Finance Life

Is it illegal to copy a credit card on a copier?

admin — Tue, 29 Dec 2009 08:11:37 +0000

nikkibob03 Today at work our credit card machine stopped printing so we took a card, made a copy and wrote out a reciept. The card holder got completely bent out of shape and demanded the copy of his card back saying copying it is illegal. I thought it’d be OK because even a business owner’s [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

How does disputing a charge on your credit card affect your credit rating?

admin — Tue, 29 Dec 2009 01:21:12 +0000

redangus22 I disputed a charge on my credit card several months ago, and it showed up on my credit card. I was wondering how does that affect my score? I sent about $120 to a guy in England for some paintings, via paypal, and he contacted me once, but then not for a long time [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

How to make credit card the primary payment source in Paypal?

admin — Mon, 28 Dec 2009 17:25:43 +0000

lamblover My checking account was approved by Paypal. Everytime when I make a payment at Ebay, it makes an instant transfer from the checking account but my credit card was set up as the second fund source. I want to set my credit card as the first fund source. Anyone knows how to do that? [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

debt consolidation?

admin — Mon, 28 Dec 2009 02:43:16 +0000

ryryguy are there consolidation loans that combine your students loans with any credit card debt? No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

How long do I have till I get kicked out? Foreclosure question?

admin — Sun, 27 Dec 2009 09:02:24 +0000

annabanana4883 I have been living in the same apartment for the last two years (it’s a 4 apartment rental building), and it’s going into foreclosure. The landlord moved out a few weeks ago and said I could live here until the bank kicks me out. I’ve been saving up the last few weeks for a [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

Is credit card interest tax deductible if you put the money on the credit card towards investments?

admin — Fri, 25 Dec 2009 21:56:53 +0000

tc61380 For example, if I used a cash advance to 1. buy stocks, 2. invest in bonds/fixed income assets 3. “refi” my personal mortgage 4. buy investment property or any other situations where credit card interest is tax deductible? Thanks for all you responses. Just to clarify – Say I borrow $100 from my credit [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

Anyone know any good way to get a decent debt consolidation loan?

admin — Fri, 25 Dec 2009 18:51:13 +0000

Brad M I want to get a debt consolidation loan, WITHOUT using my home equity, but they are telling me my credit score is great, but by ratio is too high. Well, I want to consolidate all the CC debt I have, but it’s running me in circles. What’s the point of trying to get [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

What is the best credit card to apply for if you have good credit?

admin — Fri, 25 Dec 2009 13:35:50 +0000

honeypepper Which credit card do you think it’s best for those with good credit? Chase, American Express, Citi, Capital One? No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

What are the diffrences in buying a foreclosure home?

admin — Fri, 25 Dec 2009 09:34:07 +0000

jen What is the diffrence in buying a foreclosure then a regular home on the market? No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

How would a police officer feel if he was carrying out a foreclosure eviction and?

admin — Thu, 24 Dec 2009 23:42:28 +0000

Mr. Howell They heard a gun shot inside and he found out the resident committed suicide? And the foreclosure was not due to the resident just trying to skip payments. No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

Can anyone recommend a company from which to obtain an unsecured bad credit personal loan?

admin — Thu, 24 Dec 2009 22:41:45 +0000

Lina is full of poo!!!!!!! My uncle asked me this recently, and I couldn’t offer any advice. The only bad credit loan companies I know about are the payday and car title lenders. No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

Can my mortgage company take my tax refund if i am in foreclosure?

admin — Thu, 24 Dec 2009 19:52:08 +0000

darwinsti We are in “accellerated” foreclosure. We haven’t received the notice of sale, but the company refuses to accept any payment from us unless it is the full arrears. Yet, they took our federal tax refund and i was told that legally since we are in foreclosure, they have to return the refund. Is that [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

I have bad credit and need a prepaid credit card?

admin — Thu, 24 Dec 2009 11:27:27 +0000

WENDY D I would like to get a credit card but have bad credit. Does anyone know of any cards that I can get even if it is secured and it gives some sort of rewards, like cash back or anything like that? If so please help. Thanks. No related posts. Related posts brought to [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

