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	<title>[Finance For Churches]</title>
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	<link>https://financeforchurches.org</link>
	<description>Practical information for church leaders on financial matters and other stuff</description>
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		<title>Willie Waller</title>
		<link>https://financeforchurches.org/willie-waller/</link>
					<comments>https://financeforchurches.org/willie-waller/#comments</comments>
		
		<dc:creator><![CDATA[Steve Law]]></dc:creator>
		<pubDate>Sat, 06 Jun 2020 08:55:23 +0000</pubDate>
				<category><![CDATA[faith]]></category>
		<category><![CDATA[future]]></category>
		<guid isPermaLink="false">https://financeforchurches.org/?p=3619</guid>

					<description><![CDATA[Willie died a few years ago but he wouldn’t mind me telling you his story, at least the part of it that has stuck with me. Willie and I met in February 1995 when I became the Director of Operations of South Highland Presbyterian Church in Birmingham, Alabama. South Highland Presbyterian is a beautiful building [&#8230;]]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">3619</post-id>	</item>
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		<title>Francine Heard It</title>
		<link>https://financeforchurches.org/francine-heard-it/</link>
					<comments>https://financeforchurches.org/francine-heard-it/#comments</comments>
		
		<dc:creator><![CDATA[Steve Law]]></dc:creator>
		<pubDate>Fri, 05 Jun 2020 08:55:29 +0000</pubDate>
				<category><![CDATA[faith]]></category>
		<category><![CDATA[future]]></category>
		<guid isPermaLink="false">https://financeforchurches.org/?p=3618</guid>

					<description><![CDATA[Francine heard it. She told me when I came to work that morning that the explosion rattled the windows throughout South Highland Presbyterian Church. After all, the church is only about six or seven blocks from the New Woman All Women Clinic. As the windows shook, a police officer lay dying and a nurse was [&#8230;]]]></description>
		
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			<slash:comments>2</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">3618</post-id>	</item>
		<item>
		<title>Tony and Tommie Lee</title>
		<link>https://financeforchurches.org/tony-and-tommie-lee/</link>
					<comments>https://financeforchurches.org/tony-and-tommie-lee/#comments</comments>
		
		<dc:creator><![CDATA[Steve Law]]></dc:creator>
		<pubDate>Thu, 04 Jun 2020 08:55:18 +0000</pubDate>
				<category><![CDATA[faith]]></category>
		<category><![CDATA[future]]></category>
		<guid isPermaLink="false">https://financeforchurches.org/?p=3617</guid>

					<description><![CDATA[I hired Tony as a custodian a few months after I came to South Highland Presbyterian Church in Birmingham, Alabama. Nell told me I had to hire him – that he was a solid worker and would do things right the first time. Tommie Lee was a kitchen worker and had been at the church [&#8230;]]]></description>
		
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			<slash:comments>2</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">3617</post-id>	</item>
		<item>
		<title>The Triangles</title>
		<link>https://financeforchurches.org/the-triangles/</link>
					<comments>https://financeforchurches.org/the-triangles/#comments</comments>
		
		<dc:creator><![CDATA[Steve Law]]></dc:creator>
		<pubDate>Wed, 03 Jun 2020 08:55:53 +0000</pubDate>
				<category><![CDATA[faith]]></category>
		<category><![CDATA[future]]></category>
		<guid isPermaLink="false">https://financeforchurches.org/?p=3615</guid>

					<description><![CDATA[Richmond – Liverpool – Benin Richmond sent tobacco and other goods to Liverpool which sent trading goods to Benin and West Africa which sent enslaved people to Richmond. An awful triangle which led to some 12 million humans being removed from their homes and forced in permanent unpaid labor. The Reconciliation Statue is in each [&#8230;]]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">3615</post-id>	</item>
		<item>
		<title>Scars</title>
		<link>https://financeforchurches.org/scars/</link>
					<comments>https://financeforchurches.org/scars/#comments</comments>
		
		<dc:creator><![CDATA[Steve Law]]></dc:creator>
		<pubDate>Tue, 02 Jun 2020 08:55:00 +0000</pubDate>
				<category><![CDATA[faith]]></category>
		<category><![CDATA[future]]></category>
		<guid isPermaLink="false">https://financeforchurches.org/?p=3612</guid>

					<description><![CDATA[For the past 25 years I’ve lived in 2 cities: Birmingham, Alabama and Richmond, Virginia. These two are integral to African-American history in the US. Richmond was the capital of the Confederate States of America and one of the centers of the slave trade. Birmingham was founded after the Civil War but was a focal [&#8230;]]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">3612</post-id>	</item>
		<item>
		<title>Pros &#038; Cons of Changing Banks</title>
		<link>https://financeforchurches.org/pros-cons-of-changing-banks/</link>
		
