One can do the same thing with their own time. Something may be a lot less expensive to do yourself, but the amount of time it would take you may negate that savings entirely.  On the other hand, something may be relatively inexpensive, but it would take you no time at all to just do it yourself.

Which is why I sew the patches on my son’s taekwondo uniform myself, but I pay to have pants professionally hemmed.

This frugal tip is brought to you by paidtwice, who counts the time it takes to wash the blood out from pinpricks as part of her sewing calculations.

• Paula presents Do Not Buy These School Supplies Unless Required posted at Monroe on a Budget.
• Jeff presents How To Save On Your Property Tax posted at Good Financial Cents.
• Heather presents How Costco Primes Us To Spend More Money… posted at The Greenest Dollar.
• Barry presents Learn To Survive On A $100 Grocery Budget posted at Associate Money.

Thanks for hosting!  The list of future hosts is getting lean, consider volunteering to host a future edition of the festival, and don’t forget to enter next week’s hosted by M is for Money!

When questioned further, his spending plan was simply cookies, because apparently I don’t provide them often enough for the average 5-year-old’s tastes (a good thing in my book), but it gave rise to me thinking about how I communicate my ideas and feelings about money to my children, and how I can do a better job of showing them, by example instead of by words, our relationship with money.

So as I plan how to entertain a 5-year-old on a grocery shopping trip in a fun yet informative way (and think about how many cookies I will actually allow him to buy), consider how your actions reflect your values to those around you who need the guidance the most.

This frugal tip by paidtwice, who thinks a little too much about spending.

MoneyNing presents Side Hustle, Self Employed, Entrepreneurship.

Monevator says “Borrow now and have less later” in The Really Obvious Thing We All Forget When Borrowing Money

Thanks for hosting! Next week the festival travels to Money Relationship, so get those frugal entries in!

But instead of fitting my life around TV, I prefer to fit TV around my lifestyle. I don’t want to choose when to watch what, and I don’t want to be forced to pay significant money for premium programming.

That, for me, is where Hulu comes in.  Hulu is a website that has programming on demand so to speak – I can open it up and watch clips from shows I might be interested in, or entire episodes of shows I am.  I watch Burn Notice through the Hulu website, wich in my opinion, the best show on TV.

Also if you are interested in network programming not available on Hulu, make sure to check the network’s direct website.  I watch NCIS through the CBS website – I love me some Mark Harmon.

This frugal tip provided by paidtwice, who is breaking her cable addiction one website at a time.

• Fabulously Broke presents The three levels of frugality posted at Fabulously Broke ….in the City.
• Lazy Man and Money presents Save Money on Groceries posted at Lazy Man and Money.

Thanks for hosting!  Next week the festival travels to My Frugal Adventures so get those entries in!

And then he complains that he doesn’t have any sauce.  Because he can’t dip any longer.

So I take a butter knife and scrape all the suace up into a pile and have him use that, versus putting more sauce onto his plate.  It is a silly little thing but it works for him, and saves me from using up an entire bottle of barbeque sauce a week.

Sometimes frugality is a big step, but sometimes it is just s tiny little action repeated daily, weekly or monthly that makea difference.

This frugal tip provided by paidtwice who finds frugal four year old thinking fun!

• Peter presents 7 Common Questions About The 2009 New Car Sales Tax Deduction posted at Bible Money Matters.
• FMF presents Four Home Upgrades Worth the Tax Break posted at Free Money Finance.
• FFB presents Go To The Museum For Free posted at Free From Broke.
• J. Money presents Bring Lunch or Buy Lunch? I Say a Little of Each. posted at Budgets are Sexy.
• DR presents Say Goodbye to Cable and Hello to Free Digital TV! posted at The Dough Roller.
• Silicon Valley Blogger presents Best Places To Retire For Cheap posted at The Digerati Life.

Thanks for hosting!  Next week the festival travels to Financial Highway so make sure to get those entries in!

Try and resist the urge.  If not completely, at least a little.  A windfall applied to our already existing financial goals, even in part, will help those goals go further, faster. It could be just the jumpstart you need to get out of debt, save for something important to you, or just get your finances back on track.

Be strong.  Windfall your goals and not your urges.

This frugal tip by paidtwice who hopes to windfall her goals to make her dreams become reality.

• Make it from Scratch gets its average over .300 with Firsts on the First – Making a Purse from Jean Legs posted at Make It From Scratch.
• Don’t Buy It is part of the lineup every day because of posts like Don’t Buy It: Wedding Bands posted at Don’t Buy It.
• Passive Family Income drills a 3-2 slider into deep left with Why Multitasking Leads to Inefficeincy posted at Passive Family Income.
• Craig Ford works the count like a professional hitter with Fifteen Ways to Save Money When you Fly on your Family Vacation this Summer | Money Help For Christians posted at Money Help For Christians.
• Jim takes a cut and connects with Buying Discount Postage Stamps posted at Bargaineering.
• Lazy Man doesn’t look lazy in the batter’s box when going deep with Save Money with Yard Sales posted at Lazy Man and Money.
• Deposit Accounts makes great contact with Don’t Forget to Plan for Windfall Money posted at Deposit Accounts.
• Dawn shows off a sweet swing with Ways to Cut Down on Plastic Food Containers posted at Frugal For Life.
• Tushar Mathur demonstrates fast hands and good bat speed with Long Term Investing posted at Everything Finance.

Next week the festival travels to Stupid Cents so get those entries in!