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Savings Insecurity Is Growing: Share Your Stories

FinanceGuru — Mon, 06 Feb 2012 10:30:00 +0000

Filed under: Personal Finance The Los Angeles Times reports that more than three out of 10 Californians have too little in emergency savings, meaning they haven't set aside enough to get by for three months if they were to lose their jobs. Exclude illiquid assets like houses, and that number -- 30.9% -- rises to an even more grim 43.1%, reports the nonprofit Corporation For Enterprise Development.

The Tricks to Maximizing the Cash-Back Card Payoff

FinanceGuru — Sat, 04 Feb 2012 11:00:00 +0000

Filed under: JP Morgan Chase , Credit Cards Savers love cash-back cards. Unlike rewards cards that grant points, cash-back cards return a fraction of what you spend in good old U.S. currency

Detroit’s New Focus on Small Cars and Quality Pays Off

FinanceGuru — Sat, 04 Feb 2012 10:00:00 +0000

Filed under: Honda Motor Co , Ford Motor Co , Toyota , General Motors , Autos Not long ago, each time gas prices shot up and car buyers turned their attention to more fuel-efficient models, Ford ( F ) and the other Detroit automakers would get hammered. Their strengths were in SUVs, big cars, and pickups -- in other words, gas-hogs. Buyers wanting good mpg numbers tended to look to the imports -- enough to make Toyota's ( TM ) Corolla and Honda's ( HMC ) Civic perennial best-sellers

Wrecks to Riches: Hunting Sunken Treasures from Cape Cod to the Costa Concordia

FinanceGuru — Fri, 03 Feb 2012 15:45:00 +0000

Filed under: Features Off the coast of Massachusetts, and in the Mediterranean waters surrounding the Tuscan island of Giglio, treasure hunters are seeking sunken loot. Greg Brooks of Gorham, Maine -- a founder of shipwreck recovery firm Sub Sea Research -- says he has located the underwater remains of a British merchant ship that was sunk off Cape Cod by a German submarine during World War II. According to Brooks, the wreck contains a cargo of platinum bars now worth more than $3 billion

When 6 Percent Interest Is Too Good to Be True

FinanceGuru — Thu, 02 Feb 2012 17:02:00 +0000

Filed under: Banking , Consumer Ally Savers have taken it on the chin for years, with banks paying almost nothing on checking and savings accounts while happily charging big fees. So when one new financial website offered a 6% interest rate on an insured savings account, you can bet it got a lot of attention. If you've never heard of Mango Financial, you'll probably see a lot about it soon

Savings Experiment: Valentine’s Day

FinanceGuru — Wed, 01 Feb 2012 20:56:46 +0000

Filed under: Savings Experiment , Holidays View Poll Related Stories Save on Women's Intimates Get the Best Bling for Your Buck When Buying a Diamond Ring Valentine's Day is a time when you can show your loved one how much you care, but you don't have to dig deep into your wallet to do it. Here are some great... Savings Experiment: Valentine's Day originally appeared on DailyFinance.com on 2012-01-31T10:00:00Z

Who’s Buying Your Next President? Sheldon Adelson Makes His Bid

FinanceGuru — Wed, 01 Feb 2012 20:56:43 +0000

Filed under: People , Special Report Over the past few weeks, Sheldon Adelson made headlines for his outsized gifts to Newt Gingrich, which have quickly turned him into the biggest individual spender in the 2012 election cycle. But while the casino mogul's huge donations have elevated Gingrich's chances in the Republican primaries, they've also raised quite a few eyebrows.

Netflix Tells Amazon: ‘Been There, Done That’

FinanceGuru — Wed, 01 Feb 2012 18:30:00 +0000

Filed under: Technology , Earnings , Netflix , Apple , Amazon.com Amazon.com's ( AMZN ) disappointing quarterly results Tuesday night may seem eerily familiar to Netflix ( NFLX ) shareholders. We have an online giant seeing its margins contract as it replaces physical delivery with digital delivery. Revenue's growing

Why We Buy: The Psychology of Overspending

FinanceGuru — Wed, 01 Feb 2012 18:25:00 +0000

Filed under: Family Money , Personal Finance Miranda Martinez has a pretty good handle on her finances these days. The college professor and her husband bought a house in Brooklyn, N.Y., with a healthy cash down payment. Martinez takes regular trips to Italy to visit her in-laws without wracking up fat credit card balances.

Before You Cheer IRS Budget Cuts, Consider This

FinanceGuru — Wed, 01 Feb 2012 12:35:00 +0000

Filed under: Taxes Congress is cutting the budget of the Internal Revenue Service. Granted, the IRS is not the most beloved agency in our government, and complying with the rules it enforces isn't exactly a favorite national pastime. But before you cheer the move, consider this: While most parts of the government operate by consuming money, the sole mission of the IRS is to generate the funds that keep the country running.