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	<title>Fiduciary News |  Fiduciary News </title>
	
	<link>http://fiduciarynews.com</link>
	<description>For the Financial Professional</description>
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		<title>401k Plan Sponsors and the Risk of Fiduciary Liability</title>
		<link>http://feedproxy.google.com/~r/FiduciaryNews/~3/2jbd8caDZ9Q/</link>
		<comments>http://fiduciarynews.com/2012/02/401k-plan-sponsors-and-the-risk-of-fiduciary-liability/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 02:51:13 +0000</pubDate>
		<dc:creator>Christopher Carosa, CTFA</dc:creator>
				<category><![CDATA[Compliance]]></category>
		<category><![CDATA[204(h)]]></category>
		<category><![CDATA[Ary Rosenbaum]]></category>
		<category><![CDATA[Bechtel]]></category>
		<category><![CDATA[Caterpillar]]></category>
		<category><![CDATA[court rulings]]></category>
		<category><![CDATA[DOL]]></category>
		<category><![CDATA[Fee Disclosure Rule]]></category>
		<category><![CDATA[General Dynamics]]></category>
		<category><![CDATA[judgment]]></category>
		<category><![CDATA[LaRue]]></category>
		<category><![CDATA[liability]]></category>
		<category><![CDATA[Matthew Borror]]></category>
		<category><![CDATA[penalty]]></category>
		<category><![CDATA[settlement]]></category>
		<category><![CDATA[Stephen Miller]]></category>
		<category><![CDATA[Tibble v. Edison]]></category>

		<guid isPermaLink="false">http://fiduciarynews.com/?p=3032</guid>
		
			<content:encoded><![CDATA[Things just got a lot tougher for plan sponsors. Here's what expert ERISA attorneys have to say.<br/>
<br/>
Visit the Fiduciary News website for the complete story.<img src="http://feeds.feedburner.com/~r/FiduciaryNews/~4/2jbd8caDZ9Q" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 2/17/12</title>
		<link>http://feedproxy.google.com/~r/FiduciaryNews/~3/wiWMD-xjRXI/</link>
		<comments>http://fiduciarynews.com/2012/02/fiduciarynews-trending-topics-for-erisa-plan-sponsors-week-ending-21712/#comments</comments>
		<pubDate>Tue, 21 Feb 2012 05:02:20 +0000</pubDate>
		<dc:creator>Christopher Carosa, CTFA</dc:creator>
				<category><![CDATA[Commentary]]></category>
		<category><![CDATA[Trending Topics]]></category>
		<category><![CDATA[Annuity]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[cost of 401k]]></category>
		<category><![CDATA[cutting pension]]></category>
		<category><![CDATA[DB]]></category>
		<category><![CDATA[disqualified person]]></category>
		<category><![CDATA[DOL]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[Fee Disclosure]]></category>
		<category><![CDATA[fiduciary]]></category>
		<category><![CDATA[Fiduciary Standard]]></category>
		<category><![CDATA[financial literacy]]></category>
		<category><![CDATA[freeze DB]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[Presidential Budget]]></category>
		<category><![CDATA[proxy voting]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[State Pension Conversion]]></category>
		<category><![CDATA[target date fund]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://fiduciarynews.com/?p=3013</guid>
		
			<content:encoded><![CDATA[Washington attacks 401k plans as states move to convert DB plans to DC plans, fiduciary advocates take off the gloves, annuities replace TDFs as favorite whipping boy and more.<br/>
<br/>
Visit the Fiduciary News website for the complete story.<img src="http://feeds.feedburner.com/~r/FiduciaryNews/~4/wiWMD-xjRXI" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Why 401k Plan Sponsors and Investors Lack Cupidity for the Annuity</title>
		<link>http://feedproxy.google.com/~r/FiduciaryNews/~3/av7NL7nolOc/</link>
		<comments>http://fiduciarynews.com/2012/02/why-401k-plan-sponsors-and-investors-lack-cupidity-for-the-annuity/#comments</comments>
		<pubDate>Tue, 14 Feb 2012 06:01:26 +0000</pubDate>
		<dc:creator>Christopher Carosa, CTFA</dc:creator>
				<category><![CDATA[Due Diligence]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Amy Jo Lauber]]></category>
		<category><![CDATA[Annuity]]></category>
		<category><![CDATA[Annuity Puzzle]]></category>
		<category><![CDATA[Benartzi]]></category>
		<category><![CDATA[fiduciary]]></category>
		<category><![CDATA[IRI]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[Michael Stillman]]></category>
		<category><![CDATA[Paul Escobar]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[Previtero]]></category>
		<category><![CDATA[Thaler]]></category>