Should the government bail people out on foreclosure?

admin — Wed, 23 Dec 2009 13:47:07 +0000

celebrate_me_home_2000 I have been paying for my house and several people on the block are going into foreclosure. I feel for them, but I don’t think it is right that any president should give handouts for people to keep their house. If that is the case, I want a “government rebate” on my house so [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

Are there unsecured personal loans out there for people with bad credit?

admin — Wed, 23 Dec 2009 01:28:33 +0000

Deidre J I am tryingto pay off my truck. I only owe 10,000 on it. What I want to know is if there are loans out there for people with bad credit? No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

Is it possible to take over payments of a house in foreclosure then buy it after a few months?

admin — Wed, 23 Dec 2009 00:49:07 +0000

JJ443044 I was going to pay money to have access to a website that had home owners that were in possible foreclosure and needed someone to take over the payments. The company claims that after a few months of making the payment on time. The house can be transfered to the new owner. No related [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

What is Debt Consolidation and how does it work?

admin — Wed, 23 Dec 2009 00:12:16 +0000

David M I am in debt with a credit card issued by my bank and the interest is killing me. How does debt consolodation work? If I do this, will my interest go down and will it affect my credit in any way? No related posts. Related posts brought to you by Yet Another Related [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

How my boyfriend foreclosure can affect me?

admin — Tue, 22 Dec 2009 14:43:51 +0000

batinara He is going through a foreclosure process. If we get married in a few months, how can this affect me? I am already affected emotionally and have a lot of doubts in my head. No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

What is a secured credit card? Can I get it if I have bad credit?

admin — Tue, 22 Dec 2009 13:00:32 +0000

honeypepper Are secured credit cards a good choice for people with bad credit? Where can I get a secured credit card online? No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

How do you go about buying a foreclosure?

admin — Tue, 22 Dec 2009 08:58:23 +0000

ray_ray There is a home up for auction in three weeks. How do I go about asking the owners if they would like to sell it to me before it is auctioned off? They owe $97,000 I want to offer $110,000 it will pay off there mortage and put a little money in their pocket. [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

Am I still liable for tax on a 1099 with a shortsale vs a Foreclosure?

admin — Tue, 22 Dec 2009 01:23:12 +0000

Donovan My home is very close to foreclosure. The property is worth about 1/2 the amount of the loan. Since the loan(s) is a 20/80 the house is not covered by PMI. If the bank agrees to a Shortsale, am I still liable for the tax on the debt forgiveness on a 1099 under the [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

What to do when your credit card company causes overdrafts at your bank?

admin — Tue, 22 Dec 2009 00:40:32 +0000

daveysgirl126 I recently paid my credit card bill of $2.27, however the credit card company entered the payment as $227.00, causing $50 in overdraft fees at my bank. The credit card company had me fax over a statement with the bank fees on it so they can take care of it, however after 3 weeks [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

Does having bad credit effect your chances of adopting a child?

admin — Mon, 21 Dec 2009 21:37:13 +0000

luckygirl I am bringing home a infant in a few weeks that we are adopting. We know the birth family. We are going to do temporary guardianship at the beginning- then adopt. We are worried that because are credit is bad and because we don’t make tons of money that they will not approve the [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

CPA Question: Do you have to pay taxes if you do a foreclosure?

admin — Mon, 21 Dec 2009 10:29:20 +0000

Tracy L I have been considering doing a short sale. But I know if I owe $358 and I get $300, then I owe taxes on the $58 difference because the bank considers it a gift. If I do a foreclosure, will I have to pay taxes on that? No related posts. Related posts brought [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

What’s the best way for me to find pre-foreclosure homeowner’s?

admin — Mon, 21 Dec 2009 09:19:41 +0000

covenantglobal I’m an investor trying to find the best way to locate clients that are not yet in foreclosure? No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

Debt Consolidation?

admin — Mon, 21 Dec 2009 02:22:35 +0000

shareenhmon Can someone tell me how do Debt Consolidation work? Is it free? How should I choose what company to go with once I decide to consolidate my debt? Is this a wise choice? What are the consequences of Debt Consolidation? No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

