-counseling-inc">All About Consumer Credit &#038; Budget Counseling, Inc.</a></p>]]></content:encoded>
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		<title>All About ZipDebt.com</title>
		<link>http://getoutofdebt.org/31242/all-about-zipdebt-com</link>
		<comments>http://getoutofdebt.org/31242/all-about-zipdebt-com#comments</comments>
		<pubDate>Tue, 27 Sep 2011 23:07:17 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Debt Relief Industry]]></category>
		<category><![CDATA[Featured Debt Relief Company]]></category>
		<category><![CDATA[Charles Phelan]]></category>
		<category><![CDATA[ZipDebt.com]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=31242</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Company Name ZipDebt.com Owners/Managers Charles J. Phelan Physical Street Address 1835 S Centre City Parkway Suite A-507 Escondido, CA 92025 Contact Information Charles J. Phelan Toll-free 866-515-2360 charles@zipdebt.com Website http://www.ZipDebt.com Description of Services Provided Since 2004, ZipDebt.com has offered Charles Phelan&#8217;s Do-It-Yourself Debt Negotiation Training &#038; Coaching Program™. Clients receive the EXPERT COACHING needed to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/31242/all-about-zipdebt-com">All About ZipDebt.com</a></p>]]></description>
			<content:encoded><![CDATA[<p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><h3 id="company-name">Company Name</h3>
<p>ZipDebt.com</p>
<h3 id="ownersmanagers">Owners/Managers</h3>
<p>Charles J. Phelan</p>
<h3 id="physical-street-address">Physical Street Address</h3>
<p>1835 S Centre City Parkway Suite A-507<br />
Escondido, CA 92025 </p>
<h3 id="contact-information">Contact Information</h3>
<p>Charles J. Phelan<br />
Toll-free 866-515-2360<br />
charles@zipdebt.com</p>
<h3 id="website">Website</h3>
<p><a href="http://www.ZipDebt.com">http://www.ZipDebt.com</a></p>
<h3 id="description-of-services-provided">Description of Services Provided</h3>
<p>Since 2004, ZipDebt.com has offered Charles Phelan&#8217;s Do-It-Yourself Debt Negotiation Training &#038; Coaching Program™. Clients receive the EXPERT COACHING needed to achieve professional results WITHOUT the huge fees traditionally charged by third-party debt settlement firms. Our program gives you all the tools you need to be successful at negotiating your own settlements.</p>
<p>Training Course– First you&#8217;ll receive the Debt Settlement Success Seminar™, a comprehensive 8-hour audio-CD course, including forms, letters, and workbook. As a debt negotiation pioneer and the former executive of a large settlement company, Charles Phelan shows you all the insider tips and tricks needed to achieve successful results at a fraction of the usual cost.</p>
<p>Strategy Session – After listening to the audio seminar, you’ll schedule a one-on-one telephone consultation to discuss your situation and help you tailor the debt settlement approach to your specific financial circumstances. </p>
<p>NEW &#8220;Top Secret&#8221; MEMBER AREA! The ZipDebt Member Area is a &#8220;Top Secret&#8221; section of the website that reveals what settlement percentages the major credit card banks have recently been accepting. It also includes advice on how to frame your starting offers, when to start your haggling, and other &#8220;nuts and bolts&#8221; information needed to successfully achieve great settlements. </p>
<p>Private Coaching by Email or Telephone – On the Premium Program, you may email or telephone for advice any time within 12 months of purchase (renewable in 6-month increments.) On the Enhanced Program, you may email for advice any time within 6 months of purchase (renewable in 6-month increments). On either program, you will promptly receive thorough answers to any questions that may arise as you negotiate your way toward debt-freedom. </p>
<p>Document Review – Have a question about a collection notice? Fax it over and we’ll reply with our professional evaluation. Not sure if a settlement letter is acceptable? We&#8217;ve seen thousands of them. Fax it to over and we’ll give you a thumbs-up or thumbs-down. </p>
<h3 id="what-makes-us-special">What Makes Us Special</h3>