		<dc:creator><![CDATA[Steve Law]]></dc:creator>
		<pubDate>Tue, 26 May 2020 08:56:27 +0000</pubDate>
				<category><![CDATA[accounting]]></category>
		<category><![CDATA[church administration]]></category>
		<category><![CDATA[church finances]]></category>
		<category><![CDATA[church financial statements]]></category>
		<category><![CDATA[leadership]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[strategy]]></category>
		<guid isPermaLink="false">https://financeforchurches.org/?p=3461</guid>

					<description><![CDATA[I’m a proponent of using a locally based financial institution for your banking needs. National banks should be for national companies (Red Cross, Apple) but most churches can be served effectively by their local bank. Local banks are usually cheaper (fees are less) and are far more helpful because their leadership lives in the community. [&#8230;]]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">3461</post-id>	</item>
		<item>
		<title>Considerations When Getting a New Copier</title>
		<link>https://financeforchurches.org/considerations-when-getting-a-new-copier/</link>
		
		<dc:creator><![CDATA[Steve Law]]></dc:creator>
		<pubDate>Tue, 19 May 2020 08:56:59 +0000</pubDate>
				<category><![CDATA[accounting]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[church finances]]></category>
		<category><![CDATA[church financial statements]]></category>
		<category><![CDATA[church staff]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[leadership]]></category>
		<category><![CDATA[planning]]></category>
		<guid isPermaLink="false">https://financeforchurches.org/?p=3463</guid>

					<description><![CDATA[Start the process of getting bids for a new/replacement copier about 4-6 months before the current contract expires. It will take about 2-3 months to get the bids in and make a decision. Take delivery of the machine within a month of the end. Do NOT let a new vendor &#8220;eat&#8221; the current lease. They [&#8230;]]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">3463</post-id>	</item>
		<item>
		<title>Confidentiality Agreement</title>
		<link>https://financeforchurches.org/confidentiality-agreement/</link>
		
		<dc:creator><![CDATA[Steve Law]]></dc:creator>
		<pubDate>Tue, 12 May 2020 08:56:20 +0000</pubDate>
				<category><![CDATA[leadership]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[strategy]]></category>
		<category><![CDATA[wisdom]]></category>
		<guid isPermaLink="false">https://financeforchurches.org/?p=3462</guid>

					<description><![CDATA[Every church has a lot of confidential information from employee wages to member contributions to counseling confessions. While staff are aware of the need to protect this confidential information, churches need to do a better job in asking their lay leaders to keep confidence in the info they see. I suggest that all decision-making committees [&#8230;]]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">3462</post-id>	</item>
		<item>
		<title>Idle Cash</title>
		<link>https://financeforchurches.org/idle-cash/</link>
		
		<dc:creator><![CDATA[Steve Law]]></dc:creator>
		<pubDate>Tue, 05 May 2020 08:56:54 +0000</pubDate>
				<category><![CDATA[accounting]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[church administration]]></category>
		<category><![CDATA[church finances]]></category>
		<category><![CDATA[church financial statements]]></category>
		<category><![CDATA[leadership]]></category>
		<category><![CDATA[strategy]]></category>
		<guid isPermaLink="false">https://financeforchurches.org/?p=3459</guid>

					<description><![CDATA[Every church should have one bank account and one investment or money market account. Anything more, except in special circumstances, is unnecessary. Here’s how I feel it should work. The checking account is where all money is deposited as it is received. All money – no exceptions. The money market account is where the church’s [&#8230;]]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">3459</post-id>	</item>
		<item>
		<title>PPP Loan Accounting (corrected version; percentage used for payroll v others)</title>
		<link>https://financeforchurches.org/ppp-loan-accounting/</link>
		
		<dc:creator><![CDATA[Steve Law]]></dc:creator>
		<pubDate>Tue, 28 Apr 2020 12:31:31 +0000</pubDate>
				<category><![CDATA[accounting]]></category>
		<category><![CDATA[church administration]]></category>
		<category><![CDATA[church finances]]></category>
		<category><![CDATA[church financial statements]]></category>
		<guid isPermaLink="false">https://financeforchurches.org/?p=3560</guid>

					<description><![CDATA[The SBA is still working on how PPP loans should be reported back for forgiveness. The SBA made changes to the PPP loan guidelines at 9 p.m. the night before the PPP began; they will continue to make changes to the PPP for the duration of the program. In the meantime, there are some accounting [&#8230;]]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">3560</post-id>	</item>
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