		<guid isPermaLink="false">http://fiduciarynews.com/?p=3005</guid>
		
			<content:encoded><![CDATA[When the IRS press conference leaves reporters with unanswered questions, reporters turn to industry pros to get a better view of the issue.<br/>
<br/>
Visit the Fiduciary News website for the complete story.<img src="http://feeds.feedburner.com/~r/FiduciaryNews/~4/av7NL7nolOc" height="1" width="1"/>]]></content:encoded>
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		<feedburner:origLink>http://fiduciarynews.com/2012/02/why-401k-plan-sponsors-and-investors-lack-cupidity-for-the-annuity/</feedburner:origLink></item>
		<item>
		<title>FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 2/10/12</title>
		<link>http://feedproxy.google.com/~r/FiduciaryNews/~3/miNF3jlmtcg/</link>
		<comments>http://fiduciarynews.com/2012/02/fiduciarynews-trending-topics-for-erisa-plan-sponsors-week-ending-21012/#comments</comments>
		<pubDate>Mon, 13 Feb 2012 05:37:49 +0000</pubDate>
		<dc:creator>Christopher Carosa, CTFA</dc:creator>
				<category><![CDATA[Trending Topics]]></category>
		<category><![CDATA[408(b)(2)]]></category>
		<category><![CDATA[Annuity]]></category>
		<category><![CDATA[Annuity Puzzle]]></category>
		<category><![CDATA[court ruling]]></category>
		<category><![CDATA[DOL]]></category>
		<category><![CDATA[ETF]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[Fee Disclosure Rule]]></category>
		<category><![CDATA[fire advisors]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[revenue sharing]]></category>

		<guid isPermaLink="false">http://fiduciarynews.com/?p=2992</guid>
		
			<content:encoded><![CDATA[Mixed reviews on dual IRS/DOL announcement; Surveys indicate 401k plan sponsors might be in for an awful surprise; and, is the Annuity the financial industry equivalent of the Chevy Volt?<br/>
<br/>
Visit the Fiduciary News website for the complete story.<img src="http://feeds.feedburner.com/~r/FiduciaryNews/~4/miNF3jlmtcg" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Due Diligence has New Vanguard “Low-Cost” Product Opening to Mixed Reviews</title>
		<link>http://feedproxy.google.com/~r/FiduciaryNews/~3/1ByYJtjrEHI/</link>
		<comments>http://fiduciarynews.com/2012/02/due-diligence-has-new-vanguard-%e2%80%9clow-cost%e2%80%9d-product-opening-to-mixed-reviews/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 05:01:45 +0000</pubDate>
		<dc:creator>Christopher Carosa, CTFA</dc:creator>
				<category><![CDATA[Due Diligence]]></category>
		<category><![CDATA[Ascensus]]></category>
		<category><![CDATA[broker sold]]></category>
		<category><![CDATA[bundled providers]]></category>
		<category><![CDATA[direct buy]]></category>
		<category><![CDATA[Fiduciary Standard]]></category>
		<category><![CDATA[Harold Evensky]]></category>
		<category><![CDATA[Jan Sackley]]></category>
		<category><![CDATA[John Bogle]]></category>
		<category><![CDATA[Jonathan Leidy]]></category>
		<category><![CDATA[Jonathan Reuter]]></category>
		<category><![CDATA[Linda Wolohan]]></category>
		<category><![CDATA[Michele Suriano]]></category>
		<category><![CDATA[revenue sharing]]></category>
		<category><![CDATA[Ron Rhoades]]></category>
		<category><![CDATA[Vanguard]]></category>