<p>We invented the &#8220;DIY with a coach&#8221; method of debt settlement, and many others have since tried to copy it without our success. the reason we are successful with this coaching approach where others are not is simple &#8212; we take the time to give personal attention to our clients. In order to properly coach people, you must have a clear understanding of their circumstances and provide answers tailored to that client. Competing firms often take a &#8220;cookie cutter&#8221; approach and provide pat answers to client questions while they are going through the process. We believe that just providing a website or a book or tape will NOT substitute for the guidance you will receive from a personal coach who takes the time to fully asses your situation before providing advice.</p>
<p><a href="http://www.zipdebt.com/blog/debt-settlement-success-rates">Our track record speaks for itself</a>.</p>
<h3 id="our-philosophy-in-assisting-people">Our Philosophy in Assisting People</h3>
<p>The ZipDebt “Prime Directive” is based on a very simple principle – the consumer’s best interests ALWAYS take first priority over the bottom line. Our prime directive is to HELP consumers with their debt issues, even if that means *leaving money on the table*. From our perspective, if you enroll someone in a 48-month debt settlement program that you know is doomed to fail, just so you can make a buck, that means you are a dishonest crook, period. When we do a consultation with someone, we tell the truth. It’s really that simple. If we don’t think settlement will work in your situation, we will tell you that, straight up, even if it costs us a sale or a refund later on. If we think you need to go see a bankruptcy attorney, we will tell you that. On the other hand, if we think you should use debt roll-up instead, where you pay back your balances in full, we will tell you that as well. People are frequently ast onished that we never push to “make the sale” or “close” them on our service. So the ZipDebt Prime Directive is really nothing more than simple honesty and personal integrity. Yet by conducting business in this fashion, it sets us apart from more than 99% of the people operating in this industry. </p>
<p>The full blog post discussing our operating philosophy is located <a href="http://www.zipdebt.com/blog/zipdebt-prime-directive">here</a>.</p>
<h3 id="fee-schedule">Fee Schedule</h3>
<p>Basic Program &#8211; $197 (Training course + one telephone strategy session)</p>
<p>Enhanced Program &#8211; $397 (Training course, strategy phone session, + 6 months of email coaching and document review)</p>
<p>Premium Program &#8211; $777 (Training course, strategy session, + 12 months of phone/email coaching and document review)</p>
<p>Premium + Business Program &#8211; $1,197 (Training course, strategy session, + 12 months of phone/email coaching, document review, and business analysis/guidance)</p>
<h3 id="client-satisfaction-policy">Client Satisfaction Policy</h3>
<p>We offer this program with an ironclad 365-day money back guarantee. If at any time within 12 months from date of purchase, you are not satisfied with our program or advice, you may return the kit for a full refund (less the initial $15 shipping charge).</p>
<blockquote><p>If you would like to be a featured debt relief company, just <a href="http://getoutofdebt.org/31217/get-your-debt-relief-company-featured-for-free-on-the-getoutofdebt-org-site">complete this form</a>.</p></blockquote>
<p><em>The information contained on this page was provided by the company itself as a way to introduce themselves to the public. It has not been independently verified. </em></p>
<h3 id="have-you-used-this-company-and-would-love-to-share-your-opinion-about-them-post-your-comment-below">Have you used this company and would love to share your opinion about them? Post your comment below.</h3>
<div id="wpcr_respond_1"></div><h3  class="related_post_title">Other Related Articles to Read</h3><ul class="related_post"><li><a href="http://getoutofdebt.org/27220/how-settlement-companies-can-maximize-income-and-have-happier-clients-by-teaching-people-how-to-settle-their-own-debts" title="How Settlement Companies Can Maximize Income and Have Happier Clients by Teaching People How to Settle Their Own Debts">How Settlement Companies Can Maximize Income and Have Happier Clients by Teaching People How to Settle Their Own Debts</a></li></ul><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/31242/all-about-zipdebt-com">All About ZipDebt.com</a></p>]]></content:encoded>
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