Finance Life Post

Credit cards: new ‘rights and rules’

admin — Tue, 18 May 2010 15:25:14 +0000

Have you heard about the new ‘framework of rights and rules’ for credit card users? Apparently, the Government and the credit card companies have agreed on a few changes to the way credit cards work in this country. For example… First of all, the highest-interest debts will be paid off first. This is one that’s more [...]

What is Asset Management

admin — Fri, 30 Apr 2010 16:01:04 +0000

What is asset management? It is the investment management of collective investments often offered as a service by portfolio or wealth managers within the context of “private banking” to private investors. Its aim is to provide maximum returns at minimum investment or cost to the client. The first priority of any asset management team is to [...]

Do You Need Asset Management

admin — Sat, 30 Jan 2010 16:01:13 +0000

Do you need asset management? If you have a lot of businesses and can’t keep track at one instance, then the answer is yes. For such a task, you don’t hire someone inside the company but an outsider who has the expertise to watch over your financial investments. Professionals who do this kind of work are [...]

Some Tips to help you save money

admin — Mon, 14 Sep 2009 17:44:30 +0000

1. Don’t settle for interest checking. Have a separate savings account that can’t be as easily accessed as a checking account. 2. Keep your savings in a different bank – one that’s off your regular route, or perhaps even in different town. That way you won’t be tempted to dip into it every time you visit [...]

Smart Tips for Living on a Budget

admin — Fri, 07 Aug 2009 03:44:29 +0000

Regardless of the time in history and no matter what the current state of the economy, no matter what the current trends are, no matter what the unemployment rate is or where interest rates are, some money-saving ideas always work and stay true. Big changes come from small steps and if you determine to put even [...]

Even YOU can save while on a shoestring

admin — Tue, 09 Jun 2009 01:50:35 +0000

Believe it or not, how much you save has little to do with how much you make and studies have proven this! It is time to put away the excuses; here’s a roadmap for finding money you didn’t even know you had. That One Simple Word—Savings When you hear that one, simple word, do you feel a [...]

Some Thrifty Ways to Save Money

admin — Mon, 25 May 2009 02:30:30 +0000

Saving for an emergency need not be a chore when you are making a good effort to put money aside constantly. Be in a mood of saving and watch as that bank account accumulates. · Instead of buying a new DVD, save money by trading with family and friends. Once a month do the rounds and [...]

More Creative Ways to Save Money

admin — Thu, 21 May 2009 03:19:04 +0000

· Shop for clothing at thrift shops (especially for young kids). Look for gently worn or even new clothes for 1/10 the price of new (or less). · Pay your bills online. It’s protected and you can save with stamps. · Put your kids on the school bus rather than driving them to school. · Slipcover or reupholster [...]

Start to Build your Emergency Fund

admin — Mon, 11 May 2009 06:22:30 +0000

Finding money during an emergency can be very difficult if you fail to plan. Establish emergency savings in both good times and in bad. The chance is very good that you will be called upon to put out a sum of money on the spot and when you least expect it. It is a very good [...]

What To Do When You Need Money Now and Payday Hasn’t Arrived?

admin — Thu, 07 May 2009 04:35:25 +0000

Its becoming increasingly harder for many Americans to meet their regular financial needs these days. As jobs become scarce and paychecks grow smaller, many people are forced into debt. The fact is that as the economy gets worse, more and more people find themselves in the midst of their own economic crisis looking for a [...]