		<guid isPermaLink="false">http://fiduciarynews.com/?p=2962</guid>
		
			<content:encoded><![CDATA[Lesson: Always read the fine print. If it's too good to be true, it usually is.<br/>
<br/>
Visit the Fiduciary News website for the complete story.<img src="http://feeds.feedburner.com/~r/FiduciaryNews/~4/1ByYJtjrEHI" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://fiduciarynews.com/2012/02/due-diligence-has-new-vanguard-%e2%80%9clow-cost%e2%80%9d-product-opening-to-mixed-reviews/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		<feedburner:origLink>http://fiduciarynews.com/2012/02/due-diligence-has-new-vanguard-%e2%80%9clow-cost%e2%80%9d-product-opening-to-mixed-reviews/</feedburner:origLink></item>
		<item>
		<title>FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 2/3/12</title>
		<link>http://feedproxy.google.com/~r/FiduciaryNews/~3/cxdA8bP20UA/</link>
		<comments>http://fiduciarynews.com/2012/02/fiduciarynews-trending-topics-for-erisa-plan-sponsors-week-ending-2312/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 05:07:40 +0000</pubDate>
		<dc:creator>Christopher Carosa, CTFA</dc:creator>
				<category><![CDATA[Trending Topics]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[403b]]></category>
		<category><![CDATA[Annuity]]></category>
		<category><![CDATA[DOL]]></category>
		<category><![CDATA[Fee Disclosure Rule]]></category>
		<category><![CDATA[Fiduciary Duty]]></category>
		<category><![CDATA[Fiduciary Standard]]></category>
		<category><![CDATA[Harvey Pitt]]></category>
		<category><![CDATA[Index Funds]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[Pat Burke]]></category>
		<category><![CDATA[pension]]></category>
		<category><![CDATA[revenue sharing]]></category>
		<category><![CDATA[Ron Rhoades]]></category>
		<category><![CDATA[SEC]]></category>
		<category><![CDATA[stable value]]></category>
		<category><![CDATA[Swensen]]></category>
		<category><![CDATA[target date fund]]></category>
		<category><![CDATA[TDF]]></category>
		<category><![CDATA[Yale]]></category>

		<guid isPermaLink="false">http://fiduciarynews.com/?p=2977</guid>
		
			<content:encoded><![CDATA[This was the week we were all waiting for from the DOL. What we didn't expect was the surprise from the IRS and the bipartisan agreement from two former SEC chairmen.<br/>
<br/>
Visit the Fiduciary News website for the complete story.<img src="http://feeds.feedburner.com/~r/FiduciaryNews/~4/cxdA8bP20UA" height="1" width="1"/>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		<feedburner:origLink>http://fiduciarynews.com/2012/02/fiduciarynews-trending-topics-for-erisa-plan-sponsors-week-ending-2312/</feedburner:origLink></item>
		<item>
		<title>Exclusive Interview with Ron Rhoades: Revenue Sharing – Two Hats are Worse than One</title>
		<link>http://feedproxy.google.com/~r/FiduciaryNews/~3/vELbiGrBa-E/</link>
		<comments>http://fiduciarynews.com/2012/01/exclusive-interview-with-ron-rhoades-revenue-sharing-%e2%80%93-two-hats-are-worse-than-one/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 05:12:29 +0000</pubDate>
		<dc:creator>Christopher Carosa, CTFA</dc:creator>
				<category><![CDATA[Conflicts of Interest]]></category>
		<category><![CDATA[12b-1]]></category>
		<category><![CDATA[best interests]]></category>
		<category><![CDATA[directed broker]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[Fiduciary Standard]]></category>
		<category><![CDATA[liability]]></category>
		<category><![CDATA[prohibited transaction]]></category>
		<category><![CDATA[revenue sharing]]></category>
		<category><![CDATA[Ron Rhoades]]></category>
		<category><![CDATA[sole interests]]></category>