How long after paying off a credit card does it take to reflect on a credit report?

admin — Sun, 20 Dec 2009 13:32:24 +0000

penny g Lets say I have 4 credit cards totalling $3000. I then wrote out 4 checks and paid off each card in full on the same day. How long would I have to wait until my credit report reflected all of these charges paid off? No related posts. Related posts brought to you by [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

How do I get a school loan with bad credit and a somewhat creditworthy co signer?

admin — Sun, 20 Dec 2009 12:58:20 +0000

Lyndsey N I am a college student and I am in desperate need of a student loan to help out with some living expenses. I live on my own and just kicked the ex to the curb because he was a money sucking parasite. (I dont want advice about that situation because I already know [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

is there a place that offers home equity loans to people that have bad credit?

admin — Sun, 20 Dec 2009 07:09:45 +0000

jmpoct03 my boyfriend and i own our home with no mortgage. we have around $76,000 of equity in our home but have bad credit. is there somewhere we can go for a loan that works with the better business bureau. i want to make sure its legit. No related posts. Related posts brought to you [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

Which is better, a secured credit card or an unsecured card with excessive fees?

admin — Sat, 19 Dec 2009 14:11:50 +0000

David A I am trying to repair credit. I have enough money to establish a secure credit card without impacting my budget too much. I can also qualify (barely) for an unsecured card with excessive fees (billed to my available credit upon issue). So, I guess my question is…is there any difference in credit reporting [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

When you pay off a credit card is it better to reduce the credit limit or close the account?

admin — Sat, 19 Dec 2009 08:41:50 +0000

radioactive_babywipes I’ve heard that once you pay off a credit card you shouldn’t close the account to keep a good credit score. I’ve also heard that even though one pays off his credit card reducing the credit limit is also not a good option for keeping a great credit rating. What is the best way [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

If you obtained a cash out refinance what happens when it ends up in foreclosure?

admin — Sat, 19 Dec 2009 06:00:32 +0000

bailey7 Example: You refinance with $200,000 cash out & house appraises at $650,000. The loan is $520,000. Value of property drops to $450K so you can’t refi; the cash has been spent & now it is going into foreclosure. What will bank do? No related posts. Related posts brought to you by Yet Another Related [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

How can I find the best debt consolidation program in New Jersey?

admin — Fri, 18 Dec 2009 22:25:45 +0000

KOOLAID I’m trying to become debt free and need help with unsecured debts. been trying to locate a agent online but, getting kind of frustrated. NEED HELP ASAP! No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

Where to apply for credit card if you have bad credit?

admin — Fri, 18 Dec 2009 21:11:40 +0000

Joachim A I have bad credit up to 500 and my bank won’t loan me money because of my credit score wich got worse when I was unemployed. Now I am working I have dependants i can’t put down on my tax because they don’t live in the US. I want to improve my credit [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

How to get an apartment with bad credit?

admin — Fri, 18 Dec 2009 17:08:17 +0000

runnercaiti1 I am 24, single, pregnant and work two jobs. I can afford an apartment but my credit is bad due to not working for a couple months. I am living with my dad and stepmom right now but I need to get out asap. How can I get an apartment if I have bad [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

how long does good AND bad credit stay on your report?

admin — Fri, 18 Dec 2009 15:15:43 +0000

HexGirl I have only one in collection, and 10 that are good standing, how long would the bad one stay on my report, and how long is good credit on there for? I am in California. No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

does anyone have any resorces on low or bad credit home loans?

admin — Fri, 18 Dec 2009 12:13:55 +0000

… I am trying to find a home loan but i dont have good credit my score is pretty low and i dont have much of a down payment does anyone know of any place i could look to mabey get a home loan in florida? I am new to the whole process and dont [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

Will closing ym credit cards help me get approved for a debt consolidation loan?

admin — Fri, 18 Dec 2009 02:36:05 +0000

Zeke I have tried to get approved for a debt consolidation loan so I could have my credit cards and school loan under one monthly payment rather than juggling several payments but I get denied because I have too much credit in my name right now. If I close all the credit cards will this [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