		<guid isPermaLink="false">http://fiduciarynews.com/?p=2966</guid>
		
			<content:encoded><![CDATA[The adage you can't serve two masters is as old as the Bible. So why are 401k plan sponsors making this mistake and why is the DOL allowing them to do so?<br/>
<br/>
Visit the Fiduciary News website for the complete story.<img src="http://feeds.feedburner.com/~r/FiduciaryNews/~4/vELbiGrBa-E" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://fiduciarynews.com/2012/01/exclusive-interview-with-ron-rhoades-revenue-sharing-%e2%80%93-two-hats-are-worse-than-one/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		<feedburner:origLink>http://fiduciarynews.com/2012/01/exclusive-interview-with-ron-rhoades-revenue-sharing-%e2%80%93-two-hats-are-worse-than-one/</feedburner:origLink></item>
		<item>
		<title>FiduciaryNews Trending Topics for ERISA Plan Sponsors: Week Ending 1/27/12</title>
		<link>http://feedproxy.google.com/~r/FiduciaryNews/~3/Yxn0hhoEwQ8/</link>
		<comments>http://fiduciarynews.com/2012/01/fiduciarynews-trending-topics-for-erisa-plan-sponsors-week-ending-12712/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 05:11:14 +0000</pubDate>
		<dc:creator>Christopher Carosa, CTFA</dc:creator>
				<category><![CDATA[Trending Topics]]></category>
		<category><![CDATA[ETF]]></category>
		<category><![CDATA[Fiduciary Report Card]]></category>
		<category><![CDATA[Fiduciary Standard]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Low Cost Fees]]></category>
		<category><![CDATA[support for 401k]]></category>
		<category><![CDATA[TDF]]></category>

		<guid isPermaLink="false">http://fiduciarynews.com/?p=2954</guid>
		
			<content:encoded><![CDATA[The war for the fiduciary begins to shift arenas, we learn the downside of "low-cost" and all indications are the financial industry still hasn't learned the root cause of the 2008 crisis.<br/>
<br/>
Visit the Fiduciary News website for the complete story.<img src="http://feeds.feedburner.com/~r/FiduciaryNews/~4/Yxn0hhoEwQ8" height="1" width="1"/>]]></content:encoded>
			<wfw:commentRss>http://fiduciarynews.com/2012/01/fiduciarynews-trending-topics-for-erisa-plan-sponsors-week-ending-12712/feed/</wfw:commentRss>
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		<item>
		<title>The Best Way 401k Plan Sponsors Can Benchmark Their Plans</title>
		<link>http://feedproxy.google.com/~r/FiduciaryNews/~3/WzaNIZmcPCU/</link>
		<comments>http://fiduciarynews.com/2012/01/the-best-way-401k-plan-sponsors-can-benchmark-their-plans/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 05:27:42 +0000</pubDate>
		<dc:creator>Christopher Carosa, CTFA</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[401k Averages Book]]></category>
		<category><![CDATA[BrightScope]]></category>
		<category><![CDATA[David Huntley]]></category>
		<category><![CDATA[Fee Disclosure Rule]]></category>
		<category><![CDATA[fi360]]></category>
		<category><![CDATA[fiduciary]]></category>
		<category><![CDATA[Fiduciary Solutions]]></category>
		<category><![CDATA[Mike Alfred]]></category>
		<category><![CDATA[Profit Sharing Council of America Annual Survey]]></category>
		<category><![CDATA[Rich Lynch]]></category>

		<guid isPermaLink="false">http://fiduciarynews.com/?p=2945</guid>
		
			<content:encoded><![CDATA[Want to know some real, reliable and independent sources of 401k benchmarking data? Read on.<br/>
<br/>
Visit the Fiduciary News website for the complete story.<img src="http://feeds.feedburner.com/~r/FiduciaryNews/~4/WzaNIZmcPCU" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Are 401k Plan Sponsors Making the Fiduciary Grade?</title>
		<link>http://feedproxy.google.com/~r/FiduciaryNews/~3/0f7W0oL22gc/</link>
		<comments>http://fiduciarynews.com/2012/01/are-401k-plan-sponsors-making-the-fiduciary-grade/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 05:47:08 +0000</pubDate>
		<dc:creator>Christopher Carosa, CTFA</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[benchmarking]]></category>
		<category><![CDATA[Best in Breed]]></category>
		<category><![CDATA[Burke Group]]></category>
		<category><![CDATA[Fiduciary Report Card]]></category>
		<category><![CDATA[Fiduciary Solutions]]></category>
		<category><![CDATA[Patrick C. Burke]]></category>

		<guid isPermaLink="false">http://fiduciarynews.com/?p=2936</guid>
		
			<content:encoded><![CDATA[How a common grade school device can help immediately improve your 401k plan.<br/>
<br/>
Visit the Fiduciary News website for the complete story.<img src="http://feeds.feedburner.com/~r/FiduciaryNews/~4/0f7W0oL22gc" height="1" width="1"/>]]></content:encoded>
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