How should we go about buying a foreclosure?

admin — Fri, 18 Dec 2009 01:11:12 +0000

crazyredkittycat My boyrfriend and I just got approved for a mortgage, and we would like to purchase a foreclosure. (a home in our price range is not large enough for all of our stuff). What is the process for buying a foreclosure, can we still have a showing? What’s the difference in process?? No related [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

How do I get a statement for a credit card that is showing on my credit report?

admin — Thu, 17 Dec 2009 06:46:06 +0000

Angel Princess There is a credit card showing on my credit report and I didn’t know about this specific card. I have the name of the card, the card number and balance on this card. I want to know what it was used for. Can someone help me? No related posts. Related posts brought to [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

How do I get a company credit card removed from my personal credit report?

admin — Wed, 16 Dec 2009 16:12:41 +0000

malteseheart My company credit card is showing on my personal credit report. As most of you know, the credit card company asks for your social security# when you are issued a company card with your name on it. I am an employee only & have no personal responsibility to the debt. Even though the account [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

How can I get an auto loan with very bad credit?

admin — Wed, 16 Dec 2009 13:48:26 +0000

KeenaBeena I am in desparate need of a car loan. My car was stolen over the weekend and I need a car where I live. I have what most would consider Bad credit and need some advice on where to shop for a loan without paying an outrageous interest rate. The other problem is that [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

How does buying a house in foreclosure work?

admin — Wed, 16 Dec 2009 08:45:31 +0000

SABADO GIGANTE I was on yahoo real estate recently, and I clicked on foreclosure and I arranged the prices of the homes from the cheapest to the most expensive. I found some homes in my area with a price of about three thousand. Now is that a buy in price to take over the mortgage [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

HELP?! How long does it take for the bank to accept an offer on a pre-foreclosure home?

admin — Wed, 16 Dec 2009 01:39:02 +0000

I put an offer on a pre-foreclosure home. The sellers signed it and were really excited about the offer and passed it onto the bank. I don’t know that much about pre-foreclosures, so how long will it take to find out if I got the house or not? Yes, I am offering less than owed [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

Who can help me with debt consolidation?

admin — Tue, 15 Dec 2009 21:10:45 +0000

redrover928 Without screwing up my credit rating? I see so many commercials for credit/debt consolidations. No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

How long is the foreclosure process in California (Riverside County)?

admin — Tue, 15 Dec 2009 17:23:58 +0000

Beth A friend is three months behind on their mortage. They say they have still not received any certified letters or anything. If they decide to stay in the house, approximately how long would they have before the foreclosure and eviction? Again, this is Riverside County. (Please only answer if you have first hand knowlege [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

What are the steps to buying a foreclosure propert in PA?

admin — Tue, 15 Dec 2009 16:19:25 +0000

BrianR Does the foreclosed person have the right to take the property back for some time after the property is purchased in foreclosure? When I go to foreclosure.com and see a property that has a foreclosure price followed by a property value estimate what is the foreclosure price. In other words, is that just one [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

what is the best student credit card out there?

admin — Tue, 15 Dec 2009 02:33:44 +0000

SK I’m a college student with no credit but I want to get a credit card. What are some of the best credit cards for students? I’m planning to make small purchases and paying them off the next month to build credit. What other ways can I build my credit? No related posts. Related posts [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

What is the best credit card for a first time user to credit?

admin — Tue, 15 Dec 2009 02:00:05 +0000

Holly R Im looking for the best credit card. Im new to credit and never had a credit card before and im 23. I want a really good credit card that wont get me into troble. I need a credit card so i can pay bills when i move out at the end of Jan. [...] No related posts. Related posts brought to you by Yet Another Related Posts Plugin.

Is it recommended to use debt consolidation for credit card debt?

admin — Mon, 14 Dec 2009 22:29:56 +0000

m_snider9430 I am approximately $25k in debt, should I use a debt consolidation agency? No related posts. Related posts brought to you by Yet Another Related Posts Plugin. No related posts. Related posts brought to you by Yet Another Related Posts Plugin.